The Huntington National Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Huntington National Bank 7 Easton Oval Ea5C242 Columbus, OH 43219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 51,607 |
| Total Mortgage Loan Application Amount | $8,174,564,000 |
| Average Mortgage Loan Application Amount | $134,333 |
| Highest Mortgage Loan Application Amount | $13,418,000 |
| Average Applicant Income | $93,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with The Huntington National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Huntington National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down The Huntington National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Huntington National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Huntington National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Huntington National Bank's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| COLUMBUS, OH | 6,445 | $ 1,303,276,000 | $ 202,000 | $ 118,000 |
| CLEVELAND-ELYRIA, OH | 4,166 | $ 575,011,000 | $ 138,000 | $ 96,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3,566 | $ 718,419,000 | $ 201,000 | $ 116,000 |
| CINCINNATI, OH-KY-IN | 3,293 | $ 587,096,000 | $ 160,666 | $ 98,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 2,992 | $ 504,847,000 | $ 168,000 | $ 99,000 |
| TOLEDO, OH | 2,346 | $ 268,205,000 | $ 114,000 | $ 83,000 |
| GRAND RAPIDS-WYOMING, MI | 2,309 | $ 327,922,000 | $ 142,000 | $ 82,000 |
| PITTSBURGH, PA | 1,731 | $ 279,184,000 | $ 161,000 | $ 100,000 |
| CANTON-MASSILLON, OH | 1,635 | $ 190,925,000 | $ 116,000 | $ 77,000 |
| AKRON, OH | 1,629 | $ 204,089,000 | $ 125,000 | $ 90,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1,573 | $ 139,824,000 | $ 85,500 | $ 67,500 |
| DETROIT-DEARBORN-LIVONIA, MI | 1,099 | $ 173,662,000 | $ 158,000 | $ 98,000 |
| DAYTON, OH | 931 | $ 135,197,000 | $ 145,000 | $ 121,000 |
| ANN ARBOR, MI | 539 | $ 125,356,000 | $ 232,000 | $ 128,000 |
| MONROE, MI | 458 | $ 54,072,000 | $ 118,000 | $ 76,000 |
| MUSKEGON, MI | 408 | $ 45,789,000 | $ 112,000 | $ 72,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 392 | $ 42,286,000 | $ 133,666 | $ 96,000 |
| FLINT, MI | 377 | $ 36,845,000 | $ 97,000 | $ 69,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 351 | $ 23,472,000 | $ 66,500 | $ 59,000 |
| LANSING-EAST LANSING, MI | 349 | $ 50,653,000 | $ 145,000 | $ 82,000 |
| MORGANTOWN, WV | 307 | $ 54,760,000 | $ 178,000 | $ 106,000 |
| CHARLESTON, WV | 305 | $ 34,541,000 | $ 113,000 | $ 76,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 251 | $ 48,912,000 | $ 176,500 | $ 90,500 |
| WHEELING, WV-OH | 237 | $ 22,552,000 | $ 101,500 | $ 71,000 |
| SPRINGFIELD, OH | 229 | $ 20,547,000 | $ 89,000 | $ 81,000 |
| KALAMAZOO-PORTAGE, MI | 209 | $ 31,376,000 | $ 150,000 | $ 90,000 |
| NEWARK, NJ-PA | 202 | $ 56,110,000 | $ 208,000 | $ 151,000 |
| SAGINAW, MI | 185 | $ 15,772,000 | $ 85,000 | $ 63,000 |
| LIMA, OH | 183 | $ 16,926,000 | $ 92,000 | $ 100,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 167 | $ 55,826,000 | $ 334,000 | $ 195,000 |
| JACKSON, MI | 167 | $ 16,475,000 | $ 98,000 | $ 65,000 |
| BECKLEY, WV | 166 | $ 23,095,000 | $ 139,000 | $ 70,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 159 | $ 19,900,000 | $ 125,000 | $ 71,000 |
| PARKERSBURG-VIENNA, WV | 143 | $ 23,508,000 | $ 164,000 | $ 72,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 130 | $ 45,888,000 | $ 352,000 | $ 173,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 128 | $ 38,202,000 | $ 298,000 | $ 182,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 128 | $ 15,031,000 | $ 115,500 | $ 68,500 |
| GARY, IN | 120 | $ 17,869,000 | $ 148,000 | $ 62,000 |
| DENVER-AURORA-LAKEWOOD, CO | 116 | $ 50,352,000 | $ 434,000 | $ 177,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 111 | $ 26,215,000 | $ 254,000 | $ 129,500 |
| ELKHART-GOSHEN, IN | 107 | $ 13,739,000 | $ 128,000 | $ 60,000 |
| MANSFIELD, OH | 107 | $ 9,216,000 | $ 86,000 | $ 62,000 |
| FORT WAYNE, IN | 103 | $ 19,241,000 | $ 186,000 | $ 101,000 |
| PHILADELPHIA, PA | 93 | $ 31,268,000 | $ 336,000 | $ 151,000 |
| BATTLE CREEK, MI | 87 | $ 8,900,000 | $ 102,000 | $ 70,000 |
| BAY CITY, MI | 85 | $ 6,689,000 | $ 78,000 | $ 71,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 82 | $ 19,806,000 | $ 241,000 | $ 118,000 |
| KOKOMO, IN | 75 | $ 6,058,000 | $ 80,000 | $ 46,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 70 | $ 18,645,000 | $ 253,500 | $ 128,000 |
| ERIE, PA | 66 | $ 9,338,000 | $ 141,000 | $ 94,000 |
| CAPE CORAL-FORT MYERS, FL | 65 | $ 22,432,000 | $ 345,000 | $ 458,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 64 | $ 16,320,000 | $ 255,000 | $ 187,000 |
| BLOOMINGTON, IN | 52 | $ 11,909,000 | $ 229,000 | $ 118,000 |
| DALLAS-PLANO-IRVING, TX | 49 | $ 21,161,000 | $ 431,000 | $ 202,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 49 | $ 26,910,000 | $ 549,000 | $ 525,000 |
| TERRE HAUTE, IN | 49 | $ 4,422,000 | $ 90,000 | $ 54,000 |
| RALEIGH, NC | 48 | $ 13,633,000 | $ 284,000 | $ 124,000 |
| MUNCIE, IN | 46 | $ 4,289,000 | $ 93,000 | $ 57,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 46 | $ 17,954,000 | $ 390,000 | $ 331,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 46 | $ 15,177,000 | $ 329,000 | $ 176,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 44 | $ 15,574,000 | $ 353,000 | $ 142,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 43 | $ 16,433,000 | $ 442,000 | $ 229,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 39 | $ 14,075,000 | $ 410,500 | $ 169,250 |
| HARRISBURG-CARLISLE, PA | 38 | $ 8,737,000 | $ 229,000 | $ 101,000 |
| NILES-BENTON HARBOR, MI | 37 | $ 4,565,000 | $ 123,000 | $ 82,000 |
| MIDLAND, MI | 36 | $ 4,724,000 | $ 131,000 | $ 171,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 35 | $ 16,812,000 | $ 480,000 | $ 267,000 |
| LEXINGTON-FAYETTE, KY | 34 | $ 7,054,000 | $ 207,000 | $ 150,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 32 | $ 9,267,000 | $ 289,000 | $ 178,000 |
| COLUMBUS, IN | 31 | $ 5,533,000 | $ 178,000 | $ 94,000 |
| EVANSVILLE, IN-KY | 31 | $ 4,443,000 | $ 143,000 | $ 60,000 |
| ST. LOUIS, MO-IL | 31 | $ 7,166,000 | $ 218,000 | $ 102,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 30 | $ 10,346,000 | $ 344,000 | $ 148,000 |
| MADISON, WI | 30 | $ 10,874,000 | $ 362,000 | $ 103,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 29 | $ 8,932,000 | $ 308,000 | $ 131,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 27 | $ 6,273,000 | $ 232,000 | $ 185,000 |
| GREEN BAY, WI | 26 | $ 2,585,000 | $ 99,000 | $ 65,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 25 | $ 13,208,000 | $ 528,000 | $ 168,000 |
| YORK-HANOVER, PA | 24 | $ 5,871,000 | $ 244,000 | $ 132,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 23 | $ 10,836,000 | $ 471,000 | $ 172,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 22 | $ 14,866,000 | $ 675,000 | $ 950,000 |
| PUNTA GORDA, FL | 21 | $ 5,455,000 | $ 259,000 | $ 200,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 20 | $ 6,173,000 | $ 308,000 | $ 147,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 18 | $ 8,110,000 | $ 450,000 | $ 561,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 18 | $ 8,634,000 | $ 479,000 | $ 197,000 |
| APPLETON, WI | 17 | $ 2,718,000 | $ 159,000 | $ 111,000 |
| AUSTIN-ROUND ROCK, TX | 17 | $ 6,214,000 | $ 365,000 | $ 236,000 |
| BOSTON, MA | 16 | $ 7,835,000 | $ 489,000 | $ 175,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 15 | $ 5,120,000 | $ 341,000 | $ 259,000 |
| KNOXVILLE, TN | 15 | $ 3,877,000 | $ 258,000 | $ 206,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 14 | $ 2,939,000 | $ 202,000 | $ 169,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 13 | $ 3,873,000 | $ 281,500 | $ 269,500 |
| PROVIDENCE-WARWICK, RI-MA | 13 | $ 4,509,000 | $ 306,000 | $ 139,500 |
| ALTOONA, PA | 12 | $ 1,369,000 | $ 114,000 | $ 88,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 12 | $ 1,966,000 | $ 155,500 | $ 73,500 |
| JACKSONVILLE, FL | 12 | $ 3,675,000 | $ 306,000 | $ 202,000 |
| MEMPHIS, TN-MS-AR | 12 | $ 4,255,000 | $ 306,000 | $ 203,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 11 | $ 7,910,000 | $ 719,000 | $ 405,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 11 | $ 1,993,000 | $ 181,000 | $ 109,000 |
| GREENSBORO-HIGH POINT, NC | 11 | $ 2,383,000 | $ 216,000 | $ 84,000 |
| NEW HAVEN-MILFORD, CT | 11 | $ 3,604,000 | $ 327,000 | $ 175,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 10 | $ 5,686,000 | $ 568,000 | $ 584,000 |
| FORT COLLINS, CO | 10 | $ 4,534,000 | $ 453,000 | $ 287,000 |
| KANSAS CITY, MO-KS | 10 | $ 3,048,000 | $ 277,000 | $ 84,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 10 | $ 4,865,000 | $ 486,000 | $ 322,000 |
| MICHIGAN CITY-LA PORTE, IN | 10 | $ 1,946,000 | $ 194,000 | $ 154,000 |
| OSHKOSH-NEENAH, WI | 10 | $ 2,020,000 | $ 202,000 | $ 124,000 |
| PORT ST. LUCIE, FL | 10 | $ 6,282,000 | $ 628,000 | $ 299,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 10 | $ 2,903,000 | $ 478,000 | $ 64,000 |
| WORCESTER, MA-CT | 10 | $ 4,406,000 | $ 298,000 | $ 137,500 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 9 | $ 4,747,000 | $ 527,000 | $ 162,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 9 | $ 1,332,000 | $ 148,000 | $ 100,000 |
| DES MOINES-WEST DES MOINES, IA | 9 | $ 2,414,000 | $ 268,000 | $ 106,000 |
| DURHAM-CHAPEL HILL, NC | 9 | $ 2,028,000 | $ 225,000 | $ 153,000 |
| JOHNSTOWN, PA | 9 | $ 1,304,000 | $ 144,000 | $ 108,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 9 | $ 4,557,000 | $ 506,000 | $ 1,813,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 9 | $ 1,713,000 | $ 190,000 | $ 135,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 8 | $ 1,973,000 | $ 246,000 | $ 164,000 |
| DECATUR, IL | 8 | $ 1,248,000 | $ 156,000 | $ 98,000 |
| ELGIN, IL | 8 | $ 2,123,000 | $ 265,000 | $ 307,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 8 | $ 1,368,000 | $ 171,000 | $ 95,000 |
| NEW ORLEANS-METAIRIE, LA | 8 | $ 2,611,000 | $ 326,000 | $ 265,000 |
| RICHMOND, VA | 8 | $ 1,849,000 | $ 231,000 | $ 186,000 |
| GAINESVILLE, FL | 7 | $ 1,809,000 | $ 258,000 | $ 154,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 7 | $ 15,329,000 | $ 2,189,000 | $ 705,000 |
| TUCSON, AZ | 7 | $ 2,364,000 | $ 337,000 | $ 456,000 |
| COLORADO SPRINGS, CO | 6 | $ 1,988,000 | $ 331,000 | $ 159,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 6 | $ 2,541,000 | $ 423,000 | $ 314,000 |
| EAST STROUDSBURG, PA | 6 | $ 1,123,000 | $ 187,000 | $ 180,000 |
| FORT WORTH-ARLINGTON, TX | 6 | $ 2,844,000 | $ 474,000 | $ 325,000 |
| GRAND JUNCTION, CO | 6 | $ 2,967,000 | $ 494,000 | $ 230,000 |
| ROCHESTER, MN | 6 | $ 1,958,000 | $ 326,000 | $ 178,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 6 | $ 1,712,000 | $ 285,000 | $ 144,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 6 | $ 2,576,000 | $ 429,000 | $ 133,000 |
| SAN DIEGO-CARLSBAD, CA | 6 | $ 2,189,000 | $ 364,000 | $ 210,000 |
| SHEBOYGAN, WI | 6 | $ 953,000 | $ 158,000 | $ 74,000 |
| WILMINGTON, DE-MD-NJ | 6 | $ 2,103,000 | $ 350,000 | $ 227,000 |
| CAMDEN, NJ | 5 | $ 2,000,000 | $ 400,000 | $ 655,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 5 | $ 457,000 | $ 91,000 | $ 77,000 |
| GREELEY, CO | 5 | $ 1,365,000 | $ 273,000 | $ 124,000 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 981,000 | $ 196,000 | $ 156,000 |
| LANCASTER, PA | 5 | $ 575,000 | $ 115,000 | $ 46,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 5 | $ 2,430,000 | $ 486,000 | $ 203,000 |
| SALT LAKE CITY, UT | 5 | $ 1,376,000 | $ 275,000 | $ 133,000 |
| WINSTON-SALEM, NC | 5 | $ 694,000 | $ 138,000 | $ 83,000 |
| ALBANY-SCHENECTADY-TROY, NY | 4 | $ 1,069,000 | $ 267,000 | $ 251,000 |
| BLOOMINGTON, IL | 4 | $ 885,000 | $ 221,000 | $ 116,000 |
| CHATTANOOGA, TN-GA | 4 | $ 1,758,000 | $ 439,000 | $ 168,000 |
| DULUTH, MN-WI | 4 | $ 579,000 | $ 129,500 | $ 160,000 |
| KILLEEN-TEMPLE, TX | 4 | $ 1,022,000 | $ 255,000 | $ 175,000 |
| LA CROSSE-ONALASKA, WI-MN | 4 | $ 924,000 | $ 231,000 | $ 149,000 |
| LEBANON, PA | 4 | $ 884,000 | $ 221,000 | $ 83,000 |
| OKLAHOMA CITY, OK | 4 | $ 1,042,000 | $ 260,000 | $ 174,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 2,370,000 | $ 592,000 | $ 885,000 |
| PANAMA CITY, FL | 4 | $ 918,000 | $ 229,000 | $ 245,000 |
| ROCKFORD, IL | 4 | $ 985,000 | $ 246,000 | $ 287,000 |
| SALISBURY, MD-DE | 4 | $ 1,288,000 | $ 322,000 | $ 170,000 |
| WILMINGTON, NC | 4 | $ 791,000 | $ 197,000 | $ 94,000 |
| ALBUQUERQUE, NM | 3 | $ 877,000 | $ 292,000 | $ 282,000 |
| ASHEVILLE, NC | 3 | $ 452,000 | $ 150,000 | $ 45,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 488,000 | $ 162,000 | $ 53,000 |
| BIRMINGHAM-HOOVER, AL | 3 | $ 750,000 | $ 250,000 | $ 62,000 |
| BROWNSVILLE-HARLINGEN, TX | 3 | $ 1,361,000 | $ 453,000 | $ 409,000 |
| CEDAR RAPIDS, IA | 3 | $ 487,000 | $ 162,000 | $ 69,000 |
| COLUMBIA, MO | 3 | $ 708,000 | $ 236,000 | $ 96,000 |
| CORPUS CHRISTI, TX | 3 | $ 576,000 | $ 192,000 | $ 89,000 |
| DANVILLE, IL | 3 | $ 249,000 | $ 83,000 | $ 125,000 |
| FRESNO, CA | 3 | $ 879,000 | $ 293,000 | $ 198,000 |
| JACKSON, MS | 3 | $ 824,000 | $ 274,000 | $ 155,000 |
| JONESBORO, AR | 3 | $ 631,000 | $ 210,000 | $ 132,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 379,000 | $ 126,000 | $ 44,000 |
| LINCOLN, NE | 3 | $ 420,000 | $ 140,000 | $ 85,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 958,000 | $ 319,000 | $ 145,000 |
| NAPA, CA | 3 | $ 12,611,000 | $ 4,203,000 | $ 1,849,000 |
| OWENSBORO, KY | 3 | $ 664,000 | $ 221,000 | $ 93,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 3 | $ 1,051,000 | $ 358,500 | $ 100,000 |
| PRESCOTT, AZ | 3 | $ 798,000 | $ 266,000 | $ 145,000 |
| PUEBLO, CO | 3 | $ 593,000 | $ 197,000 | $ 58,000 |
| RENO, NV | 3 | $ 1,242,000 | $ 414,000 | $ 159,000 |
| SAVANNAH, GA | 3 | $ 429,000 | $ 143,000 | $ 62,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 571,000 | $ 190,000 | $ 72,000 |
| THE VILLAGES, FL | 3 | $ 618,000 | $ 206,000 | $ 90,000 |
| VALDOSTA, GA | 3 | $ 436,000 | $ 145,000 | $ 76,000 |
| WAUSAU, WI | 3 | $ 565,000 | $ 188,000 | $ 62,000 |
| BARNSTABLE TOWN, MA | 2 | $ 1,109,000 | $ 554,000 | $ 365,000 |
| BINGHAMTON, NY | 2 | $ 375,000 | $ 187,000 | $ 278,000 |
| BLOOMSBURG-BERWICK, PA | 2 | $ 468,000 | $ 234,000 | $ 319,000 |
| BOISE CITY, ID | 2 | $ 487,000 | $ 243,000 | $ 102,000 |
| BOULDER, CO | 2 | $ 1,191,000 | $ 595,000 | $ 321,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 407,000 | $ 203,000 | $ 133,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 666,000 | $ 333,000 | $ 124,000 |
| EAU CLAIRE, WI | 2 | $ 571,000 | $ 285,000 | $ 200,000 |
| EL PASO, TX | 2 | $ 678,000 | $ 339,000 | $ 364,000 |
| GAINESVILLE, GA | 2 | $ 630,000 | $ 315,000 | $ 146,000 |
| GLENS FALLS, NY | 2 | $ 2,630,000 | $ 1,315,000 | $ 3,703,000 |
| HUNTSVILLE, AL | 2 | $ 699,000 | $ 349,000 | $ 109,000 |
| JACKSONVILLE, NC | 2 | $ 276,000 | $ 138,000 | $ 54,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 251,000 | $ 125,000 | $ 32,000 |
| MACON, GA | 2 | $ 331,000 | $ 165,000 | $ 74,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 2 | $ 823,000 | $ 411,000 | $ 287,000 |
| OCEAN CITY, NJ | 2 | $ 1,065,000 | $ 532,000 | $ 1,405,000 |
| PEORIA, IL | 2 | $ 740,000 | $ 370,000 | $ 135,000 |
| PROVO-OREM, UT | 2 | $ 713,000 | $ 356,000 | $ 188,000 |
| RACINE, WI | 2 | $ 210,000 | $ 105,000 | $ 62,000 |
| ROANOKE, VA | 2 | $ 467,000 | $ 233,000 | $ 117,000 |
| ROCHESTER, NY | 2 | $ 517,000 | $ 258,000 | $ 157,000 |
| ROME, GA | 2 | $ 220,000 | $ 110,000 | $ 144,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 226,000 | $ 113,000 | $ 75,000 |
| SPARTANBURG, SC | 2 | $ 318,000 | $ 159,000 | $ 58,000 |
| SPRINGFIELD, MO | 2 | $ 873,000 | $ 436,000 | $ 320,000 |
| TACOMA-LAKEWOOD, WA | 2 | $ 502,000 | $ 251,000 | $ 79,000 |
| TRENTON, NJ | 2 | $ 559,000 | $ 279,000 | $ 124,000 |
| WICHITA, KS | 2 | $ 186,000 | $ 93,000 | $ 56,000 |
| WILLIAMSPORT, PA | 2 | $ 192,000 | $ 96,000 | $ 79,000 |
| WINCHESTER, VA-WV | 2 | $ 810,000 | $ 405,000 | $ 123,000 |
| YUBA CITY, CA | 2 | $ 220,000 | $ 110,000 | $ 83,000 |
| ABILENE, TX | 1 | $ 440,000 | $ 440,000 | $ 374,000 |
| ANCHORAGE, AK | 1 | $ 118,000 | $ 118,000 | $ 88,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 300,000 | $ 300,000 | $ 240,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 365,000 | $ 365,000 | $ 526,000 |
| BATON ROUGE, LA | 1 | $ 125,000 | $ 125,000 | $ 275,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 140,000 | $ 140,000 | $ 130,000 |
| BEND-REDMOND, OR | 1 | $ 629,000 | $ 629,000 | $ 489,000 |
| BILLINGS, MT | 1 | $ 300,000 | $ 300,000 | $ 67,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 103,000 | $ 103,000 | $ 195,000 |
| BOWLING GREEN, KY | 1 | $ 6,000 | $ 6,000 | $ 112,000 |
| BRUNSWICK, GA | 1 | $ 305,000 | $ 305,000 | $ 158,000 |
| CARBONDALE-MARION, IL | 1 | $ 119,000 | $ 119,000 | $ 88,000 |
| CHARLOTTESVILLE, VA | 1 | $ 133,000 | $ 133,000 | $ 82,000 |
| CLARKSVILLE, TN-KY | 1 | $ 243,000 | $ 243,000 | $ 83,000 |
| COLUMBIA, SC | 1 | $ 400,000 | $ 400,000 | $ 273,000 |
| CUMBERLAND, MD-WV | 1 | $ 36,000 | $ 36,000 | $ 46,000 |
| DALTON, GA | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| DOTHAN, AL | 1 | $ 4,000 | $ 4,000 | $ 26,000 |
| DOVER, DE | 1 | $ 87,000 | $ 87,000 | $ 32,000 |
| ELMIRA, NY | 1 | $ 542,000 | $ 542,000 | $ 550,000 |
| FAYETTEVILLE, NC | 1 | $ 380,000 | $ 380,000 | $ 210,000 |
| FORT SMITH, AR-OK | 1 | $ 187,000 | $ 187,000 | $ 77,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 126,000 | $ 126,000 | $ 120,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 370,000 | $ 370,000 | $ 222,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 197,000 | $ 197,000 | $ 70,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 224,000 | $ 224,000 | $ 120,000 |
| JOHNSON CITY, TN | 1 | $ 250,000 | $ 250,000 | $ 81,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 854,000 | $ 854,000 | $ 686,000 |
| KANKAKEE, IL | 1 | $ 265,000 | $ 265,000 | $ 325,000 |
| LAREDO, TX | 1 | $ 330,000 | $ 330,000 | $ 170,000 |
| LAWRENCE, KS | 1 | $ 181,000 | $ 181,000 | $ 118,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 365,000 | $ 365,000 | $ 105,000 |
| LUBBOCK, TX | 1 | $ 338,000 | $ 338,000 | $ 110,000 |
| MEDFORD, OR | 1 | $ 107,000 | $ 107,000 | $ 70,000 |
| MERCED, CA | 1 | $ 114,000 | $ 114,000 | $ 98,000 |
| MIDLAND, TX | 1 | $ 550,000 | $ 550,000 | $ 300,000 |
| MISSOULA, MT | 1 | $ 219,000 | $ 219,000 | $ 94,000 |
| MOBILE, AL | 1 | $ 15,000 | $ 15,000 | $ 15,000 |
| MORRISTOWN, TN | 1 | $ 32,000 | $ 32,000 | $ 33,000 |
| NEW BERN, NC | 1 | $ 522,000 | $ 522,000 | $ 385,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 516,000 | $ 516,000 | $ 243,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 691,000 | $ 691,000 | $ 650,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 350,000 | $ 350,000 | $ 248,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1 | $ 134,000 | $ 134,000 | $ 78,000 |
| SAN ANGELO, TX | 1 | $ 276,000 | $ 276,000 | $ 90,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 2,100,000 | $ 2,100,000 | $ 720,000 |
| SANTA ROSA, CA | 1 | $ 513,000 | $ 513,000 | $ 200,000 |
| SEBRING, FL | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| SIOUX FALLS, SD | 1 | $ 120,000 | $ 120,000 | $ 120,000 |
| SPRINGFIELD, IL | 1 | $ 190,000 | $ 190,000 | $ 52,000 |
| SPRINGFIELD, MA | 1 | $ 230,000 | $ 230,000 | $ 59,000 |
| ST. CLOUD, MN | 1 | $ 340,000 | $ 340,000 | $ 170,000 |
| ST. GEORGE, UT | 1 | $ 725,000 | $ 725,000 | $ 176,000 |
| STATE COLLEGE, PA | 1 | $ 182,000 | $ 182,000 | $ 49,000 |
| SUMTER, SC | 1 | $ 116,000 | $ 116,000 | $ 64,000 |
| SYRACUSE, NY | 1 | $ 118,000 | $ 118,000 | $ 70,000 |
| TYLER, TX | 1 | $ 344,000 | $ 344,000 | $ 432,000 |
| WACO, TX | 1 | $ 289,000 | $ 289,000 | $ 119,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 310,000 | $ 310,000 | $ 137,000 |
| WICHITA FALLS, TX | 1 | $ 179,000 | $ 179,000 | $ 53,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23,583 | $4,478,327,000 | $189,000 | $10,670,000 | $103,000 | $9,999,000 |
| Refinancing | 20,706 | $3,280,704,000 | $158,000 | $13,418,000 | $105,000 | $9,999,000 |
| Home Improvement | 7,318 | $415,533,000 | $56,000 | $6,287,000 | $72,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 41,827 | $6,592,455,000 | $157,000 | $8,545,000 | $101,000 | $9,999,000 |
| Not Provided | 4,351 | $596,219,000 | $137,000 | $2,187,000 | $97,000 | $3,707,000 |
| Black or African American | 2,542 | $302,007,000 | $118,000 | $1,750,000 | $78,000 | $7,297,000 |
| Asian | 1,430 | $408,291,000 | $285,000 | $3,516,000 | $147,000 | $1,844,000 |
| Hispanic | 1,195 | $151,661,000 | $126,000 | $1,463,000 | $75,000 | $2,609,000 |
| Not applicable | 130 | $98,206,000 | $755,000 | $13,418,000 | $29,000 | $425,000 |
| American Indian or Alaskan Native | 80 | $15,899,000 | $198,000 | $900,000 | $97,000 | $965,000 |
| Native Hawaiin or Other Pacific Islander | 52 | $9,826,000 | $188,000 | $1,160,000 | $102,000 | $604,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 42,859 | $7,059,731,000 | $164,000 | $13,418,000 | $109,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 6,791 | $839,934,000 | $123,000 | $527,000 | $56,000 | $621,000 |
| VA-guaranteed (Veterans Administration) | 1,191 | $195,605,000 | $164,000 | $712,000 | $67,000 | $420,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 766 | $79,294,000 | $103,000 | $306,000 | $42,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 27,804 | $4,982,447,000 | $179,000 | $13,418,000 | $113,000 | $9,999,000 |
| Application Denied By Financial Institution | 14,292 | $1,620,458,000 | $113,000 | $7,000,000 | $79,000 | $9,999,000 |
| Loan Purchased By The Institution | 5,540 | $994,527,000 | $179,000 | $712,000 | $88,000 | $1,495,000 |
| File Closed For Incompleteness | 1,736 | $203,228,000 | $117,000 | $1,735,000 | $96,000 | $2,915,000 |
| Application Withdrawn By Applicant | 1,566 | $245,757,000 | $156,000 | $1,180,000 | $93,000 | $1,548,000 |
| Application Approved But Not Accepted | 656 | $126,393,000 | $192,000 | $2,400,000 | $128,000 | $2,915,000 |
| Preapproval Denied by Financial Institution | 13 | $1,754,000 | $134,000 | $300,000 | $28,000 | $79,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5,260 | $329,554,000 | $62,000 | $3,410,000 | $64,000 | $3,500,000 |
| Credit Application Incomplete | 3,215 | $484,230,000 | $150,000 | $2,885,000 | $104,000 | $3,703,000 |
| Collateral | 2,721 | $408,195,000 | $150,000 | $4,990,000 | $98,000 | $2,117,000 |
| Debt-To-Income Ratio | 2,395 | $279,803,000 | $116,000 | $1,242,000 | $48,000 | $629,000 |
| Other | 272 | $48,131,000 | $176,000 | $7,000,000 | $139,000 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 204 | $31,696,000 | $155,000 | $4,700,000 | $86,000 | $3,177,000 |
| Unverifiable Information | 177 | $30,170,000 | $170,000 | $2,910,000 | $109,000 | $2,560,000 |
| Employment History | 50 | $9,315,000 | $186,000 | $847,000 | $69,000 | $293,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Huntington National Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Huntington National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.