The Mortgage Outlet
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for The Mortgage Outlet.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Mortgage Outlet 200 N. Almaden Blvd. Suite 200 San Jose, CA 95110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,672 |
| Total Mortgage Loan Application Amount | $402,897,000 |
| Average Mortgage Loan Application Amount | $130,640 |
| Highest Mortgage Loan Application Amount | $1,400,000 |
| Average Applicant Income | $58,360 |
| Highest Applicant Income | $1,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 1,346 | $ 200,307,000 | $ 148,000 | $ 71,000 |
| Santa Clara County California | 132 | $ 32,054,000 | $ 242,000 | $ 102,000 |
| Maricopa County Arizona | 120 | $ 15,813,000 | $ 131,000 | $ 69,000 |
| King County Washington | 72 | $ 11,546,000 | $ 160,000 | $ 77,000 |
| Pima County Arizona | 62 | $ 7,149,000 | $ 115,000 | $ 59,000 |
| San Diego County California | 50 | $ 14,035,000 | $ 280,000 | $ 119,000 |
| Denver County Colorado | 45 | $ 4,756,000 | $ 105,000 | $ 55,000 |
| Arapahoe County Colorado | 43 | $ 6,170,000 | $ 143,000 | $ 83,000 |
| Adams County Colorado | 40 | $ 5,295,000 | $ 132,000 | $ 68,000 |
| Los Angeles County California | 39 | $ 6,748,000 | $ 173,000 | $ 57,000 |
| Pierce County Washington | 34 | $ 4,120,000 | $ 121,000 | $ 51,000 |
| Hennepin County Minnesota | 28 | $ 4,424,000 | $ 158,000 | $ 64,000 |
| Ada County Idaho | 27 | $ 3,144,000 | $ 116,000 | $ 37,000 |
| Jefferson County Colorado | 24 | $ 4,371,000 | $ 182,000 | $ 76,000 |
| Multnomah County Oregon | 24 | $ 3,125,000 | $ 130,000 | $ 49,000 |
| Salt Lake County Utah | 23 | $ 2,414,000 | $ 104,000 | $ 43,000 |
| Alameda County California | 17 | $ 3,083,000 | $ 181,000 | $ 74,000 |
| Spokane County Washington | 17 | $ 2,026,000 | $ 119,000 | $ 83,000 |
| San Bernardino County California | 16 | $ 1,590,000 | $ 99,000 | $ 55,000 |
| San Joaquin County California | 16 | $ 2,599,000 | $ 162,000 | $ 62,000 |
| Canyon County Idaho | 15 | $ 1,388,000 | $ 92,000 | $ 62,000 |
| Washoe County Nevada | 15 | $ 2,191,000 | $ 146,000 | $ 51,000 |
| Riverside County California | 14 | $ 2,618,000 | $ 187,000 | $ 157,000 |
| El Paso County Colorado | 13 | $ 1,525,000 | $ 117,000 | $ 50,000 |
| Pinal County Arizona | 12 | $ 1,654,000 | $ 137,000 | $ 79,000 |
| Tulare County California | 12 | $ 1,194,000 | $ 99,000 | $ 45,000 |
| Contra Costa County California | 11 | $ 2,606,000 | $ 236,000 | $ 127,000 |
| Fresno County California | 11 | $ 934,000 | $ 84,000 | $ 36,000 |
| Monterey County California | 11 | $ 2,671,000 | $ 242,000 | $ 172,000 |
| San Mateo County California | 11 | $ 2,291,000 | $ 208,000 | $ 74,000 |
| Merced County California | 10 | $ 1,636,000 | $ 163,000 | $ 61,000 |
| Santa Cruz County California | 10 | $ 2,369,000 | $ 236,000 | $ 229,000 |
| Anoka County Minnesota | 10 | $ 1,258,000 | $ 125,000 | $ 66,000 |
| Marion County Oregon | 9 | $ 931,000 | $ 103,000 | $ 59,000 |
| Kern County California | 8 | $ 689,000 | $ 86,000 | $ 52,000 |
| Sacramento County California | 8 | $ 1,262,000 | $ 157,000 | $ 67,000 |
| Stanislaus County California | 8 | $ 1,298,000 | $ 162,000 | $ 83,000 |
| Douglas County Colorado | 8 | $ 1,162,000 | $ 145,000 | $ 85,000 |
| Weld County Colorado | 8 | $ 1,331,000 | $ 166,000 | $ 79,000 |
| Nye County Nevada | 8 | $ 1,017,000 | $ 127,000 | $ 166,000 |
| Snohomish County Washington | 8 | $ 1,069,000 | $ 133,000 | $ 74,000 |
| Orange County California | 7 | $ 2,136,000 | $ 305,000 | $ 112,000 |
| Placer County California | 7 | $ 1,382,000 | $ 197,000 | $ 67,000 |
| Solano County California | 7 | $ 1,365,000 | $ 195,000 | $ 73,000 |
| Larimer County Colorado | 7 | $ 1,075,000 | $ 153,000 | $ 68,000 |
| Ramsey County Minnesota | 7 | $ 1,060,000 | $ 151,000 | $ 63,000 |
| Clackamas County Oregon | 7 | $ 1,214,000 | $ 173,000 | $ 38,000 |
| Jackson County Oregon | 7 | $ 1,108,000 | $ 158,000 | $ 36,000 |
| Washington County Oregon | 7 | $ 979,000 | $ 139,000 | $ 63,000 |
| Utah County Utah | 7 | $ 697,000 | $ 99,000 | $ 28,000 |
| Washington County Utah | 7 | $ 641,000 | $ 91,000 | $ 42,000 |
| Thurston County Washington | 7 | $ 562,000 | $ 80,000 | $ 76,000 |
| Boulder County Colorado | 6 | $ 904,000 | $ 150,000 | $ 79,000 |
| Stearns County Minnesota | 6 | $ 428,000 | $ 71,000 | $ 41,000 |
| Mesa County Colorado | 5 | $ 437,000 | $ 87,000 | $ 69,000 |
| St. Louis County Minnesota | 5 | $ 362,000 | $ 72,000 | $ 32,000 |
| Kitsap County Washington | 5 | $ 572,000 | $ 114,000 | $ 55,000 |
| Marin County California | 4 | $ 1,223,000 | $ 305,000 | $ 169,000 |
| Ventura County California | 4 | $ 767,000 | $ 191,000 | $ 61,000 |
| Logan County Colorado | 4 | $ 198,000 | $ 49,000 | $ 16,000 |
| Lane County Oregon | 4 | $ 463,000 | $ 115,000 | $ 66,000 |
| Box Elder County Utah | 4 | $ 241,000 | $ 60,000 | $ 40,000 |
| Davis County Utah | 4 | $ 450,000 | $ 112,000 | $ 36,000 |
| Yavapai County Arizona | 3 | $ 436,000 | $ 145,000 | $ 108,000 |
| Imperial County California | 3 | $ 319,000 | $ 106,000 | $ 58,000 |
| Madera County California | 3 | $ 270,000 | $ 90,000 | $ 64,000 |
| San Luis Obispo County California | 3 | $ 628,000 | $ 209,000 | $ 141,000 |
| Santa Barbara County California | 3 | $ 368,000 | $ 122,000 | $ 134,000 |
| Eagle County Colorado | 3 | $ 701,000 | $ 233,000 | $ 84,000 |
| Park County Colorado | 3 | $ 476,000 | $ 158,000 | $ 72,000 |
| Pueblo County Colorado | 3 | $ 293,000 | $ 97,000 | $ 35,000 |
| Dakota County Minnesota | 3 | $ 463,000 | $ 154,000 | $ 74,000 |
| Humboldt County Nevada | 3 | $ 434,000 | $ 144,000 | $ 97,000 |
| Lyon County Nevada | 3 | $ 223,000 | $ 74,000 | $ 42,000 |
| Coos County Oregon | 3 | $ 281,000 | $ 93,000 | $ 59,000 |
| Douglas County Oregon | 3 | $ 217,000 | $ 72,000 | $ 34,000 |
| Adams County Washington | 3 | $ 251,000 | $ 83,000 | $ 42,000 |
| Clark County Washington | 3 | $ 296,000 | $ 98,000 | $ 25,000 |
| Mason County Washington | 3 | $ 272,000 | $ 90,000 | $ 28,000 |
| Yakima County Washington | 3 | $ 255,000 | $ 85,000 | $ 45,000 |
| Cochise County Arizona | 2 | $ 129,000 | $ 64,000 | $ 114,000 |
| Coconino County Arizona | 2 | $ 306,000 | $ 153,000 | $ 102,000 |
| Mohave County Arizona | 2 | $ 170,000 | $ 85,000 | $ 54,000 |
| Mariposa County California | 2 | $ 219,000 | $ 109,000 | $ 61,000 |
| San Benito County California | 2 | $ 179,000 | $ 89,000 | $ 280,000 |
| San Francisco County California | 2 | $ 314,000 | $ 157,000 | $ 27,000 |
| Sonoma County California | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Yolo County California | 2 | $ 185,000 | $ 92,000 | $ 36,000 |
| Garfield County Colorado | 2 | $ 113,000 | $ 56,000 | $ 41,000 |
| Elmore County Idaho | 2 | $ 296,000 | $ 148,000 | $ 0 |
| Gem County Idaho | 2 | $ 191,000 | $ 95,000 | $ 61,000 |
| Shoshone County Idaho | 2 | $ 64,000 | $ 32,000 | $ 49,000 |
| Blue Earth County Minnesota | 2 | $ 200,000 | $ 100,000 | $ 84,000 |
| Kandiyohi County Minnesota | 2 | $ 119,000 | $ 59,000 | $ 64,000 |
| Redwood County Minnesota | 2 | $ 98,000 | $ 49,000 | $ 35,000 |
| Douglas County Nevada | 2 | $ 358,000 | $ 179,000 | $ 64,000 |
| Grant County Oregon | 2 | $ 76,000 | $ 38,000 | $ 48,000 |
| Lincoln County Oregon | 2 | $ 292,000 | $ 146,000 | $ 69,000 |
| Iron County Utah | 2 | $ 114,000 | $ 57,000 | $ 115,000 |
| Kane County Utah | 2 | $ 171,000 | $ 85,000 | $ 198,000 |
| Cowlitz County Washington | 2 | $ 280,000 | $ 140,000 | $ 42,000 |
| Grays Harbor County Washington | 2 | $ 109,000 | $ 54,000 | $ 24,000 |
| Wahkiakum County Washington | 2 | $ 185,000 | $ 92,000 | $ 72,000 |
| Goshen County Wyoming | 2 | $ 166,000 | $ 83,000 | $ 88,000 |
| Laramie County Wyoming | 2 | $ 214,000 | $ 107,000 | $ 71,000 |
| Lassen County California | 1 | $ 149,000 | $ 149,000 | $ 39,000 |
| Napa County California | 1 | $ 139,000 | $ 139,000 | $ 65,000 |
| Plumas County California | 1 | $ 50,000 | $ 50,000 | $ 138,000 |
| Shasta County California | 1 | $ 125,000 | $ 125,000 | $ 20,000 |
| Broomfield County Colorado | 1 | $ 90,000 | $ 90,000 | $ 12,000 |
| Clear Creek County Colorado | 1 | $ 84,000 | $ 84,000 | $ 51,000 |
| La Plata County Colorado | 1 | $ 250,000 | $ 250,000 | $ 89,000 |
| Lake County Colorado | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
| Rio Grande County Colorado | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Routt County Colorado | 1 | $ 129,000 | $ 129,000 | $ 68,000 |
| Summit County Colorado | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Washington County Colorado | 1 | $ 124,000 | $ 124,000 | $ 51,000 |
| Bingham County Idaho | 1 | $ 149,000 | $ 149,000 | $ 337,000 |
| Boundary County Idaho | 1 | $ 112,000 | $ 112,000 | $ 54,000 |
| Gooding County Idaho | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Carlton County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 40,000 |
| Cass County Minnesota | 1 | $ 99,000 | $ 99,000 | $ 49,000 |
| Chisago County Minnesota | 1 | $ 258,000 | $ 258,000 | $ 65,000 |
| Fillmore County Minnesota | 1 | $ 242,000 | $ 242,000 | $ 109,000 |
| Hubbard County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 19,000 |
| Scott County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
| Todd County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Wadena County Minnesota | 1 | $ 74,000 | $ 74,000 | $ 69,000 |
| Washington County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Wright County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Gallatin County Montana | 1 | $ 139,000 | $ 139,000 | $ 66,000 |
| Carson City County Nevada | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| Bernalillo County New Mexico | 1 | $ 139,000 | $ 139,000 | $ 45,000 |
| New York County New York | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Union County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Columbia County Oregon | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Deschutes County Oregon | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Klamath County Oregon | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Linn County Oregon | 1 | $ 71,000 | $ 71,000 | $ 37,000 |
| Tillamook County Oregon | 1 | $ 158,000 | $ 158,000 | $ 27,000 |
| Wasco County Oregon | 1 | $ 82,000 | $ 82,000 | $ 30,000 |
| Yamhill County Oregon | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Collin County Texas | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Wichita County Texas | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Rich County Utah | 1 | $ 98,000 | $ 98,000 | $ 31,000 |
| Clallam County Washington | 1 | $ 140,000 | $ 140,000 | $ 29,000 |
| Lewis County Washington | 1 | $ 76,000 | $ 76,000 | $ 38,000 |
| Pend Oreille County Washington | 1 | $ 58,000 | $ 58,000 | $ 58,000 |
| Skamania County Washington | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| Stevens County Washington | 1 | $ 70,000 | $ 70,000 | $ 55,000 |
| Walla Walla County Washington | 1 | $ 94,000 | $ 94,000 | $ 38,000 |
| Carbon County Wyoming | 1 | $ 72,000 | $ 72,000 | $ 38,000 |
| Uinta County Wyoming | 1 | $ 99,000 | $ 99,000 | $ 65,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Mortgage Outlet in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,386 | $222,810,000 | $135,300 | $1,000,000 | $68,800 | $960,000 |
| Home Purchase | 1,286 | $180,087,000 | $127,533 | $1,400,000 | $51,400 | $1,000,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,504 | $229,151,000 | $134,769 | $788,000 | $55,000 | $960,000 |
| Hispanic | 523 | $73,379,000 | $129,923 | $1,400,000 | $49,153 | $459,000 |
| Not Provided | 376 | $56,340,000 | $123,400 | $1,000,000 | $64,800 | $645,000 |
| Asian | 144 | $23,957,000 | $139,000 | $1,000,000 | $86,666 | $1,000,000 |
| Black or African American | 96 | $15,168,000 | $148,000 | $825,000 | $60,600 | $885,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $4,102,000 | $178,666 | $495,000 | $96,666 | $240,000 |
| American Indian or Alaskan Native | 4 | $800,000 | $163,000 | $500,000 | $22,500 | $78,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,666 | $402,353,000 | $134,400 | $1,400,000 | $50,066 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 4 | $381,000 | $88,000 | $126,000 | $57,666 | $94,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $113,000 | $113,000 | $113,000 | $77,000 | $77,000 |
| VA-guaranteed (Veterans Administration) | 1 | $50,000 | $50,000 | $50,000 | $41,000 | $41,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,035 | $309,180,000 | $127,500 | $1,000,000 | $73,600 | $1,000,000 |
| Application Withdrawn By Applicant | 444 | $65,088,000 | $134,500 | $735,000 | $41,642 | $418,000 |
| Application Denied By Financial Institution | 108 | $15,536,000 | $121,700 | $1,400,000 | $37,800 | $244,000 |
| File Closed For Incompleteness | 82 | $12,474,000 | $140,125 | $1,000,000 | $61,875 | $344,000 |
| Application Approved But Not Accepted | 3 | $619,000 | $206,333 | $237,000 | $70,666 | $116,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $840,000 | $139,500 | $148,000 | $37,500 | $70,000 |
| Debt-To-Income Ratio | 4 | $566,000 | $141,000 | $216,000 | $24,000 | $74,000 |
| Other | 3 | $431,000 | $143,000 | $148,000 | $0 | $0 |
| Credit Application Incomplete | 2 | $133,000 | $66,500 | $108,000 | $39,500 | $44,000 |
| Employment History | 2 | $296,000 | $148,000 | $148,000 | $0 | $0 |
| Collateral | 1 | $148,000 | $148,000 | $148,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.