The Signature Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
The Signature Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Signature Bank 4039 S Kansas Expressway Springfield, MO 65807 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,236 |
| Total Mortgage Loan Application Amount | $270,604,000 |
| Average Mortgage Loan Application Amount | $153,150 |
| Highest Mortgage Loan Application Amount | $1,463,000 |
| Average Applicant Income | $158,700 |
| Highest Applicant Income | $7,313,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with The Signature Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Signature Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down The Signature Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Signature Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Signature Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Signature Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 1,570 | $ 186,983,000 | $ 119,000 | $ 72,000 |
| Christian County Missouri | 403 | $ 49,474,000 | $ 122,000 | $ 73,000 |
| Webster County Missouri | 47 | $ 5,681,000 | $ 120,000 | $ 81,000 |
| Stone County Missouri | 40 | $ 5,239,000 | $ 130,000 | $ 74,000 |
| Taney County Missouri | 25 | $ 3,378,000 | $ 135,000 | $ 66,000 |
| Dallas County Missouri | 20 | $ 1,735,000 | $ 86,000 | $ 31,000 |
| Polk County Missouri | 18 | $ 1,903,000 | $ 105,000 | $ 54,000 |
| Lawrence County Missouri | 11 | $ 1,152,000 | $ 104,000 | $ 42,000 |
| Jasper County Missouri | 9 | $ 561,000 | $ 62,000 | $ 42,000 |
| Barry County Missouri | 7 | $ 678,000 | $ 96,000 | $ 75,000 |
| Douglas County Missouri | 6 | $ 598,000 | $ 99,000 | $ 50,000 |
| Laclede County Missouri | 4 | $ 494,000 | $ 123,000 | $ 50,000 |
| Benton County Arkansas | 3 | $ 502,000 | $ 167,000 | $ 99,000 |
| Pulaski County Arkansas | 3 | $ 240,000 | $ 80,000 | $ 27,000 |
| Collier County Florida | 3 | $ 1,646,000 | $ 548,000 | $ 3,709,000 |
| Lee County Florida | 3 | $ 1,176,000 | $ 392,000 | $ 423,000 |
| Oakland County Michigan | 3 | $ 309,000 | $ 103,000 | $ 157,000 |
| Jackson County Missouri | 3 | $ 405,000 | $ 135,000 | $ 51,000 |
| Newton County Missouri | 3 | $ 258,000 | $ 86,000 | $ 37,000 |
| St. Louis County Missouri | 3 | $ 367,000 | $ 122,000 | $ 43,000 |
| St. Louis City County Missouri | 3 | $ 433,000 | $ 144,000 | $ 143,000 |
| Cleveland County Oklahoma | 3 | $ 200,000 | $ 66,000 | $ 46,000 |
| Sebastian County Arkansas | 2 | $ 93,000 | $ 46,000 | $ 32,000 |
| Clay County Florida | 2 | $ 374,000 | $ 187,000 | $ 68,000 |
| DuPage County Illinois | 2 | $ 140,000 | $ 70,000 | $ 56,000 |
| Johnson County Kansas | 2 | $ 304,000 | $ 152,000 | $ 268,000 |
| Ramsey County Minnesota | 2 | $ 335,000 | $ 167,000 | $ 96,000 |
| Barton County Missouri | 2 | $ 91,000 | $ 45,000 | $ 39,000 |
| Butler County Missouri | 2 | $ 229,000 | $ 114,000 | $ 127,000 |
| Cedar County Missouri | 2 | $ 107,000 | $ 53,000 | $ 137,000 |
| Howell County Missouri | 2 | $ 651,000 | $ 325,000 | $ 276,000 |
| Johnson County Missouri | 2 | $ 150,000 | $ 75,000 | $ 66,000 |
| Wright County Missouri | 2 | $ 260,000 | $ 130,000 | $ 27,000 |
| Sarpy County Nebraska | 2 | $ 135,000 | $ 67,000 | $ 0 |
| Tarrant County Texas | 2 | $ 404,000 | $ 202,000 | $ 110,000 |
| Baxter County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| Boone County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 60,000 |
| Garland County Arkansas | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
| Washington County Arkansas | 1 | $ 217,000 | $ 217,000 | $ 150,000 |
| Boulder County Colorado | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 76,000 | $ 76,000 | $ 65,000 |
| Seminole County Florida | 1 | $ 515,000 | $ 515,000 | $ 165,000 |
| Pottawattamie County Iowa | 1 | $ 168,000 | $ 168,000 | $ 60,000 |
| Camden County Missouri | 1 | $ 401,000 | $ 401,000 | $ 340,000 |
| Cass County Missouri | 1 | $ 1,000,000 | $ 1,000,000 | $ 646,000 |
| Dade County Missouri | 1 | $ 94,000 | $ 94,000 | $ 72,000 |
| Hickory County Missouri | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Morgan County Missouri | 1 | $ 50,000 | $ 50,000 | $ 84,000 |
| St. Clair County Missouri | 1 | $ 35,000 | $ 35,000 | $ 10,000 |
| Clark County Nevada | 1 | $ 206,000 | $ 206,000 | $ 69,000 |
| Durham County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 79,000 |
| Oklahoma County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 216,000 |
| Rogers County Oklahoma | 1 | $ 182,000 | $ 182,000 | $ 56,000 |
| Ellis County Texas | 1 | $ 81,000 | $ 81,000 | $ 98,000 |
| McLennan County Texas | 1 | $ 86,000 | $ 86,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for The Signature Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,477 | $164,095,000 | $143,000 | $1,463,000 | $217,583 | $7,313,000 |
| Refinancing | 742 | $105,456,000 | $183,714 | $1,040,000 | $67,571 | $1,006,000 |
| Home Improvement | 17 | $1,053,000 | $61,000 | $143,000 | $90,000 | $287,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,073 | $249,076,000 | $148,230 | $1,463,000 | $165,692 | $7,313,000 |
| Asian | 54 | $6,682,000 | $123,000 | $360,000 | $68,000 | $260,000 |
| Not applicable | 36 | $7,159,000 | $198,000 | $900,000 | $116,000 | $468,000 |
| Not Provided | 32 | $3,937,000 | $102,500 | $338,000 | $68,000 | $175,000 |
| Hispanic | 27 | $2,127,000 | $78,000 | $388,000 | $89,000 | $549,000 |
| Black or African American | 7 | $756,000 | $108,000 | $191,000 | $46,000 | $90,000 |
| American Indian or Alaskan Native | 7 | $867,000 | $136,500 | $282,000 | $90,500 | $139,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,226 | $269,659,000 | $148,142 | $1,463,000 | $160,785 | $7,313,000 |
| FHA-insured (Federal Housing Administration) | 9 | $815,000 | $90,000 | $122,000 | $34,000 | $92,000 |
| VA-guaranteed (Veterans Administration) | 1 | $130,000 | $130,000 | $130,000 | $40,000 | $40,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,031 | $243,468,000 | $150,642 | $1,463,000 | $164,857 | $7,313,000 |
| Application Withdrawn By Applicant | 138 | $19,817,000 | $135,666 | $1,040,000 | $67,000 | $582,000 |
| Application Denied By Financial Institution | 44 | $5,211,000 | $118,500 | $619,000 | $42,500 | $397,000 |
| Application Approved But Not Accepted | 23 | $2,108,000 | $91,000 | $238,000 | $51,000 | $395,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 11 | $778,000 | $70,000 | $155,000 | $58,000 | $397,000 |
| Credit History | 10 | $1,750,000 | $175,000 | $619,000 | $41,000 | $202,000 |
| Debt-To-Income Ratio | 9 | $1,525,000 | $169,000 | $385,000 | $53,000 | $142,000 |
| Employment History | 2 | $190,000 | $95,000 | $119,000 | $30,500 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $83,000 | $83,000 | $83,000 | $46,000 | $46,000 |
| Unverifiable Information | 1 | $92,000 | $92,000 | $92,000 | $88,000 | $88,000 |
| Collateral | 1 | $136,000 | $136,000 | $136,000 | $54,000 | $54,000 |
| Credit Application Incomplete | 1 | $47,000 | $47,000 | $47,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Signature Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Signature Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.