Tib National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Tib National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tib National Association 11701 Luna Road Farmers Branch, TX 75234 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,155 |
| Total Mortgage Loan Application Amount | $269,225,000 |
| Average Mortgage Loan Application Amount | $223,750 |
| Highest Mortgage Loan Application Amount | $1,605,000 |
| Average Applicant Income | $121,250 |
| Highest Applicant Income | $1,101,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Tib National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tib National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Tib National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tib National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Tib National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tib National Association's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Smith County Texas | 65 | $ 15,465,000 | $ 237,000 | $ 134,000 |
| Bastrop County Texas | 45 | $ 10,915,000 | $ 242,000 | $ 130,000 |
| Walker County Texas | 44 | $ 8,840,000 | $ 200,000 | $ 100,000 |
| Lafayette County Louisiana | 31 | $ 7,205,000 | $ 232,000 | $ 131,000 |
| St. James County Louisiana | 30 | $ 7,410,000 | $ 247,000 | $ 87,000 |
| Luna County New Mexico | 24 | $ 3,320,000 | $ 138,000 | $ 79,000 |
| Grant County Louisiana | 20 | $ 3,550,000 | $ 177,000 | $ 103,000 |
| Camden County Missouri | 20 | $ 3,140,000 | $ 157,000 | $ 72,000 |
| Tom Green County Texas | 19 | $ 4,985,000 | $ 262,000 | $ 121,000 |
| Rapides County Louisiana | 18 | $ 3,690,000 | $ 205,000 | $ 113,000 |
| Vermilion County Louisiana | 18 | $ 3,140,000 | $ 174,000 | $ 89,000 |
| Brazos County Texas | 18 | $ 4,690,000 | $ 260,000 | $ 378,000 |
| Henderson County Texas | 18 | $ 3,730,000 | $ 207,000 | $ 94,000 |
| Skagit County Washington | 18 | $ 6,440,000 | $ 357,000 | $ 126,000 |
| Snohomish County Washington | 18 | $ 6,940,000 | $ 385,000 | $ 175,000 |
| Lafourche County Louisiana | 15 | $ 4,115,000 | $ 274,000 | $ 80,000 |
| Burnet County Texas | 15 | $ 3,985,000 | $ 265,000 | $ 109,000 |
| Cooke County Texas | 15 | $ 3,495,000 | $ 233,000 | $ 133,000 |
| Gregg County Texas | 15 | $ 3,855,000 | $ 257,000 | $ 99,000 |
| St. Charles County Louisiana | 13 | $ 3,235,000 | $ 248,000 | $ 107,000 |
| Laclede County Missouri | 13 | $ 1,965,000 | $ 151,000 | $ 85,000 |
| Van Zandt County Texas | 13 | $ 2,905,000 | $ 223,000 | $ 117,000 |
| Iberia County Louisiana | 12 | $ 2,980,000 | $ 248,000 | $ 158,000 |
| Lawrence County Missouri | 12 | $ 1,760,000 | $ 146,000 | $ 74,000 |
| Deaf Smith County Texas | 12 | $ 2,240,000 | $ 186,000 | $ 96,000 |
| Rusk County Texas | 12 | $ 2,410,000 | $ 200,000 | $ 85,000 |
| Grant County New Mexico | 11 | $ 2,745,000 | $ 249,000 | $ 121,000 |
| Ochiltree County Texas | 11 | $ 1,395,000 | $ 126,000 | $ 56,000 |
| Missoula County Montana | 10 | $ 3,250,000 | $ 325,000 | $ 79,000 |
| Okmulgee County Oklahoma | 10 | $ 1,730,000 | $ 173,000 | $ 87,000 |
| Hartley County Texas | 10 | $ 1,930,000 | $ 193,000 | $ 184,000 |
| St. Martin County Louisiana | 9 | $ 1,845,000 | $ 205,000 | $ 108,000 |
| Grady County Oklahoma | 9 | $ 1,645,000 | $ 182,000 | $ 83,000 |
| Angelina County Texas | 9 | $ 1,975,000 | $ 219,000 | $ 76,000 |
| Cullman County Alabama | 8 | $ 1,370,000 | $ 171,000 | $ 86,000 |
| Silver Bow County Montana | 8 | $ 1,520,000 | $ 190,000 | $ 85,000 |
| Canadian County Oklahoma | 8 | $ 1,860,000 | $ 232,000 | $ 121,000 |
| Cherokee County Texas | 8 | $ 2,240,000 | $ 280,000 | $ 112,000 |
| Comal County Texas | 8 | $ 2,530,000 | $ 316,000 | $ 129,000 |
| Hansford County Texas | 8 | $ 1,190,000 | $ 148,000 | $ 80,000 |
| Hunt County Texas | 8 | $ 1,690,000 | $ 211,000 | $ 116,000 |
| Randall County Texas | 8 | $ 1,810,000 | $ 226,000 | $ 115,000 |
| Uvalde County Texas | 8 | $ 2,570,000 | $ 321,000 | $ 143,000 |
| Ascension County Louisiana | 7 | $ 1,755,000 | $ 250,000 | $ 151,000 |
| Greene County Missouri | 7 | $ 1,665,000 | $ 237,000 | $ 102,000 |
| Texas County Oklahoma | 7 | $ 1,255,000 | $ 179,000 | $ 0 |
| Collin County Texas | 7 | $ 2,025,000 | $ 289,000 | $ 105,000 |
| Fayette County Texas | 7 | $ 2,095,000 | $ 299,000 | $ 141,000 |
| Limestone County Texas | 7 | $ 1,175,000 | $ 167,000 | $ 117,000 |
| Nacogdoches County Texas | 7 | $ 1,155,000 | $ 165,000 | $ 100,000 |
| Parmer County Texas | 7 | $ 835,000 | $ 119,000 | $ 96,000 |
| Taylor County Texas | 7 | $ 2,345,000 | $ 335,000 | $ 174,000 |
| Young County Texas | 7 | $ 1,485,000 | $ 212,000 | $ 105,000 |
| King County Washington | 7 | $ 2,855,000 | $ 407,000 | $ 321,000 |
| Washington County Arkansas | 6 | $ 890,000 | $ 148,000 | $ 46,000 |
| Flathead County Montana | 6 | $ 2,010,000 | $ 335,000 | $ 124,000 |
| McClain County Oklahoma | 6 | $ 1,100,000 | $ 183,000 | $ 95,000 |
| Denton County Texas | 6 | $ 1,550,000 | $ 258,000 | $ 204,000 |
| Harris County Texas | 6 | $ 3,060,000 | $ 510,000 | $ 155,000 |
| Harrison County Texas | 6 | $ 1,640,000 | $ 273,000 | $ 88,000 |
| Hopkins County Texas | 6 | $ 880,000 | $ 146,000 | $ 103,000 |
| Moore County Texas | 6 | $ 930,000 | $ 155,000 | $ 117,000 |
| Travis County Texas | 6 | $ 1,870,000 | $ 311,000 | $ 101,000 |
| Wood County Texas | 6 | $ 1,530,000 | $ 255,000 | $ 135,000 |
| Lincoln County Montana | 5 | $ 1,015,000 | $ 203,000 | $ 100,000 |
| Dona Ana County New Mexico | 5 | $ 665,000 | $ 133,000 | $ 90,000 |
| San Juan County New Mexico | 5 | $ 1,055,000 | $ 211,000 | $ 0 |
| Cleveland County Oklahoma | 5 | $ 1,355,000 | $ 271,000 | $ 180,000 |
| Madison County Texas | 5 | $ 1,025,000 | $ 205,000 | $ 70,000 |
| McLennan County Texas | 5 | $ 1,725,000 | $ 345,000 | $ 144,000 |
| Jefferson County Illinois | 4 | $ 640,000 | $ 160,000 | $ 138,000 |
| Acadia County Louisiana | 4 | $ 820,000 | $ 205,000 | $ 156,000 |
| Ouachita County Louisiana | 4 | $ 670,000 | $ 167,000 | $ 91,000 |
| Terrebonne County Louisiana | 4 | $ 750,000 | $ 187,000 | $ 86,000 |
| Lowndes County Mississippi | 4 | $ 1,320,000 | $ 330,000 | $ 202,000 |
| Taos County New Mexico | 4 | $ 1,070,000 | $ 267,000 | $ 134,000 |
| Comanche County Oklahoma | 4 | $ 790,000 | $ 197,000 | $ 117,000 |
| Dallas County Texas | 4 | $ 1,420,000 | $ 355,000 | $ 210,000 |
| Polk County Texas | 4 | $ 750,000 | $ 187,000 | $ 82,000 |
| Rains County Texas | 4 | $ 830,000 | $ 207,000 | $ 97,000 |
| Robertson County Texas | 4 | $ 1,050,000 | $ 262,000 | $ 112,000 |
| Baxter County Arkansas | 3 | $ 815,000 | $ 271,000 | $ 83,000 |
| Drew County Arkansas | 3 | $ 465,000 | $ 155,000 | $ 107,000 |
| St. John the Baptist County Louisiana | 3 | $ 465,000 | $ 155,000 | $ 0 |
| St. Tammany County Louisiana | 3 | $ 705,000 | $ 235,000 | $ 107,000 |
| Jasper County Missouri | 3 | $ 405,000 | $ 135,000 | $ 97,000 |
| Texas County Missouri | 3 | $ 545,000 | $ 181,000 | $ 68,000 |
| Lewis and Clark County Montana | 3 | $ 925,000 | $ 308,000 | $ 148,000 |
| Ravalli County Montana | 3 | $ 1,055,000 | $ 351,000 | $ 85,000 |
| Lea County New Mexico | 3 | $ 725,000 | $ 241,000 | $ 0 |
| Dallam County Texas | 3 | $ 415,000 | $ 138,000 | $ 69,000 |
| Kaufman County Texas | 3 | $ 865,000 | $ 288,000 | $ 113,000 |
| Lubbock County Texas | 3 | $ 815,000 | $ 271,000 | $ 110,000 |
| Medina County Texas | 3 | $ 985,000 | $ 328,000 | $ 292,000 |
| Montgomery County Texas | 3 | $ 1,215,000 | $ 405,000 | $ 274,000 |
| Navarro County Texas | 3 | $ 945,000 | $ 315,000 | $ 262,000 |
| Tarrant County Texas | 3 | $ 635,000 | $ 211,000 | $ 60,000 |
| Williamson County Texas | 3 | $ 765,000 | $ 255,000 | $ 76,000 |
| Jefferson County Alabama | 2 | $ 640,000 | $ 320,000 | $ 191,000 |
| Lamar County Alabama | 2 | $ 230,000 | $ 115,000 | $ 168,000 |
| Lawrence County Alabama | 2 | $ 380,000 | $ 190,000 | $ 56,000 |
| Walker County Alabama | 2 | $ 630,000 | $ 315,000 | $ 234,000 |
| Benton County Arkansas | 2 | $ 770,000 | $ 385,000 | $ 248,000 |
| Craighead County Arkansas | 2 | $ 540,000 | $ 270,000 | $ 146,000 |
| Prairie County Arkansas | 2 | $ 340,000 | $ 170,000 | $ 138,000 |
| Boone County Indiana | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Caldwell County Louisiana | 2 | $ 360,000 | $ 180,000 | $ 129,000 |
| Jefferson County Louisiana | 2 | $ 560,000 | $ 280,000 | $ 93,000 |
| Orleans County Louisiana | 2 | $ 680,000 | $ 340,000 | $ 115,000 |
| Sabine County Louisiana | 2 | $ 600,000 | $ 300,000 | $ 200,000 |
| St. Landry County Louisiana | 2 | $ 520,000 | $ 260,000 | $ 96,000 |
| Montcalm County Michigan | 2 | $ 520,000 | $ 260,000 | $ 192,000 |
| Gallatin County Montana | 2 | $ 800,000 | $ 400,000 | $ 84,000 |
| Colfax County New Mexico | 2 | $ 740,000 | $ 370,000 | $ 158,000 |
| Otero County New Mexico | 2 | $ 300,000 | $ 150,000 | $ 105,000 |
| Delaware County Oklahoma | 2 | $ 960,000 | $ 480,000 | $ 598,000 |
| Dewey County Oklahoma | 2 | $ 450,000 | $ 225,000 | $ 144,000 |
| Oklahoma County Oklahoma | 2 | $ 490,000 | $ 245,000 | $ 92,000 |
| Tulsa County Oklahoma | 2 | $ 680,000 | $ 340,000 | $ 174,000 |
| Bell County Texas | 2 | $ 420,000 | $ 210,000 | $ 86,000 |
| Bexar County Texas | 2 | $ 550,000 | $ 275,000 | $ 72,000 |
| Burleson County Texas | 2 | $ 640,000 | $ 320,000 | $ 86,000 |
| Caldwell County Texas | 2 | $ 670,000 | $ 335,000 | $ 396,000 |
| Dimmit County Texas | 2 | $ 490,000 | $ 245,000 | $ 103,000 |
| Fannin County Texas | 2 | $ 290,000 | $ 145,000 | $ 68,000 |
| Guadalupe County Texas | 2 | $ 410,000 | $ 205,000 | $ 439,000 |
| Haskell County Texas | 2 | $ 340,000 | $ 170,000 | $ 58,000 |
| Houston County Texas | 2 | $ 720,000 | $ 360,000 | $ 177,000 |
| Howard County Texas | 2 | $ 330,000 | $ 165,000 | $ 220,000 |
| Hutchinson County Texas | 2 | $ 310,000 | $ 155,000 | $ 121,000 |
| Leon County Texas | 2 | $ 520,000 | $ 260,000 | $ 238,000 |
| Nolan County Texas | 2 | $ 570,000 | $ 285,000 | $ 95,000 |
| Potter County Texas | 2 | $ 640,000 | $ 320,000 | $ 84,000 |
| Real County Texas | 2 | $ 470,000 | $ 235,000 | $ 144,000 |
| Runnels County Texas | 2 | $ 210,000 | $ 105,000 | $ 88,000 |
| San Patricio County Texas | 2 | $ 780,000 | $ 390,000 | $ 200,000 |
| Trinity County Texas | 2 | $ 480,000 | $ 240,000 | $ 76,000 |
| Wise County Texas | 2 | $ 530,000 | $ 265,000 | $ 101,000 |
| Chelan County Washington | 2 | $ 950,000 | $ 475,000 | $ 203,000 |
| San Juan County Washington | 2 | $ 870,000 | $ 435,000 | $ 363,000 |
| Whatcom County Washington | 2 | $ 820,000 | $ 410,000 | $ 280,000 |
| Yakima County Washington | 2 | $ 420,000 | $ 210,000 | $ 186,000 |
| Blount County Alabama | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Calhoun County Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Fayette County Alabama | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Lauderdale County Alabama | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Morgan County Alabama | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Graham County Arizona | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Arkansas County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 350,000 |
| Bradley County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Greene County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Lonoke County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 151,000 |
| Pope County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Pulaski County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| White County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 197,000 |
| Gilmer County Georgia | 1 | $ 415,000 | $ 415,000 | $ 176,000 |
| Fulton County Illinois | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Knox County Illinois | 1 | $ 315,000 | $ 315,000 | $ 87,000 |
| Madison County Illinois | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| St. Clair County Illinois | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Clinton County Indiana | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| Hendricks County Indiana | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Assumption County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
| Avoyelles County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Cameron County Louisiana | 1 | $ 385,000 | $ 385,000 | $ 424,000 |
| Evangeline County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| La Salle County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 160,000 |
| Morehouse County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 176,000 |
| Natchitoches County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 200,000 |
| Pointe Coupee County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 208,000 |
| Richland County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| St. Bernard County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| St. Helena County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Clay County Mississippi | 1 | $ 385,000 | $ 385,000 | $ 169,000 |
| Monroe County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| Barry County Missouri | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| Boone County Missouri | 1 | $ 325,000 | $ 325,000 | $ 81,000 |
| Christian County Missouri | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Cole County Missouri | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Dent County Missouri | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Jefferson County Missouri | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Lincoln County Missouri | 1 | $ 345,000 | $ 345,000 | $ 0 |
| McDonald County Missouri | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Newton County Missouri | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Phelps County Missouri | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Randolph County Missouri | 1 | $ 185,000 | $ 185,000 | $ 138,000 |
| Stone County Missouri | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Webster County Missouri | 1 | $ 295,000 | $ 295,000 | $ 55,000 |
| Deer Lodge County Montana | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Granite County Montana | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Madison County Montana | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Mineral County Montana | 1 | $ 515,000 | $ 515,000 | $ 113,000 |
| Rio Arriba County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Valencia County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Beaver County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 129,000 |
| Blaine County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bryan County Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 206,000 |
| Osage County Oklahoma | 1 | $ 545,000 | $ 545,000 | $ 172,000 |
| Ottawa County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Pawnee County Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 258,000 |
| Stephens County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Woodward County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 144,000 |
| Anderson County Texas | 1 | $ 305,000 | $ 305,000 | $ 122,000 |
| Archer County Texas | 1 | $ 305,000 | $ 305,000 | $ 190,000 |
| Brewster County Texas | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Brown County Texas | 1 | $ 245,000 | $ 245,000 | $ 113,000 |
| Cass County Texas | 1 | $ 205,000 | $ 205,000 | $ 214,000 |
| Castro County Texas | 1 | $ 375,000 | $ 375,000 | $ 104,000 |
| Colorado County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Crockett County Texas | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Ector County Texas | 1 | $ 145,000 | $ 145,000 | $ 135,000 |
| Falls County Texas | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Fisher County Texas | 1 | $ 185,000 | $ 185,000 | $ 340,000 |
| Freestone County Texas | 1 | $ 125,000 | $ 125,000 | $ 191,000 |
| Glasscock County Texas | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Grayson County Texas | 1 | $ 525,000 | $ 525,000 | $ 182,000 |
| Grimes County Texas | 1 | $ 455,000 | $ 455,000 | $ 102,000 |
| Hardin County Texas | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Hill County Texas | 1 | $ 305,000 | $ 305,000 | $ 143,000 |
| Jeff Davis County Texas | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Lipscomb County Texas | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Llano County Texas | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
| Maverick County Texas | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Midland County Texas | 1 | $ 205,000 | $ 205,000 | $ 196,000 |
| Milam County Texas | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Montague County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Morris County Texas | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Nueces County Texas | 1 | $ 185,000 | $ 185,000 | $ 218,000 |
| Palo Pinto County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Panola County Texas | 1 | $ 395,000 | $ 395,000 | $ 88,000 |
| Parker County Texas | 1 | $ 365,000 | $ 365,000 | $ 173,000 |
| Rockwall County Texas | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| San Augustine County Texas | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| San Jacinto County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Shelby County Texas | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Sherman County Texas | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Swisher County Texas | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Throckmorton County Texas | 1 | $ 175,000 | $ 175,000 | $ 332,000 |
| Upshur County Texas | 1 | $ 155,000 | $ 155,000 | $ 169,000 |
| Washington County Texas | 1 | $ 275,000 | $ 275,000 | $ 53,000 |
| Clark County Washington | 1 | $ 345,000 | $ 345,000 | $ 153,000 |
| Island County Washington | 1 | $ 285,000 | $ 285,000 | $ 56,000 |
| Wahkiakum County Washington | 1 | $ 335,000 | $ 335,000 | $ 173,000 |
Mortgage Loan Application Detail Totals for Tib National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 455 | $107,465,000 | $236,000 | $545,000 | $112,000 | $646,000 |
| Refinancing | 404 | $91,940,000 | $227,000 | $1,605,000 | $135,000 | $1,101,000 |
| Cash-out Refinancing | 265 | $63,895,000 | $241,000 | $595,000 | $125,000 | $557,000 |
| Other Purpose | 31 | $5,925,000 | $191,000 | $545,000 | $113,000 | $307,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 953 | $224,015,000 | $235,000 | $595,000 | $121,000 | $1,101,000 |
| Hispanic | 98 | $19,190,000 | $195,000 | $545,000 | $125,000 | $646,000 |
| Not Provided | 53 | $14,025,000 | $264,000 | $545,000 | $165,000 | $779,000 |
| Black or African American | 17 | $3,465,000 | $203,000 | $545,000 | $92,000 | $172,000 |
| Asian | 15 | $3,105,000 | $207,000 | $545,000 | $88,000 | $198,000 |
| American Indian or Alaskan Native | 14 | $2,980,000 | $212,000 | $545,000 | $92,000 | $239,000 |
| Not applicable | 3 | $2,055,000 | $685,000 | $1,605,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $205,000 | $205,000 | $205,000 | $62,000 | $62,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,144 | $267,150,000 | $233,000 | $1,605,000 | $123,000 | $1,101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,350,000 | $168,000 | $255,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 2 | $260,000 | $130,000 | $145,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 1 | $465,000 | $465,000 | $465,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 772 | $180,620,000 | $233,000 | $1,605,000 | $123,000 | $1,101,000 |
| Loan Purchased By The Institution | 233 | $52,805,000 | $226,000 | $545,000 | $0 | $0 |
| Application Denied By Financial Institution | 138 | $33,860,000 | $245,000 | $545,000 | $124,000 | $580,000 |
| Application Approved But Not Accepted | 7 | $1,315,000 | $187,000 | $325,000 | $95,000 | $169,000 |
| Application Withdrawn By Applicant | 5 | $625,000 | $125,000 | $195,000 | $59,000 | $70,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,017 | $235,365,000 | $231,000 | $1,605,000 | $123,000 | $1,101,000 |
| Credit Application Incomplete | 77 | $19,035,000 | $247,000 | $545,000 | $163,000 | $580,000 |
| Debt-To-Income Ratio | 40 | $10,230,000 | $255,000 | $545,000 | $55,000 | $198,000 |
| Collateral | 15 | $3,545,000 | $236,000 | $525,000 | $116,000 | $240,000 |
| Credit History | 4 | $650,000 | $162,000 | $305,000 | $78,000 | $133,000 |
| Other | 2 | $400,000 | $200,000 | $295,000 | $201,000 | $307,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tib National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tib National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.