The Privatebank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
The Privatebank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Privatebank 1401 S. Brentwood St. Louis, MO 63144 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 561 |
| Total Mortgage Loan Application Amount | $178,451,000 |
| Average Mortgage Loan Application Amount | $318,500 |
| Highest Mortgage Loan Application Amount | $4,900,000 |
| Average Applicant Income | $219,000 |
| Highest Applicant Income | $8,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with The Privatebank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Privatebank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down The Privatebank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Privatebank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Privatebank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Privatebank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 323 | $ 115,174,000 | $ 356,000 | $ 190,000 |
| St. Louis City County Missouri | 66 | $ 13,545,000 | $ 205,000 | $ 110,000 |
| St. Charles County Missouri | 36 | $ 7,197,000 | $ 199,000 | $ 89,000 |
| Warren County Missouri | 15 | $ 3,544,000 | $ 236,000 | $ 190,000 |
| Jefferson County Missouri | 11 | $ 2,777,000 | $ 252,000 | $ 95,000 |
| Madison County Illinois | 9 | $ 1,854,000 | $ 206,000 | $ 138,000 |
| Johnson County Kansas | 9 | $ 2,507,000 | $ 278,000 | $ 195,000 |
| Jackson County Missouri | 6 | $ 1,420,000 | $ 236,000 | $ 223,000 |
| St. Clair County Illinois | 4 | $ 1,424,000 | $ 356,000 | $ 137,000 |
| Camden County Missouri | 4 | $ 679,000 | $ 169,000 | $ 358,000 |
| Franklin County Missouri | 4 | $ 488,000 | $ 122,000 | $ 76,000 |
| Cook County Illinois | 3 | $ 1,052,000 | $ 350,000 | $ 162,000 |
| Lincoln County Missouri | 3 | $ 632,000 | $ 210,000 | $ 37,000 |
| Miller County Missouri | 3 | $ 542,000 | $ 180,000 | $ 178,000 |
| Dallas County Texas | 3 | $ 1,859,000 | $ 619,000 | $ 412,000 |
| El Paso County Texas | 3 | $ 257,000 | $ 85,000 | $ 40,000 |
| Fort Bend County Texas | 3 | $ 612,000 | $ 204,000 | $ 285,000 |
| Maricopa County Arizona | 2 | $ 2,172,000 | $ 1,086,000 | $ 3,175,000 |
| Hillsborough County Florida | 2 | $ 567,000 | $ 283,000 | $ 259,000 |
| Palm Beach County Florida | 2 | $ 637,000 | $ 318,000 | $ 112,000 |
| DuPage County Illinois | 2 | $ 611,000 | $ 305,000 | $ 173,000 |
| DeSoto County Mississippi | 2 | $ 159,000 | $ 79,000 | $ 72,000 |
| Henry County Missouri | 2 | $ 115,000 | $ 57,000 | $ 130,000 |
| Platte County Missouri | 2 | $ 834,000 | $ 417,000 | $ 263,000 |
| Park County Montana | 2 | $ 900,000 | $ 450,000 | $ 650,000 |
| Philadelphia County Pennsylvania | 2 | $ 255,000 | $ 127,000 | $ 295,000 |
| Richland County South Carolina | 2 | $ 211,000 | $ 105,000 | $ 135,000 |
| Tarrant County Texas | 2 | $ 355,000 | $ 177,000 | $ 128,000 |
| Marathon County Wisconsin | 2 | $ 90,000 | $ 45,000 | $ 128,000 |
| Lonoke County Arkansas | 1 | $ 288,000 | $ 288,000 | $ 131,000 |
| Kern County California | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Orange County California | 1 | $ 4,900,000 | $ 4,900,000 | $ 6,250,000 |
| Routt County Colorado | 1 | $ 1,200,000 | $ 1,200,000 | $ 426,000 |
| Summit County Colorado | 1 | $ 340,000 | $ 340,000 | $ 300,000 |
| Okaloosa County Florida | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Walton County Florida | 1 | $ 1,600,000 | $ 1,600,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 513,000 | $ 513,000 | $ 250,000 |
| Clinton County Illinois | 1 | $ 400,000 | $ 400,000 | $ 166,000 |
| Lake County Illinois | 1 | $ 630,000 | $ 630,000 | $ 0 |
| Monroe County Illinois | 1 | $ 466,000 | $ 466,000 | $ 210,000 |
| Washington County Illinois | 1 | $ 80,000 | $ 80,000 | $ 84,000 |
| Black Hawk County Iowa | 1 | $ 208,000 | $ 208,000 | $ 44,000 |
| Polk County Iowa | 1 | $ 539,000 | $ 539,000 | $ 180,000 |
| Lyon County Kentucky | 1 | $ 353,000 | $ 353,000 | $ 100,000 |
| Clare County Michigan | 1 | $ 350,000 | $ 350,000 | $ 113,000 |
| Hennepin County Minnesota | 1 | $ 524,000 | $ 524,000 | $ 8,000,000 |
| Isanti County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 123,000 |
| Boone County Missouri | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
| Cape Girardeau County Missouri | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Clay County Missouri | 1 | $ 222,000 | $ 222,000 | $ 72,000 |
| McDonald County Missouri | 1 | $ 69,000 | $ 69,000 | $ 39,000 |
| Morgan County Missouri | 1 | $ 212,000 | $ 212,000 | $ 200,000 |
| Newton County Missouri | 1 | $ 109,000 | $ 109,000 | $ 66,000 |
| Ocean County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 130,000 |
| Union County New Jersey | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
| Davidson County Tennessee | 1 | $ 288,000 | $ 288,000 | $ 360,000 |
| Galveston County Texas | 1 | $ 103,000 | $ 103,000 | $ 64,000 |
| Harris County Texas | 1 | $ 344,000 | $ 344,000 | $ 8,000,000 |
| Travis County Texas | 1 | $ 124,000 | $ 124,000 | $ 500,000 |
| Utah County Utah | 1 | $ 252,000 | $ 252,000 | $ 189,000 |
| Washington County Utah | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
Mortgage Loan Application Detail Totals for The Privatebank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 289 | $84,843,000 | $293,000 | $2,475,000 | $228,000 | $8,000,000 |
| Refinancing | 272 | $93,608,000 | $344,000 | $4,900,000 | $210,000 | $8,000,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 500 | $152,370,000 | $304,000 | $4,900,000 | $188,000 | $6,250,000 |
| Not applicable | 29 | $9,581,000 | $330,000 | $2,150,000 | $0 | $0 |
| Black or African American | 17 | $6,573,000 | $386,000 | $1,388,000 | $1,142,000 | $8,000,000 |
| Asian | 15 | $9,927,000 | $661,000 | $2,475,000 | $627,000 | $2,039,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 561 | $178,451,000 | $318,000 | $4,900,000 | $219,000 | $8,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 544 | $171,798,000 | $315,000 | $4,900,000 | $221,000 | $8,000,000 |
| Application Withdrawn By Applicant | 13 | $5,469,000 | $420,000 | $1,388,000 | $189,000 | $761,000 |
| Application Denied By Financial Institution | 3 | $767,000 | $255,000 | $417,000 | $85,000 | $123,000 |
| Application Approved But Not Accepted | 1 | $417,000 | $417,000 | $417,000 | $179,000 | $179,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2 | $350,000 | $175,000 | $190,000 | $67,000 | $88,000 |
| Collateral | 1 | $417,000 | $417,000 | $417,000 | $123,000 | $123,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Privatebank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Privatebank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.