Trustmark National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Trustmark National Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Trustmark National Bank
Po Box 291
Jackson, MS 39205
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 13,472
Total Mortgage Loan Application Amount $2,127,627,000
Average Mortgage Loan Application Amount $125,000
Highest Mortgage Loan Application Amount $7,400,000
Average Applicant Income $44,666
Highest Applicant Income $3,266,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Trustmark National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Trustmark National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Trustmark National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Trustmark National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Trustmark National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Trustmark National Bank's mortgage activity for 2012.

Mortgage Loan Application Totals for Trustmark National Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Rankin County Mississippi 1,690 $ 266,855,000 $ 157,000 $ 33,000
Hinds County Mississippi 1,318 $ 176,275,000 $ 133,000 $ 47,000
Madison County Mississippi 1,229 $ 256,850,000 $ 208,000 $ 64,000
Jackson County Mississippi 486 $ 72,505,000 $ 149,000 $ 23,000
Harrison County Mississippi 436 $ 68,724,000 $ 157,000 $ 43,000
Bay County Florida 395 $ 69,251,000 $ 175,000 $ 73,000
Jefferson County Alabama 386 $ 83,911,000 $ 217,000 $ 29,000
Baldwin County Alabama 344 $ 67,818,000 $ 197,000 $ 16,000
DeSoto County Mississippi 282 $ 36,523,000 $ 129,000 $ 54,000
Lafayette County Mississippi 268 $ 52,488,000 $ 195,000 $ 44,000
Jones County Mississippi 240 $ 25,196,000 $ 104,000 $ 48,000
Montgomery County Alabama 237 $ 43,167,000 $ 182,000 $ 6,000
Shelby County Alabama 227 $ 42,074,000 $ 185,000 $ 39,000
Sumter County South Carolina 220 $ 31,735,000 $ 144,000 $ 9,000
Warren County Mississippi 217 $ 26,039,000 $ 119,000 $ 68,000
Lamar County Mississippi 213 $ 36,740,000 $ 172,000 $ 71,000
Mobile County Alabama 212 $ 38,348,000 $ 180,000 $ 8,000
Lincoln County Mississippi 202 $ 22,100,000 $ 109,000 $ 62,000
Lee County Mississippi 201 $ 24,785,000 $ 123,000 $ 53,000
Shelby County Tennessee 198 $ 33,808,000 $ 170,000 $ 79,000
Lauderdale County Mississippi 182 $ 22,439,000 $ 123,000 $ 70,000
Forrest County Mississippi 181 $ 22,991,000 $ 127,000 $ 67,000
Harris County Texas 181 $ 56,771,000 $ 313,000 $ 182,000
Lowndes County Mississippi 175 $ 22,075,000 $ 126,000 $ 58,000
Leake County Mississippi 128 $ 7,154,000 $ 55,000 $ 43,000
Copiah County Mississippi 114 $ 10,983,000 $ 96,000 $ 38,000
Itawamba County Mississippi 112 $ 10,954,000 $ 97,000 $ 51,000
Leflore County Mississippi 109 $ 13,997,000 $ 128,000 $ 61,000
Oktibbeha County Mississippi 107 $ 15,451,000 $ 144,000 $ 31,000
Pike County Mississippi 106 $ 11,331,000 $ 106,000 $ 63,000
Elmore County Alabama 104 $ 19,450,000 $ 187,000 $ 4,000
Simpson County Mississippi 97 $ 11,942,000 $ 123,000 $ 47,000
Alcorn County Mississippi 95 $ 6,813,000 $ 71,000 $ 60,000
George County Mississippi 92 $ 10,952,000 $ 119,000 $ 16,000
Autauga County Alabama 91 $ 15,734,000 $ 172,000 $ 4,000
Washington County Mississippi 86 $ 5,971,000 $ 69,000 $ 35,000
Madison County Alabama 82 $ 15,700,000 $ 191,000 $ 30,000
Marion County Mississippi 77 $ 8,058,000 $ 104,000 $ 69,000
Jefferson County Louisiana 73 $ 11,830,000 $ 162,000 $ 8,000
Smith County Mississippi 71 $ 6,479,000 $ 91,000 $ 55,000
Bossier County Louisiana 69 $ 15,684,000 $ 227,000 $ 6,000
Scott County Mississippi 66 $ 6,804,000 $ 103,000 $ 27,000
East Baton Rouge County Louisiana 64 $ 13,169,000 $ 205,000 $ 3,000
Walthall County Mississippi 63 $ 3,615,000 $ 57,000 $ 45,000
Cherokee County Alabama 57 $ 8,035,000 $ 140,000 $ 2,000
Walton County Florida 56 $ 13,832,000 $ 247,000 $ 111,000
Covington County Mississippi 54 $ 6,903,000 $ 127,000 $ 44,000
Orleans County Louisiana 48 $ 9,817,000 $ 204,000 $ 13,000
Hancock County Mississippi 44 $ 5,808,000 $ 132,000 $ 44,000
Duval County Florida 43 $ 7,587,000 $ 176,000 $ 9,000
Bolivar County Mississippi 41 $ 5,839,000 $ 142,000 $ 10,000
St. Tammany County Louisiana 35 $ 6,267,000 $ 179,000 $ 18,000
Jasper County Mississippi 34 $ 2,957,000 $ 86,000 $ 55,000
Butler County Alabama 33 $ 4,400,000 $ 133,000 $ 1,000
Lawrence County Mississippi 33 $ 3,549,000 $ 107,000 $ 65,000
St. Clair County Alabama 32 $ 6,617,000 $ 206,000 $ 25,000
Yalobusha County Mississippi 31 $ 3,813,000 $ 123,000 $ 7,000
Adams County Mississippi 30 $ 5,520,000 $ 184,000 $ 11,000
Amite County Mississippi 30 $ 5,835,000 $ 194,000 $ 82,000
Fort Bend County Texas 30 $ 7,671,000 $ 255,000 $ 138,000
Pontotoc County Mississippi 29 $ 3,603,000 $ 124,000 $ 23,000
Sevier County Tennessee 29 $ 4,788,000 $ 165,000 $ 7,000
Marshall County Mississippi 28 $ 2,899,000 $ 103,000 $ 42,000
Monroe County Mississippi 28 $ 3,098,000 $ 110,000 $ 31,000
Caddo County Louisiana 27 $ 3,902,000 $ 144,000 $ 7,000
Okaloosa County Florida 26 $ 6,827,000 $ 262,000 $ 100,000
Sunflower County Mississippi 26 $ 4,944,000 $ 190,000 $ 10,000
Fayette County Tennessee 26 $ 3,251,000 $ 125,000 $ 52,000
Etowah County Alabama 25 $ 3,194,000 $ 127,000 $ 2,000
Tangipahoa County Louisiana 25 $ 3,700,000 $ 148,000 $ 7,000
Stone County Mississippi 24 $ 3,412,000 $ 142,000 $ 66,000
Clarke County Mississippi 23 $ 2,885,000 $ 125,000 $ 69,000
Yazoo County Mississippi 23 $ 3,057,000 $ 132,000 $ 35,000
Montgomery County Texas 23 $ 8,335,000 $ 362,000 $ 224,000
Perry County Mississippi 22 $ 1,212,000 $ 55,000 $ 49,000
Livingston County Louisiana 20 $ 3,360,000 $ 168,000 $ 9,000
Clay County Mississippi 20 $ 2,044,000 $ 102,000 $ 17,000
Pearl River County Mississippi 20 $ 2,234,000 $ 111,000 $ 46,000
Tate County Mississippi 20 $ 2,250,000 $ 112,000 $ 50,000
Carroll County Mississippi 19 $ 2,513,000 $ 132,000 $ 52,000
Newton County Mississippi 19 $ 2,262,000 $ 119,000 $ 45,000
Lee County Alabama 18 $ 4,357,000 $ 242,000 $ 0
Tishomingo County Mississippi 18 $ 2,393,000 $ 132,000 $ 141,000
Marengo County Alabama 17 $ 2,406,000 $ 141,000 $ 0
Tallapoosa County Alabama 17 $ 4,373,000 $ 257,000 $ 10,000
Travis County Texas 17 $ 4,338,000 $ 255,000 $ 267,000
Escambia County Florida 15 $ 2,411,000 $ 160,000 $ 302,000
Panola County Mississippi 15 $ 1,795,000 $ 119,000 $ 25,000
Brazoria County Texas 15 $ 2,295,000 $ 153,000 $ 253,000
Grenada County Mississippi 14 $ 2,094,000 $ 149,000 $ 12,000
Neshoba County Mississippi 14 $ 1,926,000 $ 137,000 $ 130,000
Richland County South Carolina 14 $ 2,286,000 $ 163,000 $ 25,000
Greene County Mississippi 12 $ 1,069,000 $ 89,000 $ 43,000
Knox County Tennessee 12 $ 2,425,000 $ 202,000 $ 9,000
Limestone County Alabama 11 $ 2,321,000 $ 211,000 $ 14,000
Tuscaloosa County Alabama 11 $ 2,205,000 $ 200,000 $ 106,000
Union County Mississippi 11 $ 1,342,000 $ 122,000 $ 37,000
Wayne County Mississippi 11 $ 1,824,000 $ 165,000 $ 70,000
Winston County Mississippi 11 $ 1,091,000 $ 99,000 $ 29,000
Blount County Alabama 10 $ 1,369,000 $ 136,000 $ 26,000
Faulkner County Arkansas 10 $ 1,351,000 $ 135,000 $ 7,000
Ascension County Louisiana 10 $ 1,928,000 $ 192,000 $ 0
Lafayette County Louisiana 10 $ 2,856,000 $ 285,000 $ 0
Attala County Mississippi 10 $ 1,065,000 $ 106,000 $ 61,000
DeKalb County Alabama 9 $ 1,485,000 $ 165,000 $ 22,000
Talladega County Alabama 9 $ 1,203,000 $ 133,000 $ 36,000
Wilcox County Alabama 9 $ 791,000 $ 87,000 $ 0
St. Johns County Florida 9 $ 2,274,000 $ 252,000 $ 0
Concordia County Louisiana 9 $ 1,524,000 $ 169,000 $ 0
Claiborne County Mississippi 9 $ 179,000 $ 19,000 $ 40,000
Davidson County Tennessee 9 $ 1,666,000 $ 185,000 $ 10,000
McNairy County Tennessee 9 $ 689,000 $ 76,000 $ 65,000
Washington County Florida 8 $ 1,304,000 $ 163,000 $ 119,000
Holmes County Mississippi 8 $ 1,582,000 $ 197,000 $ 88,000
Jefferson Davis County Mississippi 8 $ 574,000 $ 71,000 $ 43,000
Montgomery County Mississippi 8 $ 712,000 $ 89,000 $ 11,000
Prentiss County Mississippi 8 $ 783,000 $ 97,000 $ 46,000
Webster County Mississippi 8 $ 969,000 $ 121,000 $ 34,000
Lexington County South Carolina 8 $ 1,042,000 $ 130,000 $ 27,000
Galveston County Texas 8 $ 1,445,000 $ 180,000 $ 108,000
Escambia County Alabama 7 $ 803,000 $ 114,000 $ 0
Marshall County Alabama 7 $ 1,410,000 $ 201,000 $ 29,000
Monroe County Alabama 7 $ 885,000 $ 126,000 $ 0
Clay County Florida 7 $ 1,447,000 $ 206,000 $ 0
Calhoun County Mississippi 7 $ 594,000 $ 84,000 $ 25,000
Kemper County Mississippi 7 $ 733,000 $ 104,000 $ 28,000
Tippah County Mississippi 7 $ 705,000 $ 100,000 $ 70,000
Tipton County Tennessee 7 $ 890,000 $ 127,000 $ 70,000
Calhoun County Alabama 6 $ 1,003,000 $ 167,000 $ 61,000
Pickens County Alabama 6 $ 393,000 $ 65,000 $ 4,000
Jackson County Florida 6 $ 916,000 $ 152,000 $ 79,000
Choctaw County Mississippi 6 $ 736,000 $ 122,000 $ 19,000
Humphreys County Mississippi 6 $ 603,000 $ 100,000 $ 13,000
Charleston County South Carolina 6 $ 1,799,000 $ 299,000 $ 123,000
Williamson County Texas 6 $ 975,000 $ 162,000 $ 81,000
Chilton County Alabama 5 $ 799,000 $ 159,000 $ 299,000
Lawrence County Alabama 5 $ 610,000 $ 122,000 $ 68,000
Santa Rosa County Florida 5 $ 989,000 $ 197,000 $ 112,000
Chickasaw County Mississippi 5 $ 450,000 $ 90,000 $ 56,000
Franklin County Mississippi 5 $ 408,000 $ 81,000 $ 80,000
Jefferson County Mississippi 5 $ 316,000 $ 63,000 $ 79,000
Noxubee County Mississippi 5 $ 719,000 $ 143,000 $ 18,000
Colbert County Alabama 4 $ 695,000 $ 173,000 $ 42,000
Crenshaw County Alabama 4 $ 573,000 $ 143,000 $ 9,000
Cullman County Alabama 4 $ 1,112,000 $ 278,000 $ 77,000
Dallas County Alabama 4 $ 589,000 $ 147,000 $ 0
Houston County Alabama 4 $ 721,000 $ 180,000 $ 19,000
Lauderdale County Alabama 4 $ 565,000 $ 141,000 $ 43,000
Lowndes County Alabama 4 $ 695,000 $ 173,000 $ 0
Gulf County Florida 4 $ 862,000 $ 215,000 $ 116,000
Fulton County Georgia 4 $ 472,000 $ 118,000 $ 89,000
Plaquemines County Louisiana 4 $ 812,000 $ 203,000 $ 30,000
Benton County Mississippi 4 $ 413,000 $ 103,000 $ 69,000
Williamson County Tennessee 4 $ 1,233,000 $ 308,000 $ 74,000
Dallas County Texas 4 $ 796,000 $ 199,000 $ 117,000
Hays County Texas 4 $ 627,000 $ 156,000 $ 0
Barbour County Alabama 3 $ 354,000 $ 118,000 $ 0
Coffee County Alabama 3 $ 475,000 $ 158,000 $ 52,000
Jackson County Alabama 3 $ 782,000 $ 260,000 $ 38,000
Walker County Alabama 3 $ 571,000 $ 190,000 $ 37,000
Winston County Alabama 3 $ 934,000 $ 311,000 $ 27,000
Holmes County Florida 3 $ 270,000 $ 90,000 $ 75,000
Leon County Florida 3 $ 568,000 $ 189,000 $ 40,000
De Soto County Louisiana 3 $ 566,000 $ 188,000 $ 0
Iberville County Louisiana 3 $ 457,000 $ 152,000 $ 0
Ouachita County Louisiana 3 $ 589,000 $ 196,000 $ 32,000
St. Charles County Louisiana 3 $ 752,000 $ 250,000 $ 0
Terrebonne County Louisiana 3 $ 429,000 $ 143,000 $ 78,000
Coahoma County Mississippi 3 $ 452,000 $ 150,000 $ 17,000
Tallahatchie County Mississippi 3 $ 162,000 $ 54,000 $ 62,000
Tunica County Mississippi 3 $ 374,000 $ 124,000 $ 52,000
Wilkinson County Mississippi 3 $ 575,000 $ 191,000 $ 0
Lee County South Carolina 3 $ 393,000 $ 131,000 $ 0
Sumner County Tennessee 3 $ 559,000 $ 186,000 $ 4,000
Tarrant County Texas 3 $ 752,000 $ 250,000 $ 130,000
Waller County Texas 3 $ 232,000 $ 77,000 $ 37,000
Bibb County Alabama 2 $ 224,000 $ 112,000 $ 27,000
Choctaw County Alabama 2 $ 333,000 $ 166,000 $ 48,000
Clarke County Alabama 2 $ 257,000 $ 128,000 $ 0
Clay County Alabama 2 $ 163,000 $ 81,000 $ 28,000
Covington County Alabama 2 $ 274,000 $ 137,000 $ 25,000
Dale County Alabama 2 $ 625,000 $ 312,000 $ 0
Lamar County Alabama 2 $ 186,000 $ 93,000 $ 89,000
Marion County Alabama 2 $ 129,000 $ 64,000 $ 85,000
Washington County Alabama 2 $ 162,000 $ 81,000 $ 36,000
Conway County Arkansas 2 $ 290,000 $ 145,000 $ 0
Pulaski County Arkansas 2 $ 241,000 $ 120,000 $ 0
Hillsborough County Florida 2 $ 458,000 $ 229,000 $ 110,000
Nassau County Florida 2 $ 254,000 $ 127,000 $ 0
Pinellas County Florida 2 $ 166,000 $ 83,000 $ 25,000
Volusia County Florida 2 $ 348,000 $ 174,000 $ 85,000
Cobb County Georgia 2 $ 488,000 $ 244,000 $ 108,000
Lafourche County Louisiana 2 $ 367,000 $ 183,000 $ 98,000
Madison County Louisiana 2 $ 37,000 $ 18,000 $ 39,000
St. Bernard County Louisiana 2 $ 186,000 $ 93,000 $ 0
St. John the Baptist County Louisiana 2 $ 331,000 $ 165,000 $ 0
Webster County Louisiana 2 $ 258,000 $ 129,000 $ 0
West Baton Rouge County Louisiana 2 $ 388,000 $ 194,000 $ 0
West Feliciana County Louisiana 2 $ 323,000 $ 161,000 $ 0
Sharkey County Mississippi 2 $ 84,000 $ 42,000 $ 75,000
Berkeley County South Carolina 2 $ 386,000 $ 193,000 $ 101,000
Spartanburg County South Carolina 2 $ 645,000 $ 322,000 $ 0
Hardin County Tennessee 2 $ 1,304,000 $ 652,000 $ 309,000
Madison County Tennessee 2 $ 253,000 $ 126,000 $ 42,000
Rutherford County Tennessee 2 $ 262,000 $ 131,000 $ 0
Collin County Texas 2 $ 248,000 $ 124,000 $ 28,000
Grimes County Texas 2 $ 106,000 $ 53,000 $ 33,000
Polk County Texas 2 $ 136,000 $ 68,000 $ 63,000
Bullock County Alabama 1 $ 56,000 $ 56,000 $ 0
Chambers County Alabama 1 $ 150,000 $ 150,000 $ 0
Coosa County Alabama 1 $ 100,000 $ 100,000 $ 0
Franklin County Alabama 1 $ 229,000 $ 229,000 $ 181,000
Henry County Alabama 1 $ 156,000 $ 156,000 $ 0
Macon County Alabama 1 $ 158,000 $ 158,000 $ 0
Pike County Alabama 1 $ 85,000 $ 85,000 $ 37,000
Cleburne County Arkansas 1 $ 222,000 $ 222,000 $ 122,000
Crittenden County Arkansas 1 $ 145,000 $ 145,000 $ 0
Lonoke County Arkansas 1 $ 103,000 $ 103,000 $ 30,000
Perry County Arkansas 1 $ 102,000 $ 102,000 $ 0
Poinsett County Arkansas 1 $ 15,000 $ 15,000 $ 7,000
Van Buren County Arkansas 1 $ 43,000 $ 43,000 $ 0
Washington County Arkansas 1 $ 92,000 $ 92,000 $ 0
Baker County Florida 1 $ 49,000 $ 49,000 $ 14,000
Calhoun County Florida 1 $ 4,000 $ 4,000 $ 61,000
Charlotte County Florida 1 $ 57,000 $ 57,000 $ 77,000
Flagler County Florida 1 $ 120,000 $ 120,000 $ 80,000
Franklin County Florida 1 $ 80,000 $ 80,000 $ 99,000
Palm Beach County Florida 1 $ 55,000 $ 55,000 $ 95,000
Sarasota County Florida 1 $ 80,000 $ 80,000 $ 52,000
Seminole County Florida 1 $ 237,000 $ 237,000 $ 104,000
Cherokee County Georgia 1 $ 198,000 $ 198,000 $ 86,000
DeKalb County Georgia 1 $ 256,000 $ 256,000 $ 0
Douglas County Georgia 1 $ 96,000 $ 96,000 $ 0
Fayette County Georgia 1 $ 309,000 $ 309,000 $ 480,000
Gwinnett County Georgia 1 $ 132,000 $ 132,000 $ 99,000
Muscogee County Georgia 1 $ 64,000 $ 64,000 $ 0
Troup County Georgia 1 $ 151,000 $ 151,000 $ 67,000
Jefferson County Kentucky 1 $ 219,000 $ 219,000 $ 65,000
Acadia County Louisiana 1 $ 150,000 $ 150,000 $ 94,000
Assumption County Louisiana 1 $ 368,000 $ 368,000 $ 91,000
East Feliciana County Louisiana 1 $ 185,000 $ 185,000 $ 0
Tensas County Louisiana 1 $ 105,000 $ 105,000 $ 42,000
Washington County Louisiana 1 $ 77,000 $ 77,000 $ 55,000
Buncombe County North Carolina 1 $ 400,000 $ 400,000 $ 230,000
Macon County North Carolina 1 $ 290,000 $ 290,000 $ 329,000
Colleton County South Carolina 1 $ 139,000 $ 139,000 $ 43,000
Kershaw County South Carolina 1 $ 115,000 $ 115,000 $ 0
Anderson County Tennessee 1 $ 136,000 $ 136,000 $ 0
Benton County Tennessee 1 $ 380,000 $ 380,000 $ 1,425,000
Blount County Tennessee 1 $ 200,000 $ 200,000 $ 0
Cumberland County Tennessee 1 $ 333,000 $ 333,000 $ 0
Gibson County Tennessee 1 $ 73,000 $ 73,000 $ 0
Grainger County Tennessee 1 $ 229,000 $ 229,000 $ 0
Marion County Tennessee 1 $ 189,000 $ 189,000 $ 69,000
Maury County Tennessee 1 $ 92,000 $ 92,000 $ 0
Montgomery County Tennessee 1 $ 187,000 $ 187,000 $ 85,000
Rhea County Tennessee 1 $ 104,000 $ 104,000 $ 0
Roane County Tennessee 1 $ 235,000 $ 235,000 $ 0
Bastrop County Texas 1 $ 175,000 $ 175,000 $ 0
Brazos County Texas 1 $ 158,000 $ 158,000 $ 0
Caldwell County Texas 1 $ 89,000 $ 89,000 $ 0
Camp County Texas 1 $ 110,000 $ 110,000 $ 0
Denton County Texas 1 $ 357,000 $ 357,000 $ 0
El Paso County Texas 1 $ 223,000 $ 223,000 $ 143,000
Llano County Texas 1 $ 80,000 $ 80,000 $ 360,000
Matagorda County Texas 1 $ 216,000 $ 216,000 $ 186,000
Panola County Texas 1 $ 253,000 $ 253,000 $ 399,000
Wilbarger County Texas 1 $ 134,000 $ 134,000 $ 166,000
Wise County Texas 1 $ 75,000 $ 75,000 $ 95,000

Mortgage Loan Application Detail Totals for Trustmark National Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,703 $1,322,033,000 $171,000 $4,050,000 $54,000 $3,266,000
Home Purchase 4,747 $759,473,000 $159,000 $1,695,000 $33,000 $1,680,000
Home Improvement 1,022 $46,121,000 $45,000 $7,400,000 $47,000 $994,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,542 $1,137,995,000 $173,000 $7,400,000 $0 $29,000
White 5,595 $863,861,000 $154,000 $4,050,000 $97,000 $3,266,000
Black or African American 1,104 $85,479,000 $77,000 $1,000,000 $51,000 $1,218,000
Asian 109 $28,846,000 $264,000 $1,580,000 $178,000 $2,154,000
Not Provided 55 $4,629,000 $84,000 $299,000 $69,000 $305,000
Hispanic 48 $4,644,000 $96,000 $581,000 $76,000 $693,000
American Indian or Alaskan Native 15 $1,694,000 $112,000 $402,000 $41,000 $127,000
Native Hawaiian or Other Pacific Islander 4 $479,000 $119,000 $219,000 $63,000 $85,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,803 $1,583,964,000 $161,000 $7,400,000 $57,000 $3,266,000
FHA-insured (Federal Housing Administration) 1,946 $268,981,000 $138,000 $391,000 $20,000 $1,713,000
VA-guaranteed (Veterans Administration) 1,019 $182,359,000 $178,000 $415,000 $18,000 $912,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 704 $92,323,000 $131,000 $301,000 $14,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 6,236 $1,077,924,000 $172,000 $1,500,000 $0 $0
Loan Originated 5,901 $915,604,000 $155,000 $7,400,000 $91,000 $3,266,000
Application Denied By Financial Institution 885 $71,167,000 $80,000 $682,000 $58,000 $995,000
Application Withdrawn By Applicant 292 $42,770,000 $146,000 $1,050,000 $92,000 $750,000
Application Approved But Not Accepted 158 $20,162,000 $127,000 $1,000,000 $84,000 $907,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 331 $25,979,000 $78,000 $650,000 $62,000 $912,000
Debt-To-Income Ratio 317 $28,626,000 $90,000 $682,000 $46,000 $754,000
Collateral 112 $10,984,000 $98,000 $360,000 $85,000 $995,000
Other 109 $3,767,000 $34,000 $306,000 $52,000 $480,000
Employment History 5 $110,000 $22,000 $81,000 $42,000 $87,000
Unverifiable Information 4 $426,000 $106,000 $180,000 $72,000 $101,000
Credit Application Incomplete 3 $736,000 $245,000 $417,000 $118,000 $176,000
Insufficient Cash (Downpayment, Closing Cost) 3 $371,000 $123,000 $184,000 $77,000 $146,000
Mortgage Insurance Denied 1 $168,000 $168,000 $168,000 $101,000 $101,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustmark National Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Trustmark National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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