The Privatebank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
The Privatebank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Privatebank 1401 S. Brentwood St. Louis, MO 63144 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 468 |
| Total Mortgage Loan Application Amount | $149,120,000 |
| Average Mortgage Loan Application Amount | $604,035 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $715,821 |
| Highest Applicant Income | $7,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with The Privatebank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Privatebank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down The Privatebank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Privatebank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Privatebank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Privatebank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 283 | $ 87,180,000 | $ 308,000 | $ 230,000 |
| St. Louis City County Missouri | 60 | $ 12,722,000 | $ 212,000 | $ 104,000 |
| Cook County Illinois | 27 | $ 8,308,000 | $ 307,000 | $ 131,000 |
| St. Charles County Missouri | 25 | $ 6,365,000 | $ 254,000 | $ 76,000 |
| Jefferson County Missouri | 9 | $ 1,625,000 | $ 180,000 | $ 112,000 |
| Madison County Illinois | 6 | $ 893,000 | $ 148,000 | $ 89,000 |
| Milwaukee County Wisconsin | 6 | $ 2,897,000 | $ 482,000 | $ 12,000 |
| Lake County Illinois | 4 | $ 1,528,000 | $ 382,000 | $ 194,000 |
| Franklin County Missouri | 4 | $ 416,000 | $ 104,000 | $ 94,000 |
| Santa Fe County New Mexico | 4 | $ 2,808,000 | $ 702,000 | $ 1,005,000 |
| Maricopa County Arizona | 3 | $ 554,000 | $ 184,000 | $ 86,000 |
| St. Clair County Illinois | 3 | $ 818,000 | $ 272,000 | $ 111,000 |
| King County Washington | 3 | $ 6,000,000 | $ 2,000,000 | $ 5,333,000 |
| Allegan County Michigan | 2 | $ 315,000 | $ 157,000 | $ 290,000 |
| Franklin County Ohio | 2 | $ 260,000 | $ 130,000 | $ 820,000 |
| Wise County Texas | 2 | $ 179,000 | $ 89,000 | $ 91,000 |
| Orange County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| San Diego County California | 1 | $ 820,000 | $ 820,000 | $ 0 |
| Eagle County Colorado | 1 | $ 950,000 | $ 950,000 | $ 400,000 |
| El Paso County Colorado | 1 | $ 829,000 | $ 829,000 | $ 600,000 |
| Pitkin County Colorado | 1 | $ 500,000 | $ 500,000 | $ 1,154,000 |
| Summit County Colorado | 1 | $ 903,000 | $ 903,000 | $ 426,000 |
| Litchfield County Connecticut | 1 | $ 334,000 | $ 334,000 | $ 120,000 |
| Broward County Florida | 1 | $ 516,000 | $ 516,000 | $ 185,000 |
| Lee County Florida | 1 | $ 662,000 | $ 662,000 | $ 7,000,000 |
| Palm Beach County Florida | 1 | $ 376,000 | $ 376,000 | $ 780,000 |
| Pinellas County Florida | 1 | $ 125,000 | $ 125,000 | $ 1,417,000 |
| Muscogee County Georgia | 1 | $ 106,000 | $ 106,000 | $ 36,000 |
| Hawaii County Hawaii | 1 | $ 890,000 | $ 890,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 1,519,000 | $ 1,519,000 | $ 0 |
| Christian County Illinois | 1 | $ 62,000 | $ 62,000 | $ 240,000 |
| DuPage County Illinois | 1 | $ 975,000 | $ 975,000 | $ 250,000 |
| Kane County Illinois | 1 | $ 149,000 | $ 149,000 | $ 70,000 |
| Jefferson County Kentucky | 1 | $ 290,000 | $ 290,000 | $ 63,000 |
| Hennepin County Minnesota | 1 | $ 770,000 | $ 770,000 | $ 600,000 |
| Crawford County Missouri | 1 | $ 196,000 | $ 196,000 | $ 85,000 |
| York County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 595,000 |
| Summit County Utah | 1 | $ 1,250,000 | $ 1,250,000 | $ 595,000 |
| Kanawha County West Virginia | 1 | $ 500,000 | $ 500,000 | $ 321,000 |
| Ozaukee County Wisconsin | 1 | $ 1,000,000 | $ 1,000,000 | $ 835,000 |
| Washington County Wisconsin | 1 | $ 1,400,000 | $ 1,400,000 | $ 0 |
Mortgage Loan Application Detail Totals for The Privatebank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 282 | $88,975,000 | $596,444 | $2,000,000 | $715,500 | $7,000,000 |
| Refinancing | 183 | $58,581,000 | $665,750 | $2,000,000 | $836,500 | $5,500,000 |
| Home Improvement | 3 | $1,564,000 | $425,500 | $1,000,000 | $236,000 | $835,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 407 | $126,207,000 | $512,388 | $2,000,000 | $790,666 | $7,000,000 |
| Not applicable | 41 | $17,206,000 | $747,750 | $1,519,000 | $0 | $0 |
| Black or African American | 14 | $3,293,000 | $444,000 | $700,000 | $259,500 | $1,600,000 |
| Asian | 4 | $1,759,000 | $415,500 | $1,000,000 | $219,500 | $886,000 |
| Hispanic | 2 | $655,000 | $327,500 | $516,000 | $127,500 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 468 | $149,120,000 | $560,600 | $2,000,000 | $669,000 | $7,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 424 | $134,678,000 | $547,350 | $2,000,000 | $605,900 | $5,500,000 |
| Loan Purchased By The Institution | 30 | $10,687,000 | $503,500 | $975,000 | $3,589,500 | $7,000,000 |
| Application Denied By Financial Institution | 5 | $1,200,000 | $188,500 | $500,000 | $119,000 | $300,000 |
| Application Withdrawn By Applicant | 5 | $1,468,000 | $293,000 | $520,000 | $99,000 | $169,000 |
| Application Approved But Not Accepted | 4 | $1,087,000 | $353,000 | $516,000 | $139,000 | $185,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2 | $367,000 | $183,000 | $260,000 | $188,000 | $300,000 |
| Collateral | 1 | $103,000 | $103,000 | $103,000 | $51,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $500,000 | $500,000 | $500,000 | $300,000 | $300,000 |
| Other | 1 | $230,000 | $230,000 | $230,000 | $72,000 | $72,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Privatebank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Privatebank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.