Think Mutual Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Think Mutual Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Think Mutual Bank
5200 Members Parkway Nw
Rochester, MN 55901
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,056
Total Mortgage Loan Application Amount $341,576,000
Average Mortgage Loan Application Amount $128,000
Highest Mortgage Loan Application Amount $990,000
Average Applicant Income $105,000
Highest Applicant Income $1,321,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Think Mutual Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Think Mutual Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Think Mutual Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Think Mutual Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Think Mutual Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Think Mutual Bank's mortgage activity for 2012.

Mortgage Loan Application Totals for Think Mutual Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Olmsted County Minnesota 964 $ 153,540,000 $ 159,000 $ 100,000
Hennepin County Minnesota 142 $ 25,841,000 $ 181,000 $ 122,000
Dakota County Minnesota 92 $ 15,519,000 $ 168,000 $ 117,000
Dodge County Minnesota 75 $ 11,434,000 $ 152,000 $ 95,000
Wabasha County Minnesota 64 $ 10,418,000 $ 162,000 $ 96,000
Cook County Illinois 51 $ 8,691,000 $ 170,000 $ 101,000
Goodhue County Minnesota 48 $ 7,389,000 $ 153,000 $ 94,000
Ramsey County Minnesota 37 $ 6,532,000 $ 176,000 $ 109,000
Washington County Minnesota 30 $ 5,828,000 $ 194,000 $ 124,000
Anoka County Minnesota 28 $ 4,660,000 $ 166,000 $ 96,000
Fillmore County Minnesota 28 $ 3,237,000 $ 115,000 $ 80,000
Maricopa County Arizona 23 $ 5,051,000 $ 219,000 $ 124,000
St. Louis County Missouri 23 $ 4,503,000 $ 195,000 $ 91,000
Carver County Minnesota 22 $ 4,856,000 $ 220,000 $ 140,000
Mower County Minnesota 22 $ 2,825,000 $ 128,000 $ 97,000
Winona County Minnesota 21 $ 3,263,000 $ 155,000 $ 70,000
Scott County Minnesota 19 $ 3,854,000 $ 202,000 $ 111,000
Johnson County Kansas 14 $ 2,381,000 $ 170,000 $ 112,000
DuPage County Illinois 13 $ 2,918,000 $ 224,000 $ 135,000
Jackson County Missouri 12 $ 1,984,000 $ 165,000 $ 101,000
Will County Illinois 11 $ 2,444,000 $ 222,000 $ 130,000
Wright County Minnesota 9 $ 1,650,000 $ 183,000 $ 136,000
St. Charles County Missouri 9 $ 1,430,000 $ 158,000 $ 101,000
Douglas County Minnesota 8 $ 1,493,000 $ 186,000 $ 139,000
Steele County Minnesota 7 $ 1,627,000 $ 232,000 $ 132,000
Douglas County Nebraska 7 $ 1,205,000 $ 172,000 $ 137,000
Cass County Minnesota 6 $ 1,090,000 $ 181,000 $ 111,000
Crow Wing County Minnesota 6 $ 1,514,000 $ 252,000 $ 252,000
Freeborn County Minnesota 6 $ 698,000 $ 116,000 $ 98,000
Kane County Illinois 5 $ 752,000 $ 150,000 $ 117,000
Lake County Illinois 5 $ 2,122,000 $ 424,000 $ 251,000
Sherburne County Minnesota 5 $ 774,000 $ 154,000 $ 149,000
St. Louis County Minnesota 5 $ 815,000 $ 163,000 $ 155,000
Stearns County Minnesota 5 $ 783,000 $ 156,000 $ 106,000
Greene County Missouri 5 $ 587,000 $ 117,000 $ 72,000
Platte County Missouri 5 $ 702,000 $ 140,000 $ 121,000
Milwaukee County Wisconsin 5 $ 656,000 $ 131,000 $ 71,000
St. Croix County Wisconsin 5 $ 738,000 $ 147,000 $ 92,000
Pinal County Arizona 4 $ 674,000 $ 168,000 $ 121,000
Miami-Dade County Florida 4 $ 1,079,000 $ 269,000 $ 106,000
Itasca County Minnesota 4 $ 1,087,000 $ 271,000 $ 152,000
Lee County Florida 3 $ 1,415,000 $ 471,000 $ 173,000
Manatee County Florida 3 $ 551,000 $ 183,000 $ 175,000
McHenry County Illinois 3 $ 590,000 $ 196,000 $ 130,000
Iowa County Iowa 3 $ 275,000 $ 91,000 $ 66,000
Le Sueur County Minnesota 3 $ 545,000 $ 181,000 $ 122,000
Martin County Minnesota 3 $ 261,000 $ 87,000 $ 66,000
McLeod County Minnesota 3 $ 465,000 $ 155,000 $ 117,000
Rice County Minnesota 3 $ 842,000 $ 280,000 $ 107,000
Ray County Missouri 3 $ 302,000 $ 100,000 $ 73,000
St. Louis City County Missouri 3 $ 364,000 $ 121,000 $ 70,000
Lancaster County Nebraska 3 $ 292,000 $ 97,000 $ 102,000
Sarpy County Nebraska 3 $ 624,000 $ 208,000 $ 123,000
Burnett County Wisconsin 3 $ 463,000 $ 154,000 $ 181,000
Dane County Wisconsin 3 $ 476,000 $ 158,000 $ 95,000
Eau Claire County Wisconsin 3 $ 456,000 $ 152,000 $ 113,000
La Crosse County Wisconsin 3 $ 411,000 $ 137,000 $ 79,000
Ozaukee County Wisconsin 3 $ 389,000 $ 129,000 $ 123,000
Pierce County Wisconsin 3 $ 858,000 $ 286,000 $ 167,000
Waukesha County Wisconsin 3 $ 645,000 $ 215,000 $ 110,000
Pima County Arizona 2 $ 295,000 $ 147,000 $ 127,000
Brevard County Florida 2 $ 570,000 $ 285,000 $ 171,000
Indian River County Florida 2 $ 308,000 $ 154,000 $ 121,000
Douglas County Illinois 2 $ 391,000 $ 195,000 $ 97,000
LaSalle County Illinois 2 $ 228,000 $ 114,000 $ 50,000
Dallas County Iowa 2 $ 643,000 $ 321,000 $ 164,000
Plymouth County Iowa 2 $ 324,000 $ 162,000 $ 82,000
Polk County Iowa 2 $ 160,000 $ 80,000 $ 78,000
Anderson County Kansas 2 $ 175,000 $ 87,000 $ 138,000
Shawnee County Kansas 2 $ 397,000 $ 198,000 $ 127,000
Aitkin County Minnesota 2 $ 154,000 $ 77,000 $ 150,000
Becker County Minnesota 2 $ 364,000 $ 182,000 $ 140,000
Blue Earth County Minnesota 2 $ 572,000 $ 286,000 $ 109,000
Hubbard County Minnesota 2 $ 518,000 $ 259,000 $ 68,000
Kandiyohi County Minnesota 2 $ 310,000 $ 155,000 $ 172,000
Lake County Minnesota 2 $ 780,000 $ 390,000 $ 228,000
Lake of the Woods County Minnesota 2 $ 215,000 $ 107,000 $ 87,000
Pine County Minnesota 2 $ 376,000 $ 188,000 $ 152,000
Waseca County Minnesota 2 $ 345,000 $ 172,000 $ 118,000
Lincoln County South Dakota 2 $ 404,000 $ 202,000 $ 116,000
Pennington County South Dakota 2 $ 255,000 $ 127,000 $ 72,000
Barron County Wisconsin 2 $ 237,000 $ 118,000 $ 66,000
Buffalo County Wisconsin 2 $ 227,000 $ 113,000 $ 55,000
Calumet County Wisconsin 2 $ 305,000 $ 152,000 $ 83,000
Chippewa County Wisconsin 2 $ 247,000 $ 123,000 $ 73,000
Clark County Wisconsin 2 $ 579,000 $ 289,000 $ 230,000
Pepin County Wisconsin 2 $ 246,000 $ 123,000 $ 64,000
Polk County Wisconsin 2 $ 335,000 $ 167,000 $ 145,000
Washington County Wisconsin 2 $ 290,000 $ 145,000 $ 112,000
Mohave County Arizona 1 $ 164,000 $ 164,000 $ 68,000
Sacramento County California 1 $ 8,000 $ 8,000 $ 42,000
Collier County Florida 1 $ 259,000 $ 259,000 $ 129,000
Duval County Florida 1 $ 100,000 $ 100,000 $ 148,000
Hillsborough County Florida 1 $ 235,000 $ 235,000 $ 107,000
Leon County Florida 1 $ 65,000 $ 65,000 $ 33,000
Okaloosa County Florida 1 $ 196,000 $ 196,000 $ 208,000
Polk County Florida 1 $ 110,000 $ 110,000 $ 133,000
Santa Rosa County Florida 1 $ 125,000 $ 125,000 $ 39,000
Sumter County Florida 1 $ 388,000 $ 388,000 $ 150,000
Volusia County Florida 1 $ 115,000 $ 115,000 $ 98,000
Brown County Illinois 1 $ 55,000 $ 55,000 $ 52,000
Clinton County Illinois 1 $ 209,000 $ 209,000 $ 87,000
Kendall County Illinois 1 $ 75,000 $ 75,000 $ 57,000
Logan County Illinois 1 $ 74,000 $ 74,000 $ 25,000
Madison County Illinois 1 $ 91,000 $ 91,000 $ 86,000
McLean County Illinois 1 $ 108,000 $ 108,000 $ 90,000
Sangamon County Illinois 1 $ 75,000 $ 75,000 $ 103,000
St. Clair County Illinois 1 $ 129,000 $ 129,000 $ 71,000
Whiteside County Illinois 1 $ 77,000 $ 77,000 $ 61,000
Winnebago County Illinois 1 $ 67,000 $ 67,000 $ 58,000
Lake County Indiana 1 $ 265,000 $ 265,000 $ 99,000
Marion County Indiana 1 $ 165,000 $ 165,000 $ 122,000
Monroe County Indiana 1 $ 7,000 $ 7,000 $ 105,000
Porter County Indiana 1 $ 173,000 $ 173,000 $ 43,000
St. Joseph County Indiana 1 $ 189,000 $ 189,000 $ 202,000
Tippecanoe County Indiana 1 $ 172,000 $ 172,000 $ 90,000
Benton County Iowa 1 $ 30,000 $ 30,000 $ 83,000
Black Hawk County Iowa 1 $ 357,000 $ 357,000 $ 212,000
Cerro Gordo County Iowa 1 $ 65,000 $ 65,000 $ 41,000
Howard County Iowa 1 $ 104,000 $ 104,000 $ 90,000
Ida County Iowa 1 $ 89,000 $ 89,000 $ 68,000
Scott County Iowa 1 $ 272,000 $ 272,000 $ 140,000
Story County Iowa 1 $ 125,000 $ 125,000 $ 144,000
Douglas County Kansas 1 $ 88,000 $ 88,000 $ 146,000
Sedgwick County Kansas 1 $ 33,000 $ 33,000 $ 49,000
Sagadahoc County Maine 1 $ 4,000 $ 4,000 $ 42,000
Beltrami County Minnesota 1 $ 132,000 $ 132,000 $ 63,000
Benton County Minnesota 1 $ 192,000 $ 192,000 $ 87,000
Carlton County Minnesota 1 $ 97,000 $ 97,000 $ 52,000
Chisago County Minnesota 1 $ 226,000 $ 226,000 $ 129,000
Clay County Minnesota 1 $ 181,000 $ 181,000 $ 81,000
Cook County Minnesota 1 $ 151,000 $ 151,000 $ 80,000
Cottonwood County Minnesota 1 $ 104,000 $ 104,000 $ 35,000
Grant County Minnesota 1 $ 226,000 $ 226,000 $ 83,000
Houston County Minnesota 1 $ 54,000 $ 54,000 $ 55,000
Isanti County Minnesota 1 $ 99,000 $ 99,000 $ 121,000
Meeker County Minnesota 1 $ 105,000 $ 105,000 $ 48,000
Mille Lacs County Minnesota 1 $ 65,000 $ 65,000 $ 55,000
Pennington County Minnesota 1 $ 156,000 $ 156,000 $ 93,000
Pipestone County Minnesota 1 $ 192,000 $ 192,000 $ 122,000
Pope County Minnesota 1 $ 163,000 $ 163,000 $ 49,000
Rock County Minnesota 1 $ 208,000 $ 208,000 $ 94,000
Barry County Missouri 1 $ 278,000 $ 278,000 $ 169,000
Benton County Missouri 1 $ 77,000 $ 77,000 $ 28,000
Boone County Missouri 1 $ 185,000 $ 185,000 $ 213,000
Camden County Missouri 1 $ 130,000 $ 130,000 $ 45,000
Cass County Missouri 1 $ 216,000 $ 216,000 $ 78,000
Clay County Missouri 1 $ 135,000 $ 135,000 $ 99,000
Cooper County Missouri 1 $ 155,000 $ 155,000 $ 50,000
Jasper County Missouri 1 $ 77,000 $ 77,000 $ 66,000
Jefferson County Missouri 1 $ 52,000 $ 52,000 $ 99,000
Johnson County Missouri 1 $ 144,000 $ 144,000 $ 141,000
Lincoln County Missouri 1 $ 106,000 $ 106,000 $ 121,000
Stone County Missouri 1 $ 372,000 $ 372,000 $ 264,000
Dodge County Nebraska 1 $ 130,000 $ 130,000 $ 207,000
Wayne County Nebraska 1 $ 252,000 $ 252,000 $ 92,000
Brookings County South Dakota 1 $ 163,000 $ 163,000 $ 53,000
Hughes County South Dakota 1 $ 145,000 $ 145,000 $ 56,000
Lawrence County South Dakota 1 $ 136,000 $ 136,000 $ 51,000
Salt Lake County Utah 1 $ 15,000 $ 15,000 $ 65,000
Ashland County Wisconsin 1 $ 180,000 $ 180,000 $ 90,000
Bayfield County Wisconsin 1 $ 210,000 $ 210,000 $ 131,000
Brown County Wisconsin 1 $ 90,000 $ 90,000 $ 139,000
Grant County Wisconsin 1 $ 69,000 $ 69,000 $ 72,000
Kenosha County Wisconsin 1 $ 95,000 $ 95,000 $ 43,000
Outagamie County Wisconsin 1 $ 229,000 $ 229,000 $ 128,000
Portage County Wisconsin 1 $ 125,000 $ 125,000 $ 111,000
Price County Wisconsin 1 $ 174,000 $ 174,000 $ 200,000
Racine County Wisconsin 1 $ 23,000 $ 23,000 $ 32,000
Rusk County Wisconsin 1 $ 150,000 $ 150,000 $ 48,000
Sauk County Wisconsin 1 $ 264,000 $ 264,000 $ 323,000
Sawyer County Wisconsin 1 $ 210,000 $ 210,000 $ 235,000
Walworth County Wisconsin 1 $ 342,000 $ 342,000 $ 81,000
Washburn County Wisconsin 1 $ 308,000 $ 308,000 $ 215,000

Mortgage Loan Application Detail Totals for Think Mutual Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,556 $262,269,000 $168,000 $903,000 $107,000 $1,321,000
Home Purchase 423 $76,467,000 $180,000 $990,000 $101,000 $779,000
Home Improvement 77 $2,840,000 $36,000 $381,000 $107,000 $344,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,731 $290,672,000 $167,000 $990,000 $105,000 $1,321,000
Not Provided 224 $35,568,000 $158,000 $540,000 $111,000 $779,000
Asian 47 $7,766,000 $165,000 $385,000 $94,000 $285,000
Hispanic 32 $4,658,000 $145,000 $307,000 $112,000 $237,000
Black or African American 17 $2,236,000 $131,000 $415,000 $79,000 $255,000
Native Hawaiian or Other Pacific Islander 4 $551,000 $137,000 $400,000 $133,000 $245,000
Not applicable 1 $125,000 $125,000 $125,000 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,054 $341,261,000 $166,000 $990,000 $106,000 $1,321,000
FHA-insured (Federal Housing Administration) 2 $315,000 $157,000 $173,000 $60,000 $74,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,381 $228,444,000 $165,000 $705,000 $108,000 $595,000
Application Approved But Not Accepted 388 $68,356,000 $176,000 $903,000 $110,000 $1,321,000
Application Denied By Financial Institution 175 $24,261,000 $138,000 $990,000 $74,000 $779,000
Application Withdrawn By Applicant 110 $20,307,000 $184,000 $648,000 $111,000 $365,000
File Closed For Incompleteness 2 $208,000 $104,000 $108,000 $84,000 $108,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 68 $11,038,000 $162,000 $990,000 $67,000 $452,000
Credit History 52 $7,149,000 $137,000 $355,000 $89,000 $779,000
Collateral 43 $5,236,000 $121,000 $460,000 $74,000 $204,000
Insufficient Cash (Downpayment, Closing Cost) 7 $343,000 $49,000 $158,000 $62,000 $113,000
Other 3 $399,000 $133,000 $195,000 $70,000 $96,000
Employment History 2 $96,000 $48,000 $70,000 $9,000 $19,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Think Mutual Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Think Mutual Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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