Trustmark National Bank Mortgage Lending & HMDA Data, 2006

In 2006, Trustmark National Bank of Jackson, MS reported 11,743 mortgage applications totaling $1.5 billion, down 11% from 2005. The average application was for $125,409, and applicants reported an average income of $70,608. 39% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Jackson, MS (3,825), Memphis, TN-MS-AR (832) and Hattiesburg, MS (534) (applications in parentheses).

Mortgage Company & Address Trustmark National Bank
Po Box 291
Jackson, MS 39205
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,743
Total Mortgage Loan Application Amount $1,472,678,000
Average Mortgage Loan Application Amount $125,409
Highest Mortgage Loan Application Amount $14,600,000
Average Applicant Income $70,608
Highest Applicant Income $2,323,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Trustmark National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Trustmark National Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hinds, Mississippi 1,427 $ 148,329,000 $ 103,944 $ 64,000
Rankin, Mississippi 1,350 $ 166,121,000 $ 123,052 $ 60,000
Madison, Mississippi 802 $ 144,402,000 $ 180,052 $ 92,000
DeSoto, Mississippi 341 $ 43,144,000 $ 126,521 $ 65,000
Shelby, Tennessee 334 $ 47,498,000 $ 142,209 $ 79,000
Jackson, Mississippi 312 $ 41,080,000 $ 131,666 $ 66,000
Jones, Mississippi 307 $ 22,627,000 $ 73,703 $ 50,000
Harrison, Mississippi 302 $ 43,621,000 $ 144,440 $ 60,000
Forrest, Mississippi 277 $ 27,165,000 $ 98,068 $ 59,000
Bay, Florida 270 $ 60,934,000 $ 225,681 $ 136,000
Lincoln, Mississippi 257 $ 19,378,000 $ 75,400 $ 64,000
Sumter, South Carolina 246 $ 33,857,000 $ 137,630 $ 57,000
Lafayette, Mississippi 230 $ 35,284,000 $ 153,408 $ 114,000
Lamar, Mississippi 222 $ 29,624,000 $ 133,441 $ 81,000
Baldwin, Alabama 210 $ 47,643,000 $ 226,871 $ 107,000
Warren, Mississippi 202 $ 15,059,000 $ 74,549 $ 57,000
Lowndes, Mississippi 197 $ 19,113,000 $ 97,020 $ 49,000
Lauderdale, Mississippi 184 $ 16,914,000 $ 91,923 $ 68,000
Pike, Mississippi 175 $ 14,899,000 $ 85,137 $ 63,000
Alcorn, Mississippi 157 $ 8,600,000 $ 54,777 $ 40,000
Jefferson, Alabama 152 $ 24,800,000 $ 163,157 $ 66,000
Shelby, Alabama 151 $ 21,180,000 $ 140,264 $ 58,000
Lee, Mississippi 142 $ 12,773,000 $ 89,950 $ 58,000
Copiah, Mississippi 133 $ 6,757,000 $ 50,804 $ 55,000
Montgomery, Alabama 128 $ 17,551,000 $ 137,117 $ 75,000
Itawamba, Mississippi 115 $ 7,545,000 $ 65,608 $ 53,000
Washington, Mississippi 114 $ 6,695,000 $ 58,728 $ 51,000
Simpson, Mississippi 113 $ 9,371,000 $ 82,929 $ 59,000
Elmore, Alabama 99 $ 15,623,000 $ 157,808 $ 77,000
Harris, Texas 94 $ 13,409,000 $ 142,648 $ 85,000
Amite, Mississippi 82 $ 4,513,000 $ 55,036 $ 52,000
Walthall, Mississippi 79 $ 4,504,000 $ 57,012 $ 59,000
Mobile, Alabama 78 $ 11,050,000 $ 141,666 $ 93,000
Oktibbeha, Mississippi 78 $ 9,392,000 $ 120,410 $ 78,000
Smith, Mississippi 77 $ 3,981,000 $ 51,701 $ 47,000
Marion, Mississippi 74 $ 3,831,000 $ 51,770 $ 45,000
Walton, Florida 65 $ 31,307,000 $ 481,646 $ 223,000
Bossier, Louisiana 65 $ 10,124,000 $ 155,753 $ 73,000
Leflore, Mississippi 65 $ 4,824,000 $ 74,215 $ 77,000
Autauga, Alabama 59 $ 9,081,000 $ 153,915 $ 74,000
Jasper, Mississippi 55 $ 4,575,000 $ 83,181 $ 59,000
Scott, Mississippi 55 $ 3,983,000 $ 72,418 $ 58,000
Fayette, Tennessee 54 $ 6,524,000 $ 120,814 $ 51,000
George, Mississippi 52 $ 5,781,000 $ 111,173 $ 64,000
Sevier, Tennessee 51 $ 8,606,000 $ 168,745 $ 74,000
Okaloosa, Florida 45 $ 15,143,000 $ 336,511 $ 142,000
Covington, Mississippi 43 $ 2,885,000 $ 67,093 $ 59,000
Grenada, Mississippi 40 $ 4,056,000 $ 101,400 $ 51,000
Yazoo, Mississippi 39 $ 2,884,000 $ 73,948 $ 51,000
Perry, Mississippi 35 $ 1,536,000 $ 43,885 $ 40,000
Tate, Mississippi 35 $ 3,666,000 $ 104,742 $ 47,000
Butler, Alabama 32 $ 3,685,000 $ 115,156 $ 59,000
Madison, Alabama 32 $ 4,658,000 $ 145,562 $ 59,000
Lawrence, Mississippi 32 $ 2,061,000 $ 64,406 $ 57,000
Yalobusha, Mississippi 32 $ 3,147,000 $ 98,343 $ 61,000
Marshall, Mississippi 31 $ 2,884,000 $ 93,032 $ 46,000
Escambia, Florida 30 $ 6,844,000 $ 228,133 $ 130,000
Adams, Mississippi 30 $ 3,598,000 $ 119,933 $ 100,000
Tishomingo, Mississippi 28 $ 2,360,000 $ 84,285 $ 56,000
Clay, Mississippi 27 $ 2,469,000 $ 91,444 $ 52,000
Hancock, Mississippi 27 $ 4,063,000 $ 150,481 $ 64,000
Colbert, Alabama 26 $ 2,779,000 $ 106,884 $ 50,000
Caddo, Louisiana 25 $ 3,619,000 $ 144,760 $ 70,000
Calhoun, Alabama 23 $ 2,817,000 $ 122,478 $ 61,000
Faulkner, Arkansas 23 $ 3,156,000 $ 137,217 $ 65,000
Pontotoc, Mississippi 23 $ 2,007,000 $ 87,260 $ 66,000
Etowah, Alabama 22 $ 2,146,000 $ 97,545 $ 45,000
East Baton Rouge, Louisiana 22 $ 3,457,000 $ 157,136 $ 81,000
Cherokee, Alabama 21 $ 3,416,000 $ 162,666 $ 68,000
Lauderdale, Alabama 21 $ 2,319,000 $ 110,428 $ 47,000
Panola, Mississippi 21 $ 2,164,000 $ 103,047 $ 58,000
Tipton, Tennessee 20 $ 1,565,000 $ 78,250 $ 45,000
Clarke, Mississippi 19 $ 2,077,000 $ 109,315 $ 77,000
Bolivar, Mississippi 18 $ 1,978,000 $ 109,888 $ 67,000
Pearl River, Mississippi 18 $ 2,083,000 $ 115,722 $ 50,000
Greene, Mississippi 17 $ 928,000 $ 54,588 $ 57,000
Wayne, Mississippi 17 $ 1,639,000 $ 96,411 $ 60,000
Jefferson, Louisiana 16 $ 2,415,000 $ 150,937 $ 72,000
Tangipahoa, Louisiana 16 $ 2,290,000 $ 143,125 $ 142,000
Monroe, Mississippi 16 $ 925,000 $ 57,812 $ 60,000
Stone, Mississippi 16 $ 2,183,000 $ 136,437 $ 64,000
Charleston, South Carolina 16 $ 4,059,000 $ 253,687 $ 152,000
Fort Bend, Texas 16 $ 16,642,000 $ 1,040,125 $ 64,000
Prentiss, Mississippi 15 $ 1,041,000 $ 69,400 $ 45,000
Franklin, Mississippi 14 $ 1,035,000 $ 73,928 $ 63,000
Crittenden, Arkansas 13 $ 1,965,000 $ 151,153 $ 76,000
Fulton, Georgia 13 $ 3,421,000 $ 263,153 $ 112,000
Claiborne, Mississippi 13 $ 681,000 $ 52,384 $ 50,000
Newton, Mississippi 13 $ 1,571,000 $ 120,846 $ 70,000
McNairy, Tennessee 13 $ 765,000 $ 58,846 $ 37,000
DeKalb, Alabama 12 $ 1,244,000 $ 103,666 $ 40,000
Lee, Alabama 12 $ 1,493,000 $ 124,416 $ 106,000
Santa Rosa, Florida 12 $ 1,705,000 $ 142,083 $ 92,000
St. Tammany, Louisiana 12 $ 1,885,000 $ 157,083 $ 76,000
Leake, Mississippi 12 $ 1,196,000 $ 99,666 $ 41,000
Richland, South Carolina 12 $ 1,758,000 $ 146,500 $ 72,000
Tuscaloosa, Alabama 11 $ 1,937,000 $ 176,090 $ 93,000
Holmes, Mississippi 11 $ 378,000 $ 34,363 $ 45,000
Webster, Mississippi 11 $ 931,000 $ 84,636 $ 48,000
Duval, Florida 10 $ 1,644,000 $ 164,400 $ 72,000
Terrebonne, Louisiana 10 $ 1,269,000 $ 126,900 $ 71,000
Attala, Mississippi 10 $ 815,000 $ 81,500 $ 49,000
Noxubee, Mississippi 10 $ 681,000 $ 68,100 $ 52,000
Tippah, Mississippi 10 $ 796,000 $ 79,600 $ 56,000
Union, Mississippi 10 $ 684,000 $ 68,400 $ 57,000
St. Clair, Alabama 9 $ 1,038,000 $ 115,333 $ 75,000
Talladega, Alabama 9 $ 1,086,000 $ 120,666 $ 62,000
Garland, Arkansas 8 $ 1,049,000 $ 131,125 $ 74,000
Gulf, Florida 8 $ 2,096,000 $ 262,000 $ 212,000
Washington, Florida 8 $ 1,023,000 $ 127,875 $ 58,000
Quitman, Mississippi 8 $ 527,000 $ 65,875 $ 28,000
Sumner, Tennessee 8 $ 1,097,000 $ 137,125 $ 49,000
Montgomery, Texas 8 $ 1,089,000 $ 136,125 $ 110,000
Lawrence, Alabama 7 $ 863,000 $ 123,285 $ 57,000
Gwinnett, Georgia 7 $ 2,295,000 $ 327,857 $ 93,000
Livingston, Louisiana 7 $ 842,000 $ 120,285 $ 44,000
Orleans, Louisiana 7 $ 1,403,000 $ 200,428 $ 153,000
Sunflower, Mississippi 7 $ 386,000 $ 55,142 $ 37,000
Lexington, South Carolina 7 $ 1,052,000 $ 150,285 $ 58,000
Houston, Alabama 6 $ 1,182,000 $ 197,000 $ 58,000
Concordia, Louisiana 6 $ 434,000 $ 72,333 $ 70,000
Carroll, Mississippi 6 $ 362,000 $ 60,333 $ 42,000
Jefferson Davis, Mississippi 6 $ 240,000 $ 40,000 $ 35,000
Wilkinson, Mississippi 6 $ 211,000 $ 35,166 $ 37,000
Davidson, Tennessee 6 $ 740,000 $ 123,333 $ 56,000
Hardin, Tennessee 6 $ 988,000 $ 164,666 $ 188,000
Robertson, Tennessee 6 $ 1,098,000 $ 183,000 $ 93,000
Waller, Texas 6 $ 555,000 $ 92,500 $ 51,000
Limestone, Alabama 5 $ 803,000 $ 160,600 $ 82,000
Chicot, Arkansas 5 $ 555,000 $ 111,000 $ 45,000
Saline, Arkansas 5 $ 442,000 $ 88,400 $ 128,000
Clay, Florida 5 $ 911,000 $ 182,200 $ 67,000
Cobb, Georgia 5 $ 1,200,000 $ 240,000 $ 83,000
Madison, Louisiana 5 $ 270,000 $ 54,000 $ 89,000
Neshoba, Mississippi 5 $ 311,000 $ 62,200 $ 65,000
Franklin, Ohio 5 $ 315,000 $ 63,000 $ 124,000
Lowndes, Alabama 4 $ 480,000 $ 120,000 $ 42,000
Pickens, Alabama 4 $ 339,000 $ 84,750 $ 42,000
Baxter, Arkansas 4 $ 357,000 $ 89,250 $ 59,000
Holmes, Florida 4 $ 488,000 $ 122,000 $ 74,000
Nelson, Kentucky 4 $ 441,000 $ 110,250 $ 69,000
Benton, Mississippi 4 $ 172,000 $ 43,000 $ 35,000
Calhoun, Mississippi 4 $ 382,000 $ 95,500 $ 65,000
Choctaw, Mississippi 4 $ 552,000 $ 138,000 $ 74,000
Coahoma, Mississippi 4 $ 224,000 $ 56,000 $ 22,000
Jefferson, Mississippi 4 $ 303,000 $ 75,750 $ 62,000
Kemper, Mississippi 4 $ 341,000 $ 85,250 $ 52,000
Montgomery, Mississippi 4 $ 211,000 $ 52,750 $ 34,000
Tunica, Mississippi 4 $ 439,000 $ 109,750 $ 52,000
Polk, Texas 4 $ 270,000 $ 67,500 $ 25,000
Blount, Alabama 3 $ 663,000 $ 221,000 $ 91,000
Choctaw, Alabama 3 $ 95,000 $ 31,666 $ 32,000
Coffee, Alabama 3 $ 458,000 $ 152,666 $ 51,000
Crenshaw, Alabama 3 $ 339,000 $ 113,000 $ 68,000
Morgan, Alabama 3 $ 278,000 $ 92,666 $ 38,000
Pike, Alabama 3 $ 406,000 $ 135,333 $ 79,000
Washington, Alabama 3 $ 301,000 $ 100,333 $ 39,000
Wilcox, Alabama 3 $ 277,000 $ 92,333 $ 46,000
Leon, Florida 3 $ 770,000 $ 256,666 $ 210,000
Forsyth, Georgia 3 $ 571,000 $ 190,333 $ 59,000
Tensas, Louisiana 3 $ 686,000 $ 228,666 $ 153,000
Washington, Louisiana 3 $ 339,000 $ 113,000 $ 63,000
Webster, Louisiana 3 $ 366,000 $ 122,000 $ 66,000
Sharkey, Mississippi 3 $ 113,000 $ 37,666 $ 44,000
Tallahatchie, Mississippi 3 $ 308,000 $ 102,666 $ 99,000
Winston, Mississippi 3 $ 255,000 $ 85,000 $ 44,000
Mecklenburg, North Carolina 3 $ 2,866,000 $ 955,333 $ 253,000
Horry, South Carolina 3 $ 1,473,000 $ 491,000 $ 739,000
Blount, Tennessee 3 $ 231,000 $ 77,000 $ 42,000
Bradley, Tennessee 3 $ 213,000 $ 71,000 $ 113,000
Jefferson, Tennessee 3 $ 507,000 $ 169,000 $ 89,000
Knox, Tennessee 3 $ 363,000 $ 121,000 $ 56,000
Rutherford, Tennessee 3 $ 350,000 $ 116,666 $ 40,000
Bowie, Texas 3 $ 538,000 $ 179,333 $ 61,000
Bibb, Alabama 2 $ 204,000 $ 102,000 $ 50,000
Chilton, Alabama 2 $ 410,000 $ 205,000 $ 108,000
Dale, Alabama 2 $ 196,000 $ 98,000 $ 51,000
Franklin, Alabama 2 $ 149,000 $ 74,500 $ 28,000
Lamar, Alabama 2 $ 161,000 $ 80,500 $ 93,000
Marengo, Alabama 2 $ 441,000 $ 220,500 $ 107,000
Marshall, Alabama 2 $ 156,000 $ 78,000 $ 29,000
Tallapoosa, Alabama 2 $ 463,000 $ 231,500 $ 177,000
Walker, Alabama 2 $ 528,000 $ 264,000 $ 176,000
Clark, Arkansas 2 $ 183,000 $ 91,500 $ 65,000
Cleburne, Arkansas 2 $ 440,000 $ 220,000 $ 122,000
White, Arkansas 2 $ 246,000 $ 123,000 $ 27,000
Calhoun, Florida 2 $ 343,000 $ 171,500 $ 73,000
Monroe, Florida 2 $ 468,000 $ 234,000 $ 137,000
Volusia, Florida 2 $ 319,000 $ 159,500 $ 71,000
Decatur, Georgia 2 $ 48,000 $ 24,000 $ 58,000
DeKalb, Georgia 2 $ 297,000 $ 148,500 $ 92,000
Lafourche, Louisiana 2 $ 455,000 $ 227,500 $ 82,000
Lincoln, Louisiana 2 $ 221,000 $ 110,500 $ 76,000
Ouachita, Louisiana 2 $ 830,000 $ 415,000 $ 235,000
St. Helena, Louisiana 2 $ 182,000 $ 91,000 $ 67,000
Humphreys, Mississippi 2 $ 104,000 $ 52,000 $ 43,000
St. Louis City, Missouri 2 $ 476,000 $ 238,000 $ 72,000
Union, North Carolina 2 $ 665,000 $ 332,500 $ 230,000
Dorchester, South Carolina 2 $ 157,000 $ 78,500 $ 66,000
Pickens, South Carolina 2 $ 360,000 $ 180,000 $ 83,000
Williamsburg, South Carolina 2 $ 133,000 $ 66,500 $ 50,000
Hamilton, Tennessee 2 $ 267,000 $ 133,500 $ 60,000
Madison, Tennessee 2 $ 286,000 $ 143,000 $ 71,000
Montgomery, Tennessee 2 $ 212,000 $ 106,000 $ 48,000
Williamson, Tennessee 2 $ 622,000 $ 311,000 $ 113,000
Brazoria, Texas 2 $ 311,000 $ 155,500 $ 174,000
Brazos, Texas 2 $ 236,000 $ 118,000 $ 163,000
Cameron, Texas 2 $ 753,000 $ 376,500 $ 980,000
Galveston, Texas 2 $ 117,000 $ 58,500 $ 144,000
Kerr, Texas 2 $ 115,000 $ 57,500 $ 89,000
Barbour, Alabama 1 $ 116,000 $ 116,000 $ 74,000
Clay, Alabama 1 $ 192,000 $ 192,000 $ 84,000
Conecuh, Alabama 1 $ 150,000 $ 150,000 $ 97,000
Coosa, Alabama 1 $ 200,000 $ 200,000 $ 113,000
Covington, Alabama 1 $ 34,000 $ 34,000 $ 20,000
Cullman, Alabama 1 $ 3,000 $ 3,000 $ 64,000
Geneva, Alabama 1 $ 63,000 $ 63,000 $ 25,000
Macon, Alabama 1 $ 280,000 $ 280,000 $ 68,000
Monroe, Alabama 1 $ 226,000 $ 226,000 $ 77,000
Sumter, Alabama 1 $ 3,000 $ 3,000 $ 38,000
Winston, Alabama 1 $ 224,000 $ 224,000 $ 148,000
Maricopa, Arizona 1 $ 26,000 $ 26,000 $ 78,000
Desha, Arkansas 1 $ 97,000 $ 97,000 $ 89,000
Jefferson, Arkansas 1 $ 250,000 $ 250,000 $ 107,000
Lonoke, Arkansas 1 $ 107,000 $ 107,000 $ 46,000
Miller, Arkansas 1 $ 60,000 $ 60,000 $ 62,000
Perry, Arkansas 1 $ 134,000 $ 134,000 $ 61,000
Pulaski, Arkansas 1 $ 122,000 $ 122,000 $ 82,000
Orange, California 1 $ 20,000 $ 20,000 $ 132,000
Riverside, California 1 $ 275,000 $ 275,000 $ 54,000
San Bernardino, California 1 $ 361,000 $ 361,000 $ 86,000
District of Columbia, District Of Columbia 1 $ 25,000 $ 25,000 $ 270,000
Bradford, Florida 1 $ 11,000 $ 11,000 $ 53,000
Collier, Florida 1 $ 182,000 $ 182,000 $ 94,000
Franklin, Florida 1 $ 329,000 $ 329,000 $ 180,000
Jackson, Florida 1 $ 126,000 $ 126,000 $ 70,000
Lake, Florida 1 $ 114,000 $ 114,000 $ 71,000
Orange, Florida 1 $ 374,000 $ 374,000 $ 120,000
Pinellas, Florida 1 $ 30,000 $ 30,000 $ 155,000
Sumter, Florida 1 $ 225,000 $ 225,000 $ 164,000
Catoosa, Georgia 1 $ 88,000 $ 88,000 $ 33,000
Coweta, Georgia 1 $ 125,000 $ 125,000 $ 57,000
Fannin, Georgia 1 $ 240,000 $ 240,000 $ 109,000
Hall, Georgia 1 $ 68,000 $ 68,000 $ 213,000
Haralson, Georgia 1 $ 110,000 $ 110,000 $ 60,000
Muscogee, Georgia 1 $ 74,000 $ 74,000 $ 48,000
Richmond, Georgia 1 $ 103,000 $ 103,000 $ 68,000
Hardin, Kentucky 1 $ 125,000 $ 125,000 $ 92,000
Marshall, Kentucky 1 $ 183,000 $ 183,000 $ 62,000
Washington, Kentucky 1 $ 102,000 $ 102,000 $ 48,000
Ascension, Louisiana 1 $ 273,000 $ 273,000 $ 104,000
Calcasieu, Louisiana 1 $ 205,000 $ 205,000 $ 220,000
De Soto, Louisiana 1 $ 127,000 $ 127,000 $ 71,000
East Feliciana, Louisiana 1 $ 128,000 $ 128,000 $ 120,000
Natchitoches, Louisiana 1 $ 147,000 $ 147,000 $ 42,000
St. Bernard, Louisiana 1 $ 204,000 $ 204,000 $ 129,000
St. Charles, Louisiana 1 $ 252,000 $ 252,000 $ 105,000
St. James, Louisiana 1 $ 177,000 $ 177,000 $ 37,000
St. Mary, Louisiana 1 $ 233,000 $ 233,000 $ 120,000
West Baton Rouge, Louisiana 1 $ 140,000 $ 140,000 $ 49,000
West Feliciana, Louisiana 1 $ 100,000 $ 100,000 $ 32,000
Chickasaw, Mississippi 1 $ 82,000 $ 82,000 $ 32,000
Issaquena, Mississippi 1 $ 110,000 $ 110,000 $ 42,000
St. Charles, Missouri 1 $ 154,000 $ 154,000 $ 70,000
St. Louis, Missouri 1 $ 220,000 $ 220,000 $ 67,000
Buncombe, North Carolina 1 $ 983,000 $ 983,000 $ 175,000
Wake, North Carolina 1 $ 277,000 $ 277,000 $ 98,000
Lane, Oregon 1 $ 80,000 $ 80,000 $ 32,000
Beaufort, South Carolina 1 $ 211,000 $ 211,000 $ 45,000
Benton, Tennessee 1 $ 100,000 $ 100,000 $ 54,000
Cheatham, Tennessee 1 $ 92,000 $ 92,000 $ 24,000
Cocke, Tennessee 1 $ 176,000 $ 176,000 $ 59,000
Gibson, Tennessee 1 $ 184,000 $ 184,000 $ 0
Hardeman, Tennessee 1 $ 21,000 $ 21,000 $ 78,000
Unicoi, Tennessee 1 $ 150,000 $ 150,000 $ 32,000
Wilson, Tennessee 1 $ 149,000 $ 149,000 $ 74,000
Aransas, Texas 1 $ 400,000 $ 400,000 $ 805,000
Austin, Texas 1 $ 7,000 $ 7,000 $ 20,000
Dallas, Texas 1 $ 146,000 $ 146,000 $ 41,000
Fayette, Texas 1 $ 150,000 $ 150,000 $ 40,000
Grimes, Texas 1 $ 181,000 $ 181,000 $ 80,000
Jefferson, Texas 1 $ 132,000 $ 132,000 $ 81,000
Liberty, Texas 1 $ 76,000 $ 76,000 $ 23,000
San Jacinto, Texas 1 $ 158,000 $ 158,000 $ 120,000
Tarrant, Texas 1 $ 157,000 $ 157,000 $ 100,000
Washington, Texas 1 $ 89,000 $ 89,000 $ 34,000
Wood, Texas 1 $ 23,000 $ 23,000 $ 10,000
Lamoille, Vermont 1 $ 64,000 $ 64,000 $ 400,000
Chesterfield, Virginia 1 $ 185,000 $ 185,000 $ 72,000
Milwaukee, Wisconsin 1 $ 6,000 $ 6,000 $ 40,000

Mortgage Loan Application Detail Totals for Trustmark National Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,317 $1,058,621,000 $144,000 $14,600,000 $71,000 $2,323,000
Refinancing 2,894 $377,820,000 $130,000 $1,800,000 $80,000 $1,644,000
Home Improvement 1,532 $36,237,000 $23,000 $595,000 $51,000 $834,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,319 $794,450,000 $149,000 $14,600,000 $64,000 $1,200,000
White 4,699 $551,001,000 $117,000 $1,800,000 $84,000 $2,323,000
Black or African American 1,456 $85,172,000 $58,000 $608,000 $45,000 $1,200,000
Not Provided 130 $24,570,000 $189,000 $2,300,000 $119,000 $1,770,000
Asian 70 $12,039,000 $171,000 $1,558,000 $92,000 $450,000
Hispanic 52 $3,895,000 $74,000 $352,000 $60,000 $400,000
American Indian or Alaskan Native 11 $752,000 $68,000 $265,000 $76,000 $280,000
Native Hawaiian or Other Pacific Islander 6 $799,000 $133,000 $278,000 $42,000 $111,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,873 $1,229,220,000 $124,000 $14,600,000 $74,000 $2,323,000
FHA-insured (Federal Housing Administration) 1,329 $160,000,000 $120,000 $203,000 $50,000 $996,000
VA-guaranteed (Veterans Administration) 521 $81,309,000 $156,000 $417,000 $60,000 $186,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $2,149,000 $107,000 $198,000 $35,000 $54,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 5,191 $746,050,000 $143,000 $1,125,000 $66,000 $1,200,000
Loan Originated 4,625 $561,047,000 $121,000 $14,600,000 $81,000 $2,323,000
Application Denied By Financial Institution 1,338 $72,922,000 $54,000 $1,400,000 $47,000 $1,440,000
Application Approved But Not Accepted 547 $86,648,000 $158,000 $2,300,000 $82,000 $1,770,000
Application Withdrawn By Applicant 36 $5,296,000 $147,000 $1,275,000 $77,000 $478,000
File Closed For Incompleteness 6 $715,000 $119,000 $311,000 $38,000 $78,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 793 $34,280,000 $43,000 $861,000 $45,000 $547,000
Debt-To-Income Ratio 398 $26,965,000 $67,000 $770,000 $40,000 $495,000
Collateral 70 $6,199,000 $88,000 $1,400,000 $75,000 $486,000
Other 45 $2,961,000 $65,000 $432,000 $61,000 $204,000
Employment History 12 $757,000 $63,000 $153,000 $45,000 $117,000
Insufficient Cash (Downpayment, Closing Cost) 11 $891,000 $81,000 $150,000 $44,000 $74,000
Unverifiable Information 5 $462,000 $92,000 $150,000 $58,000 $89,000
Credit Application Incomplete 4 $407,000 $101,000 $181,000 $428,000 $1,440,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustmark National Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

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