Trustmark National Bank Mortgage Lending & HMDA Data, 2008

In 2008, Trustmark National Bank of Jackson, MS reported 12,251 mortgage applications totaling $1.8 billion, up 1% from 2007. The average application was for $144,110, and applicants reported an average income of $76,996. 35% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Jackson, MS (3,810), Memphis, TN-MS-AR (887) and Gulfport-Biloxi, MS (427) (applications in parentheses).

Mortgage Company & Address Trustmark National Bank
Po Box 291
Jackson, MS 39205
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,251
Total Mortgage Loan Application Amount $1,765,503,000
Average Mortgage Loan Application Amount $144,110
Highest Mortgage Loan Application Amount $21,038,000
Average Applicant Income $76,996
Highest Applicant Income $3,317,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Trustmark National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Trustmark National Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hinds, Mississippi 1,390 $ 161,039,000 $ 115,855 $ 66,000
Rankin, Mississippi 1,368 $ 194,199,000 $ 141,958 $ 68,000
Madison, Mississippi 799 $ 154,737,000 $ 193,663 $ 98,000
Shelby, Tennessee 422 $ 55,241,000 $ 130,902 $ 80,000
Harrison, Mississippi 360 $ 76,458,000 $ 212,383 $ 88,000
DeSoto, Mississippi 339 $ 47,797,000 $ 140,994 $ 64,000
Jackson, Mississippi 330 $ 44,855,000 $ 135,924 $ 70,000
Lincoln, Mississippi 261 $ 23,753,000 $ 91,007 $ 75,000
Bay, Florida 220 $ 55,189,000 $ 250,859 $ 123,000
Baldwin, Alabama 218 $ 47,226,000 $ 216,633 $ 134,000
Warren, Mississippi 215 $ 21,905,000 $ 101,883 $ 58,000
Jones, Mississippi 214 $ 19,271,000 $ 90,051 $ 61,000
Jefferson, Alabama 211 $ 37,586,000 $ 178,132 $ 79,000
Madison, Alabama 211 $ 34,726,000 $ 164,578 $ 70,000
Lamar, Mississippi 196 $ 31,395,000 $ 160,178 $ 100,000
Sumter, South Carolina 193 $ 29,076,000 $ 150,652 $ 55,000
Lafayette, Mississippi 185 $ 32,757,000 $ 177,064 $ 155,000
Pike, Mississippi 183 $ 19,049,000 $ 104,092 $ 67,000
Lauderdale, Mississippi 180 $ 21,089,000 $ 117,161 $ 71,000
Forrest, Mississippi 176 $ 20,981,000 $ 119,210 $ 62,000
Lee, Mississippi 173 $ 21,654,000 $ 125,167 $ 58,000
Lowndes, Mississippi 166 $ 19,864,000 $ 119,662 $ 67,000
Mobile, Alabama 154 $ 24,676,000 $ 160,233 $ 77,000
Shelby, Alabama 143 $ 26,676,000 $ 186,545 $ 80,000
Simpson, Mississippi 127 $ 14,787,000 $ 116,433 $ 80,000
Montgomery, Alabama 126 $ 20,773,000 $ 164,865 $ 84,000
Copiah, Mississippi 126 $ 8,522,000 $ 67,634 $ 55,000
Itawamba, Mississippi 123 $ 10,431,000 $ 84,804 $ 57,000
Marion, Mississippi 106 $ 7,888,000 $ 74,415 $ 58,000
Alcorn, Mississippi 98 $ 8,197,000 $ 83,642 $ 68,000
Leflore, Mississippi 95 $ 8,326,000 $ 87,642 $ 61,000
Bossier, Louisiana 89 $ 15,797,000 $ 177,494 $ 94,000
Washington, Mississippi 84 $ 4,625,000 $ 55,059 $ 50,000
Walthall, Mississippi 83 $ 4,915,000 $ 59,216 $ 61,000
Lauderdale, Alabama 80 $ 9,390,000 $ 117,375 $ 62,000
George, Mississippi 77 $ 9,885,000 $ 128,376 $ 73,000
Harris, Texas 75 $ 13,827,000 $ 184,360 $ 123,000
Orleans, Louisiana 73 $ 12,423,000 $ 170,178 $ 119,000
Smith, Mississippi 71 $ 5,004,000 $ 70,478 $ 52,000
Elmore, Alabama 64 $ 13,152,000 $ 205,500 $ 79,000
Walton, Florida 64 $ 48,542,000 $ 758,468 $ 157,000
Oktibbeha, Mississippi 56 $ 7,904,000 $ 141,142 $ 78,000
Amite, Mississippi 50 $ 2,918,000 $ 58,360 $ 62,000
St. Mary, Louisiana 49 $ 5,665,000 $ 115,612 $ 75,000
Autauga, Alabama 48 $ 9,005,000 $ 187,604 $ 70,000
Cherokee, Alabama 48 $ 7,530,000 $ 156,875 $ 64,000
Covington, Mississippi 47 $ 3,828,000 $ 81,446 $ 57,000
Hancock, Mississippi 41 $ 5,734,000 $ 139,853 $ 71,000
Jasper, Mississippi 41 $ 2,939,000 $ 71,682 $ 56,000
Okaloosa, Florida 39 $ 12,520,000 $ 321,025 $ 106,000
East Baton Rouge, Louisiana 39 $ 6,502,000 $ 166,717 $ 93,000
Fayette, Tennessee 37 $ 6,057,000 $ 163,702 $ 88,000
Sevier, Tennessee 37 $ 5,602,000 $ 151,405 $ 68,000
Jefferson, Louisiana 36 $ 5,657,000 $ 157,138 $ 88,000
Grenada, Mississippi 35 $ 4,223,000 $ 120,657 $ 60,000
Limestone, Alabama 34 $ 5,559,000 $ 163,500 $ 67,000
Adams, Mississippi 34 $ 5,590,000 $ 164,411 $ 92,000
Calhoun, Alabama 33 $ 3,746,000 $ 113,515 $ 60,000
Scott, Mississippi 33 $ 3,051,000 $ 92,454 $ 52,000
Lawrence, Mississippi 32 $ 3,004,000 $ 93,875 $ 58,000
Escambia, Florida 31 $ 5,717,000 $ 184,419 $ 192,000
Tipton, Tennessee 31 $ 4,110,000 $ 132,580 $ 54,000
Colbert, Alabama 30 $ 3,475,000 $ 115,833 $ 70,000
Pontotoc, Mississippi 30 $ 3,690,000 $ 123,000 $ 52,000
Caddo, Louisiana 29 $ 3,731,000 $ 128,655 $ 60,000
St. Tammany, Louisiana 29 $ 4,868,000 $ 167,862 $ 90,000
Yalobusha, Mississippi 29 $ 2,730,000 $ 94,137 $ 55,000
Etowah, Alabama 28 $ 3,542,000 $ 126,500 $ 69,000
Monroe, Mississippi 28 $ 2,731,000 $ 97,535 $ 44,000
Lincoln, Tennessee 28 $ 3,733,000 $ 133,321 $ 60,000
Butler, Alabama 27 $ 3,794,000 $ 140,518 $ 68,000
Tate, Mississippi 27 $ 3,425,000 $ 126,851 $ 49,000
Yazoo, Mississippi 27 $ 2,360,000 $ 87,407 $ 51,000
Marshall, Mississippi 26 $ 2,625,000 $ 100,961 $ 51,000
Perry, Mississippi 26 $ 1,547,000 $ 59,500 $ 43,000
Stone, Mississippi 26 $ 3,657,000 $ 140,653 $ 114,000
Tishomingo, Mississippi 26 $ 2,679,000 $ 103,038 $ 75,000
Faulkner, Arkansas 24 $ 4,180,000 $ 174,166 $ 90,000
Duval, Florida 23 $ 4,312,000 $ 187,478 $ 55,000
Panola, Mississippi 21 $ 2,621,000 $ 124,809 $ 75,000
Newton, Mississippi 20 $ 2,240,000 $ 112,000 $ 69,000
Cullman, Alabama 19 $ 3,256,000 $ 171,368 $ 115,000
Lawrence, Alabama 19 $ 2,324,000 $ 122,315 $ 60,000
Charleston, South Carolina 19 $ 4,584,000 $ 241,263 $ 104,000
Pike, Alabama 18 $ 2,729,000 $ 151,611 $ 70,000
Bolivar, Mississippi 18 $ 2,787,000 $ 154,833 $ 65,000
Carroll, Mississippi 18 $ 2,224,000 $ 123,555 $ 78,000
Pearl River, Mississippi 18 $ 2,826,000 $ 157,000 $ 57,000
Dale, Alabama 17 $ 1,916,000 $ 112,705 $ 49,000
Morgan, Alabama 17 $ 1,895,000 $ 111,470 $ 65,000
Montgomery, Mississippi 17 $ 1,527,000 $ 89,823 $ 68,000
Houston, Alabama 16 $ 1,973,000 $ 123,312 $ 48,000
Holmes, Mississippi 16 $ 1,085,000 $ 67,812 $ 51,000
Livingston, Louisiana 15 $ 2,427,000 $ 161,800 $ 73,000
Clarke, Mississippi 15 $ 1,663,000 $ 110,866 $ 64,000
Sunflower, Mississippi 15 $ 1,176,000 $ 78,400 $ 45,000
Tippah, Mississippi 15 $ 937,000 $ 62,466 $ 42,000
Madison, Tennessee 15 $ 1,577,000 $ 105,133 $ 48,000
Blount, Alabama 14 $ 2,537,000 $ 181,214 $ 59,000
Coffee, Alabama 14 $ 2,291,000 $ 163,642 $ 72,000
Marion, Alabama 14 $ 1,974,000 $ 141,000 $ 58,000
St. Clair, Alabama 14 $ 2,535,000 $ 181,071 $ 122,000
Tuscaloosa, Alabama 14 $ 2,540,000 $ 181,428 $ 73,000
Clay, Mississippi 14 $ 1,644,000 $ 117,428 $ 60,000
Prentiss, Mississippi 14 $ 619,000 $ 44,214 $ 67,000
McNairy, Tennessee 14 $ 1,201,000 $ 85,785 $ 42,000
Santa Rosa, Florida 13 $ 6,576,000 $ 505,846 $ 98,000
Tangipahoa, Louisiana 13 $ 1,957,000 $ 150,538 $ 67,000
Leake, Mississippi 13 $ 1,446,000 $ 111,230 $ 67,000
Richland, South Carolina 13 $ 2,091,000 $ 160,846 $ 67,000
Montgomery, Texas 13 $ 3,170,000 $ 243,846 $ 237,000
DeKalb, Alabama 12 $ 1,426,000 $ 118,833 $ 54,000
Leon, Florida 11 $ 1,726,000 $ 156,909 $ 103,000
Greene, Mississippi 11 $ 1,132,000 $ 102,909 $ 51,000
Jefferson Davis, Mississippi 11 $ 805,000 $ 73,181 $ 56,000
Noxubee, Mississippi 11 $ 1,035,000 $ 94,090 $ 68,000
Union, Mississippi 11 $ 1,179,000 $ 107,181 $ 70,000
Wayne, Mississippi 11 $ 406,000 $ 36,909 $ 52,000
Lee, Alabama 10 $ 1,467,000 $ 146,700 $ 89,000
Marshall, Alabama 10 $ 1,548,000 $ 154,800 $ 69,000
Hardin, Tennessee 10 $ 2,332,000 $ 233,200 $ 221,000
Franklin, Alabama 9 $ 1,101,000 $ 122,333 $ 52,000
Marengo, Alabama 9 $ 1,295,000 $ 143,888 $ 91,000
Washington, Florida 9 $ 952,000 $ 105,777 $ 44,000
Terrebonne, Louisiana 9 $ 1,815,000 $ 201,666 $ 76,000
Crenshaw, Alabama 8 $ 1,256,000 $ 157,000 $ 50,000
Ascension, Louisiana 8 $ 1,318,000 $ 164,750 $ 67,000
Washington, Louisiana 8 $ 811,000 $ 101,375 $ 50,000
Franklin, Mississippi 8 $ 622,000 $ 77,750 $ 45,000
Fayette, Alabama 7 $ 937,000 $ 133,857 $ 57,000
Davidson, Tennessee 7 $ 1,817,000 $ 259,571 $ 104,000
Hardeman, Tennessee 7 $ 646,000 $ 92,285 $ 52,000
Fort Bend, Texas 7 $ 1,115,000 $ 159,285 $ 117,000
Clarke, Alabama 6 $ 643,000 $ 107,166 $ 59,000
Covington, Alabama 6 $ 1,012,000 $ 168,666 $ 63,000
Talladega, Alabama 6 $ 743,000 $ 123,833 $ 53,000
Jackson, Florida 6 $ 516,000 $ 86,000 $ 59,000
Concordia, Louisiana 6 $ 803,000 $ 133,833 $ 125,000
St. Charles, Louisiana 6 $ 1,166,000 $ 194,333 $ 113,000
Claiborne, Mississippi 6 $ 420,000 $ 70,000 $ 96,000
Neshoba, Mississippi 6 $ 352,000 $ 58,666 $ 59,000
Wilkinson, Mississippi 6 $ 427,000 $ 71,166 $ 78,000
Sumner, Tennessee 6 $ 2,042,000 $ 340,333 $ 108,000
Jackson, Alabama 5 $ 922,000 $ 184,400 $ 73,000
Lowndes, Alabama 5 $ 859,000 $ 171,800 $ 75,000
Monroe, Alabama 5 $ 697,000 $ 139,400 $ 64,000
Walker, Alabama 5 $ 915,000 $ 183,000 $ 84,000
Attala, Mississippi 5 $ 332,000 $ 66,400 $ 61,000
Chickasaw, Mississippi 5 $ 265,000 $ 53,000 $ 40,000
Choctaw, Mississippi 5 $ 444,000 $ 88,800 $ 74,000
Coahoma, Mississippi 5 $ 377,000 $ 75,400 $ 56,000
Jefferson, Mississippi 5 $ 499,000 $ 99,800 $ 85,000
Sharkey, Mississippi 5 $ 232,000 $ 46,400 $ 50,000
Lexington, South Carolina 5 $ 874,000 $ 174,800 $ 87,000
Gibson, Tennessee 5 $ 516,000 $ 103,200 $ 32,000
Galveston, Texas 5 $ 495,000 $ 99,000 $ 13,000
Tallapoosa, Alabama 4 $ 885,000 $ 221,250 $ 168,000
Chicot, Arkansas 4 $ 158,000 $ 39,500 $ 107,000
Gulf, Florida 4 $ 589,000 $ 147,250 $ 68,000
Hillsborough, Florida 4 $ 1,498,000 $ 374,500 $ 677,000
Holmes, Florida 4 $ 413,000 $ 103,250 $ 31,000
St. Bernard, Louisiana 4 $ 409,000 $ 102,250 $ 94,000
Kemper, Mississippi 4 $ 403,000 $ 100,750 $ 30,000
Tunica, Mississippi 4 $ 457,000 $ 114,250 $ 52,000
Webster, Mississippi 4 $ 498,000 $ 124,500 $ 52,000
Winston, Mississippi 4 $ 660,000 $ 165,000 $ 91,000
Knox, Tennessee 4 $ 837,000 $ 209,250 $ 74,000
Montgomery, Tennessee 4 $ 555,000 $ 138,750 $ 66,000
Rutherford, Tennessee 4 $ 842,000 $ 210,500 $ 83,000
Waller, Texas 4 $ 401,000 $ 100,250 $ 62,000
Chilton, Alabama 3 $ 362,000 $ 120,666 $ 78,000
Geneva, Alabama 3 $ 320,000 $ 106,666 $ 49,000
Pickens, Alabama 3 $ 191,000 $ 63,666 $ 47,000
Sumter, Alabama 3 $ 441,000 $ 147,000 $ 34,000
Winston, Alabama 3 $ 518,000 $ 172,666 $ 97,000
Calhoun, Florida 3 $ 331,000 $ 110,333 $ 108,000
Clay, Florida 3 $ 792,000 $ 264,000 $ 105,000
Osceola, Florida 3 $ 484,000 $ 161,333 $ 61,000
Polk, Florida 3 $ 432,000 $ 144,000 $ 65,000
St. Johns, Florida 3 $ 486,000 $ 162,000 $ 65,000
Fulton, Georgia 3 $ 720,000 $ 240,000 $ 120,000
Lafayette, Louisiana 3 $ 625,000 $ 208,333 $ 110,000
Lafourche, Louisiana 3 $ 337,000 $ 112,333 $ 60,000
Madison, Louisiana 3 $ 289,000 $ 96,333 $ 73,000
St. Martin, Louisiana 3 $ 525,000 $ 175,000 $ 142,000
Tensas, Louisiana 3 $ 506,000 $ 168,666 $ 147,000
Calhoun, Mississippi 3 $ 311,000 $ 103,666 $ 38,000
Berkeley, South Carolina 3 $ 717,000 $ 239,000 $ 179,000
Jefferson, Tennessee 3 $ 704,000 $ 234,666 $ 254,000
Cleburne, Alabama 2 $ 260,000 $ 130,000 $ 28,000
Conecuh, Alabama 2 $ 270,000 $ 135,000 $ 58,000
Lamar, Alabama 2 $ 204,000 $ 102,000 $ 51,000
Macon, Alabama 2 $ 450,000 $ 225,000 $ 204,000
Washington, Alabama 2 $ 297,000 $ 148,500 $ 81,000
Wilcox, Alabama 2 $ 317,000 $ 158,500 $ 101,000
Pulaski, Arkansas 2 $ 200,000 $ 100,000 $ 56,000
Baker, Florida 2 $ 432,000 $ 216,000 $ 88,000
Nassau, Florida 2 $ 310,000 $ 155,000 $ 43,000
Orange, Florida 2 $ 401,000 $ 200,500 $ 98,000
Pinellas, Florida 2 $ 434,000 $ 217,000 $ 74,000
Cherokee, Georgia 2 $ 452,000 $ 226,000 $ 111,000
Gwinnett, Georgia 2 $ 640,000 $ 320,000 $ 211,000
Walker, Georgia 2 $ 252,000 $ 126,000 $ 324,000
Assumption, Louisiana 2 $ 261,000 $ 130,500 $ 70,000
Vernon, Louisiana 2 $ 125,000 $ 62,500 $ 17,000
Tallahatchie, Mississippi 2 $ 212,000 $ 106,000 $ 36,000
Decatur, Tennessee 2 $ 105,000 $ 52,500 $ 233,000
Giles, Tennessee 2 $ 312,000 $ 156,000 $ 105,000
Lawrence, Tennessee 2 $ 260,000 $ 130,000 $ 88,000
Monroe, Tennessee 2 $ 243,000 $ 121,500 $ 55,000
Williamson, Tennessee 2 $ 611,000 $ 305,500 $ 119,000
Brazoria, Texas 2 $ 193,000 $ 96,500 $ 107,000
Collin, Texas 2 $ 437,000 $ 218,500 $ 208,000
Comal, Texas 2 $ 24,000 $ 12,000 $ 150,000
Tarrant, Texas 2 $ 112,000 $ 56,000 $ 91,000
Barbour, Alabama 1 $ 109,000 $ 109,000 $ 41,000
Bibb, Alabama 1 $ 145,000 $ 145,000 $ 58,000
Choctaw, Alabama 1 $ 433,000 $ 433,000 $ 248,000
Greene, Alabama 1 $ 65,000 $ 65,000 $ 130,000
Clark, Arkansas 1 $ 92,000 $ 92,000 $ 31,000
Cleburne, Arkansas 1 $ 300,000 $ 300,000 $ 413,000
Crittenden, Arkansas 1 $ 93,000 $ 93,000 $ 71,000
Franklin, Arkansas 1 $ 222,000 $ 222,000 $ 226,000
Lincoln, Arkansas 1 $ 205,000 $ 205,000 $ 99,000
Marion, Arkansas 1 $ 68,000 $ 68,000 $ 23,000
Miller, Arkansas 1 $ 35,000 $ 35,000 $ 27,000
Pope, Arkansas 1 $ 76,000 $ 76,000 $ 40,000
Washington, Arkansas 1 $ 90,000 $ 90,000 $ 83,000
White, Arkansas 1 $ 175,000 $ 175,000 $ 58,000
Archuleta, Colorado 1 $ 26,000 $ 26,000 $ 132,000
Citrus, Florida 1 $ 62,000 $ 62,000 $ 37,000
DeSoto, Florida 1 $ 62,000 $ 62,000 $ 14,000
Franklin, Florida 1 $ 76,000 $ 76,000 $ 26,000
Gadsden, Florida 1 $ 119,000 $ 119,000 $ 78,000
Indian River, Florida 1 $ 115,000 $ 115,000 $ 30,000
Liberty, Florida 1 $ 192,000 $ 192,000 $ 153,000
Marion, Florida 1 $ 194,000 $ 194,000 $ 61,000
Pasco, Florida 1 $ 57,000 $ 57,000 $ 21,000
Sarasota, Florida 1 $ 214,000 $ 214,000 $ 75,000
Seminole, Florida 1 $ 79,000 $ 79,000 $ 28,000
Taylor, Florida 1 $ 286,000 $ 286,000 $ 176,000
Volusia, Florida 1 $ 169,000 $ 169,000 $ 49,000
Cobb, Georgia 1 $ 200,000 $ 200,000 $ 103,000
Coweta, Georgia 1 $ 128,000 $ 128,000 $ 36,000
DeKalb, Georgia 1 $ 226,000 $ 226,000 $ 71,000
Douglas, Georgia 1 $ 133,000 $ 133,000 $ 155,000
Haralson, Georgia 1 $ 165,000 $ 165,000 $ 91,000
Houston, Georgia 1 $ 82,000 $ 82,000 $ 44,000
Morgan, Georgia 1 $ 232,000 $ 232,000 $ 101,000
Jefferson, Kentucky 1 $ 169,000 $ 169,000 $ 62,000
Marshall, Kentucky 1 $ 135,000 $ 135,000 $ 103,000
Acadia, Louisiana 1 $ 155,000 $ 155,000 $ 62,000
Calcasieu, Louisiana 1 $ 133,000 $ 133,000 $ 54,000
De Soto, Louisiana 1 $ 241,000 $ 241,000 $ 166,000
East Feliciana, Louisiana 1 $ 7,000 $ 7,000 $ 32,000
Evangeline, Louisiana 1 $ 133,000 $ 133,000 $ 66,000
Iberville, Louisiana 1 $ 151,000 $ 151,000 $ 87,000
Ouachita, Louisiana 1 $ 120,000 $ 120,000 $ 39,000
Plaquemines, Louisiana 1 $ 271,000 $ 271,000 $ 80,000
Rapides, Louisiana 1 $ 170,000 $ 170,000 $ 100,000
Richland, Louisiana 1 $ 249,000 $ 249,000 $ 82,000
St. John the Baptist, Louisiana 1 $ 145,000 $ 145,000 $ 62,000
Vermilion, Louisiana 1 $ 132,000 $ 132,000 $ 29,000
Webster, Louisiana 1 $ 111,000 $ 111,000 $ 83,000
West Baton Rouge, Louisiana 1 $ 184,000 $ 184,000 $ 74,000
Frederick, Maryland 1 $ 10,000 $ 10,000 $ 87,000
Benton, Mississippi 1 $ 150,000 $ 150,000 $ 86,000
Humphreys, Mississippi 1 $ 153,000 $ 153,000 $ 60,000
Issaquena, Mississippi 1 $ 5,000 $ 5,000 $ 110,000
Quitman, Mississippi 1 $ 86,000 $ 86,000 $ 75,000
Jackson, Missouri 1 $ 102,000 $ 102,000 $ 104,000
Buncombe, North Carolina 1 $ 165,000 $ 165,000 $ 22,000
Macon, North Carolina 1 $ 400,000 $ 400,000 $ 218,000
Oklahoma, Oklahoma 1 $ 80,000 $ 80,000 $ 50,000
Barnwell, South Carolina 1 $ 96,000 $ 96,000 $ 57,000
Clarendon, South Carolina 1 $ 140,000 $ 140,000 $ 33,000
Colleton, South Carolina 1 $ 345,000 $ 345,000 $ 71,000
Dorchester, South Carolina 1 $ 389,000 $ 389,000 $ 301,000
Fairfield, South Carolina 1 $ 358,000 $ 358,000 $ 161,000
Florence, South Carolina 1 $ 181,000 $ 181,000 $ 70,000
Georgetown, South Carolina 1 $ 207,000 $ 207,000 $ 84,000
Blount, Tennessee 1 $ 184,000 $ 184,000 $ 51,000
Cheatham, Tennessee 1 $ 250,000 $ 250,000 $ 95,000
Chester, Tennessee 1 $ 105,000 $ 105,000 $ 77,000
Crockett, Tennessee 1 $ 76,000 $ 76,000 $ 25,000
Dyer, Tennessee 1 $ 82,000 $ 82,000 $ 40,000
Hamilton, Tennessee 1 $ 316,000 $ 316,000 $ 92,000
Haywood, Tennessee 1 $ 68,000 $ 68,000 $ 48,000
Lauderdale, Tennessee 1 $ 47,000 $ 47,000 $ 28,000
Macon, Tennessee 1 $ 87,000 $ 87,000 $ 26,000
Marion, Tennessee 1 $ 138,000 $ 138,000 $ 84,000
McMinn, Tennessee 1 $ 169,000 $ 169,000 $ 47,000
Washington, Tennessee 1 $ 63,000 $ 63,000 $ 47,000
Wilson, Tennessee 1 $ 203,000 $ 203,000 $ 190,000
Bexar, Texas 1 $ 110,000 $ 110,000 $ 44,000
Brazos, Texas 1 $ 107,000 $ 107,000 $ 338,000
Denton, Texas 1 $ 208,000 $ 208,000 $ 109,000
Grimes, Texas 1 $ 38,000 $ 38,000 $ 69,000
Kaufman, Texas 1 $ 158,000 $ 158,000 $ 52,000
Kerr, Texas 1 $ 216,000 $ 216,000 $ 200,000
Liberty, Texas 1 $ 36,000 $ 36,000 $ 51,000
McLennan, Texas 1 $ 417,000 $ 417,000 $ 242,000
San Jacinto, Texas 1 $ 100,000 $ 100,000 $ 131,000
Travis, Texas 1 $ 141,000 $ 141,000 $ 74,000
Williamson, Texas 1 $ 113,000 $ 113,000 $ 56,000

Mortgage Loan Application Detail Totals for Trustmark National Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,671 $1,012,394,000 $151,000 $21,038,000 $72,000 $2,647,000
Refinancing 4,354 $709,767,000 $163,000 $4,830,000 $90,000 $3,317,000
Home Improvement 1,226 $43,342,000 $35,000 $417,000 $58,000 $1,383,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,550 $1,086,836,000 $165,000 $21,038,000 $70,000 $2,311,000
White 4,384 $581,418,000 $132,000 $3,989,000 $92,000 $3,317,000
Black or African American 1,162 $79,990,000 $68,000 $450,000 $51,000 $732,000
Asian 59 $8,428,000 $142,000 $407,000 $190,000 $1,383,000
Not Provided 56 $3,624,000 $64,000 $300,000 $68,000 $360,000
Hispanic 28 $3,617,000 $129,000 $920,000 $155,000 $926,000
Native Hawaiian or Other Pacific Islander 6 $644,000 $107,000 $201,000 $59,000 $91,000
American Indian or Alaskan Native 6 $946,000 $157,000 $277,000 $51,000 $67,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,128 $1,190,075,000 $146,000 $21,038,000 $87,000 $3,317,000
FHA-insured (Federal Housing Administration) 3,050 $417,796,000 $136,000 $354,000 $59,000 $1,487,000
VA-guaranteed (Veterans Administration) 616 $105,790,000 $171,000 $410,000 $62,000 $248,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 457 $51,842,000 $113,000 $264,000 $43,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 6,271 $967,004,000 $154,000 $880,000 $73,000 $2,311,000
Loan Originated 4,266 $634,653,000 $148,000 $21,038,000 $87,000 $3,317,000
Application Denied By Financial Institution 1,077 $76,433,000 $70,000 $1,500,000 $51,000 $554,000
Application Approved But Not Accepted 603 $85,223,000 $141,000 $1,800,000 $87,000 $2,647,000
Application Withdrawn By Applicant 33 $2,115,000 $64,000 $240,000 $108,000 $1,400,000
File Closed For Incompleteness 1 $75,000 $75,000 $75,000 $23,000 $23,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 452 $37,998,000 $84,000 $1,500,000 $43,000 $321,000
Credit History 368 $24,214,000 $65,000 $650,000 $56,000 $458,000
Other 143 $4,193,000 $29,000 $250,000 $48,000 $403,000
Collateral 72 $5,261,000 $73,000 $417,000 $71,000 $219,000
Employment History 14 $1,011,000 $72,000 $194,000 $46,000 $104,000
Insufficient Cash (Downpayment, Closing Cost) 10 $1,166,000 $116,000 $417,000 $55,000 $206,000
Unverifiable Information 10 $524,000 $52,000 $138,000 $76,000 $168,000
Credit Application Incomplete 6 $1,981,000 $330,000 $1,442,000 $131,000 $554,000
Mortgage Insurance Denied 2 $85,000 $42,000 $49,000 $60,000 $70,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustmark National Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Trustmark National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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