The Huntington National Bank
Mortgage Loan Application
Totals and Details
for 2016

Mortgage Company & Address The Huntington National Bank
7575 Huntington Park Dr, Hm2122
Columbus, OH 43235
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 51,594
Total Mortgage Loan Application Amount $8,172,810,000
Average Mortgage Loan Application Amount $236,154
Highest Mortgage Loan Application Amount $13,418,000
Average Applicant Income $155,668
Highest Applicant Income $9,999,000
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Mortgage Loan Application Detail Totals for The Huntington National Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 23,583 $4,478,327,000 $189,000 $10,670,000 $103,000 $9,999,000
Refinancing 20,706 $3,280,704,000 $158,000 $13,418,000 $105,000 $9,999,000
Home Improvement 7,318 $415,533,000 $56,000 $6,287,000 $72,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 41,827 $6,592,455,000 $157,000 $8,545,000 $101,000 $9,999,000
Not Provided 4,351 $596,219,000 $137,000 $2,187,000 $97,000 $3,707,000
Black or African American 2,542 $302,007,000 $118,000 $1,750,000 $78,000 $7,297,000
Asian 1,430 $408,291,000 $285,000 $3,516,000 $147,000 $1,844,000
Hispanic 1,195 $151,661,000 $126,000 $1,463,000 $75,000 $2,609,000
Not applicable 130 $98,206,000 $755,000 $13,418,000 $29,000 $425,000
American Indian or Alaskan Native 80 $15,899,000 $198,000 $900,000 $97,000 $965,000
Native Hawaiin or Other Pacific Islander 52 $9,826,000 $188,000 $1,160,000 $102,000 $604,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 42,859 $7,059,731,000 $164,000 $13,418,000 $109,000 $9,999,000
FHA-insured (Federal Housing Administration) 6,791 $839,934,000 $123,000 $527,000 $56,000 $621,000
VA-guaranteed (Veterans Administration) 1,191 $195,605,000 $164,000 $712,000 $67,000 $420,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 766 $79,294,000 $103,000 $306,000 $42,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 27,804 $4,982,447,000 $179,000 $13,418,000 $113,000 $9,999,000
Application Denied By Financial Institution 14,292 $1,620,458,000 $113,000 $7,000,000 $79,000 $9,999,000
Loan Purchased By The Institution 5,540 $994,527,000 $179,000 $712,000 $88,000 $1,495,000
File Closed For Incompleteness 1,736 $203,228,000 $117,000 $1,735,000 $96,000 $2,915,000
Application Withdrawn By Applicant 1,566 $245,757,000 $156,000 $1,180,000 $93,000 $1,548,000
Application Approved But Not Accepted 656 $126,393,000 $192,000 $2,400,000 $128,000 $2,915,000
Preapproval Denied by Financial Institution 13 $1,754,000 $134,000 $300,000 $28,000 $79,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5,260 $329,554,000 $62,000 $3,410,000 $64,000 $3,500,000
Credit Application Incomplete 3,215 $484,230,000 $150,000 $2,885,000 $104,000 $3,703,000
Collateral 2,721 $408,195,000 $150,000 $4,990,000 $98,000 $2,117,000
Debt-To-Income Ratio 2,395 $279,803,000 $116,000 $1,242,000 $48,000 $629,000
Other 272 $48,131,000 $176,000 $7,000,000 $139,000 $9,999,000
Insufficient Cash (Downpayment, Closing Cost) 204 $31,696,000 $155,000 $4,700,000 $86,000 $3,177,000
Unverifiable Information 177 $30,170,000 $170,000 $2,910,000 $109,000 $2,560,000
Employment History 50 $9,315,000 $186,000 $847,000 $69,000 $293,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
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