The Washington Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
The Washington Savings Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Washington Savings Bank 4201 Mitchellville Rd Suite 300 Bowie, MD 20716 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 966 |
| Total Mortgage Loan Application Amount | $276,006,000 |
| Average Mortgage Loan Application Amount | $306,666 |
| Highest Mortgage Loan Application Amount | $5,530,000 |
| Average Applicant Income | $126,000 |
| Highest Applicant Income | $2,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with The Washington Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Washington Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down The Washington Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Washington Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Washington Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Washington Savings Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anne Arundel County Maryland | 186 | $ 68,559,000 | $ 368,000 | $ 152,000 |
| Prince George's County Maryland | 106 | $ 27,219,000 | $ 256,000 | $ 84,000 |
| Baltimore County Maryland | 49 | $ 10,786,000 | $ 220,000 | $ 94,000 |
| Fairfax County Virginia | 48 | $ 18,935,000 | $ 394,000 | $ 164,000 |
| Sussex County Delaware | 47 | $ 10,959,000 | $ 233,000 | $ 88,000 |
| Baltimore City County Maryland | 47 | $ 5,049,000 | $ 107,000 | $ 53,000 |
| Howard County Maryland | 46 | $ 12,679,000 | $ 275,000 | $ 112,000 |
| District of Columbia County District Of Columbia | 42 | $ 15,319,000 | $ 364,000 | $ 128,000 |
| Montgomery County Maryland | 37 | $ 14,508,000 | $ 392,000 | $ 126,000 |
| Charles County Maryland | 22 | $ 4,688,000 | $ 213,000 | $ 72,000 |
| York County Pennsylvania | 20 | $ 3,077,000 | $ 153,000 | $ 70,000 |
| Queen Anne's County Maryland | 19 | $ 6,714,000 | $ 353,000 | $ 154,000 |
| Calvert County Maryland | 15 | $ 5,042,000 | $ 336,000 | $ 138,000 |
| Prince William County Virginia | 14 | $ 4,161,000 | $ 297,000 | $ 72,000 |
| St. Mary's County Maryland | 12 | $ 3,671,000 | $ 305,000 | $ 106,000 |
| Harford County Maryland | 10 | $ 2,004,000 | $ 200,000 | $ 104,000 |
| Loudoun County Virginia | 10 | $ 4,328,000 | $ 432,000 | $ 126,000 |
| Worcester County Maryland | 9 | $ 2,056,000 | $ 228,000 | $ 169,000 |
| Frederick County Maryland | 8 | $ 2,411,000 | $ 301,000 | $ 80,000 |
| Arlington County Virginia | 8 | $ 4,639,000 | $ 579,000 | $ 189,000 |
| Carroll County Maryland | 6 | $ 1,251,000 | $ 208,000 | $ 83,000 |
| New Castle County Delaware | 5 | $ 958,000 | $ 191,000 | $ 39,000 |
| Kent County Delaware | 4 | $ 627,000 | $ 156,000 | $ 88,000 |
| Kent County Maryland | 4 | $ 673,000 | $ 168,000 | $ 74,000 |
| Stafford County Virginia | 4 | $ 1,509,000 | $ 377,000 | $ 100,000 |
| Talbot County Maryland | 3 | $ 1,348,000 | $ 449,000 | $ 299,000 |
| Wake County North Carolina | 3 | $ 952,000 | $ 317,000 | $ 99,000 |
| Falls Church County Virginia | 3 | $ 1,800,000 | $ 600,000 | $ 203,000 |
| Napa County California | 2 | $ 822,000 | $ 411,000 | $ 238,000 |
| Allen County Indiana | 2 | $ 416,000 | $ 208,000 | $ 18,000 |
| Caroline County Maryland | 2 | $ 333,000 | $ 166,000 | $ 69,000 |
| Cecil County Maryland | 2 | $ 266,000 | $ 133,000 | $ 32,000 |
| Garrett County Maryland | 2 | $ 850,000 | $ 425,000 | $ 247,000 |
| Wicomico County Maryland | 2 | $ 401,000 | $ 200,000 | $ 64,000 |
| Somerset County New Jersey | 2 | $ 629,000 | $ 314,000 | $ 165,000 |
| Harris County Texas | 2 | $ 555,000 | $ 277,000 | $ 135,000 |
| King George County Virginia | 2 | $ 509,000 | $ 254,000 | $ 77,000 |
| Manassas County Virginia | 2 | $ 510,000 | $ 255,000 | $ 75,000 |
| Spotsylvania County Virginia | 2 | $ 810,000 | $ 405,000 | $ 90,000 |
| Maricopa County Arizona | 1 | $ 150,000 | $ 150,000 | $ 265,000 |
| Los Angeles County California | 1 | $ 417,000 | $ 417,000 | $ 312,000 |
| Riverside County California | 1 | $ 219,000 | $ 219,000 | $ 54,000 |
| Gunnison County Colorado | 1 | $ 667,000 | $ 667,000 | $ 398,000 |
| Lee County Florida | 1 | $ 312,000 | $ 312,000 | $ 223,000 |
| Orange County Florida | 1 | $ 254,000 | $ 254,000 | $ 160,000 |
| Polk County Florida | 1 | $ 61,000 | $ 61,000 | $ 26,000 |
| St. Johns County Florida | 1 | $ 182,000 | $ 182,000 | $ 175,000 |
| St. Lucie County Florida | 1 | $ 29,000 | $ 29,000 | $ 15,000 |
| Gwinnett County Georgia | 1 | $ 224,000 | $ 224,000 | $ 106,000 |
| Dorchester County Maryland | 1 | $ 236,000 | $ 236,000 | $ 108,000 |
| Washington County Maryland | 1 | $ 202,000 | $ 202,000 | $ 53,000 |
| St. Louis City County Missouri | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Burlington County New Jersey | 1 | $ 308,000 | $ 308,000 | $ 135,000 |
| Brunswick County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Adams County Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 75,000 |
| Bucks County Pennsylvania | 1 | $ 352,000 | $ 352,000 | $ 109,000 |
| Cumberland County Pennsylvania | 1 | $ 230,000 | $ 230,000 | $ 111,000 |
| Delaware County Pennsylvania | 1 | $ 330,000 | $ 330,000 | $ 326,000 |
| Lehigh County Pennsylvania | 1 | $ 202,000 | $ 202,000 | $ 214,000 |
| Philadelphia County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Beaufort County South Carolina | 1 | $ 406,000 | $ 406,000 | $ 170,000 |
| Horry County South Carolina | 1 | $ 191,000 | $ 191,000 | $ 158,000 |
| Jefferson County Texas | 1 | $ 51,000 | $ 51,000 | $ 30,000 |
| Travis County Texas | 1 | $ 328,000 | $ 328,000 | $ 108,000 |
| Bennington County Vermont | 1 | $ 239,000 | $ 239,000 | $ 110,000 |
| Gloucester County Virginia | 1 | $ 268,000 | $ 268,000 | $ 111,000 |
| Orange County Virginia | 1 | $ 364,000 | $ 364,000 | $ 121,000 |
| Richmond City County Virginia | 1 | $ 360,000 | $ 360,000 | $ 378,000 |
| Westmoreland County Virginia | 1 | $ 315,000 | $ 315,000 | $ 106,000 |
| Mason County Washington | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| Jefferson County West Virginia | 1 | $ 221,000 | $ 221,000 | $ 155,000 |
Mortgage Loan Application Detail Totals for The Washington Savings Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 469 | $117,618,000 | $250,000 | $1,000,000 | $93,000 | $672,000 |
| Refinancing | 455 | $143,441,000 | $315,000 | $5,530,000 | $120,000 | $2,200,000 |
| Home Improvement | 42 | $14,947,000 | $355,000 | $1,125,000 | $165,000 | $1,309,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 548 | $166,747,000 | $304,000 | $5,530,000 | $128,000 | $2,200,000 |
| Black or African American | 229 | $59,700,000 | $260,000 | $685,000 | $80,000 | $1,440,000 |
| Not Provided | 106 | $29,578,000 | $279,000 | $1,020,000 | $97,000 | $411,000 |
| Asian | 34 | $11,551,000 | $339,000 | $1,125,000 | $132,000 | $286,000 |
| Not applicable | 24 | $1,172,000 | $48,000 | $312,000 | $2,000 | $60,000 |
| Hispanic | 22 | $6,481,000 | $294,000 | $625,000 | $84,000 | $247,000 |
| American Indian or Alaskan Native | 2 | $450,000 | $225,000 | $229,000 | $151,000 | $155,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $327,000 | $327,000 | $327,000 | $85,000 | $85,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 515 | $154,655,000 | $300,000 | $5,530,000 | $138,000 | $2,200,000 |
| FHA-insured (Federal Housing Administration) | 338 | $85,632,000 | $253,000 | $737,000 | $75,000 | $436,000 |
| VA-guaranteed (Veterans Administration) | 91 | $31,845,000 | $349,000 | $701,000 | $88,000 | $292,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $3,874,000 | $176,000 | $310,000 | $57,000 | $131,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 419 | $117,192,000 | $279,000 | $1,020,000 | $111,000 | $668,000 |
| Application Denied By Financial Institution | 161 | $45,606,000 | $283,000 | $1,125,000 | $98,000 | $420,000 |
| File Closed For Incompleteness | 133 | $50,802,000 | $381,000 | $5,530,000 | $144,000 | $2,200,000 |
| Preapproval Denied by Financial Institution | 125 | $26,069,000 | $208,000 | $729,000 | $58,000 | $341,000 |
| Application Withdrawn By Applicant | 108 | $30,855,000 | $285,000 | $900,000 | $127,000 | $1,440,000 |
| Application Approved But Not Accepted | 20 | $5,482,000 | $274,000 | $788,000 | $143,000 | $672,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 168 | $38,029,000 | $226,000 | $1,050,000 | $66,000 | $420,000 |
| Debt-To-Income Ratio | 51 | $13,405,000 | $262,000 | $729,000 | $76,000 | $284,000 |
| Collateral | 42 | $12,292,000 | $292,000 | $1,125,000 | $130,000 | $312,000 |
| Other | 11 | $3,406,000 | $309,000 | $632,000 | $105,000 | $293,000 |
| Employment History | 6 | $1,614,000 | $269,000 | $667,000 | $118,000 | $398,000 |
| Credit Application Incomplete | 5 | $2,047,000 | $409,000 | $621,000 | $107,000 | $153,000 |
| Unverifiable Information | 3 | $882,000 | $294,000 | $401,000 | $68,000 | $190,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Washington Savings Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Washington Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.