The Home Lending Group, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
The Home Lending Group, Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Home Lending Group, Llc 215 Katherine Drive Flowood, MS 39232 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 1,551 |
| Total Mortgage Loan Application Amount | $272,436,000 |
| Average Mortgage Loan Application Amount | $192,500 |
| Highest Mortgage Loan Application Amount | $766,000 |
| Average Applicant Income | $80,500 |
| Highest Applicant Income | $2,080,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with The Home Lending Group, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Home Lending Group, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down The Home Lending Group, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Home Lending Group, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by The Home Lending Group, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Home Lending Group, Llc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hinds County Mississippi | 174 | $ 17,249,000 | $ 99,000 | $ 59,000 |
| Travis County Texas | 151 | $ 36,978,000 | $ 244,000 | $ 113,000 |
| Clark County Nevada | 104 | $ 22,219,000 | $ 213,000 | $ 63,000 |
| Dona Ana County New Mexico | 104 | $ 13,022,000 | $ 125,000 | $ 59,000 |
| Harrison County Mississippi | 99 | $ 13,827,000 | $ 139,000 | $ 62,000 |
| Rankin County Mississippi | 80 | $ 12,702,000 | $ 158,000 | $ 67,000 |
| San Diego County California | 75 | $ 26,014,000 | $ 346,000 | $ 77,000 |
| Jackson County Mississippi | 72 | $ 8,462,000 | $ 117,000 | $ 55,000 |
| Hays County Texas | 70 | $ 16,765,000 | $ 239,000 | $ 93,000 |
| Williamson County Texas | 68 | $ 15,866,000 | $ 233,000 | $ 117,000 |
| Madison County Mississippi | 51 | $ 8,126,000 | $ 159,000 | $ 66,000 |
| Nueces County Texas | 43 | $ 7,078,000 | $ 164,000 | $ 100,000 |
| Baldwin County Alabama | 42 | $ 6,276,000 | $ 149,000 | $ 60,000 |
| Knox County Tennessee | 30 | $ 4,844,000 | $ 161,000 | $ 61,000 |
| Campbell County Tennessee | 26 | $ 2,608,000 | $ 100,000 | $ 35,000 |
| DeSoto County Mississippi | 25 | $ 4,139,000 | $ 165,000 | $ 70,000 |
| Otero County New Mexico | 23 | $ 1,658,000 | $ 72,000 | $ 42,000 |
| Anderson County Tennessee | 17 | $ 2,471,000 | $ 145,000 | $ 59,000 |
| Lafayette County Mississippi | 16 | $ 3,909,000 | $ 244,000 | $ 102,000 |
| Madison County Alabama | 9 | $ 1,550,000 | $ 172,000 | $ 73,000 |
| Loudon County Tennessee | 9 | $ 1,470,000 | $ 163,000 | $ 67,000 |
| Walton County Florida | 8 | $ 2,507,000 | $ 313,000 | $ 372,000 |
| Tate County Mississippi | 8 | $ 1,431,000 | $ 178,000 | $ 78,000 |
| Mobile County Alabama | 7 | $ 905,000 | $ 129,000 | $ 51,000 |
| Grenada County Mississippi | 7 | $ 1,510,000 | $ 215,000 | $ 90,000 |
| Bexar County Texas | 7 | $ 986,000 | $ 140,000 | $ 84,000 |
| Okaloosa County Florida | 6 | $ 803,000 | $ 133,000 | $ 55,000 |
| Leake County Mississippi | 6 | $ 820,000 | $ 136,000 | $ 56,000 |
| Stone County Mississippi | 6 | $ 768,000 | $ 128,000 | $ 55,000 |
| Morgan County Tennessee | 6 | $ 554,000 | $ 92,000 | $ 41,000 |
| Riverside County California | 5 | $ 1,359,000 | $ 271,000 | $ 75,000 |
| Hancock County Mississippi | 5 | $ 722,000 | $ 144,000 | $ 87,000 |
| Lamar County Mississippi | 5 | $ 1,011,000 | $ 202,000 | $ 89,000 |
| Sierra County New Mexico | 5 | $ 369,000 | $ 73,000 | $ 50,000 |
| Gregg County Texas | 5 | $ 911,000 | $ 182,000 | $ 97,000 |
| Lubbock County Texas | 5 | $ 333,000 | $ 66,000 | $ 88,000 |
| Randall County Texas | 5 | $ 841,000 | $ 168,000 | $ 72,000 |
| Tarrant County Texas | 5 | $ 1,100,000 | $ 220,000 | $ 122,000 |
| Bolivar County Mississippi | 4 | $ 691,000 | $ 172,000 | $ 77,000 |
| Pearl River County Mississippi | 4 | $ 479,000 | $ 119,000 | $ 46,000 |
| Scott County Mississippi | 4 | $ 315,000 | $ 78,000 | $ 47,000 |
| Washington County Mississippi | 4 | $ 723,000 | $ 180,000 | $ 46,000 |
| Roane County Tennessee | 4 | $ 615,000 | $ 153,000 | $ 79,000 |
| Bastrop County Texas | 4 | $ 800,000 | $ 200,000 | $ 78,000 |
| Comal County Texas | 4 | $ 1,014,000 | $ 253,000 | $ 117,000 |
| Guadalupe County Texas | 4 | $ 1,090,000 | $ 272,000 | $ 86,000 |
| Harris County Texas | 4 | $ 822,000 | $ 205,000 | $ 78,000 |
| Llano County Texas | 4 | $ 1,298,000 | $ 324,000 | $ 228,000 |
| Orange County California | 3 | $ 943,000 | $ 314,000 | $ 70,000 |
| Attala County Mississippi | 3 | $ 891,000 | $ 297,000 | $ 91,000 |
| Forrest County Mississippi | 3 | $ 323,000 | $ 107,000 | $ 66,000 |
| Yazoo County Mississippi | 3 | $ 483,000 | $ 161,000 | $ 62,000 |
| Sevier County Tennessee | 3 | $ 494,000 | $ 164,000 | $ 132,000 |
| Shelby County Tennessee | 3 | $ 686,000 | $ 228,000 | $ 171,000 |
| Burnet County Texas | 3 | $ 451,000 | $ 150,000 | $ 87,000 |
| San Patricio County Texas | 3 | $ 400,000 | $ 133,000 | $ 49,000 |
| Limestone County Alabama | 2 | $ 269,000 | $ 134,000 | $ 77,000 |
| Imperial County California | 2 | $ 318,000 | $ 159,000 | $ 96,000 |
| Washington County Florida | 2 | $ 430,000 | $ 215,000 | $ 36,000 |
| Carroll County Mississippi | 2 | $ 127,000 | $ 63,000 | $ 37,000 |
| Covington County Mississippi | 2 | $ 407,000 | $ 203,000 | $ 101,000 |
| Jefferson County Mississippi | 2 | $ 172,000 | $ 86,000 | $ 48,000 |
| Lee County Mississippi | 2 | $ 224,000 | $ 112,000 | $ 69,000 |
| Lincoln County Mississippi | 2 | $ 197,000 | $ 98,000 | $ 45,000 |
| Marshall County Mississippi | 2 | $ 357,000 | $ 178,000 | $ 102,000 |
| Panola County Mississippi | 2 | $ 424,000 | $ 212,000 | $ 74,000 |
| Yalobusha County Mississippi | 2 | $ 472,000 | $ 236,000 | $ 83,000 |
| Eddy County New Mexico | 2 | $ 303,000 | $ 151,000 | $ 81,000 |
| Luna County New Mexico | 2 | $ 132,000 | $ 66,000 | $ 25,000 |
| Sandoval County New Mexico | 2 | $ 229,000 | $ 114,000 | $ 55,000 |
| Claiborne County Tennessee | 2 | $ 139,000 | $ 69,000 | $ 25,000 |
| Jefferson County Tennessee | 2 | $ 212,000 | $ 106,000 | $ 79,000 |
| Caldwell County Texas | 2 | $ 294,000 | $ 147,000 | $ 71,000 |
| El Paso County Texas | 2 | $ 335,000 | $ 167,000 | $ 101,000 |
| McLennan County Texas | 2 | $ 282,000 | $ 141,000 | $ 50,000 |
| Rusk County Texas | 2 | $ 367,000 | $ 183,000 | $ 57,000 |
| Swisher County Texas | 2 | $ 224,000 | $ 112,000 | $ 88,000 |
| Upshur County Texas | 2 | $ 237,000 | $ 118,000 | $ 58,000 |
| Covington County Alabama | 1 | $ 128,000 | $ 128,000 | $ 67,000 |
| Houston County Alabama | 1 | $ 310,000 | $ 310,000 | $ 105,000 |
| Lawrence County Alabama | 1 | $ 128,000 | $ 128,000 | $ 47,000 |
| Monroe County Alabama | 1 | $ 98,000 | $ 98,000 | $ 53,000 |
| Montgomery County Alabama | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Morgan County Alabama | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Shelby County Alabama | 1 | $ 194,000 | $ 194,000 | $ 72,000 |
| Kern County California | 1 | $ 199,000 | $ 199,000 | $ 123,000 |
| Los Angeles County California | 1 | $ 217,000 | $ 217,000 | $ 35,000 |
| San Bernardino County California | 1 | $ 163,000 | $ 163,000 | $ 135,000 |
| San Joaquin County California | 1 | $ 200,000 | $ 200,000 | $ 74,000 |
| Stanislaus County California | 1 | $ 219,000 | $ 219,000 | $ 77,000 |
| Bay County Florida | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Santa Rosa County Florida | 1 | $ 116,000 | $ 116,000 | $ 73,000 |
| Lafayette County Louisiana | 1 | $ 766,000 | $ 766,000 | $ 548,000 |
| Clay County Mississippi | 1 | $ 334,000 | $ 334,000 | $ 233,000 |
| Itawamba County Mississippi | 1 | $ 111,000 | $ 111,000 | $ 108,000 |
| Jones County Mississippi | 1 | $ 250,000 | $ 250,000 | $ 122,000 |
| Lauderdale County Mississippi | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Lowndes County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 26,000 |
| Newton County Mississippi | 1 | $ 82,000 | $ 82,000 | $ 35,000 |
| Oktibbeha County Mississippi | 1 | $ 249,000 | $ 249,000 | $ 76,000 |
| Pike County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 52,000 |
| Smith County Mississippi | 1 | $ 141,000 | $ 141,000 | $ 46,000 |
| Sunflower County Mississippi | 1 | $ 181,000 | $ 181,000 | $ 98,000 |
| Tallahatchie County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Tishomingo County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 118,000 |
| Union County Mississippi | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| Nye County Nevada | 1 | $ 268,000 | $ 268,000 | $ 55,000 |
| Hidalgo County New Mexico | 1 | $ 117,000 | $ 117,000 | $ 67,000 |
| Blount County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 61,000 |
| Cocke County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 115,000 |
| Davidson County Tennessee | 1 | $ 350,000 | $ 350,000 | $ 82,000 |
| Hawkins County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Scott County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Williamson County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 85,000 |
| Anderson County Texas | 1 | $ 69,000 | $ 69,000 | $ 49,000 |
| Blanco County Texas | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Bosque County Texas | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Bowie County Texas | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
| Brazoria County Texas | 1 | $ 267,000 | $ 267,000 | $ 112,000 |
| Cameron County Texas | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Coryell County Texas | 1 | $ 181,000 | $ 181,000 | $ 97,000 |
| Denton County Texas | 1 | $ 305,000 | $ 305,000 | $ 133,000 |
| Galveston County Texas | 1 | $ 174,000 | $ 174,000 | $ 78,000 |
| Gillespie County Texas | 1 | $ 216,000 | $ 216,000 | $ 131,000 |
| Harrison County Texas | 1 | $ 276,000 | $ 276,000 | $ 122,000 |
| Hidalgo County Texas | 1 | $ 187,000 | $ 187,000 | $ 49,000 |
| Jefferson County Texas | 1 | $ 111,000 | $ 111,000 | $ 95,000 |
| Johnson County Texas | 1 | $ 210,000 | $ 210,000 | $ 137,000 |
| Kleberg County Texas | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| Potter County Texas | 1 | $ 97,000 | $ 97,000 | $ 32,000 |
| Smith County Texas | 1 | $ 176,000 | $ 176,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for The Home Lending Group, Llc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,186 | $190,148,000 | $160,000 | $600,000 | $72,000 | $2,080,000 |
| Refinancing | 365 | $82,288,000 | $225,000 | $766,000 | $89,000 | $645,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 822 | $150,681,000 | $183,000 | $766,000 | $84,000 | $748,000 |
| Black or African American | 339 | $46,625,000 | $137,000 | $417,000 | $62,000 | $2,080,000 |
| Hispanic | 322 | $60,510,000 | $187,000 | $538,000 | $66,000 | $618,000 |
| Asian | 24 | $4,805,000 | $200,000 | $417,000 | $101,000 | $313,000 |
| Native Hawaiin or Other Pacific Islander | 19 | $3,969,000 | $208,000 | $417,000 | $88,000 | $193,000 |
| Not Provided | 14 | $3,931,000 | $280,000 | $487,000 | $141,000 | $530,000 |
| American Indian or Alaskan Native | 11 | $1,915,000 | $174,000 | $417,000 | $82,000 | $188,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 671 | $115,473,000 | $172,000 | $538,000 | $64,000 | $2,080,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 562 | $100,951,000 | $179,000 | $766,000 | $102,000 | $748,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 174 | $22,928,000 | $131,000 | $488,000 | $47,000 | $208,000 |
| VA-guaranteed (Veterans Administration) | 144 | $33,084,000 | $229,000 | $536,000 | $68,000 | $279,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,175 | $209,361,000 | $178,000 | $766,000 | $75,000 | $748,000 |
| Application Denied By Financial Institution | 197 | $34,411,000 | $174,000 | $616,000 | $95,000 | $2,080,000 |
| Application Withdrawn By Applicant | 162 | $25,501,000 | $157,000 | $488,000 | $62,000 | $252,000 |
| Application Approved But Not Accepted | 9 | $1,839,000 | $204,000 | $367,000 | $95,000 | $278,000 |
| File Closed For Incompleteness | 7 | $1,320,000 | $188,000 | $354,000 | $73,000 | $109,000 |
| Preapproval Approved but not Accepted | 1 | $4,000 | $4,000 | $4,000 | $46,000 | $46,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 14 | $1,537,000 | $109,000 | $325,000 | $58,000 | $152,000 |
| Debt-To-Income Ratio | 10 | $1,647,000 | $164,000 | $255,000 | $61,000 | $116,000 |
| Credit History | 7 | $818,000 | $116,000 | $175,000 | $45,000 | $102,000 |
| Employment History | 6 | $1,003,000 | $167,000 | $260,000 | $58,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $277,000 | $92,000 | $104,000 | $62,000 | $87,000 |
| Collateral | 3 | $199,000 | $66,000 | $113,000 | $43,000 | $52,000 |
| Unverifiable Information | 1 | $257,000 | $257,000 | $257,000 | $64,000 | $64,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Home Lending Group, Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Home Lending Group, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.