Tib National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Tib National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tib National Association 11701 Luna Road Farmers Branch, TX 75234 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 427 |
| Total Mortgage Loan Application Amount | $102,995,000 |
| Average Mortgage Loan Application Amount | $217,500 |
| Highest Mortgage Loan Application Amount | $745,000 |
| Average Applicant Income | $109,000 |
| Highest Applicant Income | $757,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Tib National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tib National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Tib National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tib National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Tib National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tib National Association's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Luna County New Mexico | 24 | $ 3,510,000 | $ 146,000 | $ 69,000 |
| Walker County Texas | 21 | $ 4,355,000 | $ 207,000 | $ 92,000 |
| Smith County Texas | 18 | $ 3,890,000 | $ 216,000 | $ 95,000 |
| Hansford County Texas | 14 | $ 2,350,000 | $ 167,000 | $ 121,000 |
| Lafayette County Louisiana | 13 | $ 3,475,000 | $ 267,000 | $ 125,000 |
| Rapides County Louisiana | 12 | $ 2,670,000 | $ 222,000 | $ 92,000 |
| Brazos County Texas | 12 | $ 3,570,000 | $ 297,000 | $ 179,000 |
| McLennan County Texas | 12 | $ 3,080,000 | $ 256,000 | $ 137,000 |
| Bastrop County Texas | 11 | $ 3,075,000 | $ 279,000 | $ 19,000 |
| Ochiltree County Texas | 11 | $ 2,185,000 | $ 198,000 | $ 138,000 |
| Vermilion County Louisiana | 9 | $ 1,885,000 | $ 209,000 | $ 93,000 |
| Cooke County Texas | 9 | $ 1,975,000 | $ 219,000 | $ 84,000 |
| Gregg County Texas | 9 | $ 2,175,000 | $ 241,000 | $ 117,000 |
| Hunt County Texas | 7 | $ 1,865,000 | $ 266,000 | $ 111,000 |
| Grant County Louisiana | 6 | $ 1,290,000 | $ 215,000 | $ 95,000 |
| St. Charles County Louisiana | 6 | $ 2,050,000 | $ 341,000 | $ 217,000 |
| Van Zandt County Texas | 6 | $ 2,010,000 | $ 335,000 | $ 97,000 |
| Iberia County Louisiana | 5 | $ 1,495,000 | $ 299,000 | $ 126,000 |
| Barry County Missouri | 5 | $ 1,125,000 | $ 225,000 | $ 70,000 |
| Laclede County Missouri | 5 | $ 795,000 | $ 159,000 | $ 65,000 |
| McDonald County Missouri | 5 | $ 1,055,000 | $ 211,000 | $ 123,000 |
| Lipscomb County Texas | 5 | $ 575,000 | $ 115,000 | $ 71,000 |
| Prairie County Arkansas | 4 | $ 620,000 | $ 155,000 | $ 127,000 |
| Lafourche County Louisiana | 4 | $ 1,130,000 | $ 282,000 | $ 0 |
| Natchitoches County Louisiana | 4 | $ 1,150,000 | $ 287,000 | $ 88,000 |
| Camden County Missouri | 4 | $ 680,000 | $ 170,000 | $ 71,000 |
| Lea County New Mexico | 4 | $ 980,000 | $ 245,000 | $ 0 |
| Okmulgee County Oklahoma | 4 | $ 680,000 | $ 170,000 | $ 95,000 |
| Denton County Texas | 4 | $ 1,290,000 | $ 322,000 | $ 262,000 |
| Limestone County Texas | 4 | $ 810,000 | $ 202,000 | $ 131,000 |
| Randall County Texas | 4 | $ 820,000 | $ 205,000 | $ 57,000 |
| Tom Green County Texas | 4 | $ 1,270,000 | $ 317,000 | $ 153,000 |
| Upshur County Texas | 4 | $ 1,010,000 | $ 252,000 | $ 101,000 |
| Washington County Arkansas | 3 | $ 995,000 | $ 331,000 | $ 116,000 |
| Dona Ana County New Mexico | 3 | $ 865,000 | $ 288,000 | $ 84,000 |
| Creek County Oklahoma | 3 | $ 575,000 | $ 191,000 | $ 115,000 |
| Tulsa County Oklahoma | 3 | $ 835,000 | $ 278,000 | $ 129,000 |
| Hartley County Texas | 3 | $ 775,000 | $ 258,000 | $ 111,000 |
| Hidalgo County Texas | 3 | $ 855,000 | $ 285,000 | $ 157,000 |
| Moore County Texas | 3 | $ 475,000 | $ 158,000 | $ 56,000 |
| Rusk County Texas | 3 | $ 475,000 | $ 158,000 | $ 132,000 |
| Uvalde County Texas | 3 | $ 855,000 | $ 285,000 | $ 107,000 |
| Snohomish County Washington | 3 | $ 1,195,000 | $ 398,000 | $ 106,000 |
| Benton County Arkansas | 2 | $ 850,000 | $ 425,000 | $ 146,000 |
| Faulkner County Arkansas | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Assumption County Louisiana | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Bossier County Louisiana | 2 | $ 620,000 | $ 310,000 | $ 170,000 |
| Christian County Missouri | 2 | $ 280,000 | $ 140,000 | $ 46,000 |
| Newton County Missouri | 2 | $ 620,000 | $ 310,000 | $ 97,000 |
| Missoula County Montana | 2 | $ 700,000 | $ 350,000 | $ 90,000 |
| Sheridan County Nebraska | 2 | $ 280,000 | $ 140,000 | $ 106,000 |
| Bosque County Texas | 2 | $ 430,000 | $ 215,000 | $ 113,000 |
| Cass County Texas | 2 | $ 560,000 | $ 280,000 | $ 162,000 |
| Harrison County Texas | 2 | $ 580,000 | $ 290,000 | $ 94,000 |
| Henderson County Texas | 2 | $ 400,000 | $ 200,000 | $ 75,000 |
| Jack County Texas | 2 | $ 710,000 | $ 355,000 | $ 145,000 |
| Kaufman County Texas | 2 | $ 850,000 | $ 425,000 | $ 100,000 |
| Potter County Texas | 2 | $ 860,000 | $ 430,000 | $ 92,000 |
| Robertson County Texas | 2 | $ 720,000 | $ 360,000 | $ 221,000 |
| Wood County Texas | 2 | $ 350,000 | $ 175,000 | $ 82,000 |
| Cochise County Arizona | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Boone County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bradley County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Desha County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 355,000 | $ 355,000 | $ 108,000 |
| Randolph County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 32,000 |
| Van Buren County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lee County Florida | 1 | $ 435,000 | $ 435,000 | $ 77,000 |
| Knox County Illinois | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Boone County Indiana | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Hendricks County Indiana | 1 | $ 275,000 | $ 275,000 | $ 159,000 |
| Seward County Kansas | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Stevens County Kansas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Acadia County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 415,000 | $ 415,000 | $ 136,000 |
| Caldwell County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| La Salle County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Orleans County Louisiana | 1 | $ 445,000 | $ 445,000 | $ 143,000 |
| Ouachita County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Red River County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Sabine County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| St. Bernard County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| St. James County Louisiana | 1 | $ 435,000 | $ 435,000 | $ 0 |
| St. Mary County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| St. Tammany County Louisiana | 1 | $ 385,000 | $ 385,000 | $ 149,000 |
| Tangipahoa County Louisiana | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Dallas County Missouri | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Douglas County Missouri | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Greene County Missouri | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Jasper County Missouri | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Lawrence County Missouri | 1 | $ 395,000 | $ 395,000 | $ 151,000 |
| Polk County Missouri | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Pulaski County Missouri | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Texas County Missouri | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Deer Lodge County Montana | 1 | $ 245,000 | $ 245,000 | $ 392,000 |
| Lincoln County Montana | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Ravalli County Montana | 1 | $ 475,000 | $ 475,000 | $ 85,000 |
| Sanders County Montana | 1 | $ 495,000 | $ 495,000 | $ 90,000 |
| Silver Bow County Montana | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Colfax County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 217,000 |
| Eddy County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Grant County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Hidalgo County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Taos County New Mexico | 1 | $ 425,000 | $ 425,000 | $ 161,000 |
| Canadian County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| Comanche County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Craig County Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 104,000 |
| Delaware County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 145,000 |
| Ellis County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Grady County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| McClain County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Osage County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Pottawatomie County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Rogers County Oklahoma | 1 | $ 535,000 | $ 535,000 | $ 184,000 |
| Wagoner County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 151,000 |
| Woodward County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| Angelina County Texas | 1 | $ 325,000 | $ 325,000 | $ 143,000 |
| Bell County Texas | 1 | $ 255,000 | $ 255,000 | $ 222,000 |
| Burnet County Texas | 1 | $ 645,000 | $ 645,000 | $ 398,000 |
| Camp County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Carson County Texas | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Cherokee County Texas | 1 | $ 335,000 | $ 335,000 | $ 195,000 |
| Collin County Texas | 1 | $ 495,000 | $ 495,000 | $ 230,000 |
| Comal County Texas | 1 | $ 115,000 | $ 115,000 | $ 121,000 |
| Dallam County Texas | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Dallas County Texas | 1 | $ 515,000 | $ 515,000 | $ 137,000 |
| Falls County Texas | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Grayson County Texas | 1 | $ 415,000 | $ 415,000 | $ 168,000 |
| Grimes County Texas | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Hall County Texas | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Hays County Texas | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
| Hemphill County Texas | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Hutchinson County Texas | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Llano County Texas | 1 | $ 645,000 | $ 645,000 | $ 132,000 |
| Lubbock County Texas | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Marion County Texas | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Montgomery County Texas | 1 | $ 555,000 | $ 555,000 | $ 302,000 |
| Morris County Texas | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Newton County Texas | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Reagan County Texas | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Rockwall County Texas | 1 | $ 605,000 | $ 605,000 | $ 159,000 |
| San Jacinto County Texas | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Schleicher County Texas | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Shelby County Texas | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Tarrant County Texas | 1 | $ 265,000 | $ 265,000 | $ 116,000 |
| Tyler County Texas | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Victoria County Texas | 1 | $ 515,000 | $ 515,000 | $ 123,000 |
| Washington County Texas | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Williamson County Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Prince William County Virginia | 1 | $ 445,000 | $ 445,000 | $ 232,000 |
| Chelan County Washington | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| King County Washington | 1 | $ 385,000 | $ 385,000 | $ 216,000 |
| San Juan County Washington | 1 | $ 275,000 | $ 275,000 | $ 176,000 |
| Skagit County Washington | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for Tib National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 280 | $69,380,000 | $247,000 | $745,000 | $107,000 | $757,000 |
| Refinancing | 78 | $17,870,000 | $229,000 | $575,000 | $113,000 | $542,000 |
| Cash-out Refinancing | 60 | $14,350,000 | $239,000 | $645,000 | $103,000 | $329,000 |
| Other Purpose | 9 | $1,395,000 | $155,000 | $245,000 | $113,000 | $161,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 336 | $81,240,000 | $241,000 | $745,000 | $111,000 | $757,000 |
| Hispanic | 57 | $11,275,000 | $197,000 | $505,000 | $81,000 | $180,000 |
| Not Provided | 13 | $3,835,000 | $295,000 | $515,000 | $119,000 | $328,000 |
| Black or African American | 12 | $3,900,000 | $325,000 | $485,000 | $126,000 | $274,000 |
| Asian | 5 | $1,525,000 | $305,000 | $545,000 | $134,000 | $329,000 |
| American Indian or Alaskan Native | 3 | $865,000 | $288,000 | $325,000 | $101,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 383 | $94,645,000 | $247,000 | $745,000 | $112,000 | $757,000 |
| FHA-insured (Federal Housing Administration) | 23 | $4,875,000 | $211,000 | $375,000 | $80,000 | $170,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $2,940,000 | $147,000 | $255,000 | $58,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 1 | $535,000 | $535,000 | $535,000 | $184,000 | $184,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 281 | $65,445,000 | $232,000 | $655,000 | $111,000 | $757,000 |
| Loan Purchased By The Institution | 77 | $19,725,000 | $256,000 | $535,000 | $118,000 | $122,000 |
| Application Denied By Financial Institution | 66 | $17,050,000 | $258,000 | $745,000 | $87,000 | $240,000 |
| Application Approved But Not Accepted | 2 | $450,000 | $225,000 | $305,000 | $331,000 | $542,000 |
| Application Withdrawn By Applicant | 1 | $325,000 | $325,000 | $325,000 | $125,000 | $125,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 361 | $85,945,000 | $238,000 | $655,000 | $112,000 | $757,000 |
| Credit Application Incomplete | 34 | $7,690,000 | $226,000 | $645,000 | $101,000 | $239,000 |
| Debt-To-Income Ratio | 24 | $7,740,000 | $322,000 | $745,000 | $57,000 | $159,000 |
| Collateral | 5 | $975,000 | $195,000 | $325,000 | $129,000 | $240,000 |
| Other | 2 | $360,000 | $180,000 | $225,000 | $87,000 | $109,000 |
| Credit History | 1 | $285,000 | $285,000 | $285,000 | $122,000 | $122,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tib National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tib National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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