The Grange Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
The Grange Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Grange Bank 605 South Front Street, Suite 100 Columbus, OH 43215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 653 |
| Total Mortgage Loan Application Amount | $84,267,000 |
| Average Mortgage Loan Application Amount | $124,242 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $99,757 |
| Highest Applicant Income | $662,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with The Grange Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Grange Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down The Grange Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Grange Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Grange Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Grange Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 94 | $ 12,347,000 | $ 131,000 | $ 78,000 |
| Ingham County Michigan | 45 | $ 6,708,000 | $ 149,000 | $ 98,000 |
| Macomb County Michigan | 38 | $ 4,376,000 | $ 115,000 | $ 98,000 |
| Kent County Michigan | 25 | $ 3,714,000 | $ 148,000 | $ 99,000 |
| Lake County Indiana | 15 | $ 1,652,000 | $ 110,000 | $ 61,000 |
| Jefferson County Kentucky | 15 | $ 1,788,000 | $ 119,000 | $ 52,000 |
| Marion County Indiana | 13 | $ 1,187,000 | $ 91,000 | $ 63,000 |
| Delaware County Ohio | 12 | $ 3,985,000 | $ 332,000 | $ 136,000 |
| Oakland County Michigan | 11 | $ 1,694,000 | $ 154,000 | $ 116,000 |
| Wayne County Michigan | 11 | $ 1,816,000 | $ 165,000 | $ 73,000 |
| St. Joseph County Indiana | 10 | $ 1,485,000 | $ 148,000 | $ 63,000 |
| Clinton County Michigan | 9 | $ 1,959,000 | $ 217,000 | $ 109,000 |
| Ottawa County Michigan | 8 | $ 1,363,000 | $ 170,000 | $ 83,000 |
| St. Clair County Michigan | 8 | $ 1,101,000 | $ 137,000 | $ 80,000 |
| Cuyahoga County Ohio | 8 | $ 913,000 | $ 114,000 | $ 55,000 |
| Fairfield County Ohio | 8 | $ 2,018,000 | $ 252,000 | $ 122,000 |
| Grayson County Kentucky | 7 | $ 489,000 | $ 69,000 | $ 38,000 |
| Eaton County Michigan | 7 | $ 961,000 | $ 137,000 | $ 50,000 |
| Kalamazoo County Michigan | 7 | $ 1,315,000 | $ 187,000 | $ 76,000 |
| Allen County Ohio | 7 | $ 443,000 | $ 63,000 | $ 70,000 |
| Summit County Ohio | 7 | $ 903,000 | $ 129,000 | $ 94,000 |
| Lee County Florida | 6 | $ 1,441,000 | $ 240,000 | $ 192,000 |
| Hamilton County Indiana | 6 | $ 619,000 | $ 103,000 | $ 80,000 |
| Tippecanoe County Indiana | 6 | $ 572,000 | $ 95,000 | $ 47,000 |
| Cook County Illinois | 5 | $ 694,000 | $ 138,000 | $ 56,000 |
| Clinton County Indiana | 5 | $ 477,000 | $ 95,000 | $ 54,000 |
| Barry County Michigan | 5 | $ 829,000 | $ 165,000 | $ 104,000 |
| Livingston County Michigan | 5 | $ 927,000 | $ 185,000 | $ 140,000 |
| Carlisle County Kentucky | 4 | $ 170,000 | $ 42,000 | $ 58,000 |
| Genesee County Michigan | 4 | $ 330,000 | $ 82,000 | $ 61,000 |
| Coshocton County Ohio | 4 | $ 616,000 | $ 154,000 | $ 78,000 |
| Greene County Ohio | 4 | $ 900,000 | $ 225,000 | $ 120,000 |
| Medina County Ohio | 4 | $ 737,000 | $ 184,000 | $ 105,000 |
| Pickaway County Ohio | 4 | $ 292,000 | $ 73,000 | $ 75,000 |
| Houston County Georgia | 3 | $ 132,000 | $ 44,000 | $ 67,000 |
| McHenry County Illinois | 3 | $ 318,000 | $ 106,000 | $ 86,000 |
| Elkhart County Indiana | 3 | $ 167,000 | $ 55,000 | $ 67,000 |
| Floyd County Indiana | 3 | $ 287,000 | $ 95,000 | $ 66,000 |
| Kosciusko County Indiana | 3 | $ 418,000 | $ 139,000 | $ 33,000 |
| McCracken County Kentucky | 3 | $ 357,000 | $ 119,000 | $ 62,000 |
| Berrien County Michigan | 3 | $ 619,000 | $ 206,000 | $ 79,000 |
| Calhoun County Michigan | 3 | $ 157,000 | $ 52,000 | $ 32,000 |
| Saginaw County Michigan | 3 | $ 466,000 | $ 155,000 | $ 63,000 |
| Lake County Ohio | 3 | $ 202,000 | $ 67,000 | $ 35,000 |
| Lawrence County Ohio | 3 | $ 129,000 | $ 43,000 | $ 25,000 |
| Licking County Ohio | 3 | $ 278,000 | $ 92,000 | $ 117,000 |
| Logan County Ohio | 3 | $ 227,000 | $ 75,000 | $ 61,000 |
| Miami County Ohio | 3 | $ 175,000 | $ 58,000 | $ 39,000 |
| Muskingum County Ohio | 3 | $ 236,000 | $ 78,000 | $ 75,000 |
| Chatham County Georgia | 2 | $ 318,000 | $ 159,000 | $ 103,000 |
| Cobb County Georgia | 2 | $ 163,000 | $ 81,000 | $ 86,000 |
| Forsyth County Georgia | 2 | $ 182,000 | $ 91,000 | $ 80,000 |
| Fulton County Georgia | 2 | $ 257,000 | $ 128,000 | $ 89,000 |
| Newton County Georgia | 2 | $ 154,000 | $ 77,000 | $ 67,000 |
| Coles County Illinois | 2 | $ 30,000 | $ 15,000 | $ 87,000 |
| Grant County Indiana | 2 | $ 182,000 | $ 91,000 | $ 55,000 |
| LaPorte County Indiana | 2 | $ 125,000 | $ 62,000 | $ 73,000 |
| Carroll County Kentucky | 2 | $ 87,000 | $ 43,000 | $ 98,000 |
| Hardin County Kentucky | 2 | $ 184,000 | $ 92,000 | $ 35,000 |
| Marshall County Kentucky | 2 | $ 103,000 | $ 51,000 | $ 23,000 |
| Nelson County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 61,000 |
| Oldham County Kentucky | 2 | $ 405,000 | $ 202,000 | $ 104,000 |
| Warren County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 84,000 |
| Grand Traverse County Michigan | 2 | $ 430,000 | $ 215,000 | $ 115,000 |
| Ionia County Michigan | 2 | $ 186,000 | $ 93,000 | $ 61,000 |
| Shiawassee County Michigan | 2 | $ 185,000 | $ 92,000 | $ 30,000 |
| Washtenaw County Michigan | 2 | $ 455,000 | $ 227,000 | $ 66,000 |
| Ashtabula County Ohio | 2 | $ 92,000 | $ 46,000 | $ 35,000 |
| Butler County Ohio | 2 | $ 315,000 | $ 157,000 | $ 58,000 |
| Hamilton County Ohio | 2 | $ 184,000 | $ 92,000 | $ 35,000 |
| Hocking County Ohio | 2 | $ 221,000 | $ 110,000 | $ 52,000 |
| Lucas County Ohio | 2 | $ 235,000 | $ 117,000 | $ 61,000 |
| Mahoning County Ohio | 2 | $ 338,000 | $ 169,000 | $ 127,000 |
| Stark County Ohio | 2 | $ 505,000 | $ 252,000 | $ 283,000 |
| Trumbull County Ohio | 2 | $ 130,000 | $ 65,000 | $ 59,000 |
| Washington County Ohio | 2 | $ 129,000 | $ 64,000 | $ 37,000 |
| Allegheny County Pennsylvania | 2 | $ 432,000 | $ 216,000 | $ 372,000 |
| Horry County South Carolina | 2 | $ 442,000 | $ 221,000 | $ 239,000 |
| Bradley County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 38,000 |
| Shelby County Tennessee | 2 | $ 84,000 | $ 42,000 | $ 151,000 |
| Hillsborough County Florida | 1 | $ 132,000 | $ 132,000 | $ 88,000 |
| Walton County Florida | 1 | $ 315,000 | $ 315,000 | $ 293,000 |
| Barrow County Georgia | 1 | $ 630,000 | $ 630,000 | $ 82,000 |
| Bartow County Georgia | 1 | $ 22,000 | $ 22,000 | $ 35,000 |
| Burke County Georgia | 1 | $ 150,000 | $ 150,000 | $ 204,000 |
| Camden County Georgia | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Cherokee County Georgia | 1 | $ 160,000 | $ 160,000 | $ 61,000 |
| Clarke County Georgia | 1 | $ 20,000 | $ 20,000 | $ 27,000 |
| Coffee County Georgia | 1 | $ 97,000 | $ 97,000 | $ 90,000 |
| Columbia County Georgia | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Coweta County Georgia | 1 | $ 20,000 | $ 20,000 | $ 110,000 |
| DeKalb County Georgia | 1 | $ 19,000 | $ 19,000 | $ 98,000 |
| Dodge County Georgia | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
| Early County Georgia | 1 | $ 2,000 | $ 2,000 | $ 24,000 |
| Gwinnett County Georgia | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| Henry County Georgia | 1 | $ 17,000 | $ 17,000 | $ 80,000 |
| Jeff Davis County Georgia | 1 | $ 70,000 | $ 70,000 | $ 28,000 |
| Macon County Georgia | 1 | $ 108,000 | $ 108,000 | $ 89,000 |
| Miller County Georgia | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Pike County Georgia | 1 | $ 109,000 | $ 109,000 | $ 73,000 |
| Richmond County Georgia | 1 | $ 75,000 | $ 75,000 | $ 99,000 |
| Walker County Georgia | 1 | $ 8,000 | $ 8,000 | $ 45,000 |
| Walton County Georgia | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Douglas County Illinois | 1 | $ 16,000 | $ 16,000 | $ 16,000 |
| DuPage County Illinois | 1 | $ 331,000 | $ 331,000 | $ 144,000 |
| Grundy County Illinois | 1 | $ 32,000 | $ 32,000 | $ 35,000 |
| Kane County Illinois | 1 | $ 266,000 | $ 266,000 | $ 69,000 |
| Kankakee County Illinois | 1 | $ 18,000 | $ 18,000 | $ 55,000 |
| Knox County Illinois | 1 | $ 87,000 | $ 87,000 | $ 30,000 |
| Warren County Illinois | 1 | $ 6,000 | $ 6,000 | $ 19,000 |
| Will County Illinois | 1 | $ 417,000 | $ 417,000 | $ 140,000 |
| Williamson County Illinois | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Winnebago County Illinois | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Allen County Indiana | 1 | $ 178,000 | $ 178,000 | $ 106,000 |
| Boone County Indiana | 1 | $ 106,000 | $ 106,000 | $ 76,000 |
| Harrison County Indiana | 1 | $ 112,000 | $ 112,000 | $ 105,000 |
| Hendricks County Indiana | 1 | $ 140,000 | $ 140,000 | $ 86,000 |
| Johnson County Indiana | 1 | $ 20,000 | $ 20,000 | $ 95,000 |
| Montgomery County Indiana | 1 | $ 39,000 | $ 39,000 | $ 19,000 |
| Porter County Indiana | 1 | $ 120,000 | $ 120,000 | $ 80,000 |
| White County Indiana | 1 | $ 159,000 | $ 159,000 | $ 144,000 |
| Carroll County Iowa | 1 | $ 43,000 | $ 43,000 | $ 86,000 |
| Chickasaw County Iowa | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Dallas County Iowa | 1 | $ 21,000 | $ 21,000 | $ 72,000 |
| Dubuque County Iowa | 1 | $ 10,000 | $ 10,000 | $ 110,000 |
| Lee County Iowa | 1 | $ 20,000 | $ 20,000 | $ 18,000 |
| Marion County Iowa | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Polk County Iowa | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Winnebago County Iowa | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Boyle County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 155,000 |
| Bullitt County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Butler County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 48,000 |
| Calloway County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 57,000 |
| Campbell County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 145,000 |
| Carter County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Clay County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 41,000 |
| Estill County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Henderson County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Henry County Kentucky | 1 | $ 102,000 | $ 102,000 | $ 98,000 |
| Johnson County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 19,000 |
| Kenton County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 39,000 |
| Livingston County Kentucky | 1 | $ 26,000 | $ 26,000 | $ 44,000 |
| Marion County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Perry County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 74,000 |
| Shelby County Kentucky | 1 | $ 178,000 | $ 178,000 | $ 42,000 |
| Trigg County Kentucky | 1 | $ 39,000 | $ 39,000 | $ 60,000 |
| Howard County Maryland | 1 | $ 380,000 | $ 380,000 | $ 160,000 |
| Huron County Michigan | 1 | $ 99,000 | $ 99,000 | $ 83,000 |
| Manistee County Michigan | 1 | $ 127,000 | $ 127,000 | $ 251,000 |
| Midland County Michigan | 1 | $ 440,000 | $ 440,000 | $ 146,000 |
| Newaygo County Michigan | 1 | $ 260,000 | $ 260,000 | $ 192,000 |
| Roscommon County Michigan | 1 | $ 180,000 | $ 180,000 | $ 85,000 |
| Sanilac County Michigan | 1 | $ 72,000 | $ 72,000 | $ 63,000 |
| St. Joseph County Michigan | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| Van Buren County Michigan | 1 | $ 320,000 | $ 320,000 | $ 71,000 |
| Blue Earth County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| Carver County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Dakota County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Polk County Minnesota | 1 | $ 23,000 | $ 23,000 | $ 89,000 |
| Ramsey County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Clermont County Ohio | 1 | $ 36,000 | $ 36,000 | $ 126,000 |
| Defiance County Ohio | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Fulton County Ohio | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Huron County Ohio | 1 | $ 95,000 | $ 95,000 | $ 313,000 |
| Knox County Ohio | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| Lorain County Ohio | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
| Madison County Ohio | 1 | $ 89,000 | $ 89,000 | $ 53,000 |
| Marion County Ohio | 1 | $ 160,000 | $ 160,000 | $ 117,000 |
| Monroe County Ohio | 1 | $ 25,000 | $ 25,000 | $ 7,000 |
| Montgomery County Ohio | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Morrow County Ohio | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| Noble County Ohio | 1 | $ 72,000 | $ 72,000 | $ 32,000 |
| Perry County Ohio | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Portage County Ohio | 1 | $ 336,000 | $ 336,000 | $ 189,000 |
| Preble County Ohio | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Richland County Ohio | 1 | $ 144,000 | $ 144,000 | $ 76,000 |
| Shelby County Ohio | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Tuscarawas County Ohio | 1 | $ 132,000 | $ 132,000 | $ 77,000 |
| Union County Ohio | 1 | $ 118,000 | $ 118,000 | $ 68,000 |
| Van Wert County Ohio | 1 | $ 148,000 | $ 148,000 | $ 75,000 |
| Warren County Ohio | 1 | $ 117,000 | $ 117,000 | $ 44,000 |
| Wood County Ohio | 1 | $ 419,000 | $ 419,000 | $ 168,000 |
| Sumter County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
| Benton County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 12,000 |
| Gibson County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 38,000 |
| Haywood County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 73,000 |
| Jackson County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 35,000 |
| Knox County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 60,000 |
| Macon County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Maury County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 109,000 |
| Putnam County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 219,000 |
| Roane County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 108,000 |
| Rutherford County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Smith County Tennessee | 1 | $ 252,000 | $ 252,000 | $ 39,000 |
| Sumner County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 44,000 |
| Rockbridge County Virginia | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| Raleigh County West Virginia | 1 | $ 123,000 | $ 123,000 | $ 120,000 |
| Kenosha County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Price County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for The Grange Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 311 | $47,492,000 | $183,500 | $1,000,000 | $147,000 | $662,000 |
| Home Purchase | 239 | $34,259,000 | $167,666 | $800,000 | $98,666 | $559,000 |
| Home Improvement | 103 | $2,516,000 | $23,000 | $163,000 | $58,000 | $219,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 439 | $66,297,000 | $167,000 | $1,000,000 | $118,727 | $662,000 |
| Not Provided | 174 | $11,348,000 | $98,692 | $392,000 | $90,384 | $480,000 |
| Black or African American | 21 | $2,932,000 | $120,200 | $360,000 | $71,600 | $270,000 |
| Hispanic | 11 | $1,828,000 | $151,500 | $296,000 | $62,750 | $168,000 |
| Asian | 5 | $1,029,000 | $196,000 | $300,000 | $120,500 | $205,000 |
| American Indian or Alaskan Native | 2 | $767,000 | $383,500 | $630,000 | $80,000 | $82,000 |
| Not applicable | 1 | $66,000 | $66,000 | $66,000 | $21,000 | $21,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 653 | $84,267,000 | $131,375 | $1,000,000 | $108,062 | $662,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 477 | $64,585,000 | $115,785 | $1,000,000 | $102,142 | $662,000 |
| Application Denied By Financial Institution | 89 | $7,557,000 | $72,083 | $630,000 | $62,750 | $242,000 |
| Application Withdrawn By Applicant | 85 | $11,781,000 | $162,400 | $380,000 | $120,400 | $480,000 |
| Application Approved But Not Accepted | 2 | $344,000 | $172,000 | $280,000 | $101,000 | $150,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 26 | $2,090,000 | $89,571 | $167,000 | $45,857 | $144,000 |
| Debt-To-Income Ratio | 26 | $1,909,000 | $63,444 | $360,000 | $51,777 | $110,000 |
| Credit Application Incomplete | 10 | $1,408,000 | $140,750 | $288,000 | $78,750 | $122,000 |
| Collateral | 8 | $1,381,000 | $164,000 | $630,000 | $111,750 | $242,000 |
| Employment History | 7 | $102,000 | $13,600 | $20,000 | $32,600 | $55,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $172,000 | $26,500 | $117,000 | $33,250 | $44,000 |
| Other | 4 | $435,000 | $79,000 | $260,000 | $68,666 | $182,000 |
| Unverifiable Information | 3 | $60,000 | $20,000 | $27,000 | $24,000 | $45,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Grange Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Grange Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.