Tierone Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Tierone Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tierone Bank 1235 "N" Street Lincoln, NE 68508 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,998 |
| Total Mortgage Loan Application Amount | $607,143,000 |
| Average Mortgage Loan Application Amount | $48,707 |
| Highest Mortgage Loan Application Amount | $19,365,000 |
| Average Applicant Income | $9,000 |
| Highest Applicant Income | $1,474,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Tierone Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tierone Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Tierone Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tierone Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Tierone Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tierone Bank's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| OMAHA-COUNCIL BLUFFS, NE-IA | 1,302 | $ 132,642,000 | $ 101,000 | $ 65,000 |
| LINCOLN, NE | 1,246 | $ 130,633,000 | $ 104,000 | $ 57,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 134 | $ 15,138,000 | $ 112,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 106 | $ 2,780,000 | $ 26,000 | $ 0 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 105 | $ 2,890,000 | $ 27,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 85 | $ 3,965,000 | $ 46,000 | $ 0 |
| PHILADELPHIA, PA | 76 | $ 2,968,000 | $ 39,000 | $ 0 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 68 | $ 6,103,000 | $ 89,000 | $ 0 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 67 | $ 1,876,000 | $ 28,000 | $ 0 |
| WARREN-FARMINGTON HILLS-TROY, MI | 66 | $ 2,589,000 | $ 39,000 | $ 0 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 62 | $ 2,247,000 | $ 36,000 | $ 11,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 62 | $ 3,240,000 | $ 52,000 | $ 0 |
| DENVER-AURORA, CO | 52 | $ 2,749,000 | $ 52,000 | $ 9,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 51 | $ 1,860,000 | $ 36,000 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 51 | $ 3,347,000 | $ 65,000 | $ 0 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 50 | $ 1,687,000 | $ 33,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 48 | $ 14,117,000 | $ 294,000 | $ 5,000 |
| DES MOINES, IA | 37 | $ 952,000 | $ 25,000 | $ 43,000 |
| NASSAU-SUFFOLK, NY | 37 | $ 2,917,000 | $ 78,000 | $ 0 |
| ORLANDO, FL | 37 | $ 1,259,000 | $ 34,000 | $ 0 |
| BALTIMORE-TOWSON, MD | 36 | $ 2,046,000 | $ 56,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 36 | $ 861,000 | $ 23,000 | $ 0 |
| JACKSONVILLE, FL | 35 | $ 1,285,000 | $ 36,000 | $ 4,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 35 | $ 2,519,000 | $ 71,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 32 | $ 1,811,000 | $ 56,000 | $ 80,000 |
| BIRMINGHAM-HOOVER, AL | 31 | $ 880,000 | $ 28,000 | $ 0 |
| COLUMBUS, OH | 31 | $ 947,000 | $ 30,000 | $ 0 |
| KANSAS CITY, MO-KS | 29 | $ 1,858,000 | $ 64,000 | $ 97,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 29 | $ 1,898,000 | $ 65,000 | $ 16,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 25 | $ 1,361,000 | $ 54,000 | $ 7,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 25 | $ 1,752,000 | $ 70,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 24 | $ 594,000 | $ 24,000 | $ 0 |
| DAYTON, OH | 24 | $ 526,000 | $ 21,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 24 | $ 1,960,000 | $ 81,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 24 | $ 1,227,000 | $ 51,000 | $ 0 |
| PITTSBURGH, PA | 23 | $ 542,000 | $ 23,000 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 22 | $ 517,000 | $ 23,000 | $ 0 |
| BOSTON-QUINCY, MA | 21 | $ 2,329,000 | $ 110,000 | $ 0 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 21 | $ 2,404,000 | $ 114,000 | $ 0 |
| SALT LAKE CITY, UT | 20 | $ 904,000 | $ 45,000 | $ 0 |
| TACOMA, WA | 20 | $ 567,000 | $ 28,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 18 | $ 516,000 | $ 28,000 | $ 0 |
| TULSA, OK | 18 | $ 442,000 | $ 24,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 17 | $ 443,000 | $ 26,000 | $ 0 |
| INDIANAPOLIS, IN | 17 | $ 465,000 | $ 27,000 | $ 0 |
| MADISON, WI | 17 | $ 428,000 | $ 25,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 17 | $ 1,436,000 | $ 84,000 | $ 0 |
| ALBUQUERQUE, NM | 16 | $ 553,000 | $ 34,000 | $ 0 |
| LOUISVILLE, KY-IN | 16 | $ 455,000 | $ 28,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 16 | $ 526,000 | $ 32,000 | $ 0 |
| PROVO-OREM, UT | 16 | $ 395,000 | $ 24,000 | $ 0 |
| READING, PA | 16 | $ 455,000 | $ 28,000 | $ 0 |
| ST. LOUIS, MO-IL | 16 | $ 955,000 | $ 59,000 | $ 0 |
| OLYMPIA, WA | 15 | $ 821,000 | $ 54,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 14 | $ 558,000 | $ 39,000 | $ 0 |
| FRESNO, CA | 14 | $ 515,000 | $ 36,000 | $ 0 |
| RICHMOND, VA | 14 | $ 331,000 | $ 23,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 14 | $ 655,000 | $ 46,000 | $ 0 |
| ANN ARBOR, MI | 13 | $ 285,000 | $ 21,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 13 | $ 408,000 | $ 31,000 | $ 0 |
| SAN ANTONIO, TX | 13 | $ 19,756,000 | $ 1,519,000 | $ 0 |
| CHARLESTON, WV | 12 | $ 206,000 | $ 17,000 | $ 0 |
| EDISON, NJ | 12 | $ 951,000 | $ 79,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 12 | $ 964,000 | $ 80,000 | $ 9,000 |
| YORK-HANOVER, PA | 12 | $ 239,000 | $ 19,000 | $ 0 |
| ANCHORAGE, AK | 11 | $ 474,000 | $ 43,000 | $ 0 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 11 | $ 1,130,000 | $ 102,000 | $ 0 |
| BUFFALO-NIAGARA FALLS, NY | 11 | $ 283,000 | $ 25,000 | $ 0 |
| COEUR D'ALENE, ID | 11 | $ 311,000 | $ 28,000 | $ 0 |
| LANSING-EAST LANSING, MI | 11 | $ 320,000 | $ 29,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 11 | $ 442,000 | $ 40,000 | $ 0 |
| OKLAHOMA CITY, OK | 11 | $ 214,000 | $ 19,000 | $ 0 |
| STATE COLLEGE, PA | 11 | $ 342,000 | $ 31,000 | $ 0 |
| CANTON-MASSILLON, OH | 10 | $ 228,000 | $ 22,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 10 | $ 325,000 | $ 32,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 10 | $ 387,000 | $ 38,000 | $ 0 |
| JACKSON, MS | 10 | $ 253,000 | $ 25,000 | $ 0 |
| LAS VEGAS-PARADISE, NV | 10 | $ 1,236,000 | $ 123,000 | $ 123,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 10 | $ 297,000 | $ 29,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 10 | $ 590,000 | $ 59,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 10 | $ 1,085,000 | $ 108,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 10 | $ 303,000 | $ 30,000 | $ 0 |
| ROCHESTER, NY | 10 | $ 202,000 | $ 20,000 | $ 0 |
| YAKIMA, WA | 10 | $ 311,000 | $ 31,000 | $ 0 |
| CAMDEN, NJ | 9 | $ 444,000 | $ 49,000 | $ 0 |
| COLORADO SPRINGS, CO | 9 | $ 498,000 | $ 55,000 | $ 26,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 9 | $ 283,000 | $ 31,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 9 | $ 338,000 | $ 37,000 | $ 0 |
| LYNCHBURG, VA | 9 | $ 168,000 | $ 18,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 9 | $ 290,000 | $ 32,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 9 | $ 435,000 | $ 48,000 | $ 0 |
| SPOKANE, WA | 9 | $ 272,000 | $ 30,000 | $ 0 |
| TALLAHASSEE, FL | 9 | $ 268,000 | $ 29,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 8 | $ 652,000 | $ 81,000 | $ 0 |
| FLINT, MI | 8 | $ 157,000 | $ 19,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 8 | $ 172,000 | $ 21,000 | $ 0 |
| HOLLAND-GRAND HAVEN, MI | 8 | $ 324,000 | $ 40,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 8 | $ 524,000 | $ 65,000 | $ 0 |
| SARASOTA-BRADENTON-VENICE, FL | 8 | $ 397,000 | $ 49,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 8 | $ 330,000 | $ 41,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 8 | $ 128,000 | $ 16,000 | $ 0 |
| AKRON, OH | 7 | $ 246,000 | $ 35,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 7 | $ 144,000 | $ 20,000 | $ 0 |
| ANNISTON-OXFORD, AL | 7 | $ 119,000 | $ 17,000 | $ 0 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 7 | $ 209,000 | $ 29,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 7 | $ 289,000 | $ 41,000 | $ 18,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 7 | $ 140,000 | $ 20,000 | $ 0 |
| LANCASTER, PA | 7 | $ 195,000 | $ 27,000 | $ 0 |
| MOBILE, AL | 7 | $ 185,000 | $ 26,000 | $ 0 |
| MODESTO, CA | 7 | $ 320,000 | $ 45,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 7 | $ 1,016,000 | $ 145,000 | $ 0 |
| STOCKTON, CA | 7 | $ 327,000 | $ 46,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 6 | $ 552,000 | $ 92,000 | $ 0 |
| COLUMBIA, SC | 6 | $ 180,000 | $ 30,000 | $ 0 |
| JACKSON, MI | 6 | $ 114,000 | $ 19,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN, FL | 6 | $ 197,000 | $ 32,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 6 | $ 231,000 | $ 38,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 6 | $ 316,000 | $ 52,000 | $ 0 |
| SPRINGFIELD, MO | 6 | $ 898,000 | $ 149,000 | $ 55,000 |
| TYLER, TX | 6 | $ 179,000 | $ 29,000 | $ 0 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 6 | $ 157,000 | $ 26,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 6 | $ 206,000 | $ 34,000 | $ 0 |
| WINCHESTER, VA-WV | 6 | $ 345,000 | $ 57,000 | $ 0 |
| BAKERSFIELD, CA | 5 | $ 183,000 | $ 36,000 | $ 0 |
| BATON ROUGE, LA | 5 | $ 184,000 | $ 36,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 5 | $ 156,000 | $ 31,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 5 | $ 130,000 | $ 26,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 5 | $ 184,000 | $ 36,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 5 | $ 136,000 | $ 27,000 | $ 0 |
| ESSEX COUNTY, MA | 5 | $ 287,000 | $ 57,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 5 | $ 103,000 | $ 20,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 5 | $ 148,000 | $ 29,000 | $ 0 |
| MACON, GA | 5 | $ 111,000 | $ 22,000 | $ 0 |
| POCATELLO, ID | 5 | $ 81,000 | $ 16,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 5 | $ 213,000 | $ 42,000 | $ 0 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 5 | $ 207,000 | $ 41,000 | $ 0 |
| RACINE, WI | 5 | $ 125,000 | $ 25,000 | $ 0 |
| RALEIGH-CARY, NC | 5 | $ 151,000 | $ 30,000 | $ 0 |
| RENO-SPARKS, NV | 5 | $ 328,000 | $ 65,000 | $ 0 |
| ROCKFORD, IL | 5 | $ 577,000 | $ 115,000 | $ 0 |
| SANTA FE, NM | 5 | $ 127,000 | $ 25,000 | $ 0 |
| ST. GEORGE, UT | 5 | $ 117,000 | $ 23,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 110,000 | $ 27,000 | $ 0 |
| CEDAR RAPIDS, IA | 4 | $ 64,000 | $ 16,000 | $ 0 |
| COLUMBIA, MO | 4 | $ 624,000 | $ 156,000 | $ 66,000 |
| FORT WAYNE, IN | 4 | $ 155,000 | $ 38,000 | $ 0 |
| GREEN BAY, WI | 4 | $ 71,000 | $ 17,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 4 | $ 187,000 | $ 46,000 | $ 0 |
| MANSFIELD, OH | 4 | $ 70,000 | $ 17,000 | $ 0 |
| MISSOULA, MT | 4 | $ 100,000 | $ 25,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 4 | $ 98,000 | $ 24,000 | $ 0 |
| ROCHESTER, MN | 4 | $ 202,000 | $ 50,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 4 | $ 69,000 | $ 17,000 | $ 0 |
| SPRINGFIELD, OH | 4 | $ 120,000 | $ 30,000 | $ 0 |
| ST. JOSEPH, MO-KS | 4 | $ 209,000 | $ 52,000 | $ 29,000 |
| TUSCALOOSA, AL | 4 | $ 72,000 | $ 18,000 | $ 0 |
| AMES, IA | 3 | $ 69,000 | $ 23,000 | $ 0 |
| APPLETON, WI | 3 | $ 538,000 | $ 179,000 | $ 0 |
| ASHEVILLE, NC | 3 | $ 122,000 | $ 40,000 | $ 0 |
| BEND, OR | 3 | $ 73,000 | $ 24,000 | $ 0 |
| BISMARCK, ND | 3 | $ 87,000 | $ 29,000 | $ 0 |
| BLOOMINGTON-NORMAL, IL | 3 | $ 72,000 | $ 24,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 79,000 | $ 26,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 37,000 | $ 12,000 | $ 0 |
| EL PASO, TX | 3 | $ 81,000 | $ 27,000 | $ 0 |
| ELKHART-GOSHEN, IN | 3 | $ 64,000 | $ 21,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 3 | $ 86,000 | $ 28,000 | $ 0 |
| FORT SMITH, AR-OK | 3 | $ 111,000 | $ 37,000 | $ 0 |
| GARY, IN | 3 | $ 57,000 | $ 19,000 | $ 0 |
| HATTIESBURG, MS | 3 | $ 120,000 | $ 40,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 85,000 | $ 28,000 | $ 0 |
| HUNTSVILLE, AL | 3 | $ 107,000 | $ 35,000 | $ 0 |
| IDAHO FALLS, ID | 3 | $ 76,000 | $ 25,000 | $ 0 |
| JANESVILLE, WI | 3 | $ 78,000 | $ 26,000 | $ 0 |
| JOPLIN, MO | 3 | $ 87,000 | $ 29,000 | $ 0 |
| KNOXVILLE, TN | 3 | $ 58,000 | $ 19,000 | $ 0 |
| LAFAYETTE, IN | 3 | $ 87,000 | $ 29,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3 | $ 116,000 | $ 38,000 | $ 0 |
| MADERA, CA | 3 | $ 166,000 | $ 55,000 | $ 0 |
| SALEM, OR | 3 | $ 85,000 | $ 28,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 3 | $ 228,000 | $ 76,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 3 | $ 529,000 | $ 176,000 | $ 0 |
| SPRINGFIELD, MA | 3 | $ 86,000 | $ 28,000 | $ 0 |
| SYRACUSE, NY | 3 | $ 104,000 | $ 34,000 | $ 0 |
| TUCSON, AZ | 3 | $ 132,000 | $ 44,000 | $ 0 |
| ALTOONA, PA | 2 | $ 64,000 | $ 32,000 | $ 0 |
| ANDERSON, IN | 2 | $ 59,000 | $ 29,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 85,000 | $ 42,000 | $ 0 |
| CARSON CITY, NV | 2 | $ 52,000 | $ 26,000 | $ 0 |
| CHEYENNE, WY | 2 | $ 47,000 | $ 23,000 | $ 0 |
| CORPUS CHRISTI, TX | 2 | $ 47,000 | $ 23,000 | $ 0 |
| CORVALLIS, OR | 2 | $ 49,000 | $ 24,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 43,000 | $ 21,000 | $ 0 |
| DURHAM, NC | 2 | $ 49,000 | $ 24,000 | $ 0 |
| FARMINGTON, NM | 2 | $ 82,000 | $ 41,000 | $ 0 |
| FLAGSTAFF, AZ | 2 | $ 89,000 | $ 44,000 | $ 0 |
| GADSDEN, AL | 2 | $ 67,000 | $ 33,000 | $ 0 |
| GREELEY, CO | 2 | $ 70,000 | $ 35,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 51,000 | $ 25,000 | $ 0 |
| HONOLULU, HI | 2 | $ 126,000 | $ 63,000 | $ 0 |
| IOWA CITY, IA | 2 | $ 61,000 | $ 30,000 | $ 0 |
| KOKOMO, IN | 2 | $ 40,000 | $ 20,000 | $ 0 |
| LAKELAND, FL | 2 | $ 48,000 | $ 24,000 | $ 0 |
| LEBANON, PA | 2 | $ 82,000 | $ 41,000 | $ 0 |
| MCALLEN-EDINBURG-PHARR, TX | 2 | $ 41,000 | $ 20,000 | $ 0 |
| MONROE, MI | 2 | $ 29,000 | $ 14,000 | $ 0 |
| MONTGOMERY, AL | 2 | $ 44,000 | $ 22,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 2 | $ 38,000 | $ 19,000 | $ 0 |
| NAPA, CA | 2 | $ 422,000 | $ 211,000 | $ 0 |
| OCALA, FL | 2 | $ 48,000 | $ 24,000 | $ 0 |
| OCEAN CITY, NJ | 2 | $ 351,000 | $ 175,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 2 | $ 49,000 | $ 24,000 | $ 0 |
| PORT ST. LUCIE-FORT PIERCE, FL | 2 | $ 59,000 | $ 29,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 2 | $ 216,000 | $ 108,000 | $ 0 |
| SHEBOYGAN, WI | 2 | $ 51,000 | $ 25,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 2 | $ 99,000 | $ 49,000 | $ 0 |
| WENATCHEE, WA | 2 | $ 28,000 | $ 14,000 | $ 0 |
| WICHITA, KS | 2 | $ 66,000 | $ 33,000 | $ 0 |
| WILMINGTON, NC | 2 | $ 475,000 | $ 237,000 | $ 0 |
| WORCESTER, MA | 2 | $ 72,000 | $ 36,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 27,000 | $ 13,000 | $ 0 |
| ALBANY, GA | 1 | $ 16,000 | $ 16,000 | $ 0 |
| ATLANTIC CITY, NJ | 1 | $ 93,000 | $ 93,000 | $ 0 |
| BARNSTABLE TOWN, MA | 1 | $ 52,000 | $ 52,000 | $ 0 |
| BAY CITY, MI | 1 | $ 50,000 | $ 50,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 24,000 | $ 24,000 | $ 0 |
| BELLINGHAM, WA | 1 | $ 40,000 | $ 40,000 | $ 0 |
| BILLINGS, MT | 1 | $ 60,000 | $ 60,000 | $ 0 |
| BINGHAMTON, NY | 1 | $ 24,000 | $ 24,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 41,000 | $ 41,000 | $ 0 |
| BOULDER, CO | 1 | $ 76,000 | $ 76,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 26,000 | $ 26,000 | $ 0 |
| BURLINGTON, NC | 1 | $ 23,000 | $ 23,000 | $ 0 |
| CASPER, WY | 1 | $ 43,000 | $ 43,000 | $ 0 |
| CHARLOTTESVILLE, VA | 1 | $ 15,000 | $ 15,000 | $ 0 |
| CHATTANOOGA, TN-GA | 1 | $ 12,000 | $ 12,000 | $ 0 |
| CLARKSVILLE, TN-KY | 1 | $ 27,000 | $ 27,000 | $ 0 |
| COLUMBUS, GA-AL | 1 | $ 27,000 | $ 27,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 19,000 | $ 19,000 | $ 0 |
| DECATUR, IL | 1 | $ 59,000 | $ 59,000 | $ 0 |
| DOVER, DE | 1 | $ 20,000 | $ 20,000 | $ 0 |
| DULUTH, MN-WI | 1 | $ 16,000 | $ 16,000 | $ 0 |
| FARGO, ND-MN | 1 | $ 62,000 | $ 62,000 | $ 0 |
| FAYETTEVILLE, NC | 1 | $ 31,000 | $ 31,000 | $ 0 |
| GAINESVILLE, GA | 1 | $ 14,000 | $ 14,000 | $ 0 |
| GLENS FALLS, NY | 1 | $ 25,000 | $ 25,000 | $ 0 |
| GREENVILLE, SC | 1 | $ 22,000 | $ 22,000 | $ 0 |
| GULFPORT-BILOXI, MS | 1 | $ 38,000 | $ 38,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 17,000 | $ 17,000 | $ 0 |
| HANFORD-CORCORAN, CA | 1 | $ 60,000 | $ 60,000 | $ 0 |
| JOHNSON CITY, TN | 1 | $ 10,000 | $ 10,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 20,000 | $ 20,000 | $ 0 |
| LA CROSSE, WI-MN | 1 | $ 43,000 | $ 43,000 | $ 0 |
| LAWRENCE, KS | 1 | $ 72,000 | $ 72,000 | $ 0 |
| LEWISTON-AUBURN, ME | 1 | $ 13,000 | $ 13,000 | $ 0 |
| LIMA, OH | 1 | $ 12,000 | $ 12,000 | $ 0 |
| LUBBOCK, TX | 1 | $ 10,000 | $ 10,000 | $ 0 |
| MEDFORD, OR | 1 | $ 32,000 | $ 32,000 | $ 0 |
| MERCED, CA | 1 | $ 13,000 | $ 13,000 | $ 0 |
| MONROE, LA | 1 | $ 20,000 | $ 20,000 | $ 0 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 14,000 | $ 14,000 | $ 0 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1 | $ 41,000 | $ 41,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 18,000 | $ 18,000 | $ 0 |
| ODESSA, TX | 1 | $ 12,000 | $ 12,000 | $ 0 |
| PEORIA, IL | 1 | $ 23,000 | $ 23,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 12,000 | $ 12,000 | $ 0 |
| REDDING, CA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| ROANOKE, VA | 1 | $ 16,000 | $ 16,000 | $ 0 |
| SALISBURY, MD | 1 | $ 13,000 | $ 13,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 32,000 | $ 32,000 | $ 0 |
| SPRINGFIELD, IL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| TOLEDO, OH | 1 | $ 57,000 | $ 57,000 | $ 0 |
| TOPEKA, KS | 1 | $ 38,000 | $ 38,000 | $ 0 |
| TRENTON-EWING, NJ | 1 | $ 668,000 | $ 668,000 | $ 0 |
| WARNER ROBINS, GA | 1 | $ 20,000 | $ 20,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 22,000 | $ 22,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 27,000 | $ 27,000 | $ 0 |
| YUBA CITY, CA | 1 | $ 34,000 | $ 34,000 | $ 0 |
Mortgage Loan Application Detail Totals for Tierone Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,817 | $328,661,000 | $55,392 | $11,500,000 | $4,745 | $1,474,000 |
| Home Purchase | 3,361 | $269,962,000 | $45,320 | $19,365,000 | $9,240 | $800,000 |
| Home Improvement | 820 | $8,520,000 | $14,400 | $146,000 | $50,000 | $690,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,183 | $364,511,000 | $199,444 | $850,000 | $115,000 | $1,474,000 |
| Not applicable | 3,403 | $213,892,000 | $64,803 | $19,365,000 | $392 | $219,000 |
| Not Provided | 163 | $10,946,000 | $92,000 | $530,000 | $118,400 | $611,000 |
| Hispanic | 116 | $7,426,000 | $38,666 | $1,080,000 | $46,000 | $435,000 |
| Black or African American | 67 | $3,234,000 | $44,250 | $178,000 | $84,000 | $195,000 |
| Asian | 53 | $6,027,000 | $98,666 | $400,000 | $62,333 | $223,000 |
| American Indian or Alaskan Native | 12 | $1,009,000 | $89,000 | $160,000 | $47,000 | $83,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $98,000 | $98,000 | $98,000 | $68,000 | $68,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,805 | $587,523,000 | $50,215 | $19,365,000 | $7,294 | $1,474,000 |
| FHA-insured (Federal Housing Administration) | 123 | $12,028,000 | $89,500 | $160,000 | $58,000 | $336,000 |
| VA-guaranteed (Veterans Administration) | 66 | $7,469,000 | $105,750 | $210,000 | $41,500 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $123,000 | $30,000 | $53,000 | $46,000 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,869 | $410,710,000 | $1,049,333 | $19,365,000 | $113,944 | $1,474,000 |
| Loan Purchased By The Institution | 3,366 | $148,494,000 | $37,843 | $876,000 | $0 | $0 |
| Application Denied By Financial Institution | 366 | $11,532,000 | $142,500 | $400,000 | $95,500 | $266,000 |
| Application Withdrawn By Applicant | 264 | $21,842,000 | $77,000 | $389,000 | $45,333 | $480,000 |
| File Closed For Incompleteness | 86 | $8,851,000 | $113,600 | $323,000 | $51,000 | $190,000 |
| Application Approved But Not Accepted | 47 | $5,714,000 | $199,333 | $334,000 | $125,666 | $403,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 180 | $4,641,000 | $138,750 | $340,000 | $96,500 | $266,000 |
| Debt-To-Income Ratio | 128 | $4,955,000 | $37,000 | $400,000 | $33,000 | $152,000 |
| Collateral | 28 | $286,000 | $7,000 | $116,000 | $43,000 | $81,000 |
| Other | 15 | $649,000 | $41,500 | $144,000 | $57,000 | $257,000 |
| Employment History | 9 | $450,000 | $93,000 | $155,000 | $18,500 | $92,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $365,000 | $73,500 | $93,000 | $42,500 | $60,000 |
| Unverifiable Information | 1 | $186,000 | $186,000 | $186,000 | $53,000 | $53,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tierone Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tierone Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.