The Lending Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
The Lending Company 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Lending Company 6910 E Chauncey Ln Ste 220 Phoenix, AZ 85054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 4,094 |
| Total Mortgage Loan Application Amount | $896,977,000 |
| Average Mortgage Loan Application Amount | $217,000 |
| Highest Mortgage Loan Application Amount | $1,666,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $1,533,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with The Lending Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Lending Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down The Lending Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Lending Company serves its applicants.
Each category highlights the total number of mortgage applications processed by The Lending Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Lending Company's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 2,266 | $ 424,942,000 | $ 187,000 | $ 71,000 |
| San Diego County California | 486 | $ 157,278,000 | $ 323,000 | $ 91,000 |
| Los Angeles County California | 191 | $ 62,252,000 | $ 325,000 | $ 95,000 |
| Pinal County Arizona | 146 | $ 22,211,000 | $ 152,000 | $ 56,000 |
| Pima County Arizona | 124 | $ 22,057,000 | $ 177,000 | $ 65,000 |
| Orange County California | 101 | $ 36,172,000 | $ 358,000 | $ 120,000 |
| Riverside County California | 86 | $ 19,646,000 | $ 228,000 | $ 57,000 |
| San Bernardino County California | 71 | $ 14,035,000 | $ 197,000 | $ 65,000 |
| Yavapai County Arizona | 70 | $ 14,963,000 | $ 213,000 | $ 80,000 |
| Fairfield County Connecticut | 64 | $ 18,595,000 | $ 290,000 | $ 89,000 |
| Mohave County Arizona | 48 | $ 6,550,000 | $ 136,000 | $ 93,000 |
| New Haven County Connecticut | 31 | $ 6,108,000 | $ 197,000 | $ 55,000 |
| Coconino County Arizona | 26 | $ 6,370,000 | $ 245,000 | $ 74,000 |
| Navajo County Arizona | 24 | $ 4,228,000 | $ 176,000 | $ 135,000 |
| Middlesex County Connecticut | 20 | $ 4,649,000 | $ 232,000 | $ 58,000 |
| Cochise County Arizona | 16 | $ 2,794,000 | $ 174,000 | $ 50,000 |
| Hartford County Connecticut | 15 | $ 3,073,000 | $ 204,000 | $ 55,000 |
| San Juan County New Mexico | 14 | $ 2,831,000 | $ 202,000 | $ 82,000 |
| Kern County California | 13 | $ 2,234,000 | $ 171,000 | $ 40,000 |
| Arapahoe County Colorado | 13 | $ 2,334,000 | $ 179,000 | $ 72,000 |
| King County Washington | 12 | $ 3,030,000 | $ 252,000 | $ 97,000 |
| Alameda County California | 9 | $ 2,318,000 | $ 257,000 | $ 55,000 |
| Sacramento County California | 9 | $ 1,858,000 | $ 206,000 | $ 111,000 |
| Ventura County California | 9 | $ 2,723,000 | $ 302,000 | $ 76,000 |
| Douglas County Colorado | 9 | $ 2,189,000 | $ 243,000 | $ 91,000 |
| Snohomish County Washington | 9 | $ 2,604,000 | $ 289,000 | $ 60,000 |
| Apache County Arizona | 8 | $ 1,083,000 | $ 135,000 | $ 66,000 |
| Denver County Colorado | 8 | $ 1,097,000 | $ 137,000 | $ 66,000 |
| Pierce County Washington | 8 | $ 2,228,000 | $ 278,000 | $ 66,000 |
| Yuma County Arizona | 7 | $ 1,034,000 | $ 147,000 | $ 58,000 |
| Solano County California | 7 | $ 2,018,000 | $ 288,000 | $ 49,000 |
| Jefferson County Colorado | 7 | $ 1,957,000 | $ 279,000 | $ 127,000 |
| Santa Clara County California | 6 | $ 1,990,000 | $ 331,000 | $ 115,000 |
| El Paso County Colorado | 6 | $ 1,307,000 | $ 217,000 | $ 61,000 |
| Palm Beach County Florida | 6 | $ 995,000 | $ 165,000 | $ 58,000 |
| Contra Costa County California | 5 | $ 1,421,000 | $ 284,000 | $ 102,000 |
| Weld County Colorado | 5 | $ 918,000 | $ 183,000 | $ 50,000 |
| Litchfield County Connecticut | 5 | $ 1,028,000 | $ 205,000 | $ 113,000 |
| Washington County Oregon | 5 | $ 1,142,000 | $ 228,000 | $ 38,000 |
| Gila County Arizona | 4 | $ 859,000 | $ 214,000 | $ 113,000 |
| Imperial County California | 4 | $ 813,000 | $ 203,000 | $ 24,000 |
| Placer County California | 4 | $ 978,000 | $ 244,000 | $ 53,000 |
| San Mateo County California | 4 | $ 1,681,000 | $ 420,000 | $ 173,000 |
| Larimer County Colorado | 4 | $ 668,000 | $ 167,000 | $ 48,000 |
| New London County Connecticut | 4 | $ 900,000 | $ 225,000 | $ 47,000 |
| Multnomah County Oregon | 4 | $ 964,000 | $ 241,000 | $ 5,000 |
| Santa Cruz County Arizona | 3 | $ 422,000 | $ 140,000 | $ 54,000 |
| San Luis Obispo County California | 3 | $ 516,000 | $ 172,000 | $ 83,000 |
| Yolo County California | 3 | $ 462,000 | $ 154,000 | $ 30,000 |
| Adams County Colorado | 3 | $ 341,000 | $ 113,000 | $ 32,000 |
| Broward County Florida | 3 | $ 560,000 | $ 186,000 | $ 0 |
| Otero County New Mexico | 3 | $ 649,000 | $ 216,000 | $ 0 |
| Shelby County Tennessee | 3 | $ 797,000 | $ 265,000 | $ 0 |
| Skagit County Washington | 3 | $ 1,312,000 | $ 437,000 | $ 113,000 |
| Graham County Arizona | 2 | $ 346,000 | $ 173,000 | $ 65,000 |
| Fresno County California | 2 | $ 513,000 | $ 256,000 | $ 0 |
| Merced County California | 2 | $ 338,000 | $ 169,000 | $ 16,000 |
| Monterey County California | 2 | $ 865,000 | $ 432,000 | $ 269,000 |
| San Joaquin County California | 2 | $ 590,000 | $ 295,000 | $ 104,000 |
| Santa Barbara County California | 2 | $ 668,000 | $ 334,000 | $ 57,000 |
| Santa Cruz County California | 2 | $ 805,000 | $ 402,000 | $ 179,000 |
| Duval County Florida | 2 | $ 443,000 | $ 221,000 | $ 21,000 |
| Bernalillo County New Mexico | 2 | $ 562,000 | $ 281,000 | $ 92,000 |
| Santa Fe County New Mexico | 2 | $ 682,000 | $ 341,000 | $ 178,000 |
| Denton County Texas | 2 | $ 484,000 | $ 242,000 | $ 128,000 |
| El Paso County Texas | 2 | $ 151,000 | $ 75,000 | $ 76,000 |
| Williamson County Texas | 2 | $ 251,000 | $ 125,000 | $ 124,000 |
| Washington County Utah | 2 | $ 498,000 | $ 249,000 | $ 133,000 |
| Island County Washington | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Thurston County Washington | 2 | $ 762,000 | $ 381,000 | $ 0 |
| Butte County California | 1 | $ 268,000 | $ 268,000 | $ 187,000 |
| Humboldt County California | 1 | $ 230,000 | $ 230,000 | $ 73,000 |
| Marin County California | 1 | $ 743,000 | $ 743,000 | $ 109,000 |
| Napa County California | 1 | $ 202,000 | $ 202,000 | $ 56,000 |
| Sonoma County California | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Yuba County California | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Montrose County Colorado | 1 | $ 199,000 | $ 199,000 | $ 70,000 |
| Park County Colorado | 1 | $ 272,000 | $ 272,000 | $ 255,000 |
| Teller County Colorado | 1 | $ 230,000 | $ 230,000 | $ 68,000 |
| Tolland County Connecticut | 1 | $ 226,000 | $ 226,000 | $ 47,000 |
| Clay County Florida | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Hernando County Florida | 1 | $ 177,000 | $ 177,000 | $ 109,000 |
| Hillsborough County Florida | 1 | $ 260,000 | $ 260,000 | $ 166,000 |
| Lee County Florida | 1 | $ 241,000 | $ 241,000 | $ 51,000 |
| Marion County Florida | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Martin County Florida | 1 | $ 142,000 | $ 142,000 | $ 128,000 |
| Sarasota County Florida | 1 | $ 267,000 | $ 267,000 | $ 133,000 |
| St. Lucie County Florida | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
| Kings County New York | 1 | $ 616,000 | $ 616,000 | $ 229,000 |
| Columbia County Oregon | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Marion County Oregon | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Polk County Oregon | 1 | $ 304,000 | $ 304,000 | $ 72,000 |
| Wasco County Oregon | 1 | $ 127,000 | $ 127,000 | $ 62,000 |
| Montgomery County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 443,000 |
| Aransas County Texas | 1 | $ 171,000 | $ 171,000 | $ 91,000 |
| Bexar County Texas | 1 | $ 77,000 | $ 77,000 | $ 215,000 |
| Dallas County Texas | 1 | $ 92,000 | $ 92,000 | $ 86,000 |
| Fort Bend County Texas | 1 | $ 220,000 | $ 220,000 | $ 158,000 |
| Grayson County Texas | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Gregg County Texas | 1 | $ 83,000 | $ 83,000 | $ 296,000 |
| Guadalupe County Texas | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Harris County Texas | 1 | $ 295,000 | $ 295,000 | $ 140,000 |
| Travis County Texas | 1 | $ 362,000 | $ 362,000 | $ 148,000 |
| Salt Lake County Utah | 1 | $ 198,000 | $ 198,000 | $ 115,000 |
| Utah County Utah | 1 | $ 148,000 | $ 148,000 | $ 308,000 |
| Weber County Utah | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Benton County Washington | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Chelan County Washington | 1 | $ 327,000 | $ 327,000 | $ 154,000 |
| Cowlitz County Washington | 1 | $ 218,000 | $ 218,000 | $ 70,000 |
| Franklin County Washington | 1 | $ 181,000 | $ 181,000 | $ 115,000 |
| Kitsap County Washington | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Mason County Washington | 1 | $ 191,000 | $ 191,000 | $ 54,000 |
| Whatcom County Washington | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Yakima County Washington | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for The Lending Company in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,264 | $528,855,000 | $233,000 | $1,666,000 | $70,000 | $889,000 |
| Home Purchase | 1,830 | $368,122,000 | $201,000 | $1,470,000 | $82,000 | $1,533,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,942 | $650,823,000 | $221,000 | $1,666,000 | $79,000 | $1,533,000 |
| Hispanic | 645 | $129,254,000 | $200,000 | $800,000 | $59,000 | $792,000 |
| Black or African American | 202 | $45,213,000 | $223,000 | $694,000 | $66,000 | $409,000 |
| Asian | 152 | $34,565,000 | $227,000 | $757,000 | $90,000 | $693,000 |
| Not Provided | 95 | $23,959,000 | $252,000 | $710,000 | $83,000 | $320,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $8,278,000 | $229,000 | $546,000 | $97,000 | $311,000 |
| American Indian or Alaskan Native | 22 | $4,885,000 | $222,000 | $390,000 | $97,000 | $455,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,017 | $466,892,000 | $231,000 | $1,666,000 | $106,000 | $1,533,000 |
| FHA-insured (Federal Housing Administration) | 1,548 | $306,630,000 | $198,000 | $743,000 | $48,000 | $880,000 |
| VA-guaranteed (Veterans Administration) | 455 | $112,701,000 | $247,000 | $757,000 | $43,000 | $347,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 74 | $10,754,000 | $145,000 | $339,000 | $45,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,603 | $549,164,000 | $210,000 | $1,470,000 | $71,000 | $1,533,000 |
| Application Withdrawn By Applicant | 1,229 | $290,370,000 | $236,000 | $1,666,000 | $86,000 | $889,000 |
| Application Denied By Financial Institution | 256 | $55,214,000 | $215,000 | $715,000 | $75,000 | $463,000 |
| Application Approved But Not Accepted | 5 | $1,977,000 | $395,000 | $546,000 | $107,000 | $166,000 |
| File Closed For Incompleteness | 1 | $252,000 | $252,000 | $252,000 | $104,000 | $104,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 41 | $8,160,000 | $199,000 | $417,000 | $80,000 | $220,000 |
| Other | 40 | $8,068,000 | $201,000 | $497,000 | $71,000 | $239,000 |
| Credit History | 24 | $4,407,000 | $183,000 | $366,000 | $89,000 | $421,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,206,000 | $169,000 | $347,000 | $56,000 | $140,000 |
| Debt-To-Income Ratio | 12 | $2,846,000 | $237,000 | $400,000 | $73,000 | $144,000 |
| Unverifiable Information | 6 | $1,151,000 | $191,000 | $319,000 | $61,000 | $97,000 |
| Employment History | 5 | $1,690,000 | $338,000 | $715,000 | $155,000 | $324,000 |
| Mortgage Insurance Denied | 4 | $1,106,000 | $276,000 | $409,000 | $106,000 | $126,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Lending Company's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Lending Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.