Triumph Bank Mortgage Lending & HMDA Data, 2014

In 2014, Triumph Bank of Memphis, TN reported 1,137 mortgage applications totaling $194.0 million, up 380% from 2013. The average application was for $170,592, and applicants reported an average income of $75,912. 76% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Memphis, TN-MS-AR (596), Little Rock-North Little Rock-Conway, AR (54) and Birmingham-Hoover, AL (30) (applications in parentheses).

Mortgage Company & Address Triumph Bank
1780 Moriah Woods Blvd., Suite 4
Memphis, TN 38117
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 1,137
Total Mortgage Loan Application Amount $193,964,000
Average Mortgage Loan Application Amount $170,592
Highest Mortgage Loan Application Amount $6,050,000
Average Applicant Income $75,912
Highest Applicant Income $1,256,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Triumph Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Triumph Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 529 $ 102,035,000 $ 192,882 $ 78,000
Mississippi, Arkansas 89 $ 9,416,000 $ 105,797 $ 61,000
Pulaski, Arkansas 29 $ 4,792,000 $ 165,241 $ 72,000
Houston, Georgia 27 $ 5,049,000 $ 187,000 $ 87,000
Etowah, Alabama 26 $ 3,876,000 $ 149,076 $ 55,000
DeSoto, Mississippi 23 $ 3,928,000 $ 170,782 $ 67,000
Crittenden, Arkansas 19 $ 3,022,000 $ 159,052 $ 80,000
Walker, Alabama 16 $ 2,342,000 $ 146,375 $ 86,000
Crenshaw, Alabama 15 $ 2,101,000 $ 140,066 $ 67,000
Fayette, Tennessee 15 $ 2,646,000 $ 176,400 $ 69,000
Marion, Alabama 14 $ 1,899,000 $ 135,642 $ 66,000
Lauderdale, Mississippi 13 $ 2,191,000 $ 168,538 $ 95,000
Calhoun, Alabama 12 $ 1,292,000 $ 107,666 $ 69,000
Jackson, Georgia 12 $ 1,542,000 $ 128,500 $ 50,000
Lincoln, Mississippi 12 $ 1,958,000 $ 163,166 $ 87,000
Covington, Alabama 11 $ 1,601,000 $ 145,545 $ 62,000
Saline, Arkansas 11 $ 1,478,000 $ 134,363 $ 69,000
Monroe, Alabama 10 $ 1,490,000 $ 149,000 $ 75,000
Wayne, Mississippi 10 $ 1,714,000 $ 171,400 $ 100,000
Jefferson, Alabama 9 $ 865,000 $ 96,111 $ 61,000
Madison, Tennessee 9 $ 1,436,000 $ 159,555 $ 85,000
Chambers, Alabama 7 $ 1,351,000 $ 193,000 $ 71,000
Faulkner, Arkansas 7 $ 1,031,000 $ 147,285 $ 52,000
Lonoke, Arkansas 7 $ 1,200,000 $ 171,428 $ 66,000
Pemiscot, Missouri 7 $ 893,000 $ 127,571 $ 68,000
Okaloosa, Florida 6 $ 1,856,000 $ 309,333 $ 83,000
Marshall, Mississippi 6 $ 580,000 $ 96,666 $ 40,000
Neshoba, Mississippi 6 $ 804,000 $ 134,000 $ 83,000
Williamson, Tennessee 6 $ 2,529,000 $ 421,500 $ 254,000
Winston, Alabama 5 $ 578,000 $ 115,600 $ 54,000
Garland, Arkansas 5 $ 622,000 $ 124,400 $ 82,000
Gordon, Georgia 5 $ 547,000 $ 109,400 $ 51,000
Houston, Alabama 4 $ 687,000 $ 171,750 $ 92,000
Lauderdale, Alabama 4 $ 1,062,000 $ 265,500 $ 130,000
Independence, Arkansas 4 $ 262,000 $ 65,500 $ 44,000
Kemper, Mississippi 4 $ 231,000 $ 57,750 $ 30,000
Davidson, Tennessee 4 $ 2,546,000 $ 636,500 $ 137,000
Tipton, Tennessee 4 $ 861,000 $ 215,250 $ 315,000
Fayette, Alabama 3 $ 398,000 $ 132,666 $ 53,000
Geneva, Alabama 3 $ 204,000 $ 68,000 $ 24,000
Perry, Alabama 3 $ 376,000 $ 125,333 $ 37,000
Craighead, Arkansas 3 $ 437,000 $ 145,666 $ 67,000
Jackson, Arkansas 3 $ 106,000 $ 35,333 $ 59,000
Walton, Florida 3 $ 1,020,000 $ 340,000 $ 78,000
Decatur, Georgia 3 $ 238,000 $ 79,333 $ 42,000
Washington, Georgia 3 $ 502,000 $ 167,333 $ 69,000
Tishomingo, Mississippi 3 $ 224,000 $ 74,666 $ 36,000
Dunklin, Missouri 3 $ 207,000 $ 69,000 $ 18,000
Dyer, Tennessee 3 $ 408,000 $ 136,000 $ 60,000
Hamilton, Tennessee 3 $ 898,000 $ 299,333 $ 145,000
Cherokee, Alabama 2 $ 239,000 $ 119,500 $ 37,000
Coffee, Alabama 2 $ 495,000 $ 247,500 $ 139,000
Colbert, Alabama 2 $ 126,000 $ 63,000 $ 46,000
Lamar, Alabama 2 $ 192,000 $ 96,000 $ 39,000
Marshall, Alabama 2 $ 426,000 $ 213,000 $ 309,000
Shelby, Alabama 2 $ 588,000 $ 294,000 $ 84,000
Washington, Alabama 2 $ 168,000 $ 84,000 $ 68,000
Greene, Arkansas 2 $ 260,000 $ 130,000 $ 72,000
White, Arkansas 2 $ 170,000 $ 85,000 $ 30,000
Charlotte, Florida 2 $ 194,000 $ 97,000 $ 81,000
Barrow, Georgia 2 $ 269,000 $ 134,500 $ 54,000
Bibb, Georgia 2 $ 271,000 $ 135,500 $ 46,000
Catoosa, Georgia 2 $ 297,000 $ 148,500 $ 60,000
Peach, Georgia 2 $ 337,000 $ 168,500 $ 142,000
Walker, Georgia 2 $ 198,000 $ 99,000 $ 34,000
Forrest, Mississippi 2 $ 336,000 $ 168,000 $ 79,000
Lamar, Mississippi 2 $ 665,000 $ 332,500 $ 120,000
Madison, Mississippi 2 $ 428,000 $ 214,000 $ 87,000
Carroll, Tennessee 2 $ 175,000 $ 87,500 $ 25,000
Hardeman, Tennessee 2 $ 232,000 $ 116,000 $ 49,000
Maury, Tennessee 2 $ 232,000 $ 116,000 $ 68,000
Sevier, Tennessee 2 $ 307,000 $ 153,500 $ 54,000
Milwaukee, Wisconsin 2 $ 61,000 $ 30,500 $ 0
Baldwin, Alabama 1 $ 147,000 $ 147,000 $ 17,000
Bibb, Alabama 1 $ 84,000 $ 84,000 $ 38,000
Blount, Alabama 1 $ 60,000 $ 60,000 $ 63,000
Butler, Alabama 1 $ 300,000 $ 300,000 $ 101,000
Clay, Alabama 1 $ 132,000 $ 132,000 $ 43,000
Dallas, Alabama 1 $ 38,000 $ 38,000 $ 25,000
Henry, Alabama 1 $ 160,000 $ 160,000 $ 96,000
Lowndes, Alabama 1 $ 49,000 $ 49,000 $ 86,000
Montgomery, Alabama 1 $ 113,000 $ 113,000 $ 69,000
St. Clair, Alabama 1 $ 164,000 $ 164,000 $ 46,000
Tallapoosa, Alabama 1 $ 120,000 $ 120,000 $ 76,000
Tuscaloosa, Alabama 1 $ 51,000 $ 51,000 $ 75,000
Bradley, Arkansas 1 $ 119,000 $ 119,000 $ 49,000
Jefferson, Arkansas 1 $ 95,000 $ 95,000 $ 49,000
Poinsett, Arkansas 1 $ 113,000 $ 113,000 $ 52,000
Stone, Arkansas 1 $ 99,000 $ 99,000 $ 41,000
Van Buren, Arkansas 1 $ 71,000 $ 71,000 $ 46,000
Polk, Florida 1 $ 137,000 $ 137,000 $ 48,000
Santa Rosa, Florida 1 $ 102,000 $ 102,000 $ 80,000
Volusia, Florida 1 $ 109,000 $ 109,000 $ 51,000
Butts, Georgia 1 $ 239,000 $ 239,000 $ 62,000
Crisp, Georgia 1 $ 88,000 $ 88,000 $ 56,000
Dodge, Georgia 1 $ 71,000 $ 71,000 $ 46,000
Forsyth, Georgia 1 $ 208,000 $ 208,000 $ 85,000
Fulton, Georgia 1 $ 200,000 $ 200,000 $ 161,000
Glynn, Georgia 1 $ 150,000 $ 150,000 $ 56,000
Harris, Georgia 1 $ 200,000 $ 200,000 $ 60,000
Henry, Georgia 1 $ 339,000 $ 339,000 $ 109,000
Lee, Georgia 1 $ 320,000 $ 320,000 $ 152,000
Seminole, Georgia 1 $ 61,000 $ 61,000 $ 32,000
Stephens, Georgia 1 $ 144,000 $ 144,000 $ 51,000
White, Georgia 1 $ 99,000 $ 99,000 $ 24,000
Alcorn, Mississippi 1 $ 165,000 $ 165,000 $ 42,000
Coahoma, Mississippi 1 $ 169,000 $ 169,000 $ 50,000
Copiah, Mississippi 1 $ 87,000 $ 87,000 $ 14,000
George, Mississippi 1 $ 69,000 $ 69,000 $ 53,000
Greene, Mississippi 1 $ 120,000 $ 120,000 $ 36,000
Lafayette, Mississippi 1 $ 276,000 $ 276,000 $ 0
Panola, Mississippi 1 $ 90,000 $ 90,000 $ 110,000
Union, Mississippi 1 $ 148,000 $ 148,000 $ 66,000
Winston, Mississippi 1 $ 233,000 $ 233,000 $ 84,000
Stone, Missouri 1 $ 164,000 $ 164,000 $ 104,000
Spartanburg, South Carolina 1 $ 124,000 $ 124,000 $ 32,000
Chester, Tennessee 1 $ 280,000 $ 280,000 $ 120,000
Crockett, Tennessee 1 $ 79,000 $ 79,000 $ 35,000
Gibson, Tennessee 1 $ 118,000 $ 118,000 $ 75,000
Hardin, Tennessee 1 $ 89,000 $ 89,000 $ 284,000
Haywood, Tennessee 1 $ 86,000 $ 86,000 $ 71,000
Jefferson, Tennessee 1 $ 191,000 $ 191,000 $ 74,000
Knox, Tennessee 1 $ 203,000 $ 203,000 $ 84,000
Montgomery, Tennessee 1 $ 404,000 $ 404,000 $ 730,000
Roane, Tennessee 1 $ 350,000 $ 350,000 $ 159,000
Rutherford, Tennessee 1 $ 140,000 $ 140,000 $ 41,000

Mortgage Loan Application Detail Totals for Triumph Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 806 $125,427,000 $155,000 $2,700,000 $70,000 $1,256,000
Refinancing 303 $51,673,000 $170,000 $733,000 $92,000 $545,000
Home Improvement 28 $16,864,000 $602,000 $6,050,000 $72,000 $289,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 791 $136,175,000 $172,000 $1,680,000 $92,000 $1,256,000
Not applicable 156 $25,570,000 $163,000 $6,050,000 $0 $0
Black or African American 83 $11,083,000 $133,000 $760,000 $58,000 $449,000
Asian 66 $11,865,000 $179,000 $1,800,000 $88,000 $904,000
Not Provided 26 $6,459,000 $248,000 $1,960,000 $74,000 $317,000
Hispanic 12 $2,079,000 $173,000 $386,000 $65,000 $154,000
American Indian or Alaskan Native 2 $453,000 $226,000 $280,000 $102,000 $120,000
Native Hawaiian or Other Pacific Islander 1 $280,000 $280,000 $280,000 $106,000 $106,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 816 $149,849,000 $183,000 $6,050,000 $82,000 $1,256,000
FHA-insured (Federal Housing Administration) 163 $21,020,000 $128,000 $276,000 $62,000 $387,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 91 $10,541,000 $115,000 $252,000 $43,000 $80,000
VA-guaranteed (Veterans Administration) 67 $12,554,000 $187,000 $417,000 $82,000 $312,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 869 $148,012,000 $170,000 $6,050,000 $74,000 $1,256,000
Application Denied By Financial Institution 182 $29,498,000 $162,000 $1,800,000 $79,000 $904,000
Application Withdrawn By Applicant 56 $8,378,000 $149,000 $417,000 $74,000 $235,000
File Closed For Incompleteness 24 $5,603,000 $233,000 $1,575,000 $111,000 $390,000
Application Approved But Not Accepted 5 $2,238,000 $447,000 $1,960,000 $96,000 $317,000
Loan Purchased By The Institution 1 $235,000 $235,000 $235,000 $167,000 $167,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Triumph Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Triumph Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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