Truliant Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Truliant Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truliant Federal Credit Union 3200 Truliant Way Winston-Salem, NC 27103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,593 |
| Total Mortgage Loan Application Amount | $995,235,000 |
| Average Mortgage Loan Application Amount | $120,000 |
| Highest Mortgage Loan Application Amount | $2,105,000 |
| Average Applicant Income | $94,200 |
| Highest Applicant Income | $4,825,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Truliant Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truliant Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Truliant Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truliant Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Truliant Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truliant Federal Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mecklenburg County North Carolina | 1,676 | $ 196,860,000 | $ 117,000 | $ 111,000 |
| Guilford County North Carolina | 1,432 | $ 137,670,000 | $ 96,000 | $ 87,000 |
| Forsyth County North Carolina | 1,112 | $ 120,980,000 | $ 108,000 | $ 82,000 |
| Alamance County North Carolina | 716 | $ 61,820,000 | $ 86,000 | $ 78,000 |
| Randolph County North Carolina | 569 | $ 43,765,000 | $ 76,000 | $ 67,000 |
| Gaston County North Carolina | 391 | $ 37,715,000 | $ 96,000 | $ 80,000 |
| Davidson County North Carolina | 363 | $ 37,385,000 | $ 102,000 | $ 98,000 |
| Cabarrus County North Carolina | 307 | $ 32,305,000 | $ 105,000 | $ 108,000 |
| Union County North Carolina | 275 | $ 37,085,000 | $ 134,000 | $ 131,000 |
| Wythe County Virginia | 242 | $ 17,170,000 | $ 70,000 | $ 69,000 |
| Cleveland County North Carolina | 165 | $ 13,845,000 | $ 83,000 | $ 78,000 |
| Greenville County South Carolina | 163 | $ 19,065,000 | $ 116,000 | $ 78,000 |
| York County South Carolina | 129 | $ 15,245,000 | $ 118,000 | $ 101,000 |
| Davie County North Carolina | 102 | $ 12,120,000 | $ 118,000 | $ 98,000 |
| Rockingham County North Carolina | 101 | $ 8,285,000 | $ 82,000 | $ 89,000 |
| Pulaski County Virginia | 101 | $ 8,725,000 | $ 86,000 | $ 74,000 |
| Iredell County North Carolina | 94 | $ 13,850,000 | $ 147,000 | $ 130,000 |
| Wake County North Carolina | 83 | $ 13,925,000 | $ 167,000 | $ 136,000 |
| Lincoln County North Carolina | 72 | $ 8,190,000 | $ 113,000 | $ 103,000 |
| Stokes County North Carolina | 71 | $ 7,135,000 | $ 100,000 | $ 76,000 |
| Rowan County North Carolina | 64 | $ 6,150,000 | $ 96,000 | $ 104,000 |
| Carroll County Virginia | 55 | $ 3,635,000 | $ 66,000 | $ 76,000 |
| Henrico County Virginia | 48 | $ 5,100,000 | $ 106,000 | $ 99,000 |
| Yadkin County North Carolina | 47 | $ 2,915,000 | $ 62,000 | $ 73,000 |
| Catawba County North Carolina | 45 | $ 5,075,000 | $ 112,000 | $ 77,000 |
| Orange County North Carolina | 45 | $ 5,565,000 | $ 123,000 | $ 96,000 |
| Stanly County North Carolina | 35 | $ 2,895,000 | $ 82,000 | $ 101,000 |
| Chesterfield County Virginia | 35 | $ 5,125,000 | $ 146,000 | $ 128,000 |
| Montgomery County Virginia | 35 | $ 3,685,000 | $ 105,000 | $ 93,000 |
| Durham County North Carolina | 34 | $ 4,210,000 | $ 123,000 | $ 105,000 |
| Surry County North Carolina | 32 | $ 3,210,000 | $ 100,000 | $ 63,000 |
| Brunswick County North Carolina | 31 | $ 4,775,000 | $ 154,000 | $ 146,000 |
| Montgomery County North Carolina | 31 | $ 2,435,000 | $ 78,000 | $ 85,000 |
| Horry County South Carolina | 30 | $ 4,470,000 | $ 149,000 | $ 146,000 |
| Lancaster County South Carolina | 30 | $ 4,110,000 | $ 137,000 | $ 109,000 |
| Caswell County North Carolina | 28 | $ 2,610,000 | $ 93,000 | $ 75,000 |
| Chatham County North Carolina | 26 | $ 2,300,000 | $ 88,000 | $ 60,000 |
| Grayson County Virginia | 25 | $ 1,925,000 | $ 77,000 | $ 75,000 |
| Henry County Virginia | 24 | $ 1,780,000 | $ 74,000 | $ 65,000 |
| Spartanburg County South Carolina | 22 | $ 1,810,000 | $ 82,000 | $ 83,000 |
| Cherokee County South Carolina | 21 | $ 1,355,000 | $ 64,000 | $ 71,000 |
| Bland County Virginia | 21 | $ 1,435,000 | $ 68,000 | $ 72,000 |
| Anderson County South Carolina | 19 | $ 2,155,000 | $ 113,000 | $ 100,000 |
| Pickens County South Carolina | 18 | $ 1,420,000 | $ 78,000 | $ 81,000 |
| Hanover County Virginia | 18 | $ 2,100,000 | $ 116,000 | $ 98,000 |
| Stark County Ohio | 17 | $ 1,375,000 | $ 80,000 | $ 113,000 |
| Radford County Virginia | 17 | $ 1,545,000 | $ 90,000 | $ 82,000 |
| Smyth County Virginia | 16 | $ 1,070,000 | $ 66,000 | $ 69,000 |
| Moore County North Carolina | 15 | $ 1,835,000 | $ 122,000 | $ 82,000 |
| New Hanover County North Carolina | 15 | $ 3,145,000 | $ 209,000 | $ 127,000 |
| Floyd County Virginia | 15 | $ 1,255,000 | $ 83,000 | $ 63,000 |
| Wilkes County North Carolina | 14 | $ 1,570,000 | $ 112,000 | $ 104,000 |
| Johnston County North Carolina | 13 | $ 1,105,000 | $ 85,000 | $ 115,000 |
| Richmond City County Virginia | 13 | $ 1,435,000 | $ 110,000 | $ 243,000 |
| Buncombe County North Carolina | 10 | $ 1,530,000 | $ 153,000 | $ 84,000 |
| Burke County North Carolina | 10 | $ 1,260,000 | $ 126,000 | $ 97,000 |
| Rutherford County North Carolina | 10 | $ 810,000 | $ 81,000 | $ 75,000 |
| Lee County North Carolina | 9 | $ 555,000 | $ 61,000 | $ 69,000 |
| Galax County Virginia | 9 | $ 905,000 | $ 100,000 | $ 85,000 |
| Franklin County Virginia | 8 | $ 750,000 | $ 93,000 | $ 78,000 |
| Pittsylvania County Virginia | 8 | $ 820,000 | $ 102,000 | $ 107,000 |
| Duval County Florida | 7 | $ 925,000 | $ 132,000 | $ 116,000 |
| Palm Beach County Florida | 7 | $ 1,005,000 | $ 143,000 | $ 131,000 |
| Fulton County Georgia | 7 | $ 1,015,000 | $ 145,000 | $ 143,000 |
| Carteret County North Carolina | 7 | $ 765,000 | $ 109,000 | $ 117,000 |
| Nash County North Carolina | 7 | $ 1,235,000 | $ 176,000 | $ 129,000 |
| Watauga County North Carolina | 7 | $ 755,000 | $ 107,000 | $ 139,000 |
| Patrick County Virginia | 7 | $ 615,000 | $ 87,000 | $ 72,000 |
| Broward County Florida | 6 | $ 770,000 | $ 128,000 | $ 113,000 |
| Orange County Florida | 6 | $ 1,170,000 | $ 195,000 | $ 138,000 |
| Polk County Florida | 6 | $ 1,110,000 | $ 185,000 | $ 145,000 |
| Gwinnett County Georgia | 6 | $ 230,000 | $ 38,000 | $ 110,000 |
| Cumberland County North Carolina | 6 | $ 620,000 | $ 103,000 | $ 73,000 |
| Onslow County North Carolina | 6 | $ 940,000 | $ 156,000 | $ 124,000 |
| Scotland County North Carolina | 6 | $ 620,000 | $ 103,000 | $ 153,000 |
| Goochland County Virginia | 6 | $ 530,000 | $ 88,000 | $ 217,000 |
| Martinsville County Virginia | 6 | $ 240,000 | $ 40,000 | $ 62,000 |
| Mecklenburg County Virginia | 6 | $ 770,000 | $ 128,000 | $ 73,000 |
| Powhatan County Virginia | 6 | $ 450,000 | $ 75,000 | $ 106,000 |
| Tazewell County Virginia | 6 | $ 230,000 | $ 38,000 | $ 29,000 |
| DeKalb County Georgia | 5 | $ 1,135,000 | $ 227,000 | $ 158,000 |
| Caldwell County North Carolina | 5 | $ 375,000 | $ 75,000 | $ 95,000 |
| Henderson County North Carolina | 5 | $ 845,000 | $ 169,000 | $ 138,000 |
| Pender County North Carolina | 5 | $ 315,000 | $ 63,000 | $ 82,000 |
| Charleston County South Carolina | 5 | $ 845,000 | $ 169,000 | $ 169,000 |
| Laurens County South Carolina | 5 | $ 365,000 | $ 73,000 | $ 59,000 |
| Lexington County South Carolina | 5 | $ 395,000 | $ 79,000 | $ 83,000 |
| Roanoke City County Virginia | 5 | $ 385,000 | $ 77,000 | $ 63,000 |
| Cherokee County Georgia | 4 | $ 250,000 | $ 62,000 | $ 196,000 |
| Anson County North Carolina | 4 | $ 150,000 | $ 37,000 | $ 51,000 |
| Craven County North Carolina | 4 | $ 1,460,000 | $ 365,000 | $ 252,000 |
| Person County North Carolina | 4 | $ 490,000 | $ 122,000 | $ 126,000 |
| Oconee County South Carolina | 4 | $ 690,000 | $ 172,000 | $ 152,000 |
| Richland County South Carolina | 4 | $ 340,000 | $ 85,000 | $ 81,000 |
| Bedford County Virginia | 4 | $ 830,000 | $ 207,000 | $ 74,000 |
| Virginia Beach County Virginia | 4 | $ 310,000 | $ 77,000 | $ 57,000 |
| Pinellas County Florida | 3 | $ 585,000 | $ 195,000 | $ 185,000 |
| St. Johns County Florida | 3 | $ 655,000 | $ 218,000 | $ 96,000 |
| Forsyth County Georgia | 3 | $ 605,000 | $ 201,000 | $ 94,000 |
| Jackson County Georgia | 3 | $ 725,000 | $ 241,000 | $ 136,000 |
| Alexander County North Carolina | 3 | $ 625,000 | $ 208,000 | $ 118,000 |
| Cherokee County North Carolina | 3 | $ 195,000 | $ 65,000 | $ 26,000 |
| Dare County North Carolina | 3 | $ 355,000 | $ 118,000 | $ 94,000 |
| Edgecombe County North Carolina | 3 | $ 55,000 | $ 18,000 | $ 31,000 |
| Franklin County North Carolina | 3 | $ 345,000 | $ 115,000 | $ 76,000 |
| Polk County North Carolina | 3 | $ 895,000 | $ 298,000 | $ 81,000 |
| Wilson County North Carolina | 3 | $ 355,000 | $ 118,000 | $ 105,000 |
| Butler County Ohio | 3 | $ 675,000 | $ 225,000 | $ 141,000 |
| Botetourt County Virginia | 3 | $ 135,000 | $ 45,000 | $ 60,000 |
| Danville County Virginia | 3 | $ 185,000 | $ 61,000 | $ 73,000 |
| Giles County Virginia | 3 | $ 75,000 | $ 25,000 | $ 63,000 |
| Indian River County Florida | 2 | $ 310,000 | $ 155,000 | $ 88,000 |
| Miami-Dade County Florida | 2 | $ 310,000 | $ 155,000 | $ 306,000 |
| Seminole County Florida | 2 | $ 190,000 | $ 95,000 | $ 103,000 |
| Cobb County Georgia | 2 | $ 440,000 | $ 220,000 | $ 158,000 |
| Newton County Georgia | 2 | $ 190,000 | $ 95,000 | $ 1,146,000 |
| Alleghany County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 72,000 |
| Ashe County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 113,000 |
| Columbus County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
| Harnett County North Carolina | 2 | $ 60,000 | $ 30,000 | $ 122,000 |
| Haywood County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 82,000 |
| Hoke County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 73,000 |
| Jackson County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 355,000 |
| Lenoir County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 54,000 |
| McDowell County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 84,000 |
| Mitchell County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 75,000 |
| Northampton County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 132,000 |
| Richmond County North Carolina | 2 | $ 30,000 | $ 15,000 | $ 23,000 |
| Robeson County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 39,000 |
| Warren County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 111,000 |
| Wayne County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 103,000 |
| Cuyahoga County Ohio | 2 | $ 240,000 | $ 120,000 | $ 122,000 |
| Portage County Ohio | 2 | $ 340,000 | $ 170,000 | $ 929,000 |
| Summit County Ohio | 2 | $ 550,000 | $ 275,000 | $ 162,000 |
| Tuscarawas County Ohio | 2 | $ 240,000 | $ 120,000 | $ 20,000 |
| Warren County Ohio | 2 | $ 390,000 | $ 195,000 | $ 171,000 |
| Aiken County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 122,000 |
| Dorchester County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 162,000 |
| Florence County South Carolina | 2 | $ 60,000 | $ 30,000 | $ 104,000 |
| Greenwood County South Carolina | 2 | $ 80,000 | $ 40,000 | $ 31,000 |
| Kershaw County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 185,000 |
| Sumter County South Carolina | 2 | $ 220,000 | $ 110,000 | $ 113,000 |
| Gibson County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 124,000 |
| Hickman County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 147,000 |
| Knox County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 192,000 |
| Wilson County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 90,000 |
| Albemarle County Virginia | 2 | $ 520,000 | $ 260,000 | $ 133,000 |
| Fairfax County Virginia | 2 | $ 140,000 | $ 70,000 | $ 119,000 |
| Halifax County Virginia | 2 | $ 160,000 | $ 80,000 | $ 73,000 |
| Isle of Wight County Virginia | 2 | $ 300,000 | $ 150,000 | $ 162,000 |
| King William County Virginia | 2 | $ 60,000 | $ 30,000 | $ 72,000 |
| New Kent County Virginia | 2 | $ 160,000 | $ 80,000 | $ 114,000 |
| Roanoke County Virginia | 2 | $ 90,000 | $ 45,000 | $ 141,000 |
| Washington County Virginia | 2 | $ 200,000 | $ 100,000 | $ 45,000 |
| Washington County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| District of Columbia County District Of Columbia | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Clay County Florida | 1 | $ 435,000 | $ 435,000 | $ 261,000 |
| Hillsborough County Florida | 1 | $ 35,000 | $ 35,000 | $ 193,000 |
| Lee County Florida | 1 | $ 155,000 | $ 155,000 | $ 139,000 |
| Manatee County Florida | 1 | $ 255,000 | $ 255,000 | $ 137,000 |
| Marion County Florida | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Nassau County Florida | 1 | $ 245,000 | $ 245,000 | $ 346,000 |
| Okaloosa County Florida | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Pasco County Florida | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
| Sarasota County Florida | 1 | $ 95,000 | $ 95,000 | $ 217,000 |
| St. Lucie County Florida | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Volusia County Florida | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Walton County Florida | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Barrow County Georgia | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Bartow County Georgia | 1 | $ 405,000 | $ 405,000 | $ 126,000 |
| Bulloch County Georgia | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Chatham County Georgia | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
| Clarke County Georgia | 1 | $ 65,000 | $ 65,000 | $ 109,000 |
| Clayton County Georgia | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Douglas County Georgia | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Effingham County Georgia | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Elbert County Georgia | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Harris County Georgia | 1 | $ 85,000 | $ 85,000 | $ 94,000 |
| Houston County Georgia | 1 | $ 15,000 | $ 15,000 | $ 128,000 |
| Jasper County Georgia | 1 | $ 75,000 | $ 75,000 | $ 164,000 |
| Lowndes County Georgia | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Lumpkin County Georgia | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Paulding County Georgia | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| Whitfield County Georgia | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Arenac County Michigan | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Saratoga County New York | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Beaufort County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| Bladen County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 149,000 |
| Chowan County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Currituck County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 117,000 |
| Granville County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Greene County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Halifax County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 165,000 |
| Martin County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Transylvania County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
| Delaware County Ohio | 1 | $ 45,000 | $ 45,000 | $ 246,000 |
| Franklin County Ohio | 1 | $ 75,000 | $ 75,000 | $ 122,000 |
| Guernsey County Ohio | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Lorain County Ohio | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
| Lucas County Ohio | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Medina County Ohio | 1 | $ 25,000 | $ 25,000 | $ 113,000 |
| Miami County Ohio | 1 | $ 115,000 | $ 115,000 | $ 172,000 |
| Montgomery County Ohio | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Scioto County Ohio | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Beaufort County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Chester County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Chesterfield County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Colleton County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 485,000 |
| Darlington County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 210,000 |
| Georgetown County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 132,000 |
| McCormick County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Cheatham County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 163,000 |
| Davidson County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 150,000 |
| Giles County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 12,000 |
| Madison County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Sevier County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| Shelby County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Sullivan County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Tipton County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 140,000 |
| El Paso County Texas | 1 | $ 135,000 | $ 135,000 | $ 841,000 |
| Hunt County Texas | 1 | $ 35,000 | $ 35,000 | $ 216,000 |
| Alexandria County Virginia | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
| Buchanan County Virginia | 1 | $ 65,000 | $ 65,000 | $ 103,000 |
| Campbell County Virginia | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Caroline County Virginia | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Chesapeake County Virginia | 1 | $ 125,000 | $ 125,000 | $ 450,000 |
| Dickenson County Virginia | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Fauquier County Virginia | 1 | $ 375,000 | $ 375,000 | $ 252,000 |
| Fluvanna County Virginia | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Hopewell County Virginia | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| King and Queen County Virginia | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Loudoun County Virginia | 1 | $ 155,000 | $ 155,000 | $ 113,000 |
| Lynchburg County Virginia | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Nelson County Virginia | 1 | $ 195,000 | $ 195,000 | $ 162,000 |
| Orange County Virginia | 1 | $ 25,000 | $ 25,000 | $ 139,000 |
| Portsmouth County Virginia | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Prince William County Virginia | 1 | $ 25,000 | $ 25,000 | $ 211,000 |
| Salem County Virginia | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Spotsylvania County Virginia | 1 | $ 65,000 | $ 65,000 | $ 187,000 |
| Fayette County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Kanawha County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Truliant Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,748 | $463,060,000 | $123,000 | $2,105,000 | $97,000 | $4,825,000 |
| Home Improvement | 2,212 | $123,520,000 | $55,000 | $355,000 | $92,000 | $802,000 |
| Other Purpose | 2,024 | $112,780,000 | $55,000 | $355,000 | $85,000 | $858,000 |
| Home Purchase | 877 | $159,045,000 | $181,000 | $2,105,000 | $92,000 | $3,583,000 |
| Cash-out Refinancing | 732 | $136,830,000 | $186,000 | $755,000 | $105,000 | $1,875,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,925 | $633,545,000 | $106,000 | $875,000 | $98,000 | $3,291,000 |
| Black or African American | 1,206 | $107,170,000 | $88,000 | $775,000 | $83,000 | $3,583,000 |
| Not Provided | 1,114 | $117,190,000 | $105,000 | $655,000 | $105,000 | $4,825,000 |
| Hispanic | 1,059 | $90,035,000 | $85,000 | $495,000 | $64,000 | $841,000 |
| Asian | 222 | $29,050,000 | $130,000 | $495,000 | $107,000 | $559,000 |
| American Indian or Alaskan Native | 45 | $3,735,000 | $83,000 | $355,000 | $87,000 | $253,000 |
| Not applicable | 14 | $13,730,000 | $980,000 | $2,105,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 8 | $780,000 | $97,000 | $285,000 | $66,000 | $158,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,593 | $995,235,000 | $103,000 | $2,105,000 | $93,000 | $4,825,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,416 | $551,890,000 | $101,000 | $1,505,000 | $97,000 | $1,521,000 |
| Application Denied By Financial Institution | 1,967 | $158,815,000 | $80,000 | $2,105,000 | $68,000 | $1,200,000 |
| Application Withdrawn By Applicant | 1,850 | $243,470,000 | $131,000 | $1,355,000 | $111,000 | $4,825,000 |
| Application Approved But Not Accepted | 278 | $26,820,000 | $96,000 | $495,000 | $89,000 | $498,000 |
| File Closed For Incompleteness | 82 | $14,240,000 | $173,000 | $505,000 | $95,000 | $330,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,626 | $836,420,000 | $109,000 | $1,505,000 | $100,000 | $4,825,000 |
| Debt-To-Income Ratio | 635 | $54,005,000 | $85,000 | $545,000 | $50,000 | $282,000 |
| Credit History | 591 | $43,755,000 | $74,000 | $875,000 | $68,000 | $1,200,000 |
| Unverifiable Information | 404 | $31,910,000 | $78,000 | $355,000 | $75,000 | $707,000 |
| Collateral | 280 | $19,030,000 | $67,000 | $975,000 | $93,000 | $589,000 |
| Other | 37 | $3,895,000 | $105,000 | $405,000 | $98,000 | $245,000 |
| Credit Application Incomplete | 9 | $645,000 | $71,000 | $175,000 | $64,000 | $110,000 |
| Employment History | 5 | $555,000 | $111,000 | $285,000 | $83,000 | $132,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $4,755,000 | $951,000 | $2,105,000 | $50,000 | $76,000 |
| Mortgage Insurance Denied | 1 | $265,000 | $265,000 | $265,000 | $86,000 | $86,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truliant Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truliant Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.