Tib, National Association Mortgage Lending & HMDA Data, 2021

In 2021, Tib, National Association of Farmers Branch, TX reported 1,155 mortgage applications totaling $269.2 million, down 36% from 2020. The average application was for $233,095, and applicants reported an average income of $123,054. 67% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Lafayette, LA (74), Tyler, TX (65) and Austin-Round Rock, TX (56) (applications in parentheses).

Mortgage Company & Address Tib, National Association
11701 Luna Road
Farmers Branch, TX 75234
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 1,155
Total Mortgage Loan Application Amount $269,225,000
Average Mortgage Loan Application Amount $233,095
Highest Mortgage Loan Application Amount $1,605,000
Average Applicant Income $123,054
Highest Applicant Income $1,101,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tib, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tib, National Association by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Smith, Texas 65 $ 15,465,000 $ 237,923 $ 134,000
Bastrop, Texas 45 $ 10,915,000 $ 242,555 $ 130,000
Walker, Texas 44 $ 8,840,000 $ 200,909 $ 100,000
Lafayette, Louisiana 31 $ 7,205,000 $ 232,419 $ 131,000
St. James, Louisiana 30 $ 7,410,000 $ 247,000 $ 87,000
Luna, New Mexico 24 $ 3,320,000 $ 138,333 $ 79,000
Grant, Louisiana 20 $ 3,550,000 $ 177,500 $ 103,000
Camden, Missouri 20 $ 3,140,000 $ 157,000 $ 72,000
Tom Green, Texas 19 $ 4,985,000 $ 262,368 $ 121,000
Rapides, Louisiana 18 $ 3,690,000 $ 205,000 $ 113,000
Vermilion, Louisiana 18 $ 3,140,000 $ 174,444 $ 89,000
Brazos, Texas 18 $ 4,690,000 $ 260,555 $ 378,000
Henderson, Texas 18 $ 3,730,000 $ 207,222 $ 94,000
Skagit, Washington 18 $ 6,440,000 $ 357,777 $ 126,000
Snohomish, Washington 18 $ 6,940,000 $ 385,555 $ 175,000
Lafourche, Louisiana 15 $ 4,115,000 $ 274,333 $ 80,000
Burnet, Texas 15 $ 3,985,000 $ 265,666 $ 109,000
Cooke, Texas 15 $ 3,495,000 $ 233,000 $ 133,000
Gregg, Texas 15 $ 3,855,000 $ 257,000 $ 99,000
St. Charles, Louisiana 13 $ 3,235,000 $ 248,846 $ 107,000
Laclede, Missouri 13 $ 1,965,000 $ 151,153 $ 85,000
Van Zandt, Texas 13 $ 2,905,000 $ 223,461 $ 117,000
Iberia, Louisiana 12 $ 2,980,000 $ 248,333 $ 158,000
Lawrence, Missouri 12 $ 1,760,000 $ 146,666 $ 74,000
Deaf Smith, Texas 12 $ 2,240,000 $ 186,666 $ 96,000
Rusk, Texas 12 $ 2,410,000 $ 200,833 $ 85,000
Grant, New Mexico 11 $ 2,745,000 $ 249,545 $ 121,000
Ochiltree, Texas 11 $ 1,395,000 $ 126,818 $ 56,000
Missoula, Montana 10 $ 3,250,000 $ 325,000 $ 79,000
Okmulgee, Oklahoma 10 $ 1,730,000 $ 173,000 $ 87,000
Hartley, Texas 10 $ 1,930,000 $ 193,000 $ 184,000
St. Martin, Louisiana 9 $ 1,845,000 $ 205,000 $ 108,000
Grady, Oklahoma 9 $ 1,645,000 $ 182,777 $ 83,000
Angelina, Texas 9 $ 1,975,000 $ 219,444 $ 76,000
Cullman, Alabama 8 $ 1,370,000 $ 171,250 $ 86,000
Silver Bow, Montana 8 $ 1,520,000 $ 190,000 $ 85,000
Canadian, Oklahoma 8 $ 1,860,000 $ 232,500 $ 121,000
Cherokee, Texas 8 $ 2,240,000 $ 280,000 $ 112,000
Comal, Texas 8 $ 2,530,000 $ 316,250 $ 129,000
Hansford, Texas 8 $ 1,190,000 $ 148,750 $ 80,000
Hunt, Texas 8 $ 1,690,000 $ 211,250 $ 116,000
Randall, Texas 8 $ 1,810,000 $ 226,250 $ 115,000
Uvalde, Texas 8 $ 2,570,000 $ 321,250 $ 143,000
Ascension, Louisiana 7 $ 1,755,000 $ 250,714 $ 151,000
Greene, Missouri 7 $ 1,665,000 $ 237,857 $ 102,000
Texas, Oklahoma 7 $ 1,255,000 $ 179,285 $ 0
Collin, Texas 7 $ 2,025,000 $ 289,285 $ 105,000
Fayette, Texas 7 $ 2,095,000 $ 299,285 $ 141,000
Limestone, Texas 7 $ 1,175,000 $ 167,857 $ 117,000
Nacogdoches, Texas 7 $ 1,155,000 $ 165,000 $ 100,000
Parmer, Texas 7 $ 835,000 $ 119,285 $ 96,000
Taylor, Texas 7 $ 2,345,000 $ 335,000 $ 174,000
Young, Texas 7 $ 1,485,000 $ 212,142 $ 105,000
King, Washington 7 $ 2,855,000 $ 407,857 $ 321,000
Washington, Arkansas 6 $ 890,000 $ 148,333 $ 46,000
Flathead, Montana 6 $ 2,010,000 $ 335,000 $ 124,000
McClain, Oklahoma 6 $ 1,100,000 $ 183,333 $ 95,000
Denton, Texas 6 $ 1,550,000 $ 258,333 $ 204,000
Harris, Texas 6 $ 3,060,000 $ 510,000 $ 155,000
Harrison, Texas 6 $ 1,640,000 $ 273,333 $ 88,000
Hopkins, Texas 6 $ 880,000 $ 146,666 $ 103,000
Moore, Texas 6 $ 930,000 $ 155,000 $ 117,000
Travis, Texas 6 $ 1,870,000 $ 311,666 $ 101,000
Wood, Texas 6 $ 1,530,000 $ 255,000 $ 135,000
Lincoln, Montana 5 $ 1,015,000 $ 203,000 $ 100,000
Dona Ana, New Mexico 5 $ 665,000 $ 133,000 $ 90,000
San Juan, New Mexico 5 $ 1,055,000 $ 211,000 $ 0
Cleveland, Oklahoma 5 $ 1,355,000 $ 271,000 $ 180,000
Madison, Texas 5 $ 1,025,000 $ 205,000 $ 70,000
McLennan, Texas 5 $ 1,725,000 $ 345,000 $ 144,000
Jefferson, Illinois 4 $ 640,000 $ 160,000 $ 138,000
Acadia, Louisiana 4 $ 820,000 $ 205,000 $ 156,000
Ouachita, Louisiana 4 $ 670,000 $ 167,500 $ 91,000
Terrebonne, Louisiana 4 $ 750,000 $ 187,500 $ 86,000
Lowndes, Mississippi 4 $ 1,320,000 $ 330,000 $ 202,000
Taos, New Mexico 4 $ 1,070,000 $ 267,500 $ 134,000
Comanche, Oklahoma 4 $ 790,000 $ 197,500 $ 117,000
Dallas, Texas 4 $ 1,420,000 $ 355,000 $ 210,000
Polk, Texas 4 $ 750,000 $ 187,500 $ 82,000
Rains, Texas 4 $ 830,000 $ 207,500 $ 97,000
Robertson, Texas 4 $ 1,050,000 $ 262,500 $ 112,000
Baxter, Arkansas 3 $ 815,000 $ 271,666 $ 83,000
Drew, Arkansas 3 $ 465,000 $ 155,000 $ 107,000
St. John the Baptist, Louisiana 3 $ 465,000 $ 155,000 $ 0
St. Tammany, Louisiana 3 $ 705,000 $ 235,000 $ 107,000
Jasper, Missouri 3 $ 405,000 $ 135,000 $ 97,000
Texas, Missouri 3 $ 545,000 $ 181,666 $ 68,000
Lewis and Clark, Montana 3 $ 925,000 $ 308,333 $ 148,000
Ravalli, Montana 3 $ 1,055,000 $ 351,666 $ 85,000
Lea, New Mexico 3 $ 725,000 $ 241,666 $ 0
Dallam, Texas 3 $ 415,000 $ 138,333 $ 69,000
Kaufman, Texas 3 $ 865,000 $ 288,333 $ 113,000
Lubbock, Texas 3 $ 815,000 $ 271,666 $ 110,000
Medina, Texas 3 $ 985,000 $ 328,333 $ 292,000
Montgomery, Texas 3 $ 1,215,000 $ 405,000 $ 274,000
Navarro, Texas 3 $ 945,000 $ 315,000 $ 262,000
Tarrant, Texas 3 $ 635,000 $ 211,666 $ 60,000
Williamson, Texas 3 $ 765,000 $ 255,000 $ 76,000
Jefferson, Alabama 2 $ 640,000 $ 320,000 $ 191,000
Lamar, Alabama 2 $ 230,000 $ 115,000 $ 168,000
Lawrence, Alabama 2 $ 380,000 $ 190,000 $ 56,000
Walker, Alabama 2 $ 630,000 $ 315,000 $ 234,000
Benton, Arkansas 2 $ 770,000 $ 385,000 $ 248,000
Craighead, Arkansas 2 $ 540,000 $ 270,000 $ 146,000
Prairie, Arkansas 2 $ 340,000 $ 170,000 $ 138,000
Boone, Indiana 2 $ 320,000 $ 160,000 $ 68,000
Caldwell, Louisiana 2 $ 360,000 $ 180,000 $ 129,000
Jefferson, Louisiana 2 $ 560,000 $ 280,000 $ 93,000
Orleans, Louisiana 2 $ 680,000 $ 340,000 $ 115,000
Sabine, Louisiana 2 $ 600,000 $ 300,000 $ 200,000
St. Landry, Louisiana 2 $ 520,000 $ 260,000 $ 96,000
Montcalm, Michigan 2 $ 520,000 $ 260,000 $ 192,000
Gallatin, Montana 2 $ 800,000 $ 400,000 $ 84,000
Colfax, New Mexico 2 $ 740,000 $ 370,000 $ 158,000
Otero, New Mexico 2 $ 300,000 $ 150,000 $ 105,000
Delaware, Oklahoma 2 $ 960,000 $ 480,000 $ 598,000
Dewey, Oklahoma 2 $ 450,000 $ 225,000 $ 144,000
Oklahoma, Oklahoma 2 $ 490,000 $ 245,000 $ 92,000
Tulsa, Oklahoma 2 $ 680,000 $ 340,000 $ 174,000
Bell, Texas 2 $ 420,000 $ 210,000 $ 86,000
Bexar, Texas 2 $ 550,000 $ 275,000 $ 72,000
Burleson, Texas 2 $ 640,000 $ 320,000 $ 86,000
Caldwell, Texas 2 $ 670,000 $ 335,000 $ 396,000
Dimmit, Texas 2 $ 490,000 $ 245,000 $ 103,000
Fannin, Texas 2 $ 290,000 $ 145,000 $ 68,000
Guadalupe, Texas 2 $ 410,000 $ 205,000 $ 439,000
Haskell, Texas 2 $ 340,000 $ 170,000 $ 58,000
Houston, Texas 2 $ 720,000 $ 360,000 $ 177,000
Howard, Texas 2 $ 330,000 $ 165,000 $ 220,000
Hutchinson, Texas 2 $ 310,000 $ 155,000 $ 121,000
Leon, Texas 2 $ 520,000 $ 260,000 $ 238,000
Nolan, Texas 2 $ 570,000 $ 285,000 $ 95,000
Potter, Texas 2 $ 640,000 $ 320,000 $ 84,000
Real, Texas 2 $ 470,000 $ 235,000 $ 144,000
Runnels, Texas 2 $ 210,000 $ 105,000 $ 88,000
San Patricio, Texas 2 $ 780,000 $ 390,000 $ 200,000
Trinity, Texas 2 $ 480,000 $ 240,000 $ 76,000
Wise, Texas 2 $ 530,000 $ 265,000 $ 101,000
Chelan, Washington 2 $ 950,000 $ 475,000 $ 203,000
San Juan, Washington 2 $ 870,000 $ 435,000 $ 363,000
Whatcom, Washington 2 $ 820,000 $ 410,000 $ 280,000
Yakima, Washington 2 $ 420,000 $ 210,000 $ 186,000
Blount, Alabama 1 $ 45,000 $ 45,000 $ 85,000
Calhoun, Alabama 1 $ 175,000 $ 175,000 $ 0
Fayette, Alabama 1 $ 75,000 $ 75,000 $ 50,000
Lauderdale, Alabama 1 $ 225,000 $ 225,000 $ 80,000
Morgan, Alabama 1 $ 75,000 $ 75,000 $ 40,000
Graham, Arizona 1 $ 405,000 $ 405,000 $ 0
Arkansas, Arkansas 1 $ 205,000 $ 205,000 $ 350,000
Bradley, Arkansas 1 $ 185,000 $ 185,000 $ 78,000
Greene, Arkansas 1 $ 95,000 $ 95,000 $ 26,000
Lonoke, Arkansas 1 $ 285,000 $ 285,000 $ 151,000
Pope, Arkansas 1 $ 145,000 $ 145,000 $ 37,000
Pulaski, Arkansas 1 $ 165,000 $ 165,000 $ 0
White, Arkansas 1 $ 135,000 $ 135,000 $ 197,000
Gilmer, Georgia 1 $ 415,000 $ 415,000 $ 176,000
Fulton, Illinois 1 $ 95,000 $ 95,000 $ 86,000
Knox, Illinois 1 $ 315,000 $ 315,000 $ 87,000
Madison, Illinois 1 $ 85,000 $ 85,000 $ 92,000
St. Clair, Illinois 1 $ 65,000 $ 65,000 $ 40,000
Clinton, Indiana 1 $ 185,000 $ 185,000 $ 38,000
Hendricks, Indiana 1 $ 125,000 $ 125,000 $ 48,000
Assumption, Louisiana 1 $ 115,000 $ 115,000 $ 125,000
Avoyelles, Louisiana 1 $ 235,000 $ 235,000 $ 110,000
Cameron, Louisiana 1 $ 385,000 $ 385,000 $ 424,000
Evangeline, Louisiana 1 $ 155,000 $ 155,000 $ 0
La Salle, Louisiana 1 $ 175,000 $ 175,000 $ 160,000
Morehouse, Louisiana 1 $ 115,000 $ 115,000 $ 176,000
Natchitoches, Louisiana 1 $ 255,000 $ 255,000 $ 200,000
Pointe Coupee, Louisiana 1 $ 255,000 $ 255,000 $ 208,000
Richland, Louisiana 1 $ 125,000 $ 125,000 $ 75,000
St. Bernard, Louisiana 1 $ 195,000 $ 195,000 $ 0
St. Helena, Louisiana 1 $ 255,000 $ 255,000 $ 0
Clay, Mississippi 1 $ 385,000 $ 385,000 $ 169,000
Monroe, Mississippi 1 $ 105,000 $ 105,000 $ 113,000
Barry, Missouri 1 $ 185,000 $ 185,000 $ 93,000
Boone, Missouri 1 $ 325,000 $ 325,000 $ 81,000
Christian, Missouri 1 $ 145,000 $ 145,000 $ 76,000
Cole, Missouri 1 $ 245,000 $ 245,000 $ 0
Dent, Missouri 1 $ 65,000 $ 65,000 $ 35,000
Jefferson, Missouri 1 $ 145,000 $ 145,000 $ 38,000
Lincoln, Missouri 1 $ 345,000 $ 345,000 $ 0
McDonald, Missouri 1 $ 75,000 $ 75,000 $ 30,000
Newton, Missouri 1 $ 145,000 $ 145,000 $ 113,000
Phelps, Missouri 1 $ 65,000 $ 65,000 $ 50,000
Randolph, Missouri 1 $ 185,000 $ 185,000 $ 138,000
Stone, Missouri 1 $ 155,000 $ 155,000 $ 62,000
Webster, Missouri 1 $ 295,000 $ 295,000 $ 55,000
Deer Lodge, Montana 1 $ 205,000 $ 205,000 $ 113,000
Granite, Montana 1 $ 105,000 $ 105,000 $ 43,000
Madison, Montana 1 $ 155,000 $ 155,000 $ 42,000
Mineral, Montana 1 $ 515,000 $ 515,000 $ 113,000
Rio Arriba, New Mexico 1 $ 85,000 $ 85,000 $ 89,000
Valencia, New Mexico 1 $ 95,000 $ 95,000 $ 49,000
Beaver, Oklahoma 1 $ 245,000 $ 245,000 $ 129,000
Blaine, Oklahoma 1 $ 165,000 $ 165,000 $ 0
Bryan, Oklahoma 1 $ 375,000 $ 375,000 $ 206,000
Osage, Oklahoma 1 $ 545,000 $ 545,000 $ 172,000
Ottawa, Oklahoma 1 $ 215,000 $ 215,000 $ 99,000
Pawnee, Oklahoma 1 $ 375,000 $ 375,000 $ 258,000
Stephens, Oklahoma 1 $ 175,000 $ 175,000 $ 103,000
Woodward, Oklahoma 1 $ 245,000 $ 245,000 $ 144,000
Anderson, Texas 1 $ 305,000 $ 305,000 $ 122,000
Archer, Texas 1 $ 305,000 $ 305,000 $ 190,000
Brewster, Texas 1 $ 255,000 $ 255,000 $ 77,000
Brown, Texas 1 $ 245,000 $ 245,000 $ 113,000
Cass, Texas 1 $ 205,000 $ 205,000 $ 214,000
Castro, Texas 1 $ 375,000 $ 375,000 $ 104,000
Colorado, Texas 1 $ 195,000 $ 195,000 $ 0
Crockett, Texas 1 $ 255,000 $ 255,000 $ 76,000
Ector, Texas 1 $ 145,000 $ 145,000 $ 135,000
Falls, Texas 1 $ 175,000 $ 175,000 $ 110,000
Fisher, Texas 1 $ 185,000 $ 185,000 $ 340,000
Freestone, Texas 1 $ 125,000 $ 125,000 $ 191,000
Glasscock, Texas 1 $ 165,000 $ 165,000 $ 62,000
Grayson, Texas 1 $ 525,000 $ 525,000 $ 182,000
Grimes, Texas 1 $ 455,000 $ 455,000 $ 102,000
Hardin, Texas 1 $ 235,000 $ 235,000 $ 98,000
Hill, Texas 1 $ 305,000 $ 305,000 $ 143,000
Jeff Davis, Texas 1 $ 115,000 $ 115,000 $ 68,000
Lipscomb, Texas 1 $ 125,000 $ 125,000 $ 91,000
Llano, Texas 1 $ 245,000 $ 245,000 $ 133,000
Maverick, Texas 1 $ 245,000 $ 245,000 $ 78,000
Midland, Texas 1 $ 205,000 $ 205,000 $ 196,000
Milam, Texas 1 $ 275,000 $ 275,000 $ 86,000
Montague, Texas 1 $ 265,000 $ 265,000 $ 0
Morris, Texas 1 $ 225,000 $ 225,000 $ 97,000
Nueces, Texas 1 $ 185,000 $ 185,000 $ 218,000
Palo Pinto, Texas 1 $ 275,000 $ 275,000 $ 0
Panola, Texas 1 $ 395,000 $ 395,000 $ 88,000
Parker, Texas 1 $ 365,000 $ 365,000 $ 173,000
Rockwall, Texas 1 $ 105,000 $ 105,000 $ 46,000
San Augustine, Texas 1 $ 135,000 $ 135,000 $ 42,000
San Jacinto, Texas 1 $ 105,000 $ 105,000 $ 0
Shelby, Texas 1 $ 145,000 $ 145,000 $ 62,000
Sherman, Texas 1 $ 155,000 $ 155,000 $ 150,000
Swisher, Texas 1 $ 65,000 $ 65,000 $ 26,000
Throckmorton, Texas 1 $ 175,000 $ 175,000 $ 332,000
Upshur, Texas 1 $ 155,000 $ 155,000 $ 169,000
Washington, Texas 1 $ 275,000 $ 275,000 $ 53,000
Clark, Washington 1 $ 345,000 $ 345,000 $ 153,000
Island, Washington 1 $ 285,000 $ 285,000 $ 56,000
Wahkiakum, Washington 1 $ 335,000 $ 335,000 $ 173,000

Mortgage Loan Application Detail Totals for Tib, National Association in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 455 $107,465,000 $236,000 $545,000 $112,000 $646,000
Refinancing 404 $91,940,000 $227,000 $1,605,000 $135,000 $1,101,000
Cash-out Refinancing 265 $63,895,000 $241,000 $595,000 $125,000 $557,000
Other Purpose 31 $5,925,000 $191,000 $545,000 $113,000 $307,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 953 $224,015,000 $235,000 $595,000 $121,000 $1,101,000
Hispanic 98 $19,190,000 $195,000 $545,000 $125,000 $646,000
Not Provided 53 $14,025,000 $264,000 $545,000 $165,000 $779,000
Black or African American 17 $3,465,000 $203,000 $545,000 $92,000 $172,000
Asian 15 $3,105,000 $207,000 $545,000 $88,000 $198,000
American Indian or Alaskan Native 14 $2,980,000 $212,000 $545,000 $92,000 $239,000
Not applicable 3 $2,055,000 $685,000 $1,605,000 $0 $0
Native Hawaiian or Other Pacific Islander 1 $205,000 $205,000 $205,000 $62,000 $62,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,144 $267,150,000 $233,000 $1,605,000 $123,000 $1,101,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,350,000 $168,000 $255,000 $0 $0
FHA-insured (Federal Housing Administration) 2 $260,000 $130,000 $145,000 $0 $0
VA-guaranteed (Veterans Administration) 1 $465,000 $465,000 $465,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 772 $180,620,000 $233,000 $1,605,000 $123,000 $1,101,000
Loan Purchased By The Institution 233 $52,805,000 $226,000 $545,000 $0 $0
Application Denied By Financial Institution 138 $33,860,000 $245,000 $545,000 $124,000 $580,000
Application Approved But Not Accepted 7 $1,315,000 $187,000 $325,000 $95,000 $169,000
Application Withdrawn By Applicant 5 $625,000 $125,000 $195,000 $59,000 $70,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,017 $235,365,000 $231,000 $1,605,000 $123,000 $1,101,000
Credit Application Incomplete 77 $19,035,000 $247,000 $545,000 $163,000 $580,000
Debt-To-Income Ratio 40 $10,230,000 $255,000 $545,000 $55,000 $198,000
Collateral 15 $3,545,000 $236,000 $525,000 $116,000 $240,000
Credit History 4 $650,000 $162,000 $305,000 $78,000 $133,000
Other 2 $400,000 $200,000 $295,000 $201,000 $307,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tib, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tib, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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