Treasury Department
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Treasury Department 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Treasury Department 1101 2Nd St Ne Washington, DC 20002 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 369 |
| Total Mortgage Loan Application Amount | $56,511,000 |
| Average Mortgage Loan Application Amount | $129,809 |
| Highest Mortgage Loan Application Amount | $500,000 |
| Average Applicant Income | $90,761 |
| Highest Applicant Income | $361,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Treasury Department. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Treasury Department's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Treasury Department's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Treasury Department serves its applicants.
Each category highlights the total number of mortgage applications processed by Treasury Department, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Treasury Department's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 81 | $ 9,127,000 | $ 112,000 | $ 68,000 |
| Montgomery County Maryland | 40 | $ 6,840,000 | $ 171,000 | $ 93,000 |
| District of Columbia County District Of Columbia | 38 | $ 4,761,000 | $ 125,000 | $ 77,000 |
| Fairfax County Virginia | 36 | $ 6,934,000 | $ 192,000 | $ 121,000 |
| Alexandria County Virginia | 13 | $ 2,369,000 | $ 182,000 | $ 155,000 |
| Cook County Illinois | 12 | $ 1,683,000 | $ 140,000 | $ 93,000 |
| Arlington County Virginia | 12 | $ 3,026,000 | $ 252,000 | $ 131,000 |
| Anne Arundel County Maryland | 10 | $ 1,612,000 | $ 161,000 | $ 103,000 |
| Prince William County Virginia | 9 | $ 1,848,000 | $ 205,000 | $ 79,000 |
| Calvert County Maryland | 7 | $ 879,000 | $ 125,000 | $ 111,000 |
| Howard County Maryland | 6 | $ 560,000 | $ 93,000 | $ 84,000 |
| Loudoun County Virginia | 6 | $ 1,569,000 | $ 261,000 | $ 109,000 |
| Fauquier County Virginia | 4 | $ 889,000 | $ 222,000 | $ 74,000 |
| Stafford County Virginia | 4 | $ 506,000 | $ 126,000 | $ 127,000 |
| Charles County Maryland | 3 | $ 171,000 | $ 57,000 | $ 89,000 |
| Hampton County Virginia | 3 | $ 497,000 | $ 165,000 | $ 67,000 |
| Manassas County Virginia | 3 | $ 644,000 | $ 214,000 | $ 121,000 |
| Alameda County California | 2 | $ 466,000 | $ 233,000 | $ 114,000 |
| Los Angeles County California | 2 | $ 180,000 | $ 90,000 | $ 62,000 |
| Denver County Colorado | 2 | $ 147,000 | $ 73,000 | $ 83,000 |
| Broward County Florida | 2 | $ 308,000 | $ 154,000 | $ 83,000 |
| Duval County Florida | 2 | $ 283,000 | $ 141,000 | $ 81,000 |
| Pinellas County Florida | 2 | $ 211,000 | $ 105,000 | $ 49,000 |
| Henry County Georgia | 2 | $ 134,000 | $ 67,000 | $ 28,000 |
| Hampden County Massachusetts | 2 | $ 205,000 | $ 102,000 | $ 45,000 |
| Bergen County New Jersey | 2 | $ 320,000 | $ 160,000 | $ 146,000 |
| Hudson County New Jersey | 2 | $ 353,000 | $ 176,000 | $ 81,000 |
| Middlesex County New Jersey | 2 | $ 481,000 | $ 240,000 | $ 105,000 |
| Monmouth County New Jersey | 2 | $ 515,000 | $ 257,000 | $ 215,000 |
| Passaic County New Jersey | 2 | $ 333,000 | $ 166,000 | $ 94,000 |
| Kings County New York | 2 | $ 469,000 | $ 234,000 | $ 86,000 |
| Harris County Texas | 2 | $ 144,000 | $ 72,000 | $ 120,000 |
| Riverside County California | 1 | $ 136,000 | $ 136,000 | $ 42,000 |
| San Bernardino County California | 1 | $ 190,000 | $ 190,000 | $ 45,000 |
| San Diego County California | 1 | $ 275,000 | $ 275,000 | $ 140,000 |
| Santa Clara County California | 1 | $ 260,000 | $ 260,000 | $ 243,000 |
| Boulder County Colorado | 1 | $ 214,000 | $ 214,000 | $ 67,000 |
| New Haven County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| Flagler County Florida | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
| Indian River County Florida | 1 | $ 250,000 | $ 250,000 | $ 361,000 |
| Lee County Florida | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Miami-Dade County Florida | 1 | $ 84,000 | $ 84,000 | $ 57,000 |
| Palm Beach County Florida | 1 | $ 133,000 | $ 133,000 | $ 47,000 |
| St. Johns County Florida | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| DeKalb County Georgia | 1 | $ 154,000 | $ 154,000 | $ 111,000 |
| Gwinnett County Georgia | 1 | $ 380,000 | $ 380,000 | $ 81,000 |
| Kane County Illinois | 1 | $ 230,000 | $ 230,000 | $ 117,000 |
| Madison County Illinois | 1 | $ 212,000 | $ 212,000 | $ 148,000 |
| Sedgwick County Kansas | 1 | $ 104,000 | $ 104,000 | $ 171,000 |
| York County Maine | 1 | $ 63,000 | $ 63,000 | $ 76,000 |
| Baltimore County Maryland | 1 | $ 87,000 | $ 87,000 | $ 68,000 |
| Baltimore City County Maryland | 1 | $ 171,000 | $ 171,000 | $ 87,000 |
| Cecil County Maryland | 1 | $ 174,000 | $ 174,000 | $ 199,000 |
| Garrett County Maryland | 1 | $ 174,000 | $ 174,000 | $ 31,000 |
| Queen Anne's County Maryland | 1 | $ 229,000 | $ 229,000 | $ 53,000 |
| Talbot County Maryland | 1 | $ 133,000 | $ 133,000 | $ 62,000 |
| Suffolk County Massachusetts | 1 | $ 190,000 | $ 190,000 | $ 66,000 |
| Gloucester County New Jersey | 1 | $ 230,000 | $ 230,000 | $ 110,000 |
| Sussex County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 44,000 |
| Quay County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Valencia County New Mexico | 1 | $ 178,000 | $ 178,000 | $ 67,000 |
| Nassau County New York | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Oneida County New York | 1 | $ 140,000 | $ 140,000 | $ 78,000 |
| Richmond County New York | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Lawrence County Ohio | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| Summit County Ohio | 1 | $ 21,000 | $ 21,000 | $ 81,000 |
| Warren County Ohio | 1 | $ 362,000 | $ 362,000 | $ 145,000 |
| Bucks County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 160,000 |
| Fayette County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 67,000 |
| Northampton County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Shelby County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 99,000 |
| Dallas County Texas | 1 | $ 190,000 | $ 190,000 | $ 55,000 |
| El Paso County Texas | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Fort Bend County Texas | 1 | $ 86,000 | $ 86,000 | $ 133,000 |
| Nueces County Texas | 1 | $ 62,000 | $ 62,000 | $ 84,000 |
| Rockwall County Texas | 1 | $ 116,000 | $ 116,000 | $ 57,000 |
| Caroline County Virginia | 1 | $ 98,000 | $ 98,000 | $ 46,000 |
| Fairfax City County Virginia | 1 | $ 139,000 | $ 139,000 | $ 72,000 |
| Falls Church County Virginia | 1 | $ 321,000 | $ 321,000 | $ 105,000 |
| Hanover County Virginia | 1 | $ 60,000 | $ 60,000 | $ 135,000 |
| Westmoreland County Virginia | 1 | $ 112,000 | $ 112,000 | $ 50,000 |
| Jefferson County West Virginia | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Putnam County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Wood County West Virginia | 1 | $ 82,000 | $ 82,000 | $ 157,000 |
Mortgage Loan Application Detail Totals for Treasury Department in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 260 | $44,592,000 | $149,250 | $500,000 | $93,650 | $275,000 |
| Home Improvement (one-to-four family) | 65 | $2,856,000 | $36,181 | $133,000 | $93,727 | $325,000 |
| Home Purchase (one-to-four family) | 44 | $9,063,000 | $188,090 | $385,000 | $82,545 | $361,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 164 | $29,495,000 | $163,052 | $500,000 | $104,578 | $361,000 |
| Black | 101 | $12,590,000 | $144,727 | $380,000 | $74,727 | $254,000 |
| Information not provided by applicant in mail or telephone application | 81 | $10,768,000 | $117,166 | $400,000 | $84,500 | $325,000 |
| Asian or Pacific Islander | 8 | $1,692,000 | $204,000 | $320,000 | $98,750 | $152,000 |
| Hispanic | 7 | $889,000 | $109,250 | $194,000 | $77,750 | $124,000 |
| American Indian or Alaskan Native | 4 | $451,000 | $112,750 | $192,000 | $57,500 | $80,000 |
| Other | 4 | $626,000 | $156,000 | $250,000 | $153,000 | $172,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 365 | $55,980,000 | $139,800 | $500,000 | $93,500 | $361,000 |
| FHA-insured (Federal Housing Administration) | 4 | $531,000 | $155,000 | $200,000 | $77,000 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 261 | $39,995,000 | $136,000 | $500,000 | $89,894 | $361,000 |
| Application Approved But Not Accepted | 45 | $7,340,000 | $149,636 | $310,000 | $94,363 | $243,000 |
| Application Withdrawn By Applicant | 29 | $3,906,000 | $121,500 | $355,000 | $105,750 | $325,000 |
| File Closed For Incompleteness | 25 | $4,379,000 | $206,714 | $380,000 | $82,142 | $155,000 |
| Application Denied By Financial Institution | 9 | $891,000 | $86,250 | $171,000 | $49,750 | $87,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1 | $16,000 | $16,000 | $16,000 | $55,000 | $55,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Treasury Department's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Treasury Department's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District Of Columbia, download the full spreadsheet
with aggregated HMDA statistics today.