Tierone Bank Mortgage Lending & HMDA Data, 2004
In 2004, Tierone Bank of Lincoln, NE reported 7,998 mortgage applications totaling $607.1 million, down 52% from 2003. The average application was for $75,911, and applicants reported an average income of $31,875. 48% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (1,302), Lincoln, NE (1,246) and Los Angeles-Long Beach-Glendale, CA (134) (applications in parentheses).
| Mortgage Company & Address | Tierone Bank 1235 "N" Street Lincoln, NE 68508 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,998 |
| Total Mortgage Loan Application Amount | $607,143,000 |
| Average Mortgage Loan Application Amount | $75,911 |
| Highest Mortgage Loan Application Amount | $19,365,000 |
| Average Applicant Income | $31,875 |
| Highest Applicant Income | $1,474,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tierone Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Omaha-Council Bluffs, NE-IA | 1,302 | $ 132,642,000 | $ 101,875 | $ 65,000 |
| Lincoln, NE | 1,246 | $ 130,633,000 | $ 104,841 | $ 57,000 |
| Los Angeles-Long Beach-Glendale, CA | 134 | $ 15,138,000 | $ 112,970 | $ 0 |
| Dallas-Plano-Irving, TX | 106 | $ 2,780,000 | $ 26,226 | $ 0 |
| Houston-Baytown-Sugar Land, TX | 105 | $ 2,890,000 | $ 27,523 | $ 0 |
| Seattle-Bellevue-Everett, WA | 85 | $ 3,965,000 | $ 46,647 | $ 0 |
| Philadelphia, PA | 76 | $ 2,968,000 | $ 39,052 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 68 | $ 6,103,000 | $ 89,750 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 67 | $ 1,876,000 | $ 28,000 | $ 0 |
| Warren-Farmington Hills-Troy, MI | 66 | $ 2,589,000 | $ 39,227 | $ 0 |
| Chicago-Naperville-Joliet, IL | 62 | $ 2,247,000 | $ 36,241 | $ 11,000 |
| Riverside-San Bernardino-Ontario, CA | 62 | $ 3,240,000 | $ 52,258 | $ 0 |
| Denver-Aurora, CO | 52 | $ 2,749,000 | $ 52,865 | $ 9,000 |
| Atlanta-Sandy Springs-Marietta, GA | 51 | $ 1,860,000 | $ 36,470 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 51 | $ 3,347,000 | $ 65,627 | $ 0 |
| Portland-Vancouver-Beaverton, OR-WA | 50 | $ 1,687,000 | $ 33,740 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 48 | $ 14,117,000 | $ 294,104 | $ 5,000 |
| Des Moines, IA | 37 | $ 952,000 | $ 25,729 | $ 43,000 |
| Nassau-Suffolk, NY | 37 | $ 2,917,000 | $ 78,837 | $ 0 |
| Orlando, FL | 37 | $ 1,259,000 | $ 34,027 | $ 0 |
| Baltimore-Towson, MD | 36 | $ 2,046,000 | $ 56,833 | $ 0 |
| Fort Worth-Arlington, TX | 36 | $ 861,000 | $ 23,916 | $ 0 |
| Jacksonville, FL | 35 | $ 1,285,000 | $ 36,714 | $ 4,000 |
| Oakland-Fremont-Hayward, CA | 35 | $ 2,519,000 | $ 71,971 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 32 | $ 1,811,000 | $ 56,593 | $ 80,000 |
| Birmingham-Hoover, AL | 31 | $ 880,000 | $ 28,387 | $ 0 |
| Columbus, OH | 31 | $ 947,000 | $ 30,548 | $ 0 |
| Kansas City, MO-KS | 29 | $ 1,858,000 | $ 64,068 | $ 97,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 29 | $ 1,898,000 | $ 65,448 | $ 16,000 |
| Cleveland-Elyria-Mentor, OH | 25 | $ 1,361,000 | $ 54,440 | $ 7,000 |
| New York-Wayne-White Plains, NY-NJ | 25 | $ 1,752,000 | $ 70,080 | $ 0 |
| Austin-Round Rock, TX | 24 | $ 594,000 | $ 24,750 | $ 0 |
| Dayton, OH | 24 | $ 526,000 | $ 21,916 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 24 | $ 1,960,000 | $ 81,666 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 24 | $ 1,227,000 | $ 51,125 | $ 0 |
| Pittsburgh, PA | 23 | $ 542,000 | $ 23,565 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 22 | $ 517,000 | $ 23,500 | $ 0 |
| Boston-Quincy, MA | 21 | $ 2,329,000 | $ 110,904 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 21 | $ 2,404,000 | $ 114,476 | $ 0 |
| Salt Lake City, UT | 20 | $ 904,000 | $ 45,200 | $ 0 |
| Tacoma, WA | 20 | $ 567,000 | $ 28,350 | $ 0 |
| Albany-Schenectady-Troy, NY | 18 | $ 516,000 | $ 28,666 | $ 0 |
| Tulsa, OK | 18 | $ 442,000 | $ 24,555 | $ 0 |
| Harrisburg-Carlisle, PA | 17 | $ 443,000 | $ 26,058 | $ 0 |
| Indianapolis, IN | 17 | $ 465,000 | $ 27,352 | $ 0 |
| Madison, WI | 17 | $ 428,000 | $ 25,176 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 17 | $ 1,436,000 | $ 84,470 | $ 0 |
| Albuquerque, NM | 16 | $ 553,000 | $ 34,562 | $ 0 |
| Louisville, KY-IN | 16 | $ 455,000 | $ 28,437 | $ 0 |
| New Haven-Milford, CT | 16 | $ 526,000 | $ 32,875 | $ 0 |
| Provo-Orem, UT | 16 | $ 395,000 | $ 24,687 | $ 0 |
| Reading, PA | 16 | $ 455,000 | $ 28,437 | $ 0 |
| St. Louis, MO-IL | 16 | $ 955,000 | $ 59,687 | $ 0 |
| Olympia, WA | 15 | $ 821,000 | $ 54,733 | $ 0 |
| Bremerton-Silverdale, WA | 14 | $ 558,000 | $ 39,857 | $ 0 |
| Fresno, CA | 14 | $ 515,000 | $ 36,785 | $ 0 |
| Richmond, VA | 14 | $ 331,000 | $ 23,642 | $ 0 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 14 | $ 655,000 | $ 46,785 | $ 0 |
| Ann Arbor, MI | 13 | $ 285,000 | $ 21,923 | $ 0 |
| Boise City-Nampa, ID | 13 | $ 408,000 | $ 31,384 | $ 0 |
| San Antonio, TX | 13 | $ 19,756,000 | $ 1,519,692 | $ 0 |
| Charleston, WV | 12 | $ 206,000 | $ 17,166 | $ 0 |
| Edison, NJ | 12 | $ 951,000 | $ 79,250 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 12 | $ 964,000 | $ 80,333 | $ 9,000 |
| York-Hanover, PA | 12 | $ 239,000 | $ 19,916 | $ 0 |
| Anchorage, AK | 11 | $ 474,000 | $ 43,090 | $ 0 |
| Bethesda-Frederick-Gaithersburg, MD | 11 | $ 1,130,000 | $ 102,727 | $ 0 |
| Buffalo-Niagara Falls, NY | 11 | $ 283,000 | $ 25,727 | $ 0 |
| Coeur D'Alene, ID | 11 | $ 311,000 | $ 28,272 | $ 0 |
| Lansing-East Lansing, MI | 11 | $ 320,000 | $ 29,090 | $ 0 |
| Memphis, TN-MS-AR | 11 | $ 442,000 | $ 40,181 | $ 0 |
| Oklahoma City, OK | 11 | $ 214,000 | $ 19,454 | $ 0 |
| State College, PA | 11 | $ 342,000 | $ 31,090 | $ 0 |
| Canton-Massillon, OH | 10 | $ 228,000 | $ 22,800 | $ 0 |
| Champaign-Urbana, IL | 10 | $ 325,000 | $ 32,500 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 10 | $ 387,000 | $ 38,700 | $ 0 |
| Jackson, MS | 10 | $ 253,000 | $ 25,300 | $ 0 |
| Las Vegas-Paradise, NV | 10 | $ 1,236,000 | $ 123,600 | $ 123,000 |
| Nashville-Davidson--Murfreesboro, TN | 10 | $ 297,000 | $ 29,700 | $ 0 |
| Newark-Union, NJ-PA | 10 | $ 590,000 | $ 59,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 10 | $ 1,085,000 | $ 108,500 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 10 | $ 303,000 | $ 30,300 | $ 0 |
| Rochester, NY | 10 | $ 202,000 | $ 20,200 | $ 0 |
| Yakima, WA | 10 | $ 311,000 | $ 31,100 | $ 0 |
| Camden, NJ | 9 | $ 444,000 | $ 49,333 | $ 0 |
| Colorado Springs, CO | 9 | $ 498,000 | $ 55,333 | $ 26,000 |
| Fort Walton Beach-Crestview-Destin, FL | 9 | $ 283,000 | $ 31,444 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 338,000 | $ 37,555 | $ 0 |
| Lynchburg, VA | 9 | $ 168,000 | $ 18,666 | $ 0 |
| Ogden-Clearfield, UT | 9 | $ 290,000 | $ 32,222 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 9 | $ 435,000 | $ 48,333 | $ 0 |
| Spokane, WA | 9 | $ 272,000 | $ 30,222 | $ 0 |
| Tallahassee, FL | 9 | $ 268,000 | $ 29,777 | $ 0 |
| Eugene-Springfield, OR | 8 | $ 652,000 | $ 81,500 | $ 0 |
| Flint, MI | 8 | $ 157,000 | $ 19,625 | $ 0 |
| Grand Rapids-Wyoming, MI | 8 | $ 172,000 | $ 21,500 | $ 0 |
| Holland-Grand Haven, MI | 8 | $ 324,000 | $ 40,500 | $ 0 |
| Santa Rosa-Petaluma, CA | 8 | $ 524,000 | $ 65,500 | $ 0 |
| Sarasota-Bradenton-Venice, FL | 8 | $ 397,000 | $ 49,625 | $ 0 |
| Vallejo-Fairfield, CA | 8 | $ 330,000 | $ 41,250 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 8 | $ 128,000 | $ 16,000 | $ 0 |
| Akron, OH | 7 | $ 246,000 | $ 35,142 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 144,000 | $ 20,571 | $ 0 |
| Anniston-Oxford, AL | 7 | $ 119,000 | $ 17,000 | $ 0 |
| Charlotte-Gastonia-Concord, NC-SC | 7 | $ 209,000 | $ 29,857 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 7 | $ 289,000 | $ 41,285 | $ 18,000 |
| Kennewick-Richland-Pasco, WA | 7 | $ 140,000 | $ 20,000 | $ 0 |
| Lancaster, PA | 7 | $ 195,000 | $ 27,857 | $ 0 |
| Mobile, AL | 7 | $ 185,000 | $ 26,428 | $ 0 |
| Modesto, CA | 7 | $ 320,000 | $ 45,714 | $ 0 |
| Naples-Marco Island, FL | 7 | $ 1,016,000 | $ 145,142 | $ 0 |
| Stockton, CA | 7 | $ 327,000 | $ 46,714 | $ 0 |
| Cambridge-Newton-Framingham, MA | 6 | $ 552,000 | $ 92,000 | $ 0 |
| Columbia, SC | 6 | $ 180,000 | $ 30,000 | $ 0 |
| Jackson, MI | 6 | $ 114,000 | $ 19,000 | $ 0 |
| Panama City-Lynn Haven, FL | 6 | $ 197,000 | $ 32,833 | $ 0 |
| Rockingham County-Strafford County, NH | 6 | $ 231,000 | $ 38,500 | $ 0 |
| Santa Cruz-Watsonville, CA | 6 | $ 316,000 | $ 52,666 | $ 0 |
| Springfield, MO | 6 | $ 898,000 | $ 149,666 | $ 55,000 |
| Tyler, TX | 6 | $ 179,000 | $ 29,833 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 6 | $ 157,000 | $ 26,166 | $ 0 |
| Wilmington, DE-MD-NJ | 6 | $ 206,000 | $ 34,333 | $ 0 |
| Winchester, VA-WV | 6 | $ 345,000 | $ 57,500 | $ 0 |
| Bakersfield, CA | 5 | $ 183,000 | $ 36,600 | $ 0 |
| Baton Rouge, LA | 5 | $ 184,000 | $ 36,800 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 5 | $ 156,000 | $ 31,200 | $ 0 |
| Burlington-South Burlington, VT | 5 | $ 130,000 | $ 26,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 5 | $ 184,000 | $ 36,800 | $ 0 |
| Charleston-North Charleston, SC | 5 | $ 136,000 | $ 27,200 | $ 0 |
| Essex County, MA | 5 | $ 287,000 | $ 57,400 | $ 0 |
| Lexington-Fayette, KY | 5 | $ 103,000 | $ 20,600 | $ 0 |
| Little Rock-North Little Rock, AR | 5 | $ 148,000 | $ 29,600 | $ 0 |
| Macon, GA | 5 | $ 111,000 | $ 22,200 | $ 0 |
| Pocatello, ID | 5 | $ 81,000 | $ 16,200 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 5 | $ 213,000 | $ 42,600 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 5 | $ 207,000 | $ 41,400 | $ 0 |
| Racine, WI | 5 | $ 125,000 | $ 25,000 | $ 0 |
| Raleigh-Cary, NC | 5 | $ 151,000 | $ 30,200 | $ 0 |
| Reno-Sparks, NV | 5 | $ 328,000 | $ 65,600 | $ 0 |
| Rockford, IL | 5 | $ 577,000 | $ 115,400 | $ 0 |
| Santa Fe, NM | 5 | $ 127,000 | $ 25,400 | $ 0 |
| St. George, UT | 5 | $ 117,000 | $ 23,400 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 110,000 | $ 27,500 | $ 0 |
| Cedar Rapids, IA | 4 | $ 64,000 | $ 16,000 | $ 0 |
| Columbia, MO | 4 | $ 624,000 | $ 156,000 | $ 66,000 |
| Fort Wayne, IN | 4 | $ 155,000 | $ 38,750 | $ 0 |
| Green Bay, WI | 4 | $ 71,000 | $ 17,750 | $ 0 |
| Manchester-Nashua, NH | 4 | $ 187,000 | $ 46,750 | $ 0 |
| Mansfield, OH | 4 | $ 70,000 | $ 17,500 | $ 0 |
| Missoula, MT | 4 | $ 100,000 | $ 25,000 | $ 0 |
| Norwich-New London, CT | 4 | $ 98,000 | $ 24,500 | $ 0 |
| Rochester, MN | 4 | $ 202,000 | $ 50,500 | $ 0 |
| Scranton--Wilkes-Barre, PA | 4 | $ 69,000 | $ 17,250 | $ 0 |
| Springfield, OH | 4 | $ 120,000 | $ 30,000 | $ 0 |
| St. Joseph, MO-KS | 4 | $ 209,000 | $ 52,250 | $ 29,000 |
| Tuscaloosa, AL | 4 | $ 72,000 | $ 18,000 | $ 0 |
| Ames, IA | 3 | $ 69,000 | $ 23,000 | $ 0 |
| Appleton, WI | 3 | $ 538,000 | $ 179,333 | $ 0 |
| Asheville, NC | 3 | $ 122,000 | $ 40,666 | $ 0 |
| Bend, OR | 3 | $ 73,000 | $ 24,333 | $ 0 |
| Bismarck, ND | 3 | $ 87,000 | $ 29,000 | $ 0 |
| Bloomington-Normal, IL | 3 | $ 72,000 | $ 24,000 | $ 0 |
| College Station-Bryan, TX | 3 | $ 79,000 | $ 26,333 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 37,000 | $ 12,333 | $ 0 |
| El Paso, TX | 3 | $ 81,000 | $ 27,000 | $ 0 |
| Elkhart-Goshen, IN | 3 | $ 64,000 | $ 21,333 | $ 0 |
| Fort Collins-Loveland, CO | 3 | $ 86,000 | $ 28,666 | $ 0 |
| Fort Smith, AR-OK | 3 | $ 111,000 | $ 37,000 | $ 0 |
| Gary, IN | 3 | $ 57,000 | $ 19,000 | $ 0 |
| Hattiesburg, MS | 3 | $ 120,000 | $ 40,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 85,000 | $ 28,333 | $ 0 |
| Huntsville, AL | 3 | $ 107,000 | $ 35,666 | $ 0 |
| Idaho Falls, ID | 3 | $ 76,000 | $ 25,333 | $ 0 |
| Janesville, WI | 3 | $ 78,000 | $ 26,000 | $ 0 |
| Joplin, MO | 3 | $ 87,000 | $ 29,000 | $ 0 |
| Knoxville, TN | 3 | $ 58,000 | $ 19,333 | $ 0 |
| Lafayette, IN | 3 | $ 87,000 | $ 29,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 3 | $ 116,000 | $ 38,666 | $ 0 |
| Madera, CA | 3 | $ 166,000 | $ 55,333 | $ 0 |
| Salem, OR | 3 | $ 85,000 | $ 28,333 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 3 | $ 228,000 | $ 76,000 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 3 | $ 529,000 | $ 176,333 | $ 0 |
| Springfield, MA | 3 | $ 86,000 | $ 28,666 | $ 0 |
| Syracuse, NY | 3 | $ 104,000 | $ 34,666 | $ 0 |
| Tucson, AZ | 3 | $ 132,000 | $ 44,000 | $ 0 |
| Altoona, PA | 2 | $ 64,000 | $ 32,000 | $ 0 |
| Anderson, IN | 2 | $ 59,000 | $ 29,500 | $ 0 |
| Athens-Clarke County, GA | 2 | $ 85,000 | $ 42,500 | $ 0 |
| Carson City, NV | 2 | $ 52,000 | $ 26,000 | $ 0 |
| Cheyenne, WY | 2 | $ 47,000 | $ 23,500 | $ 0 |
| Corpus Christi, TX | 2 | $ 47,000 | $ 23,500 | $ 0 |
| Corvallis, OR | 2 | $ 49,000 | $ 24,500 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 43,000 | $ 21,500 | $ 0 |
| Durham, NC | 2 | $ 49,000 | $ 24,500 | $ 0 |
| Farmington, NM | 2 | $ 82,000 | $ 41,000 | $ 0 |
| Flagstaff, AZ | 2 | $ 89,000 | $ 44,500 | $ 0 |
| Gadsden, AL | 2 | $ 67,000 | $ 33,500 | $ 0 |
| Greeley, CO | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Greensboro-High Point, NC | 2 | $ 51,000 | $ 25,500 | $ 0 |
| Honolulu, HI | 2 | $ 126,000 | $ 63,000 | $ 0 |
| Iowa City, IA | 2 | $ 61,000 | $ 30,500 | $ 0 |
| Kokomo, IN | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Lakeland, FL | 2 | $ 48,000 | $ 24,000 | $ 0 |
| Lebanon, PA | 2 | $ 82,000 | $ 41,000 | $ 0 |
| McAllen-Edinburg-Pharr, TX | 2 | $ 41,000 | $ 20,500 | $ 0 |
| Monroe, MI | 2 | $ 29,000 | $ 14,500 | $ 0 |
| Montgomery, AL | 2 | $ 44,000 | $ 22,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 2 | $ 38,000 | $ 19,000 | $ 0 |
| Napa, CA | 2 | $ 422,000 | $ 211,000 | $ 0 |
| Ocala, FL | 2 | $ 48,000 | $ 24,000 | $ 0 |
| Ocean City, NJ | 2 | $ 351,000 | $ 175,500 | $ 0 |
| Oshkosh-Neenah, WI | 2 | $ 49,000 | $ 24,500 | $ 0 |
| Port St. Lucie-Fort Pierce, FL | 2 | $ 59,000 | $ 29,500 | $ 0 |
| Portland-South Portland-Biddeford, ME | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Sheboygan, WI | 2 | $ 51,000 | $ 25,500 | $ 0 |
| Visalia-Porterville, CA | 2 | $ 99,000 | $ 49,500 | $ 0 |
| Wenatchee, WA | 2 | $ 28,000 | $ 14,000 | $ 0 |
| Wichita, KS | 2 | $ 66,000 | $ 33,000 | $ 0 |
| Wilmington, NC | 2 | $ 475,000 | $ 237,500 | $ 0 |
| Worcester, MA | 2 | $ 72,000 | $ 36,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 27,000 | $ 13,500 | $ 0 |
| Albany, GA | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Atlantic City, NJ | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Bay City, MI | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Bellingham, WA | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Billings, MT | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Binghamton, NY | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Bloomington, IN | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Boulder, CO | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Burlington, NC | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Casper, WY | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Charlottesville, VA | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Chattanooga, TN-GA | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Clarksville, TN-KY | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Columbus, IN | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Decatur, IL | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Dover, DE | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Fayetteville, NC | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Gainesville, GA | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Glens Falls, NY | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Greenville, SC | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Gulfport-Biloxi, MS | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Johnson City, TN | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 20,000 | $ 20,000 | $ 0 |
| La Crosse, WI-MN | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Lawrence, KS | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Lima, OH | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Lubbock, TX | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Medford, OR | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Merced, CA | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Monroe, LA | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Muskegon-Norton Shores, MI | 1 | $ 14,000 | $ 14,000 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Odessa, TX | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Peoria, IL | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Redding, CA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Roanoke, VA | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Salisbury, MD | 1 | $ 13,000 | $ 13,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Springfield, IL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Toledo, OH | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Topeka, KS | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Trenton-Ewing, NJ | 1 | $ 668,000 | $ 668,000 | $ 0 |
| Warner Robins, GA | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Williamsport, PA | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Yuba City, CA | 1 | $ 34,000 | $ 34,000 | $ 0 |
Mortgage Loan Application Detail Totals for Tierone Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,817 | $328,661,000 | $55,392 | $11,500,000 | $4,745 | $1,474,000 |
| Home Purchase | 3,361 | $269,962,000 | $45,320 | $19,365,000 | $9,240 | $800,000 |
| Home Improvement | 820 | $8,520,000 | $14,400 | $146,000 | $50,000 | $690,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,183 | $364,511,000 | $199,444 | $850,000 | $115,000 | $1,474,000 |
| Not applicable | 3,403 | $213,892,000 | $64,803 | $19,365,000 | $392 | $219,000 |
| Not Provided | 163 | $10,946,000 | $92,000 | $530,000 | $118,400 | $611,000 |
| Hispanic | 116 | $7,426,000 | $38,666 | $1,080,000 | $46,000 | $435,000 |
| Black or African American | 67 | $3,234,000 | $44,250 | $178,000 | $84,000 | $195,000 |
| Asian | 53 | $6,027,000 | $98,666 | $400,000 | $62,333 | $223,000 |
| American Indian or Alaskan Native | 12 | $1,009,000 | $89,000 | $160,000 | $47,000 | $83,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $98,000 | $98,000 | $98,000 | $68,000 | $68,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,805 | $587,523,000 | $50,215 | $19,365,000 | $7,294 | $1,474,000 |
| FHA-insured (Federal Housing Administration) | 123 | $12,028,000 | $89,500 | $160,000 | $58,000 | $336,000 |
| VA-guaranteed (Veterans Administration) | 66 | $7,469,000 | $105,750 | $210,000 | $41,500 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $123,000 | $30,000 | $53,000 | $46,000 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,869 | $410,710,000 | $1,049,333 | $19,365,000 | $113,944 | $1,474,000 |
| Loan Purchased By The Institution | 3,366 | $148,494,000 | $37,843 | $876,000 | $0 | $0 |
| Application Denied By Financial Institution | 366 | $11,532,000 | $142,500 | $400,000 | $95,500 | $266,000 |
| Application Withdrawn By Applicant | 264 | $21,842,000 | $77,000 | $389,000 | $45,333 | $480,000 |
| File Closed For Incompleteness | 86 | $8,851,000 | $113,600 | $323,000 | $51,000 | $190,000 |
| Application Approved But Not Accepted | 47 | $5,714,000 | $199,333 | $334,000 | $125,666 | $403,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 180 | $4,641,000 | $138,750 | $340,000 | $96,500 | $266,000 |
| Debt-To-Income Ratio | 128 | $4,955,000 | $37,000 | $400,000 | $33,000 | $152,000 |
| Collateral | 28 | $286,000 | $7,000 | $116,000 | $43,000 | $81,000 |
| Other | 15 | $649,000 | $41,500 | $144,000 | $57,000 | $257,000 |
| Employment History | 9 | $450,000 | $93,000 | $155,000 | $18,500 | $92,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $365,000 | $73,500 | $93,000 | $42,500 | $60,000 |
| Unverifiable Information | 1 | $186,000 | $186,000 | $186,000 | $53,000 | $53,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tierone Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tierone Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.
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