Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for The Farmers & Merchants State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | The Farmers & Merchants State Bank 307 N Defiance St Archbold, OH 43502 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,744 |
Total Mortgage Loan Application Amount | $343,270,000 |
Average Mortgage Loan Application Amount | $167,800 |
Highest Mortgage Loan Application Amount | $7,385,000 |
Average Applicant Income | $81,800 |
Highest Applicant Income | $2,160,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Williams County Ohio | 278 | $ 32,850,000 | $ 118,000 | $ 65,000 |
Fulton County Ohio | 272 | $ 40,310,000 | $ 148,000 | $ 82,000 |
Adams County Indiana | 175 | $ 26,095,000 | $ 149,000 | $ 53,000 |
Lucas County Ohio | 148 | $ 27,070,000 | $ 182,000 | $ 120,000 |
Defiance County Ohio | 82 | $ 11,070,000 | $ 135,000 | $ 67,000 |
Allen County Indiana | 73 | $ 17,205,000 | $ 235,000 | $ 147,000 |
Champaign County Ohio | 72 | $ 12,530,000 | $ 174,000 | $ 108,000 |
Franklin County Ohio | 72 | $ 47,320,000 | $ 657,000 | $ 94,000 |
Henry County Ohio | 67 | $ 8,725,000 | $ 130,000 | $ 72,000 |
Wood County Ohio | 59 | $ 14,235,000 | $ 241,000 | $ 99,000 |
Jay County Indiana | 47 | $ 5,935,000 | $ 126,000 | $ 58,000 |
Clark County Ohio | 44 | $ 7,740,000 | $ 175,000 | $ 96,000 |
Steuben County Indiana | 38 | $ 7,970,000 | $ 209,000 | $ 107,000 |
DeKalb County Indiana | 31 | $ 4,545,000 | $ 146,000 | $ 78,000 |
Wells County Indiana | 27 | $ 3,705,000 | $ 137,000 | $ 54,000 |
Delaware County Indiana | 24 | $ 5,460,000 | $ 227,000 | $ 40,000 |
Butler County Ohio | 20 | $ 17,320,000 | $ 866,000 | $ 184,000 |
Paulding County Ohio | 15 | $ 1,635,000 | $ 109,000 | $ 57,000 |
Hillsdale County Michigan | 11 | $ 1,755,000 | $ 159,000 | $ 85,000 |
Hancock County Ohio | 10 | $ 2,510,000 | $ 251,000 | $ 104,000 |
Branch County Michigan | 9 | $ 2,225,000 | $ 247,000 | $ 87,000 |
Lenawee County Michigan | 9 | $ 975,000 | $ 108,000 | $ 92,000 |
Van Wert County Ohio | 9 | $ 1,215,000 | $ 135,000 | $ 24,000 |
Wayne County Indiana | 8 | $ 1,500,000 | $ 187,000 | $ 50,000 |
Monroe County Michigan | 7 | $ 1,315,000 | $ 187,000 | $ 100,000 |
Ottawa County Ohio | 7 | $ 1,205,000 | $ 172,000 | $ 107,000 |
Fayette County Indiana | 6 | $ 570,000 | $ 95,000 | $ 99,000 |
LaGrange County Indiana | 6 | $ 1,000,000 | $ 166,000 | $ 74,000 |
Elkhart County Indiana | 5 | $ 1,015,000 | $ 203,000 | $ 71,000 |
Henry County Indiana | 5 | $ 875,000 | $ 175,000 | $ 42,000 |
Kosciusko County Indiana | 5 | $ 1,025,000 | $ 205,000 | $ 180,000 |
Montgomery County Ohio | 5 | $ 1,325,000 | $ 265,000 | $ 26,000 |
Noble County Indiana | 4 | $ 670,000 | $ 167,000 | $ 73,000 |
Oakland County Michigan | 4 | $ 1,690,000 | $ 422,000 | $ 59,000 |
Putnam County Ohio | 4 | $ 630,000 | $ 157,000 | $ 62,000 |
Charlotte County Florida | 3 | $ 1,255,000 | $ 418,000 | $ 68,000 |
Lee County Florida | 3 | $ 895,000 | $ 298,000 | $ 233,000 |
Dearborn County Indiana | 3 | $ 445,000 | $ 148,000 | $ 446,000 |
Madison County Indiana | 3 | $ 405,000 | $ 135,000 | $ 107,000 |
Marion County Indiana | 3 | $ 215,000 | $ 71,000 | $ 0 |
Randolph County Indiana | 3 | $ 305,000 | $ 101,000 | $ 116,000 |
Whitley County Indiana | 3 | $ 605,000 | $ 201,000 | $ 119,000 |
Mercer County Ohio | 3 | $ 325,000 | $ 108,000 | $ 70,000 |
Sandusky County Ohio | 3 | $ 465,000 | $ 155,000 | $ 114,000 |
Blackford County Indiana | 2 | $ 190,000 | $ 95,000 | $ 43,000 |
Hamilton County Indiana | 2 | $ 970,000 | $ 485,000 | $ 259,000 |
Huntington County Indiana | 2 | $ 100,000 | $ 50,000 | $ 32,000 |
Miami County Indiana | 2 | $ 360,000 | $ 180,000 | $ 43,000 |
Union County Indiana | 2 | $ 580,000 | $ 290,000 | $ 86,000 |
Ogemaw County Michigan | 2 | $ 250,000 | $ 125,000 | $ 67,000 |
Wayne County Michigan | 2 | $ 910,000 | $ 455,000 | $ 0 |
Allen County Ohio | 2 | $ 210,000 | $ 105,000 | $ 43,000 |
Hamilton County Ohio | 2 | $ 280,000 | $ 140,000 | $ 65,000 |
Logan County Ohio | 2 | $ 130,000 | $ 65,000 | $ 34,000 |
Union County Ohio | 2 | $ 500,000 | $ 250,000 | $ 0 |
Maricopa County Arizona | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
Collier County Florida | 1 | $ 1,665,000 | $ 1,665,000 | $ 0 |
Pasco County Florida | 1 | $ 865,000 | $ 865,000 | $ 0 |
Sarasota County Florida | 1 | $ 7,385,000 | $ 7,385,000 | $ 0 |
Franklin County Indiana | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
Grant County Indiana | 1 | $ 105,000 | $ 105,000 | $ 137,000 |
Lake County Indiana | 1 | $ 505,000 | $ 505,000 | $ 2,160,000 |
Rush County Indiana | 1 | $ 315,000 | $ 315,000 | $ 45,000 |
St. Joseph County Indiana | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
White County Indiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
Bourbon County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 139,000 |
Charlevoix County Michigan | 1 | $ 405,000 | $ 405,000 | $ 0 |
Crawford County Michigan | 1 | $ 155,000 | $ 155,000 | $ 197,000 |
Grand Traverse County Michigan | 1 | $ 545,000 | $ 545,000 | $ 179,000 |
Jackson County Michigan | 1 | $ 275,000 | $ 275,000 | $ 238,000 |
Macomb County Michigan | 1 | $ 465,000 | $ 465,000 | $ 0 |
Schoolcraft County Michigan | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
St. Joseph County Michigan | 1 | $ 155,000 | $ 155,000 | $ 748,000 |
Catawba County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 121,000 |
Clay County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 120,000 |
Gaston County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
Henderson County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 91,000 |
Clinton County Ohio | 1 | $ 255,000 | $ 255,000 | $ 0 |
Cuyahoga County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
Delaware County Ohio | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
Erie County Ohio | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
Huron County Ohio | 1 | $ 855,000 | $ 855,000 | $ 0 |
Licking County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
Madison County Ohio | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
Miami County Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
Noble County Ohio | 1 | $ 375,000 | $ 375,000 | $ 239,000 |
Preble County Ohio | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
Wayne County Ohio | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
Wyandot County Ohio | 1 | $ 165,000 | $ 165,000 | $ 20,000 |
Sevier County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 126,000 |
Augusta County Virginia | 1 | $ 185,000 | $ 185,000 | $ 137,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 961 | $183,625,000 | $191,000 | $7,385,000 | $82,000 | $2,160,000 |
Cash-out Refinancing | 394 | $95,150,000 | $241,000 | $3,725,000 | $84,000 | $656,000 |
Refinancing | 338 | $58,310,000 | $172,000 | $6,005,000 | $93,000 | $748,000 |
Other Purpose | 38 | $4,740,000 | $124,000 | $465,000 | $77,000 | $312,000 |
Home Improvement | 13 | $1,445,000 | $111,000 | $185,000 | $73,000 | $76,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,374 | $213,990,000 | $155,000 | $1,665,000 | $82,000 | $1,208,000 |
Not applicable | 225 | $109,085,000 | $484,000 | $7,385,000 | $0 | $0 |
Hispanic | 75 | $9,425,000 | $125,000 | $505,000 | $66,000 | $405,000 |
Not Provided | 53 | $7,405,000 | $139,000 | $445,000 | $117,000 | $1,845,000 |
Asian | 8 | $2,220,000 | $277,000 | $545,000 | $427,000 | $2,160,000 |
Black or African American | 6 | $650,000 | $108,000 | $315,000 | $43,000 | $64,000 |
American Indian or Alaskan Native | 2 | $370,000 | $185,000 | $245,000 | $86,000 | $140,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,744 | $343,270,000 | $196,000 | $7,385,000 | $84,000 | $2,160,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,040 | $231,450,000 | $222,000 | $7,385,000 | $92,000 | $1,845,000 |
Preapproval Denied by Financial Institution | 183 | $23,255,000 | $127,000 | $515,000 | $57,000 | $486,000 |
Application Denied By Financial Institution | 174 | $26,600,000 | $152,000 | $605,000 | $80,000 | $2,160,000 |
Preapproval Approved but not Accepted | 170 | $32,360,000 | $190,000 | $545,000 | $81,000 | $341,000 |
Application Withdrawn By Applicant | 154 | $26,020,000 | $168,000 | $965,000 | $87,000 | $656,000 |
Loan Purchased By The Institution | 22 | $3,540,000 | $160,000 | $495,000 | $0 | $0 |
Application Approved But Not Accepted | 1 | $45,000 | $45,000 | $45,000 | $68,000 | $68,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 1,387 | $293,415,000 | $211,000 | $7,385,000 | $89,000 | $1,845,000 |
Credit History | 170 | $19,650,000 | $115,000 | $515,000 | $61,000 | $486,000 |
Debt-To-Income Ratio | 77 | $12,555,000 | $163,000 | $605,000 | $50,000 | $188,000 |
Credit Application Incomplete | 41 | $7,445,000 | $181,000 | $515,000 | $77,000 | $238,000 |
Collateral | 33 | $5,065,000 | $153,000 | $505,000 | $78,000 | $228,000 |
Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,410,000 | $117,000 | $195,000 | $63,000 | $169,000 |
Other | 9 | $1,325,000 | $147,000 | $505,000 | $282,000 | $2,160,000 |
Employment History | 9 | $1,725,000 | $191,000 | $545,000 | $73,000 | $217,000 |
Unverifiable Information | 4 | $430,000 | $107,000 | $195,000 | $54,000 | $110,000 |
Mortgage Insurance Denied | 2 | $250,000 | $125,000 | $195,000 | $58,000 | $63,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.