Grant Parish, LA Mortgage Lenders & HMDA Data, 2021

In 2021, lenders reported 941 mortgage applications in Grant Parish, LA totaling $140.9 million, up 6% from 2020. The average application was for $149,000, and applicants reported an average income of $71,000. 48% of applications resulted in an originated loan and 20% were denied. The most active lender was 21st Mortgage, with 80 applications, followed by Red River Bank and Colfax Bankingcompany.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 941
Total Mortgage Loan Application Amount $140,885,000
Average Mortgage Loan Application Amount $149,000
Highest Mortgage Loan Application Amount $605,000
Average Applicant Income $71,000
Highest Applicant Income $389,000
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Top Mortgage Lenders in Grant Parish, LA (2021)

Ranked by the number of mortgage applications each lender reported in Grant Parish, LA in 2021.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 21st Mortgage
Knoxville, TN
80 $8,530,000 $106,000 $55,000
2 Red River Bank
Alexandria, LA
56 $9,260,000 $165,000 $73,000
3 Colfax Bankingcompany
Colfax, LA
51 $5,615,000 $110,000 $58,000
4 Fairway Independent Mort Corp
Madison, WI
43 $8,845,000 $205,000 $93,000
5 Triad Financial Services, Inc.
Jacksonville, FL
41 $4,695,000 $114,000 $62,000
6 Guild Mortgage Company
San Diego, CA
40 $5,240,000 $131,000 $61,000
7 Vanderbilt Mortgage and Finance, Inc
Maryville, TN
35 $3,485,000 $99,000 $57,000
8 PennyMac Loan Services LLC
Westlake Village, CA
30 $5,870,000 $195,000 $59,000
9 Newrez LLC
Fort Washington, PA
26 $5,010,000 $192,000 $83,000
10 Freedom Mortgage Corporation
Boca Raton, FL
25 $4,065,000 $162,000 $90,000

See every lender active in Grant Parish, LA in 2021 »

The tables below break down 2021 mortgage applications in Grant Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Grant Parish, LA in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 506 $75,920,000 $150,000 $605,000 $67,000 $288,000
Refinancing 302 $47,710,000 $157,000 $405,000 $77,000 $389,000
Cash-out Refinancing 92 $13,780,000 $149,000 $355,000 $75,000 $274,000
Other Purpose 20 $1,400,000 $70,000 $205,000 $57,000 $208,000
Home Improvement 15 $1,115,000 $74,000 $225,000 $94,000 $268,000
Not Applicable 6 $960,000 $160,000 $275,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 711 $103,605,000 $145,000 $475,000 $73,000 $389,000
Not Provided 74 $12,990,000 $175,000 $385,000 $64,000 $156,000
Black or African American 69 $9,575,000 $138,000 $405,000 $55,000 $268,000
Not applicable 63 $11,185,000 $177,000 $605,000 $389,000 $389,000
American Indian or Alaskan Native 13 $1,525,000 $117,000 $425,000 $62,000 $88,000
Hispanic 10 $1,910,000 $191,000 $355,000 $101,000 $200,000
Asian 1 $95,000 $95,000 $95,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 610 $81,520,000 $133,000 $605,000 $75,000 $389,000
FHA-insured (Federal Housing Administration) 148 $25,230,000 $170,000 $345,000 $65,000 $200,000
VA-guaranteed (Veterans Administration) 94 $18,710,000 $199,000 $415,000 $65,000 $171,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 89 $15,425,000 $173,000 $295,000 $54,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 456 $72,000,000 $157,000 $605,000 $79,000 $389,000
Application Denied By Financial Institution 190 $23,180,000 $122,000 $305,000 $55,000 $268,000
Application Withdrawn By Applicant 104 $16,860,000 $162,000 $475,000 $72,000 $255,000
Loan Purchased By The Institution 82 $14,870,000 $181,000 $385,000 $91,000 $389,000
File Closed For Incompleteness 73 $9,015,000 $123,000 $245,000 $65,000 $240,000
Application Approved But Not Accepted 35 $4,735,000 $135,000 $295,000 $58,000 $173,000
Preapproval Approved but not Accepted 1 $225,000 $225,000 $225,000 $108,000 $108,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 667 $109,225,000 $163,000 $475,000 $77,000 $389,000
Debt-To-Income Ratio 137 $14,375,000 $104,000 $605,000 $52,000 $171,000
Credit History 78 $9,120,000 $116,000 $265,000 $62,000 $268,000
Collateral 19 $2,535,000 $133,000 $235,000 $72,000 $146,000
Credit Application Incomplete 17 $2,385,000 $140,000 $245,000 $78,000 $204,000
Unverifiable Information 8 $1,330,000 $166,000 $295,000 $90,000 $140,000
Other 6 $960,000 $160,000 $305,000 $58,000 $96,000
Employment History 6 $610,000 $101,000 $125,000 $12,000 $31,000
Insufficient Cash (Downpayment, Closing Cost) 2 $170,000 $85,000 $115,000 $35,000 $35,000
Mortgage Insurance Denied 1 $175,000 $175,000 $175,000 $84,000 $84,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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