The Cit Group/Consumer Finance
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for The Cit Group/Consumer Finance.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | The Cit Group/Consumer Finance 1 Cit Drive Livingston, NJ 07039 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 85,826 |
| Total Mortgage Loan Application Amount | $9,868,845,000 |
| Average Mortgage Loan Application Amount | $131,028 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $64,661 |
| Highest Applicant Income | $4,788,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Custer County Nebraska | 1 | $ 36,000 | $ 36,000 | $ 26,000 |
| Dakota County Nebraska | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Dodge County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Hamilton County Nebraska | 1 | $ 28,000 | $ 28,000 | $ 33,000 |
| Jefferson County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Kearney County Nebraska | 1 | $ 37,000 | $ 37,000 | $ 18,000 |
| Knox County Nebraska | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Morrill County Nebraska | 1 | $ 46,000 | $ 46,000 | $ 53,000 |
| Otoe County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Saline County Nebraska | 1 | $ 43,000 | $ 43,000 | $ 26,000 |
| Saunders County Nebraska | 1 | $ 27,000 | $ 27,000 | $ 37,000 |
| York County Nebraska | 1 | $ 23,000 | $ 23,000 | $ 31,000 |
| Lander County Nevada | 1 | $ 72,000 | $ 72,000 | $ 101,000 |
| Mineral County Nevada | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Storey County Nevada | 1 | $ 210,000 | $ 210,000 | $ 54,000 |
| Carroll County New Hampshire | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Cibola County New Mexico | 1 | $ 61,000 | $ 61,000 | $ 26,000 |
| Eddy County New Mexico | 1 | $ 106,000 | $ 106,000 | $ 66,000 |
| Grant County New Mexico | 1 | $ 164,000 | $ 164,000 | $ 56,000 |
| Los Alamos County New Mexico | 1 | $ 237,000 | $ 237,000 | $ 107,000 |
| Otero County New Mexico | 1 | $ 98,000 | $ 98,000 | $ 117,000 |
| Rio Arriba County New Mexico | 1 | $ 70,000 | $ 70,000 | $ 47,000 |
| San Miguel County New Mexico | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Socorro County New Mexico | 1 | $ 77,000 | $ 77,000 | $ 29,000 |
| Westchester County New York | 1 | $ 678,000 | $ 678,000 | $ 97,000 |
| Hyde County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 61,000 |
| Mitchell County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Adair County Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 54,000 |
| Cotton County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Dewey County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Grant County Oklahoma | 1 | $ 26,000 | $ 26,000 | $ 54,000 |
| Greer County Oklahoma | 1 | $ 31,000 | $ 31,000 | $ 30,000 |
| Noble County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 19,000 |
| Tillman County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 39,000 |
| Grant County Oregon | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Sherman County Oregon | 1 | $ 68,000 | $ 68,000 | $ 43,000 |
| Wasco County Oregon | 1 | $ 74,000 | $ 74,000 | $ 34,000 |
| Fulton County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Sullivan County Pennsylvania | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Bristol County Rhode Island | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Charles Mix County South Dakota | 1 | $ 68,000 | $ 68,000 | $ 27,000 |
| Codington County South Dakota | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Day County South Dakota | 1 | $ 107,000 | $ 107,000 | $ 71,000 |
| Bedford County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Benton County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Cannon County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Carroll County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 42,000 |
| Carter County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Chester County Tennessee | 1 | $ 39,000 | $ 39,000 | $ 49,000 |
| Clay County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| DeKalb County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 35,000 |
| Dickson County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Dyer County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Fayette County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 14,000 |
| Gibson County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Henry County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Jackson County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 36,000 |
| Lauderdale County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Lawrence County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 52,000 |
| Lewis County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 37,000 |
| Macon County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Maury County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 71,000 |
| McNairy County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Meigs County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 108,000 |
| Morgan County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 10,000 |
| Putnam County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Rhea County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 38,000 |
| Robertson County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Smith County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 58,000 |
| Stewart County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Castro County Texas | 1 | $ 51,000 | $ 51,000 | $ 190,000 |
| Crane County Texas | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Crosby County Texas | 1 | $ 135,000 | $ 135,000 | $ 150,000 |
| Deaf Smith County Texas | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Donley County Texas | 1 | $ 36,000 | $ 36,000 | $ 45,000 |
| Goliad County Texas | 1 | $ 59,000 | $ 59,000 | $ 62,000 |
| Hall County Texas | 1 | $ 32,000 | $ 32,000 | $ 26,000 |
| Hansford County Texas | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Knox County Texas | 1 | $ 30,000 | $ 30,000 | $ 19,000 |
| Mason County Texas | 1 | $ 46,000 | $ 46,000 | $ 18,000 |
| Moore County Texas | 1 | $ 46,000 | $ 46,000 | $ 36,000 |
| Newton County Texas | 1 | $ 38,000 | $ 38,000 | $ 46,000 |
| Nolan County Texas | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Rains County Texas | 1 | $ 54,000 | $ 54,000 | $ 218,000 |
| Scurry County Texas | 1 | $ 46,000 | $ 46,000 | $ 19,000 |
| Shelby County Texas | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Stephens County Texas | 1 | $ 32,000 | $ 32,000 | $ 58,000 |
| Sutton County Texas | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Swisher County Texas | 1 | $ 48,000 | $ 48,000 | $ 31,000 |
| Yoakum County Texas | 1 | $ 64,000 | $ 64,000 | $ 57,000 |
| Zapata County Texas | 1 | $ 82,000 | $ 82,000 | $ 53,000 |
| Carbon County Utah | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Emery County Utah | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Garfield County Utah | 1 | $ 37,000 | $ 37,000 | $ 38,000 |
| Uintah County Utah | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Franklin County Vermont | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Windsor County Vermont | 1 | $ 60,000 | $ 60,000 | $ 80,000 |
| Bath County Virginia | 1 | $ 99,000 | $ 99,000 | $ 33,000 |
| Buchanan County Virginia | 1 | $ 42,000 | $ 42,000 | $ 30,000 |
| Buckingham County Virginia | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Buena Vista County Virginia | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
| Falls Church County Virginia | 1 | $ 333,000 | $ 333,000 | $ 174,000 |
| Harrisonburg County Virginia | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Lee County Virginia | 1 | $ 54,000 | $ 54,000 | $ 57,000 |
| Mathews County Virginia | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Richmond County Virginia | 1 | $ 59,000 | $ 59,000 | $ 21,000 |
| Adams County Washington | 1 | $ 92,000 | $ 92,000 | $ 47,000 |
| Asotin County Washington | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Ferry County Washington | 1 | $ 217,000 | $ 217,000 | $ 325,000 |
| Clay County West Virginia | 1 | $ 113,000 | $ 113,000 | $ 70,000 |
| Bayfield County Wisconsin | 1 | $ 8,000 | $ 8,000 | $ 47,000 |
| Burnett County Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 235,000 |
| Clark County Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Douglas County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 44,000 |
| Dunn County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Eau Claire County Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 48,000 |
| Fond du Lac County Wisconsin | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Lafayette County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Marinette County Wisconsin | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Pepin County Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 148,000 |
| Rusk County Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Shawano County Wisconsin | 1 | $ 67,000 | $ 67,000 | $ 48,000 |
| Crook County Wyoming | 1 | $ 83,000 | $ 83,000 | $ 58,000 |
| Sheridan County Wyoming | 1 | $ 482,000 | $ 482,000 | $ 165,000 |
| Teton County Wyoming | 1 | $ 557,000 | $ 557,000 | $ 0 |
| Washakie County Wyoming | 1 | $ 82,000 | $ 82,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Cit Group/Consumer Finance in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 39,846 | $4,254,976,000 | $127,104 | $2,400,000 | $72,583 | $4,788,000 |
| Home Purchase | 34,554 | $4,184,286,000 | $131,820 | $6,000,000 | $52,100 | $4,397,000 |
| Home Improvement | 11,426 | $1,429,583,000 | $134,409 | $999,000 | $70,295 | $4,200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 37,362 | $4,129,041,000 | $124,714 | $2,400,000 | $71,897 | $4,788,000 |
| Not Provided | 19,542 | $2,107,459,000 | $137,808 | $2,165,000 | $72,553 | $4,397,000 |
| Black or African American | 13,322 | $1,373,856,000 | $112,300 | $6,000,000 | $64,425 | $4,200,000 |
| Not applicable | 7,780 | $1,242,878,000 | $136,500 | $1,000,000 | $1,854 | $724,000 |
| Hispanic | 5,846 | $677,791,000 | $116,075 | $1,200,000 | $61,450 | $1,578,000 |
| Asian | 1,527 | $276,061,000 | $156,656 | $1,100,000 | $89,093 | $1,255,000 |
| Native Hawaiian or Other Pacific Islander | 241 | $38,554,000 | $132,185 | $1,075,000 | $69,333 | $360,000 |
| American Indian or Alaskan Native | 206 | $23,205,000 | $112,739 | $757,000 | $63,434 | $405,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 85,826 | $9,868,845,000 | $135,215 | $6,000,000 | $61,215 | $4,788,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 27,319 | $2,855,555,000 | $110,125 | $1,000,000 | $71,525 | $2,700,000 |
| Loan Originated | 19,138 | $2,115,112,000 | $122,976 | $1,000,000 | $80,595 | $1,783,000 |
| Application Denied By Financial Institution | 15,532 | $1,625,070,000 | $135,255 | $1,200,000 | $68,489 | $2,992,000 |
| Application Withdrawn By Applicant | 14,842 | $1,864,131,000 | $132,108 | $6,000,000 | $82,478 | $4,788,000 |
| Loan Purchased By The Institution | 8,995 | $1,408,977,000 | $135,770 | $1,000,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.