The Money Source Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
The Money Source Inc. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Money Source Inc. 135 Maxess Road New York, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,693 |
| Total Mortgage Loan Application Amount | $420,388,000 |
| Average Mortgage Loan Application Amount | $247,500 |
| Highest Mortgage Loan Application Amount | $1,224,000 |
| Average Applicant Income | $77,500 |
| Highest Applicant Income | $640,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with The Money Source Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Money Source Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down The Money Source Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Money Source Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by The Money Source Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Money Source Inc.'s mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 121 | $ 40,638,000 | $ 335,000 | $ 98,000 |
| Queens County New York | 106 | $ 37,248,000 | $ 351,000 | $ 83,000 |
| Kings County New York | 88 | $ 36,549,000 | $ 415,000 | $ 86,000 |
| Nassau County New York | 76 | $ 26,364,000 | $ 346,000 | $ 102,000 |
| Luzerne County Pennsylvania | 38 | $ 4,200,000 | $ 110,000 | $ 43,000 |
| Monroe County New York | 36 | $ 4,877,000 | $ 135,000 | $ 63,000 |
| Philadelphia County Pennsylvania | 35 | $ 4,911,000 | $ 140,000 | $ 49,000 |
| Richmond County New York | 34 | $ 11,504,000 | $ 338,000 | $ 85,000 |
| Lackawanna County Pennsylvania | 28 | $ 3,441,000 | $ 122,000 | $ 51,000 |
| Lancaster County Pennsylvania | 28 | $ 3,687,000 | $ 131,000 | $ 52,000 |
| Fairfield County Connecticut | 27 | $ 7,928,000 | $ 293,000 | $ 99,000 |
| Bronx County New York | 24 | $ 10,374,000 | $ 432,000 | $ 115,000 |
| Allegheny County Pennsylvania | 23 | $ 3,346,000 | $ 145,000 | $ 48,000 |
| Providence County Rhode Island | 23 | $ 3,658,000 | $ 159,000 | $ 60,000 |
| Prince George's County Maryland | 22 | $ 6,043,000 | $ 274,000 | $ 69,000 |
| Essex County New Jersey | 20 | $ 5,878,000 | $ 293,000 | $ 80,000 |
| Baltimore County Maryland | 19 | $ 4,971,000 | $ 261,000 | $ 52,000 |
| Baltimore City County Maryland | 19 | $ 2,794,000 | $ 147,000 | $ 48,000 |
| New Haven County Connecticut | 16 | $ 3,334,000 | $ 208,000 | $ 58,000 |
| Butler County Pennsylvania | 16 | $ 2,136,000 | $ 133,000 | $ 57,000 |
| Essex County Massachusetts | 15 | $ 4,345,000 | $ 289,000 | $ 69,000 |
| Bucks County Pennsylvania | 15 | $ 3,983,000 | $ 265,000 | $ 82,000 |
| Middlesex County New Jersey | 14 | $ 4,656,000 | $ 332,000 | $ 93,000 |
| Union County New Jersey | 14 | $ 3,544,000 | $ 253,000 | $ 69,000 |
| Westchester County New York | 14 | $ 4,703,000 | $ 335,000 | $ 129,000 |
| Hampden County Massachusetts | 13 | $ 1,712,000 | $ 131,000 | $ 43,000 |
| Bergen County New Jersey | 13 | $ 4,699,000 | $ 361,000 | $ 89,000 |
| Erie County New York | 13 | $ 2,033,000 | $ 156,000 | $ 58,000 |
| District of Columbia County District Of Columbia | 12 | $ 3,616,000 | $ 301,000 | $ 69,000 |
| Worcester County Massachusetts | 12 | $ 2,434,000 | $ 202,000 | $ 85,000 |
| Hudson County New Jersey | 12 | $ 3,989,000 | $ 332,000 | $ 113,000 |
| Monmouth County New Jersey | 12 | $ 2,888,000 | $ 240,000 | $ 77,000 |
| Delaware County Pennsylvania | 12 | $ 2,278,000 | $ 189,000 | $ 55,000 |
| Westmoreland County Pennsylvania | 12 | $ 2,025,000 | $ 168,000 | $ 74,000 |
| Bristol County Massachusetts | 11 | $ 1,993,000 | $ 181,000 | $ 56,000 |
| Ocean County New Jersey | 11 | $ 3,173,000 | $ 288,000 | $ 72,000 |
| Niagara County New York | 11 | $ 1,865,000 | $ 169,000 | $ 87,000 |
| Rockland County New York | 11 | $ 3,170,000 | $ 288,000 | $ 135,000 |
| Lehigh County Pennsylvania | 11 | $ 1,809,000 | $ 164,000 | $ 72,000 |
| Montgomery County Pennsylvania | 11 | $ 2,512,000 | $ 228,000 | $ 78,000 |
| Middlesex County Massachusetts | 10 | $ 2,926,000 | $ 292,000 | $ 83,000 |
| Norfolk County Massachusetts | 10 | $ 3,250,000 | $ 325,000 | $ 98,000 |
| Suffolk County Massachusetts | 10 | $ 2,770,000 | $ 277,000 | $ 85,000 |
| Camden County New Jersey | 10 | $ 1,618,000 | $ 161,000 | $ 65,000 |
| York County Pennsylvania | 10 | $ 1,718,000 | $ 171,000 | $ 60,000 |
| Hartford County Connecticut | 9 | $ 2,010,000 | $ 223,000 | $ 61,000 |
| Pinellas County Florida | 9 | $ 1,180,000 | $ 131,000 | $ 70,000 |
| Orange County New York | 9 | $ 2,391,000 | $ 265,000 | $ 119,000 |
| Lycoming County Pennsylvania | 9 | $ 1,369,000 | $ 152,000 | $ 73,000 |
| Anne Arundel County Maryland | 8 | $ 1,999,000 | $ 249,000 | $ 64,000 |
| Charles County Maryland | 8 | $ 2,512,000 | $ 314,000 | $ 61,000 |
| Harford County Maryland | 8 | $ 1,597,000 | $ 199,000 | $ 79,000 |
| Broward County Florida | 7 | $ 1,135,000 | $ 162,000 | $ 60,000 |
| Cecil County Maryland | 7 | $ 1,876,000 | $ 268,000 | $ 74,000 |
| Carbon County Pennsylvania | 7 | $ 964,000 | $ 137,000 | $ 45,000 |
| Monroe County Pennsylvania | 7 | $ 1,202,000 | $ 171,000 | $ 56,000 |
| Northumberland County Pennsylvania | 7 | $ 981,000 | $ 140,000 | $ 55,000 |
| Hillsborough County Florida | 6 | $ 1,013,000 | $ 168,000 | $ 81,000 |
| Miami-Dade County Florida | 6 | $ 1,087,000 | $ 181,000 | $ 57,000 |
| Fulton County Georgia | 6 | $ 929,000 | $ 154,000 | $ 69,000 |
| Gwinnett County Georgia | 6 | $ 1,019,000 | $ 169,000 | $ 54,000 |
| Burlington County New Jersey | 6 | $ 1,389,000 | $ 231,000 | $ 76,000 |
| Onondaga County New York | 6 | $ 800,000 | $ 133,000 | $ 57,000 |
| Saratoga County New York | 6 | $ 1,242,000 | $ 207,000 | $ 56,000 |
| Lebanon County Pennsylvania | 6 | $ 955,000 | $ 159,000 | $ 60,000 |
| Schuylkill County Pennsylvania | 6 | $ 375,000 | $ 62,000 | $ 42,000 |
| Lee County Florida | 5 | $ 527,000 | $ 105,000 | $ 106,000 |
| Palm Beach County Florida | 5 | $ 765,000 | $ 153,000 | $ 114,000 |
| DeKalb County Georgia | 5 | $ 717,000 | $ 143,000 | $ 77,000 |
| Carroll County Maryland | 5 | $ 1,428,000 | $ 285,000 | $ 89,000 |
| Rockingham County New Hampshire | 5 | $ 1,170,000 | $ 234,000 | $ 90,000 |
| Atlantic County New Jersey | 5 | $ 1,097,000 | $ 219,000 | $ 61,000 |
| Mercer County New Jersey | 5 | $ 1,032,000 | $ 206,000 | $ 124,000 |
| Somerset County New Jersey | 5 | $ 1,351,000 | $ 270,000 | $ 73,000 |
| Dutchess County New York | 5 | $ 1,469,000 | $ 293,000 | $ 97,000 |
| New York County New York | 5 | $ 2,676,000 | $ 535,000 | $ 123,000 |
| Ulster County New York | 5 | $ 707,000 | $ 141,000 | $ 68,000 |
| Cumberland County Pennsylvania | 5 | $ 594,000 | $ 118,000 | $ 53,000 |
| Litchfield County Connecticut | 4 | $ 794,000 | $ 198,000 | $ 57,000 |
| Duval County Florida | 4 | $ 388,000 | $ 97,000 | $ 35,000 |
| Marion County Florida | 4 | $ 527,000 | $ 131,000 | $ 63,000 |
| Orange County Florida | 4 | $ 936,000 | $ 234,000 | $ 78,000 |
| Frederick County Maryland | 4 | $ 748,000 | $ 187,000 | $ 62,000 |
| Montgomery County Maryland | 4 | $ 968,000 | $ 242,000 | $ 46,000 |
| Plymouth County Massachusetts | 4 | $ 1,254,000 | $ 313,000 | $ 64,000 |
| Gloucester County New Jersey | 4 | $ 777,000 | $ 194,000 | $ 59,000 |
| Morris County New Jersey | 4 | $ 1,451,000 | $ 362,000 | $ 137,000 |
| Passaic County New Jersey | 4 | $ 1,151,000 | $ 287,000 | $ 104,000 |
| Ontario County New York | 4 | $ 912,000 | $ 228,000 | $ 53,000 |
| Berks County Pennsylvania | 4 | $ 816,000 | $ 204,000 | $ 70,000 |
| Chester County Pennsylvania | 4 | $ 995,000 | $ 248,000 | $ 87,000 |
| Chittenden County Vermont | 4 | $ 1,153,000 | $ 288,000 | $ 69,000 |
| Manatee County Florida | 3 | $ 1,259,000 | $ 419,000 | $ 259,000 |
| Pasco County Florida | 3 | $ 428,000 | $ 142,000 | $ 44,000 |
| Polk County Florida | 3 | $ 407,000 | $ 135,000 | $ 50,000 |
| Clayton County Georgia | 3 | $ 405,000 | $ 135,000 | $ 52,000 |
| Cobb County Georgia | 3 | $ 288,000 | $ 96,000 | $ 32,000 |
| Paulding County Georgia | 3 | $ 623,000 | $ 207,000 | $ 63,000 |
| Hunterdon County New Jersey | 3 | $ 1,421,000 | $ 473,000 | $ 158,000 |
| Oneida County New York | 3 | $ 382,000 | $ 127,000 | $ 45,000 |
| Rensselaer County New York | 3 | $ 646,000 | $ 215,000 | $ 60,000 |
| Washington County New York | 3 | $ 343,000 | $ 114,000 | $ 49,000 |
| Dauphin County Pennsylvania | 3 | $ 484,000 | $ 161,000 | $ 39,000 |
| Susquehanna County Pennsylvania | 3 | $ 308,000 | $ 102,000 | $ 33,000 |
| Wayne County Pennsylvania | 3 | $ 511,000 | $ 170,000 | $ 63,000 |
| Bristol County Rhode Island | 3 | $ 852,000 | $ 284,000 | $ 81,000 |
| Kent County Rhode Island | 3 | $ 655,000 | $ 218,000 | $ 76,000 |
| New London County Connecticut | 2 | $ 535,000 | $ 267,000 | $ 94,000 |
| Brevard County Florida | 2 | $ 258,000 | $ 129,000 | $ 54,000 |
| Collier County Florida | 2 | $ 442,000 | $ 221,000 | $ 81,000 |
| Hernando County Florida | 2 | $ 225,000 | $ 112,000 | $ 55,000 |
| Osceola County Florida | 2 | $ 304,000 | $ 152,000 | $ 46,000 |
| Putnam County Florida | 2 | $ 230,000 | $ 115,000 | $ 58,000 |
| Volusia County Florida | 2 | $ 230,000 | $ 115,000 | $ 71,000 |
| Bibb County Georgia | 2 | $ 211,000 | $ 105,000 | $ 35,000 |
| Effingham County Georgia | 2 | $ 271,000 | $ 135,000 | $ 65,000 |
| Fayette County Georgia | 2 | $ 597,000 | $ 298,000 | $ 121,000 |
| Henry County Georgia | 2 | $ 418,000 | $ 209,000 | $ 83,000 |
| Walton County Georgia | 2 | $ 173,000 | $ 86,000 | $ 28,000 |
| Howard County Maryland | 2 | $ 792,000 | $ 396,000 | $ 96,000 |
| St. Mary's County Maryland | 2 | $ 448,000 | $ 224,000 | $ 72,000 |
| Washington County Maryland | 2 | $ 222,000 | $ 111,000 | $ 36,000 |
| Warren County New Jersey | 2 | $ 354,000 | $ 177,000 | $ 50,000 |
| Albany County New York | 2 | $ 537,000 | $ 268,000 | $ 143,000 |
| Columbia County New York | 2 | $ 441,000 | $ 220,000 | $ 43,000 |
| Greene County New York | 2 | $ 366,000 | $ 183,000 | $ 89,000 |
| Herkimer County New York | 2 | $ 318,000 | $ 159,000 | $ 86,000 |
| Madison County New York | 2 | $ 288,000 | $ 144,000 | $ 61,000 |
| Oswego County New York | 2 | $ 181,000 | $ 90,000 | $ 60,000 |
| Steuben County New York | 2 | $ 217,000 | $ 108,000 | $ 40,000 |
| Warren County New York | 2 | $ 279,000 | $ 139,000 | $ 85,000 |
| Armstrong County Pennsylvania | 2 | $ 333,000 | $ 166,000 | $ 85,000 |
| Blair County Pennsylvania | 2 | $ 151,000 | $ 75,000 | $ 36,000 |
| Bradford County Pennsylvania | 2 | $ 209,000 | $ 104,000 | $ 63,000 |
| Columbia County Pennsylvania | 2 | $ 222,000 | $ 111,000 | $ 52,000 |
| Fayette County Pennsylvania | 2 | $ 327,000 | $ 163,000 | $ 28,000 |
| Lawrence County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 47,000 |
| Washington County Pennsylvania | 2 | $ 402,000 | $ 201,000 | $ 105,000 |
| Wyoming County Pennsylvania | 2 | $ 181,000 | $ 90,000 | $ 43,000 |
| Franklin County Vermont | 2 | $ 433,000 | $ 216,000 | $ 76,000 |
| Middlesex County Connecticut | 1 | $ 227,000 | $ 227,000 | $ 76,000 |
| Tolland County Connecticut | 1 | $ 272,000 | $ 272,000 | $ 102,000 |
| Sussex County Delaware | 1 | $ 127,000 | $ 127,000 | $ 64,000 |
| Charlotte County Florida | 1 | $ 336,000 | $ 336,000 | $ 354,000 |
| Citrus County Florida | 1 | $ 199,000 | $ 199,000 | $ 146,000 |
| Clay County Florida | 1 | $ 83,000 | $ 83,000 | $ 35,000 |
| Flagler County Florida | 1 | $ 108,000 | $ 108,000 | $ 112,000 |
| Lake County Florida | 1 | $ 118,000 | $ 118,000 | $ 31,000 |
| Levy County Florida | 1 | $ 64,000 | $ 64,000 | $ 17,000 |
| Martin County Florida | 1 | $ 368,000 | $ 368,000 | $ 123,000 |
| Sarasota County Florida | 1 | $ 173,000 | $ 173,000 | $ 84,000 |
| St. Johns County Florida | 1 | $ 136,000 | $ 136,000 | $ 69,000 |
| Sumter County Florida | 1 | $ 113,000 | $ 113,000 | $ 57,000 |
| Walton County Florida | 1 | $ 124,000 | $ 124,000 | $ 169,000 |
| Berrien County Georgia | 1 | $ 67,000 | $ 67,000 | $ 23,000 |
| Camden County Georgia | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Chatham County Georgia | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Douglas County Georgia | 1 | $ 170,000 | $ 170,000 | $ 45,000 |
| Glynn County Georgia | 1 | $ 172,000 | $ 172,000 | $ 53,000 |
| Gordon County Georgia | 1 | $ 178,000 | $ 178,000 | $ 31,000 |
| Greene County Georgia | 1 | $ 394,000 | $ 394,000 | $ 195,000 |
| Liberty County Georgia | 1 | $ 212,000 | $ 212,000 | $ 106,000 |
| Muscogee County Georgia | 1 | $ 109,000 | $ 109,000 | $ 30,000 |
| Newton County Georgia | 1 | $ 59,000 | $ 59,000 | $ 17,000 |
| Polk County Georgia | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Wayne County Georgia | 1 | $ 179,000 | $ 179,000 | $ 83,000 |
| Johnson County Kentucky | 1 | $ 161,000 | $ 161,000 | $ 43,000 |
| Calvert County Maryland | 1 | $ 295,000 | $ 295,000 | $ 293,000 |
| Wicomico County Maryland | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Worcester County Maryland | 1 | $ 181,000 | $ 181,000 | $ 37,000 |
| Barnstable County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 72,000 |
| Berkshire County Massachusetts | 1 | $ 127,000 | $ 127,000 | $ 24,000 |
| Dukes County Massachusetts | 1 | $ 288,000 | $ 288,000 | $ 62,000 |
| Franklin County Massachusetts | 1 | $ 208,000 | $ 208,000 | $ 75,000 |
| St. Louis County Missouri | 1 | $ 72,000 | $ 72,000 | $ 41,000 |
| Strafford County New Hampshire | 1 | $ 273,000 | $ 273,000 | $ 64,000 |
| Cape May County New Jersey | 1 | $ 363,000 | $ 363,000 | $ 190,000 |
| Cumberland County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 38,000 |
| Sussex County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Cattaraugus County New York | 1 | $ 134,000 | $ 134,000 | $ 95,000 |
| Cayuga County New York | 1 | $ 137,000 | $ 137,000 | $ 37,000 |
| Chautauqua County New York | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Clinton County New York | 1 | $ 187,000 | $ 187,000 | $ 50,000 |
| Cortland County New York | 1 | $ 352,000 | $ 352,000 | $ 128,000 |
| Essex County New York | 1 | $ 91,000 | $ 91,000 | $ 50,000 |
| Jefferson County New York | 1 | $ 129,000 | $ 129,000 | $ 61,000 |
| Orleans County New York | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
| Sullivan County New York | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Tompkins County New York | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Wayne County New York | 1 | $ 158,000 | $ 158,000 | $ 82,000 |
| Wyoming County New York | 1 | $ 77,000 | $ 77,000 | $ 24,000 |
| Beaver County Pennsylvania | 1 | $ 263,000 | $ 263,000 | $ 50,000 |
| Cambria County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 33,000 |
| Clarion County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 109,000 |
| Erie County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| Fulton County Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 68,000 |
| Mifflin County Pennsylvania | 1 | $ 179,000 | $ 179,000 | $ 68,000 |
| Montour County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 32,000 |
| Northampton County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| Perry County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| Snyder County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 62,000 |
| Sullivan County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 104,000 |
| Union County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 44,000 |
| Washington County Rhode Island | 1 | $ 311,000 | $ 311,000 | $ 83,000 |
| Addison County Vermont | 1 | $ 128,000 | $ 128,000 | $ 38,000 |
| Windham County Vermont | 1 | $ 120,000 | $ 120,000 | $ 47,000 |
| Raleigh County West Virginia | 1 | $ 132,000 | $ 132,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for The Money Source Inc. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,022 | $254,276,000 | $248,000 | $1,149,000 | $76,000 | $504,000 |
| Home Purchase | 671 | $166,112,000 | $247,000 | $1,224,000 | $79,000 | $640,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 952 | $219,856,000 | $230,000 | $850,000 | $81,000 | $640,000 |
| Black or African American | 271 | $68,679,000 | $253,000 | $639,000 | $71,000 | $265,000 |
| Not Provided | 232 | $65,878,000 | $283,000 | $1,149,000 | $72,000 | $390,000 |
| Hispanic | 173 | $45,989,000 | $265,000 | $743,000 | $70,000 | $293,000 |
| Asian | 54 | $17,127,000 | $317,000 | $1,224,000 | $82,000 | $253,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,397,000 | $299,000 | $380,000 | $72,000 | $120,000 |
| American Indian or Alaskan Native | 3 | $462,000 | $154,000 | $196,000 | $53,000 | $71,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,105 | $274,830,000 | $248,000 | $1,224,000 | $69,000 | $504,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 586 | $145,197,000 | $247,000 | $850,000 | $93,000 | $640,000 |
| VA-guaranteed (Veterans Administration) | 2 | $361,000 | $180,000 | $253,000 | $18,000 | $36,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 718 | $183,581,000 | $255,000 | $1,149,000 | $81,000 | $504,000 |
| Application Withdrawn By Applicant | 479 | $119,579,000 | $249,000 | $1,224,000 | $80,000 | $640,000 |
| Application Denied By Financial Institution | 473 | $111,631,000 | $236,000 | $850,000 | $69,000 | $285,000 |
| Application Approved But Not Accepted | 22 | $5,180,000 | $235,000 | $386,000 | $61,000 | $142,000 |
| File Closed For Incompleteness | 1 | $417,000 | $417,000 | $417,000 | $176,000 | $176,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 131 | $33,618,000 | $256,000 | $804,000 | $63,000 | $204,000 |
| Credit History | 109 | $22,543,000 | $206,000 | $721,000 | $60,000 | $285,000 |
| Other | 80 | $20,264,000 | $253,000 | $557,000 | $78,000 | $265,000 |
| Collateral | 58 | $15,504,000 | $267,000 | $850,000 | $88,000 | $230,000 |
| Employment History | 25 | $5,109,000 | $204,000 | $390,000 | $67,000 | $128,000 |
| Unverifiable Information | 16 | $3,890,000 | $243,000 | $466,000 | $71,000 | $133,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,811,000 | $258,000 | $460,000 | $96,000 | $185,000 |
| Credit Application Incomplete | 4 | $575,000 | $143,000 | $207,000 | $55,000 | $95,000 |
| Mortgage Insurance Denied | 1 | $66,000 | $66,000 | $66,000 | $23,000 | $23,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Money Source Inc.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Money Source Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.