Cibc Bank Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Cibc Bank Usa 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Cibc Bank Usa
120 South Lasalle
Chicago, IL 60603
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,778
Total Mortgage Loan Application Amount $912,770,000
Average Mortgage Loan Application Amount $677,666
Highest Mortgage Loan Application Amount $60,845,000
Average Applicant Income $368,000
Highest Applicant Income $9,949,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Cibc Bank Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cibc Bank Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Cibc Bank Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cibc Bank Usa serves its applicants.

Each category highlights the total number of mortgage applications processed by Cibc Bank Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cibc Bank Usa's mortgage activity for 2018.

Mortgage Loan Application Totals for Cibc Bank Usa by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook County Illinois 969 $ 327,015,000 $ 337,000 $ 158,000
Will County Illinois 93 $ 16,935,000 $ 182,000 $ 81,000
Lake County Illinois 91 $ 37,015,000 $ 406,000 $ 249,000
DuPage County Illinois 76 $ 79,220,000 $ 1,042,000 $ 229,000
St. Louis County Missouri 53 $ 12,135,000 $ 228,000 $ 112,000
Milwaukee County Wisconsin 44 $ 7,400,000 $ 168,000 $ 79,000
Kane County Illinois 41 $ 9,865,000 $ 240,000 $ 109,000
McHenry County Illinois 26 $ 6,790,000 $ 261,000 $ 155,000
Oakland County Michigan 23 $ 66,235,000 $ 2,879,000 $ 127,000
Macomb County Michigan 19 $ 5,565,000 $ 292,000 $ 50,000
Wayne County Michigan 17 $ 42,045,000 $ 2,473,000 $ 81,000
St. Louis City County Missouri 14 $ 1,450,000 $ 103,000 $ 75,000
Walworth County Wisconsin 14 $ 8,760,000 $ 625,000 $ 456,000
Los Angeles County California 13 $ 16,405,000 $ 1,261,000 $ 466,000
Maricopa County Arizona 12 $ 14,490,000 $ 1,207,000 $ 311,000
Lake County Indiana 11 $ 2,815,000 $ 255,000 $ 88,000
Kendall County Illinois 10 $ 2,130,000 $ 213,000 $ 96,000
Waukesha County Wisconsin 8 $ 2,910,000 $ 363,000 $ 223,000
Palm Beach County Florida 7 $ 9,855,000 $ 1,407,000 $ 1,043,000
Riverside County California 5 $ 2,505,000 $ 501,000 $ 1,530,000
Collier County Florida 5 $ 4,855,000 $ 971,000 $ 2,173,000
Orange County Florida 5 $ 2,075,000 $ 415,000 $ 242,000
Grundy County Illinois 5 $ 775,000 $ 155,000 $ 56,000
Kenosha County Wisconsin 5 $ 825,000 $ 165,000 $ 116,000
Orange County California 4 $ 3,720,000 $ 930,000 $ 658,000
Lee County Florida 4 $ 2,710,000 $ 677,000 $ 1,857,000
Fulton County Georgia 4 $ 2,780,000 $ 695,000 $ 254,000
Berrien County Michigan 4 $ 4,860,000 $ 1,215,000 $ 859,000
Hennepin County Minnesota 4 $ 2,220,000 $ 555,000 $ 537,000
Pima County Arizona 3 $ 1,265,000 $ 421,000 $ 342,000
San Francisco County California 3 $ 2,925,000 $ 975,000 $ 559,000
Santa Barbara County California 3 $ 2,715,000 $ 905,000 $ 720,000
Boulder County Colorado 3 $ 1,755,000 $ 585,000 $ 366,000
Miami-Dade County Florida 3 $ 4,175,000 $ 1,391,000 $ 1,246,000
Sarasota County Florida 3 $ 1,365,000 $ 455,000 $ 350,000
Washtenaw County Michigan 3 $ 435,000 $ 145,000 $ 61,000
New York County New York 3 $ 3,635,000 $ 1,211,000 $ 776,000
Knox County Tennessee 3 $ 1,065,000 $ 355,000 $ 183,000
King County Washington 3 $ 2,385,000 $ 795,000 $ 330,000
Burnett County Wisconsin 3 $ 685,000 $ 228,000 $ 312,000
Washington County Wisconsin 3 $ 1,495,000 $ 498,000 $ 397,000
San Diego County California 2 $ 2,140,000 $ 1,070,000 $ 406,000
San Mateo County California 2 $ 3,890,000 $ 1,945,000 $ 522,000
Santa Clara County California 2 $ 1,880,000 $ 940,000 $ 270,000
Arapahoe County Colorado 2 $ 880,000 $ 440,000 $ 129,000
Eagle County Colorado 2 $ 4,520,000 $ 2,260,000 $ 1,009,000
Gunnison County Colorado 2 $ 330,000 $ 165,000 $ 61,000
Summit County Colorado 2 $ 980,000 $ 490,000 $ 718,000
Hartford County Connecticut 2 $ 950,000 $ 475,000 $ 340,000
New Haven County Connecticut 2 $ 540,000 $ 270,000 $ 72,000
District of Columbia County District Of Columbia 2 $ 1,320,000 $ 660,000 $ 192,000
Broward County Florida 2 $ 1,370,000 $ 685,000 $ 265,000
Lake County Florida 2 $ 400,000 $ 200,000 $ 103,000
Manatee County Florida 2 $ 1,000,000 $ 500,000 $ 212,000
Nassau County Florida 2 $ 1,040,000 $ 520,000 $ 523,000
Osceola County Florida 2 $ 2,500,000 $ 1,250,000 $ 336,000
Kankakee County Illinois 2 $ 280,000 $ 140,000 $ 51,000
LaSalle County Illinois 2 $ 400,000 $ 200,000 $ 74,000
Porter County Indiana 2 $ 370,000 $ 185,000 $ 135,000
Anne Arundel County Maryland 2 $ 1,370,000 $ 685,000 $ 266,000
Suffolk County Massachusetts 2 $ 6,610,000 $ 3,305,000 $ 1,275,000
St. Charles County Missouri 2 $ 500,000 $ 250,000 $ 94,000
Franklin County Ohio 2 $ 810,000 $ 405,000 $ 157,000
Hamilton County Tennessee 2 $ 2,450,000 $ 1,225,000 $ 1,157,000
Bexar County Texas 2 $ 820,000 $ 410,000 $ 187,000
Collin County Texas 2 $ 900,000 $ 450,000 $ 341,000
Dallas County Texas 2 $ 640,000 $ 320,000 $ 153,000
Denton County Texas 2 $ 680,000 $ 340,000 $ 139,000
Travis County Texas 2 $ 3,750,000 $ 1,875,000 $ 399,000
Ozaukee County Wisconsin 2 $ 1,610,000 $ 805,000 $ 756,000
Jefferson County Alabama 1 $ 615,000 $ 615,000 $ 267,000
Pinal County Arizona 1 $ 705,000 $ 705,000 $ 324,000
Contra Costa County California 1 $ 905,000 $ 905,000 $ 260,000
Marin County California 1 $ 1,315,000 $ 1,315,000 $ 355,000
Monterey County California 1 $ 445,000 $ 445,000 $ 900,000
Placer County California 1 $ 1,055,000 $ 1,055,000 $ 1,200,000
Ventura County California 1 $ 26,505,000 $ 26,505,000 $ 0
Douglas County Colorado 1 $ 985,000 $ 985,000 $ 255,000
Larimer County Colorado 1 $ 1,225,000 $ 1,225,000 $ 693,000
Routt County Colorado 1 $ 1,255,000 $ 1,255,000 $ 1,825,000
Fairfield County Connecticut 1 $ 755,000 $ 755,000 $ 795,000
New London County Connecticut 1 $ 555,000 $ 555,000 $ 484,000
Bay County Florida 1 $ 715,000 $ 715,000 $ 1,011,000
Charlotte County Florida 1 $ 155,000 $ 155,000 $ 70,000
Hillsborough County Florida 1 $ 285,000 $ 285,000 $ 120,000
Indian River County Florida 1 $ 455,000 $ 455,000 $ 202,000
Marion County Florida 1 $ 135,000 $ 135,000 $ 34,000
Polk County Florida 1 $ 28,265,000 $ 28,265,000 $ 0
Bibb County Georgia 1 $ 235,000 $ 235,000 $ 110,000
DeKalb County Georgia 1 $ 755,000 $ 755,000 $ 365,000
Gwinnett County Georgia 1 $ 295,000 $ 295,000 $ 270,000
Maui County Hawaii 1 $ 5,255,000 $ 5,255,000 $ 1,547,000
Ada County Idaho 1 $ 15,000 $ 15,000 $ 150,000
Henry County Illinois 1 $ 85,000 $ 85,000 $ 54,000
Monroe County Illinois 1 $ 375,000 $ 375,000 $ 350,000
Sangamon County Illinois 1 $ 245,000 $ 245,000 $ 108,000
Tazewell County Illinois 1 $ 355,000 $ 355,000 $ 212,000
Hamilton County Indiana 1 $ 755,000 $ 755,000 $ 349,000
Marion County Indiana 1 $ 175,000 $ 175,000 $ 107,000
Louisa County Iowa 1 $ 275,000 $ 275,000 $ 621,000
Sedgwick County Kansas 1 $ 1,115,000 $ 1,115,000 $ 475,000
Jefferson County Kentucky 1 $ 1,025,000 $ 1,025,000 $ 1,220,000
Warren County Kentucky 1 $ 8,125,000 $ 8,125,000 $ 0
York County Maine 1 $ 505,000 $ 505,000 $ 209,000
Baltimore City County Maryland 1 $ 545,000 $ 545,000 $ 304,000
Montgomery County Maryland 1 $ 1,355,000 $ 1,355,000 $ 537,000
Dukes County Massachusetts 1 $ 535,000 $ 535,000 $ 149,000
Essex County Massachusetts 1 $ 755,000 $ 755,000 $ 354,000
Allegan County Michigan 1 $ 245,000 $ 245,000 $ 354,000
Grand Traverse County Michigan 1 $ 425,000 $ 425,000 $ 592,000
Ingham County Michigan 1 $ 95,000 $ 95,000 $ 236,000
Montcalm County Michigan 1 $ 235,000 $ 235,000 $ 113,000
Muskegon County Michigan 1 $ 455,000 $ 455,000 $ 250,000
Van Buren County Michigan 1 $ 805,000 $ 805,000 $ 840,000
Cook County Minnesota 1 $ 215,000 $ 215,000 $ 70,000
Camden County Missouri 1 $ 855,000 $ 855,000 $ 372,000
Jefferson County Missouri 1 $ 365,000 $ 365,000 $ 180,000
Lincoln County Missouri 1 $ 295,000 $ 295,000 $ 70,000
Park County Montana 1 $ 455,000 $ 455,000 $ 152,000
Silver Bow County Montana 1 $ 195,000 $ 195,000 $ 83,000
Washoe County Nevada 1 $ 3,005,000 $ 3,005,000 $ 1,698,000
Carroll County New Hampshire 1 $ 465,000 $ 465,000 $ 204,000
Strafford County New Hampshire 1 $ 225,000 $ 225,000 $ 77,000
Essex County New Jersey 1 $ 475,000 $ 475,000 $ 0
Monmouth County New Jersey 1 $ 755,000 $ 755,000 $ 245,000
Ocean County New Jersey 1 $ 315,000 $ 315,000 $ 212,000
Niagara County New York 1 $ 105,000 $ 105,000 $ 66,000
Rockland County New York 1 $ 1,465,000 $ 1,465,000 $ 369,000
Tompkins County New York 1 $ 325,000 $ 325,000 $ 241,000
Westchester County New York 1 $ 695,000 $ 695,000 $ 223,000
Caldwell County North Carolina 1 $ 225,000 $ 225,000 $ 515,000
Durham County North Carolina 1 $ 145,000 $ 145,000 $ 42,000
Jackson County North Carolina 1 $ 305,000 $ 305,000 $ 357,000
Mecklenburg County North Carolina 1 $ 55,000 $ 55,000 $ 37,000
Wake County North Carolina 1 $ 345,000 $ 345,000 $ 124,000
Ward County North Dakota 1 $ 375,000 $ 375,000 $ 162,000
Delaware County Ohio 1 $ 615,000 $ 615,000 $ 1,311,000
Hamilton County Ohio 1 $ 275,000 $ 275,000 $ 144,000
Ross County Ohio 1 $ 375,000 $ 375,000 $ 141,000
Oklahoma County Oklahoma 1 $ 285,000 $ 285,000 $ 529,000
Benton County Oregon 1 $ 455,000 $ 455,000 $ 144,000
Deschutes County Oregon 1 $ 555,000 $ 555,000 $ 142,000
Allegheny County Pennsylvania 1 $ 1,955,000 $ 1,955,000 $ 1,056,000
Charleston County South Carolina 1 $ 1,005,000 $ 1,005,000 $ 477,000
Horry County South Carolina 1 $ 105,000 $ 105,000 $ 0
Lexington County South Carolina 1 $ 195,000 $ 195,000 $ 90,000
Oconee County South Carolina 1 $ 235,000 $ 235,000 $ 342,000
Richland County South Carolina 1 $ 215,000 $ 215,000 $ 90,000
Meade County South Dakota 1 $ 215,000 $ 215,000 $ 75,000
Shelby County Tennessee 1 $ 345,000 $ 345,000 $ 295,000
Fort Bend County Texas 1 $ 295,000 $ 295,000 $ 152,000
Harris County Texas 1 $ 465,000 $ 465,000 $ 363,000
Salt Lake County Utah 1 $ 455,000 $ 455,000 $ 213,000
Lamoille County Vermont 1 $ 745,000 $ 745,000 $ 735,000
Arlington County Virginia 1 $ 895,000 $ 895,000 $ 438,000
Fairfax County Virginia 1 $ 465,000 $ 465,000 $ 142,000
Pierce County Washington 1 $ 245,000 $ 245,000 $ 100,000
Thurston County Washington 1 $ 30,265,000 $ 30,265,000 $ 0
Whatcom County Washington 1 $ 355,000 $ 355,000 $ 97,000
Dane County Wisconsin 1 $ 395,000 $ 395,000 $ 326,000
Green Lake County Wisconsin 1 $ 725,000 $ 725,000 $ 375,000
Oneida County Wisconsin 1 $ 345,000 $ 345,000 $ 114,000
Racine County Wisconsin 1 $ 155,000 $ 155,000 $ 60,000
Rock County Wisconsin 1 $ 125,000 $ 125,000 $ 60,000
Sheboygan County Wisconsin 1 $ 85,000 $ 85,000 $ 36,000
St. Croix County Wisconsin 1 $ 505,000 $ 505,000 $ 304,000
Waupaca County Wisconsin 1 $ 195,000 $ 195,000 $ 65,000
Teton County Wyoming 1 $ 1,005,000 $ 1,005,000 $ 749,000

Mortgage Loan Application Detail Totals for Cibc Bank Usa in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,326 $507,930,000 $383,000 $30,265,000 $163,000 $9,949,000
Cash-out Refinancing 168 $84,470,000 $502,000 $3,205,000 $245,000 $1,578,000
Refinancing 166 $266,290,000 $1,604,000 $60,845,000 $294,000 $6,024,000
Other Purpose 76 $31,480,000 $414,000 $5,005,000 $449,000 $5,669,000
Not Applicable 23 $2,735,000 $118,000 $215,000 $47,000 $70,000
Home Improvement 19 $19,865,000 $1,045,000 $7,435,000 $1,010,000 $6,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,033 $457,205,000 $442,000 $8,925,000 $273,000 $9,949,000
Hispanic 335 $65,355,000 $195,000 $5,005,000 $82,000 $6,000,000
Black or African American 238 $46,650,000 $196,000 $6,005,000 $90,000 $2,357,000
Asian 88 $25,770,000 $292,000 $3,205,000 $133,000 $675,000
Not Provided 45 $13,485,000 $299,000 $3,005,000 $166,000 $1,698,000
Not applicable 21 $300,335,000 $14,301,000 $60,845,000 $0 $0
American Indian or Alaskan Native 2 $270,000 $135,000 $145,000 $155,000 $250,000
Native Hawaiian or Other Pacific Islander 1 $105,000 $105,000 $105,000 $42,000 $42,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,501 $860,025,000 $572,000 $60,845,000 $225,000 $9,949,000
FHA-insured (Federal Housing Administration) 255 $47,655,000 $186,000 $435,000 $68,000 $188,000
VA-guaranteed (Veterans Administration) 19 $4,565,000 $240,000 $425,000 $95,000 $186,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $525,000 $175,000 $245,000 $69,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,189 $737,445,000 $620,000 $60,845,000 $221,000 $9,949,000
Application Withdrawn By Applicant 261 $100,765,000 $386,000 $5,005,000 $201,000 $6,000,000
Loan Purchased By The Institution 180 $20,160,000 $112,000 $305,000 $46,000 $123,000
Application Denied By Financial Institution 86 $28,170,000 $327,000 $3,205,000 $115,000 $578,000
File Closed For Incompleteness 48 $20,730,000 $431,000 $2,755,000 $317,000 $5,871,000
Application Approved But Not Accepted 14 $5,500,000 $392,000 $2,275,000 $602,000 $6,024,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,692 $884,600,000 $522,000 $60,845,000 $205,000 $9,949,000
Debt-To-Income Ratio 24 $9,400,000 $391,000 $2,915,000 $80,000 $315,000
Collateral 23 $4,705,000 $204,000 $855,000 $104,000 $372,000
Credit History 15 $4,975,000 $331,000 $1,165,000 $136,000 $414,000
Other 13 $6,105,000 $469,000 $3,205,000 $137,000 $578,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,210,000 $201,000 $275,000 $74,000 $102,000
Credit Application Incomplete 5 $1,775,000 $355,000 $695,000 $259,000 $542,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibc Bank Usa's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cibc Bank Usa's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List