Tower Federal Credit Union Mortgage Lending & HMDA Data, 2012
In 2012, Tower Federal Credit Union of Laurel, MD reported 2,346 mortgage applications totaling $535.4 million, up 11% from 2011. The average application was for $228,232, and applicants reported an average income of $127,948. 72% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Baltimore-Towson, MD (1,732), Washington-Arlington-Alexandria, DC-VA-MD-WV (191) and Bethesda-Rockville-Frederick, MD (91) (applications in parentheses).
| Mortgage Company & Address | Tower Federal Credit Union 7901 Sandy Spring Road Laurel, MD 20707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,346 |
| Total Mortgage Loan Application Amount | $535,433,000 |
| Average Mortgage Loan Application Amount | $228,232 |
| Highest Mortgage Loan Application Amount | $813,000 |
| Average Applicant Income | $127,948 |
| Highest Applicant Income | $1,259,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tower Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anne Arundel, Maryland | 781 | $ 172,921,000 | $ 221,409 | $ 120,000 |
| Howard, Maryland | 446 | $ 112,984,000 | $ 253,327 | $ 148,000 |
| Baltimore, Maryland | 217 | $ 43,292,000 | $ 199,502 | $ 108,000 |
| Carroll, Maryland | 168 | $ 42,309,000 | $ 251,839 | $ 151,000 |
| Prince George's, Maryland | 121 | $ 26,004,000 | $ 214,909 | $ 117,000 |
| Montgomery, Maryland | 59 | $ 14,827,000 | $ 251,305 | $ 126,000 |
| Baltimore City, Maryland | 57 | $ 9,197,000 | $ 161,350 | $ 102,000 |
| Harford, Maryland | 36 | $ 8,583,000 | $ 238,416 | $ 130,000 |
| Frederick, Maryland | 32 | $ 8,530,000 | $ 266,562 | $ 116,000 |
| Queen Anne's, Maryland | 27 | $ 8,400,000 | $ 311,111 | $ 155,000 |
| York, Pennsylvania | 24 | $ 4,268,000 | $ 177,833 | $ 127,000 |
| Sussex, Delaware | 20 | $ 4,094,000 | $ 204,700 | $ 128,000 |
| Worcester, Maryland | 18 | $ 2,859,000 | $ 158,833 | $ 159,000 |
| Fairfax, Virginia | 18 | $ 5,697,000 | $ 316,500 | $ 155,000 |
| Caroline, Maryland | 15 | $ 3,276,000 | $ 218,400 | $ 121,000 |
| Loudoun, Virginia | 12 | $ 3,855,000 | $ 321,250 | $ 147,000 |
| District of Columbia, District Of Columbia | 11 | $ 2,331,000 | $ 211,909 | $ 115,000 |
| Adams, Pennsylvania | 11 | $ 1,913,000 | $ 173,909 | $ 125,000 |
| Arapahoe, Colorado | 10 | $ 2,749,000 | $ 274,900 | $ 155,000 |
| Calvert, Maryland | 6 | $ 1,512,000 | $ 252,000 | $ 151,000 |
| Charles, Maryland | 6 | $ 1,389,000 | $ 231,500 | $ 90,000 |
| Columbia, Georgia | 5 | $ 1,602,000 | $ 320,400 | $ 112,000 |
| Talbot, Maryland | 5 | $ 913,000 | $ 182,600 | $ 84,000 |
| Wake, North Carolina | 5 | $ 936,000 | $ 187,200 | $ 99,000 |
| Arlington, Virginia | 5 | $ 994,000 | $ 198,800 | $ 142,000 |
| Prince William, Virginia | 5 | $ 1,491,000 | $ 298,200 | $ 133,000 |
| El Paso, Colorado | 4 | $ 1,125,000 | $ 281,250 | $ 143,000 |
| Hillsborough, Florida | 4 | $ 972,000 | $ 243,000 | $ 127,000 |
| Garrett, Maryland | 4 | $ 691,000 | $ 172,750 | $ 146,000 |
| Franklin, Pennsylvania | 4 | $ 777,000 | $ 194,250 | $ 98,000 |
| Horry, South Carolina | 4 | $ 475,000 | $ 118,750 | $ 77,000 |
| Bexar, Texas | 4 | $ 750,000 | $ 187,500 | $ 124,000 |
| Santa Clara, California | 3 | $ 1,922,000 | $ 640,666 | $ 364,000 |
| Charlotte, Florida | 3 | $ 304,000 | $ 101,333 | $ 66,000 |
| Manatee, Florida | 3 | $ 554,000 | $ 184,666 | $ 159,000 |
| Pinellas, Florida | 3 | $ 797,000 | $ 265,666 | $ 148,000 |
| Sumter, Florida | 3 | $ 599,000 | $ 199,666 | $ 90,000 |
| Volusia, Florida | 3 | $ 436,000 | $ 145,333 | $ 98,000 |
| Honolulu, Hawaii | 3 | $ 1,233,000 | $ 411,000 | $ 138,000 |
| Washington, Maryland | 3 | $ 690,000 | $ 230,000 | $ 100,000 |
| Hillsborough, New Hampshire | 3 | $ 603,000 | $ 201,000 | $ 121,000 |
| Brunswick, North Carolina | 3 | $ 857,000 | $ 285,666 | $ 223,000 |
| Berkeley, West Virginia | 3 | $ 414,000 | $ 138,000 | $ 126,000 |
| Maricopa, Arizona | 2 | $ 431,000 | $ 215,500 | $ 83,000 |
| Placer, California | 2 | $ 786,000 | $ 393,000 | $ 81,000 |
| Denver, Colorado | 2 | $ 559,000 | $ 279,500 | $ 148,000 |
| Douglas, Colorado | 2 | $ 464,000 | $ 232,000 | $ 136,000 |
| Brevard, Florida | 2 | $ 591,000 | $ 295,500 | $ 202,000 |
| Lee, Florida | 2 | $ 538,000 | $ 269,000 | $ 150,000 |
| Orange, Florida | 2 | $ 261,000 | $ 130,500 | $ 89,000 |
| Palm Beach, Florida | 2 | $ 334,000 | $ 167,000 | $ 68,000 |
| Seminole, Florida | 2 | $ 444,000 | $ 222,000 | $ 60,000 |
| Cobb, Georgia | 2 | $ 173,000 | $ 86,500 | $ 60,000 |
| Cecil, Maryland | 2 | $ 543,000 | $ 271,500 | $ 97,000 |
| Kent, Maryland | 2 | $ 357,000 | $ 178,500 | $ 107,000 |
| Somerset, Maryland | 2 | $ 174,000 | $ 87,000 | $ 90,000 |
| Clark, Nevada | 2 | $ 445,000 | $ 222,500 | $ 69,000 |
| Monmouth, New Jersey | 2 | $ 548,000 | $ 274,000 | $ 241,000 |
| Currituck, North Carolina | 2 | $ 384,000 | $ 192,000 | $ 168,000 |
| Allegheny, Pennsylvania | 2 | $ 634,000 | $ 317,000 | $ 186,000 |
| Montgomery, Pennsylvania | 2 | $ 449,000 | $ 224,500 | $ 126,000 |
| Philadelphia, Pennsylvania | 2 | $ 269,000 | $ 134,500 | $ 118,000 |
| Travis, Texas | 2 | $ 415,000 | $ 207,500 | $ 64,000 |
| Utah, Utah | 2 | $ 203,000 | $ 101,500 | $ 157,000 |
| Accomack, Virginia | 2 | $ 442,000 | $ 221,000 | $ 233,000 |
| Culpeper, Virginia | 2 | $ 409,000 | $ 204,500 | $ 110,000 |
| Franklin, Virginia | 2 | $ 772,000 | $ 386,000 | $ 328,000 |
| Spotsylvania, Virginia | 2 | $ 597,000 | $ 298,500 | $ 130,000 |
| Morgan, West Virginia | 2 | $ 617,000 | $ 308,500 | $ 95,000 |
| Houston, Alabama | 1 | $ 59,000 | $ 59,000 | $ 260,000 |
| Tuscaloosa, Alabama | 1 | $ 132,000 | $ 132,000 | $ 50,000 |
| Matanuska-Susitna, Alaska | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Coconino, Arizona | 1 | $ 159,000 | $ 159,000 | $ 70,000 |
| Mohave, Arizona | 1 | $ 230,000 | $ 230,000 | $ 75,000 |
| Pima, Arizona | 1 | $ 251,000 | $ 251,000 | $ 41,000 |
| Pinal, Arizona | 1 | $ 101,000 | $ 101,000 | $ 49,000 |
| Benton, Arkansas | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Nevada, California | 1 | $ 656,000 | $ 656,000 | $ 223,000 |
| San Mateo, California | 1 | $ 349,000 | $ 349,000 | $ 215,000 |
| Boulder, Colorado | 1 | $ 220,000 | $ 220,000 | $ 72,000 |
| Eagle, Colorado | 1 | $ 400,000 | $ 400,000 | $ 240,000 |
| Jefferson, Colorado | 1 | $ 150,000 | $ 150,000 | $ 146,000 |
| Larimer, Colorado | 1 | $ 436,000 | $ 436,000 | $ 229,000 |
| Kent, Delaware | 1 | $ 237,000 | $ 237,000 | $ 60,000 |
| New Castle, Delaware | 1 | $ 99,000 | $ 99,000 | $ 49,000 |
| Duval, Florida | 1 | $ 95,000 | $ 95,000 | $ 133,000 |
| Escambia, Florida | 1 | $ 198,000 | $ 198,000 | $ 76,000 |
| Gulf, Florida | 1 | $ 194,000 | $ 194,000 | $ 132,000 |
| Hernando, Florida | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| Lake, Florida | 1 | $ 239,000 | $ 239,000 | $ 75,000 |
| Miami-Dade, Florida | 1 | $ 382,000 | $ 382,000 | $ 132,000 |
| Nassau, Florida | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| St. Johns, Florida | 1 | $ 217,000 | $ 217,000 | $ 78,000 |
| St. Lucie, Florida | 1 | $ 87,000 | $ 87,000 | $ 53,000 |
| Cherokee, Georgia | 1 | $ 298,000 | $ 298,000 | $ 130,000 |
| Clarke, Georgia | 1 | $ 180,000 | $ 180,000 | $ 43,000 |
| DeKalb, Georgia | 1 | $ 101,000 | $ 101,000 | $ 109,000 |
| Forsyth, Georgia | 1 | $ 233,000 | $ 233,000 | $ 242,000 |
| Gwinnett, Georgia | 1 | $ 156,000 | $ 156,000 | $ 50,000 |
| Houston, Georgia | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| McDuffie, Georgia | 1 | $ 258,000 | $ 258,000 | $ 106,000 |
| Richmond, Georgia | 1 | $ 204,000 | $ 204,000 | $ 69,000 |
| Ada, Idaho | 1 | $ 210,000 | $ 210,000 | $ 87,000 |
| DuPage, Illinois | 1 | $ 204,000 | $ 204,000 | $ 77,000 |
| Winnebago, Illinois | 1 | $ 98,000 | $ 98,000 | $ 140,000 |
| Hamilton, Indiana | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| Johnson, Indiana | 1 | $ 8,000 | $ 8,000 | $ 63,000 |
| St. Joseph, Indiana | 1 | $ 66,000 | $ 66,000 | $ 92,000 |
| Trigg, Kentucky | 1 | $ 197,000 | $ 197,000 | $ 144,000 |
| Dorchester, Maryland | 1 | $ 282,000 | $ 282,000 | $ 100,000 |
| Wicomico, Maryland | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Suffolk, Massachusetts | 1 | $ 321,000 | $ 321,000 | $ 168,000 |
| Worcester, Massachusetts | 1 | $ 40,000 | $ 40,000 | $ 57,000 |
| Cook, Minnesota | 1 | $ 395,000 | $ 395,000 | $ 106,000 |
| Hennepin, Minnesota | 1 | $ 370,000 | $ 370,000 | $ 126,000 |
| Douglas, Nebraska | 1 | $ 194,000 | $ 194,000 | $ 106,000 |
| Sarpy, Nebraska | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Rockingham, New Hampshire | 1 | $ 230,000 | $ 230,000 | $ 123,000 |
| Cape May, New Jersey | 1 | $ 200,000 | $ 200,000 | $ 149,000 |
| Morris, New Jersey | 1 | $ 61,000 | $ 61,000 | $ 155,000 |
| Somerset, New Jersey | 1 | $ 175,000 | $ 175,000 | $ 162,000 |
| Bernalillo, New Mexico | 1 | $ 344,000 | $ 344,000 | $ 171,000 |
| Sierra, New Mexico | 1 | $ 400,000 | $ 400,000 | $ 430,000 |
| Nassau, New York | 1 | $ 190,000 | $ 190,000 | $ 74,000 |
| Buncombe, North Carolina | 1 | $ 184,000 | $ 184,000 | $ 126,000 |
| Carteret, North Carolina | 1 | $ 270,000 | $ 270,000 | $ 100,000 |
| Chatham, North Carolina | 1 | $ 254,000 | $ 254,000 | $ 100,000 |
| Guilford, North Carolina | 1 | $ 397,000 | $ 397,000 | $ 155,000 |
| Henderson, North Carolina | 1 | $ 86,000 | $ 86,000 | $ 73,000 |
| Mecklenburg, North Carolina | 1 | $ 228,000 | $ 228,000 | $ 128,000 |
| Moore, North Carolina | 1 | $ 166,000 | $ 166,000 | $ 46,000 |
| New Hanover, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Orange, North Carolina | 1 | $ 200,000 | $ 200,000 | $ 145,000 |
| Pamlico, North Carolina | 1 | $ 300,000 | $ 300,000 | $ 160,000 |
| Clark, Ohio | 1 | $ 49,000 | $ 49,000 | $ 159,000 |
| Coshocton, Ohio | 1 | $ 88,000 | $ 88,000 | $ 124,000 |
| Cuyahoga, Ohio | 1 | $ 18,000 | $ 18,000 | $ 148,000 |
| Richland, Ohio | 1 | $ 20,000 | $ 20,000 | $ 85,000 |
| Lane, Oregon | 1 | $ 169,000 | $ 169,000 | $ 81,000 |
| Multnomah, Oregon | 1 | $ 750,000 | $ 750,000 | $ 282,000 |
| Cambria, Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 105,000 |
| Centre, Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 98,000 |
| Chester, Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 211,000 |
| Clearfield, Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 63,000 |
| Delaware, Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 170,000 |
| Lancaster, Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 104,000 |
| Lycoming, Pennsylvania | 1 | $ 209,000 | $ 209,000 | $ 136,000 |
| Montour, Pennsylvania | 1 | $ 243,000 | $ 243,000 | $ 115,000 |
| Wayne, Pennsylvania | 1 | $ 306,000 | $ 306,000 | $ 223,000 |
| Beaufort, South Carolina | 1 | $ 180,000 | $ 180,000 | $ 226,000 |
| Georgetown, South Carolina | 1 | $ 212,000 | $ 212,000 | $ 241,000 |
| Newberry, South Carolina | 1 | $ 293,000 | $ 293,000 | $ 98,000 |
| Cumberland, Tennessee | 1 | $ 90,000 | $ 90,000 | $ 74,000 |
| Davidson, Tennessee | 1 | $ 286,000 | $ 286,000 | $ 104,000 |
| Montgomery, Tennessee | 1 | $ 35,000 | $ 35,000 | $ 114,000 |
| Bandera, Texas | 1 | $ 302,000 | $ 302,000 | $ 238,000 |
| Dallas, Texas | 1 | $ 292,000 | $ 292,000 | $ 202,000 |
| Fort Bend, Texas | 1 | $ 152,000 | $ 152,000 | $ 93,000 |
| Harris, Texas | 1 | $ 112,000 | $ 112,000 | $ 83,000 |
| Medina, Texas | 1 | $ 365,000 | $ 365,000 | $ 169,000 |
| Bedford, Virginia | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Brunswick, Virginia | 1 | $ 295,000 | $ 295,000 | $ 302,000 |
| Essex, Virginia | 1 | $ 82,000 | $ 82,000 | $ 51,000 |
| Fairfax City, Virginia | 1 | $ 136,000 | $ 136,000 | $ 142,000 |
| Fauquier, Virginia | 1 | $ 13,000 | $ 13,000 | $ 159,000 |
| Hopewell, Virginia | 1 | $ 131,000 | $ 131,000 | $ 121,000 |
| James City, Virginia | 1 | $ 300,000 | $ 300,000 | $ 104,000 |
| Louisa, Virginia | 1 | $ 76,000 | $ 76,000 | $ 114,000 |
| Manassas, Virginia | 1 | $ 288,000 | $ 288,000 | $ 192,000 |
| Nelson, Virginia | 1 | $ 97,000 | $ 97,000 | $ 86,000 |
| Orange, Virginia | 1 | $ 270,000 | $ 270,000 | $ 116,000 |
| Shenandoah, Virginia | 1 | $ 166,000 | $ 166,000 | $ 108,000 |
| Stafford, Virginia | 1 | $ 180,000 | $ 180,000 | $ 145,000 |
| Suffolk, Virginia | 1 | $ 250,000 | $ 250,000 | $ 258,000 |
| Kitsap, Washington | 1 | $ 123,000 | $ 123,000 | $ 94,000 |
| Pierce, Washington | 1 | $ 398,000 | $ 398,000 | $ 123,000 |
| Yakima, Washington | 1 | $ 160,000 | $ 160,000 | $ 111,000 |
| Clay, West Virginia | 1 | $ 128,000 | $ 128,000 | $ 87,000 |
| Grant, West Virginia | 1 | $ 214,000 | $ 214,000 | $ 149,000 |
| Hardy, West Virginia | 1 | $ 70,000 | $ 70,000 | $ 127,000 |
| Jefferson, West Virginia | 1 | $ 40,000 | $ 40,000 | $ 85,000 |
| Randolph, West Virginia | 1 | $ 211,000 | $ 211,000 | $ 221,000 |
| Upshur, West Virginia | 1 | $ 340,000 | $ 340,000 | $ 124,000 |
| Bayfield, Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 196,000 |
| Marquette, Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 108,000 |
| Oneida, Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 154,000 |
Mortgage Loan Application Detail Totals for Tower Federal Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,955 | $459,664,000 | $235,000 | $813,000 | $130,000 | $1,259,000 |
| Home Purchase | 260 | $61,708,000 | $237,000 | $681,000 | $113,000 | $426,000 |
| Home Improvement | 131 | $14,061,000 | $107,000 | $376,000 | $127,000 | $334,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,105 | $251,627,000 | $227,000 | $813,000 | $132,000 | $485,000 |
| Not Provided | 1,058 | $239,130,000 | $226,000 | $783,000 | $126,000 | $1,259,000 |
| Black or African American | 121 | $27,657,000 | $228,000 | $679,000 | $112,000 | $272,000 |
| Asian | 29 | $9,540,000 | $328,000 | $788,000 | $143,000 | $304,000 |
| Hispanic | 26 | $6,115,000 | $235,000 | $417,000 | $130,000 | $339,000 |
| American Indian or Alaskan Native | 6 | $1,302,000 | $217,000 | $369,000 | $124,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $62,000 | $62,000 | $62,000 | $87,000 | $87,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,332 | $531,291,000 | $227,000 | $813,000 | $128,000 | $1,259,000 |
| VA-guaranteed (Veterans Administration) | 14 | $4,142,000 | $295,000 | $403,000 | $109,000 | $176,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,699 | $379,866,000 | $223,000 | $788,000 | $130,000 | $1,259,000 |
| Application Withdrawn By Applicant | 603 | $148,259,000 | $245,000 | $813,000 | $125,000 | $800,000 |
| Application Denied By Financial Institution | 40 | $6,094,000 | $152,000 | $679,000 | $90,000 | $269,000 |
| File Closed For Incompleteness | 4 | $1,214,000 | $303,000 | $388,000 | $161,000 | $230,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 18 | $3,013,000 | $167,000 | $679,000 | $92,000 | $231,000 |
| Debt-To-Income Ratio | 18 | $2,349,000 | $130,000 | $656,000 | $69,000 | $142,000 |
| Other | 2 | $415,000 | $207,000 | $215,000 | $186,000 | $269,000 |
| Collateral | 1 | $267,000 | $267,000 | $267,000 | $100,000 | $100,000 |
| Mortgage Insurance Denied | 1 | $50,000 | $50,000 | $50,000 | $251,000 | $251,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tower Federal Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tower Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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