The Cecilian Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
The Cecilian Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Cecilian Bank Po Box 178 Cecilia, KY 42724 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,095 |
| Total Mortgage Loan Application Amount | $184,355,000 |
| Average Mortgage Loan Application Amount | $124,000 |
| Highest Mortgage Loan Application Amount | $33,155,000 |
| Average Applicant Income | $100,000 |
| Highest Applicant Income | $4,289,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with The Cecilian Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Cecilian Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down The Cecilian Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Cecilian Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Cecilian Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Cecilian Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hardin County Kentucky | 258 | $ 77,240,000 | $ 299,000 | $ 127,000 |
| Grayson County Kentucky | 180 | $ 21,610,000 | $ 120,000 | $ 97,000 |
| Breckinridge County Kentucky | 128 | $ 12,100,000 | $ 94,000 | $ 82,000 |
| Meade County Kentucky | 123 | $ 15,015,000 | $ 122,000 | $ 95,000 |
| Hart County Kentucky | 94 | $ 8,830,000 | $ 93,000 | $ 71,000 |
| Ohio County Kentucky | 35 | $ 3,415,000 | $ 97,000 | $ 112,000 |
| Edmonson County Kentucky | 21 | $ 4,695,000 | $ 223,000 | $ 105,000 |
| Larue County Kentucky | 19 | $ 1,905,000 | $ 100,000 | $ 108,000 |
| Barren County Kentucky | 17 | $ 1,505,000 | $ 88,000 | $ 75,000 |
| Jefferson County Kentucky | 9 | $ 1,875,000 | $ 208,000 | $ 170,000 |
| Bullitt County Kentucky | 8 | $ 850,000 | $ 106,000 | $ 95,000 |
| Metcalfe County Kentucky | 6 | $ 360,000 | $ 60,000 | $ 56,000 |
| Green County Kentucky | 5 | $ 545,000 | $ 109,000 | $ 174,000 |
| Butler County Kentucky | 4 | $ 350,000 | $ 87,000 | $ 90,000 |
| Daviess County Kentucky | 4 | $ 490,000 | $ 122,000 | $ 90,000 |
| Warren County Kentucky | 4 | $ 2,230,000 | $ 557,000 | $ 192,000 |
| Oldham County Kentucky | 3 | $ 1,385,000 | $ 461,000 | $ 715,000 |
| Adair County Kentucky | 2 | $ 110,000 | $ 55,000 | $ 56,000 |
| Fayette County Kentucky | 2 | $ 1,200,000 | $ 600,000 | $ 697,000 |
| Madison County Kentucky | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Monroe County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 171,000 |
| Floyd County Indiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Warrick County Indiana | 1 | $ 285,000 | $ 285,000 | $ 167,000 |
| Boyle County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 698,000 |
| Hancock County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Jessamine County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 698,000 |
| Kenton County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Logan County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 8,000 |
| Marion County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| McLean County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Nelson County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Shelby County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 122,000 |
| Simpson County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 131,000 |
| Webster County Kentucky | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
Mortgage Loan Application Detail Totals for The Cecilian Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 512 | $129,020,000 | $251,000 | $33,155,000 | $96,000 | $2,616,000 |
| Cash-out Refinancing | 170 | $21,240,000 | $124,000 | $1,975,000 | $87,000 | $619,000 |
| Refinancing | 144 | $14,880,000 | $103,000 | $785,000 | $96,000 | $706,000 |
| Other Purpose | 138 | $9,070,000 | $65,000 | $1,125,000 | $127,000 | $4,289,000 |
| Home Improvement | 131 | $10,145,000 | $77,000 | $2,005,000 | $94,000 | $924,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 999 | $113,045,000 | $113,000 | $1,125,000 | $95,000 | $4,289,000 |
| Not applicable | 67 | $65,795,000 | $982,000 | $33,155,000 | $0 | $0 |
| Black or African American | 10 | $1,970,000 | $197,000 | $1,155,000 | $319,000 | $2,616,000 |
| Not Provided | 5 | $915,000 | $183,000 | $365,000 | $53,000 | $90,000 |
| Hispanic | 4 | $800,000 | $200,000 | $355,000 | $81,000 | $118,000 |
| Asian | 4 | $400,000 | $100,000 | $155,000 | $49,000 | $92,000 |
| American Indian or Alaskan Native | 2 | $980,000 | $490,000 | $515,000 | $924,000 | $924,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $260,000 | $130,000 | $205,000 | $200,000 | $262,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 989 | $169,555,000 | $171,000 | $33,155,000 | $104,000 | $4,289,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 64 | $7,100,000 | $110,000 | $305,000 | $44,000 | $89,000 |
| FHA-insured (Federal Housing Administration) | 37 | $6,505,000 | $175,000 | $355,000 | $67,000 | $143,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,195,000 | $239,000 | $405,000 | $64,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 740 | $137,420,000 | $185,000 | $33,155,000 | $115,000 | $4,289,000 |
| Preapproval Approved but not Accepted | 102 | $18,560,000 | $181,000 | $425,000 | $64,000 | $230,000 |
| Application Withdrawn By Applicant | 97 | $11,385,000 | $117,000 | $505,000 | $77,000 | $271,000 |
| Application Denied By Financial Institution | 63 | $5,685,000 | $90,000 | $655,000 | $62,000 | $196,000 |
| Preapproval Denied by Financial Institution | 53 | $5,715,000 | $107,000 | $285,000 | $52,000 | $131,000 |
| Application Approved But Not Accepted | 35 | $5,075,000 | $145,000 | $1,975,000 | $72,000 | $145,000 |
| File Closed For Incompleteness | 5 | $515,000 | $103,000 | $195,000 | $105,000 | $193,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 979 | $172,955,000 | $176,000 | $33,155,000 | $104,000 | $4,289,000 |
| Credit History | 90 | $7,940,000 | $88,000 | $255,000 | $57,000 | $196,000 |
| Debt-To-Income Ratio | 21 | $3,225,000 | $153,000 | $655,000 | $58,000 | $150,000 |
| Collateral | 4 | $180,000 | $45,000 | $75,000 | $81,000 | $117,000 |
| Unverifiable Information | 1 | $55,000 | $55,000 | $55,000 | $11,000 | $11,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Cecilian Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Cecilian Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.