Trustmark National Bank Mortgage Lending & HMDA Data, 2004

In 2004, Trustmark National Bank of Jackson, MS reported 12,849 mortgage applications totaling $1.4 billion, down 38% from 2003. The average application was for $108,337, and applicants reported an average income of $65,301. 43% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Jackson, MS (3,848), Hattiesburg, MS (512) and Memphis, TN-MS-AR (504) (applications in parentheses).

Mortgage Company & Address Trustmark National Bank
Po Box 291
Jackson, MS 39205
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,849
Total Mortgage Loan Application Amount $1,392,025,000
Average Mortgage Loan Application Amount $108,337
Highest Mortgage Loan Application Amount $15,300,000
Average Applicant Income $65,301
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Trustmark National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Trustmark National Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hinds, Mississippi 1,532 $ 135,223,000 $ 88,265 $ 53,000
Rankin, Mississippi 1,178 $ 121,837,000 $ 103,426 $ 54,000
Madison, Mississippi 829 $ 127,100,000 $ 153,317 $ 69,000
Shelby, Tennessee 445 $ 74,984,000 $ 168,503 $ 74,000
Jackson, Mississippi 431 $ 45,596,000 $ 105,791 $ 51,000
Harrison, Mississippi 372 $ 40,327,000 $ 108,405 $ 52,000
Jones, Mississippi 368 $ 23,015,000 $ 62,540 $ 45,000
Bay, Florida 364 $ 75,367,000 $ 207,052 $ 149,000
Lincoln, Mississippi 323 $ 23,060,000 $ 71,393 $ 54,000
Jefferson, Alabama 319 $ 44,392,000 $ 139,159 $ 62,000
DeSoto, Mississippi 301 $ 36,117,000 $ 119,990 $ 51,000
Lafayette, Mississippi 284 $ 39,622,000 $ 139,514 $ 86,000
Baldwin, Alabama 278 $ 46,548,000 $ 167,438 $ 130,000
Sumter, South Carolina 277 $ 33,004,000 $ 119,148 $ 60,000
Lee, Mississippi 239 $ 21,800,000 $ 91,213 $ 52,000
Lamar, Mississippi 238 $ 28,522,000 $ 119,840 $ 67,000
Forrest, Mississippi 235 $ 18,432,000 $ 78,434 $ 50,000
Warren, Mississippi 234 $ 15,028,000 $ 64,222 $ 54,000
Lowndes, Mississippi 217 $ 19,805,000 $ 91,267 $ 66,000
Lauderdale, Mississippi 210 $ 17,131,000 $ 81,576 $ 52,000
Alcorn, Mississippi 197 $ 11,091,000 $ 56,299 $ 50,000
Montgomery, Alabama 196 $ 24,070,000 $ 122,806 $ 62,000
Pike, Mississippi 179 $ 10,011,000 $ 55,927 $ 54,000
Itawamba, Mississippi 164 $ 10,262,000 $ 62,573 $ 44,000
Copiah, Mississippi 160 $ 8,913,000 $ 55,706 $ 53,000
Simpson, Mississippi 149 $ 12,109,000 $ 81,268 $ 47,000
Washington, Mississippi 144 $ 8,556,000 $ 59,416 $ 52,000
Marion, Mississippi 137 $ 6,835,000 $ 49,890 $ 38,000
Shelby, Alabama 122 $ 17,933,000 $ 146,991 $ 58,000
Walthall, Mississippi 117 $ 6,304,000 $ 53,880 $ 52,000
Bossier, Louisiana 113 $ 13,872,000 $ 122,761 $ 61,000
Oktibbeha, Mississippi 103 $ 11,999,000 $ 116,495 $ 75,000
Walton, Florida 99 $ 32,684,000 $ 330,141 $ 149,000
Elmore, Alabama 96 $ 11,135,000 $ 115,989 $ 58,000
Smith, Mississippi 90 $ 3,629,000 $ 40,322 $ 46,000
Mobile, Alabama 85 $ 8,593,000 $ 101,094 $ 53,000
Sevier, Tennessee 84 $ 11,053,000 $ 131,583 $ 60,000
Okaloosa, Florida 80 $ 16,894,000 $ 211,175 $ 120,000
George, Mississippi 63 $ 5,059,000 $ 80,301 $ 69,000
Jasper, Mississippi 62 $ 3,308,000 $ 53,354 $ 38,000
Covington, Mississippi 58 $ 4,548,000 $ 78,413 $ 46,000
Amite, Mississippi 56 $ 2,581,000 $ 46,089 $ 42,000
Autauga, Alabama 48 $ 5,460,000 $ 113,750 $ 76,000
Leflore, Mississippi 45 $ 2,563,000 $ 56,955 $ 54,000
Hancock, Mississippi 44 $ 4,670,000 $ 106,136 $ 59,000
Scott, Mississippi 41 $ 2,776,000 $ 67,707 $ 51,000
Tishomingo, Mississippi 40 $ 3,490,000 $ 87,250 $ 116,000
Lawrence, Mississippi 39 $ 2,072,000 $ 53,128 $ 38,000
Perry, Mississippi 39 $ 1,477,000 $ 37,871 $ 35,000
Richland, South Carolina 37 $ 4,509,000 $ 121,864 $ 56,000
Faulkner, Arkansas 35 $ 3,767,000 $ 107,628 $ 63,000
Fayette, Tennessee 35 $ 4,278,000 $ 122,228 $ 51,000
Clay, Mississippi 30 $ 3,464,000 $ 115,466 $ 71,000
Yazoo, Mississippi 29 $ 2,145,000 $ 73,965 $ 62,000
Harris, Texas 28 $ 4,842,000 $ 172,928 $ 108,000
Caddo, Louisiana 27 $ 3,223,000 $ 119,370 $ 56,000
Adams, Mississippi 25 $ 2,104,000 $ 84,160 $ 56,000
Monroe, Mississippi 25 $ 2,042,000 $ 81,680 $ 52,000
Charleston, South Carolina 25 $ 4,310,000 $ 172,400 $ 55,000
Tate, Mississippi 24 $ 2,967,000 $ 123,625 $ 62,000
Tipton, Tennessee 24 $ 1,477,000 $ 61,541 $ 52,000
Fulton, Georgia 23 $ 5,288,000 $ 229,913 $ 106,000
Yalobusha, Mississippi 22 $ 1,864,000 $ 84,727 $ 55,000
Escambia, Florida 21 $ 2,746,000 $ 130,761 $ 125,000
Jefferson, Kentucky 20 $ 2,664,000 $ 133,200 $ 61,000
Franklin, Mississippi 20 $ 1,040,000 $ 52,000 $ 44,000
Panola, Mississippi 20 $ 1,933,000 $ 96,650 $ 51,000
Pontotoc, Mississippi 20 $ 2,045,000 $ 102,250 $ 60,000
Bolivar, Mississippi 19 $ 1,572,000 $ 82,736 $ 71,000
Newton, Mississippi 19 $ 1,707,000 $ 89,842 $ 54,000
Pearl River, Mississippi 19 $ 1,374,000 $ 72,315 $ 40,000
Lexington, South Carolina 19 $ 1,911,000 $ 100,578 $ 67,000
Clarke, Mississippi 18 $ 1,483,000 $ 82,388 $ 51,000
Marshall, Mississippi 18 $ 1,312,000 $ 72,888 $ 41,000
Claiborne, Mississippi 17 $ 573,000 $ 33,705 $ 36,000
Greene, Mississippi 17 $ 1,010,000 $ 59,411 $ 58,000
Wayne, Mississippi 17 $ 836,000 $ 49,176 $ 41,000
Union, Mississippi 16 $ 1,205,000 $ 75,312 $ 53,000
Cobb, Georgia 14 $ 1,974,000 $ 141,000 $ 90,000
Noxubee, Mississippi 14 $ 792,000 $ 56,571 $ 28,000
Prentiss, Mississippi 14 $ 1,088,000 $ 77,714 $ 56,000
Tippah, Mississippi 14 $ 816,000 $ 58,285 $ 45,000
Gwinnett, Georgia 13 $ 2,647,000 $ 203,615 $ 109,000
St. Tammany, Louisiana 13 $ 1,540,000 $ 118,461 $ 53,000
Leake, Mississippi 13 $ 1,282,000 $ 98,615 $ 42,000
DeKalb, Georgia 12 $ 1,797,000 $ 149,750 $ 100,000
Jefferson, Mississippi 11 $ 375,000 $ 34,090 $ 43,000
Davidson, Tennessee 11 $ 1,832,000 $ 166,545 $ 98,000
McNairy, Tennessee 11 $ 471,000 $ 42,818 $ 36,000
Blount, Tennessee 10 $ 1,154,000 $ 115,400 $ 73,000
Sumner, Tennessee 10 $ 1,412,000 $ 141,200 $ 75,000
Blount, Alabama 9 $ 1,017,000 $ 113,000 $ 68,000
Attala, Mississippi 9 $ 687,000 $ 76,333 $ 39,000
Stone, Mississippi 9 $ 618,000 $ 68,666 $ 51,000
Wilkinson, Mississippi 9 $ 406,000 $ 45,111 $ 51,000
Etowah, Alabama 8 $ 1,029,000 $ 128,625 $ 63,000
Lawrence, Alabama 8 $ 839,000 $ 104,875 $ 37,000
Tallapoosa, Alabama 8 $ 1,149,000 $ 143,625 $ 73,000
Sunflower, Mississippi 8 $ 639,000 $ 79,875 $ 78,000
Winston, Mississippi 8 $ 522,000 $ 65,250 $ 87,000
Lamar, Alabama 7 $ 659,000 $ 94,142 $ 60,000
Lee, Alabama 7 $ 1,067,000 $ 152,428 $ 38,000
St. Clair, Alabama 7 $ 959,000 $ 137,000 $ 67,000
Tuscaloosa, Alabama 7 $ 932,000 $ 133,142 $ 57,000
Santa Rosa, Florida 7 $ 892,000 $ 127,428 $ 82,000
Hardin, Kentucky 7 $ 1,112,000 $ 158,857 $ 87,000
East Baton Rouge, Louisiana 7 $ 1,326,000 $ 189,428 $ 265,000
Coahoma, Mississippi 7 $ 407,000 $ 58,142 $ 79,000
Holmes, Mississippi 7 $ 326,000 $ 46,571 $ 58,000
Cherokee, Georgia 6 $ 1,167,000 $ 194,500 $ 88,000
Grayson, Kentucky 6 $ 810,000 $ 135,000 $ 174,000
Carroll, Mississippi 6 $ 265,000 $ 44,166 $ 49,000
Sharkey, Mississippi 6 $ 265,000 $ 44,166 $ 44,000
Webster, Mississippi 6 $ 609,000 $ 101,500 $ 55,000
Hardin, Tennessee 6 $ 363,000 $ 60,500 $ 40,000
Calhoun, Alabama 5 $ 618,000 $ 123,600 $ 52,000
Cherokee, Alabama 5 $ 671,000 $ 134,200 $ 66,000
Chilton, Alabama 5 $ 538,000 $ 107,600 $ 63,000
Cullman, Alabama 5 $ 1,200,000 $ 240,000 $ 202,000
Crittenden, Arkansas 5 $ 911,000 $ 182,200 $ 131,000
Clay, Florida 5 $ 702,000 $ 140,400 $ 61,000
Forsyth, Georgia 5 $ 1,126,000 $ 225,200 $ 108,000
Concordia, Louisiana 5 $ 455,000 $ 91,000 $ 71,000
Jefferson, Louisiana 5 $ 625,000 $ 125,000 $ 81,000
Livingston, Louisiana 5 $ 591,000 $ 118,200 $ 115,000
Washington, Louisiana 5 $ 288,000 $ 57,600 $ 45,000
Jefferson Davis, Mississippi 5 $ 174,000 $ 34,800 $ 31,000
Rockingham, New Hampshire 5 $ 181,000 $ 36,200 $ 58,000
Knox, Tennessee 5 $ 370,000 $ 74,000 $ 29,000
Williamson, Tennessee 5 $ 1,275,000 $ 255,000 $ 120,000
Lauderdale, Alabama 4 $ 651,000 $ 162,750 $ 54,000
Lowndes, Alabama 4 $ 469,000 $ 117,250 $ 71,000
Madison, Alabama 4 $ 544,000 $ 136,000 $ 73,000
Washington, Arkansas 4 $ 366,000 $ 91,500 $ 45,000
Duval, Florida 4 $ 503,000 $ 125,750 $ 45,000
Nelson, Kentucky 4 $ 475,000 $ 118,750 $ 58,000
Madison, Louisiana 4 $ 133,000 $ 33,250 $ 32,000
Orleans, Louisiana 4 $ 769,000 $ 192,250 $ 244,000
Grenada, Mississippi 4 $ 385,000 $ 96,250 $ 83,000
Tunica, Mississippi 4 $ 243,000 $ 60,750 $ 42,000
Hardeman, Tennessee 4 $ 422,000 $ 105,500 $ 92,000
Jefferson, Tennessee 4 $ 410,000 $ 102,500 $ 54,000
Madison, Tennessee 4 $ 442,000 $ 110,500 $ 182,000
DeKalb, Alabama 3 $ 497,000 $ 165,666 $ 101,000
Escambia, Alabama 3 $ 267,000 $ 89,000 $ 58,000
Monroe, Alabama 3 $ 233,000 $ 77,666 $ 40,000
Pickens, Alabama 3 $ 168,000 $ 56,000 $ 43,000
Washington, Alabama 3 $ 149,000 $ 49,666 $ 25,000
Garland, Arkansas 3 $ 239,000 $ 79,666 $ 59,000
Washington, Florida 3 $ 292,000 $ 97,333 $ 30,000
Henry, Georgia 3 $ 368,000 $ 122,666 $ 81,000
Marshall, Kentucky 3 $ 217,000 $ 72,333 $ 88,000
Rapides, Louisiana 3 $ 215,000 $ 71,666 $ 62,000
York, Maine 3 $ 215,000 $ 71,666 $ 154,000
Calhoun, Mississippi 3 $ 294,000 $ 98,000 $ 50,000
Chickasaw, Mississippi 3 $ 120,000 $ 40,000 $ 41,000
Berkeley, South Carolina 3 $ 452,000 $ 150,666 $ 73,000
Kershaw, South Carolina 3 $ 420,000 $ 140,000 $ 82,000
Cocke, Tennessee 3 $ 369,000 $ 123,000 $ 37,000
Covington, Alabama 2 $ 198,000 $ 99,000 $ 87,000
Fayette, Alabama 2 $ 226,000 $ 113,000 $ 89,000
Houston, Alabama 2 $ 212,000 $ 106,000 $ 106,000
Marion, Alabama 2 $ 337,000 $ 168,500 $ 57,000
Cleburne, Arkansas 2 $ 222,000 $ 111,000 $ 130,000
Conway, Arkansas 2 $ 240,000 $ 120,000 $ 96,000
Pulaski, Arkansas 2 $ 189,000 $ 94,500 $ 90,000
Jackson, Florida 2 $ 280,000 $ 140,000 $ 43,000
Leon, Florida 2 $ 370,000 $ 185,000 $ 91,000
Carroll, Georgia 2 $ 592,000 $ 296,000 $ 116,000
Fannin, Georgia 2 $ 176,000 $ 88,000 $ 73,000
Walton, Georgia 2 $ 189,000 $ 94,500 $ 58,000
Oldham, Kentucky 2 $ 277,000 $ 138,500 $ 79,000
De Soto, Louisiana 2 $ 256,000 $ 128,000 $ 96,000
Evangeline, Louisiana 2 $ 50,000 $ 25,000 $ 35,000
Tangipahoa, Louisiana 2 $ 156,000 $ 78,000 $ 47,000
Tensas, Louisiana 2 $ 181,000 $ 90,500 $ 106,000
Choctaw, Mississippi 2 $ 160,000 $ 80,000 $ 39,000
Kemper, Mississippi 2 $ 45,000 $ 22,500 $ 51,000
Montgomery, Mississippi 2 $ 145,000 $ 72,500 $ 70,000
Neshoba, Mississippi 2 $ 146,000 $ 73,000 $ 34,000
Cumberland, Tennessee 2 $ 175,000 $ 87,500 $ 45,000
Henry, Tennessee 2 $ 195,000 $ 97,500 $ 157,000
Wilson, Tennessee 2 $ 289,000 $ 144,500 $ 66,000
Bibb, Alabama 1 $ 53,000 $ 53,000 $ 29,000
Bullock, Alabama 1 $ 101,000 $ 101,000 $ 46,000
Choctaw, Alabama 1 $ 256,000 $ 256,000 $ 96,000
Clarke, Alabama 1 $ 46,000 $ 46,000 $ 22,000
Crenshaw, Alabama 1 $ 156,000 $ 156,000 $ 56,000
Marengo, Alabama 1 $ 54,000 $ 54,000 $ 61,000
Marshall, Alabama 1 $ 88,000 $ 88,000 $ 26,000
Morgan, Alabama 1 $ 96,000 $ 96,000 $ 27,000
Randolph, Alabama 1 $ 146,000 $ 146,000 $ 63,000
Russell, Alabama 1 $ 88,000 $ 88,000 $ 83,000
Sumter, Alabama 1 $ 2,000 $ 2,000 $ 19,000
Talladega, Alabama 1 $ 98,000 $ 98,000 $ 53,000
Walker, Alabama 1 $ 68,000 $ 68,000 $ 23,000
Benton, Arkansas 1 $ 211,000 $ 211,000 $ 60,000
Chicot, Arkansas 1 $ 198,000 $ 198,000 $ 404,000
Mississippi, Arkansas 1 $ 163,000 $ 163,000 $ 268,000
Pope, Arkansas 1 $ 59,000 $ 59,000 $ 54,000
Saline, Arkansas 1 $ 124,000 $ 124,000 $ 35,000
Sebastian, Arkansas 1 $ 195,000 $ 195,000 $ 113,000
Van Buren, Arkansas 1 $ 64,000 $ 64,000 $ 14,000
White, Arkansas 1 $ 135,000 $ 135,000 $ 102,000
Tulare, California 1 $ 106,000 $ 106,000 $ 312,000
Charlotte, Florida 1 $ 179,000 $ 179,000 $ 453,000
Collier, Florida 1 $ 175,000 $ 175,000 $ 94,000
Gadsden, Florida 1 $ 135,000 $ 135,000 $ 38,000
Gulf, Florida 1 $ 160,000 $ 160,000 $ 95,000
Manatee, Florida 1 $ 25,000 $ 25,000 $ 40,000
Martin, Florida 1 $ 264,000 $ 264,000 $ 102,000
Monroe, Florida 1 $ 162,000 $ 162,000 $ 105,000
Orange, Florida 1 $ 164,000 $ 164,000 $ 54,000
Osceola, Florida 1 $ 185,000 $ 185,000 $ 256,000
Sarasota, Florida 1 $ 334,000 $ 334,000 $ 926,000
St. Johns, Florida 1 $ 387,000 $ 387,000 $ 77,000
Sumter, Florida 1 $ 190,000 $ 190,000 $ 93,000
Clayton, Georgia 1 $ 92,000 $ 92,000 $ 65,000
Coweta, Georgia 1 $ 139,000 $ 139,000 $ 72,000
Fayette, Georgia 1 $ 440,000 $ 440,000 $ 368,000
Gilmer, Georgia 1 $ 137,000 $ 137,000 $ 100,000
Heard, Georgia 1 $ 135,000 $ 135,000 $ 23,000
Muscogee, Georgia 1 $ 66,000 $ 66,000 $ 38,000
Paulding, Georgia 1 $ 81,000 $ 81,000 $ 24,000
Towns, Georgia 1 $ 300,000 $ 300,000 $ 157,000
Clark, Indiana 1 $ 150,000 $ 150,000 $ 289,000
Bullitt, Kentucky 1 $ 55,000 $ 55,000 $ 41,000
Larue, Kentucky 1 $ 84,000 $ 84,000 $ 66,000
Logan, Kentucky 1 $ 95,000 $ 95,000 $ 56,000
Marion, Kentucky 1 $ 81,000 $ 81,000 $ 30,000
Warren, Kentucky 1 $ 90,000 $ 90,000 $ 38,000
Avoyelles, Louisiana 1 $ 162,000 $ 162,000 $ 78,000
Natchitoches, Louisiana 1 $ 145,000 $ 145,000 $ 60,000
Plaquemines, Louisiana 1 $ 184,000 $ 184,000 $ 9,999,000
St. Charles, Louisiana 1 $ 72,000 $ 72,000 $ 64,000
St. James, Louisiana 1 $ 80,000 $ 80,000 $ 120,000
Vernon, Louisiana 1 $ 227,000 $ 227,000 $ 79,000
Webster, Louisiana 1 $ 124,000 $ 124,000 $ 51,000
West Baton Rouge, Louisiana 1 $ 114,000 $ 114,000 $ 83,000
Montgomery, Maryland 1 $ 100,000 $ 100,000 $ 12,000
Quitman, Mississippi 1 $ 63,000 $ 63,000 $ 28,000
Grafton, New Hampshire 1 $ 350,000 $ 350,000 $ 144,000
Polk, North Carolina 1 $ 132,000 $ 132,000 $ 88,000
Horry, South Carolina 1 $ 122,000 $ 122,000 $ 47,000
Lancaster, South Carolina 1 $ 134,000 $ 134,000 $ 61,000
York, South Carolina 1 $ 113,000 $ 113,000 $ 43,000
Anderson, Tennessee 1 $ 10,000 $ 10,000 $ 116,000
Decatur, Tennessee 1 $ 122,000 $ 122,000 $ 600,000
Dyer, Tennessee 1 $ 98,000 $ 98,000 $ 53,000
Grainger, Tennessee 1 $ 97,000 $ 97,000 $ 31,000
Hamilton, Tennessee 1 $ 15,000 $ 15,000 $ 38,000
Haywood, Tennessee 1 $ 46,000 $ 46,000 $ 42,000
Robertson, Tennessee 1 $ 50,000 $ 50,000 $ 86,000
Rutherford, Tennessee 1 $ 167,000 $ 167,000 $ 49,000
Sullivan, Tennessee 1 $ 128,000 $ 128,000 $ 85,000
Denton, Texas 1 $ 145,000 $ 145,000 $ 60,000
Fort Bend, Texas 1 $ 194,000 $ 194,000 $ 84,000
Lubbock, Texas 1 $ 79,000 $ 79,000 $ 23,000
Washington, Texas 1 $ 29,000 $ 29,000 $ 38,000
Montgomery, Virginia 1 $ 185,000 $ 185,000 $ 78,000
New Kent, Virginia 1 $ 147,000 $ 147,000 $ 47,000
Spotsylvania, Virginia 1 $ 70,000 $ 70,000 $ 26,000

Mortgage Loan Application Detail Totals for Trustmark National Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,170 $786,186,000 $131,466 $15,300,000 $94,466 $9,999,000
Refinancing 5,184 $584,800,000 $131,266 $1,314,000 $123,600 $6,462,000
Home Improvement 1,495 $21,039,000 $24,571 $360,000 $55,857 $1,365,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,524 $560,419,000 $118,333 $1,500,000 $122,466 $9,999,000
Not applicable 5,315 $702,587,000 $136,428 $15,300,000 $89,928 $5,516,000
Black or African American 1,666 $79,391,000 $69,888 $448,000 $50,444 $1,427,000
Not Provided 210 $37,799,000 $161,500 $1,314,000 $101,000 $732,000
Asian 69 $7,300,000 $89,200 $464,000 $64,000 $323,000
Hispanic 35 $2,077,000 $125,200 $350,000 $105,000 $1,138,000
Native Hawaiian or Other Pacific Islander 16 $1,021,000 $110,000 $218,000 $57,333 $141,000
American Indian or Alaskan Native 14 $1,431,000 $91,750 $279,000 $55,500 $124,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,256 $1,228,697,000 $126,055 $15,300,000 $116,500 $9,999,000
FHA-insured (Federal Housing Administration) 1,011 $93,567,000 $98,375 $211,000 $54,125 $246,000
VA-guaranteed (Veterans Administration) 566 $68,833,000 $127,222 $275,000 $54,888 $218,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $928,000 $58,000 $83,000 $29,000 $50,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,490 $592,675,000 $130,857 $15,300,000 $136,500 $9,999,000
Loan Purchased By The Institution 5,238 $672,508,000 $129,857 $650,000 $81,142 $2,472,000
Application Denied By Financial Institution 1,622 $68,688,000 $89,714 $738,000 $46,428 $480,000
Application Approved But Not Accepted 436 $50,738,000 $113,375 $1,224,000 $84,000 $875,000
Application Withdrawn By Applicant 41 $5,269,000 $128,166 $833,000 $55,333 $542,000
File Closed For Incompleteness 22 $2,147,000 $105,000 $225,000 $61,500 $104,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 852 $32,261,000 $77,571 $334,000 $53,000 $480,000
Debt-To-Income Ratio 548 $23,281,000 $86,000 $738,000 $36,500 $287,000
Collateral 150 $7,692,000 $67,500 $480,000 $56,666 $384,000
Insufficient Cash (Downpayment, Closing Cost) 35 $2,850,000 $113,333 $175,000 $62,333 $196,000
Employment History 14 $407,000 $16,000 $79,000 $32,333 $100,000
Other 8 $832,000 $104,000 $396,000 $84,000 $240,000
Unverifiable Information 8 $851,000 $166,333 $404,000 $29,000 $116,000
Credit Application Incomplete 7 $514,000 $73,000 $140,000 $118,000 $480,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustmark National Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Trustmark National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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