Trustmark National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Trustmark National Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Trustmark National Bank
Po Box 291
Jackson, MS 39205
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,849
Total Mortgage Loan Application Amount $1,392,025,000
Average Mortgage Loan Application Amount $111,162
Highest Mortgage Loan Application Amount $15,300,000
Average Applicant Income $98,972
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Trustmark National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Trustmark National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down Trustmark National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Trustmark National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Trustmark National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Trustmark National Bank's mortgage activity for 2004.

Mortgage Loan Application Totals for Trustmark National Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hinds County Mississippi 1,532 $ 135,223,000 $ 88,000 $ 53,000
Rankin County Mississippi 1,178 $ 121,837,000 $ 103,000 $ 54,000
Madison County Mississippi 829 $ 127,100,000 $ 153,000 $ 69,000
Shelby County Tennessee 445 $ 74,984,000 $ 168,000 $ 74,000
Jackson County Mississippi 431 $ 45,596,000 $ 105,000 $ 51,000
Harrison County Mississippi 372 $ 40,327,000 $ 108,000 $ 52,000
Jones County Mississippi 368 $ 23,015,000 $ 62,000 $ 45,000
Bay County Florida 364 $ 75,367,000 $ 207,000 $ 149,000
Lincoln County Mississippi 323 $ 23,060,000 $ 71,000 $ 54,000
Jefferson County Alabama 319 $ 44,392,000 $ 139,000 $ 62,000
DeSoto County Mississippi 301 $ 36,117,000 $ 119,000 $ 51,000
Lafayette County Mississippi 284 $ 39,622,000 $ 139,000 $ 86,000
Baldwin County Alabama 278 $ 46,548,000 $ 167,000 $ 130,000
Sumter County South Carolina 277 $ 33,004,000 $ 119,000 $ 60,000
Lee County Mississippi 239 $ 21,800,000 $ 91,000 $ 52,000
Lamar County Mississippi 238 $ 28,522,000 $ 119,000 $ 67,000
Forrest County Mississippi 235 $ 18,432,000 $ 78,000 $ 50,000
Warren County Mississippi 234 $ 15,028,000 $ 64,000 $ 54,000
Lowndes County Mississippi 217 $ 19,805,000 $ 91,000 $ 66,000
Lauderdale County Mississippi 210 $ 17,131,000 $ 81,000 $ 52,000
Alcorn County Mississippi 197 $ 11,091,000 $ 56,000 $ 50,000
Montgomery County Alabama 196 $ 24,070,000 $ 122,000 $ 62,000
Pike County Mississippi 179 $ 10,011,000 $ 55,000 $ 54,000
Itawamba County Mississippi 164 $ 10,262,000 $ 62,000 $ 44,000
Copiah County Mississippi 160 $ 8,913,000 $ 55,000 $ 53,000
Simpson County Mississippi 149 $ 12,109,000 $ 81,000 $ 47,000
Washington County Mississippi 144 $ 8,556,000 $ 59,000 $ 52,000
Marion County Mississippi 137 $ 6,835,000 $ 49,000 $ 38,000
Shelby County Alabama 122 $ 17,933,000 $ 146,000 $ 58,000
Walthall County Mississippi 117 $ 6,304,000 $ 53,000 $ 52,000
Bossier County Louisiana 113 $ 13,872,000 $ 122,000 $ 61,000
Oktibbeha County Mississippi 103 $ 11,999,000 $ 116,000 $ 75,000
Walton County Florida 99 $ 32,684,000 $ 330,000 $ 149,000
Elmore County Alabama 96 $ 11,135,000 $ 115,000 $ 58,000
Smith County Mississippi 90 $ 3,629,000 $ 40,000 $ 46,000
Mobile County Alabama 85 $ 8,593,000 $ 101,000 $ 53,000
Sevier County Tennessee 84 $ 11,053,000 $ 131,000 $ 60,000
Okaloosa County Florida 80 $ 16,894,000 $ 211,000 $ 120,000
George County Mississippi 63 $ 5,059,000 $ 80,000 $ 69,000
Jasper County Mississippi 62 $ 3,308,000 $ 53,000 $ 38,000
Covington County Mississippi 58 $ 4,548,000 $ 78,000 $ 46,000
Amite County Mississippi 56 $ 2,581,000 $ 46,000 $ 42,000
Autauga County Alabama 48 $ 5,460,000 $ 113,000 $ 76,000
Leflore County Mississippi 45 $ 2,563,000 $ 56,000 $ 54,000
Hancock County Mississippi 44 $ 4,670,000 $ 106,000 $ 59,000
Scott County Mississippi 41 $ 2,776,000 $ 67,000 $ 51,000
Tishomingo County Mississippi 40 $ 3,490,000 $ 87,000 $ 116,000
Lawrence County Mississippi 39 $ 2,072,000 $ 53,000 $ 38,000
Perry County Mississippi 39 $ 1,477,000 $ 37,000 $ 35,000
Richland County South Carolina 37 $ 4,509,000 $ 121,000 $ 56,000
Faulkner County Arkansas 35 $ 3,767,000 $ 107,000 $ 63,000
Fayette County Tennessee 35 $ 4,278,000 $ 122,000 $ 51,000
Clay County Mississippi 30 $ 3,464,000 $ 115,000 $ 71,000
Yazoo County Mississippi 29 $ 2,145,000 $ 73,000 $ 62,000
Harris County Texas 28 $ 4,842,000 $ 172,000 $ 108,000
Caddo County Louisiana 27 $ 3,223,000 $ 119,000 $ 56,000
Adams County Mississippi 25 $ 2,104,000 $ 84,000 $ 56,000
Monroe County Mississippi 25 $ 2,042,000 $ 81,000 $ 52,000
Charleston County South Carolina 25 $ 4,310,000 $ 172,000 $ 55,000
Tate County Mississippi 24 $ 2,967,000 $ 123,000 $ 62,000
Tipton County Tennessee 24 $ 1,477,000 $ 61,000 $ 52,000
Fulton County Georgia 23 $ 5,288,000 $ 229,000 $ 106,000
Yalobusha County Mississippi 22 $ 1,864,000 $ 84,000 $ 55,000
Escambia County Florida 21 $ 2,746,000 $ 130,000 $ 125,000
Jefferson County Kentucky 20 $ 2,664,000 $ 133,000 $ 61,000
Franklin County Mississippi 20 $ 1,040,000 $ 52,000 $ 44,000
Panola County Mississippi 20 $ 1,933,000 $ 96,000 $ 51,000
Pontotoc County Mississippi 20 $ 2,045,000 $ 102,000 $ 60,000
Bolivar County Mississippi 19 $ 1,572,000 $ 82,000 $ 71,000
Newton County Mississippi 19 $ 1,707,000 $ 89,000 $ 54,000
Pearl River County Mississippi 19 $ 1,374,000 $ 72,000 $ 40,000
Lexington County South Carolina 19 $ 1,911,000 $ 100,000 $ 67,000
Clarke County Mississippi 18 $ 1,483,000 $ 82,000 $ 51,000
Marshall County Mississippi 18 $ 1,312,000 $ 72,000 $ 41,000
Claiborne County Mississippi 17 $ 573,000 $ 33,000 $ 36,000
Greene County Mississippi 17 $ 1,010,000 $ 59,000 $ 58,000
Wayne County Mississippi 17 $ 836,000 $ 49,000 $ 41,000
Union County Mississippi 16 $ 1,205,000 $ 75,000 $ 53,000
Cobb County Georgia 14 $ 1,974,000 $ 141,000 $ 90,000
Noxubee County Mississippi 14 $ 792,000 $ 56,000 $ 28,000
Prentiss County Mississippi 14 $ 1,088,000 $ 77,000 $ 56,000
Tippah County Mississippi 14 $ 816,000 $ 58,000 $ 45,000
Gwinnett County Georgia 13 $ 2,647,000 $ 203,000 $ 109,000
St. Tammany County Louisiana 13 $ 1,540,000 $ 118,000 $ 53,000
Leake County Mississippi 13 $ 1,282,000 $ 98,000 $ 42,000
DeKalb County Georgia 12 $ 1,797,000 $ 149,000 $ 100,000
Jefferson County Mississippi 11 $ 375,000 $ 34,000 $ 43,000
Davidson County Tennessee 11 $ 1,832,000 $ 166,000 $ 98,000
McNairy County Tennessee 11 $ 471,000 $ 42,000 $ 36,000
Blount County Tennessee 10 $ 1,154,000 $ 115,000 $ 73,000
Sumner County Tennessee 10 $ 1,412,000 $ 141,000 $ 75,000
Blount County Alabama 9 $ 1,017,000 $ 113,000 $ 68,000
Attala County Mississippi 9 $ 687,000 $ 76,000 $ 39,000
Stone County Mississippi 9 $ 618,000 $ 68,000 $ 51,000
Wilkinson County Mississippi 9 $ 406,000 $ 45,000 $ 51,000
Etowah County Alabama 8 $ 1,029,000 $ 128,000 $ 63,000
Lawrence County Alabama 8 $ 839,000 $ 104,000 $ 37,000
Tallapoosa County Alabama 8 $ 1,149,000 $ 143,000 $ 73,000
Sunflower County Mississippi 8 $ 639,000 $ 79,000 $ 78,000
Winston County Mississippi 8 $ 522,000 $ 65,000 $ 87,000
Lamar County Alabama 7 $ 659,000 $ 94,000 $ 60,000
Lee County Alabama 7 $ 1,067,000 $ 152,000 $ 38,000
St. Clair County Alabama 7 $ 959,000 $ 137,000 $ 67,000
Tuscaloosa County Alabama 7 $ 932,000 $ 133,000 $ 57,000
Santa Rosa County Florida 7 $ 892,000 $ 127,000 $ 82,000
Hardin County Kentucky 7 $ 1,112,000 $ 158,000 $ 87,000
East Baton Rouge County Louisiana 7 $ 1,326,000 $ 189,000 $ 265,000
Coahoma County Mississippi 7 $ 407,000 $ 58,000 $ 79,000
Holmes County Mississippi 7 $ 326,000 $ 46,000 $ 58,000
Cherokee County Georgia 6 $ 1,167,000 $ 194,000 $ 88,000
Grayson County Kentucky 6 $ 810,000 $ 135,000 $ 174,000
Carroll County Mississippi 6 $ 265,000 $ 44,000 $ 49,000
Sharkey County Mississippi 6 $ 265,000 $ 44,000 $ 44,000
Webster County Mississippi 6 $ 609,000 $ 101,000 $ 55,000
Hardin County Tennessee 6 $ 363,000 $ 60,000 $ 40,000
Calhoun County Alabama 5 $ 618,000 $ 123,000 $ 52,000
Cherokee County Alabama 5 $ 671,000 $ 134,000 $ 66,000
Chilton County Alabama 5 $ 538,000 $ 107,000 $ 63,000
Cullman County Alabama 5 $ 1,200,000 $ 240,000 $ 202,000
Crittenden County Arkansas 5 $ 911,000 $ 182,000 $ 131,000
Clay County Florida 5 $ 702,000 $ 140,000 $ 61,000
Forsyth County Georgia 5 $ 1,126,000 $ 225,000 $ 108,000
Concordia County Louisiana 5 $ 455,000 $ 91,000 $ 71,000
Jefferson County Louisiana 5 $ 625,000 $ 125,000 $ 81,000
Livingston County Louisiana 5 $ 591,000 $ 118,000 $ 115,000
Washington County Louisiana 5 $ 288,000 $ 57,000 $ 45,000
Jefferson Davis County Mississippi 5 $ 174,000 $ 34,000 $ 31,000
Rockingham County New Hampshire 5 $ 181,000 $ 36,000 $ 58,000
Knox County Tennessee 5 $ 370,000 $ 74,000 $ 29,000
Williamson County Tennessee 5 $ 1,275,000 $ 255,000 $ 120,000
Lauderdale County Alabama 4 $ 651,000 $ 162,000 $ 54,000
Lowndes County Alabama 4 $ 469,000 $ 117,000 $ 71,000
Madison County Alabama 4 $ 544,000 $ 136,000 $ 73,000
Washington County Arkansas 4 $ 366,000 $ 91,000 $ 45,000
Duval County Florida 4 $ 503,000 $ 125,000 $ 45,000
Nelson County Kentucky 4 $ 475,000 $ 118,000 $ 58,000
Madison County Louisiana 4 $ 133,000 $ 33,000 $ 32,000
Orleans County Louisiana 4 $ 769,000 $ 192,000 $ 244,000
Grenada County Mississippi 4 $ 385,000 $ 96,000 $ 83,000
Tunica County Mississippi 4 $ 243,000 $ 60,000 $ 42,000
Hardeman County Tennessee 4 $ 422,000 $ 105,000 $ 92,000
Jefferson County Tennessee 4 $ 410,000 $ 102,000 $ 54,000
Madison County Tennessee 4 $ 442,000 $ 110,000 $ 182,000
DeKalb County Alabama 3 $ 497,000 $ 165,000 $ 101,000
Escambia County Alabama 3 $ 267,000 $ 89,000 $ 58,000
Monroe County Alabama 3 $ 233,000 $ 77,000 $ 40,000
Pickens County Alabama 3 $ 168,000 $ 56,000 $ 43,000
Washington County Alabama 3 $ 149,000 $ 49,000 $ 25,000
Garland County Arkansas 3 $ 239,000 $ 79,000 $ 59,000
Washington County Florida 3 $ 292,000 $ 97,000 $ 30,000
Henry County Georgia 3 $ 368,000 $ 122,000 $ 81,000
Marshall County Kentucky 3 $ 217,000 $ 72,000 $ 88,000
Rapides County Louisiana 3 $ 215,000 $ 71,000 $ 62,000
York County Maine 3 $ 215,000 $ 71,000 $ 154,000
Calhoun County Mississippi 3 $ 294,000 $ 98,000 $ 50,000
Chickasaw County Mississippi 3 $ 120,000 $ 40,000 $ 41,000
Berkeley County South Carolina 3 $ 452,000 $ 150,000 $ 73,000
Kershaw County South Carolina 3 $ 420,000 $ 140,000 $ 82,000
Cocke County Tennessee 3 $ 369,000 $ 123,000 $ 37,000
Covington County Alabama 2 $ 198,000 $ 99,000 $ 87,000
Fayette County Alabama 2 $ 226,000 $ 113,000 $ 89,000
Houston County Alabama 2 $ 212,000 $ 106,000 $ 106,000
Marion County Alabama 2 $ 337,000 $ 168,000 $ 57,000
Cleburne County Arkansas 2 $ 222,000 $ 111,000 $ 130,000
Conway County Arkansas 2 $ 240,000 $ 120,000 $ 96,000
Pulaski County Arkansas 2 $ 189,000 $ 94,000 $ 90,000
Jackson County Florida 2 $ 280,000 $ 140,000 $ 43,000
Leon County Florida 2 $ 370,000 $ 185,000 $ 91,000
Carroll County Georgia 2 $ 592,000 $ 296,000 $ 116,000
Fannin County Georgia 2 $ 176,000 $ 88,000 $ 73,000
Walton County Georgia 2 $ 189,000 $ 94,000 $ 58,000
Oldham County Kentucky 2 $ 277,000 $ 138,000 $ 79,000
De Soto County Louisiana 2 $ 256,000 $ 128,000 $ 96,000
Evangeline County Louisiana 2 $ 50,000 $ 25,000 $ 35,000
Tangipahoa County Louisiana 2 $ 156,000 $ 78,000 $ 47,000
Tensas County Louisiana 2 $ 181,000 $ 90,000 $ 106,000
Choctaw County Mississippi 2 $ 160,000 $ 80,000 $ 39,000
Kemper County Mississippi 2 $ 45,000 $ 22,000 $ 51,000
Montgomery County Mississippi 2 $ 145,000 $ 72,000 $ 70,000
Neshoba County Mississippi 2 $ 146,000 $ 73,000 $ 34,000
Cumberland County Tennessee 2 $ 175,000 $ 87,000 $ 45,000
Henry County Tennessee 2 $ 195,000 $ 97,000 $ 157,000
Wilson County Tennessee 2 $ 289,000 $ 144,000 $ 66,000
Bibb County Alabama 1 $ 53,000 $ 53,000 $ 29,000
Bullock County Alabama 1 $ 101,000 $ 101,000 $ 46,000
Choctaw County Alabama 1 $ 256,000 $ 256,000 $ 96,000
Clarke County Alabama 1 $ 46,000 $ 46,000 $ 22,000
Crenshaw County Alabama 1 $ 156,000 $ 156,000 $ 56,000
Marengo County Alabama 1 $ 54,000 $ 54,000 $ 61,000
Marshall County Alabama 1 $ 88,000 $ 88,000 $ 26,000
Morgan County Alabama 1 $ 96,000 $ 96,000 $ 27,000
Randolph County Alabama 1 $ 146,000 $ 146,000 $ 63,000
Russell County Alabama 1 $ 88,000 $ 88,000 $ 83,000
Sumter County Alabama 1 $ 2,000 $ 2,000 $ 19,000
Talladega County Alabama 1 $ 98,000 $ 98,000 $ 53,000
Walker County Alabama 1 $ 68,000 $ 68,000 $ 23,000
Benton County Arkansas 1 $ 211,000 $ 211,000 $ 60,000
Chicot County Arkansas 1 $ 198,000 $ 198,000 $ 404,000
Mississippi County Arkansas 1 $ 163,000 $ 163,000 $ 268,000
Pope County Arkansas 1 $ 59,000 $ 59,000 $ 54,000
Saline County Arkansas 1 $ 124,000 $ 124,000 $ 35,000
Sebastian County Arkansas 1 $ 195,000 $ 195,000 $ 113,000
Van Buren County Arkansas 1 $ 64,000 $ 64,000 $ 14,000
White County Arkansas 1 $ 135,000 $ 135,000 $ 102,000
Tulare County California 1 $ 106,000 $ 106,000 $ 312,000
Charlotte County Florida 1 $ 179,000 $ 179,000 $ 453,000
Collier County Florida 1 $ 175,000 $ 175,000 $ 94,000
Gadsden County Florida 1 $ 135,000 $ 135,000 $ 38,000
Gulf County Florida 1 $ 160,000 $ 160,000 $ 95,000
Manatee County Florida 1 $ 25,000 $ 25,000 $ 40,000
Martin County Florida 1 $ 264,000 $ 264,000 $ 102,000
Monroe County Florida 1 $ 162,000 $ 162,000 $ 105,000
Orange County Florida 1 $ 164,000 $ 164,000 $ 54,000
Osceola County Florida 1 $ 185,000 $ 185,000 $ 256,000
Sarasota County Florida 1 $ 334,000 $ 334,000 $ 926,000
St. Johns County Florida 1 $ 387,000 $ 387,000 $ 77,000
Sumter County Florida 1 $ 190,000 $ 190,000 $ 93,000
Clayton County Georgia 1 $ 92,000 $ 92,000 $ 65,000
Coweta County Georgia 1 $ 139,000 $ 139,000 $ 72,000
Fayette County Georgia 1 $ 440,000 $ 440,000 $ 368,000
Gilmer County Georgia 1 $ 137,000 $ 137,000 $ 100,000
Heard County Georgia 1 $ 135,000 $ 135,000 $ 23,000
Muscogee County Georgia 1 $ 66,000 $ 66,000 $ 38,000
Paulding County Georgia 1 $ 81,000 $ 81,000 $ 24,000
Towns County Georgia 1 $ 300,000 $ 300,000 $ 157,000
Clark County Indiana 1 $ 150,000 $ 150,000 $ 289,000
Bullitt County Kentucky 1 $ 55,000 $ 55,000 $ 41,000
Larue County Kentucky 1 $ 84,000 $ 84,000 $ 66,000
Logan County Kentucky 1 $ 95,000 $ 95,000 $ 56,000
Marion County Kentucky 1 $ 81,000 $ 81,000 $ 30,000
Warren County Kentucky 1 $ 90,000 $ 90,000 $ 38,000
Avoyelles County Louisiana 1 $ 162,000 $ 162,000 $ 78,000
Natchitoches County Louisiana 1 $ 145,000 $ 145,000 $ 60,000
Plaquemines County Louisiana 1 $ 184,000 $ 184,000 $ 9,999,000
St. Charles County Louisiana 1 $ 72,000 $ 72,000 $ 64,000
St. James County Louisiana 1 $ 80,000 $ 80,000 $ 120,000
Vernon County Louisiana 1 $ 227,000 $ 227,000 $ 79,000
Webster County Louisiana 1 $ 124,000 $ 124,000 $ 51,000
West Baton Rouge County Louisiana 1 $ 114,000 $ 114,000 $ 83,000
Montgomery County Maryland 1 $ 100,000 $ 100,000 $ 12,000
Quitman County Mississippi 1 $ 63,000 $ 63,000 $ 28,000
Grafton County New Hampshire 1 $ 350,000 $ 350,000 $ 144,000
Polk County North Carolina 1 $ 132,000 $ 132,000 $ 88,000
Horry County South Carolina 1 $ 122,000 $ 122,000 $ 47,000
Lancaster County South Carolina 1 $ 134,000 $ 134,000 $ 61,000
York County South Carolina 1 $ 113,000 $ 113,000 $ 43,000
Anderson County Tennessee 1 $ 10,000 $ 10,000 $ 116,000
Decatur County Tennessee 1 $ 122,000 $ 122,000 $ 600,000
Dyer County Tennessee 1 $ 98,000 $ 98,000 $ 53,000
Grainger County Tennessee 1 $ 97,000 $ 97,000 $ 31,000
Hamilton County Tennessee 1 $ 15,000 $ 15,000 $ 38,000
Haywood County Tennessee 1 $ 46,000 $ 46,000 $ 42,000
Robertson County Tennessee 1 $ 50,000 $ 50,000 $ 86,000
Rutherford County Tennessee 1 $ 167,000 $ 167,000 $ 49,000
Sullivan County Tennessee 1 $ 128,000 $ 128,000 $ 85,000
Denton County Texas 1 $ 145,000 $ 145,000 $ 60,000
Fort Bend County Texas 1 $ 194,000 $ 194,000 $ 84,000
Lubbock County Texas 1 $ 79,000 $ 79,000 $ 23,000
Washington County Texas 1 $ 29,000 $ 29,000 $ 38,000
Montgomery County Virginia 1 $ 185,000 $ 185,000 $ 78,000
New Kent County Virginia 1 $ 147,000 $ 147,000 $ 47,000
Spotsylvania County Virginia 1 $ 70,000 $ 70,000 $ 26,000

Mortgage Loan Application Detail Totals for Trustmark National Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,170 $786,186,000 $131,466 $15,300,000 $94,466 $9,999,000
Refinancing 5,184 $584,800,000 $131,266 $1,314,000 $123,600 $6,462,000
Home Improvement 1,495 $21,039,000 $24,571 $360,000 $55,857 $1,365,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,524 $560,419,000 $118,333 $1,500,000 $122,466 $9,999,000
Not applicable 5,315 $702,587,000 $136,428 $15,300,000 $89,928 $5,516,000
Black or African American 1,666 $79,391,000 $69,888 $448,000 $50,444 $1,427,000
Not Provided 210 $37,799,000 $161,500 $1,314,000 $101,000 $732,000
Asian 69 $7,300,000 $89,200 $464,000 $64,000 $323,000
Hispanic 35 $2,077,000 $125,200 $350,000 $105,000 $1,138,000
Native Hawaiian or Other Pacific Islander 16 $1,021,000 $110,000 $218,000 $57,333 $141,000
American Indian or Alaskan Native 14 $1,431,000 $91,750 $279,000 $55,500 $124,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,256 $1,228,697,000 $126,055 $15,300,000 $116,500 $9,999,000
FHA-insured (Federal Housing Administration) 1,011 $93,567,000 $98,375 $211,000 $54,125 $246,000
VA-guaranteed (Veterans Administration) 566 $68,833,000 $127,222 $275,000 $54,888 $218,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $928,000 $58,000 $83,000 $29,000 $50,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,490 $592,675,000 $130,857 $15,300,000 $136,500 $9,999,000
Loan Purchased By The Institution 5,238 $672,508,000 $129,857 $650,000 $81,142 $2,472,000
Application Denied By Financial Institution 1,622 $68,688,000 $89,714 $738,000 $46,428 $480,000
Application Approved But Not Accepted 436 $50,738,000 $113,375 $1,224,000 $84,000 $875,000
Application Withdrawn By Applicant 41 $5,269,000 $128,166 $833,000 $55,333 $542,000
File Closed For Incompleteness 22 $2,147,000 $105,000 $225,000 $61,500 $104,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 852 $32,261,000 $77,571 $334,000 $53,000 $480,000
Debt-To-Income Ratio 548 $23,281,000 $86,000 $738,000 $36,500 $287,000
Collateral 150 $7,692,000 $67,500 $480,000 $56,666 $384,000
Insufficient Cash (Downpayment, Closing Cost) 35 $2,850,000 $113,333 $175,000 $62,333 $196,000
Employment History 14 $407,000 $16,000 $79,000 $32,333 $100,000
Other 8 $832,000 $104,000 $396,000 $84,000 $240,000
Unverifiable Information 8 $851,000 $166,333 $404,000 $29,000 $116,000
Credit Application Incomplete 7 $514,000 $73,000 $140,000 $118,000 $480,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustmark National Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Trustmark National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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