Think Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Think Federal Credit Union 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Think Federal Credit Union 5200 Members Parkway Nw Rochester, MN 55901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,629 |
| Total Mortgage Loan Application Amount | $283,874,000 |
| Average Mortgage Loan Application Amount | $91,216 |
| Highest Mortgage Loan Application Amount | $730,000 |
| Average Applicant Income | $80,108 |
| Highest Applicant Income | $1,113,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Think Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Think Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Think Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Think Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Think Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Think Federal Credit Union's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Olmsted County Minnesota | 1,102 | $ 111,445,000 | $ 101,000 | $ 60,000 |
| Hennepin County Minnesota | 166 | $ 21,492,000 | $ 129,000 | $ 72,000 |
| Cook County Illinois | 155 | $ 21,327,000 | $ 137,000 | $ 82,000 |
| Dodge County Minnesota | 120 | $ 10,154,000 | $ 84,000 | $ 61,000 |
| Dakota County Minnesota | 85 | $ 10,032,000 | $ 118,000 | $ 90,000 |
| Goodhue County Minnesota | 84 | $ 7,524,000 | $ 89,000 | $ 67,000 |
| Wabasha County Minnesota | 52 | $ 4,669,000 | $ 89,000 | $ 72,000 |
| Ramsey County Minnesota | 51 | $ 7,064,000 | $ 138,000 | $ 89,000 |
| DuPage County Illinois | 42 | $ 4,885,000 | $ 116,000 | $ 76,000 |
| Jackson County Missouri | 39 | $ 3,578,000 | $ 91,000 | $ 64,000 |
| Mower County Minnesota | 36 | $ 3,130,000 | $ 86,000 | $ 55,000 |
| St. Louis County Missouri | 33 | $ 4,356,000 | $ 132,000 | $ 103,000 |
| Winona County Minnesota | 29 | $ 3,075,000 | $ 106,000 | $ 54,000 |
| Johnson County Kansas | 26 | $ 3,024,000 | $ 116,000 | $ 88,000 |
| Scott County Minnesota | 26 | $ 3,287,000 | $ 126,000 | $ 92,000 |
| Washington County Minnesota | 26 | $ 4,563,000 | $ 175,000 | $ 112,000 |
| Anoka County Minnesota | 25 | $ 3,385,000 | $ 135,000 | $ 95,000 |
| Milwaukee County Wisconsin | 24 | $ 2,002,000 | $ 83,000 | $ 77,000 |
| Will County Illinois | 23 | $ 3,470,000 | $ 150,000 | $ 109,000 |
| Fillmore County Minnesota | 23 | $ 2,039,000 | $ 88,000 | $ 49,000 |
| St. Charles County Missouri | 21 | $ 2,060,000 | $ 98,000 | $ 89,000 |
| McHenry County Illinois | 17 | $ 1,478,000 | $ 86,000 | $ 192,000 |
| Carver County Minnesota | 17 | $ 2,928,000 | $ 172,000 | $ 97,000 |
| Maricopa County Arizona | 14 | $ 1,640,000 | $ 117,000 | $ 64,000 |
| Lake County Illinois | 13 | $ 1,389,000 | $ 106,000 | $ 123,000 |
| Kane County Illinois | 12 | $ 2,123,000 | $ 176,000 | $ 100,000 |
| Clay County Missouri | 10 | $ 484,000 | $ 48,000 | $ 86,000 |
| Douglas County Nebraska | 10 | $ 846,000 | $ 84,000 | $ 88,000 |
| Polk County Iowa | 8 | $ 733,000 | $ 91,000 | $ 157,000 |
| Rice County Minnesota | 8 | $ 716,000 | $ 89,000 | $ 78,000 |
| St. Louis County Minnesota | 8 | $ 856,000 | $ 107,000 | $ 65,000 |
| Wright County Minnesota | 8 | $ 1,115,000 | $ 139,000 | $ 96,000 |
| Crow Wing County Minnesota | 7 | $ 699,000 | $ 99,000 | $ 55,000 |
| Dane County Wisconsin | 7 | $ 1,173,000 | $ 167,000 | $ 103,000 |
| Waukesha County Wisconsin | 7 | $ 725,000 | $ 103,000 | $ 122,000 |
| Blue Earth County Minnesota | 6 | $ 756,000 | $ 126,000 | $ 76,000 |
| Chisago County Minnesota | 6 | $ 799,000 | $ 133,000 | $ 86,000 |
| Cass County North Dakota | 6 | $ 351,000 | $ 58,000 | $ 63,000 |
| Orange County Florida | 5 | $ 801,000 | $ 160,000 | $ 77,000 |
| Porter County Indiana | 5 | $ 473,000 | $ 94,000 | $ 55,000 |
| Scott County Iowa | 5 | $ 469,000 | $ 93,000 | $ 65,000 |
| Jefferson County Missouri | 5 | $ 347,000 | $ 69,000 | $ 70,000 |
| Platte County Missouri | 5 | $ 339,000 | $ 67,000 | $ 80,000 |
| St. Croix County Wisconsin | 5 | $ 727,000 | $ 145,000 | $ 80,000 |
| Pima County Arizona | 4 | $ 275,000 | $ 68,000 | $ 115,000 |
| Kendall County Illinois | 4 | $ 581,000 | $ 145,000 | $ 87,000 |
| Madison County Illinois | 4 | $ 189,000 | $ 47,000 | $ 94,000 |
| McLean County Illinois | 4 | $ 205,000 | $ 51,000 | $ 124,000 |
| Carlton County Minnesota | 4 | $ 415,000 | $ 103,000 | $ 64,000 |
| Cass County Minnesota | 4 | $ 357,000 | $ 89,000 | $ 57,000 |
| Itasca County Minnesota | 4 | $ 429,000 | $ 107,000 | $ 93,000 |
| Sherburne County Minnesota | 4 | $ 664,000 | $ 166,000 | $ 71,000 |
| Greene County Missouri | 4 | $ 449,000 | $ 112,000 | $ 50,000 |
| St. Louis City County Missouri | 4 | $ 408,000 | $ 102,000 | $ 63,000 |
| Minnehaha County South Dakota | 4 | $ 603,000 | $ 150,000 | $ 87,000 |
| La Crosse County Wisconsin | 4 | $ 460,000 | $ 115,000 | $ 100,000 |
| Sauk County Wisconsin | 4 | $ 541,000 | $ 135,000 | $ 120,000 |
| Washington County Wisconsin | 4 | $ 416,000 | $ 104,000 | $ 106,000 |
| Brevard County Florida | 3 | $ 489,000 | $ 163,000 | $ 111,000 |
| Lee County Florida | 3 | $ 412,000 | $ 137,000 | $ 79,000 |
| Kankakee County Illinois | 3 | $ 243,000 | $ 81,000 | $ 137,000 |
| Williamson County Illinois | 3 | $ 204,000 | $ 68,000 | $ 68,000 |
| Winnebago County Illinois | 3 | $ 260,000 | $ 86,000 | $ 104,000 |
| Linn County Iowa | 3 | $ 101,000 | $ 33,000 | $ 87,000 |
| Sedgwick County Kansas | 3 | $ 257,000 | $ 85,000 | $ 110,000 |
| Freeborn County Minnesota | 3 | $ 147,000 | $ 49,000 | $ 66,000 |
| Otter Tail County Minnesota | 3 | $ 344,000 | $ 114,000 | $ 92,000 |
| Stearns County Minnesota | 3 | $ 411,000 | $ 137,000 | $ 118,000 |
| Steele County Minnesota | 3 | $ 215,000 | $ 71,000 | $ 38,000 |
| Cass County Missouri | 3 | $ 489,000 | $ 163,000 | $ 58,000 |
| Ray County Missouri | 3 | $ 413,000 | $ 137,000 | $ 57,000 |
| Kenosha County Wisconsin | 3 | $ 335,000 | $ 111,000 | $ 100,000 |
| Marathon County Wisconsin | 3 | $ 222,000 | $ 74,000 | $ 75,000 |
| Racine County Wisconsin | 3 | $ 133,000 | $ 44,000 | $ 89,000 |
| El Paso County Colorado | 2 | $ 200,000 | $ 100,000 | $ 80,000 |
| Broward County Florida | 2 | $ 282,000 | $ 141,000 | $ 57,000 |
| Champaign County Illinois | 2 | $ 214,000 | $ 107,000 | $ 94,000 |
| Douglas County Illinois | 2 | $ 333,000 | $ 166,000 | $ 63,000 |
| LaSalle County Illinois | 2 | $ 239,000 | $ 119,000 | $ 63,000 |
| Ogle County Illinois | 2 | $ 199,000 | $ 99,000 | $ 110,000 |
| Lake County Indiana | 2 | $ 348,000 | $ 174,000 | $ 74,000 |
| Dallas County Iowa | 2 | $ 280,000 | $ 140,000 | $ 49,000 |
| Howard County Iowa | 2 | $ 105,000 | $ 52,000 | $ 78,000 |
| Johnson County Iowa | 2 | $ 295,000 | $ 147,000 | $ 88,000 |
| Douglas County Kansas | 2 | $ 252,000 | $ 126,000 | $ 97,000 |
| Ford County Kansas | 2 | $ 218,000 | $ 109,000 | $ 163,000 |
| Shawnee County Kansas | 2 | $ 168,000 | $ 84,000 | $ 97,000 |
| Aitkin County Minnesota | 2 | $ 225,000 | $ 112,000 | $ 46,000 |
| Douglas County Minnesota | 2 | $ 208,000 | $ 104,000 | $ 107,000 |
| Houston County Minnesota | 2 | $ 311,000 | $ 155,000 | $ 66,000 |
| Hubbard County Minnesota | 2 | $ 312,000 | $ 156,000 | $ 109,000 |
| Le Sueur County Minnesota | 2 | $ 257,000 | $ 128,000 | $ 74,000 |
| Sibley County Minnesota | 2 | $ 269,000 | $ 134,000 | $ 65,000 |
| Waseca County Minnesota | 2 | $ 95,000 | $ 47,000 | $ 49,000 |
| Boone County Missouri | 2 | $ 117,000 | $ 58,000 | $ 106,000 |
| Jasper County Missouri | 2 | $ 200,000 | $ 100,000 | $ 182,000 |
| Lincoln County Missouri | 2 | $ 230,000 | $ 115,000 | $ 84,000 |
| Stone County Missouri | 2 | $ 231,000 | $ 115,000 | $ 69,000 |
| Warren County Missouri | 2 | $ 268,000 | $ 134,000 | $ 82,000 |
| Lancaster County Nebraska | 2 | $ 153,000 | $ 76,000 | $ 54,000 |
| Sarpy County Nebraska | 2 | $ 60,000 | $ 30,000 | $ 63,000 |
| Bayfield County Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 169,000 |
| Brown County Wisconsin | 2 | $ 159,000 | $ 79,000 | $ 61,000 |
| Dodge County Wisconsin | 2 | $ 174,000 | $ 87,000 | $ 81,000 |
| Door County Wisconsin | 2 | $ 202,000 | $ 101,000 | $ 104,000 |
| Eau Claire County Wisconsin | 2 | $ 192,000 | $ 96,000 | $ 78,000 |
| Oneida County Wisconsin | 2 | $ 197,000 | $ 98,000 | $ 77,000 |
| Cochise County Arizona | 1 | $ 315,000 | $ 315,000 | $ 130,000 |
| La Paz County Arizona | 1 | $ 31,000 | $ 31,000 | $ 96,000 |
| Mohave County Arizona | 1 | $ 153,000 | $ 153,000 | $ 49,000 |
| Pinal County Arizona | 1 | $ 34,000 | $ 34,000 | $ 27,000 |
| Yuma County Arizona | 1 | $ 139,000 | $ 139,000 | $ 74,000 |
| Alachua County Florida | 1 | $ 164,000 | $ 164,000 | $ 107,000 |
| Charlotte County Florida | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Gulf County Florida | 1 | $ 250,000 | $ 250,000 | $ 116,000 |
| Indian River County Florida | 1 | $ 30,000 | $ 30,000 | $ 105,000 |
| Lake County Florida | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Leon County Florida | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Miami-Dade County Florida | 1 | $ 126,000 | $ 126,000 | $ 63,000 |
| Pasco County Florida | 1 | $ 150,000 | $ 150,000 | $ 83,000 |
| Pinellas County Florida | 1 | $ 28,000 | $ 28,000 | $ 92,000 |
| Sarasota County Florida | 1 | $ 198,000 | $ 198,000 | $ 59,000 |
| Sumter County Florida | 1 | $ 122,000 | $ 122,000 | $ 24,000 |
| Volusia County Florida | 1 | $ 179,000 | $ 179,000 | $ 64,000 |
| Walton County Florida | 1 | $ 56,000 | $ 56,000 | $ 69,000 |
| Calhoun County Illinois | 1 | $ 216,000 | $ 216,000 | $ 293,000 |
| Christian County Illinois | 1 | $ 90,000 | $ 90,000 | $ 91,000 |
| Menard County Illinois | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Rock Island County Illinois | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Sangamon County Illinois | 1 | $ 82,000 | $ 82,000 | $ 124,000 |
| Tazewell County Illinois | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
| Hamilton County Indiana | 1 | $ 18,000 | $ 18,000 | $ 88,000 |
| Black Hawk County Iowa | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Boone County Iowa | 1 | $ 154,000 | $ 154,000 | $ 69,000 |
| Cedar County Iowa | 1 | $ 59,000 | $ 59,000 | $ 54,000 |
| Guthrie County Iowa | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| Jasper County Iowa | 1 | $ 88,000 | $ 88,000 | $ 92,000 |
| Lee County Iowa | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Mahaska County Iowa | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Marshall County Iowa | 1 | $ 57,000 | $ 57,000 | $ 112,000 |
| Warren County Iowa | 1 | $ 67,000 | $ 67,000 | $ 89,000 |
| Winneshiek County Iowa | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Finney County Kansas | 1 | $ 31,000 | $ 31,000 | $ 27,000 |
| Leavenworth County Kansas | 1 | $ 20,000 | $ 20,000 | $ 96,000 |
| Miami County Kansas | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| Becker County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Clay County Minnesota | 1 | $ 18,000 | $ 18,000 | $ 78,000 |
| Clearwater County Minnesota | 1 | $ 54,000 | $ 54,000 | $ 66,000 |
| Faribault County Minnesota | 1 | $ 38,000 | $ 38,000 | $ 34,000 |
| Isanti County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 74,000 |
| Jackson County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 77,000 |
| Martin County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 81,000 |
| McLeod County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 51,000 |
| Meeker County Minnesota | 1 | $ 31,000 | $ 31,000 | $ 59,000 |
| Mille Lacs County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 78,000 |
| Morrison County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 76,000 |
| Nobles County Minnesota | 1 | $ 13,000 | $ 13,000 | $ 71,000 |
| Pine County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Renville County Minnesota | 1 | $ 44,000 | $ 44,000 | $ 55,000 |
| Todd County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
| Watonwan County Minnesota | 1 | $ 98,000 | $ 98,000 | $ 49,000 |
| Buchanan County Missouri | 1 | $ 269,000 | $ 269,000 | $ 134,000 |
| Johnson County Missouri | 1 | $ 54,000 | $ 54,000 | $ 91,000 |
| Morgan County Missouri | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Taney County Missouri | 1 | $ 57,000 | $ 57,000 | $ 64,000 |
| Wright County Missouri | 1 | $ 71,000 | $ 71,000 | $ 54,000 |
| Washington County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Morton County North Dakota | 1 | $ 20,000 | $ 20,000 | $ 33,000 |
| Brookings County South Dakota | 1 | $ 114,000 | $ 114,000 | $ 24,000 |
| Adams County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Buffalo County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 52,000 |
| Chippewa County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 143,000 |
| Columbia County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Dunn County Wisconsin | 1 | $ 248,000 | $ 248,000 | $ 119,000 |
| Iowa County Wisconsin | 1 | $ 174,000 | $ 174,000 | $ 110,000 |
| Jackson County Wisconsin | 1 | $ 16,000 | $ 16,000 | $ 28,000 |
| Jefferson County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 53,000 |
| Ozaukee County Wisconsin | 1 | $ 201,000 | $ 201,000 | $ 78,000 |
| Pepin County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 88,000 |
| Pierce County Wisconsin | 1 | $ 88,000 | $ 88,000 | $ 120,000 |
| Portage County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| Sawyer County Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 87,000 |
| Shawano County Wisconsin | 1 | $ 22,000 | $ 22,000 | $ 110,000 |
| Washburn County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Think Federal Credit Union in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,545 | $171,273,000 | $111,153 | $730,000 | $82,615 | $1,113,000 |
| Home Purchase | 702 | $101,668,000 | $128,833 | $652,000 | $76,250 | $705,000 |
| Home Improvement | 382 | $10,933,000 | $32,000 | $290,000 | $81,250 | $636,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,038 | $222,980,000 | $103,750 | $730,000 | $79,833 | $705,000 |
| Not Provided | 443 | $45,353,000 | $109,090 | $500,000 | $79,636 | $373,000 |
| Asian | 58 | $6,463,000 | $116,500 | $223,000 | $56,000 | $186,000 |
| Black or African American | 44 | $3,825,000 | $104,000 | $222,000 | $81,333 | $193,000 |
| Hispanic | 37 | $4,348,000 | $92,000 | $329,000 | $73,000 | $211,000 |
| American Indian or Alaskan Native | 4 | $210,000 | $46,666 | $120,000 | $443,000 | $1,113,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $329,000 | $121,000 | $155,000 | $53,500 | $95,000 |
| Not applicable | 2 | $366,000 | $183,000 | $185,000 | $85,000 | $114,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,629 | $283,874,000 | $104,692 | $730,000 | $79,461 | $1,113,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,452 | $265,823,000 | $106,583 | $730,000 | $81,916 | $1,113,000 |
| Application Denied By Financial Institution | 108 | $10,095,000 | $90,500 | $355,000 | $57,000 | $143,000 |
| Application Withdrawn By Applicant | 65 | $7,573,000 | $99,142 | $500,000 | $95,000 | $295,000 |
| Application Approved But Not Accepted | 4 | $383,000 | $95,000 | $180,000 | $67,000 | $105,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 52 | $5,467,000 | $96,600 | $355,000 | $61,200 | $143,000 |
| Debt-To-Income Ratio | 43 | $3,386,000 | $88,571 | $350,000 | $55,000 | $108,000 |
| Other | 6 | $372,000 | $69,000 | $195,000 | $51,333 | $77,000 |
| Collateral | 4 | $643,000 | $160,000 | $280,000 | $85,000 | $116,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $207,000 | $103,000 | $104,000 | $68,000 | $137,000 |
| Unverifiable Information | 1 | $20,000 | $20,000 | $20,000 | $45,000 | $45,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Think Federal Credit Union's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Think Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.