Northstar Bank Of Texas
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Northstar Bank Of Texas 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Northstar Bank Of Texas 400 N Carroll Blvd Denton, TX 76201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,132 |
| Total Mortgage Loan Application Amount | $479,077,000 |
| Average Mortgage Loan Application Amount | $212,333 |
| Highest Mortgage Loan Application Amount | $6,478,000 |
| Average Applicant Income | $112,000 |
| Highest Applicant Income | $1,583,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Northstar Bank Of Texas. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Northstar Bank Of Texas's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Northstar Bank Of Texas's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Northstar Bank Of Texas serves its applicants.
Each category highlights the total number of mortgage applications processed by Northstar Bank Of Texas, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Northstar Bank Of Texas's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Denton County Texas | 579 | $ 126,177,000 | $ 217,000 | $ 108,000 |
| Tarrant County Texas | 250 | $ 55,063,000 | $ 220,000 | $ 110,000 |
| Dallas County Texas | 220 | $ 41,152,000 | $ 187,000 | $ 74,000 |
| Collin County Texas | 163 | $ 40,561,000 | $ 248,000 | $ 150,000 |
| Weld County Colorado | 91 | $ 20,691,000 | $ 227,000 | $ 71,000 |
| Travis County Texas | 78 | $ 29,612,000 | $ 379,000 | $ 135,000 |
| Webb County Texas | 65 | $ 10,974,000 | $ 168,000 | $ 58,000 |
| Kaufman County Texas | 57 | $ 12,046,000 | $ 211,000 | $ 113,000 |
| Hood County Texas | 53 | $ 10,363,000 | $ 195,000 | $ 185,000 |
| Rockwall County Texas | 47 | $ 13,751,000 | $ 292,000 | $ 143,000 |
| Larimer County Colorado | 44 | $ 10,467,000 | $ 237,000 | $ 77,000 |
| Johnson County Texas | 41 | $ 5,846,000 | $ 142,000 | $ 72,000 |
| Harris County Texas | 40 | $ 7,389,000 | $ 184,000 | $ 90,000 |
| Grayson County Texas | 38 | $ 6,324,000 | $ 166,000 | $ 80,000 |
| Cooke County Texas | 29 | $ 5,661,000 | $ 195,000 | $ 96,000 |
| El Paso County Colorado | 24 | $ 7,164,000 | $ 298,000 | $ 140,000 |
| Hunt County Texas | 24 | $ 5,522,000 | $ 230,000 | $ 106,000 |
| Williamson County Texas | 19 | $ 4,382,000 | $ 230,000 | $ 120,000 |
| Wise County Texas | 16 | $ 2,884,000 | $ 180,000 | $ 96,000 |
| Ellis County Texas | 15 | $ 3,998,000 | $ 266,000 | $ 132,000 |
| Galveston County Texas | 14 | $ 3,665,000 | $ 261,000 | $ 160,000 |
| Parker County Texas | 14 | $ 3,338,000 | $ 238,000 | $ 113,000 |
| Logan County Colorado | 13 | $ 2,206,000 | $ 169,000 | $ 69,000 |
| Hays County Texas | 12 | $ 3,169,000 | $ 264,000 | $ 103,000 |
| Denver County Colorado | 11 | $ 5,414,000 | $ 492,000 | $ 61,000 |
| Fort Bend County Texas | 9 | $ 1,994,000 | $ 221,000 | $ 97,000 |
| Boulder County Colorado | 7 | $ 2,565,000 | $ 366,000 | $ 145,000 |
| Hidalgo County Texas | 6 | $ 1,090,000 | $ 181,000 | $ 68,000 |
| Montgomery County Texas | 6 | $ 1,402,000 | $ 233,000 | $ 111,000 |
| Adams County Colorado | 5 | $ 1,516,000 | $ 303,000 | $ 104,000 |
| Aransas County Texas | 5 | $ 674,000 | $ 134,000 | $ 85,000 |
| Arapahoe County Colorado | 4 | $ 1,120,000 | $ 280,000 | $ 100,000 |
| Yuma County Colorado | 4 | $ 648,000 | $ 162,000 | $ 115,000 |
| Bexar County Texas | 4 | $ 873,000 | $ 218,000 | $ 149,000 |
| Erath County Texas | 4 | $ 567,000 | $ 141,000 | $ 174,000 |
| Fannin County Texas | 4 | $ 668,000 | $ 167,000 | $ 79,000 |
| Henderson County Texas | 4 | $ 789,000 | $ 197,000 | $ 88,000 |
| Laramie County Wyoming | 4 | $ 1,045,000 | $ 261,000 | $ 73,000 |
| Alameda County California | 3 | $ 1,826,000 | $ 608,000 | $ 266,000 |
| Phillips County Colorado | 3 | $ 640,000 | $ 213,000 | $ 95,000 |
| Washington County Colorado | 3 | $ 541,000 | $ 180,000 | $ 41,000 |
| Multnomah County Oregon | 3 | $ 1,273,000 | $ 424,000 | $ 262,000 |
| Bell County Texas | 3 | $ 415,000 | $ 138,000 | $ 144,000 |
| Brazoria County Texas | 3 | $ 945,000 | $ 315,000 | $ 202,000 |
| Llano County Texas | 3 | $ 660,000 | $ 220,000 | $ 156,000 |
| McLennan County Texas | 3 | $ 539,000 | $ 179,000 | $ 105,000 |
| Smith County Texas | 3 | $ 387,000 | $ 129,000 | $ 635,000 |
| Fresno County California | 2 | $ 742,000 | $ 371,000 | $ 123,000 |
| Napa County California | 2 | $ 1,241,000 | $ 620,000 | $ 467,000 |
| Jefferson County Colorado | 2 | $ 707,000 | $ 353,000 | $ 110,000 |
| Miami-Dade County Florida | 2 | $ 736,000 | $ 368,000 | $ 137,000 |
| Keith County Nebraska | 2 | $ 278,000 | $ 139,000 | $ 294,000 |
| Clark County Nevada | 2 | $ 404,000 | $ 202,000 | $ 201,000 |
| Taos County New Mexico | 2 | $ 533,000 | $ 266,000 | $ 258,000 |
| Oklahoma County Oklahoma | 2 | $ 245,000 | $ 122,000 | $ 97,000 |
| Bastrop County Texas | 2 | $ 416,000 | $ 208,000 | $ 77,000 |
| Burnet County Texas | 2 | $ 710,000 | $ 355,000 | $ 818,000 |
| Hill County Texas | 2 | $ 391,000 | $ 195,000 | $ 129,000 |
| Montague County Texas | 2 | $ 399,000 | $ 199,000 | $ 81,000 |
| Navarro County Texas | 2 | $ 388,000 | $ 194,000 | $ 49,000 |
| Taylor County Texas | 2 | $ 310,000 | $ 155,000 | $ 68,000 |
| Wood County Texas | 2 | $ 280,000 | $ 140,000 | $ 117,000 |
| Baldwin County Alabama | 1 | $ 203,000 | $ 203,000 | $ 116,000 |
| Anchorage County Alaska | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Bethel County Alaska | 1 | $ 138,000 | $ 138,000 | $ 106,000 |
| Maricopa County Arizona | 1 | $ 240,000 | $ 240,000 | $ 72,000 |
| Mohave County Arizona | 1 | $ 268,000 | $ 268,000 | $ 75,000 |
| Pima County Arizona | 1 | $ 329,000 | $ 329,000 | $ 81,000 |
| Pulaski County Arkansas | 1 | $ 213,000 | $ 213,000 | $ 123,000 |
| Broomfield County Colorado | 1 | $ 417,000 | $ 417,000 | $ 184,000 |
| Douglas County Colorado | 1 | $ 399,000 | $ 399,000 | $ 159,000 |
| La Plata County Colorado | 1 | $ 417,000 | $ 417,000 | $ 210,000 |
| Morgan County Colorado | 1 | $ 141,000 | $ 141,000 | $ 41,000 |
| Park County Colorado | 1 | $ 459,000 | $ 459,000 | $ 275,000 |
| Pueblo County Colorado | 1 | $ 170,000 | $ 170,000 | $ 101,000 |
| Teller County Colorado | 1 | $ 171,000 | $ 171,000 | $ 49,000 |
| Escambia County Florida | 1 | $ 417,000 | $ 417,000 | $ 198,000 |
| Hillsborough County Florida | 1 | $ 260,000 | $ 260,000 | $ 140,000 |
| Walton County Florida | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Morgan County Illinois | 1 | $ 73,000 | $ 73,000 | $ 35,000 |
| Johnson County Indiana | 1 | $ 163,000 | $ 163,000 | $ 70,000 |
| LaPorte County Indiana | 1 | $ 400,000 | $ 400,000 | $ 249,000 |
| Caddo County Louisiana | 1 | $ 170,000 | $ 170,000 | $ 153,000 |
| St. Charles County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Hall County Nebraska | 1 | $ 249,000 | $ 249,000 | $ 142,000 |
| Kimball County Nebraska | 1 | $ 31,000 | $ 31,000 | $ 24,000 |
| Washoe County Nevada | 1 | $ 248,000 | $ 248,000 | $ 76,000 |
| Colfax County New Mexico | 1 | $ 212,000 | $ 212,000 | $ 198,000 |
| Santa Fe County New Mexico | 1 | $ 345,000 | $ 345,000 | $ 144,000 |
| Mecklenburg County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 111,000 |
| Hamilton County Ohio | 1 | $ 214,000 | $ 214,000 | $ 389,000 |
| Canadian County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 175,000 |
| Cleveland County Oklahoma | 1 | $ 74,000 | $ 74,000 | $ 65,000 |
| Payne County Oklahoma | 1 | $ 170,000 | $ 170,000 | $ 353,000 |
| Deschutes County Oregon | 1 | $ 164,000 | $ 164,000 | $ 265,000 |
| Davidson County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 265,000 |
| Anderson County Texas | 1 | $ 79,000 | $ 79,000 | $ 27,000 |
| Brazos County Texas | 1 | $ 104,000 | $ 104,000 | $ 199,000 |
| Brown County Texas | 1 | $ 74,000 | $ 74,000 | $ 60,000 |
| Franklin County Texas | 1 | $ 144,000 | $ 144,000 | $ 223,000 |
| Lubbock County Texas | 1 | $ 158,000 | $ 158,000 | $ 60,000 |
| Mason County Texas | 1 | $ 40,000 | $ 40,000 | $ 52,000 |
| Palo Pinto County Texas | 1 | $ 179,000 | $ 179,000 | $ 92,000 |
| Polk County Texas | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| Randall County Texas | 1 | $ 309,000 | $ 309,000 | $ 102,000 |
| Somervell County Texas | 1 | $ 193,000 | $ 193,000 | $ 114,000 |
| Van Zandt County Texas | 1 | $ 34,000 | $ 34,000 | $ 25,000 |
| Walker County Texas | 1 | $ 174,000 | $ 174,000 | $ 37,000 |
| Wharton County Texas | 1 | $ 44,000 | $ 44,000 | $ 102,000 |
| Young County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Cache County Utah | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Windham County Vermont | 1 | $ 161,000 | $ 161,000 | $ 159,000 |
| Fairfax County Virginia | 1 | $ 626,000 | $ 626,000 | $ 160,000 |
| Clark County Washington | 1 | $ 253,000 | $ 253,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for Northstar Bank Of Texas in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,536 | $349,061,000 | $227,000 | $6,478,000 | $107,000 | $1,583,000 |
| Refinancing | 492 | $110,580,000 | $224,000 | $1,889,000 | $117,000 | $996,000 |
| Home Improvement | 104 | $19,436,000 | $186,000 | $800,000 | $112,000 | $954,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,202 | $277,545,000 | $230,000 | $1,360,000 | $124,000 | $1,583,000 |
| Hispanic | 384 | $68,016,000 | $177,000 | $665,000 | $71,000 | $459,000 |
| Not Provided | 330 | $77,500,000 | $234,000 | $788,000 | $133,000 | $1,213,000 |
| Not applicable | 91 | $27,419,000 | $301,000 | $6,478,000 | $0 | $0 |
| Black or African American | 59 | $12,571,000 | $213,000 | $417,000 | $90,000 | $263,000 |
| Asian | 57 | $14,349,000 | $251,000 | $1,020,000 | $119,000 | $736,000 |
| American Indian or Alaskan Native | 7 | $1,143,000 | $163,000 | $282,000 | $95,000 | $212,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $534,000 | $267,000 | $274,000 | $80,000 | $98,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,549 | $361,991,000 | $233,000 | $6,478,000 | $124,000 | $1,583,000 |
| FHA-insured (Federal Housing Administration) | 438 | $81,382,000 | $185,000 | $341,000 | $67,000 | $233,000 |
| VA-guaranteed (Veterans Administration) | 104 | $28,845,000 | $277,000 | $1,020,000 | $99,000 | $395,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 41 | $6,859,000 | $167,000 | $310,000 | $59,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,635 | $354,809,000 | $217,000 | $1,889,000 | $106,000 | $1,463,000 |
| Application Withdrawn By Applicant | 386 | $89,199,000 | $231,000 | $926,000 | $122,000 | $1,583,000 |
| Application Denied By Financial Institution | 60 | $14,761,000 | $246,000 | $805,000 | $133,000 | $514,000 |
| Application Approved But Not Accepted | 51 | $20,308,000 | $398,000 | $6,478,000 | $114,000 | $596,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Northstar Bank Of Texas's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Northstar Bank Of Texas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.