Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | The First State Bank Po Box 295 Barboursville, WV 25504 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 964 |
Total Mortgage Loan Application Amount | $130,948,000 |
Average Mortgage Loan Application Amount | $117,333 |
Highest Mortgage Loan Application Amount | $439,000 |
Average Applicant Income | $88,333 |
Highest Applicant Income | $751,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Cabell County West Virginia | 226 | $ 26,129,000 | $ 115,000 | $ 75,000 |
Fayette County Kentucky | 46 | $ 11,408,000 | $ 248,000 | $ 232,000 |
Putnam County West Virginia | 46 | $ 7,551,000 | $ 164,000 | $ 117,000 |
Muskingum County Ohio | 33 | $ 3,736,000 | $ 113,000 | $ 69,000 |
Lawrence County Ohio | 28 | $ 4,338,000 | $ 154,000 | $ 72,000 |
Graves County Kentucky | 26 | $ 3,222,000 | $ 123,000 | $ 81,000 |
Wayne County West Virginia | 26 | $ 3,856,000 | $ 148,000 | $ 87,000 |
Montgomery County Kentucky | 22 | $ 2,756,000 | $ 125,000 | $ 72,000 |
Pulaski County Kentucky | 22 | $ 2,836,000 | $ 128,000 | $ 77,000 |
Kanawha County West Virginia | 22 | $ 2,694,000 | $ 122,000 | $ 86,000 |
Putnam County Ohio | 18 | $ 2,703,000 | $ 150,000 | $ 78,000 |
Athens County Ohio | 17 | $ 2,401,000 | $ 141,000 | $ 107,000 |
Auglaize County Ohio | 17 | $ 2,392,000 | $ 140,000 | $ 70,000 |
Washington County Ohio | 17 | $ 2,183,000 | $ 128,000 | $ 72,000 |
Defiance County Ohio | 14 | $ 1,182,000 | $ 84,000 | $ 51,000 |
Perry County Ohio | 13 | $ 1,531,000 | $ 117,000 | $ 69,000 |
Stark County Ohio | 13 | $ 1,884,000 | $ 144,000 | $ 76,000 |
Shelby County Ohio | 11 | $ 1,265,000 | $ 115,000 | $ 70,000 |
Bourbon County Kentucky | 10 | $ 1,718,000 | $ 171,000 | $ 64,000 |
Hocking County Ohio | 10 | $ 1,471,000 | $ 147,000 | $ 104,000 |
Licking County Ohio | 10 | $ 1,260,000 | $ 126,000 | $ 78,000 |
Clinton County Kentucky | 9 | $ 800,000 | $ 88,000 | $ 49,000 |
Noble County Ohio | 9 | $ 1,319,000 | $ 146,000 | $ 64,000 |
Lincoln County West Virginia | 9 | $ 815,000 | $ 90,000 | $ 36,000 |
Warren County Kentucky | 7 | $ 1,019,000 | $ 145,000 | $ 56,000 |
Cumberland County Kentucky | 6 | $ 612,000 | $ 102,000 | $ 68,000 |
Lake County Michigan | 6 | $ 541,000 | $ 90,000 | $ 90,000 |
Osceola County Michigan | 6 | $ 758,000 | $ 126,000 | $ 62,000 |
Spencer County Indiana | 5 | $ 532,000 | $ 106,000 | $ 70,000 |
Barren County Kentucky | 5 | $ 505,000 | $ 101,000 | $ 61,000 |
Clark County Kentucky | 5 | $ 997,000 | $ 199,000 | $ 111,000 |
Jessamine County Kentucky | 5 | $ 1,151,000 | $ 230,000 | $ 170,000 |
Guernsey County Ohio | 5 | $ 644,000 | $ 128,000 | $ 49,000 |
Morgan County Ohio | 5 | $ 396,000 | $ 79,000 | $ 73,000 |
Mason County West Virginia | 5 | $ 804,000 | $ 160,000 | $ 126,000 |
Hart County Kentucky | 4 | $ 282,000 | $ 70,000 | $ 158,000 |
Knox County Kentucky | 4 | $ 265,000 | $ 66,000 | $ 60,000 |
Carroll County Ohio | 4 | $ 478,000 | $ 119,000 | $ 73,000 |
Henry County Ohio | 4 | $ 521,000 | $ 130,000 | $ 62,000 |
Horry County South Carolina | 4 | $ 951,000 | $ 237,000 | $ 229,000 |
Wayne County Kentucky | 3 | $ 434,000 | $ 144,000 | $ 98,000 |
Kent County Michigan | 3 | $ 382,000 | $ 127,000 | $ 87,000 |
Newaygo County Michigan | 3 | $ 229,000 | $ 76,000 | $ 71,000 |
Fairfield County Ohio | 3 | $ 344,000 | $ 114,000 | $ 74,000 |
Meigs County Ohio | 3 | $ 382,000 | $ 127,000 | $ 59,000 |
Paulding County Ohio | 3 | $ 282,000 | $ 94,000 | $ 47,000 |
Jackson County West Virginia | 3 | $ 358,000 | $ 119,000 | $ 143,000 |
Indian River County Florida | 2 | $ 650,000 | $ 325,000 | $ 145,000 |
Dubois County Indiana | 2 | $ 251,000 | $ 125,000 | $ 47,000 |
Adair County Kentucky | 2 | $ 157,000 | $ 78,000 | $ 61,000 |
Greenup County Kentucky | 2 | $ 483,000 | $ 241,000 | $ 87,000 |
Harrison County Kentucky | 2 | $ 271,000 | $ 135,000 | $ 46,000 |
Menifee County Kentucky | 2 | $ 135,000 | $ 67,000 | $ 66,000 |
Russell County Kentucky | 2 | $ 149,000 | $ 74,000 | $ 28,000 |
Scott County Kentucky | 2 | $ 508,000 | $ 254,000 | $ 115,000 |
Woodford County Kentucky | 2 | $ 471,000 | $ 235,000 | $ 133,000 |
Kent County Maryland | 2 | $ 230,000 | $ 115,000 | $ 120,000 |
Kalamazoo County Michigan | 2 | $ 270,000 | $ 135,000 | $ 93,000 |
Manistee County Michigan | 2 | $ 168,000 | $ 84,000 | $ 42,000 |
Mason County Michigan | 2 | $ 351,000 | $ 175,000 | $ 146,000 |
St. Joseph County Michigan | 2 | $ 509,000 | $ 254,000 | $ 42,000 |
Allen County Ohio | 2 | $ 323,000 | $ 161,000 | $ 63,000 |
Erie County Ohio | 2 | $ 186,000 | $ 93,000 | $ 75,000 |
Holmes County Ohio | 2 | $ 111,000 | $ 55,000 | $ 50,000 |
Medina County Ohio | 2 | $ 281,000 | $ 140,000 | $ 45,000 |
Fayette County West Virginia | 2 | $ 212,000 | $ 106,000 | $ 49,000 |
Greenbrier County West Virginia | 2 | $ 280,000 | $ 140,000 | $ 90,000 |
Collier County Florida | 1 | $ 417,000 | $ 417,000 | $ 751,000 |
Lee County Florida | 1 | $ 180,000 | $ 180,000 | $ 208,000 |
Palm Beach County Florida | 1 | $ 265,000 | $ 265,000 | $ 124,000 |
Volusia County Florida | 1 | $ 122,000 | $ 122,000 | $ 500,000 |
Allen County Indiana | 1 | $ 83,000 | $ 83,000 | $ 92,000 |
DeKalb County Indiana | 1 | $ 106,000 | $ 106,000 | $ 47,000 |
Bath County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 108,000 |
Boyd County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 161,000 |
Boyle County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 109,000 |
Butler County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 38,000 |
Calloway County Kentucky | 1 | $ 136,000 | $ 136,000 | $ 89,000 |
Franklin County Kentucky | 1 | $ 417,000 | $ 417,000 | $ 286,000 |
Hickman County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 68,000 |
Jefferson County Kentucky | 1 | $ 119,000 | $ 119,000 | $ 42,000 |
Laurel County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 80,000 |
Lawrence County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 95,000 |
McCreary County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
Ohio County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 58,000 |
Oldham County Kentucky | 1 | $ 278,000 | $ 278,000 | $ 139,000 |
Rowan County Kentucky | 1 | $ 167,000 | $ 167,000 | $ 70,000 |
Anne Arundel County Maryland | 1 | $ 171,000 | $ 171,000 | $ 160,000 |
Muskegon County Michigan | 1 | $ 142,000 | $ 142,000 | $ 63,000 |
Ogemaw County Michigan | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
Tuscola County Michigan | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
Mecklenburg County North Carolina | 1 | $ 289,000 | $ 289,000 | $ 148,000 |
Columbiana County Ohio | 1 | $ 167,000 | $ 167,000 | $ 58,000 |
Coshocton County Ohio | 1 | $ 58,000 | $ 58,000 | $ 30,000 |
Crawford County Ohio | 1 | $ 141,000 | $ 141,000 | $ 96,000 |
Delaware County Ohio | 1 | $ 106,000 | $ 106,000 | $ 64,000 |
Fulton County Ohio | 1 | $ 93,000 | $ 93,000 | $ 147,000 |
Hancock County Ohio | 1 | $ 116,000 | $ 116,000 | $ 55,000 |
Hardin County Ohio | 1 | $ 160,000 | $ 160,000 | $ 119,000 |
Logan County Ohio | 1 | $ 175,000 | $ 175,000 | $ 137,000 |
Mercer County Ohio | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
Morrow County Ohio | 1 | $ 109,000 | $ 109,000 | $ 179,000 |
Ottawa County Ohio | 1 | $ 88,000 | $ 88,000 | $ 99,000 |
Pike County Ohio | 1 | $ 154,000 | $ 154,000 | $ 63,000 |
Seneca County Ohio | 1 | $ 206,000 | $ 206,000 | $ 257,000 |
Summit County Ohio | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
Tuscarawas County Ohio | 1 | $ 126,000 | $ 126,000 | $ 48,000 |
Van Wert County Ohio | 1 | $ 110,000 | $ 110,000 | $ 83,000 |
Vinton County Ohio | 1 | $ 99,000 | $ 99,000 | $ 45,000 |
Cumberland County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 11,000 |
Franklin County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 70,000 |
Lancaster County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 19,000 |
Luzerne County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 104,000 |
Washington County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 397,000 |
Charleston County South Carolina | 1 | $ 236,000 | $ 236,000 | $ 62,000 |
Scott County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 55,000 |
Boone County West Virginia | 1 | $ 51,000 | $ 51,000 | $ 41,000 |
Jefferson County West Virginia | 1 | $ 234,000 | $ 234,000 | $ 159,000 |
Nicholas County West Virginia | 1 | $ 116,000 | $ 116,000 | $ 111,000 |
Raleigh County West Virginia | 1 | $ 246,000 | $ 246,000 | $ 72,000 |
Roane County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 100,000 |
Summers County West Virginia | 1 | $ 242,000 | $ 242,000 | $ 85,000 |
Wood County West Virginia | 1 | $ 217,000 | $ 217,000 | $ 266,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 707 | $99,252,000 | $140,000 | $439,000 | $91,000 | $751,000 |
Home Purchase | 236 | $29,883,000 | $126,000 | $417,000 | $86,000 | $510,000 |
Home Improvement | 21 | $1,813,000 | $86,000 | $320,000 | $88,000 | $202,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 845 | $116,836,000 | $138,000 | $439,000 | $94,000 | $751,000 |
Not Provided | 64 | $8,007,000 | $125,000 | $417,000 | $106,000 | $509,000 |
Not applicable | 45 | $4,364,000 | $96,000 | $396,000 | $0 | $0 |
Black or African American | 4 | $936,000 | $234,000 | $390,000 | $113,000 | $150,000 |
Native Hawaiian or Other Pacific Islander | 3 | $536,000 | $178,000 | $390,000 | $119,000 | $249,000 |
Asian | 2 | $150,000 | $75,000 | $83,000 | $42,000 | $49,000 |
Hispanic | 1 | $119,000 | $119,000 | $119,000 | $42,000 | $42,000 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 964 | $130,948,000 | $135,000 | $439,000 | $90,000 | $751,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 781 | $105,599,000 | $135,000 | $439,000 | $91,000 | $751,000 |
Application Denied By Financial Institution | 90 | $11,601,000 | $128,000 | $400,000 | $76,000 | $541,000 |
Application Withdrawn By Applicant | 77 | $12,148,000 | $157,000 | $417,000 | $107,000 | $662,000 |
Application Approved But Not Accepted | 11 | $1,167,000 | $106,000 | $288,000 | $74,000 | $229,000 |
File Closed For Incompleteness | 5 | $433,000 | $86,000 | $120,000 | $50,000 | $83,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 34 | $3,832,000 | $112,000 | $253,000 | $72,000 | $205,000 |
Debt-To-Income Ratio | 15 | $2,656,000 | $177,000 | $395,000 | $68,000 | $286,000 |
Collateral | 12 | $1,791,000 | $149,000 | $400,000 | $122,000 | $541,000 |
Employment History | 6 | $497,000 | $82,000 | $98,000 | $35,000 | $58,000 |
Mortgage Insurance Denied | 2 | $416,000 | $208,000 | $340,000 | $117,000 | $127,000 |
Other | 1 | $109,000 | $109,000 | $109,000 | $179,000 | $179,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $133,000 | $133,000 | $133,000 | $58,000 | $58,000 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.