Truliant Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Truliant Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truliant Federal Credit Union 3200 Truliant Way Winston-Salem, NC 27103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,643 |
| Total Mortgage Loan Application Amount | $280,883,000 |
| Average Mortgage Loan Application Amount | $102,666 |
| Highest Mortgage Loan Application Amount | $1,228,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $645,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Truliant Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truliant Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Truliant Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truliant Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Truliant Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truliant Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mecklenburg County North Carolina | 404 | $ 47,570,000 | $ 117,000 | $ 84,000 |
| Guilford County North Carolina | 301 | $ 31,114,000 | $ 103,000 | $ 69,000 |
| Forsyth County North Carolina | 272 | $ 28,094,000 | $ 103,000 | $ 65,000 |
| Alamance County North Carolina | 258 | $ 23,430,000 | $ 90,000 | $ 63,000 |
| Randolph County North Carolina | 188 | $ 13,876,000 | $ 73,000 | $ 50,000 |
| Gaston County North Carolina | 119 | $ 10,886,000 | $ 91,000 | $ 74,000 |
| Wythe County Virginia | 92 | $ 8,723,000 | $ 94,000 | $ 62,000 |
| Davidson County North Carolina | 81 | $ 7,812,000 | $ 96,000 | $ 74,000 |
| Cabarrus County North Carolina | 69 | $ 8,128,000 | $ 117,000 | $ 93,000 |
| Union County North Carolina | 60 | $ 9,708,000 | $ 161,000 | $ 109,000 |
| Cleveland County North Carolina | 59 | $ 3,825,000 | $ 64,000 | $ 54,000 |
| Greenville County South Carolina | 51 | $ 7,448,000 | $ 146,000 | $ 78,000 |
| Pulaski County Virginia | 51 | $ 3,730,000 | $ 73,000 | $ 57,000 |
| York County South Carolina | 37 | $ 5,412,000 | $ 146,000 | $ 95,000 |
| Stokes County North Carolina | 30 | $ 2,080,000 | $ 69,000 | $ 58,000 |
| Rockingham County North Carolina | 26 | $ 2,417,000 | $ 92,000 | $ 68,000 |
| Davie County North Carolina | 25 | $ 3,523,000 | $ 140,000 | $ 98,000 |
| Iredell County North Carolina | 24 | $ 4,213,000 | $ 175,000 | $ 94,000 |
| Lincoln County North Carolina | 20 | $ 2,533,000 | $ 126,000 | $ 123,000 |
| Carroll County Virginia | 20 | $ 1,638,000 | $ 81,000 | $ 56,000 |
| Wake County North Carolina | 18 | $ 3,591,000 | $ 199,000 | $ 149,000 |
| Yadkin County North Carolina | 18 | $ 1,156,000 | $ 64,000 | $ 50,000 |
| Henrico County Virginia | 17 | $ 2,075,000 | $ 122,000 | $ 82,000 |
| Grayson County Virginia | 16 | $ 2,107,000 | $ 131,000 | $ 60,000 |
| Surry County North Carolina | 15 | $ 1,000,000 | $ 66,000 | $ 54,000 |
| Horry County South Carolina | 14 | $ 1,763,000 | $ 125,000 | $ 101,000 |
| Lancaster County South Carolina | 14 | $ 3,228,000 | $ 230,000 | $ 101,000 |
| Caswell County North Carolina | 12 | $ 976,000 | $ 81,000 | $ 65,000 |
| Chatham County North Carolina | 12 | $ 1,041,000 | $ 86,000 | $ 61,000 |
| Rowan County North Carolina | 12 | $ 1,472,000 | $ 122,000 | $ 89,000 |
| Rutherford County North Carolina | 11 | $ 1,164,000 | $ 105,000 | $ 78,000 |
| Stanly County North Carolina | 10 | $ 1,428,000 | $ 142,000 | $ 74,000 |
| Catawba County North Carolina | 9 | $ 1,243,000 | $ 138,000 | $ 70,000 |
| Orange County North Carolina | 9 | $ 821,000 | $ 91,000 | $ 82,000 |
| Chesterfield County Virginia | 9 | $ 1,070,000 | $ 118,000 | $ 90,000 |
| Montgomery County Virginia | 9 | $ 1,040,000 | $ 115,000 | $ 90,000 |
| Radford County Virginia | 9 | $ 627,000 | $ 69,000 | $ 87,000 |
| Duval County Florida | 8 | $ 1,384,000 | $ 173,000 | $ 105,000 |
| Montgomery County North Carolina | 8 | $ 529,000 | $ 66,000 | $ 52,000 |
| Wilkes County North Carolina | 8 | $ 1,047,000 | $ 130,000 | $ 95,000 |
| Henry County Virginia | 8 | $ 699,000 | $ 87,000 | $ 89,000 |
| Smyth County Virginia | 8 | $ 655,000 | $ 81,000 | $ 57,000 |
| Durham County North Carolina | 7 | $ 1,063,000 | $ 151,000 | $ 96,000 |
| Patrick County Virginia | 7 | $ 447,000 | $ 63,000 | $ 62,000 |
| Brunswick County North Carolina | 6 | $ 695,000 | $ 115,000 | $ 132,000 |
| Richland County South Carolina | 6 | $ 812,000 | $ 135,000 | $ 75,000 |
| Spartanburg County South Carolina | 6 | $ 753,000 | $ 125,000 | $ 86,000 |
| Floyd County Virginia | 6 | $ 325,000 | $ 54,000 | $ 57,000 |
| Hanover County Virginia | 6 | $ 1,497,000 | $ 249,000 | $ 204,000 |
| Carteret County North Carolina | 5 | $ 738,000 | $ 147,000 | $ 141,000 |
| Stark County Ohio | 5 | $ 516,000 | $ 103,000 | $ 92,000 |
| Caldwell County North Carolina | 4 | $ 444,000 | $ 111,000 | $ 62,000 |
| Cumberland County North Carolina | 4 | $ 594,000 | $ 148,000 | $ 82,000 |
| Moore County North Carolina | 4 | $ 242,000 | $ 60,000 | $ 31,000 |
| Tuscarawas County Ohio | 4 | $ 445,000 | $ 111,000 | $ 65,000 |
| Charleston County South Carolina | 4 | $ 542,000 | $ 135,000 | $ 86,000 |
| Palm Beach County Florida | 3 | $ 534,000 | $ 178,000 | $ 120,000 |
| Cobb County Georgia | 3 | $ 454,000 | $ 151,000 | $ 128,000 |
| Buncombe County North Carolina | 3 | $ 456,000 | $ 152,000 | $ 140,000 |
| Johnston County North Carolina | 3 | $ 242,000 | $ 80,000 | $ 86,000 |
| New Hanover County North Carolina | 3 | $ 456,000 | $ 152,000 | $ 45,000 |
| Person County North Carolina | 3 | $ 589,000 | $ 196,000 | $ 142,000 |
| Robeson County North Carolina | 3 | $ 142,000 | $ 47,000 | $ 48,000 |
| Cherokee County South Carolina | 3 | $ 216,000 | $ 72,000 | $ 64,000 |
| Pickens County South Carolina | 3 | $ 419,000 | $ 139,000 | $ 47,000 |
| Bland County Virginia | 3 | $ 291,000 | $ 97,000 | $ 56,000 |
| Galax County Virginia | 3 | $ 268,000 | $ 89,000 | $ 54,000 |
| Giles County Virginia | 3 | $ 441,000 | $ 147,000 | $ 79,000 |
| Brevard County Florida | 2 | $ 234,000 | $ 117,000 | $ 59,000 |
| Pinellas County Florida | 2 | $ 460,000 | $ 230,000 | $ 107,000 |
| Coweta County Georgia | 2 | $ 353,000 | $ 176,000 | $ 86,000 |
| Hall County Georgia | 2 | $ 547,000 | $ 273,000 | $ 68,000 |
| Henry County Georgia | 2 | $ 290,000 | $ 145,000 | $ 100,000 |
| Burke County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 50,000 |
| Dare County North Carolina | 2 | $ 527,000 | $ 263,000 | $ 135,000 |
| Granville County North Carolina | 2 | $ 159,000 | $ 79,000 | $ 131,000 |
| Pitt County North Carolina | 2 | $ 225,000 | $ 112,000 | $ 116,000 |
| Anderson County South Carolina | 2 | $ 223,000 | $ 111,000 | $ 59,000 |
| Oconee County South Carolina | 2 | $ 139,000 | $ 69,000 | $ 68,000 |
| Martinsville County Virginia | 2 | $ 228,000 | $ 114,000 | $ 97,000 |
| New Kent County Virginia | 2 | $ 311,000 | $ 155,000 | $ 78,000 |
| Nottoway County Virginia | 2 | $ 130,000 | $ 65,000 | $ 113,000 |
| Richmond City County Virginia | 2 | $ 322,000 | $ 161,000 | $ 41,000 |
| Broward County Florida | 1 | $ 310,000 | $ 310,000 | $ 121,000 |
| Collier County Florida | 1 | $ 296,000 | $ 296,000 | $ 76,000 |
| Lee County Florida | 1 | $ 190,000 | $ 190,000 | $ 60,000 |
| Sarasota County Florida | 1 | $ 120,000 | $ 120,000 | $ 132,000 |
| St. Lucie County Florida | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Bryan County Georgia | 1 | $ 35,000 | $ 35,000 | $ 160,000 |
| Bulloch County Georgia | 1 | $ 70,000 | $ 70,000 | $ 89,000 |
| Chatham County Georgia | 1 | $ 76,000 | $ 76,000 | $ 91,000 |
| Cherokee County Georgia | 1 | $ 130,000 | $ 130,000 | $ 74,000 |
| Clayton County Georgia | 1 | $ 84,000 | $ 84,000 | $ 32,000 |
| Effingham County Georgia | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Rabun County Georgia | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
| Alexander County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Alleghany County North Carolina | 1 | $ 13,000 | $ 13,000 | $ 87,000 |
| Anson County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 78,000 |
| Ashe County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 97,000 |
| Avery County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 103,000 |
| Beaufort County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 33,000 |
| Craven County North Carolina | 1 | $ 271,000 | $ 271,000 | $ 83,000 |
| Edgecombe County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Franklin County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 70,000 |
| Harnett County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 78,000 |
| Hyde County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 97,000 |
| Lee County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 143,000 |
| McDowell County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Onslow County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Pamlico County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 113,000 |
| Richmond County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 102,000 |
| Sampson County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 59,000 |
| Vance County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 46,000 |
| Watauga County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 172,000 |
| Yancey County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 252,000 |
| Franklin County Ohio | 1 | $ 30,000 | $ 30,000 | $ 143,000 |
| Jefferson County Ohio | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Logan County Ohio | 1 | $ 72,000 | $ 72,000 | $ 135,000 |
| Scioto County Ohio | 1 | $ 63,000 | $ 63,000 | $ 103,000 |
| Beaufort County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 153,000 |
| Chester County South Carolina | 1 | $ 11,000 | $ 11,000 | $ 81,000 |
| Colleton County South Carolina | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Darlington County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 1,000 |
| Florence County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Georgetown County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 48,000 |
| Greenwood County South Carolina | 1 | $ 59,000 | $ 59,000 | $ 137,000 |
| Jasper County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Orangeburg County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 40,000 |
| Cannon County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 71,000 |
| Davidson County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 99,000 |
| Gibson County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 168,000 |
| Knox County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Madison County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Putnam County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
| Williamson County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 125,000 |
| Danville County Virginia | 1 | $ 79,000 | $ 79,000 | $ 56,000 |
| Hopewell County Virginia | 1 | $ 25,000 | $ 25,000 | $ 9,000 |
| Mathews County Virginia | 1 | $ 183,000 | $ 183,000 | $ 62,000 |
| Mecklenburg County Virginia | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Middlesex County Virginia | 1 | $ 150,000 | $ 150,000 | $ 310,000 |
| Orange County Virginia | 1 | $ 107,000 | $ 107,000 | $ 15,000 |
| Powhatan County Virginia | 1 | $ 342,000 | $ 342,000 | $ 106,000 |
| Roanoke County Virginia | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Spotsylvania County Virginia | 1 | $ 35,000 | $ 35,000 | $ 171,000 |
| Tazewell County Virginia | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Truliant Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,543 | $168,178,000 | $108,000 | $650,000 | $70,000 | $535,000 |
| Home Purchase | 572 | $85,159,000 | $148,000 | $1,228,000 | $81,000 | $645,000 |
| Home Improvement | 528 | $27,546,000 | $52,000 | $360,000 | $77,000 | $355,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,570 | $173,097,000 | $110,000 | $650,000 | $78,000 | $645,000 |
| Black or African American | 384 | $38,093,000 | $99,000 | $468,000 | $64,000 | $239,000 |
| Not Provided | 325 | $34,989,000 | $107,000 | $444,000 | $84,000 | $335,000 |
| Hispanic | 294 | $25,220,000 | $85,000 | $351,000 | $57,000 | $355,000 |
| Asian | 42 | $5,505,000 | $131,000 | $412,000 | $84,000 | $400,000 |
| American Indian or Alaskan Native | 19 | $1,307,000 | $68,000 | $157,000 | $58,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $612,000 | $122,000 | $185,000 | $86,000 | $177,000 |
| Not applicable | 4 | $2,060,000 | $515,000 | $1,228,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,643 | $280,883,000 | $106,000 | $1,228,000 | $74,000 | $645,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,217 | $122,418,000 | $100,000 | $1,228,000 | $76,000 | $401,000 |
| Application Denied By Financial Institution | 752 | $69,108,000 | $91,000 | $424,000 | $60,000 | $360,000 |
| Application Withdrawn By Applicant | 522 | $69,033,000 | $132,000 | $500,000 | $87,000 | $645,000 |
| File Closed For Incompleteness | 122 | $18,123,000 | $148,000 | $650,000 | $87,000 | $400,000 |
| Application Approved But Not Accepted | 30 | $2,201,000 | $73,000 | $376,000 | $71,000 | $169,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 225 | $21,515,000 | $95,000 | $424,000 | $47,000 | $264,000 |
| Credit History | 199 | $16,120,000 | $81,000 | $350,000 | $63,000 | $223,000 |
| Collateral | 112 | $8,480,000 | $75,000 | $360,000 | $76,000 | $360,000 |
| Other | 61 | $5,336,000 | $87,000 | $342,000 | $63,000 | $160,000 |
| Unverifiable Information | 59 | $5,131,000 | $86,000 | $360,000 | $71,000 | $194,000 |
| Employment History | 5 | $466,000 | $93,000 | $250,000 | $61,000 | $100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $357,000 | $119,000 | $170,000 | $55,000 | $69,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truliant Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truliant Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.