Truhome Solutions, L.L.C. Mortgage Lending & HMDA Data, 2008
In 2008, Truhome Solutions, L.L.C. of Lenexa, KS reported 2,325 mortgage applications totaling $351.7 million, up 59% from 2007. The average application was for $151,284, and applicants reported an average income of $77,147. 52% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Kansas City, MO-KS (1,695), St. Louis, MO-IL (79) and Topeka, KS (50) (applications in parentheses).
| Mortgage Company & Address | Truhome Solutions, L.L.C. 9601 Legler Rd Lenexa, KS 66219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,325 |
| Total Mortgage Loan Application Amount | $351,736,000 |
| Average Mortgage Loan Application Amount | $151,284 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $77,147 |
| Highest Applicant Income | $650,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Truhome Solutions, L.L.C. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson, Missouri | 572 | $ 69,927,000 | $ 122,250 | $ 65,000 |
| Clay, Missouri | 388 | $ 57,398,000 | $ 147,932 | $ 74,000 |
| Johnson, Kansas | 364 | $ 67,712,000 | $ 186,021 | $ 93,000 |
| Platte, Missouri | 163 | $ 27,264,000 | $ 167,263 | $ 81,000 |
| Cass, Missouri | 69 | $ 10,355,000 | $ 150,072 | $ 78,000 |
| Wyandotte, Kansas | 64 | $ 6,370,000 | $ 99,531 | $ 62,000 |
| Shawnee, Kansas | 42 | $ 4,027,000 | $ 95,880 | $ 65,000 |
| St. Louis, Missouri | 40 | $ 6,283,000 | $ 157,075 | $ 75,000 |
| St. Charles, Missouri | 22 | $ 3,491,000 | $ 158,681 | $ 88,000 |
| Leavenworth, Kansas | 20 | $ 3,017,000 | $ 150,850 | $ 73,000 |
| Duval, Florida | 14 | $ 1,465,000 | $ 104,642 | $ 46,000 |
| Clinton, Missouri | 14 | $ 1,359,000 | $ 97,071 | $ 56,000 |
| Douglas, Kansas | 12 | $ 1,572,000 | $ 131,000 | $ 86,000 |
| Buchanan, Missouri | 12 | $ 1,502,000 | $ 125,166 | $ 64,000 |
| Ray, Missouri | 12 | $ 1,607,000 | $ 133,916 | $ 74,000 |
| Leon, Florida | 11 | $ 2,172,000 | $ 197,454 | $ 74,000 |
| Sedgwick, Kansas | 11 | $ 1,511,000 | $ 137,363 | $ 72,000 |
| Lafayette, Missouri | 10 | $ 1,181,000 | $ 118,100 | $ 79,000 |
| Miami, Kansas | 8 | $ 1,290,000 | $ 161,250 | $ 68,000 |
| Cole, Missouri | 8 | $ 1,450,000 | $ 181,250 | $ 83,000 |
| Broward, Florida | 6 | $ 1,876,000 | $ 312,666 | $ 136,000 |
| Boone, Missouri | 5 | $ 671,000 | $ 134,200 | $ 88,000 |
| Jefferson, Missouri | 5 | $ 778,000 | $ 155,600 | $ 72,000 |
| Miami-Dade, Florida | 4 | $ 713,000 | $ 178,250 | $ 107,000 |
| Franklin, Kansas | 4 | $ 402,000 | $ 100,500 | $ 47,000 |
| Maricopa, Arizona | 3 | $ 587,000 | $ 195,666 | $ 97,000 |
| Jackson, Kansas | 3 | $ 342,000 | $ 114,000 | $ 75,000 |
| Bates, Missouri | 3 | $ 236,000 | $ 78,666 | $ 65,000 |
| Caldwell, Missouri | 3 | $ 322,000 | $ 107,333 | $ 65,000 |
| Callaway, Missouri | 3 | $ 353,000 | $ 117,666 | $ 42,000 |
| Lincoln, Missouri | 3 | $ 481,000 | $ 160,333 | $ 59,000 |
| St. Louis City, Missouri | 3 | $ 465,000 | $ 155,000 | $ 47,000 |
| Suffolk, New York | 3 | $ 779,000 | $ 259,666 | $ 78,000 |
| Lake, Florida | 2 | $ 268,000 | $ 134,000 | $ 49,000 |
| DeKalb, Georgia | 2 | $ 250,000 | $ 125,000 | $ 52,000 |
| DuPage, Illinois | 2 | $ 445,000 | $ 222,500 | $ 87,000 |
| Monroe, Illinois | 2 | $ 191,000 | $ 95,500 | $ 64,000 |
| Butler, Kansas | 2 | $ 255,000 | $ 127,500 | $ 52,000 |
| Osage, Kansas | 2 | $ 104,000 | $ 52,000 | $ 56,000 |
| Wabaunsee, Kansas | 2 | $ 234,000 | $ 117,000 | $ 59,000 |
| Rankin, Mississippi | 2 | $ 187,000 | $ 93,500 | $ 79,000 |
| Polk, Missouri | 2 | $ 66,000 | $ 33,000 | $ 16,000 |
| Warren, Missouri | 2 | $ 333,000 | $ 166,500 | $ 54,000 |
| Kaufman, Texas | 2 | $ 142,000 | $ 71,000 | $ 70,000 |
| Pima, Arizona | 1 | $ 230,000 | $ 230,000 | $ 69,000 |
| Benton, Arkansas | 1 | $ 104,000 | $ 104,000 | $ 86,000 |
| Pulaski, Arkansas | 1 | $ 57,000 | $ 57,000 | $ 74,000 |
| Alameda, California | 1 | $ 350,000 | $ 350,000 | $ 240,000 |
| San Bernardino, California | 1 | $ 367,000 | $ 367,000 | $ 68,000 |
| Tulare, California | 1 | $ 153,000 | $ 153,000 | $ 86,000 |
| Douglas, Colorado | 1 | $ 196,000 | $ 196,000 | $ 110,000 |
| Jefferson, Colorado | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Baker, Florida | 1 | $ 107,000 | $ 107,000 | $ 33,000 |
| Clay, Florida | 1 | $ 147,000 | $ 147,000 | $ 56,000 |
| Gadsden, Florida | 1 | $ 160,000 | $ 160,000 | $ 46,000 |
| Lee, Florida | 1 | $ 136,000 | $ 136,000 | $ 53,000 |
| Okaloosa, Florida | 1 | $ 264,000 | $ 264,000 | $ 105,000 |
| Orange, Florida | 1 | $ 374,000 | $ 374,000 | $ 87,000 |
| Palm Beach, Florida | 1 | $ 61,000 | $ 61,000 | $ 52,000 |
| Pinellas, Florida | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
| St. Johns, Florida | 1 | $ 267,000 | $ 267,000 | $ 129,000 |
| Volusia, Florida | 1 | $ 112,000 | $ 112,000 | $ 137,000 |
| Cobb, Georgia | 1 | $ 344,000 | $ 344,000 | $ 189,000 |
| Henry, Georgia | 1 | $ 252,000 | $ 252,000 | $ 87,000 |
| Cook, Illinois | 1 | $ 94,000 | $ 94,000 | $ 53,000 |
| St. Clair, Illinois | 1 | $ 87,000 | $ 87,000 | $ 87,000 |
| Marion, Indiana | 1 | $ 69,000 | $ 69,000 | $ 50,000 |
| Harvey, Kansas | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Jefferson, Kansas | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Linn, Kansas | 1 | $ 90,000 | $ 90,000 | $ 56,000 |
| Hampden, Massachusetts | 1 | $ 161,000 | $ 161,000 | $ 60,000 |
| Hennepin, Minnesota | 1 | $ 91,000 | $ 91,000 | $ 40,000 |
| Polk, Minnesota | 1 | $ 162,000 | $ 162,000 | $ 83,000 |
| Washington, Minnesota | 1 | $ 276,000 | $ 276,000 | $ 113,000 |
| Hancock, Mississippi | 1 | $ 121,000 | $ 121,000 | $ 146,000 |
| Andrew, Missouri | 1 | $ 44,000 | $ 44,000 | $ 18,000 |
| Christian, Missouri | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| Dallas, Missouri | 1 | $ 226,000 | $ 226,000 | $ 53,000 |
| Franklin, Missouri | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| Greene, Missouri | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Moniteau, Missouri | 1 | $ 123,000 | $ 123,000 | $ 92,000 |
| Osage, Missouri | 1 | $ 88,000 | $ 88,000 | $ 48,000 |
| Webster, Missouri | 1 | $ 121,000 | $ 121,000 | $ 68,000 |
| Clark, Nevada | 1 | $ 182,000 | $ 182,000 | $ 90,000 |
| Middlesex, New Jersey | 1 | $ 295,000 | $ 295,000 | $ 83,000 |
| Monmouth, New Jersey | 1 | $ 417,000 | $ 417,000 | $ 131,000 |
| Torrance, New Mexico | 1 | $ 83,000 | $ 83,000 | $ 52,000 |
| Nassau, New York | 1 | $ 118,000 | $ 118,000 | $ 42,000 |
| Orange, New York | 1 | $ 170,000 | $ 170,000 | $ 106,000 |
| Queens, New York | 1 | $ 309,000 | $ 309,000 | $ 52,000 |
| Buncombe, North Carolina | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Cabarrus, North Carolina | 1 | $ 89,000 | $ 89,000 | $ 45,000 |
| Montgomery, Ohio | 1 | $ 93,000 | $ 93,000 | $ 46,000 |
| Bucks, Pennsylvania | 1 | $ 410,000 | $ 410,000 | $ 130,000 |
| Kent, Rhode Island | 1 | $ 161,000 | $ 161,000 | $ 57,000 |
| Shelby, Tennessee | 1 | $ 178,000 | $ 178,000 | $ 92,000 |
| Dallas, Texas | 1 | $ 365,000 | $ 365,000 | $ 140,000 |
| Nueces, Texas | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Tarrant, Texas | 1 | $ 567,000 | $ 567,000 | $ 277,000 |
| Travis, Texas | 1 | $ 107,000 | $ 107,000 | $ 85,000 |
| Clark, Washington | 1 | $ 244,000 | $ 244,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Truhome Solutions, L.L.C. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,496 | $232,325,000 | $155,000 | $900,000 | $80,000 | $627,000 |
| Home Purchase | 829 | $119,411,000 | $144,000 | $750,000 | $72,000 | $650,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,419 | $221,195,000 | $155,000 | $900,000 | $81,000 | $650,000 |
| Not Provided | 599 | $89,951,000 | $150,000 | $640,000 | $74,000 | $404,000 |
| Black or African American | 188 | $23,086,000 | $122,000 | $452,000 | $64,000 | $241,000 |
| Hispanic | 67 | $8,714,000 | $130,000 | $365,000 | $62,000 | $143,000 |
| Asian | 33 | $6,038,000 | $182,000 | $407,000 | $91,000 | $264,000 |
| American Indian or Alaskan Native | 16 | $2,055,000 | $128,000 | $264,000 | $65,000 | $105,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $697,000 | $232,000 | $400,000 | $89,000 | $157,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,164 | $329,843,000 | $152,000 | $900,000 | $78,000 | $650,000 |
| FHA-insured (Federal Housing Administration) | 156 | $21,108,000 | $135,000 | $338,000 | $66,000 | $233,000 |
| VA-guaranteed (Veterans Administration) | 5 | $785,000 | $157,000 | $230,000 | $58,000 | $75,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,207 | $180,753,000 | $149,000 | $720,000 | $79,000 | $650,000 |
| Application Withdrawn By Applicant | 796 | $125,962,000 | $158,000 | $900,000 | $82,000 | $627,000 |
| Application Denied By Financial Institution | 292 | $39,332,000 | $134,000 | $452,000 | $60,000 | $231,000 |
| File Closed For Incompleteness | 30 | $5,689,000 | $189,000 | $560,000 | $82,000 | $234,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 199 | $26,065,000 | $130,000 | $452,000 | $57,000 | $185,000 |
| Other | 38 | $5,848,000 | $153,000 | $390,000 | $74,000 | $200,000 |
| Debt-To-Income Ratio | 27 | $3,619,000 | $134,000 | $259,000 | $45,000 | $100,000 |
| Collateral | 21 | $2,560,000 | $121,000 | $338,000 | $70,000 | $231,000 |
| Unverifiable Information | 3 | $711,000 | $237,000 | $354,000 | $121,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $384,000 | $128,000 | $182,000 | $87,000 | $113,000 |
| Employment History | 1 | $145,000 | $145,000 | $145,000 | $51,000 | $51,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truhome Solutions, L.L.C.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truhome Solutions, L.L.C.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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