Towne Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Towne Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Towne Bank 5716 High Street West Portsmouth, VA 23703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 16,343 |
| Total Mortgage Loan Application Amount | $4,229,403,000 |
| Average Mortgage Loan Application Amount | $297,333 |
| Highest Mortgage Loan Application Amount | $20,500,000 |
| Average Applicant Income | $104,000 |
| Highest Applicant Income | $4,301,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Towne Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Towne Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Towne Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Towne Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Towne Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Towne Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 1,661 | $ 477,503,000 | $ 287,000 | $ 102,000 |
| Chesapeake County Virginia | 858 | $ 225,443,000 | $ 262,000 | $ 93,000 |
| Prince George's County Maryland | 800 | $ 217,054,000 | $ 271,000 | $ 86,000 |
| Montgomery County Maryland | 678 | $ 227,572,000 | $ 335,000 | $ 112,000 |
| Mecklenburg County North Carolina | 636 | $ 120,375,000 | $ 189,000 | $ 85,000 |
| Anne Arundel County Maryland | 635 | $ 193,536,000 | $ 304,000 | $ 100,000 |
| Henrico County Virginia | 574 | $ 107,924,000 | $ 188,000 | $ 74,000 |
| Chesterfield County Virginia | 557 | $ 108,903,000 | $ 195,000 | $ 84,000 |
| Baltimore County Maryland | 555 | $ 129,166,000 | $ 232,000 | $ 87,000 |
| Norfolk County Virginia | 553 | $ 143,406,000 | $ 259,000 | $ 83,000 |
| Fairfax County Virginia | 377 | $ 151,221,000 | $ 401,000 | $ 128,000 |
| Charles County Maryland | 364 | $ 101,541,000 | $ 278,000 | $ 84,000 |
| Suffolk County Virginia | 296 | $ 74,621,000 | $ 252,000 | $ 94,000 |
| Howard County Maryland | 293 | $ 99,510,000 | $ 339,000 | $ 128,000 |
| Dare County North Carolina | 288 | $ 88,167,000 | $ 306,000 | $ 193,000 |
| New Hanover County North Carolina | 282 | $ 65,342,000 | $ 231,000 | $ 106,000 |
| District of Columbia County District Of Columbia | 274 | $ 104,293,000 | $ 380,000 | $ 128,000 |
| Frederick County Maryland | 260 | $ 75,885,000 | $ 291,000 | $ 103,000 |
| Prince William County Virginia | 260 | $ 80,632,000 | $ 310,000 | $ 89,000 |
| Richmond City County Virginia | 249 | $ 57,628,000 | $ 231,000 | $ 96,000 |
| Portsmouth County Virginia | 244 | $ 44,663,000 | $ 183,000 | $ 66,000 |
| Union County North Carolina | 241 | $ 59,108,000 | $ 245,000 | $ 95,000 |
| Harford County Maryland | 238 | $ 57,145,000 | $ 240,000 | $ 94,000 |
| Wake County North Carolina | 238 | $ 48,351,000 | $ 203,000 | $ 86,000 |
| Newport News County Virginia | 231 | $ 55,329,000 | $ 239,000 | $ 74,000 |
| Hampton County Virginia | 202 | $ 34,112,000 | $ 168,000 | $ 83,000 |
| St. Mary's County Maryland | 198 | $ 54,008,000 | $ 272,000 | $ 99,000 |
| Baltimore City County Maryland | 188 | $ 30,767,000 | $ 163,000 | $ 73,000 |
| Hanover County Virginia | 184 | $ 44,280,000 | $ 240,000 | $ 90,000 |
| Carroll County Maryland | 164 | $ 43,520,000 | $ 265,000 | $ 96,000 |
| Brunswick County North Carolina | 156 | $ 34,569,000 | $ 221,000 | $ 118,000 |
| Cabarrus County North Carolina | 150 | $ 27,647,000 | $ 184,000 | $ 71,000 |
| Currituck County North Carolina | 150 | $ 46,954,000 | $ 313,000 | $ 144,000 |
| Calvert County Maryland | 144 | $ 43,633,000 | $ 303,000 | $ 92,000 |
| York County South Carolina | 137 | $ 26,621,000 | $ 194,000 | $ 76,000 |
| James City County Virginia | 126 | $ 51,234,000 | $ 406,000 | $ 125,000 |
| Loudoun County Virginia | 125 | $ 49,686,000 | $ 397,000 | $ 119,000 |
| Iredell County North Carolina | 118 | $ 25,183,000 | $ 213,000 | $ 80,000 |
| Dorchester County South Carolina | 104 | $ 21,813,000 | $ 209,000 | $ 81,000 |
| Isle of Wight County Virginia | 96 | $ 24,938,000 | $ 259,000 | $ 95,000 |
| Gaston County North Carolina | 93 | $ 14,044,000 | $ 151,000 | $ 56,000 |
| York County Virginia | 76 | $ 23,377,000 | $ 307,000 | $ 119,000 |
| Pasquotank County North Carolina | 71 | $ 11,608,000 | $ 163,000 | $ 73,000 |
| Harnett County North Carolina | 64 | $ 12,312,000 | $ 192,000 | $ 71,000 |
| Arlington County Virginia | 61 | $ 29,208,000 | $ 478,000 | $ 160,000 |
| Pender County North Carolina | 55 | $ 13,337,000 | $ 242,000 | $ 107,000 |
| Albemarle County Virginia | 55 | $ 12,675,000 | $ 230,000 | $ 82,000 |
| Alexandria County Virginia | 53 | $ 20,605,000 | $ 388,000 | $ 149,000 |
| Gloucester County Virginia | 52 | $ 13,647,000 | $ 262,000 | $ 91,000 |
| Stafford County Virginia | 51 | $ 14,483,000 | $ 283,000 | $ 98,000 |
| Lancaster County South Carolina | 49 | $ 11,898,000 | $ 242,000 | $ 91,000 |
| Johnston County North Carolina | 47 | $ 9,027,000 | $ 192,000 | $ 74,000 |
| Charleston County South Carolina | 47 | $ 9,909,000 | $ 210,000 | $ 70,000 |
| Rowan County North Carolina | 46 | $ 6,403,000 | $ 139,000 | $ 61,000 |
| Berkeley County South Carolina | 43 | $ 6,990,000 | $ 162,000 | $ 55,000 |
| King William County Virginia | 42 | $ 7,386,000 | $ 175,000 | $ 61,000 |
| York County Pennsylvania | 41 | $ 7,745,000 | $ 188,000 | $ 86,000 |
| Queen Anne's County Maryland | 40 | $ 11,693,000 | $ 292,000 | $ 112,000 |
| King George County Virginia | 39 | $ 11,287,000 | $ 289,000 | $ 89,000 |
| Chatham County North Carolina | 35 | $ 10,325,000 | $ 295,000 | $ 124,000 |
| Cumberland County North Carolina | 35 | $ 5,250,000 | $ 150,000 | $ 69,000 |
| Camden County North Carolina | 32 | $ 6,374,000 | $ 199,000 | $ 77,000 |
| Augusta County Virginia | 30 | $ 5,329,000 | $ 177,000 | $ 54,000 |
| Louisa County Virginia | 30 | $ 5,697,000 | $ 189,000 | $ 58,000 |
| Washington County Maryland | 28 | $ 5,644,000 | $ 201,000 | $ 90,000 |
| Durham County North Carolina | 28 | $ 4,781,000 | $ 170,000 | $ 105,000 |
| Fauquier County Virginia | 28 | $ 8,592,000 | $ 306,000 | $ 91,000 |
| Spotsylvania County Virginia | 28 | $ 7,565,000 | $ 270,000 | $ 98,000 |
| Lincoln County North Carolina | 27 | $ 6,881,000 | $ 254,000 | $ 100,000 |
| Onslow County North Carolina | 27 | $ 5,522,000 | $ 204,000 | $ 95,000 |
| Charlottesville County Virginia | 26 | $ 6,822,000 | $ 262,000 | $ 119,000 |
| Williamsburg County Virginia | 26 | $ 6,516,000 | $ 250,000 | $ 148,000 |
| Franklin County North Carolina | 25 | $ 4,733,000 | $ 189,000 | $ 69,000 |
| Poquoson County Virginia | 25 | $ 9,574,000 | $ 382,000 | $ 159,000 |
| Colonial Heights County Virginia | 24 | $ 2,802,000 | $ 116,000 | $ 49,000 |
| New Kent County Virginia | 23 | $ 5,403,000 | $ 234,000 | $ 80,000 |
| Sussex County Delaware | 22 | $ 6,099,000 | $ 277,000 | $ 177,000 |
| Granville County North Carolina | 21 | $ 4,711,000 | $ 224,000 | $ 78,000 |
| Nash County North Carolina | 21 | $ 2,439,000 | $ 116,000 | $ 77,000 |
| Stanly County North Carolina | 21 | $ 3,095,000 | $ 147,000 | $ 67,000 |
| Goochland County Virginia | 20 | $ 4,664,000 | $ 233,000 | $ 68,000 |
| Powhatan County Virginia | 20 | $ 4,623,000 | $ 231,000 | $ 83,000 |
| Cecil County Maryland | 19 | $ 4,567,000 | $ 240,000 | $ 93,000 |
| Henderson County North Carolina | 19 | $ 3,244,000 | $ 170,000 | $ 49,000 |
| Guilford County North Carolina | 18 | $ 2,509,000 | $ 139,000 | $ 112,000 |
| Worcester County Maryland | 17 | $ 4,183,000 | $ 246,000 | $ 187,000 |
| Catawba County North Carolina | 17 | $ 3,628,000 | $ 213,000 | $ 75,000 |
| Perquimans County North Carolina | 17 | $ 4,046,000 | $ 238,000 | $ 126,000 |
| Horry County South Carolina | 17 | $ 2,817,000 | $ 165,000 | $ 147,000 |
| Culpeper County Virginia | 16 | $ 4,150,000 | $ 259,000 | $ 79,000 |
| Manassas County Virginia | 16 | $ 3,772,000 | $ 235,000 | $ 67,000 |
| Prince George County Virginia | 16 | $ 2,013,000 | $ 125,000 | $ 57,000 |
| Caroline County Maryland | 15 | $ 2,921,000 | $ 194,000 | $ 92,000 |
| Caroline County Virginia | 14 | $ 2,042,000 | $ 145,000 | $ 61,000 |
| Fluvanna County Virginia | 14 | $ 2,707,000 | $ 193,000 | $ 64,000 |
| Hopewell County Virginia | 14 | $ 1,708,000 | $ 122,000 | $ 38,000 |
| Dinwiddie County Virginia | 13 | $ 2,009,000 | $ 154,000 | $ 51,000 |
| Southampton County Virginia | 13 | $ 2,174,000 | $ 167,000 | $ 78,000 |
| Berkeley County West Virginia | 13 | $ 2,225,000 | $ 171,000 | $ 55,000 |
| Forsyth County North Carolina | 12 | $ 2,063,000 | $ 171,000 | $ 83,000 |
| Greenwood County South Carolina | 12 | $ 2,225,000 | $ 185,000 | $ 81,000 |
| Fairfax City County Virginia | 12 | $ 4,465,000 | $ 372,000 | $ 118,000 |
| Greene County Virginia | 12 | $ 2,405,000 | $ 200,000 | $ 81,000 |
| Petersburg County Virginia | 12 | $ 1,753,000 | $ 146,000 | $ 88,000 |
| Rockingham County Virginia | 12 | $ 2,343,000 | $ 195,000 | $ 97,000 |
| Westmoreland County Virginia | 12 | $ 2,469,000 | $ 205,000 | $ 60,000 |
| Orange County North Carolina | 11 | $ 2,780,000 | $ 252,000 | $ 135,000 |
| Waynesboro County Virginia | 11 | $ 1,506,000 | $ 136,000 | $ 64,000 |
| Amelia County Virginia | 10 | $ 1,580,000 | $ 158,000 | $ 59,000 |
| Staunton County Virginia | 10 | $ 1,434,000 | $ 143,000 | $ 81,000 |
| Essex County Virginia | 9 | $ 1,939,000 | $ 215,000 | $ 110,000 |
| Moore County North Carolina | 8 | $ 1,929,000 | $ 241,000 | $ 99,000 |
| Spartanburg County South Carolina | 8 | $ 1,609,000 | $ 201,000 | $ 58,000 |
| Falls Church County Virginia | 8 | $ 3,675,000 | $ 459,000 | $ 124,000 |
| Montgomery County Virginia | 8 | $ 1,354,000 | $ 169,000 | $ 95,000 |
| Northampton County Virginia | 8 | $ 2,803,000 | $ 350,000 | $ 170,000 |
| Warren County Virginia | 8 | $ 1,743,000 | $ 217,000 | $ 56,000 |
| New Castle County Delaware | 7 | $ 1,522,000 | $ 217,000 | $ 41,000 |
| Manassas Park County Virginia | 7 | $ 1,774,000 | $ 253,000 | $ 90,000 |
| Middlesex County Virginia | 7 | $ 1,225,000 | $ 175,000 | $ 62,000 |
| Jefferson County West Virginia | 7 | $ 1,720,000 | $ 245,000 | $ 84,000 |
| Alamance County North Carolina | 6 | $ 814,000 | $ 135,000 | $ 52,000 |
| Carteret County North Carolina | 6 | $ 1,936,000 | $ 322,000 | $ 210,000 |
| Montgomery County North Carolina | 6 | $ 608,000 | $ 101,000 | $ 153,000 |
| Northampton County North Carolina | 6 | $ 2,147,000 | $ 357,000 | $ 163,000 |
| Adams County Pennsylvania | 6 | $ 1,172,000 | $ 195,000 | $ 65,000 |
| Abbeville County South Carolina | 6 | $ 445,000 | $ 74,000 | $ 24,000 |
| Franklin City County Virginia | 6 | $ 1,563,000 | $ 260,000 | $ 34,000 |
| King and Queen County Virginia | 6 | $ 919,000 | $ 153,000 | $ 46,000 |
| Mathews County Virginia | 6 | $ 1,634,000 | $ 272,000 | $ 204,000 |
| Orange County Virginia | 6 | $ 1,342,000 | $ 223,000 | $ 67,000 |
| Wicomico County Maryland | 5 | $ 806,000 | $ 161,000 | $ 55,000 |
| Buncombe County North Carolina | 5 | $ 763,000 | $ 152,000 | $ 62,000 |
| Watauga County North Carolina | 5 | $ 1,317,000 | $ 263,000 | $ 152,000 |
| Lancaster County Pennsylvania | 5 | $ 1,167,000 | $ 233,000 | $ 94,000 |
| Beaufort County South Carolina | 5 | $ 2,404,000 | $ 480,000 | $ 483,000 |
| Accomack County Virginia | 5 | $ 1,308,000 | $ 261,000 | $ 138,000 |
| Campbell County Virginia | 5 | $ 1,028,000 | $ 205,000 | $ 98,000 |
| Frederick County Virginia | 5 | $ 1,635,000 | $ 327,000 | $ 71,000 |
| Lancaster County Virginia | 5 | $ 1,579,000 | $ 315,000 | $ 413,000 |
| Nelson County Virginia | 5 | $ 817,000 | $ 163,000 | $ 54,000 |
| Orange County Florida | 4 | $ 788,000 | $ 197,000 | $ 116,000 |
| Pasco County Florida | 4 | $ 790,000 | $ 197,000 | $ 66,000 |
| Talbot County Maryland | 4 | $ 2,036,000 | $ 509,000 | $ 382,000 |
| Bertie County North Carolina | 4 | $ 1,146,000 | $ 286,000 | $ 138,000 |
| Chowan County North Carolina | 4 | $ 679,000 | $ 169,000 | $ 105,000 |
| Cleveland County North Carolina | 4 | $ 424,000 | $ 106,000 | $ 56,000 |
| Gates County North Carolina | 4 | $ 608,000 | $ 152,000 | $ 69,000 |
| Halifax County North Carolina | 4 | $ 676,000 | $ 169,000 | $ 56,000 |
| Polk County North Carolina | 4 | $ 764,000 | $ 191,000 | $ 87,000 |
| Chester County Pennsylvania | 4 | $ 698,000 | $ 174,000 | $ 138,000 |
| Richland County South Carolina | 4 | $ 655,000 | $ 163,000 | $ 62,000 |
| Charles City County Virginia | 4 | $ 1,470,000 | $ 367,000 | $ 60,000 |
| Washington County Virginia | 4 | $ 725,000 | $ 181,000 | $ 92,000 |
| Escambia County Florida | 3 | $ 282,000 | $ 94,000 | $ 155,000 |
| Lee County Florida | 3 | $ 579,000 | $ 193,000 | $ 175,000 |
| Miami-Dade County Florida | 3 | $ 949,000 | $ 316,000 | $ 318,000 |
| Palm Beach County Florida | 3 | $ 1,140,000 | $ 380,000 | $ 170,000 |
| St. Johns County Florida | 3 | $ 643,000 | $ 214,000 | $ 336,000 |
| Davidson County North Carolina | 3 | $ 611,000 | $ 203,000 | $ 95,000 |
| Duplin County North Carolina | 3 | $ 398,000 | $ 132,000 | $ 52,000 |
| Edgecombe County North Carolina | 3 | $ 466,000 | $ 155,000 | $ 47,000 |
| Lee County North Carolina | 3 | $ 309,000 | $ 103,000 | $ 57,000 |
| Randolph County North Carolina | 3 | $ 424,000 | $ 141,000 | $ 83,000 |
| Rutherford County North Carolina | 3 | $ 880,000 | $ 293,000 | $ 776,000 |
| Colleton County South Carolina | 3 | $ 419,000 | $ 139,000 | $ 41,000 |
| Greenville County South Carolina | 3 | $ 745,000 | $ 248,000 | $ 119,000 |
| Clarke County Virginia | 3 | $ 956,000 | $ 318,000 | $ 114,000 |
| Harrisonburg County Virginia | 3 | $ 475,000 | $ 158,000 | $ 55,000 |
| Richmond County Virginia | 3 | $ 985,000 | $ 328,000 | $ 626,000 |
| Winchester County Virginia | 3 | $ 453,000 | $ 151,000 | $ 44,000 |
| Kent County Delaware | 2 | $ 478,000 | $ 239,000 | $ 119,000 |
| Duval County Florida | 2 | $ 509,000 | $ 254,000 | $ 88,000 |
| Flagler County Florida | 2 | $ 834,000 | $ 417,000 | $ 390,000 |
| Manatee County Florida | 2 | $ 615,000 | $ 307,000 | $ 208,000 |
| Monroe County Florida | 2 | $ 1,217,000 | $ 608,000 | $ 325,000 |
| Nassau County Florida | 2 | $ 580,000 | $ 290,000 | $ 39,000 |
| Okaloosa County Florida | 2 | $ 601,000 | $ 300,000 | $ 157,000 |
| Polk County Florida | 2 | $ 462,000 | $ 231,000 | $ 71,000 |
| Seminole County Florida | 2 | $ 423,000 | $ 211,000 | $ 101,000 |
| Chatham County Georgia | 2 | $ 194,000 | $ 97,000 | $ 101,000 |
| Fulton County Georgia | 2 | $ 443,000 | $ 221,000 | $ 141,000 |
| Garrett County Maryland | 2 | $ 414,000 | $ 207,000 | $ 17,000 |
| Beaufort County North Carolina | 2 | $ 354,000 | $ 177,000 | $ 116,000 |
| Davie County North Carolina | 2 | $ 405,000 | $ 202,000 | $ 72,000 |
| Haywood County North Carolina | 2 | $ 499,000 | $ 249,000 | $ 75,000 |
| Sampson County North Carolina | 2 | $ 233,000 | $ 116,000 | $ 33,000 |
| Vance County North Carolina | 2 | $ 233,000 | $ 116,000 | $ 46,000 |
| Bucks County Pennsylvania | 2 | $ 978,000 | $ 489,000 | $ 152,000 |
| Luzerne County Pennsylvania | 2 | $ 291,000 | $ 145,000 | $ 101,000 |
| Philadelphia County Pennsylvania | 2 | $ 481,000 | $ 240,000 | $ 84,000 |
| Bedford County Virginia | 2 | $ 800,000 | $ 400,000 | $ 156,000 |
| Buckingham County Virginia | 2 | $ 170,000 | $ 85,000 | $ 54,000 |
| Madison County Virginia | 2 | $ 538,000 | $ 269,000 | $ 75,000 |
| Prince Edward County Virginia | 2 | $ 238,000 | $ 119,000 | $ 33,000 |
| Rappahannock County Virginia | 2 | $ 360,000 | $ 180,000 | $ 149,000 |
| Roanoke City County Virginia | 2 | $ 76,000 | $ 38,000 | $ 24,000 |
| Rockbridge County Virginia | 2 | $ 655,000 | $ 327,000 | $ 187,000 |
| Sussex County Virginia | 2 | $ 171,000 | $ 85,000 | $ 32,000 |
| Mineral County West Virginia | 2 | $ 408,000 | $ 204,000 | $ 152,000 |
| Bay County Florida | 1 | $ 257,000 | $ 257,000 | $ 67,000 |
| Broward County Florida | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Charlotte County Florida | 1 | $ 92,000 | $ 92,000 | $ 56,000 |
| Citrus County Florida | 1 | $ 170,000 | $ 170,000 | $ 175,000 |
| Collier County Florida | 1 | $ 162,000 | $ 162,000 | $ 145,000 |
| Hillsborough County Florida | 1 | $ 246,000 | $ 246,000 | $ 150,000 |
| Martin County Florida | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Osceola County Florida | 1 | $ 182,000 | $ 182,000 | $ 31,000 |
| Pinellas County Florida | 1 | $ 296,000 | $ 296,000 | $ 150,000 |
| Santa Rosa County Florida | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Sarasota County Florida | 1 | $ 173,000 | $ 173,000 | $ 84,000 |
| St. Lucie County Florida | 1 | $ 280,000 | $ 280,000 | $ 318,000 |
| Sumter County Florida | 1 | $ 442,000 | $ 442,000 | $ 145,000 |
| Walton County Florida | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Bryan County Georgia | 1 | $ 187,000 | $ 187,000 | $ 55,000 |
| Camden County Georgia | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Glynn County Georgia | 1 | $ 417,000 | $ 417,000 | $ 327,000 |
| Paulding County Georgia | 1 | $ 207,000 | $ 207,000 | $ 177,000 |
| Rockdale County Georgia | 1 | $ 161,000 | $ 161,000 | $ 148,000 |
| Dorchester County Maryland | 1 | $ 44,000 | $ 44,000 | $ 173,000 |
| Kent County Maryland | 1 | $ 144,000 | $ 144,000 | $ 47,000 |
| Anson County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 24,000 |
| Avery County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 177,000 |
| Cherokee County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Columbus County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 35,000 |
| Craven County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 41,000 |
| Hoke County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Hyde County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 56,000 |
| Lenoir County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 11,000 |
| Macon County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 403,000 |
| Martin County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 34,000 |
| Pitt County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| Richmond County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Surry County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 147,000 |
| Transylvania County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Tyrrell County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 35,000 |
| Warren County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 480,000 |
| Wayne County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 51,000 |
| Wilkes County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 100,000 |
| Wilson County North Carolina | 1 | $ 267,000 | $ 267,000 | $ 85,000 |
| Allegheny County Pennsylvania | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 218,000 | $ 218,000 | $ 75,000 |
| Bedford County Pennsylvania | 1 | $ 238,000 | $ 238,000 | $ 57,000 |
| Berks County Pennsylvania | 1 | $ 202,000 | $ 202,000 | $ 103,000 |
| Centre County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 197,000 |
| Franklin County Pennsylvania | 1 | $ 174,000 | $ 174,000 | $ 112,000 |
| Somerset County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 462,000 |
| Wayne County Pennsylvania | 1 | $ 327,000 | $ 327,000 | $ 20,000 |
| Westmoreland County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 84,000 |
| Anderson County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 62,000 |
| Clarendon County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Florence County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 52,000 |
| Georgetown County South Carolina | 1 | $ 91,000 | $ 91,000 | $ 129,000 |
| Kershaw County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 132,000 |
| Laurens County South Carolina | 1 | $ 404,000 | $ 404,000 | $ 75,000 |
| Lexington County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 263,000 |
| Oconee County South Carolina | 1 | $ 544,000 | $ 544,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 56,000 |
| Saluda County South Carolina | 1 | $ 129,000 | $ 129,000 | $ 70,000 |
| Sumter County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Carter County Tennessee | 1 | $ 664,000 | $ 664,000 | $ 781,000 |
| Claiborne County Tennessee | 1 | $ 208,000 | $ 208,000 | $ 105,000 |
| Sullivan County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Sumner County Tennessee | 1 | $ 393,000 | $ 393,000 | $ 163,000 |
| Williamson County Tennessee | 1 | $ 396,000 | $ 396,000 | $ 72,000 |
| Bath County Virginia | 1 | $ 700,000 | $ 700,000 | $ 487,000 |
| Brunswick County Virginia | 1 | $ 254,000 | $ 254,000 | $ 132,000 |
| Carroll County Virginia | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Franklin County Virginia | 1 | $ 119,000 | $ 119,000 | $ 38,000 |
| Fredericksburg County Virginia | 1 | $ 176,000 | $ 176,000 | $ 61,000 |
| Halifax County Virginia | 1 | $ 184,000 | $ 184,000 | $ 202,000 |
| Lynchburg County Virginia | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 352,000 | $ 352,000 | $ 323,000 |
| Page County Virginia | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Pittsylvania County Virginia | 1 | $ 86,000 | $ 86,000 | $ 75,000 |
| Pulaski County Virginia | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Salem County Virginia | 1 | $ 219,000 | $ 219,000 | $ 132,000 |
| Cabell County West Virginia | 1 | $ 137,000 | $ 137,000 | $ 57,000 |
| Kanawha County West Virginia | 1 | $ 104,000 | $ 104,000 | $ 39,000 |
| Wood County West Virginia | 1 | $ 92,000 | $ 92,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Towne Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,914 | $2,901,875,000 | $243,000 | $10,000,000 | $93,000 | $4,301,000 |
| Refinancing | 4,134 | $1,222,931,000 | $295,000 | $2,350,000 | $108,000 | $2,816,000 |
| Home Improvement | 295 | $104,597,000 | $354,000 | $20,500,000 | $111,000 | $1,004,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,360 | $2,732,570,000 | $263,000 | $3,370,000 | $107,000 | $4,301,000 |
| Black or African American | 2,746 | $637,858,000 | $232,000 | $1,500,000 | $80,000 | $1,004,000 |
| Not Provided | 1,055 | $265,816,000 | $251,000 | $1,460,000 | $100,000 | $2,816,000 |
| Hispanic | 979 | $238,201,000 | $243,000 | $1,042,000 | $72,000 | $662,000 |
| Asian | 697 | $192,029,000 | $275,000 | $1,599,000 | $100,000 | $837,000 |
| Not applicable | 425 | $143,442,000 | $337,000 | $20,500,000 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 42 | $11,389,000 | $271,000 | $579,000 | $116,000 | $686,000 |
| American Indian or Alaskan Native | 39 | $8,098,000 | $207,000 | $623,000 | $85,000 | $209,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,102 | $2,372,554,000 | $260,000 | $20,500,000 | $117,000 | $4,301,000 |
| FHA-insured (Federal Housing Administration) | 4,296 | $968,587,000 | $225,000 | $655,000 | $67,000 | $799,000 |
| VA-guaranteed (Veterans Administration) | 2,567 | $817,829,000 | $318,000 | $1,178,000 | $82,000 | $1,025,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 378 | $70,433,000 | $186,000 | $395,000 | $56,000 | $128,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,018 | $3,383,968,000 | $259,000 | $20,500,000 | $96,000 | $4,301,000 |
| Application Withdrawn By Applicant | 1,844 | $479,308,000 | $259,000 | $2,310,000 | $104,000 | $2,033,000 |
| Application Denied By Financial Institution | 806 | $187,974,000 | $233,000 | $3,370,000 | $85,000 | $1,198,000 |
| File Closed For Incompleteness | 380 | $105,210,000 | $276,000 | $1,460,000 | $103,000 | $1,200,000 |
| Application Approved But Not Accepted | 290 | $71,942,000 | $248,000 | $1,470,000 | $101,000 | $699,000 |
| Loan Purchased By The Institution | 5 | $1,001,000 | $200,000 | $321,000 | $29,000 | $63,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 338 | $78,500,000 | $232,000 | $636,000 | $72,000 | $913,000 |
| Debt-To-Income Ratio | 167 | $38,304,000 | $229,000 | $934,000 | $61,000 | $514,000 |
| Collateral | 112 | $27,530,000 | $245,000 | $3,370,000 | $139,000 | $1,198,000 |
| Credit Application Incomplete | 70 | $19,442,000 | $277,000 | $800,000 | $140,000 | $1,120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 43 | $9,111,000 | $211,000 | $640,000 | $80,000 | $241,000 |
| Other | 30 | $5,373,000 | $179,000 | $572,000 | $71,000 | $316,000 |
| Unverifiable Information | 22 | $5,196,000 | $236,000 | $938,000 | $71,000 | $261,000 |
| Employment History | 22 | $4,274,000 | $194,000 | $464,000 | $51,000 | $150,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Towne Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Towne Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.