The Privatebank And Trust Co.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
The Privatebank And Trust Co. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Privatebank And Trust Co. 120 South Lasalle Street Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,262 |
| Total Mortgage Loan Application Amount | $657,122,000 |
| Average Mortgage Loan Application Amount | $257,333 |
| Highest Mortgage Loan Application Amount | $11,265,000 |
| Average Applicant Income | $147,666 |
| Highest Applicant Income | $4,883,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with The Privatebank And Trust Co.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Privatebank And Trust Co.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down The Privatebank And Trust Co.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Privatebank And Trust Co. serves its applicants.
Each category highlights the total number of mortgage applications processed by The Privatebank And Trust Co., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Privatebank And Trust Co.'s mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 805 | $ 231,572,000 | $ 287,000 | $ 173,000 |
| Cook County Illinois | 570 | $ 171,479,000 | $ 300,000 | $ 133,000 |
| Will County Illinois | 203 | $ 42,147,000 | $ 207,000 | $ 90,000 |
| St. Charles County Missouri | 122 | $ 26,453,000 | $ 216,000 | $ 101,000 |
| St. Louis City County Missouri | 76 | $ 16,941,000 | $ 222,000 | $ 105,000 |
| DuPage County Illinois | 41 | $ 13,327,000 | $ 325,000 | $ 158,000 |
| Grundy County Illinois | 26 | $ 4,138,000 | $ 159,000 | $ 76,000 |
| Jackson County Missouri | 18 | $ 2,253,000 | $ 125,000 | $ 72,000 |
| Warren County Missouri | 18 | $ 5,078,000 | $ 282,000 | $ 219,000 |
| Madison County Illinois | 17 | $ 3,586,000 | $ 210,000 | $ 165,000 |
| Jefferson County Missouri | 17 | $ 4,007,000 | $ 235,000 | $ 130,000 |
| Kane County Illinois | 15 | $ 6,272,000 | $ 418,000 | $ 153,000 |
| Milwaukee County Wisconsin | 12 | $ 3,499,000 | $ 291,000 | $ 269,000 |
| Lake County Illinois | 10 | $ 4,918,000 | $ 491,000 | $ 291,000 |
| St. Clair County Illinois | 9 | $ 1,974,000 | $ 219,000 | $ 132,000 |
| Maricopa County Arizona | 8 | $ 2,204,000 | $ 275,000 | $ 129,000 |
| Lee County Florida | 8 | $ 3,323,000 | $ 415,000 | $ 525,000 |
| Porter County Indiana | 8 | $ 2,293,000 | $ 286,000 | $ 327,000 |
| Berrien County Michigan | 8 | $ 2,284,000 | $ 285,000 | $ 649,000 |
| Kendall County Illinois | 7 | $ 1,329,000 | $ 189,000 | $ 79,000 |
| Monroe County Illinois | 7 | $ 1,549,000 | $ 221,000 | $ 141,000 |
| Lake County Indiana | 7 | $ 1,231,000 | $ 175,000 | $ 96,000 |
| Camden County Missouri | 7 | $ 1,171,000 | $ 167,000 | $ 187,000 |
| Franklin County Missouri | 7 | $ 1,504,000 | $ 214,000 | $ 116,000 |
| DeKalb County Georgia | 6 | $ 1,520,000 | $ 253,000 | $ 199,000 |
| Fulton County Georgia | 6 | $ 5,917,000 | $ 986,000 | $ 68,000 |
| Johnson County Kansas | 6 | $ 1,689,000 | $ 281,000 | $ 161,000 |
| LaPorte County Indiana | 5 | $ 1,162,000 | $ 232,000 | $ 165,000 |
| Allegan County Michigan | 5 | $ 1,237,000 | $ 247,000 | $ 396,000 |
| Platte County Missouri | 5 | $ 1,585,000 | $ 317,000 | $ 180,000 |
| King County Washington | 5 | $ 2,160,000 | $ 432,000 | $ 293,000 |
| Los Angeles County California | 4 | $ 1,774,000 | $ 443,000 | $ 187,000 |
| Eagle County Colorado | 4 | $ 1,818,000 | $ 454,000 | $ 307,000 |
| Bexar County Texas | 4 | $ 796,000 | $ 199,000 | $ 92,000 |
| Orange County California | 3 | $ 2,070,000 | $ 690,000 | $ 1,478,000 |
| Denver County Colorado | 3 | $ 946,000 | $ 315,000 | $ 193,000 |
| Routt County Colorado | 3 | $ 1,335,000 | $ 445,000 | $ 363,000 |
| Summit County Colorado | 3 | $ 1,241,000 | $ 413,000 | $ 206,000 |
| Collier County Florida | 3 | $ 1,635,000 | $ 545,000 | $ 460,000 |
| Kankakee County Illinois | 3 | $ 437,000 | $ 145,000 | $ 58,000 |
| Starke County Indiana | 3 | $ 238,000 | $ 79,000 | $ 41,000 |
| Hennepin County Minnesota | 3 | $ 6,065,000 | $ 2,021,000 | $ 237,000 |
| Crawford County Missouri | 3 | $ 244,000 | $ 81,000 | $ 181,000 |
| Kenosha County Wisconsin | 3 | $ 1,086,000 | $ 362,000 | $ 477,000 |
| Ozaukee County Wisconsin | 3 | $ 1,542,000 | $ 514,000 | $ 2,002,000 |
| Walworth County Wisconsin | 3 | $ 869,000 | $ 289,000 | $ 244,000 |
| Waukesha County Wisconsin | 3 | $ 936,000 | $ 312,000 | $ 138,000 |
| Pima County Arizona | 2 | $ 818,000 | $ 409,000 | $ 468,000 |
| Riverside County California | 2 | $ 11,445,000 | $ 5,722,000 | $ 63,000 |
| San Diego County California | 2 | $ 833,000 | $ 416,000 | $ 260,000 |
| Boulder County Colorado | 2 | $ 729,000 | $ 364,000 | $ 273,000 |
| District of Columbia County District Of Columbia | 2 | $ 546,000 | $ 273,000 | $ 147,000 |
| Pinellas County Florida | 2 | $ 409,000 | $ 204,000 | $ 238,000 |
| Clinton County Illinois | 2 | $ 796,000 | $ 398,000 | $ 112,000 |
| McHenry County Illinois | 2 | $ 948,000 | $ 474,000 | $ 607,000 |
| Baltimore County Maryland | 2 | $ 503,000 | $ 251,000 | $ 242,000 |
| Oakland County Michigan | 2 | $ 7,758,000 | $ 3,879,000 | $ 249,000 |
| Van Buren County Michigan | 2 | $ 547,000 | $ 273,000 | $ 291,000 |
| St. Louis County Minnesota | 2 | $ 563,000 | $ 281,000 | $ 183,000 |
| Boone County Missouri | 2 | $ 808,000 | $ 404,000 | $ 167,000 |
| Cape Girardeau County Missouri | 2 | $ 301,000 | $ 150,000 | $ 94,000 |
| Lincoln County Missouri | 2 | $ 406,000 | $ 203,000 | $ 100,000 |
| Dare County North Carolina | 2 | $ 382,000 | $ 191,000 | $ 69,000 |
| Tulsa County Oklahoma | 2 | $ 533,000 | $ 266,000 | $ 173,000 |
| York County South Carolina | 2 | $ 761,000 | $ 380,000 | $ 122,000 |
| Williamson County Tennessee | 2 | $ 900,000 | $ 450,000 | $ 0 |
| Harris County Texas | 2 | $ 501,000 | $ 250,000 | $ 342,000 |
| Arlington County Virginia | 2 | $ 753,000 | $ 376,000 | $ 191,000 |
| Fairfax County Virginia | 2 | $ 556,000 | $ 278,000 | $ 80,000 |
| Door County Wisconsin | 2 | $ 662,000 | $ 331,000 | $ 210,000 |
| Santa Cruz County Arizona | 1 | $ 125,000 | $ 125,000 | $ 131,000 |
| Contra Costa County California | 1 | $ 250,000 | $ 250,000 | $ 94,000 |
| Placer County California | 1 | $ 480,000 | $ 480,000 | $ 226,000 |
| Ventura County California | 1 | $ 716,000 | $ 716,000 | $ 282,000 |
| Douglas County Colorado | 1 | $ 340,000 | $ 340,000 | $ 120,000 |
| Grand County Colorado | 1 | $ 325,000 | $ 325,000 | $ 200,000 |
| Jefferson County Colorado | 1 | $ 412,000 | $ 412,000 | $ 195,000 |
| La Plata County Colorado | 1 | $ 113,000 | $ 113,000 | $ 51,000 |
| Pitkin County Colorado | 1 | $ 275,000 | $ 275,000 | $ 810,000 |
| Fairfield County Connecticut | 1 | $ 474,000 | $ 474,000 | $ 88,000 |
| Indian River County Florida | 1 | $ 250,000 | $ 250,000 | $ 1,291,000 |
| Miami-Dade County Florida | 1 | $ 99,000 | $ 99,000 | $ 128,000 |
| Polk County Florida | 1 | $ 88,000 | $ 88,000 | $ 27,000 |
| Sarasota County Florida | 1 | $ 417,000 | $ 417,000 | $ 192,000 |
| Seminole County Florida | 1 | $ 200,000 | $ 200,000 | $ 257,000 |
| Cobb County Georgia | 1 | $ 1,405,000 | $ 1,405,000 | $ 0 |
| Fayette County Georgia | 1 | $ 353,000 | $ 353,000 | $ 195,000 |
| Adams County Illinois | 1 | $ 82,000 | $ 82,000 | $ 128,000 |
| DeKalb County Illinois | 1 | $ 3,500,000 | $ 3,500,000 | $ 0 |
| Greene County Illinois | 1 | $ 142,000 | $ 142,000 | $ 78,000 |
| Macoupin County Illinois | 1 | $ 234,000 | $ 234,000 | $ 137,000 |
| Tazewell County Illinois | 1 | $ 253,000 | $ 253,000 | $ 78,000 |
| Washington County Illinois | 1 | $ 82,000 | $ 82,000 | $ 60,000 |
| Bartholomew County Indiana | 1 | $ 171,000 | $ 171,000 | $ 187,000 |
| Hamilton County Indiana | 1 | $ 283,000 | $ 283,000 | $ 54,000 |
| Hendricks County Indiana | 1 | $ 220,000 | $ 220,000 | $ 112,000 |
| Marshall County Indiana | 1 | $ 104,000 | $ 104,000 | $ 152,000 |
| Monroe County Indiana | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Tippecanoe County Indiana | 1 | $ 102,000 | $ 102,000 | $ 39,000 |
| Vanderburgh County Indiana | 1 | $ 415,000 | $ 415,000 | $ 337,000 |
| Black Hawk County Iowa | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Douglas County Kansas | 1 | $ 396,000 | $ 396,000 | $ 375,000 |
| Shawnee County Kansas | 1 | $ 135,000 | $ 135,000 | $ 154,000 |
| Wyandotte County Kansas | 1 | $ 178,000 | $ 178,000 | $ 129,000 |
| Orleans County Louisiana | 1 | $ 417,000 | $ 417,000 | $ 432,000 |
| Essex County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 3,013,000 |
| Plymouth County Massachusetts | 1 | $ 524,000 | $ 524,000 | $ 1,582,000 |
| Benzie County Michigan | 1 | $ 264,000 | $ 264,000 | $ 249,000 |
| Clare County Michigan | 1 | $ 350,000 | $ 350,000 | $ 619,000 |
| Emmet County Michigan | 1 | $ 192,000 | $ 192,000 | $ 408,000 |
| Kalamazoo County Michigan | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Livingston County Michigan | 1 | $ 124,000 | $ 124,000 | $ 291,000 |
| Oceana County Michigan | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Ottawa County Michigan | 1 | $ 1,120,000 | $ 1,120,000 | $ 1,540,000 |
| Dakota County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 95,000 |
| Ramsey County Minnesota | 1 | $ 280,000 | $ 280,000 | $ 135,000 |
| Adair County Missouri | 1 | $ 142,000 | $ 142,000 | $ 50,000 |
| Clay County Missouri | 1 | $ 140,000 | $ 140,000 | $ 33,000 |
| Cole County Missouri | 1 | $ 101,000 | $ 101,000 | $ 69,000 |
| Jasper County Missouri | 1 | $ 171,000 | $ 171,000 | $ 74,000 |
| Miller County Missouri | 1 | $ 175,000 | $ 175,000 | $ 272,000 |
| Ozark County Missouri | 1 | $ 232,000 | $ 232,000 | $ 94,000 |
| Ste. Genevieve County Missouri | 1 | $ 170,000 | $ 170,000 | $ 297,000 |
| Park County Montana | 1 | $ 300,000 | $ 300,000 | $ 180,000 |
| Douglas County Nebraska | 1 | $ 344,000 | $ 344,000 | $ 147,000 |
| Lancaster County Nebraska | 1 | $ 130,000 | $ 130,000 | $ 114,000 |
| Grafton County New Hampshire | 1 | $ 286,000 | $ 286,000 | $ 615,000 |
| Dutchess County New York | 1 | $ 171,000 | $ 171,000 | $ 394,000 |
| Mecklenburg County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 1,539,000 |
| Wake County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 66,000 |
| Franklin County Ohio | 1 | $ 234,000 | $ 234,000 | $ 63,000 |
| Lorain County Ohio | 1 | $ 192,000 | $ 192,000 | $ 60,000 |
| Deschutes County Oregon | 1 | $ 330,000 | $ 330,000 | $ 781,000 |
| Centre County Pennsylvania | 1 | $ 276,000 | $ 276,000 | $ 109,000 |
| Chester County Pennsylvania | 1 | $ 207,000 | $ 207,000 | $ 115,000 |
| Beaufort County South Carolina | 1 | $ 413,000 | $ 413,000 | $ 169,000 |
| Charleston County South Carolina | 1 | $ 213,000 | $ 213,000 | $ 131,000 |
| Knox County Tennessee | 1 | $ 207,000 | $ 207,000 | $ 109,000 |
| Dallas County Texas | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Fort Bend County Texas | 1 | $ 170,000 | $ 170,000 | $ 86,000 |
| Montgomery County Texas | 1 | $ 410,000 | $ 410,000 | $ 405,000 |
| Rockwall County Texas | 1 | $ 417,000 | $ 417,000 | $ 300,000 |
| Tarrant County Texas | 1 | $ 108,000 | $ 108,000 | $ 77,000 |
| Travis County Texas | 1 | $ 308,000 | $ 308,000 | $ 188,000 |
| Salt Lake County Utah | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Summit County Utah | 1 | $ 2,800,000 | $ 2,800,000 | $ 0 |
| Washington County Utah | 1 | $ 412,000 | $ 412,000 | $ 143,000 |
| Rutland County Vermont | 1 | $ 385,000 | $ 385,000 | $ 421,000 |
| Loudoun County Virginia | 1 | $ 402,000 | $ 402,000 | $ 427,000 |
| Chelan County Washington | 1 | $ 240,000 | $ 240,000 | $ 140,000 |
| Snohomish County Washington | 1 | $ 272,000 | $ 272,000 | $ 97,000 |
| Raleigh County West Virginia | 1 | $ 325,000 | $ 325,000 | $ 499,000 |
| Dane County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 75,000 |
| Manitowoc County Wisconsin | 1 | $ 280,000 | $ 280,000 | $ 362,000 |
| Oneida County Wisconsin | 1 | $ 372,000 | $ 372,000 | $ 430,000 |
| Waushara County Wisconsin | 1 | $ 261,000 | $ 261,000 | $ 418,000 |
Mortgage Loan Application Detail Totals for The Privatebank And Trust Co. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,768 | $497,737,000 | $281,000 | $10,000,000 | $161,000 | $4,883,000 |
| Home Purchase | 430 | $150,242,000 | $349,000 | $11,265,000 | $159,000 | $4,140,000 |
| Home Improvement | 64 | $9,143,000 | $142,000 | $1,260,000 | $123,000 | $2,849,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,038 | $541,682,000 | $265,000 | $4,100,000 | $169,000 | $4,883,000 |
| Not applicable | 85 | $84,779,000 | $997,000 | $11,265,000 | $0 | $0 |
| Not Provided | 36 | $8,088,000 | $224,000 | $523,000 | $178,000 | $943,000 |
| Hispanic | 36 | $7,488,000 | $208,000 | $396,000 | $85,000 | $174,000 |
| Asian | 35 | $9,563,000 | $273,000 | $967,000 | $154,000 | $774,000 |
| Black or African American | 24 | $4,120,000 | $171,000 | $500,000 | $102,000 | $400,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,053,000 | $175,000 | $261,000 | $81,000 | $105,000 |
| American Indian or Alaskan Native | 2 | $349,000 | $174,000 | $225,000 | $66,000 | $106,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,184 | $643,782,000 | $294,000 | $11,265,000 | $163,000 | $4,883,000 |
| FHA-insured (Federal Housing Administration) | 78 | $13,340,000 | $171,000 | $390,000 | $63,000 | $174,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,913 | $577,972,000 | $302,000 | $11,265,000 | $168,000 | $4,883,000 |
| Application Withdrawn By Applicant | 157 | $34,321,000 | $218,000 | $1,200,000 | $118,000 | $1,291,000 |
| Application Denied By Financial Institution | 147 | $33,529,000 | $228,000 | $1,700,000 | $83,000 | $476,000 |
| Application Approved But Not Accepted | 27 | $9,283,000 | $343,000 | $2,250,000 | $350,000 | $3,013,000 |
| Preapproval Denied by Financial Institution | 15 | $1,812,000 | $120,000 | $200,000 | $38,000 | $71,000 |
| File Closed For Incompleteness | 3 | $205,000 | $68,000 | $150,000 | $30,000 | $56,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Privatebank And Trust Co.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Privatebank And Trust Co.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.