The Grange Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
The Grange Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Grange Bank 605 South Front Street, Suite 100 Columbus, OH 43215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 928 |
| Total Mortgage Loan Application Amount | $100,101,000 |
| Average Mortgage Loan Application Amount | $114,702 |
| Highest Mortgage Loan Application Amount | $723,000 |
| Average Applicant Income | $103,486 |
| Highest Applicant Income | $1,950,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with The Grange Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Grange Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down The Grange Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Grange Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Grange Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Grange Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 103 | $ 11,358,000 | $ 110,000 | $ 68,000 |
| Macomb County Michigan | 63 | $ 7,655,000 | $ 121,000 | $ 77,000 |
| Oakland County Michigan | 37 | $ 5,617,000 | $ 151,000 | $ 79,000 |
| Kent County Michigan | 28 | $ 3,447,000 | $ 123,000 | $ 207,000 |
| Jefferson County Kentucky | 25 | $ 3,594,000 | $ 143,000 | $ 58,000 |
| Ingham County Michigan | 22 | $ 3,325,000 | $ 151,000 | $ 126,000 |
| Delaware County Ohio | 22 | $ 3,931,000 | $ 178,000 | $ 87,000 |
| Marion County Indiana | 20 | $ 2,041,000 | $ 102,000 | $ 65,000 |
| Wayne County Michigan | 15 | $ 1,505,000 | $ 100,000 | $ 69,000 |
| Elkhart County Indiana | 14 | $ 460,000 | $ 32,000 | $ 75,000 |
| Cuyahoga County Ohio | 14 | $ 1,074,000 | $ 76,000 | $ 75,000 |
| Cook County Illinois | 12 | $ 2,389,000 | $ 199,000 | $ 107,000 |
| Shelby County Tennessee | 12 | $ 1,461,000 | $ 121,000 | $ 63,000 |
| Grayson County Kentucky | 10 | $ 801,000 | $ 80,000 | $ 57,000 |
| Fairfield County Ohio | 9 | $ 825,000 | $ 91,000 | $ 69,000 |
| Cobb County Georgia | 8 | $ 754,000 | $ 94,000 | $ 102,000 |
| Fulton County Georgia | 8 | $ 487,000 | $ 60,000 | $ 87,000 |
| Brown County Indiana | 8 | $ 709,000 | $ 88,000 | $ 106,000 |
| Summit County Ohio | 8 | $ 456,000 | $ 57,000 | $ 50,000 |
| Russell County Kentucky | 7 | $ 712,000 | $ 101,000 | $ 29,000 |
| Eaton County Michigan | 7 | $ 1,055,000 | $ 150,000 | $ 71,000 |
| Genesee County Michigan | 7 | $ 916,000 | $ 130,000 | $ 81,000 |
| Mahoning County Ohio | 7 | $ 511,000 | $ 73,000 | $ 49,000 |
| Union County Ohio | 7 | $ 490,000 | $ 70,000 | $ 74,000 |
| Washington County Ohio | 7 | $ 554,000 | $ 79,000 | $ 71,000 |
| Gwinnett County Georgia | 6 | $ 548,000 | $ 91,000 | $ 74,000 |
| Hamilton County Indiana | 6 | $ 1,453,000 | $ 242,000 | $ 100,000 |
| Christian County Kentucky | 6 | $ 737,000 | $ 122,000 | $ 78,000 |
| Lake County Ohio | 6 | $ 459,000 | $ 76,000 | $ 88,000 |
| Knox County Tennessee | 6 | $ 505,000 | $ 84,000 | $ 72,000 |
| Carroll County Georgia | 5 | $ 635,000 | $ 127,000 | $ 124,000 |
| Columbia County Georgia | 5 | $ 176,000 | $ 35,000 | $ 62,000 |
| Oldham County Kentucky | 5 | $ 1,127,000 | $ 225,000 | $ 116,000 |
| Calhoun County Michigan | 5 | $ 442,000 | $ 88,000 | $ 44,000 |
| Grand Traverse County Michigan | 5 | $ 847,000 | $ 169,000 | $ 130,000 |
| Ottawa County Michigan | 5 | $ 743,000 | $ 148,000 | $ 109,000 |
| Washtenaw County Michigan | 5 | $ 1,301,000 | $ 260,000 | $ 364,000 |
| Lawrence County Ohio | 5 | $ 441,000 | $ 88,000 | $ 55,000 |
| Logan County Ohio | 5 | $ 679,000 | $ 135,000 | $ 161,000 |
| Lucas County Ohio | 5 | $ 847,000 | $ 169,000 | $ 95,000 |
| Medina County Ohio | 5 | $ 627,000 | $ 125,000 | $ 194,000 |
| Pickaway County Ohio | 5 | $ 639,000 | $ 127,000 | $ 94,000 |
| Portage County Ohio | 5 | $ 689,000 | $ 137,000 | $ 55,000 |
| Hamilton County Tennessee | 5 | $ 422,000 | $ 84,000 | $ 48,000 |
| Houston County Georgia | 4 | $ 202,000 | $ 50,000 | $ 52,000 |
| Will County Illinois | 4 | $ 189,000 | $ 47,000 | $ 69,000 |
| Allen County Indiana | 4 | $ 337,000 | $ 84,000 | $ 49,000 |
| Lake County Indiana | 4 | $ 434,000 | $ 108,000 | $ 66,000 |
| Clay County Kentucky | 4 | $ 218,000 | $ 54,000 | $ 40,000 |
| Kenton County Kentucky | 4 | $ 229,000 | $ 57,000 | $ 98,000 |
| Marshall County Kentucky | 4 | $ 140,000 | $ 35,000 | $ 35,000 |
| Clinton County Michigan | 4 | $ 1,347,000 | $ 336,000 | $ 164,000 |
| Livingston County Michigan | 4 | $ 746,000 | $ 186,000 | $ 76,000 |
| St. Clair County Michigan | 4 | $ 378,000 | $ 94,000 | $ 59,000 |
| Belmont County Ohio | 4 | $ 569,000 | $ 142,000 | $ 82,000 |
| Clark County Ohio | 4 | $ 230,000 | $ 57,000 | $ 49,000 |
| Clermont County Ohio | 4 | $ 403,000 | $ 100,000 | $ 53,000 |
| Hancock County Ohio | 4 | $ 371,000 | $ 92,000 | $ 68,000 |
| Lorain County Ohio | 4 | $ 414,000 | $ 103,000 | $ 50,000 |
| Allegheny County Pennsylvania | 4 | $ 436,000 | $ 109,000 | $ 200,000 |
| Collier County Florida | 3 | $ 689,000 | $ 229,000 | $ 255,000 |
| DeKalb County Georgia | 3 | $ 89,000 | $ 29,000 | $ 687,000 |
| Kosciusko County Indiana | 3 | $ 252,000 | $ 84,000 | $ 90,000 |
| LaPorte County Indiana | 3 | $ 204,000 | $ 68,000 | $ 32,000 |
| Madison County Indiana | 3 | $ 174,000 | $ 58,000 | $ 69,000 |
| Marshall County Indiana | 3 | $ 184,000 | $ 61,000 | $ 62,000 |
| Whitley County Indiana | 3 | $ 226,000 | $ 75,000 | $ 104,000 |
| Carlisle County Kentucky | 3 | $ 188,000 | $ 62,000 | $ 57,000 |
| Henry County Kentucky | 3 | $ 162,000 | $ 54,000 | $ 42,000 |
| Trimble County Kentucky | 3 | $ 197,000 | $ 65,000 | $ 49,000 |
| Barry County Michigan | 3 | $ 425,000 | $ 141,000 | $ 54,000 |
| Brown County Ohio | 3 | $ 240,000 | $ 80,000 | $ 44,000 |
| Columbiana County Ohio | 3 | $ 171,000 | $ 57,000 | $ 53,000 |
| Coshocton County Ohio | 3 | $ 268,000 | $ 89,000 | $ 52,000 |
| Hamilton County Ohio | 3 | $ 280,000 | $ 93,000 | $ 68,000 |
| Licking County Ohio | 3 | $ 285,000 | $ 95,000 | $ 87,000 |
| Madison County Ohio | 3 | $ 273,000 | $ 91,000 | $ 51,000 |
| Marion County Ohio | 3 | $ 308,000 | $ 102,000 | $ 57,000 |
| Stark County Ohio | 3 | $ 55,000 | $ 18,000 | $ 28,000 |
| Warren County Ohio | 3 | $ 318,000 | $ 106,000 | $ 92,000 |
| Wood County Ohio | 3 | $ 276,000 | $ 92,000 | $ 44,000 |
| Monroe County Florida | 2 | $ 783,000 | $ 391,000 | $ 407,000 |
| Walton County Florida | 2 | $ 411,000 | $ 205,000 | $ 260,000 |
| Barrow County Georgia | 2 | $ 190,000 | $ 95,000 | $ 24,000 |
| Butts County Georgia | 2 | $ 70,000 | $ 35,000 | $ 74,000 |
| Chatham County Georgia | 2 | $ 51,000 | $ 25,000 | $ 45,000 |
| Cherokee County Georgia | 2 | $ 43,000 | $ 21,000 | $ 67,000 |
| Clarke County Georgia | 2 | $ 190,000 | $ 95,000 | $ 58,000 |
| Colquitt County Georgia | 2 | $ 122,000 | $ 61,000 | $ 45,000 |
| Fayette County Georgia | 2 | $ 112,000 | $ 56,000 | $ 733,000 |
| Haralson County Georgia | 2 | $ 237,000 | $ 118,000 | $ 78,000 |
| Kane County Illinois | 2 | $ 55,000 | $ 27,000 | $ 124,000 |
| Whiteside County Illinois | 2 | $ 72,000 | $ 36,000 | $ 35,000 |
| Clark County Indiana | 2 | $ 231,000 | $ 115,000 | $ 68,000 |
| Delaware County Indiana | 2 | $ 169,000 | $ 84,000 | $ 60,000 |
| Fayette County Indiana | 2 | $ 185,000 | $ 92,000 | $ 58,000 |
| Hendricks County Indiana | 2 | $ 180,000 | $ 90,000 | $ 44,000 |
| St. Joseph County Indiana | 2 | $ 139,000 | $ 69,000 | $ 51,000 |
| Bullitt County Kentucky | 2 | $ 50,000 | $ 25,000 | $ 37,000 |
| Harlan County Kentucky | 2 | $ 167,000 | $ 83,000 | $ 31,000 |
| Madison County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 136,000 |
| Shelby County Kentucky | 2 | $ 137,000 | $ 68,000 | $ 46,000 |
| Shiawassee County Michigan | 2 | $ 140,000 | $ 70,000 | $ 51,000 |
| Hennepin County Minnesota | 2 | $ 110,000 | $ 55,000 | $ 111,000 |
| Ashtabula County Ohio | 2 | $ 217,000 | $ 108,000 | $ 81,000 |
| Athens County Ohio | 2 | $ 208,000 | $ 104,000 | $ 62,000 |
| Greene County Ohio | 2 | $ 127,000 | $ 63,000 | $ 88,000 |
| Meigs County Ohio | 2 | $ 145,000 | $ 72,000 | $ 35,000 |
| Mercer County Ohio | 2 | $ 90,000 | $ 45,000 | $ 71,000 |
| Montgomery County Ohio | 2 | $ 124,000 | $ 62,000 | $ 39,000 |
| Muskingum County Ohio | 2 | $ 153,000 | $ 76,000 | $ 37,000 |
| Richland County Ohio | 2 | $ 60,000 | $ 30,000 | $ 24,000 |
| Sandusky County Ohio | 2 | $ 194,000 | $ 97,000 | $ 55,000 |
| Shelby County Ohio | 2 | $ 116,000 | $ 58,000 | $ 40,000 |
| Wayne County Ohio | 2 | $ 480,000 | $ 240,000 | $ 62,000 |
| Williams County Ohio | 2 | $ 105,000 | $ 52,000 | $ 39,000 |
| Wyandot County Ohio | 2 | $ 105,000 | $ 52,000 | $ 25,000 |
| Bradley County Tennessee | 2 | $ 307,000 | $ 153,000 | $ 46,000 |
| Davidson County Tennessee | 2 | $ 472,000 | $ 236,000 | $ 90,000 |
| Buffalo County Wisconsin | 2 | $ 44,000 | $ 22,000 | $ 40,000 |
| Dane County Wisconsin | 2 | $ 59,000 | $ 29,000 | $ 649,000 |
| Waukesha County Wisconsin | 2 | $ 167,000 | $ 83,000 | $ 99,000 |
| Autauga County Alabama | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Bay County Florida | 1 | $ 64,000 | $ 64,000 | $ 154,000 |
| Indian River County Florida | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Manatee County Florida | 1 | $ 162,000 | $ 162,000 | $ 212,000 |
| Polk County Florida | 1 | $ 60,000 | $ 60,000 | $ 45,000 |
| Banks County Georgia | 1 | $ 110,000 | $ 110,000 | $ 66,000 |
| Clinch County Georgia | 1 | $ 180,000 | $ 180,000 | $ 45,000 |
| Coweta County Georgia | 1 | $ 188,000 | $ 188,000 | $ 50,000 |
| Early County Georgia | 1 | $ 47,000 | $ 47,000 | $ 43,000 |
| Floyd County Georgia | 1 | $ 15,000 | $ 15,000 | $ 67,000 |
| Forsyth County Georgia | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Hall County Georgia | 1 | $ 15,000 | $ 15,000 | $ 204,000 |
| Harris County Georgia | 1 | $ 25,000 | $ 25,000 | $ 101,000 |
| Jackson County Georgia | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Macon County Georgia | 1 | $ 10,000 | $ 10,000 | $ 18,000 |
| Mitchell County Georgia | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Peach County Georgia | 1 | $ 67,000 | $ 67,000 | $ 14,000 |
| Thomas County Georgia | 1 | $ 36,000 | $ 36,000 | $ 75,000 |
| Boone County Illinois | 1 | $ 64,000 | $ 64,000 | $ 52,000 |
| Douglas County Illinois | 1 | $ 78,000 | $ 78,000 | $ 80,000 |
| DuPage County Illinois | 1 | $ 209,000 | $ 209,000 | $ 100,000 |
| Jackson County Illinois | 1 | $ 172,000 | $ 172,000 | $ 89,000 |
| Knox County Illinois | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Lake County Illinois | 1 | $ 173,000 | $ 173,000 | $ 73,000 |
| LaSalle County Illinois | 1 | $ 123,000 | $ 123,000 | $ 88,000 |
| Logan County Illinois | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Macoupin County Illinois | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| McHenry County Illinois | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| McLean County Illinois | 1 | $ 10,000 | $ 10,000 | $ 115,000 |
| Sangamon County Illinois | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Tazewell County Illinois | 1 | $ 30,000 | $ 30,000 | $ 15,000 |
| Williamson County Illinois | 1 | $ 156,000 | $ 156,000 | $ 156,000 |
| Winnebago County Illinois | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Floyd County Indiana | 1 | $ 42,000 | $ 42,000 | $ 176,000 |
| Huntington County Indiana | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Johnson County Indiana | 1 | $ 71,000 | $ 71,000 | $ 37,000 |
| Lawrence County Indiana | 1 | $ 460,000 | $ 460,000 | $ 157,000 |
| Noble County Indiana | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Owen County Indiana | 1 | $ 80,000 | $ 80,000 | $ 88,000 |
| Tippecanoe County Indiana | 1 | $ 26,000 | $ 26,000 | $ 40,000 |
| Vigo County Indiana | 1 | $ 104,000 | $ 104,000 | $ 53,000 |
| Warren County Indiana | 1 | $ 20,000 | $ 20,000 | $ 139,000 |
| Wayne County Indiana | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Black Hawk County Iowa | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Buchanan County Iowa | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Delaware County Iowa | 1 | $ 120,000 | $ 120,000 | $ 90,000 |
| Linn County Iowa | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Polk County Iowa | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Adair County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 18,000 |
| Barren County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| Bourbon County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 115,000 |
| Carter County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 29,000 |
| Casey County Kentucky | 1 | $ 39,000 | $ 39,000 | $ 21,000 |
| Crittenden County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Daviess County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Fayette County Kentucky | 1 | $ 230,000 | $ 230,000 | $ 56,000 |
| Floyd County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 160,000 |
| Henderson County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 113,000 |
| Hopkins County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| Jessamine County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Lawrence County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Meade County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 42,000 |
| Mercer County Kentucky | 1 | $ 146,000 | $ 146,000 | $ 105,000 |
| Ohio County Kentucky | 1 | $ 36,000 | $ 36,000 | $ 25,000 |
| Powell County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 19,000 |
| Todd County Kentucky | 1 | $ 47,000 | $ 47,000 | $ 44,000 |
| Trigg County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 150,000 |
| Woodford County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Alger County Michigan | 1 | $ 80,000 | $ 80,000 | $ 175,000 |
| Allegan County Michigan | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Hillsdale County Michigan | 1 | $ 148,000 | $ 148,000 | $ 77,000 |
| Iosco County Michigan | 1 | $ 144,000 | $ 144,000 | $ 117,000 |
| Jackson County Michigan | 1 | $ 80,000 | $ 80,000 | $ 17,000 |
| Kalamazoo County Michigan | 1 | $ 18,000 | $ 18,000 | $ 42,000 |
| Lapeer County Michigan | 1 | $ 90,000 | $ 90,000 | $ 97,000 |
| Leelanau County Michigan | 1 | $ 239,000 | $ 239,000 | $ 52,000 |
| Mackinac County Michigan | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Manistee County Michigan | 1 | $ 30,000 | $ 30,000 | $ 52,000 |
| Monroe County Michigan | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
| Muskegon County Michigan | 1 | $ 90,000 | $ 90,000 | $ 19,000 |
| Newaygo County Michigan | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Otsego County Michigan | 1 | $ 45,000 | $ 45,000 | $ 184,000 |
| Roscommon County Michigan | 1 | $ 60,000 | $ 60,000 | $ 109,000 |
| Sanilac County Michigan | 1 | $ 37,000 | $ 37,000 | $ 70,000 |
| Van Buren County Michigan | 1 | $ 216,000 | $ 216,000 | $ 62,000 |
| Anoka County Minnesota | 1 | $ 24,000 | $ 24,000 | $ 81,000 |
| Blue Earth County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Carver County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Cook County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 114,000 |
| Otter Tail County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| St. Louis County Minnesota | 1 | $ 19,000 | $ 19,000 | $ 42,000 |
| Waseca County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Wright County Minnesota | 1 | $ 12,000 | $ 12,000 | $ 67,000 |
| Boone County Missouri | 1 | $ 239,000 | $ 239,000 | $ 89,000 |
| Clay County Missouri | 1 | $ 142,000 | $ 142,000 | $ 96,000 |
| St. Louis County Missouri | 1 | $ 387,000 | $ 387,000 | $ 160,000 |
| Camden County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
| Allen County Ohio | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Ashland County Ohio | 1 | $ 158,000 | $ 158,000 | $ 215,000 |
| Auglaize County Ohio | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Champaign County Ohio | 1 | $ 103,000 | $ 103,000 | $ 20,000 |
| Clinton County Ohio | 1 | $ 100,000 | $ 100,000 | $ 119,000 |
| Erie County Ohio | 1 | $ 106,000 | $ 106,000 | $ 44,000 |
| Fayette County Ohio | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Fulton County Ohio | 1 | $ 111,000 | $ 111,000 | $ 40,000 |
| Geauga County Ohio | 1 | $ 53,000 | $ 53,000 | $ 90,000 |
| Hardin County Ohio | 1 | $ 90,000 | $ 90,000 | $ 112,000 |
| Holmes County Ohio | 1 | $ 123,000 | $ 123,000 | $ 41,000 |
| Huron County Ohio | 1 | $ 73,000 | $ 73,000 | $ 38,000 |
| Knox County Ohio | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Morrow County Ohio | 1 | $ 76,000 | $ 76,000 | $ 58,000 |
| Noble County Ohio | 1 | $ 72,000 | $ 72,000 | $ 49,000 |
| Ottawa County Ohio | 1 | $ 272,000 | $ 272,000 | $ 316,000 |
| Paulding County Ohio | 1 | $ 58,000 | $ 58,000 | $ 31,000 |
| Perry County Ohio | 1 | $ 93,000 | $ 93,000 | $ 70,000 |
| Putnam County Ohio | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Ross County Ohio | 1 | $ 234,000 | $ 234,000 | $ 65,000 |
| Seneca County Ohio | 1 | $ 47,000 | $ 47,000 | $ 17,000 |
| Trumbull County Ohio | 1 | $ 40,000 | $ 40,000 | $ 77,000 |
| Berks County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 215,000 |
| Fayette County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Westmoreland County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 222,000 |
| Edgefield County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 52,000 |
| Georgetown County South Carolina | 1 | $ 587,000 | $ 587,000 | $ 480,000 |
| Richland County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Bedford County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Marion County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 55,000 |
| Maury County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 23,000 |
| Rutherford County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 58,000 |
| Sevier County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Clark County Wisconsin | 1 | $ 51,000 | $ 51,000 | $ 60,000 |
| Oconto County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
| Walworth County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for The Grange Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 467 | $61,303,000 | $151,714 | $723,000 | $122,500 | $998,000 |
| Home Improvement | 247 | $9,483,000 | $41,000 | $312,000 | $99,083 | $1,950,000 |
| Home Purchase | 214 | $29,315,000 | $148,000 | $700,000 | $84,090 | $612,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 445 | $27,552,000 | $76,214 | $400,000 | $91,642 | $1,950,000 |
| White | 443 | $67,822,000 | $191,750 | $700,000 | $141,583 | $998,000 |
| Black or African American | 26 | $3,093,000 | $131,000 | $723,000 | $67,000 | $387,000 |
| Asian | 8 | $1,022,000 | $147,333 | $245,000 | $72,666 | $180,000 |
| Hispanic | 4 | $464,000 | $114,333 | $140,000 | $49,000 | $66,000 |
| Not applicable | 2 | $148,000 | $74,000 | $78,000 | $107,000 | $124,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 928 | $100,101,000 | $109,375 | $723,000 | $105,000 | $1,950,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 494 | $67,244,000 | $130,416 | $723,000 | $128,750 | $998,000 |
| Application Denied By Financial Institution | 220 | $12,869,000 | $56,533 | $400,000 | $67,333 | $1,950,000 |
| Application Withdrawn By Applicant | 190 | $14,242,000 | $62,400 | $470,000 | $138,800 | $1,380,000 |
| Loan Purchased By The Institution | 22 | $5,387,000 | $251,200 | $585,000 | $144,600 | $366,000 |
| Application Approved But Not Accepted | 2 | $359,000 | $179,500 | $265,000 | $55,500 | $65,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 61 | $5,687,000 | $78,000 | $326,000 | $51,416 | $240,000 |
| Debt-To-Income Ratio | 60 | $3,286,000 | $55,800 | $400,000 | $63,400 | $240,000 |
| Collateral | 40 | $1,999,000 | $41,428 | $219,000 | $53,857 | $182,000 |
| Employment History | 32 | $688,000 | $23,400 | $70,000 | $80,700 | $1,950,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $389,000 | $32,800 | $70,000 | $59,400 | $96,000 |
| Unverifiable Information | 9 | $382,000 | $46,500 | $127,000 | $79,666 | $222,000 |
| Other | 8 | $438,000 | $59,333 | $140,000 | $55,333 | $95,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Grange Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Grange Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.