Tinker Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Tinker Federal Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tinker Federal Credit Union 4140 W I-40 Oklahoma City, OK 73108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,237 |
| Total Mortgage Loan Application Amount | $200,326,000 |
| Average Mortgage Loan Application Amount | $73,000 |
| Highest Mortgage Loan Application Amount | $650,000 |
| Average Applicant Income | $66,666 |
| Highest Applicant Income | $1,073,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Tinker Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tinker Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Tinker Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tinker Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Tinker Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tinker Federal Credit Union's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 1,584 | $ 59,866,000 | $ 37,000 | $ 62,000 |
| Cleveland County Oklahoma | 643 | $ 26,937,000 | $ 41,000 | $ 73,000 |
| Garfield County Oklahoma | 227 | $ 6,903,000 | $ 30,000 | $ 58,000 |
| Pottawatomie County Oklahoma | 197 | $ 6,269,000 | $ 31,000 | $ 62,000 |
| Canadian County Oklahoma | 196 | $ 8,932,000 | $ 45,000 | $ 73,000 |
| Logan County Oklahoma | 89 | $ 3,547,000 | $ 39,000 | $ 70,000 |
| Pontotoc County Oklahoma | 80 | $ 2,432,000 | $ 30,000 | $ 61,000 |
| McClain County Oklahoma | 78 | $ 3,387,000 | $ 43,000 | $ 72,000 |
| Lincoln County Oklahoma | 71 | $ 1,969,000 | $ 27,000 | $ 63,000 |
| Grady County Oklahoma | 57 | $ 3,224,000 | $ 56,000 | $ 75,000 |
| Seminole County Oklahoma | 52 | $ 1,386,000 | $ 26,000 | $ 51,000 |
| Tulsa County Oklahoma | 52 | $ 1,473,000 | $ 28,000 | $ 65,000 |
| Payne County Oklahoma | 40 | $ 1,677,000 | $ 41,000 | $ 67,000 |
| Garvin County Oklahoma | 24 | $ 763,000 | $ 31,000 | $ 57,000 |
| Rogers County Oklahoma | 16 | $ 604,000 | $ 37,000 | $ 85,000 |
| Kingfisher County Oklahoma | 15 | $ 369,000 | $ 24,000 | $ 84,000 |
| Pittsburg County Oklahoma | 15 | $ 440,000 | $ 29,000 | $ 67,000 |
| Caddo County Oklahoma | 14 | $ 244,000 | $ 17,000 | $ 57,000 |
| Murray County Oklahoma | 13 | $ 416,000 | $ 32,000 | $ 62,000 |
| Muskogee County Oklahoma | 13 | $ 150,000 | $ 11,000 | $ 66,000 |
| Kay County Oklahoma | 11 | $ 257,000 | $ 23,000 | $ 67,000 |
| McIntosh County Oklahoma | 11 | $ 210,000 | $ 19,000 | $ 75,000 |
| Wagoner County Oklahoma | 11 | $ 257,000 | $ 23,000 | $ 71,000 |
| Hughes County Oklahoma | 10 | $ 851,000 | $ 85,000 | $ 68,000 |
| Creek County Oklahoma | 9 | $ 131,000 | $ 14,000 | $ 51,000 |
| Comanche County Oklahoma | 8 | $ 574,000 | $ 71,000 | $ 69,000 |
| Johnston County Oklahoma | 8 | $ 259,000 | $ 32,000 | $ 59,000 |
| Grant County Oklahoma | 7 | $ 131,000 | $ 18,000 | $ 43,000 |
| Major County Oklahoma | 7 | $ 256,000 | $ 36,000 | $ 56,000 |
| Okmulgee County Oklahoma | 7 | $ 112,000 | $ 16,000 | $ 60,000 |
| Carter County Oklahoma | 6 | $ 270,000 | $ 45,000 | $ 57,000 |
| Latimer County Oklahoma | 5 | $ 100,000 | $ 20,000 | $ 72,000 |
| Marshall County Oklahoma | 5 | $ 285,000 | $ 57,000 | $ 53,000 |
| McCurtain County Oklahoma | 5 | $ 269,000 | $ 53,000 | $ 55,000 |
| Woodward County Oklahoma | 5 | $ 149,000 | $ 29,000 | $ 68,000 |
| Blaine County Oklahoma | 4 | $ 66,000 | $ 16,000 | $ 68,000 |
| Choctaw County Oklahoma | 4 | $ 374,000 | $ 93,000 | $ 64,000 |
| Okfuskee County Oklahoma | 4 | $ 150,000 | $ 37,000 | $ 42,000 |
| Pushmataha County Oklahoma | 4 | $ 159,000 | $ 39,000 | $ 97,000 |
| Texas County Oklahoma | 4 | $ 45,000 | $ 11,000 | $ 25,000 |
| Pulaski County Arkansas | 3 | $ 14,000 | $ 4,000 | $ 35,000 |
| Wayne County North Carolina | 3 | $ 15,000 | $ 5,000 | $ 54,000 |
| Alfalfa County Oklahoma | 3 | $ 46,000 | $ 15,000 | $ 58,000 |
| Beckham County Oklahoma | 3 | $ 48,000 | $ 16,000 | $ 70,000 |
| Custer County Oklahoma | 3 | $ 429,000 | $ 143,000 | $ 108,000 |
| Delaware County Oklahoma | 3 | $ 62,000 | $ 20,000 | $ 86,000 |
| Jackson County Oklahoma | 3 | $ 21,000 | $ 7,000 | $ 60,000 |
| Le Flore County Oklahoma | 3 | $ 65,000 | $ 21,000 | $ 59,000 |
| Love County Oklahoma | 3 | $ 89,000 | $ 29,000 | $ 54,000 |
| Noble County Oklahoma | 3 | $ 186,000 | $ 62,000 | $ 35,000 |
| Sequoyah County Oklahoma | 3 | $ 159,000 | $ 53,000 | $ 93,000 |
| Washington County Oklahoma | 3 | $ 136,000 | $ 45,000 | $ 55,000 |
| Tarrant County Texas | 3 | $ 28,000 | $ 9,000 | $ 77,000 |
| Wichita County Texas | 3 | $ 30,000 | $ 10,000 | $ 69,000 |
| San Bernardino County California | 2 | $ 20,000 | $ 10,000 | $ 43,000 |
| El Paso County Colorado | 2 | $ 13,000 | $ 6,000 | $ 57,000 |
| Lowndes County Georgia | 2 | $ 32,000 | $ 16,000 | $ 62,000 |
| Rio Arriba County New Mexico | 2 | $ 12,000 | $ 6,000 | $ 54,000 |
| Adair County Oklahoma | 2 | $ 35,000 | $ 17,000 | $ 36,000 |
| Atoka County Oklahoma | 2 | $ 70,000 | $ 35,000 | $ 67,000 |
| Cherokee County Oklahoma | 2 | $ 16,000 | $ 8,000 | $ 58,000 |
| Coal County Oklahoma | 2 | $ 128,000 | $ 64,000 | $ 54,000 |
| Kiowa County Oklahoma | 2 | $ 25,000 | $ 12,000 | $ 46,000 |
| Mayes County Oklahoma | 2 | $ 105,000 | $ 52,000 | $ 64,000 |
| Osage County Oklahoma | 2 | $ 17,000 | $ 8,000 | $ 68,000 |
| Pawnee County Oklahoma | 2 | $ 202,000 | $ 101,000 | $ 93,000 |
| Stephens County Oklahoma | 2 | $ 30,000 | $ 15,000 | $ 91,000 |
| Hood County Texas | 2 | $ 9,000 | $ 4,000 | $ 64,000 |
| Wheeler County Texas | 2 | $ 60,000 | $ 30,000 | $ 53,000 |
| Maricopa County Arizona | 1 | $ 11,000 | $ 11,000 | $ 120,000 |
| Woodruff County Arkansas | 1 | $ 26,000 | $ 26,000 | $ 83,000 |
| Los Angeles County California | 1 | $ 2,000 | $ 2,000 | $ 72,000 |
| Riverside County California | 1 | $ 6,000 | $ 6,000 | $ 59,000 |
| Sacramento County California | 1 | $ 13,000 | $ 13,000 | $ 111,000 |
| San Francisco County California | 1 | $ 3,000 | $ 3,000 | $ 29,000 |
| Sutter County California | 1 | $ 36,000 | $ 36,000 | $ 138,000 |
| Orange County Florida | 1 | $ 20,000 | $ 20,000 | $ 90,000 |
| Polk County Florida | 1 | $ 3,000 | $ 3,000 | $ 54,000 |
| Fulton County Georgia | 1 | $ 20,000 | $ 20,000 | $ 208,000 |
| Rockdale County Georgia | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| Cook County Illinois | 1 | $ 4,000 | $ 4,000 | $ 79,000 |
| St. Clair County Illinois | 1 | $ 5,000 | $ 5,000 | $ 127,000 |
| Reno County Kansas | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Harford County Maryland | 1 | $ 24,000 | $ 24,000 | $ 126,000 |
| Alcona County Michigan | 1 | $ 4,000 | $ 4,000 | $ 45,000 |
| Scott County Minnesota | 1 | $ 9,000 | $ 9,000 | $ 91,000 |
| Cass County Missouri | 1 | $ 2,000 | $ 2,000 | $ 51,000 |
| Johnson County Missouri | 1 | $ 5,000 | $ 5,000 | $ 80,000 |
| Newton County Missouri | 1 | $ 3,000 | $ 3,000 | $ 30,000 |
| Sarpy County Nebraska | 1 | $ 7,000 | $ 7,000 | $ 102,000 |
| Clark County Nevada | 1 | $ 13,000 | $ 13,000 | $ 96,000 |
| Gaston County North Carolina | 1 | $ 14,000 | $ 14,000 | $ 42,000 |
| Guilford County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 96,000 |
| Person County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 67,000 |
| Wake County North Carolina | 1 | $ 12,000 | $ 12,000 | $ 66,000 |
| Greene County Ohio | 1 | $ 20,000 | $ 20,000 | $ 81,000 |
| Bryan County Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 53,000 |
| Craig County Oklahoma | 1 | $ 3,000 | $ 3,000 | $ 24,000 |
| Ellis County Oklahoma | 1 | $ 31,000 | $ 31,000 | $ 65,000 |
| Haskell County Oklahoma | 1 | $ 3,000 | $ 3,000 | $ 42,000 |
| Jefferson County Oklahoma | 1 | $ 34,000 | $ 34,000 | $ 41,000 |
| Nowata County Oklahoma | 1 | $ 4,000 | $ 4,000 | $ 70,000 |
| Roger Mills County Oklahoma | 1 | $ 29,000 | $ 29,000 | $ 60,000 |
| Tillman County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Washita County Oklahoma | 1 | $ 17,000 | $ 17,000 | $ 112,000 |
| Woods County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Benton County Tennessee | 1 | $ 18,000 | $ 18,000 | $ 43,000 |
| Montgomery County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Collin County Texas | 1 | $ 4,000 | $ 4,000 | $ 61,000 |
| Grayson County Texas | 1 | $ 12,000 | $ 12,000 | $ 78,000 |
| Harris County Texas | 1 | $ 7,000 | $ 7,000 | $ 42,000 |
| Kaufman County Texas | 1 | $ 8,000 | $ 8,000 | $ 102,000 |
| Panola County Texas | 1 | $ 3,000 | $ 3,000 | $ 60,000 |
| Polk County Texas | 1 | $ 3,000 | $ 3,000 | $ 70,000 |
| Taylor County Texas | 1 | $ 15,000 | $ 15,000 | $ 112,000 |
| Van Zandt County Texas | 1 | $ 67,000 | $ 67,000 | $ 42,000 |
| Chesapeake County Virginia | 1 | $ 18,000 | $ 18,000 | $ 86,000 |
| Prince William County Virginia | 1 | $ 13,000 | $ 13,000 | $ 113,000 |
| Suffolk County Virginia | 1 | $ 5,000 | $ 5,000 | $ 96,000 |
| Milwaukee County Wisconsin | 1 | $ 4,000 | $ 4,000 | $ 98,000 |
| Monroe County Wisconsin | 1 | $ 16,000 | $ 16,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Tinker Federal Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,678 | $39,458,000 | $14,000 | $415,000 | $62,000 | $495,000 |
| Home Purchase | 800 | $89,934,000 | $112,000 | $650,000 | $64,000 | $1,073,000 |
| Refinancing | 759 | $70,934,000 | $93,000 | $417,000 | $74,000 | $336,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,004 | $143,607,000 | $47,000 | $650,000 | $66,000 | $1,073,000 |
| Black or African American | 403 | $15,513,000 | $38,000 | $376,000 | $54,000 | $192,000 |
| American Indian or Alaskan Native | 289 | $12,597,000 | $43,000 | $350,000 | $62,000 | $327,000 |
| Not Provided | 245 | $16,219,000 | $66,000 | $417,000 | $67,000 | $540,000 |
| Hispanic | 216 | $7,695,000 | $35,000 | $230,000 | $61,000 | $208,000 |
| Asian | 64 | $4,269,000 | $66,000 | $220,000 | $68,000 | $201,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $426,000 | $26,000 | $85,000 | $68,000 | $182,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,112 | $181,939,000 | $44,000 | $650,000 | $65,000 | $1,073,000 |
| VA-guaranteed (Veterans Administration) | 125 | $18,387,000 | $147,000 | $358,000 | $68,000 | $198,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,935 | $60,267,000 | $31,000 | $335,000 | $71,000 | $290,000 |
| Application Denied By Financial Institution | 1,362 | $50,399,000 | $37,000 | $376,000 | $53,000 | $336,000 |
| Preapproval Denied by Financial Institution | 388 | $47,210,000 | $121,000 | $650,000 | $59,000 | $1,073,000 |
| Application Approved But Not Accepted | 360 | $23,293,000 | $64,000 | $417,000 | $76,000 | $495,000 |
| Preapproval Approved but not Accepted | 97 | $13,705,000 | $141,000 | $336,000 | $81,000 | $540,000 |
| Application Withdrawn By Applicant | 85 | $4,415,000 | $51,000 | $295,000 | $68,000 | $201,000 |
| File Closed For Incompleteness | 10 | $1,037,000 | $103,000 | $205,000 | $63,000 | $131,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tinker Federal Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tinker Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.