Cibc Bank Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Cibc Bank Usa 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cibc Bank Usa 120 South Lasalle Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,805 |
| Total Mortgage Loan Application Amount | $1,841,545,000 |
| Average Mortgage Loan Application Amount | $734,400 |
| Highest Mortgage Loan Application Amount | $58,005,000 |
| Average Applicant Income | $424,800 |
| Highest Applicant Income | $8,700,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Cibc Bank Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cibc Bank Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Cibc Bank Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cibc Bank Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Cibc Bank Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cibc Bank Usa's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,184 | $ 519,580,000 | $ 438,000 | $ 205,000 |
| Lake County Illinois | 188 | $ 88,100,000 | $ 468,000 | $ 357,000 |
| Los Angeles County California | 125 | $ 121,285,000 | $ 970,000 | $ 373,000 |
| DuPage County Illinois | 119 | $ 118,885,000 | $ 999,000 | $ 246,000 |
| Will County Illinois | 79 | $ 18,535,000 | $ 234,000 | $ 95,000 |
| St. Louis County Missouri | 78 | $ 30,830,000 | $ 395,000 | $ 274,000 |
| Milwaukee County Wisconsin | 51 | $ 15,325,000 | $ 300,000 | $ 154,000 |
| Walworth County Wisconsin | 50 | $ 18,920,000 | $ 378,000 | $ 230,000 |
| Kane County Illinois | 41 | $ 43,395,000 | $ 1,058,000 | $ 153,000 |
| Oakland County Michigan | 40 | $ 22,720,000 | $ 568,000 | $ 286,000 |
| McHenry County Illinois | 36 | $ 7,290,000 | $ 202,000 | $ 126,000 |
| Maricopa County Arizona | 30 | $ 47,060,000 | $ 1,568,000 | $ 540,000 |
| Palm Beach County Florida | 21 | $ 42,625,000 | $ 2,029,000 | $ 1,444,000 |
| Wayne County Michigan | 19 | $ 3,385,000 | $ 178,000 | $ 104,000 |
| Waukesha County Wisconsin | 18 | $ 7,290,000 | $ 405,000 | $ 282,000 |
| St. Charles County Missouri | 17 | $ 4,505,000 | $ 265,000 | $ 115,000 |
| Grundy County Illinois | 16 | $ 2,680,000 | $ 167,000 | $ 82,000 |
| Collier County Florida | 14 | $ 18,270,000 | $ 1,305,000 | $ 954,000 |
| Macomb County Michigan | 14 | $ 4,230,000 | $ 302,000 | $ 247,000 |
| Kendall County Illinois | 13 | $ 3,745,000 | $ 288,000 | $ 144,000 |
| Berrien County Michigan | 13 | $ 7,445,000 | $ 572,000 | $ 1,288,000 |
| St. Louis City County Missouri | 13 | $ 3,595,000 | $ 276,000 | $ 141,000 |
| Denver County Colorado | 11 | $ 11,375,000 | $ 1,034,000 | $ 778,000 |
| Lee County Florida | 11 | $ 4,355,000 | $ 395,000 | $ 927,000 |
| Miami-Dade County Florida | 11 | $ 14,545,000 | $ 1,322,000 | $ 1,521,000 |
| Fulton County Georgia | 11 | $ 12,475,000 | $ 1,134,000 | $ 547,000 |
| Lake County Indiana | 11 | $ 2,435,000 | $ 221,000 | $ 87,000 |
| Harris County Texas | 11 | $ 23,325,000 | $ 2,120,000 | $ 258,000 |
| Riverside County California | 10 | $ 13,010,000 | $ 1,301,000 | $ 858,000 |
| Fairfax County Virginia | 10 | $ 7,220,000 | $ 722,000 | $ 298,000 |
| Contra Costa County California | 9 | $ 5,925,000 | $ 658,000 | $ 206,000 |
| Hennepin County Minnesota | 9 | $ 28,205,000 | $ 3,133,000 | $ 313,000 |
| Alameda County California | 8 | $ 4,580,000 | $ 572,000 | $ 224,000 |
| Orange County California | 8 | $ 11,970,000 | $ 1,496,000 | $ 695,000 |
| San Diego County California | 8 | $ 7,150,000 | $ 893,000 | $ 448,000 |
| Sarasota County Florida | 8 | $ 5,560,000 | $ 695,000 | $ 461,000 |
| Kent County Michigan | 8 | $ 4,500,000 | $ 562,000 | $ 412,000 |
| Mecklenburg County North Carolina | 8 | $ 8,870,000 | $ 1,108,000 | $ 443,000 |
| King County Washington | 8 | $ 6,880,000 | $ 860,000 | $ 307,000 |
| Ventura County California | 7 | $ 4,345,000 | $ 620,000 | $ 306,000 |
| Middlesex County Massachusetts | 7 | $ 6,615,000 | $ 945,000 | $ 448,000 |
| New York County New York | 7 | $ 11,115,000 | $ 1,587,000 | $ 1,078,000 |
| Ozaukee County Wisconsin | 7 | $ 3,895,000 | $ 556,000 | $ 347,000 |
| Arapahoe County Colorado | 6 | $ 8,240,000 | $ 1,373,000 | $ 792,000 |
| Eagle County Colorado | 6 | $ 5,630,000 | $ 938,000 | $ 495,000 |
| Fairfield County Connecticut | 6 | $ 7,930,000 | $ 1,321,000 | $ 408,000 |
| District of Columbia County District Of Columbia | 6 | $ 3,890,000 | $ 648,000 | $ 247,000 |
| LaPorte County Indiana | 6 | $ 2,520,000 | $ 420,000 | $ 236,000 |
| Ottawa County Michigan | 6 | $ 4,800,000 | $ 800,000 | $ 380,000 |
| Davidson County Tennessee | 6 | $ 4,050,000 | $ 675,000 | $ 462,000 |
| Travis County Texas | 6 | $ 15,980,000 | $ 2,663,000 | $ 360,000 |
| Santa Clara County California | 5 | $ 8,345,000 | $ 1,669,000 | $ 839,000 |
| Boulder County Colorado | 5 | $ 2,645,000 | $ 529,000 | $ 168,000 |
| Broward County Florida | 5 | $ 5,025,000 | $ 1,005,000 | $ 672,000 |
| Kankakee County Illinois | 5 | $ 745,000 | $ 149,000 | $ 43,000 |
| Marion County Indiana | 5 | $ 30,535,000 | $ 6,107,000 | $ 257,000 |
| Montgomery County Maryland | 5 | $ 3,405,000 | $ 681,000 | $ 283,000 |
| Barnstable County Massachusetts | 5 | $ 2,875,000 | $ 575,000 | $ 686,000 |
| Norfolk County Massachusetts | 5 | $ 4,865,000 | $ 973,000 | $ 815,000 |
| Suffolk County Massachusetts | 5 | $ 6,625,000 | $ 1,325,000 | $ 1,092,000 |
| Jefferson County Missouri | 5 | $ 1,415,000 | $ 283,000 | $ 95,000 |
| Clark County Nevada | 5 | $ 1,685,000 | $ 337,000 | $ 170,000 |
| Washoe County Nevada | 5 | $ 3,265,000 | $ 653,000 | $ 267,000 |
| Suffolk County New York | 5 | $ 9,015,000 | $ 1,803,000 | $ 581,000 |
| Beaufort County South Carolina | 5 | $ 4,635,000 | $ 927,000 | $ 547,000 |
| Dane County Wisconsin | 5 | $ 1,355,000 | $ 271,000 | $ 358,000 |
| Green Lake County Wisconsin | 5 | $ 4,545,000 | $ 909,000 | $ 585,000 |
| San Francisco County California | 4 | $ 3,170,000 | $ 792,000 | $ 399,000 |
| Santa Barbara County California | 4 | $ 4,280,000 | $ 1,070,000 | $ 428,000 |
| Douglas County Colorado | 4 | $ 2,550,000 | $ 637,000 | $ 462,000 |
| Charlotte County Florida | 4 | $ 1,130,000 | $ 282,000 | $ 125,000 |
| Orange County Florida | 4 | $ 3,940,000 | $ 985,000 | $ 443,000 |
| Walton County Florida | 4 | $ 6,090,000 | $ 1,522,000 | $ 1,587,000 |
| Hamilton County Indiana | 4 | $ 3,400,000 | $ 850,000 | $ 412,000 |
| Flathead County Montana | 4 | $ 3,320,000 | $ 830,000 | $ 362,000 |
| Westchester County New York | 4 | $ 6,100,000 | $ 1,525,000 | $ 1,591,000 |
| Cuyahoga County Ohio | 4 | $ 3,090,000 | $ 772,000 | $ 824,000 |
| Franklin County Ohio | 4 | $ 1,540,000 | $ 385,000 | $ 156,000 |
| Wasatch County Utah | 4 | $ 5,790,000 | $ 1,447,000 | $ 2,538,000 |
| Kenosha County Wisconsin | 4 | $ 1,360,000 | $ 340,000 | $ 736,000 |
| Pinal County Arizona | 3 | $ 605,000 | $ 201,000 | $ 163,000 |
| San Bernardino County California | 3 | $ 1,325,000 | $ 441,000 | $ 479,000 |
| San Mateo County California | 3 | $ 4,035,000 | $ 1,345,000 | $ 399,000 |
| Pitkin County Colorado | 3 | $ 21,135,000 | $ 7,045,000 | $ 986,000 |
| Martin County Florida | 3 | $ 7,955,000 | $ 2,651,000 | $ 523,000 |
| Monroe County Florida | 3 | $ 5,625,000 | $ 1,875,000 | $ 2,859,000 |
| Porter County Indiana | 3 | $ 1,875,000 | $ 625,000 | $ 382,000 |
| Johnson County Kansas | 3 | $ 615,000 | $ 205,000 | $ 176,000 |
| Essex County Massachusetts | 3 | $ 2,185,000 | $ 728,000 | $ 362,000 |
| Essex County New Jersey | 3 | $ 2,925,000 | $ 975,000 | $ 740,000 |
| Santa Fe County New Mexico | 3 | $ 7,485,000 | $ 2,495,000 | $ 2,185,000 |
| Buncombe County North Carolina | 3 | $ 865,000 | $ 288,000 | $ 204,000 |
| Jackson County North Carolina | 3 | $ 3,915,000 | $ 1,305,000 | $ 1,569,000 |
| Wake County North Carolina | 3 | $ 2,515,000 | $ 838,000 | $ 279,000 |
| Multnomah County Oregon | 3 | $ 1,585,000 | $ 528,000 | $ 154,000 |
| Charleston County South Carolina | 3 | $ 2,185,000 | $ 728,000 | $ 204,000 |
| Collin County Texas | 3 | $ 1,365,000 | $ 455,000 | $ 249,000 |
| Summit County Utah | 3 | $ 3,365,000 | $ 1,121,000 | $ 411,000 |
| Snohomish County Washington | 3 | $ 795,000 | $ 265,000 | $ 97,000 |
| Marin County California | 2 | $ 2,180,000 | $ 1,090,000 | $ 604,000 |
| Monterey County California | 2 | $ 4,280,000 | $ 2,140,000 | $ 560,000 |
| Placer County California | 2 | $ 840,000 | $ 420,000 | $ 169,000 |
| Adams County Colorado | 2 | $ 790,000 | $ 395,000 | $ 137,000 |
| Summit County Colorado | 2 | $ 1,450,000 | $ 725,000 | $ 1,635,000 |
| Brevard County Florida | 2 | $ 680,000 | $ 340,000 | $ 179,000 |
| Hillsborough County Florida | 2 | $ 4,180,000 | $ 2,090,000 | $ 293,000 |
| Manatee County Florida | 2 | $ 830,000 | $ 415,000 | $ 399,000 |
| Pinellas County Florida | 2 | $ 1,120,000 | $ 560,000 | $ 270,000 |
| Seminole County Florida | 2 | $ 550,000 | $ 275,000 | $ 101,000 |
| Cobb County Georgia | 2 | $ 1,020,000 | $ 510,000 | $ 163,000 |
| Kauai County Hawaii | 2 | $ 4,070,000 | $ 2,035,000 | $ 864,000 |
| Maui County Hawaii | 2 | $ 5,520,000 | $ 2,760,000 | $ 1,252,000 |
| DeKalb County Illinois | 2 | $ 460,000 | $ 230,000 | $ 112,000 |
| Madison County Illinois | 2 | $ 1,240,000 | $ 620,000 | $ 191,000 |
| Dallas County Iowa | 2 | $ 850,000 | $ 425,000 | $ 285,000 |
| Jefferson County Kentucky | 2 | $ 1,180,000 | $ 590,000 | $ 702,000 |
| Androscoggin County Maine | 2 | $ 1,030,000 | $ 515,000 | $ 192,000 |
| Cumberland County Maine | 2 | $ 640,000 | $ 320,000 | $ 152,000 |
| Allegan County Michigan | 2 | $ 1,240,000 | $ 620,000 | $ 339,000 |
| Van Buren County Michigan | 2 | $ 1,300,000 | $ 650,000 | $ 320,000 |
| Washtenaw County Michigan | 2 | $ 380,000 | $ 190,000 | $ 98,000 |
| Middlesex County New Jersey | 2 | $ 600,000 | $ 300,000 | $ 129,000 |
| Durham County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 267,000 |
| Hamilton County Ohio | 2 | $ 1,260,000 | $ 630,000 | $ 264,000 |
| Clackamas County Oregon | 2 | $ 3,030,000 | $ 1,515,000 | $ 1,414,000 |
| Lane County Oregon | 2 | $ 45,220,000 | $ 22,610,000 | $ 0 |
| Berkeley County South Carolina | 2 | $ 1,960,000 | $ 980,000 | $ 497,000 |
| Knox County Tennessee | 2 | $ 880,000 | $ 440,000 | $ 166,000 |
| Dallas County Texas | 2 | $ 1,450,000 | $ 725,000 | $ 596,000 |
| Fort Bend County Texas | 2 | $ 880,000 | $ 440,000 | $ 195,000 |
| Albemarle County Virginia | 2 | $ 1,470,000 | $ 735,000 | $ 121,000 |
| Vilas County Wisconsin | 2 | $ 840,000 | $ 420,000 | $ 369,000 |
| Waushara County Wisconsin | 2 | $ 910,000 | $ 455,000 | $ 272,000 |
| Baldwin County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 10,105,000 | $ 10,105,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 1,245,000 | $ 1,245,000 | $ 845,000 |
| Madera County California | 1 | $ 445,000 | $ 445,000 | $ 356,000 |
| Napa County California | 1 | $ 3,005,000 | $ 3,005,000 | $ 2,240,000 |
| Nevada County California | 1 | $ 1,275,000 | $ 1,275,000 | $ 714,000 |
| Sacramento County California | 1 | $ 515,000 | $ 515,000 | $ 265,000 |
| San Luis Obispo County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 233,000 |
| Sonoma County California | 1 | $ 1,425,000 | $ 1,425,000 | $ 607,000 |
| El Paso County Colorado | 1 | $ 755,000 | $ 755,000 | $ 191,000 |
| Jefferson County Colorado | 1 | $ 955,000 | $ 955,000 | $ 211,000 |
| La Plata County Colorado | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Ouray County Colorado | 1 | $ 395,000 | $ 395,000 | $ 78,000 |
| Routt County Colorado | 1 | $ 955,000 | $ 955,000 | $ 227,000 |
| New Haven County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 340,000 |
| Alachua County Florida | 1 | $ 3,105,000 | $ 3,105,000 | $ 0 |
| Duval County Florida | 1 | $ 1,325,000 | $ 1,325,000 | $ 740,000 |
| Jefferson County Florida | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Nassau County Florida | 1 | $ 755,000 | $ 755,000 | $ 170,000 |
| Polk County Florida | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| St. Johns County Florida | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| St. Lucie County Florida | 1 | $ 275,000 | $ 275,000 | $ 201,000 |
| Bibb County Georgia | 1 | $ 205,000 | $ 205,000 | $ 158,000 |
| DeKalb County Georgia | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 495,000 | $ 495,000 | $ 3,086,000 |
| Forsyth County Georgia | 1 | $ 965,000 | $ 965,000 | $ 324,000 |
| Hawaii County Hawaii | 1 | $ 725,000 | $ 725,000 | $ 400,000 |
| Ada County Idaho | 1 | $ 295,000 | $ 295,000 | $ 228,000 |
| Blaine County Idaho | 1 | $ 805,000 | $ 805,000 | $ 286,000 |
| Champaign County Illinois | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Jo Daviess County Illinois | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| LaSalle County Illinois | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Lee County Illinois | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Winnebago County Illinois | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Noble County Indiana | 1 | $ 245,000 | $ 245,000 | $ 123,000 |
| St. Joseph County Indiana | 1 | $ 465,000 | $ 465,000 | $ 1,864,000 |
| Starke County Indiana | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Tippecanoe County Indiana | 1 | $ 175,000 | $ 175,000 | $ 404,000 |
| Vanderburgh County Indiana | 1 | $ 725,000 | $ 725,000 | $ 320,000 |
| Woodbury County Iowa | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Caddo County Louisiana | 1 | $ 575,000 | $ 575,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 171,000 |
| Orleans County Louisiana | 1 | $ 475,000 | $ 475,000 | $ 156,000 |
| York County Maine | 1 | $ 485,000 | $ 485,000 | $ 286,000 |
| Baltimore City County Maryland | 1 | $ 145,000 | $ 145,000 | $ 306,000 |
| Frederick County Maryland | 1 | $ 375,000 | $ 375,000 | $ 90,000 |
| Howard County Maryland | 1 | $ 985,000 | $ 985,000 | $ 284,000 |
| Prince George's County Maryland | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Talbot County Maryland | 1 | $ 1,025,000 | $ 1,025,000 | $ 356,000 |
| Hampshire County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
| Nantucket County Massachusetts | 1 | $ 3,005,000 | $ 3,005,000 | $ 1,192,000 |
| Alpena County Michigan | 1 | $ 635,000 | $ 635,000 | $ 412,000 |
| Barry County Michigan | 1 | $ 645,000 | $ 645,000 | $ 566,000 |
| Benzie County Michigan | 1 | $ 215,000 | $ 215,000 | $ 416,000 |
| Emmet County Michigan | 1 | $ 405,000 | $ 405,000 | $ 61,000 |
| Grand Traverse County Michigan | 1 | $ 675,000 | $ 675,000 | $ 493,000 |
| Jackson County Michigan | 1 | $ 225,000 | $ 225,000 | $ 153,000 |
| Kalamazoo County Michigan | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Leelanau County Michigan | 1 | $ 795,000 | $ 795,000 | $ 447,000 |
| St. Joseph County Michigan | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Carver County Minnesota | 1 | $ 725,000 | $ 725,000 | $ 1,057,000 |
| Cottonwood County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
| Hinds County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 365,000 |
| Franklin County Missouri | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Shannon County Missouri | 1 | $ 385,000 | $ 385,000 | $ 257,000 |
| Gallatin County Montana | 1 | $ 1,815,000 | $ 1,815,000 | $ 1,423,000 |
| Park County Montana | 1 | $ 445,000 | $ 445,000 | $ 118,000 |
| Grafton County New Hampshire | 1 | $ 515,000 | $ 515,000 | $ 169,000 |
| Hillsborough County New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 200,000 |
| Rockingham County New Hampshire | 1 | $ 585,000 | $ 585,000 | $ 200,000 |
| Bergen County New Jersey | 1 | $ 1,235,000 | $ 1,235,000 | $ 298,000 |
| Cape May County New Jersey | 1 | $ 1,305,000 | $ 1,305,000 | $ 573,000 |
| Mercer County New Jersey | 1 | $ 685,000 | $ 685,000 | $ 688,000 |
| Monmouth County New Jersey | 1 | $ 755,000 | $ 755,000 | $ 357,000 |
| Morris County New Jersey | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 845,000 | $ 845,000 | $ 300,000 |
| Bernalillo County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 158,000 |
| Columbia County New York | 1 | $ 295,000 | $ 295,000 | $ 117,000 |
| Herkimer County New York | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Kings County New York | 1 | $ 485,000 | $ 485,000 | $ 259,000 |
| Niagara County New York | 1 | $ 165,000 | $ 165,000 | $ 212,000 |
| Sullivan County New York | 1 | $ 405,000 | $ 405,000 | $ 177,000 |
| Guilford County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 500,000 |
| Orange County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 236,000 |
| Montgomery County Ohio | 1 | $ 145,000 | $ 145,000 | $ 91,000 |
| Canadian County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 216,000 |
| Tulsa County Oklahoma | 1 | $ 625,000 | $ 625,000 | $ 358,000 |
| Jackson County Oregon | 1 | $ 645,000 | $ 645,000 | $ 130,000 |
| Allegheny County Pennsylvania | 1 | $ 965,000 | $ 965,000 | $ 380,000 |
| Bucks County Pennsylvania | 1 | $ 985,000 | $ 985,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 1,415,000 | $ 1,415,000 | $ 933,000 |
| Chester County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 86,000 |
| Erie County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Mercer County Pennsylvania | 1 | $ 13,505,000 | $ 13,505,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 184,000 |
| Pike County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Kent County Rhode Island | 1 | $ 495,000 | $ 495,000 | $ 232,000 |
| Newport County Rhode Island | 1 | $ 2,005,000 | $ 2,005,000 | $ 450,000 |
| Anderson County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 172,000 |
| Horry County South Carolina | 1 | $ 32,925,000 | $ 32,925,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 1,075,000 | $ 1,075,000 | $ 271,000 |
| Pickens County South Carolina | 1 | $ 1,845,000 | $ 1,845,000 | $ 856,000 |
| Hamilton County Tennessee | 1 | $ 1,605,000 | $ 1,605,000 | $ 910,000 |
| Putnam County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 385,000 |
| Tipton County Tennessee | 1 | $ 915,000 | $ 915,000 | $ 165,000 |
| Atascosa County Texas | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Bexar County Texas | 1 | $ 555,000 | $ 555,000 | $ 275,000 |
| Denton County Texas | 1 | $ 365,000 | $ 365,000 | $ 111,000 |
| Galveston County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Gregg County Texas | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| Hays County Texas | 1 | $ 375,000 | $ 375,000 | $ 198,000 |
| Henderson County Texas | 1 | $ 475,000 | $ 475,000 | $ 521,000 |
| Montgomery County Texas | 1 | $ 375,000 | $ 375,000 | $ 187,000 |
| Nueces County Texas | 1 | $ 255,000 | $ 255,000 | $ 198,000 |
| Tarrant County Texas | 1 | $ 395,000 | $ 395,000 | $ 463,000 |
| Waller County Texas | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Salt Lake County Utah | 1 | $ 765,000 | $ 765,000 | $ 211,000 |
| Arlington County Virginia | 1 | $ 645,000 | $ 645,000 | $ 183,000 |
| Culpeper County Virginia | 1 | $ 325,000 | $ 325,000 | $ 157,000 |
| Goochland County Virginia | 1 | $ 525,000 | $ 525,000 | $ 212,000 |
| Richmond City County Virginia | 1 | $ 815,000 | $ 815,000 | $ 275,000 |
| Rockingham County Virginia | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Kitsap County Washington | 1 | $ 735,000 | $ 735,000 | $ 264,000 |
| Pierce County Washington | 1 | $ 545,000 | $ 545,000 | $ 135,000 |
| Thurston County Washington | 1 | $ 735,000 | $ 735,000 | $ 185,000 |
| Door County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 429,000 |
| Jefferson County Wisconsin | 1 | $ 505,000 | $ 505,000 | $ 195,000 |
| Juneau County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 342,000 |
| Oneida County Wisconsin | 1 | $ 1,175,000 | $ 1,175,000 | $ 2,890,000 |
| Racine County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| St. Croix County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Winnebago County Wisconsin | 1 | $ 755,000 | $ 755,000 | $ 283,000 |
| Teton County Wyoming | 1 | $ 975,000 | $ 975,000 | $ 381,000 |
Mortgage Loan Application Detail Totals for Cibc Bank Usa in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,295 | $783,145,000 | $604,000 | $32,925,000 | $229,000 | $8,700,000 |
| Refinancing | 1,042 | $577,030,000 | $553,000 | $22,165,000 | $312,000 | $6,269,000 |
| Cash-out Refinancing | 363 | $390,285,000 | $1,075,000 | $58,005,000 | $434,000 | $6,269,000 |
| Other Purpose | 94 | $85,210,000 | $906,000 | $11,955,000 | $783,000 | $6,971,000 |
| Home Improvement | 11 | $5,875,000 | $534,000 | $2,135,000 | $366,000 | $650,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,782 | $1,122,080,000 | $629,000 | $15,005,000 | $393,000 | $8,700,000 |
| Hispanic | 429 | $103,335,000 | $240,000 | $2,005,000 | $87,000 | $650,000 |
| Black or African American | 257 | $62,955,000 | $244,000 | $4,005,000 | $135,000 | $3,756,000 |
| Not Provided | 148 | $93,010,000 | $628,000 | $3,815,000 | $299,000 | $2,085,000 |
| Asian | 138 | $57,080,000 | $413,000 | $2,005,000 | $215,000 | $1,544,000 |
| Not applicable | 28 | $389,600,000 | $13,914,000 | $58,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $1,565,000 | $521,000 | $1,205,000 | $142,000 | $327,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $2,380,000 | $1,190,000 | $1,305,000 | $472,000 | $622,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,462 | $1,766,430,000 | $717,000 | $58,005,000 | $340,000 | $8,700,000 |
| FHA-insured (Federal Housing Administration) | 320 | $68,590,000 | $214,000 | $445,000 | $68,000 | $362,000 |
| VA-guaranteed (Veterans Administration) | 23 | $6,525,000 | $283,000 | $615,000 | $91,000 | $232,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,093 | $1,490,215,000 | $711,000 | $58,005,000 | $311,000 | $8,700,000 |
| Application Withdrawn By Applicant | 418 | $224,860,000 | $537,000 | $6,755,000 | $325,000 | $5,342,000 |
| Application Denied By Financial Institution | 129 | $50,195,000 | $389,000 | $1,805,000 | $183,000 | $3,543,000 |
| File Closed For Incompleteness | 101 | $60,855,000 | $602,000 | $3,405,000 | $351,000 | $6,971,000 |
| Loan Purchased By The Institution | 36 | $5,800,000 | $161,000 | $355,000 | $66,000 | $225,000 |
| Application Approved But Not Accepted | 28 | $9,620,000 | $343,000 | $1,275,000 | $248,000 | $1,697,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,676 | $1,791,350,000 | $669,000 | $58,005,000 | $311,000 | $8,700,000 |
| Debt-To-Income Ratio | 40 | $17,540,000 | $438,000 | $1,645,000 | $117,000 | $543,000 |
| Collateral | 32 | $13,010,000 | $406,000 | $1,475,000 | $262,000 | $3,543,000 |
| Credit History | 32 | $8,100,000 | $253,000 | $985,000 | $142,000 | $650,000 |
| Credit Application Incomplete | 12 | $4,270,000 | $355,000 | $905,000 | $208,000 | $1,101,000 |
| Other | 5 | $3,075,000 | $615,000 | $1,805,000 | $268,000 | $720,000 |
| Unverifiable Information | 4 | $1,810,000 | $452,000 | $705,000 | $256,000 | $600,000 |
| Employment History | 3 | $1,255,000 | $418,000 | $885,000 | $214,000 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $1,135,000 | $1,135,000 | $1,135,000 | $527,000 | $527,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibc Bank Usa's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cibc Bank Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.