Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | The First State Bank Po Box 295 Barboursville, WV 25504 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 832 |
Total Mortgage Loan Application Amount | $95,193,000 |
Average Mortgage Loan Application Amount | $154,080 |
Highest Mortgage Loan Application Amount | $812,000 |
Average Applicant Income | $78,600 |
Highest Applicant Income | $1,157,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Cabell County West Virginia | 63 | $ 6,320,000 | $ 100,000 | $ 70,000 |
Athens County Ohio | 51 | $ 5,905,000 | $ 115,000 | $ 65,000 |
Hocking County Ohio | 50 | $ 4,854,000 | $ 97,000 | $ 40,000 |
Pulaski County Kentucky | 49 | $ 5,530,000 | $ 112,000 | $ 84,000 |
Putnam County Ohio | 30 | $ 3,524,000 | $ 117,000 | $ 47,000 |
Montgomery County Kentucky | 28 | $ 3,285,000 | $ 117,000 | $ 58,000 |
Defiance County Ohio | 27 | $ 2,502,000 | $ 92,000 | $ 49,000 |
Auglaize County Ohio | 23 | $ 2,870,000 | $ 124,000 | $ 44,000 |
Kent County Maryland | 22 | $ 4,654,000 | $ 211,000 | $ 80,000 |
Muskingum County Ohio | 22 | $ 2,280,000 | $ 103,000 | $ 37,000 |
Spencer County Indiana | 20 | $ 1,916,000 | $ 95,000 | $ 52,000 |
Shelby County Ohio | 20 | $ 2,130,000 | $ 106,000 | $ 94,000 |
Putnam County West Virginia | 20 | $ 2,951,000 | $ 147,000 | $ 100,000 |
Morgan County Ohio | 19 | $ 1,698,000 | $ 89,000 | $ 58,000 |
Perry County Ohio | 19 | $ 2,242,000 | $ 118,000 | $ 64,000 |
Knox County Kentucky | 16 | $ 2,002,000 | $ 125,000 | $ 85,000 |
Bradford County Pennsylvania | 16 | $ 1,561,000 | $ 97,000 | $ 46,000 |
Lycoming County Pennsylvania | 15 | $ 1,623,000 | $ 108,000 | $ 50,000 |
Noble County Ohio | 14 | $ 1,333,000 | $ 95,000 | $ 41,000 |
Graves County Kentucky | 12 | $ 839,000 | $ 69,000 | $ 38,000 |
Fairfield County Ohio | 10 | $ 922,000 | $ 92,000 | $ 88,000 |
Washington County Ohio | 10 | $ 869,000 | $ 86,000 | $ 57,000 |
Kanawha County West Virginia | 10 | $ 1,062,000 | $ 106,000 | $ 62,000 |
Lawrence County Ohio | 9 | $ 710,000 | $ 78,000 | $ 42,000 |
Dubois County Indiana | 8 | $ 880,000 | $ 110,000 | $ 44,000 |
Adair County Kentucky | 8 | $ 635,000 | $ 79,000 | $ 50,000 |
McCracken County Kentucky | 8 | $ 929,000 | $ 116,000 | $ 48,000 |
Erie County Ohio | 8 | $ 1,018,000 | $ 127,000 | $ 115,000 |
Stark County Ohio | 8 | $ 951,000 | $ 118,000 | $ 56,000 |
Carroll County Ohio | 7 | $ 768,000 | $ 109,000 | $ 45,000 |
Wayne County West Virginia | 7 | $ 473,000 | $ 67,000 | $ 143,000 |
Lake County Michigan | 6 | $ 907,000 | $ 151,000 | $ 136,000 |
Clermont County Ohio | 6 | $ 740,000 | $ 123,000 | $ 56,000 |
Fayette County Kentucky | 5 | $ 822,000 | $ 164,000 | $ 108,000 |
Washington County Maryland | 5 | $ 839,000 | $ 167,000 | $ 42,000 |
Osceola County Michigan | 5 | $ 455,000 | $ 91,000 | $ 54,000 |
Brown County Ohio | 5 | $ 691,000 | $ 138,000 | $ 68,000 |
Paulding County Ohio | 5 | $ 575,000 | $ 115,000 | $ 59,000 |
Pike County Ohio | 5 | $ 487,000 | $ 97,000 | $ 44,000 |
Warrick County Indiana | 4 | $ 284,000 | $ 71,000 | $ 64,000 |
Bath County Kentucky | 4 | $ 261,000 | $ 65,000 | $ 51,000 |
Cumberland County Kentucky | 4 | $ 386,000 | $ 96,000 | $ 119,000 |
Hart County Kentucky | 4 | $ 139,000 | $ 34,000 | $ 23,000 |
Queen Anne's County Maryland | 4 | $ 725,000 | $ 181,000 | $ 48,000 |
Newaygo County Michigan | 4 | $ 406,000 | $ 101,000 | $ 57,000 |
Franklin County Pennsylvania | 4 | $ 563,000 | $ 140,000 | $ 55,000 |
Tioga County Pennsylvania | 4 | $ 470,000 | $ 117,000 | $ 83,000 |
Mason County West Virginia | 4 | $ 975,000 | $ 243,000 | $ 311,000 |
Clinton County Kentucky | 3 | $ 211,000 | $ 70,000 | $ 62,000 |
Madison County Kentucky | 3 | $ 332,000 | $ 110,000 | $ 60,000 |
Ohio County Kentucky | 3 | $ 245,000 | $ 81,000 | $ 59,000 |
Kent County Michigan | 3 | $ 490,000 | $ 163,000 | $ 83,000 |
Huron County Ohio | 3 | $ 189,000 | $ 63,000 | $ 22,000 |
Mercer County Ohio | 3 | $ 424,000 | $ 141,000 | $ 64,000 |
Horry County South Carolina | 3 | $ 1,250,000 | $ 416,000 | $ 347,000 |
Pickett County Tennessee | 3 | $ 308,000 | $ 102,000 | $ 76,000 |
Boyd County Kentucky | 2 | $ 213,000 | $ 106,000 | $ 81,000 |
Clark County Kentucky | 2 | $ 421,000 | $ 210,000 | $ 98,000 |
Jefferson County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 145,000 |
Lincoln County Kentucky | 2 | $ 110,000 | $ 55,000 | $ 16,000 |
McCreary County Kentucky | 2 | $ 156,000 | $ 78,000 | $ 24,000 |
Menifee County Kentucky | 2 | $ 153,000 | $ 76,000 | $ 44,000 |
Pendleton County Kentucky | 2 | $ 202,000 | $ 101,000 | $ 72,000 |
Wayne County Kentucky | 2 | $ 208,000 | $ 104,000 | $ 50,000 |
Mecosta County Michigan | 2 | $ 221,000 | $ 110,000 | $ 54,000 |
Muskegon County Michigan | 2 | $ 225,000 | $ 112,000 | $ 69,000 |
Tuscola County Michigan | 2 | $ 291,000 | $ 145,000 | $ 77,000 |
Allen County Ohio | 2 | $ 318,000 | $ 159,000 | $ 70,000 |
Columbiana County Ohio | 2 | $ 96,000 | $ 48,000 | $ 44,000 |
Henry County Ohio | 2 | $ 170,000 | $ 85,000 | $ 50,000 |
Highland County Ohio | 2 | $ 303,000 | $ 151,000 | $ 87,000 |
Meigs County Ohio | 2 | $ 154,000 | $ 77,000 | $ 31,000 |
Portage County Ohio | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
Ross County Ohio | 2 | $ 143,000 | $ 71,000 | $ 47,000 |
Centre County Pennsylvania | 2 | $ 282,000 | $ 141,000 | $ 61,000 |
Columbia County Pennsylvania | 2 | $ 203,000 | $ 101,000 | $ 58,000 |
Cumberland County Pennsylvania | 2 | $ 416,000 | $ 208,000 | $ 119,000 |
Fayette County West Virginia | 2 | $ 272,000 | $ 136,000 | $ 98,000 |
Charlotte County Florida | 1 | $ 360,000 | $ 360,000 | $ 154,000 |
Indian River County Florida | 1 | $ 206,000 | $ 206,000 | $ 73,000 |
Palm Beach County Florida | 1 | $ 193,000 | $ 193,000 | $ 0 |
Allen County Indiana | 1 | $ 62,000 | $ 62,000 | $ 24,000 |
Vanderburgh County Indiana | 1 | $ 89,000 | $ 89,000 | $ 52,000 |
Barren County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
Bourbon County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 25,000 |
Boyle County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
Breckinridge County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 160,000 |
Calloway County Kentucky | 1 | $ 280,000 | $ 280,000 | $ 122,000 |
Carlisle County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 82,000 |
Casey County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
Daviess County Kentucky | 1 | $ 224,000 | $ 224,000 | $ 123,000 |
Elliott County Kentucky | 1 | $ 73,000 | $ 73,000 | $ 48,000 |
Greenup County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 134,000 |
Johnson County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 67,000 |
Laurel County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
Livingston County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 49,000 |
Meade County Kentucky | 1 | $ 131,000 | $ 131,000 | $ 62,000 |
Powell County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 26,000 |
Rowan County Kentucky | 1 | $ 157,000 | $ 157,000 | $ 59,000 |
Russell County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 52,000 |
Shelby County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 40,000 |
Anne Arundel County Maryland | 1 | $ 350,000 | $ 350,000 | $ 144,000 |
Cecil County Maryland | 1 | $ 228,000 | $ 228,000 | $ 104,000 |
Manistee County Michigan | 1 | $ 94,000 | $ 94,000 | $ 34,000 |
Oceana County Michigan | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
Sanilac County Michigan | 1 | $ 229,000 | $ 229,000 | $ 61,000 |
Ocean County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 151,000 |
Tioga County New York | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
Franklin County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
Belmont County Ohio | 1 | $ 92,000 | $ 92,000 | $ 98,000 |
Champaign County Ohio | 1 | $ 117,000 | $ 117,000 | $ 34,000 |
Franklin County Ohio | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
Guernsey County Ohio | 1 | $ 139,000 | $ 139,000 | $ 64,000 |
Hamilton County Ohio | 1 | $ 123,000 | $ 123,000 | $ 50,000 |
Hancock County Ohio | 1 | $ 71,000 | $ 71,000 | $ 35,000 |
Hardin County Ohio | 1 | $ 88,000 | $ 88,000 | $ 47,000 |
Licking County Ohio | 1 | $ 247,000 | $ 247,000 | $ 93,000 |
Monroe County Ohio | 1 | $ 42,000 | $ 42,000 | $ 30,000 |
Sandusky County Ohio | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
Warren County Ohio | 1 | $ 190,000 | $ 190,000 | $ 48,000 |
Williams County Ohio | 1 | $ 69,000 | $ 69,000 | $ 41,000 |
Berks County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 71,000 |
Delaware County Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 98,000 |
Montgomery County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
Northumberland County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 63,000 |
Sullivan County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 98,000 |
Jefferson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
Galveston County Texas | 1 | $ 196,000 | $ 196,000 | $ 0 |
Jackson County West Virginia | 1 | $ 237,000 | $ 237,000 | $ 169,000 |
Lincoln County West Virginia | 1 | $ 70,000 | $ 70,000 | $ 109,000 |
Marshall County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 75,000 |
Pocahontas County West Virginia | 1 | $ 128,000 | $ 128,000 | $ 239,000 |
Roane County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
Wood County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 494 | $57,404,000 | $130,444 | $812,000 | $65,666 | $1,157,000 |
Home Purchase | 337 | $37,769,000 | $177,200 | $650,000 | $89,333 | $881,000 |
Home Improvement | 1 | $20,000 | $20,000 | $20,000 | $34,000 | $34,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 795 | $90,615,000 | $183,384 | $812,000 | $110,000 | $1,157,000 |
Not Provided | 19 | $2,232,000 | $118,000 | $195,000 | $102,600 | $302,000 |
Black or African American | 8 | $795,000 | $133,333 | $266,000 | $66,000 | $113,000 |
Not applicable | 6 | $952,000 | $203,333 | $300,000 | $0 | $0 |
Hispanic | 3 | $464,000 | $153,500 | $224,000 | $47,500 | $58,000 |
Asian | 1 | $135,000 | $135,000 | $135,000 | $60,000 | $60,000 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 830 | $95,023,000 | $178,066 | $812,000 | $88,133 | $1,157,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $170,000 | $85,000 | $94,000 | $33,000 | $34,000 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 606 | $71,730,000 | $188,461 | $812,000 | $96,230 | $1,157,000 |
Application Denied By Financial Institution | 100 | $9,903,000 | $115,500 | $428,000 | $59,000 | $177,000 |
Application Approved But Not Accepted | 69 | $6,795,000 | $106,285 | $241,000 | $57,714 | $302,000 |
Application Withdrawn By Applicant | 41 | $4,877,000 | $129,714 | $265,000 | $56,000 | $147,000 |
File Closed For Incompleteness | 16 | $1,888,000 | $112,666 | $224,000 | $56,333 | $103,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 11 | $1,638,000 | $153,666 | $428,000 | $53,000 | $133,000 |
Debt-To-Income Ratio | 3 | $358,000 | $119,000 | $175,000 | $36,000 | $53,000 |
Collateral | 2 | $199,000 | $99,500 | $103,000 | $62,000 | $63,000 |
Other | 2 | $215,000 | $107,000 | $135,000 | $76,000 | $114,000 |
Unverifiable Information | 1 | $124,000 | $124,000 | $124,000 | $43,000 | $43,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $232,000 | $232,000 | $232,000 | $80,000 | $80,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.