Cibc Bank Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Cibc Bank Usa 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cibc Bank Usa 120 South Lasalle Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 664 |
| Total Mortgage Loan Application Amount | $568,400,000 |
| Average Mortgage Loan Application Amount | $2,130,200 |
| Highest Mortgage Loan Application Amount | $22,945,000 |
| Average Applicant Income | $740,000 |
| Highest Applicant Income | $7,487,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Cibc Bank Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cibc Bank Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Cibc Bank Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cibc Bank Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Cibc Bank Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cibc Bank Usa's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 293 | $ 163,285,000 | $ 557,000 | $ 175,000 |
| DuPage County Illinois | 26 | $ 12,800,000 | $ 492,000 | $ 515,000 |
| Milwaukee County Wisconsin | 25 | $ 4,955,000 | $ 198,000 | $ 75,000 |
| St. Louis County Missouri | 23 | $ 10,635,000 | $ 462,000 | $ 74,000 |
| Lake County Illinois | 16 | $ 15,700,000 | $ 981,000 | $ 328,000 |
| Wayne County Michigan | 15 | $ 2,005,000 | $ 133,000 | $ 55,000 |
| Will County Illinois | 12 | $ 2,780,000 | $ 231,000 | $ 114,000 |
| Walworth County Wisconsin | 12 | $ 4,190,000 | $ 349,000 | $ 192,000 |
| Maricopa County Arizona | 10 | $ 8,800,000 | $ 880,000 | $ 747,000 |
| Kane County Illinois | 10 | $ 2,510,000 | $ 251,000 | $ 127,000 |
| Los Angeles County California | 8 | $ 22,370,000 | $ 2,796,000 | $ 571,000 |
| Miami-Dade County Florida | 7 | $ 11,785,000 | $ 1,683,000 | $ 1,611,000 |
| Palm Beach County Florida | 7 | $ 22,985,000 | $ 3,283,000 | $ 3,394,000 |
| Lake County Indiana | 7 | $ 4,835,000 | $ 690,000 | $ 470,000 |
| Broward County Florida | 6 | $ 4,450,000 | $ 741,000 | $ 358,000 |
| Oakland County Michigan | 5 | $ 1,405,000 | $ 281,000 | $ 245,000 |
| St. Louis City County Missouri | 5 | $ 845,000 | $ 169,000 | $ 63,000 |
| Mecklenburg County North Carolina | 5 | $ 4,975,000 | $ 995,000 | $ 613,000 |
| Arapahoe County Colorado | 4 | $ 4,360,000 | $ 1,090,000 | $ 523,000 |
| Collier County Florida | 4 | $ 6,700,000 | $ 1,675,000 | $ 1,246,000 |
| Leon County Florida | 4 | $ 45,890,000 | $ 11,472,000 | $ 130,000 |
| Fulton County Georgia | 4 | $ 3,690,000 | $ 922,000 | $ 325,000 |
| Harris County Texas | 4 | $ 2,210,000 | $ 552,000 | $ 257,000 |
| Riverside County California | 3 | $ 2,825,000 | $ 941,000 | $ 2,021,000 |
| Hillsborough County Florida | 3 | $ 2,015,000 | $ 671,000 | $ 232,000 |
| Grundy County Illinois | 3 | $ 505,000 | $ 168,000 | $ 48,000 |
| Kankakee County Illinois | 3 | $ 665,000 | $ 221,000 | $ 113,000 |
| McHenry County Illinois | 3 | $ 505,000 | $ 168,000 | $ 80,000 |
| Middlesex County Massachusetts | 3 | $ 2,265,000 | $ 755,000 | $ 287,000 |
| New York County New York | 3 | $ 11,175,000 | $ 3,725,000 | $ 2,416,000 |
| King County Washington | 3 | $ 4,505,000 | $ 1,501,000 | $ 676,000 |
| San Diego County California | 2 | $ 2,660,000 | $ 1,330,000 | $ 548,000 |
| Santa Barbara County California | 2 | $ 9,010,000 | $ 4,505,000 | $ 1,745,000 |
| Jefferson County Colorado | 2 | $ 2,900,000 | $ 1,450,000 | $ 555,000 |
| Fairfield County Connecticut | 2 | $ 2,350,000 | $ 1,175,000 | $ 392,000 |
| Lee County Florida | 2 | $ 940,000 | $ 470,000 | $ 335,000 |
| Manatee County Florida | 2 | $ 2,670,000 | $ 1,335,000 | $ 677,000 |
| Sarasota County Florida | 2 | $ 620,000 | $ 310,000 | $ 474,000 |
| St. Johns County Florida | 2 | $ 13,360,000 | $ 6,680,000 | $ 4,760,000 |
| Henry County Georgia | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Jo Daviess County Illinois | 2 | $ 740,000 | $ 370,000 | $ 281,000 |
| LaPorte County Indiana | 2 | $ 1,510,000 | $ 755,000 | $ 6,546,000 |
| Barnstable County Massachusetts | 2 | $ 1,940,000 | $ 970,000 | $ 1,409,000 |
| Suffolk County Massachusetts | 2 | $ 5,230,000 | $ 2,615,000 | $ 2,416,000 |
| Ingham County Michigan | 2 | $ 180,000 | $ 90,000 | $ 89,000 |
| Washtenaw County Michigan | 2 | $ 890,000 | $ 445,000 | $ 285,000 |
| Hennepin County Minnesota | 2 | $ 2,400,000 | $ 1,200,000 | $ 495,000 |
| St. Charles County Missouri | 2 | $ 380,000 | $ 190,000 | $ 177,000 |
| Douglas County Nebraska | 2 | $ 2,320,000 | $ 1,160,000 | $ 596,000 |
| Westchester County New York | 2 | $ 2,390,000 | $ 1,195,000 | $ 259,000 |
| Williamson County Tennessee | 2 | $ 3,480,000 | $ 1,740,000 | $ 538,000 |
| Travis County Texas | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Wasatch County Utah | 2 | $ 1,810,000 | $ 905,000 | $ 1,617,000 |
| Green Lake County Wisconsin | 2 | $ 2,870,000 | $ 1,435,000 | $ 3,783,000 |
| Waukesha County Wisconsin | 2 | $ 1,540,000 | $ 770,000 | $ 53,000 |
| Contra Costa County California | 1 | $ 535,000 | $ 535,000 | $ 329,000 |
| Napa County California | 1 | $ 1,445,000 | $ 1,445,000 | $ 1,610,000 |
| Orange County California | 1 | $ 3,005,000 | $ 3,005,000 | $ 1,099,000 |
| San Francisco County California | 1 | $ 975,000 | $ 975,000 | $ 290,000 |
| Shasta County California | 1 | $ 455,000 | $ 455,000 | $ 96,000 |
| Ventura County California | 1 | $ 1,665,000 | $ 1,665,000 | $ 786,000 |
| Denver County Colorado | 1 | $ 1,305,000 | $ 1,305,000 | $ 0 |
| Douglas County Colorado | 1 | $ 1,745,000 | $ 1,745,000 | $ 645,000 |
| La Plata County Colorado | 1 | $ 835,000 | $ 835,000 | $ 512,000 |
| San Miguel County Colorado | 1 | $ 3,005,000 | $ 3,005,000 | $ 1,221,000 |
| District of Columbia County District Of Columbia | 1 | $ 725,000 | $ 725,000 | $ 237,000 |
| Monroe County Florida | 1 | $ 1,435,000 | $ 1,435,000 | $ 390,000 |
| Pasco County Florida | 1 | $ 455,000 | $ 455,000 | $ 408,000 |
| Pinellas County Florida | 1 | $ 1,595,000 | $ 1,595,000 | $ 0 |
| Chatham County Georgia | 1 | $ 705,000 | $ 705,000 | $ 288,000 |
| DeKalb County Georgia | 1 | $ 505,000 | $ 505,000 | $ 680,000 |
| Hawaii County Hawaii | 1 | $ 305,000 | $ 305,000 | $ 279,000 |
| DeKalb County Illinois | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| Iroquois County Illinois | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Kendall County Illinois | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
| LaSalle County Illinois | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| St. Clair County Illinois | 1 | $ 1,965,000 | $ 1,965,000 | $ 2,600,000 |
| Winnebago County Illinois | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Hamilton County Indiana | 1 | $ 865,000 | $ 865,000 | $ 476,000 |
| Pawnee County Kansas | 1 | $ 5,605,000 | $ 5,605,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 725,000 | $ 725,000 | $ 476,000 |
| Knox County Maine | 1 | $ 725,000 | $ 725,000 | $ 500,000 |
| York County Maine | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Talbot County Maryland | 1 | $ 1,685,000 | $ 1,685,000 | $ 583,000 |
| Bristol County Massachusetts | 1 | $ 885,000 | $ 885,000 | $ 300,000 |
| Essex County Massachusetts | 1 | $ 1,005,000 | $ 1,005,000 | $ 282,000 |
| Plymouth County Massachusetts | 1 | $ 1,915,000 | $ 1,915,000 | $ 1,029,000 |
| Baraga County Michigan | 1 | $ 345,000 | $ 345,000 | $ 126,000 |
| Charlevoix County Michigan | 1 | $ 3,435,000 | $ 3,435,000 | $ 319,000 |
| Macomb County Michigan | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Manistee County Michigan | 1 | $ 715,000 | $ 715,000 | $ 989,000 |
| Ottawa County Michigan | 1 | $ 625,000 | $ 625,000 | $ 531,000 |
| Stone County Missouri | 1 | $ 405,000 | $ 405,000 | $ 585,000 |
| Gallatin County Montana | 1 | $ 4,005,000 | $ 4,005,000 | $ 2,230,000 |
| Madison County Montana | 1 | $ 4,005,000 | $ 4,005,000 | $ 6,662,000 |
| Sullivan County New Hampshire | 1 | $ 765,000 | $ 765,000 | $ 259,000 |
| Essex County New Jersey | 1 | $ 805,000 | $ 805,000 | $ 243,000 |
| Hudson County New Jersey | 1 | $ 685,000 | $ 685,000 | $ 289,000 |
| Ocean County New Jersey | 1 | $ 5,285,000 | $ 5,285,000 | $ 7,487,000 |
| Kings County New York | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,211,000 |
| Queens County New York | 1 | $ 475,000 | $ 475,000 | $ 149,000 |
| Suffolk County New York | 1 | $ 3,465,000 | $ 3,465,000 | $ 1,916,000 |
| Buncombe County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| Guilford County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 580,000 |
| New Hanover County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 310,000 |
| Watauga County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 458,000 |
| Cuyahoga County Ohio | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Franklin County Ohio | 1 | $ 2,945,000 | $ 2,945,000 | $ 2,846,000 |
| Greene County Ohio | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Josephine County Oregon | 1 | $ 1,205,000 | $ 1,205,000 | $ 1,700,000 |
| Allegheny County Pennsylvania | 1 | $ 495,000 | $ 495,000 | $ 558,000 |
| Beaufort County South Carolina | 1 | $ 2,995,000 | $ 2,995,000 | $ 1,810,000 |
| Dorchester County South Carolina | 1 | $ 485,000 | $ 485,000 | $ 185,000 |
| Horry County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 182,000 |
| Bexar County Texas | 1 | $ 18,605,000 | $ 18,605,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 545,000 | $ 545,000 | $ 191,000 |
| Galveston County Texas | 1 | $ 905,000 | $ 905,000 | $ 385,000 |
| Johnson County Texas | 1 | $ 595,000 | $ 595,000 | $ 202,000 |
| Kaufman County Texas | 1 | $ 375,000 | $ 375,000 | $ 226,000 |
| Montgomery County Texas | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Tarrant County Texas | 1 | $ 1,465,000 | $ 1,465,000 | $ 378,000 |
| Williamson County Texas | 1 | $ 385,000 | $ 385,000 | $ 141,000 |
| Davis County Utah | 1 | $ 1,025,000 | $ 1,025,000 | $ 607,000 |
| Salt Lake County Utah | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Lamoille County Vermont | 1 | $ 2,115,000 | $ 2,115,000 | $ 2,416,000 |
| Fairfax County Virginia | 1 | $ 365,000 | $ 365,000 | $ 95,000 |
| Manassas Park County Virginia | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 1,235,000 | $ 1,235,000 | $ 381,000 |
| Pierce County Washington | 1 | $ 755,000 | $ 755,000 | $ 228,000 |
| Skagit County Washington | 1 | $ 795,000 | $ 795,000 | $ 357,000 |
| Whatcom County Washington | 1 | $ 465,000 | $ 465,000 | $ 200,000 |
| Kenosha County Wisconsin | 1 | $ 2,205,000 | $ 2,205,000 | $ 1,140,000 |
| Ozaukee County Wisconsin | 1 | $ 675,000 | $ 675,000 | $ 420,000 |
| Teton County Wyoming | 1 | $ 3,565,000 | $ 3,565,000 | $ 954,000 |
Mortgage Loan Application Detail Totals for Cibc Bank Usa in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 578 | $378,370,000 | $654,000 | $18,965,000 | $349,000 | $7,287,000 |
| Other Purpose | 46 | $71,130,000 | $1,546,000 | $9,755,000 | $1,024,000 | $7,132,000 |
| Cash-out Refinancing | 18 | $32,140,000 | $1,785,000 | $13,305,000 | $1,039,000 | $7,487,000 |
| Refinancing | 14 | $77,990,000 | $5,570,000 | $22,945,000 | $1,130,000 | $5,174,000 |
| Home Improvement | 8 | $8,770,000 | $1,096,000 | $4,005,000 | $158,000 | $282,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 255 | $264,435,000 | $1,037,000 | $9,755,000 | $744,000 | $7,287,000 |
| Hispanic | 181 | $49,575,000 | $273,000 | $3,565,000 | $97,000 | $1,080,000 |
| Black or African American | 124 | $35,600,000 | $287,000 | $4,975,000 | $117,000 | $1,656,000 |
| Not Provided | 47 | $58,345,000 | $1,241,000 | $13,305,000 | $1,136,000 | $7,487,000 |
| Asian | 36 | $19,310,000 | $536,000 | $2,925,000 | $271,000 | $1,211,000 |
| Not applicable | 17 | $139,825,000 | $8,225,000 | $22,945,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $310,000 | $155,000 | $155,000 | $225,000 | $404,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 534 | $537,790,000 | $1,007,000 | $22,945,000 | $519,000 | $7,487,000 |
| FHA-insured (Federal Housing Administration) | 124 | $28,510,000 | $229,000 | $435,000 | $73,000 | $192,000 |
| VA-guaranteed (Veterans Administration) | 6 | $2,100,000 | $350,000 | $525,000 | $103,000 | $185,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 458 | $447,690,000 | $977,000 | $22,945,000 | $459,000 | $7,487,000 |
| Application Withdrawn By Applicant | 127 | $84,815,000 | $667,000 | $7,005,000 | $432,000 | $5,960,000 |
| Application Denied By Financial Institution | 71 | $25,565,000 | $360,000 | $3,435,000 | $182,000 | $3,555,000 |
| Application Approved But Not Accepted | 4 | $1,930,000 | $482,000 | $1,445,000 | $96,000 | $170,000 |
| File Closed For Incompleteness | 4 | $8,400,000 | $2,100,000 | $2,995,000 | $973,000 | $1,441,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 593 | $542,835,000 | $915,000 | $22,945,000 | $455,000 | $7,487,000 |
| Collateral | 22 | $4,990,000 | $226,000 | $565,000 | $330,000 | $3,555,000 |
| Debt-To-Income Ratio | 22 | $13,090,000 | $595,000 | $3,435,000 | $131,000 | $495,000 |
| Credit History | 7 | $1,495,000 | $213,000 | $315,000 | $85,000 | $160,000 |
| Unverifiable Information | 7 | $2,075,000 | $296,000 | $905,000 | $132,000 | $288,000 |
| Other | 6 | $2,340,000 | $390,000 | $605,000 | $196,000 | $490,000 |
| Employment History | 4 | $750,000 | $187,000 | $245,000 | $70,000 | $101,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $825,000 | $275,000 | $375,000 | $92,000 | $97,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibc Bank Usa's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cibc Bank Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.