Town & Country Credit
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Town & Country Credit 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Town & Country Credit 2010 Main Street, Suite 800 Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 36,781 |
| Total Mortgage Loan Application Amount | $9,830,937,000 |
| Average Mortgage Loan Application Amount | $235,333 |
| Highest Mortgage Loan Application Amount | $4,506,000 |
| Average Applicant Income | $134,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Town & Country Credit. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Town & Country Credit's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Town & Country Credit's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Town & Country Credit serves its applicants.
Each category highlights the total number of mortgage applications processed by Town & Country Credit, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Town & Country Credit's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 4,286 | $ 1,594,750,000 | $ 372,000 | $ 165,000 |
| Cook County Illinois | 2,442 | $ 483,840,000 | $ 198,000 | $ 110,000 |
| San Diego County California | 2,060 | $ 780,048,000 | $ 378,000 | $ 161,000 |
| Riverside County California | 1,402 | $ 446,950,000 | $ 318,000 | $ 182,000 |
| San Bernardino County California | 1,194 | $ 330,565,000 | $ 276,000 | $ 143,000 |
| Orange County California | 1,175 | $ 490,589,000 | $ 417,000 | $ 155,000 |
| Broward County Florida | 1,020 | $ 233,985,000 | $ 229,000 | $ 112,000 |
| Hennepin County Minnesota | 920 | $ 191,966,000 | $ 208,000 | $ 138,000 |
| Prince George's County Maryland | 887 | $ 223,962,000 | $ 252,000 | $ 139,000 |
| Providence County Rhode Island | 762 | $ 160,534,000 | $ 210,000 | $ 141,000 |
| Sacramento County California | 697 | $ 206,783,000 | $ 296,000 | $ 172,000 |
| Lake County Illinois | 668 | $ 143,248,000 | $ 214,000 | $ 140,000 |
| Hampden County Massachusetts | 528 | $ 82,552,000 | $ 156,000 | $ 77,000 |
| Contra Costa County California | 504 | $ 201,889,000 | $ 400,000 | $ 198,000 |
| New Haven County Connecticut | 500 | $ 94,027,000 | $ 188,000 | $ 86,000 |
| San Joaquin County California | 491 | $ 157,616,000 | $ 321,000 | $ 121,000 |
| Worcester County Massachusetts | 490 | $ 108,203,000 | $ 220,000 | $ 111,000 |
| Baltimore County Maryland | 489 | $ 100,109,000 | $ 204,000 | $ 99,000 |
| Hartford County Connecticut | 476 | $ 85,979,000 | $ 180,000 | $ 113,000 |
| Ramsey County Minnesota | 475 | $ 87,789,000 | $ 184,000 | $ 114,000 |
| Alameda County California | 460 | $ 194,847,000 | $ 423,000 | $ 167,000 |
| Dakota County Minnesota | 432 | $ 92,166,000 | $ 213,000 | $ 151,000 |
| Middlesex County Massachusetts | 427 | $ 126,417,000 | $ 296,000 | $ 213,000 |
| Anoka County Minnesota | 388 | $ 79,845,000 | $ 205,000 | $ 116,000 |
| Adams County Colorado | 386 | $ 73,730,000 | $ 191,000 | $ 124,000 |
| Miami-Dade County Florida | 374 | $ 75,590,000 | $ 202,000 | $ 100,000 |
| Arapahoe County Colorado | 370 | $ 73,331,000 | $ 198,000 | $ 110,000 |
| Fairfield County Connecticut | 367 | $ 101,267,000 | $ 275,000 | $ 123,000 |
| Anne Arundel County Maryland | 357 | $ 93,881,000 | $ 262,000 | $ 146,000 |
| Palm Beach County Florida | 351 | $ 79,485,000 | $ 226,000 | $ 142,000 |
| Denver County Colorado | 328 | $ 62,749,000 | $ 191,000 | $ 129,000 |
| Jefferson County Colorado | 322 | $ 72,733,000 | $ 225,000 | $ 114,000 |
| DuPage County Illinois | 317 | $ 72,209,000 | $ 227,000 | $ 160,000 |
| Essex County Massachusetts | 295 | $ 81,440,000 | $ 276,000 | $ 168,000 |
| Bristol County Massachusetts | 292 | $ 68,747,000 | $ 235,000 | $ 146,000 |
| Stanislaus County California | 288 | $ 85,250,000 | $ 296,000 | $ 108,000 |
| Kent County Rhode Island | 287 | $ 61,296,000 | $ 213,000 | $ 91,000 |
| Baltimore City County Maryland | 269 | $ 37,560,000 | $ 139,000 | $ 94,000 |
| Washington County Minnesota | 253 | $ 57,101,000 | $ 225,000 | $ 163,000 |
| Kane County Illinois | 250 | $ 50,595,000 | $ 202,000 | $ 111,000 |
| Plymouth County Massachusetts | 245 | $ 68,804,000 | $ 280,000 | $ 101,000 |
| Norfolk County Massachusetts | 213 | $ 62,422,000 | $ 293,000 | $ 102,000 |
| McHenry County Illinois | 193 | $ 43,731,000 | $ 226,000 | $ 136,000 |
| Harford County Maryland | 188 | $ 42,417,000 | $ 225,000 | $ 109,000 |
| New London County Connecticut | 185 | $ 35,597,000 | $ 192,000 | $ 78,000 |
| Will County Illinois | 184 | $ 38,143,000 | $ 207,000 | $ 87,000 |
| Montgomery County Maryland | 176 | $ 62,673,000 | $ 356,000 | $ 211,000 |
| Charles County Maryland | 172 | $ 46,245,000 | $ 268,000 | $ 115,000 |
| Suffolk County Massachusetts | 156 | $ 46,584,000 | $ 298,000 | $ 101,000 |
| Wright County Minnesota | 155 | $ 31,845,000 | $ 205,000 | $ 101,000 |
| Weld County Colorado | 153 | $ 28,614,000 | $ 187,000 | $ 130,000 |
| Ventura County California | 150 | $ 57,631,000 | $ 384,000 | $ 183,000 |
| Douglas County Colorado | 149 | $ 39,185,000 | $ 262,000 | $ 150,000 |
| Santa Clara County California | 141 | $ 55,339,000 | $ 392,000 | $ 241,000 |
| Scott County Minnesota | 141 | $ 34,130,000 | $ 242,000 | $ 172,000 |
| Barnstable County Massachusetts | 131 | $ 39,948,000 | $ 304,000 | $ 118,000 |
| Washington County Rhode Island | 128 | $ 28,567,000 | $ 223,000 | $ 99,000 |
| Frederick County Maryland | 127 | $ 35,453,000 | $ 279,000 | $ 142,000 |
| Howard County Maryland | 123 | $ 39,031,000 | $ 317,000 | $ 117,000 |
| San Mateo County California | 117 | $ 58,147,000 | $ 496,000 | $ 255,000 |
| Sherburne County Minnesota | 113 | $ 24,621,000 | $ 217,000 | $ 114,000 |
| Olmsted County Minnesota | 111 | $ 21,892,000 | $ 197,000 | $ 173,000 |
| Merced County California | 110 | $ 28,894,000 | $ 262,000 | $ 162,000 |
| Placer County California | 108 | $ 35,926,000 | $ 332,000 | $ 140,000 |
| Solano County California | 108 | $ 38,716,000 | $ 358,000 | $ 169,000 |
| Hampshire County Massachusetts | 108 | $ 19,912,000 | $ 184,000 | $ 90,000 |
| Windham County Connecticut | 107 | $ 18,744,000 | $ 175,000 | $ 74,000 |
| Litchfield County Connecticut | 97 | $ 18,670,000 | $ 192,000 | $ 131,000 |
| Carroll County Maryland | 94 | $ 25,246,000 | $ 268,000 | $ 103,000 |
| Boulder County Colorado | 92 | $ 22,768,000 | $ 247,000 | $ 120,000 |
| St. Louis County Minnesota | 88 | $ 15,323,000 | $ 174,000 | $ 102,000 |
| Washington County Maryland | 85 | $ 19,797,000 | $ 232,000 | $ 156,000 |
| Berkshire County Massachusetts | 84 | $ 13,938,000 | $ 165,000 | $ 109,000 |
| Chisago County Minnesota | 81 | $ 14,771,000 | $ 182,000 | $ 93,000 |
| King County Washington | 79 | $ 19,115,000 | $ 241,000 | $ 144,000 |
| St. Mary's County Maryland | 76 | $ 17,538,000 | $ 230,000 | $ 100,000 |
| Tolland County Connecticut | 73 | $ 13,034,000 | $ 178,000 | $ 104,000 |
| Goodhue County Minnesota | 73 | $ 12,270,000 | $ 168,000 | $ 168,000 |
| Steele County Minnesota | 73 | $ 10,928,000 | $ 149,000 | $ 133,000 |
| Middlesex County Connecticut | 72 | $ 15,382,000 | $ 213,000 | $ 92,000 |
| El Paso County Colorado | 68 | $ 12,491,000 | $ 183,000 | $ 82,000 |
| Newport County Rhode Island | 68 | $ 19,896,000 | $ 292,000 | $ 173,000 |
| Larimer County Colorado | 67 | $ 13,362,000 | $ 199,000 | $ 93,000 |
| Cecil County Maryland | 67 | $ 14,386,000 | $ 214,000 | $ 104,000 |
| Wicomico County Maryland | 67 | $ 11,186,000 | $ 166,000 | $ 82,000 |
| Stearns County Minnesota | 65 | $ 11,218,000 | $ 172,000 | $ 99,000 |
| Fresno County California | 64 | $ 12,428,000 | $ 194,000 | $ 176,000 |
| Carver County Minnesota | 64 | $ 16,946,000 | $ 264,000 | $ 134,000 |
| Isanti County Minnesota | 63 | $ 12,636,000 | $ 200,000 | $ 158,000 |
| Rice County Minnesota | 62 | $ 11,291,000 | $ 182,000 | $ 97,000 |
| San Francisco County California | 61 | $ 25,098,000 | $ 411,000 | $ 240,000 |
| Franklin County Massachusetts | 61 | $ 10,725,000 | $ 175,000 | $ 94,000 |
| Calaveras County California | 59 | $ 14,998,000 | $ 254,000 | $ 89,000 |
| Calvert County Maryland | 57 | $ 14,839,000 | $ 260,000 | $ 143,000 |
| Bristol County Rhode Island | 55 | $ 15,274,000 | $ 277,000 | $ 124,000 |
| Kern County California | 48 | $ 10,014,000 | $ 208,000 | $ 103,000 |
| Yolo County California | 48 | $ 15,099,000 | $ 314,000 | $ 228,000 |
| Mille Lacs County Minnesota | 43 | $ 6,823,000 | $ 158,000 | $ 70,000 |
| Harris County Texas | 43 | $ 4,736,000 | $ 110,000 | $ 104,000 |
| Le Sueur County Minnesota | 41 | $ 8,177,000 | $ 199,000 | $ 112,000 |
| Marin County California | 40 | $ 20,456,000 | $ 511,000 | $ 356,000 |
| Tuolumne County California | 39 | $ 9,290,000 | $ 238,000 | $ 170,000 |
| Kankakee County Illinois | 38 | $ 4,441,000 | $ 116,000 | $ 90,000 |
| Kendall County Illinois | 38 | $ 8,683,000 | $ 228,000 | $ 223,000 |
| Blue Earth County Minnesota | 37 | $ 6,280,000 | $ 169,000 | $ 268,000 |
| Otter Tail County Minnesota | 36 | $ 5,466,000 | $ 151,000 | $ 99,000 |
| Snohomish County Washington | 34 | $ 6,108,000 | $ 179,000 | $ 158,000 |
| Caroline County Maryland | 33 | $ 6,339,000 | $ 192,000 | $ 127,000 |
| Worcester County Maryland | 33 | $ 7,905,000 | $ 239,000 | $ 103,000 |
| Morrison County Minnesota | 33 | $ 5,517,000 | $ 167,000 | $ 75,000 |
| Crow Wing County Minnesota | 32 | $ 4,740,000 | $ 148,000 | $ 53,000 |
| El Dorado County California | 31 | $ 10,570,000 | $ 340,000 | $ 239,000 |
| Pine County Minnesota | 31 | $ 5,536,000 | $ 178,000 | $ 101,000 |
| Queen Anne's County Maryland | 30 | $ 9,308,000 | $ 310,000 | $ 227,000 |
| Elbert County Colorado | 29 | $ 8,468,000 | $ 292,000 | $ 147,000 |
| Mower County Minnesota | 29 | $ 3,419,000 | $ 117,000 | $ 93,000 |
| Dallas County Texas | 29 | $ 3,220,000 | $ 111,000 | $ 85,000 |
| Broomfield County Colorado | 28 | $ 5,603,000 | $ 200,000 | $ 177,000 |
| Dorchester County Maryland | 28 | $ 4,756,000 | $ 169,000 | $ 108,000 |
| McLeod County Minnesota | 28 | $ 5,107,000 | $ 182,000 | $ 66,000 |
| Imperial County California | 27 | $ 5,664,000 | $ 209,000 | $ 75,000 |
| Cass County Minnesota | 27 | $ 4,109,000 | $ 152,000 | $ 107,000 |
| Kanabec County Minnesota | 27 | $ 4,361,000 | $ 161,000 | $ 86,000 |
| Beltrami County Minnesota | 25 | $ 3,702,000 | $ 148,000 | $ 70,000 |
| Benton County Minnesota | 25 | $ 4,302,000 | $ 172,000 | $ 80,000 |
| Freeborn County Minnesota | 25 | $ 3,036,000 | $ 121,000 | $ 86,000 |
| Santa Cruz County California | 23 | $ 9,250,000 | $ 402,000 | $ 209,000 |
| Itasca County Minnesota | 23 | $ 3,865,000 | $ 168,000 | $ 132,000 |
| Winona County Minnesota | 23 | $ 3,162,000 | $ 137,000 | $ 124,000 |
| Tulare County California | 22 | $ 3,584,000 | $ 162,000 | $ 108,000 |
| Yuba County California | 22 | $ 4,797,000 | $ 218,000 | $ 188,000 |
| DeKalb County Illinois | 22 | $ 3,338,000 | $ 151,000 | $ 62,000 |
| Winnebago County Illinois | 22 | $ 1,819,000 | $ 82,000 | $ 172,000 |
| Talbot County Maryland | 22 | $ 4,773,000 | $ 216,000 | $ 235,000 |
| Douglas County Minnesota | 22 | $ 3,966,000 | $ 180,000 | $ 99,000 |
| Napa County California | 21 | $ 8,721,000 | $ 415,000 | $ 178,000 |
| Sonoma County California | 21 | $ 7,000,000 | $ 333,000 | $ 135,000 |
| Allegany County Maryland | 21 | $ 2,700,000 | $ 128,000 | $ 60,000 |
| Garrett County Maryland | 21 | $ 2,950,000 | $ 140,000 | $ 171,000 |
| Carlton County Minnesota | 21 | $ 3,445,000 | $ 164,000 | $ 72,000 |
| Nicollet County Minnesota | 21 | $ 3,286,000 | $ 156,000 | $ 117,000 |
| Park County Colorado | 20 | $ 4,865,000 | $ 243,000 | $ 163,000 |
| Dodge County Minnesota | 20 | $ 4,140,000 | $ 207,000 | $ 148,000 |
| Mariposa County California | 19 | $ 4,258,000 | $ 224,000 | $ 117,000 |
| Somerset County Maryland | 18 | $ 2,500,000 | $ 138,000 | $ 60,000 |
| Meeker County Minnesota | 18 | $ 2,816,000 | $ 156,000 | $ 168,000 |
| Amador County California | 17 | $ 4,364,000 | $ 256,000 | $ 327,000 |
| St. Clair County Illinois | 17 | $ 2,028,000 | $ 119,000 | $ 143,000 |
| Waseca County Minnesota | 16 | $ 2,065,000 | $ 129,000 | $ 358,000 |
| Butte County California | 15 | $ 2,857,000 | $ 190,000 | $ 115,000 |
| Madison County Illinois | 15 | $ 1,478,000 | $ 98,000 | $ 59,000 |
| Martin County Minnesota | 15 | $ 1,979,000 | $ 131,000 | $ 129,000 |
| Wabasha County Minnesota | 15 | $ 2,621,000 | $ 174,000 | $ 110,000 |
| Salt Lake County Utah | 15 | $ 1,863,000 | $ 124,000 | $ 42,000 |
| Nevada County California | 13 | $ 3,911,000 | $ 300,000 | $ 126,000 |
| Teller County Colorado | 13 | $ 2,446,000 | $ 188,000 | $ 125,000 |
| Grundy County Illinois | 13 | $ 1,957,000 | $ 150,000 | $ 118,000 |
| Peoria County Illinois | 13 | $ 2,933,000 | $ 225,000 | $ 65,000 |
| Clay County Minnesota | 13 | $ 2,381,000 | $ 183,000 | $ 84,000 |
| Todd County Minnesota | 13 | $ 1,582,000 | $ 121,000 | $ 84,000 |
| Shasta County California | 12 | $ 2,410,000 | $ 200,000 | $ 100,000 |
| Fillmore County Minnesota | 12 | $ 1,528,000 | $ 127,000 | $ 121,000 |
| Pope County Minnesota | 12 | $ 2,309,000 | $ 192,000 | $ 212,000 |
| Sibley County Minnesota | 12 | $ 2,334,000 | $ 194,000 | $ 71,000 |
| Madera County California | 11 | $ 1,705,000 | $ 155,000 | $ 160,000 |
| Santa Barbara County California | 11 | $ 5,136,000 | $ 466,000 | $ 161,000 |
| Mesa County Colorado | 11 | $ 1,636,000 | $ 148,000 | $ 59,000 |
| LaSalle County Illinois | 11 | $ 1,347,000 | $ 122,000 | $ 50,000 |
| Dukes County Massachusetts | 11 | $ 5,484,000 | $ 498,000 | $ 132,000 |
| Kandiyohi County Minnesota | 11 | $ 2,326,000 | $ 211,000 | $ 100,000 |
| Collin County Texas | 11 | $ 1,482,000 | $ 134,000 | $ 75,000 |
| Sutter County California | 10 | $ 1,801,000 | $ 180,000 | $ 277,000 |
| Tehama County California | 10 | $ 1,899,000 | $ 189,000 | $ 89,000 |
| Monroe County Florida | 10 | $ 2,815,000 | $ 281,000 | $ 103,000 |
| St. Lucie County Florida | 10 | $ 1,962,000 | $ 196,000 | $ 76,000 |
| McLean County Illinois | 10 | $ 1,044,000 | $ 104,000 | $ 176,000 |
| Wadena County Minnesota | 10 | $ 1,386,000 | $ 138,000 | $ 165,000 |
| Montgomery County Texas | 10 | $ 1,229,000 | $ 122,000 | $ 85,000 |
| San Luis Obispo County California | 9 | $ 2,773,000 | $ 308,000 | $ 240,000 |
| Clear Creek County Colorado | 9 | $ 1,314,000 | $ 146,000 | $ 289,000 |
| Champaign County Illinois | 9 | $ 965,000 | $ 107,000 | $ 67,000 |
| Franklin County Illinois | 9 | $ 712,000 | $ 79,000 | $ 362,000 |
| Kent County Maryland | 9 | $ 2,007,000 | $ 223,000 | $ 82,000 |
| Becker County Minnesota | 9 | $ 1,540,000 | $ 171,000 | $ 68,000 |
| Clearwater County Minnesota | 9 | $ 1,263,000 | $ 140,000 | $ 72,000 |
| Faribault County Minnesota | 9 | $ 799,000 | $ 88,000 | $ 249,000 |
| Hubbard County Minnesota | 9 | $ 1,648,000 | $ 183,000 | $ 81,000 |
| Utah County Utah | 9 | $ 1,110,000 | $ 123,000 | $ 48,000 |
| Pierce County Washington | 9 | $ 1,825,000 | $ 202,000 | $ 88,000 |
| Macon County Illinois | 8 | $ 743,000 | $ 92,000 | $ 75,000 |
| Whiteside County Illinois | 8 | $ 807,000 | $ 100,000 | $ 206,000 |
| Brown County Minnesota | 8 | $ 1,438,000 | $ 179,000 | $ 141,000 |
| Lyon County Minnesota | 8 | $ 1,174,000 | $ 146,000 | $ 139,000 |
| Roseau County Minnesota | 8 | $ 728,000 | $ 91,000 | $ 76,000 |
| Lake County California | 7 | $ 1,115,000 | $ 159,000 | $ 86,000 |
| Morgan County Colorado | 7 | $ 1,053,000 | $ 150,000 | $ 193,000 |
| Indian River County Florida | 7 | $ 1,260,000 | $ 180,000 | $ 97,000 |
| Aitkin County Minnesota | 7 | $ 947,000 | $ 135,000 | $ 50,000 |
| Nobles County Minnesota | 7 | $ 681,000 | $ 97,000 | $ 100,000 |
| Renville County Minnesota | 7 | $ 638,000 | $ 91,000 | $ 61,000 |
| Watonwan County Minnesota | 7 | $ 1,027,000 | $ 146,000 | $ 94,000 |
| Kitsap County Washington | 7 | $ 1,080,000 | $ 154,000 | $ 192,000 |
| Humboldt County California | 6 | $ 1,411,000 | $ 235,000 | $ 94,000 |
| Eagle County Colorado | 6 | $ 2,002,000 | $ 333,000 | $ 123,000 |
| Gilpin County Colorado | 6 | $ 1,686,000 | $ 281,000 | $ 188,000 |
| Rock Island County Illinois | 6 | $ 557,000 | $ 92,000 | $ 129,000 |
| Cook County Minnesota | 6 | $ 1,050,000 | $ 175,000 | $ 210,000 |
| Stevens County Minnesota | 6 | $ 616,000 | $ 102,000 | $ 41,000 |
| Williamson County Texas | 6 | $ 1,197,000 | $ 199,000 | $ 123,000 |
| Lassen County California | 5 | $ 511,000 | $ 102,000 | $ 102,000 |
| La Plata County Colorado | 5 | $ 1,158,000 | $ 231,000 | $ 216,000 |
| District of Columbia County District Of Columbia | 5 | $ 1,258,000 | $ 251,000 | $ 68,000 |
| Tazewell County Illinois | 5 | $ 355,000 | $ 71,000 | $ 57,000 |
| Chippewa County Minnesota | 5 | $ 894,000 | $ 178,000 | $ 85,000 |
| Houston County Minnesota | 5 | $ 822,000 | $ 164,000 | $ 70,000 |
| Koochiching County Minnesota | 5 | $ 659,000 | $ 131,000 | $ 80,000 |
| Polk County Minnesota | 5 | $ 704,000 | $ 140,000 | $ 96,000 |
| Clark County Nevada | 5 | $ 1,070,000 | $ 214,000 | $ 100,000 |
| Jefferson County Texas | 5 | $ 455,000 | $ 91,000 | $ 88,000 |
| Travis County Texas | 5 | $ 521,000 | $ 104,000 | $ 80,000 |
| Skagit County Washington | 5 | $ 886,000 | $ 177,000 | $ 73,000 |
| Spokane County Washington | 5 | $ 628,000 | $ 125,000 | $ 115,000 |
| Colusa County California | 4 | $ 701,000 | $ 175,000 | $ 351,000 |
| Glenn County California | 4 | $ 647,000 | $ 161,000 | $ 94,000 |
| Pueblo County Colorado | 4 | $ 426,000 | $ 106,000 | $ 36,000 |
| Martin County Florida | 4 | $ 817,000 | $ 204,000 | $ 83,000 |
| Sarasota County Florida | 4 | $ 555,000 | $ 138,000 | $ 81,000 |
| Jackson County Illinois | 4 | $ 411,000 | $ 102,000 | $ 42,000 |
| Livingston County Illinois | 4 | $ 420,000 | $ 105,000 | $ 57,000 |
| Sangamon County Illinois | 4 | $ 319,000 | $ 79,000 | $ 53,000 |
| Nantucket County Massachusetts | 4 | $ 1,645,000 | $ 411,000 | $ 114,000 |
| Cottonwood County Minnesota | 4 | $ 538,000 | $ 134,000 | $ 79,000 |
| Norman County Minnesota | 4 | $ 468,000 | $ 117,000 | $ 74,000 |
| Rock County Minnesota | 4 | $ 294,000 | $ 73,000 | $ 52,000 |
| Denton County Texas | 4 | $ 638,000 | $ 159,000 | $ 76,000 |
| Kings County California | 3 | $ 505,000 | $ 168,000 | $ 59,000 |
| Mendocino County California | 3 | $ 885,000 | $ 295,000 | $ 176,000 |
| Monterey County California | 3 | $ 982,000 | $ 327,000 | $ 99,000 |
| Moffat County Colorado | 3 | $ 312,000 | $ 104,000 | $ 80,000 |
| Montrose County Colorado | 3 | $ 688,000 | $ 229,000 | $ 65,000 |
| Routt County Colorado | 3 | $ 545,000 | $ 181,000 | $ 482,000 |
| Summit County Colorado | 3 | $ 972,000 | $ 324,000 | $ 89,000 |
| Lee County Florida | 3 | $ 792,000 | $ 264,000 | $ 209,000 |
| Honolulu County Hawaii | 3 | $ 850,000 | $ 283,000 | $ 77,000 |
| Bond County Illinois | 3 | $ 231,000 | $ 77,000 | $ 82,000 |
| De Witt County Illinois | 3 | $ 275,000 | $ 91,000 | $ 61,000 |
| Jo Daviess County Illinois | 3 | $ 199,000 | $ 66,000 | $ 67,000 |
| Marion County Illinois | 3 | $ 60,000 | $ 20,000 | $ 42,000 |
| Montgomery County Illinois | 3 | $ 206,000 | $ 68,000 | $ 57,000 |
| Vermilion County Illinois | 3 | $ 217,000 | $ 72,000 | $ 75,000 |
| Warren County Illinois | 3 | $ 266,000 | $ 88,000 | $ 39,000 |
| Woodford County Illinois | 3 | $ 302,000 | $ 100,000 | $ 52,000 |
| Grant County Minnesota | 3 | $ 461,000 | $ 153,000 | $ 41,000 |
| Lac qui Parle County Minnesota | 3 | $ 351,000 | $ 117,000 | $ 108,000 |
| Lake of the Woods County Minnesota | 3 | $ 255,000 | $ 85,000 | $ 37,000 |
| Redwood County Minnesota | 3 | $ 398,000 | $ 132,000 | $ 55,000 |
| Swift County Minnesota | 3 | $ 300,000 | $ 100,000 | $ 58,000 |
| Yellow Medicine County Minnesota | 3 | $ 258,000 | $ 86,000 | $ 61,000 |
| Grimes County Texas | 3 | $ 245,000 | $ 81,000 | $ 130,000 |
| Hunt County Texas | 3 | $ 340,000 | $ 113,000 | $ 58,000 |
| Kaufman County Texas | 3 | $ 351,000 | $ 117,000 | $ 77,000 |
| Smith County Texas | 3 | $ 245,000 | $ 81,000 | $ 93,000 |
| Tarrant County Texas | 3 | $ 440,000 | $ 146,000 | $ 98,000 |
| Davis County Utah | 3 | $ 302,000 | $ 100,000 | $ 51,000 |
| Clark County Washington | 3 | $ 503,000 | $ 167,000 | $ 171,000 |
| Mason County Washington | 3 | $ 405,000 | $ 135,000 | $ 59,000 |
| Del Norte County California | 2 | $ 428,000 | $ 214,000 | $ 521,000 |
| Modoc County California | 2 | $ 223,000 | $ 111,000 | $ 68,000 |
| Mono County California | 2 | $ 374,000 | $ 187,000 | $ 171,000 |
| Plumas County California | 2 | $ 328,000 | $ 164,000 | $ 67,000 |
| San Benito County California | 2 | $ 1,116,000 | $ 558,000 | $ 128,000 |
| Siskiyou County California | 2 | $ 244,000 | $ 122,000 | $ 42,000 |
| Gunnison County Colorado | 2 | $ 332,000 | $ 166,000 | $ 115,000 |
| Lake County Colorado | 2 | $ 184,000 | $ 92,000 | $ 591,000 |
| Montezuma County Colorado | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| Otero County Colorado | 2 | $ 343,000 | $ 171,000 | $ 29,000 |
| Phillips County Colorado | 2 | $ 173,000 | $ 86,000 | $ 63,000 |
| Washington County Colorado | 2 | $ 180,000 | $ 90,000 | $ 151,000 |
| Clay County Florida | 2 | $ 308,000 | $ 154,000 | $ 131,000 |
| Polk County Florida | 2 | $ 547,000 | $ 273,000 | $ 138,000 |
| Chatham County Georgia | 2 | $ 192,000 | $ 96,000 | $ 84,000 |
| Crawford County Illinois | 2 | $ 288,000 | $ 144,000 | $ 311,000 |
| Douglas County Illinois | 2 | $ 184,000 | $ 92,000 | $ 256,000 |
| Edgar County Illinois | 2 | $ 494,000 | $ 247,000 | $ 36,000 |
| Fulton County Illinois | 2 | $ 140,000 | $ 70,000 | $ 64,000 |
| Knox County Illinois | 2 | $ 104,000 | $ 52,000 | $ 141,000 |
| Lee County Illinois | 2 | $ 120,000 | $ 60,000 | $ 49,000 |
| Perry County Illinois | 2 | $ 143,000 | $ 71,000 | $ 48,000 |
| Stephenson County Illinois | 2 | $ 301,000 | $ 150,000 | $ 114,000 |
| Union County Illinois | 2 | $ 160,000 | $ 80,000 | $ 38,000 |
| Washington County Illinois | 2 | $ 264,000 | $ 132,000 | $ 79,000 |
| Lake County Indiana | 2 | $ 280,000 | $ 140,000 | $ 45,000 |
| Androscoggin County Maine | 2 | $ 343,000 | $ 171,000 | $ 76,000 |
| Lake County Minnesota | 2 | $ 327,000 | $ 163,000 | $ 137,000 |
| Lincoln County Minnesota | 2 | $ 173,000 | $ 86,000 | $ 78,000 |
| Marshall County Minnesota | 2 | $ 293,000 | $ 146,000 | $ 75,000 |
| Murray County Minnesota | 2 | $ 284,000 | $ 142,000 | $ 55,000 |
| Pennington County Minnesota | 2 | $ 164,000 | $ 82,000 | $ 57,000 |
| Dutchess County New York | 2 | $ 887,000 | $ 443,000 | $ 192,000 |
| Oneida County New York | 2 | $ 140,000 | $ 70,000 | $ 96,000 |
| Trumbull County Ohio | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| Benton County Oregon | 2 | $ 271,000 | $ 135,000 | $ 84,000 |
| Multnomah County Oregon | 2 | $ 444,000 | $ 222,000 | $ 66,000 |
| Anderson County Texas | 2 | $ 155,000 | $ 77,000 | $ 28,000 |
| Bexar County Texas | 2 | $ 217,000 | $ 108,000 | $ 67,000 |
| Brazos County Texas | 2 | $ 156,000 | $ 78,000 | $ 543,000 |
| Van Zandt County Texas | 2 | $ 250,000 | $ 125,000 | $ 92,000 |
| Island County Washington | 2 | $ 222,000 | $ 111,000 | $ 29,000 |
| Whatcom County Washington | 2 | $ 306,000 | $ 153,000 | $ 47,000 |
| Matanuska-Susitna County Alaska | 1 | $ 169,000 | $ 169,000 | $ 48,000 |
| Maricopa County Arizona | 1 | $ 144,000 | $ 144,000 | $ 48,000 |
| Mohave County Arizona | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
| Pinal County Arizona | 1 | $ 148,000 | $ 148,000 | $ 51,000 |
| Garland County Arkansas | 1 | $ 178,000 | $ 178,000 | $ 88,000 |
| Inyo County California | 1 | $ 504,000 | $ 504,000 | $ 120,000 |
| Sierra County California | 1 | $ 83,000 | $ 83,000 | $ 25,000 |
| Archuleta County Colorado | 1 | $ 90,000 | $ 90,000 | $ 99,000 |
| Baca County Colorado | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
| Chaffee County Colorado | 1 | $ 225,000 | $ 225,000 | $ 1,068,000 |
| Costilla County Colorado | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| Dolores County Colorado | 1 | $ 79,000 | $ 79,000 | $ 62,000 |
| Huerfano County Colorado | 1 | $ 502,000 | $ 502,000 | $ 96,000 |
| Kit Carson County Colorado | 1 | $ 60,000 | $ 60,000 | $ 45,000 |
| Las Animas County Colorado | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Mineral County Colorado | 1 | $ 342,000 | $ 342,000 | $ 155,000 |
| Ouray County Colorado | 1 | $ 298,000 | $ 298,000 | $ 1,094,000 |
| Prowers County Colorado | 1 | $ 167,000 | $ 167,000 | $ 96,000 |
| Rio Grande County Colorado | 1 | $ 92,000 | $ 92,000 | $ 57,000 |
| Saguache County Colorado | 1 | $ 80,000 | $ 80,000 | $ 18,000 |
| Charlotte County Florida | 1 | $ 175,000 | $ 175,000 | $ 159,000 |
| Hernando County Florida | 1 | $ 60,000 | $ 60,000 | $ 840,000 |
| Hillsborough County Florida | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Levy County Florida | 1 | $ 83,000 | $ 83,000 | $ 52,000 |
| Manatee County Florida | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Marion County Florida | 1 | $ 171,000 | $ 171,000 | $ 65,000 |
| Putnam County Florida | 1 | $ 179,000 | $ 179,000 | $ 128,000 |
| Volusia County Florida | 1 | $ 400,000 | $ 400,000 | $ 226,000 |
| Bryan County Georgia | 1 | $ 248,000 | $ 248,000 | $ 48,000 |
| Chattooga County Georgia | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| Effingham County Georgia | 1 | $ 66,000 | $ 66,000 | $ 38,000 |
| Peach County Georgia | 1 | $ 336,000 | $ 336,000 | $ 54,000 |
| Spalding County Georgia | 1 | $ 197,000 | $ 197,000 | $ 240,000 |
| Kauai County Hawaii | 1 | $ 717,000 | $ 717,000 | $ 192,000 |
| Adams County Illinois | 1 | $ 68,000 | $ 68,000 | $ 100,000 |
| Brown County Illinois | 1 | $ 68,000 | $ 68,000 | $ 90,000 |
| Bureau County Illinois | 1 | $ 77,000 | $ 77,000 | $ 92,000 |
| Carroll County Illinois | 1 | $ 91,000 | $ 91,000 | $ 92,000 |
| Christian County Illinois | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Gallatin County Illinois | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Henry County Illinois | 1 | $ 62,000 | $ 62,000 | $ 98,000 |
| Iroquois County Illinois | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Lawrence County Illinois | 1 | $ 200,000 | $ 200,000 | $ 300,000 |
| Logan County Illinois | 1 | $ 112,000 | $ 112,000 | $ 144,000 |
| Marshall County Illinois | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| Mason County Illinois | 1 | $ 154,000 | $ 154,000 | $ 137,000 |
| Massac County Illinois | 1 | $ 160,000 | $ 160,000 | $ 14,000 |
| McDonough County Illinois | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Menard County Illinois | 1 | $ 62,000 | $ 62,000 | $ 50,000 |
| Morgan County Illinois | 1 | $ 330,000 | $ 330,000 | $ 20,000 |
| Ogle County Illinois | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Piatt County Illinois | 1 | $ 146,000 | $ 146,000 | $ 94,000 |
| Randolph County Illinois | 1 | $ 111,000 | $ 111,000 | $ 12,000 |
| Saline County Illinois | 1 | $ 47,000 | $ 47,000 | $ 29,000 |
| Scott County Illinois | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Wayne County Illinois | 1 | $ 90,000 | $ 90,000 | $ 192,000 |
| Porter County Indiana | 1 | $ 160,000 | $ 160,000 | $ 114,000 |
| Lyon County Iowa | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Page County Iowa | 1 | $ 129,000 | $ 129,000 | $ 40,000 |
| Cumberland County Maine | 1 | $ 152,000 | $ 152,000 | $ 68,000 |
| Berrien County Michigan | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Ingham County Michigan | 1 | $ 126,000 | $ 126,000 | $ 47,000 |
| Wayne County Michigan | 1 | $ 87,000 | $ 87,000 | $ 36,000 |
| Pipestone County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Franklin County Missouri | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Perry County Missouri | 1 | $ 64,000 | $ 64,000 | $ 14,000 |
| Curry County New Mexico | 1 | $ 43,000 | $ 43,000 | $ 19,000 |
| Eddy County New Mexico | 1 | $ 153,000 | $ 153,000 | $ 133,000 |
| Columbia County New York | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
| Wilkes County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 155,000 |
| Josephine County Oregon | 1 | $ 54,000 | $ 54,000 | $ 64,000 |
| Marion County Oregon | 1 | $ 344,000 | $ 344,000 | $ 96,000 |
| Tillamook County Oregon | 1 | $ 300,000 | $ 300,000 | $ 60,000 |
| Berks County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 63,000 |
| Brule County South Dakota | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Bastrop County Texas | 1 | $ 94,000 | $ 94,000 | $ 95,000 |
| Bowie County Texas | 1 | $ 88,000 | $ 88,000 | $ 81,000 |
| Burleson County Texas | 1 | $ 67,000 | $ 67,000 | $ 44,000 |
| Cherokee County Texas | 1 | $ 76,000 | $ 76,000 | $ 44,000 |
| Fort Bend County Texas | 1 | $ 193,000 | $ 193,000 | $ 92,000 |
| Franklin County Texas | 1 | $ 70,000 | $ 70,000 | $ 51,000 |
| Gregg County Texas | 1 | $ 70,000 | $ 70,000 | $ 43,000 |
| Hardin County Texas | 1 | $ 115,000 | $ 115,000 | $ 137,000 |
| Hill County Texas | 1 | $ 61,000 | $ 61,000 | $ 182,000 |
| Houston County Texas | 1 | $ 142,000 | $ 142,000 | $ 75,000 |
| Lamar County Texas | 1 | $ 76,000 | $ 76,000 | $ 63,000 |
| Liberty County Texas | 1 | $ 69,000 | $ 69,000 | $ 70,000 |
| Orange County Texas | 1 | $ 64,000 | $ 64,000 | $ 66,000 |
| Parker County Texas | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Polk County Texas | 1 | $ 60,000 | $ 60,000 | $ 120,000 |
| Rains County Texas | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Sabine County Texas | 1 | $ 74,000 | $ 74,000 | $ 120,000 |
| San Jacinto County Texas | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Titus County Texas | 1 | $ 68,000 | $ 68,000 | $ 49,000 |
| Tyler County Texas | 1 | $ 64,000 | $ 64,000 | $ 65,000 |
| Waller County Texas | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| Sevier County Utah | 1 | $ 53,000 | $ 53,000 | $ 13,000 |
| Tooele County Utah | 1 | $ 114,000 | $ 114,000 | $ 20,000 |
| Weber County Utah | 1 | $ 94,000 | $ 94,000 | $ 52,000 |
| Fairfax County Virginia | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Grays Harbor County Washington | 1 | $ 84,000 | $ 84,000 | $ 90,000 |
| Kittitas County Washington | 1 | $ 207,000 | $ 207,000 | $ 113,000 |
| Okanogan County Washington | 1 | $ 102,000 | $ 102,000 | $ 76,000 |
| Thurston County Washington | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Burnett County Wisconsin | 1 | $ 192,000 | $ 192,000 | $ 30,000 |
| Big Horn County Wyoming | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| Laramie County Wyoming | 1 | $ 113,000 | $ 113,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Town & Country Credit in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 35,184 | $9,436,427,000 | $268,000 | $4,000,000 | $138,000 | $9,999,000 |
| Home Improvement | 1,043 | $322,855,000 | $309,000 | $4,506,000 | $140,000 | $3,840,000 |
| Home Purchase | 554 | $71,655,000 | $129,000 | $1,000,000 | $126,000 | $2,160,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 18,747 | $5,400,590,000 | $288,000 | $4,506,000 | $153,000 | $9,600,000 |
| White | 12,988 | $3,152,333,000 | $242,000 | $2,595,000 | $125,000 | $9,999,000 |
| Hispanic | 2,403 | $650,423,000 | $270,000 | $1,043,000 | $114,000 | $3,600,000 |
| Black or African American | 2,110 | $457,173,000 | $216,000 | $930,000 | $103,000 | $3,840,000 |
| Asian | 375 | $116,764,000 | $311,000 | $1,704,000 | $154,000 | $2,064,000 |
| Native Hawaiian or Other Pacific Islander | 83 | $28,852,000 | $347,000 | $872,000 | $146,000 | $984,000 |
| American Indian or Alaskan Native | 75 | $24,802,000 | $330,000 | $1,430,000 | $189,000 | $1,608,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 36,781 | $9,830,937,000 | $267,000 | $4,506,000 | $138,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 18,598 | $4,966,434,000 | $267,000 | $1,900,000 | $147,000 | $9,999,000 |
| Application Denied By Financial Institution | 13,985 | $3,855,872,000 | $275,000 | $4,506,000 | $134,000 | $9,600,000 |
| Loan Originated | 2,350 | $520,494,000 | $221,000 | $839,000 | $96,000 | $1,740,000 |
| File Closed For Incompleteness | 1,317 | $351,184,000 | $266,000 | $1,000,000 | $148,000 | $4,800,000 |
| Application Approved But Not Accepted | 531 | $136,953,000 | $257,000 | $1,000,000 | $84,000 | $494,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 12,379 | $3,466,588,000 | $280,000 | $4,506,000 | $137,000 | $9,600,000 |
| Credit History | 1,017 | $228,669,000 | $224,000 | $1,660,000 | $113,000 | $2,442,000 |
| Collateral | 446 | $119,936,000 | $268,000 | $758,000 | $122,000 | $1,500,000 |
| Debt-To-Income Ratio | 143 | $40,679,000 | $284,000 | $760,000 | $102,000 | $1,392,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Town & Country Credit's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Town & Country Credit's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.