Trust Company Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Trust Company Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Trust Company Bank 766 S White Station Rd Suite 5 Memphis, TN 38117 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 |
| Total Number of Mortgage Applications | 90 |
| Total Mortgage Loan Application Amount | $12,720,000 |
| Average Mortgage Loan Application Amount | $147,500 |
| Highest Mortgage Loan Application Amount | $540,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $181,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Trust Company Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Trust Company Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Trust Company Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Trust Company Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Trust Company Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Trust Company Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mobile County Alabama | 2 | $ 223,000 | $ 111,000 | $ 37,000 |
| Martin County Florida | 2 | $ 403,000 | $ 201,000 | $ 67,000 |
| Madison County Illinois | 2 | $ 263,000 | $ 131,000 | $ 54,000 |
| Hardin County Iowa | 2 | $ 157,000 | $ 78,000 | $ 41,000 |
| Worcester County Massachusetts | 2 | $ 448,000 | $ 224,000 | $ 84,000 |
| DeSoto County Mississippi | 2 | $ 198,000 | $ 99,000 | $ 30,000 |
| Gloucester County New Jersey | 2 | $ 334,000 | $ 167,000 | $ 103,000 |
| Lincoln County Oregon | 2 | $ 316,000 | $ 158,000 | $ 53,000 |
| Fayette County Pennsylvania | 2 | $ 206,000 | $ 103,000 | $ 46,000 |
| Wyoming County Pennsylvania | 2 | $ 159,000 | $ 79,000 | $ 29,000 |
| Henderson County Texas | 2 | $ 177,000 | $ 88,000 | $ 35,000 |
| Jefferson County Alabama | 1 | $ 131,000 | $ 131,000 | $ 55,000 |
| Kenai Peninsula County Alaska | 1 | $ 233,000 | $ 233,000 | $ 76,000 |
| Nome County Alaska | 1 | $ 312,000 | $ 312,000 | $ 152,000 |
| Pinal County Arizona | 1 | $ 153,000 | $ 153,000 | $ 69,000 |
| Woodruff County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Fairfield County Connecticut | 1 | $ 540,000 | $ 540,000 | $ 143,000 |
| New Haven County Connecticut | 1 | $ 354,000 | $ 354,000 | $ 106,000 |
| Brevard County Florida | 1 | $ 129,000 | $ 129,000 | $ 75,000 |
| St. Lucie County Florida | 1 | $ 143,000 | $ 143,000 | $ 49,000 |
| Volusia County Florida | 1 | $ 157,000 | $ 157,000 | $ 37,000 |
| Coweta County Georgia | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Effingham County Georgia | 1 | $ 126,000 | $ 126,000 | $ 59,000 |
| Emanuel County Georgia | 1 | $ 64,000 | $ 64,000 | $ 56,000 |
| Floyd County Georgia | 1 | $ 392,000 | $ 392,000 | $ 181,000 |
| Walker County Georgia | 1 | $ 61,000 | $ 61,000 | $ 27,000 |
| Pike County Illinois | 1 | $ 59,000 | $ 59,000 | $ 29,000 |
| Montgomery County Indiana | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Mercer County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 45,000 |
| Oldham County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 40,000 |
| East Baton Rouge County Louisiana | 1 | $ 136,000 | $ 136,000 | $ 72,000 |
| St. Bernard County Louisiana | 1 | $ 122,000 | $ 122,000 | $ 33,000 |
| Washington County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Carroll County Maryland | 1 | $ 210,000 | $ 210,000 | $ 53,000 |
| Cecil County Maryland | 1 | $ 159,000 | $ 159,000 | $ 45,000 |
| Essex County Massachusetts | 1 | $ 244,000 | $ 244,000 | $ 72,000 |
| Clinton County Michigan | 1 | $ 82,000 | $ 82,000 | $ 53,000 |
| Macomb County Michigan | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Covington County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 27,000 |
| Pearl River County Mississippi | 1 | $ 83,000 | $ 83,000 | $ 34,000 |
| Sunflower County Mississippi | 1 | $ 94,000 | $ 94,000 | $ 45,000 |
| Furnas County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 46,000 |
| Hillsborough County New Hampshire | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Ocean County New Jersey | 1 | $ 196,000 | $ 196,000 | $ 57,000 |
| Warren County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 109,000 |
| Ulster County New York | 1 | $ 129,000 | $ 129,000 | $ 45,000 |
| Bladen County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 43,000 |
| Iredell County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 25,000 |
| Rutherford County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 49,000 |
| Stutsman County North Dakota | 1 | $ 183,000 | $ 183,000 | $ 84,000 |
| Traill County North Dakota | 1 | $ 87,000 | $ 87,000 | $ 38,000 |
| Williams County North Dakota | 1 | $ 93,000 | $ 93,000 | $ 41,000 |
| Ashtabula County Ohio | 1 | $ 79,000 | $ 79,000 | $ 23,000 |
| Belmont County Ohio | 1 | $ 94,000 | $ 94,000 | $ 47,000 |
| Licking County Ohio | 1 | $ 119,000 | $ 119,000 | $ 62,000 |
| Seneca County Ohio | 1 | $ 108,000 | $ 108,000 | $ 38,000 |
| Okfuskee County Oklahoma | 1 | $ 73,000 | $ 73,000 | $ 57,000 |
| Oklahoma County Oklahoma | 1 | $ 87,000 | $ 87,000 | $ 46,000 |
| Pittsburg County Oklahoma | 1 | $ 131,000 | $ 131,000 | $ 46,000 |
| Polk County Oregon | 1 | $ 124,000 | $ 124,000 | $ 30,000 |
| Washington County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 29,000 |
| Aiken County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 41,000 |
| Anderson County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 23,000 |
| Darlington County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Kershaw County South Carolina | 1 | $ 139,000 | $ 139,000 | $ 60,000 |
| Cannon County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 125,000 |
| Trousdale County Tennessee | 1 | $ 213,000 | $ 213,000 | $ 75,000 |
| Brazoria County Texas | 1 | $ 101,000 | $ 101,000 | $ 58,000 |
| Ellis County Texas | 1 | $ 121,000 | $ 121,000 | $ 41,000 |
| Gaines County Texas | 1 | $ 193,000 | $ 193,000 | $ 59,000 |
| Grand County Utah | 1 | $ 154,000 | $ 154,000 | $ 87,000 |
| Culpeper County Virginia | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| King County Washington | 1 | $ 276,000 | $ 276,000 | $ 80,000 |
| Whitman County Washington | 1 | $ 83,000 | $ 83,000 | $ 45,000 |
| Raleigh County West Virginia | 1 | $ 71,000 | $ 71,000 | $ 21,000 |
| Wayne County West Virginia | 1 | $ 129,000 | $ 129,000 | $ 80,000 |
| Dodge County Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Jefferson County Wisconsin | 1 | $ 154,000 | $ 154,000 | $ 64,000 |
| Racine County Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for Trust Company Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 89 | $12,566,000 | $141,000 | $540,000 | $55,000 | $181,000 |
| Refinancing | 1 | $154,000 | $154,000 | $154,000 | $87,000 | $87,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 76 | $10,190,000 | $134,000 | $392,000 | $55,000 | $181,000 |
| Black or African American | 5 | $1,262,000 | $252,000 | $540,000 | $76,000 | $143,000 |
| Hispanic | 5 | $710,000 | $142,000 | $335,000 | $47,000 | $109,000 |
| American Indian or Alaskan Native | 3 | $399,000 | $133,000 | $158,000 | $50,000 | $53,000 |
| Not Provided | 1 | $159,000 | $159,000 | $159,000 | $45,000 | $45,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 66 | $8,859,000 | $134,000 | $354,000 | $50,000 | $109,000 |
| FHA-insured (Federal Housing Administration) | 18 | $2,769,000 | $153,000 | $540,000 | $62,000 | $143,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3 | $317,000 | $105,000 | $154,000 | $82,000 | $125,000 |
| VA-guaranteed (Veterans Administration) | 3 | $775,000 | $258,000 | $392,000 | $118,000 | $181,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 53 | $7,971,000 | $150,000 | $540,000 | $55,000 | $181,000 |
| Application Withdrawn By Applicant | 22 | $3,169,000 | $144,000 | $244,000 | $63,000 | $125,000 |
| Application Denied By Financial Institution | 15 | $1,580,000 | $105,000 | $167,000 | $49,000 | $108,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3 | $206,000 | $68,000 | $72,000 | $37,000 | $46,000 |
| Debt-To-Income Ratio | 3 | $301,000 | $100,000 | $119,000 | $49,000 | $62,000 |
| Other | 3 | $376,000 | $125,000 | $157,000 | $47,000 | $72,000 |
| Collateral | 2 | $253,000 | $126,000 | $167,000 | $66,000 | $108,000 |
| Employment History | 2 | $262,000 | $131,000 | $167,000 | $67,000 | $99,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $83,000 | $83,000 | $83,000 | $45,000 | $45,000 |
| Unverifiable Information | 1 | $99,000 | $99,000 | $99,000 | $30,000 | $30,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Trust Company Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Trust Company Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.