Trustmark Bank Mortgage Lending & HMDA Data, 2015

In 2015, Trustmark Bank of Jackson, MS reported 11,031 mortgage applications totaling $1.7 billion, up 10% from 2014. The average application was for $154,057, and applicants reported an average income of $48,758. 52% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Jackson, MS (2,962), Memphis, TN-MS-AR (754) and Gulfport-Biloxi-Pascagoula, MS (609) (applications in parentheses).

Mortgage Company & Address Trustmark Bank
Po Box 291
Jackson, MS 39201
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 11,031
Total Mortgage Loan Application Amount $1,699,408,000
Average Mortgage Loan Application Amount $154,057
Highest Mortgage Loan Application Amount $3,971,000
Average Applicant Income $48,758
Highest Applicant Income $2,239,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Trustmark Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Trustmark Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Rankin, Mississippi 1,165 $ 185,771,000 $ 159,460 $ 27,000
Hinds, Mississippi 820 $ 92,813,000 $ 113,186 $ 38,000
Madison, Mississippi 807 $ 175,267,000 $ 217,183 $ 50,000
Bay, Florida 567 $ 82,845,000 $ 146,111 $ 76,000
Baldwin, Alabama 419 $ 89,206,000 $ 212,902 $ 56,000
Mobile, Alabama 401 $ 68,131,000 $ 169,902 $ 56,000
Jackson, Mississippi 311 $ 44,619,000 $ 143,469 $ 24,000
Shelby, Tennessee 302 $ 54,963,000 $ 181,996 $ 47,000
DeSoto, Mississippi 296 $ 42,992,000 $ 145,243 $ 56,000
Harrison, Mississippi 269 $ 37,990,000 $ 141,226 $ 37,000
Jefferson, Alabama 248 $ 55,111,000 $ 222,221 $ 38,000
Lafayette, Mississippi 231 $ 48,434,000 $ 209,670 $ 32,000
Montgomery, Alabama 221 $ 35,971,000 $ 162,764 $ 26,000
Shelby, Alabama 204 $ 39,339,000 $ 192,838 $ 54,000
Warren, Mississippi 185 $ 20,894,000 $ 112,940 $ 50,000
Sumter, South Carolina 165 $ 24,256,000 $ 147,006 $ 6,000
Lowndes, Mississippi 152 $ 16,324,000 $ 107,394 $ 48,000
Harris, Texas 150 $ 50,072,000 $ 333,813 $ 176,000
Jones, Mississippi 148 $ 12,606,000 $ 85,175 $ 57,000
Lamar, Mississippi 147 $ 24,166,000 $ 164,394 $ 77,000
Walton, Florida 144 $ 44,342,000 $ 307,930 $ 155,000
Lauderdale, Mississippi 140 $ 18,962,000 $ 135,442 $ 71,000
Lincoln, Mississippi 133 $ 13,457,000 $ 101,180 $ 66,000
Forrest, Mississippi 127 $ 16,579,000 $ 130,543 $ 63,000
Elmore, Alabama 107 $ 16,535,000 $ 154,532 $ 19,000
Autauga, Alabama 104 $ 13,765,000 $ 132,355 $ 18,000
Lee, Mississippi 103 $ 11,981,000 $ 116,320 $ 47,000
Marengo, Alabama 92 $ 7,668,000 $ 83,347 $ 55,000
Copiah, Mississippi 86 $ 7,424,000 $ 86,325 $ 46,000
Dallas, Alabama 84 $ 2,975,000 $ 35,416 $ 54,000
Butler, Alabama 81 $ 5,535,000 $ 68,333 $ 46,000
Fayette, Tennessee 80 $ 5,708,000 $ 71,350 $ 52,000
Washington, Mississippi 77 $ 3,959,000 $ 51,415 $ 50,000
Leake, Mississippi 76 $ 4,230,000 $ 55,657 $ 43,000
Pike, Mississippi 67 $ 5,933,000 $ 88,552 $ 47,000
Oktibbeha, Mississippi 65 $ 9,934,000 $ 152,830 $ 25,000
Escambia, Alabama 63 $ 3,828,000 $ 60,761 $ 49,000
Okaloosa, Florida 59 $ 12,549,000 $ 212,694 $ 86,000
Leflore, Mississippi 59 $ 5,805,000 $ 98,389 $ 35,000
Simpson, Mississippi 57 $ 6,656,000 $ 116,771 $ 44,000
Alcorn, Mississippi 55 $ 4,604,000 $ 83,709 $ 52,000
Itawamba, Mississippi 55 $ 5,343,000 $ 97,145 $ 46,000
Lauderdale, Alabama 53 $ 5,916,000 $ 111,622 $ 56,000
Smith, Mississippi 52 $ 3,235,000 $ 62,211 $ 53,000
Tuscaloosa, Alabama 49 $ 10,012,000 $ 204,326 $ 24,000
Marion, Mississippi 48 $ 4,182,000 $ 87,125 $ 59,000
George, Mississippi 43 $ 5,259,000 $ 122,302 $ 18,000
Escambia, Florida 42 $ 6,765,000 $ 161,071 $ 102,000
Colbert, Alabama 39 $ 4,477,000 $ 114,794 $ 51,000
Bossier, Louisiana 39 $ 8,794,000 $ 225,487 $ 2,000
Scott, Mississippi 39 $ 4,576,000 $ 117,333 $ 37,000
Jefferson, Louisiana 34 $ 5,712,000 $ 168,000 $ 9,000
Amite, Mississippi 31 $ 3,256,000 $ 105,032 $ 73,000
Tate, Mississippi 31 $ 4,362,000 $ 140,709 $ 49,000
Walthall, Mississippi 31 $ 1,664,000 $ 53,677 $ 49,000
Bibb, Alabama 30 $ 2,371,000 $ 79,033 $ 65,000
Hancock, Mississippi 29 $ 3,217,000 $ 110,931 $ 51,000
Sunflower, Mississippi 27 $ 2,038,000 $ 75,481 $ 89,000
Yazoo, Mississippi 27 $ 3,222,000 $ 119,333 $ 29,000
East Baton Rouge, Louisiana 26 $ 5,845,000 $ 224,807 $ 3,000
Marshall, Mississippi 26 $ 2,636,000 $ 101,384 $ 56,000
Lee, Alabama 25 $ 4,405,000 $ 176,200 $ 75,000
Yalobusha, Mississippi 25 $ 2,687,000 $ 107,480 $ 7,000
Monroe, Alabama 24 $ 1,057,000 $ 44,041 $ 37,000
Covington, Mississippi 24 $ 2,487,000 $ 103,625 $ 42,000
Perry, Mississippi 24 $ 1,447,000 $ 60,291 $ 53,000
Fort Bend, Texas 24 $ 8,195,000 $ 341,458 $ 215,000
Santa Rosa, Florida 23 $ 5,329,000 $ 231,695 $ 69,000
Jasper, Mississippi 23 $ 2,148,000 $ 93,391 $ 57,000
Neshoba, Mississippi 23 $ 2,366,000 $ 102,869 $ 37,000
Tallapoosa, Alabama 22 $ 5,079,000 $ 230,863 $ 112,000
Cherokee, Alabama 21 $ 2,747,000 $ 130,809 $ 4,000
St. Clair, Alabama 21 $ 3,069,000 $ 146,142 $ 24,000
Orleans, Louisiana 21 $ 4,289,000 $ 204,238 $ 25,000
Adams, Mississippi 21 $ 4,403,000 $ 209,666 $ 13,000
Barbour, Alabama 19 $ 841,000 $ 44,263 $ 32,000
Madison, Alabama 19 $ 3,563,000 $ 187,526 $ 32,000
St. Tammany, Louisiana 19 $ 4,127,000 $ 217,210 $ 33,000
Bolivar, Mississippi 19 $ 2,946,000 $ 155,052 $ 15,000
Clarke, Mississippi 19 $ 2,177,000 $ 114,578 $ 55,000
Newton, Mississippi 19 $ 2,119,000 $ 111,526 $ 32,000
Lexington, South Carolina 18 $ 2,741,000 $ 152,277 $ 5,000
Carroll, Mississippi 17 $ 2,512,000 $ 147,764 $ 53,000
Pontotoc, Mississippi 17 $ 2,016,000 $ 118,588 $ 54,000
Brazoria, Texas 17 $ 4,349,000 $ 255,823 $ 144,000
Stone, Mississippi 15 $ 1,650,000 $ 110,000 $ 32,000
Montgomery, Texas 15 $ 5,092,000 $ 339,466 $ 141,000
Washington, Florida 14 $ 1,353,000 $ 96,642 $ 54,000
Lawrence, Mississippi 14 $ 894,000 $ 63,857 $ 64,000
Tipton, Tennessee 14 $ 1,154,000 $ 82,428 $ 47,000
Panola, Mississippi 13 $ 1,755,000 $ 135,000 $ 23,000
Conecuh, Alabama 12 $ 674,000 $ 56,166 $ 29,000
Richland, South Carolina 12 $ 1,705,000 $ 142,083 $ 35,000
Davidson, Tennessee 12 $ 3,446,000 $ 287,166 $ 11,000
Cullman, Alabama 11 $ 1,299,000 $ 118,090 $ 0
Greene, Alabama 11 $ 642,000 $ 58,363 $ 56,000
Ascension, Louisiana 11 $ 2,325,000 $ 211,363 $ 0
Caddo, Louisiana 11 $ 2,284,000 $ 207,636 $ 0
Greene, Mississippi 11 $ 921,000 $ 83,727 $ 46,000
Monroe, Mississippi 11 $ 728,000 $ 66,181 $ 43,000
Pearl River, Mississippi 11 $ 1,696,000 $ 154,181 $ 44,000
Galveston, Texas 11 $ 2,490,000 $ 226,363 $ 160,000
Chilton, Alabama 10 $ 1,370,000 $ 137,000 $ 40,000
Franklin, Alabama 10 $ 708,000 $ 70,800 $ 51,000
St. Bernard, Louisiana 10 $ 1,172,000 $ 117,200 $ 0
Clay, Mississippi 10 $ 1,237,000 $ 123,700 $ 30,000
Noxubee, Mississippi 10 $ 1,277,000 $ 127,700 $ 28,000
Lowndes, Alabama 9 $ 1,104,000 $ 122,666 $ 14,000
Livingston, Louisiana 9 $ 2,007,000 $ 223,000 $ 0
Williamson, Tennessee 9 $ 3,147,000 $ 349,666 $ 76,000
Etowah, Alabama 8 $ 1,018,000 $ 127,250 $ 13,000
Lawrence, Alabama 8 $ 795,000 $ 99,375 $ 49,000
Tangipahoa, Louisiana 8 $ 1,583,000 $ 197,875 $ 13,000
Attala, Mississippi 8 $ 389,000 $ 48,625 $ 35,000
Jefferson Davis, Mississippi 8 $ 658,000 $ 82,250 $ 54,000
Wayne, Mississippi 8 $ 1,122,000 $ 140,250 $ 53,000
Hale, Alabama 7 $ 269,000 $ 38,428 $ 65,000
Alachua, Florida 7 $ 1,244,000 $ 177,714 $ 0
Webster, Mississippi 7 $ 872,000 $ 124,571 $ 40,000
Covington, Alabama 6 $ 901,000 $ 150,166 $ 81,000
Limestone, Alabama 6 $ 579,000 $ 96,500 $ 0
Sumter, Alabama 6 $ 527,000 $ 87,833 $ 29,000
Wilcox, Alabama 6 $ 532,000 $ 88,666 $ 18,000
Franklin, Mississippi 6 $ 627,000 $ 104,500 $ 26,000
Grenada, Mississippi 6 $ 693,000 $ 115,500 $ 14,000
Holmes, Mississippi 6 $ 347,000 $ 57,833 $ 61,000
Prentiss, Mississippi 6 $ 456,000 $ 76,000 $ 50,000
Union, Mississippi 6 $ 452,000 $ 75,333 $ 42,000
Hardin, Tennessee 6 $ 828,000 $ 138,000 $ 69,000
McNairy, Tennessee 6 $ 272,000 $ 45,333 $ 52,000
Washington, Alabama 5 $ 589,000 $ 117,800 $ 34,000
Faulkner, Arkansas 5 $ 709,000 $ 141,800 $ 0
Gulf, Florida 5 $ 1,536,000 $ 307,200 $ 77,000
Quitman, Georgia 5 $ 218,000 $ 43,600 $ 19,000
Humphreys, Mississippi 5 $ 690,000 $ 138,000 $ 38,000
Tishomingo, Mississippi 5 $ 554,000 $ 110,800 $ 26,000
Clarendon, South Carolina 5 $ 770,000 $ 154,000 $ 0
Wilson, Tennessee 5 $ 1,023,000 $ 204,600 $ 9,000
Blount, Alabama 4 $ 469,000 $ 117,250 $ 10,000
Clarke, Alabama 4 $ 247,000 $ 61,750 $ 47,000
Macon, Alabama 4 $ 401,000 $ 100,250 $ 14,000
Morgan, Alabama 4 $ 914,000 $ 228,500 $ 34,000
Talladega, Alabama 4 $ 481,000 $ 120,250 $ 23,000
Bradford, Florida 4 $ 529,000 $ 132,250 $ 0
Brevard, Florida 4 $ 700,000 $ 175,000 $ 77,000
Columbia, Florida 4 $ 538,000 $ 134,500 $ 0
Concordia, Louisiana 4 $ 1,064,000 $ 266,000 $ 18,000
Montgomery, Mississippi 4 $ 322,000 $ 80,500 $ 40,000
Sharkey, Mississippi 4 $ 268,000 $ 67,000 $ 5,000
Winston, Mississippi 4 $ 404,000 $ 101,000 $ 28,000
Kershaw, South Carolina 4 $ 725,000 $ 181,250 $ 0
Hardeman, Tennessee 4 $ 111,000 $ 27,750 $ 33,000
Rutherford, Tennessee 4 $ 620,000 $ 155,000 $ 27,000
Choctaw, Alabama 3 $ 451,000 $ 150,333 $ 69,000
DeKalb, Alabama 3 $ 402,000 $ 134,000 $ 0
Perry, Alabama 3 $ 312,000 $ 104,000 $ 39,000
Pickens, Alabama 3 $ 150,000 $ 50,000 $ 23,000
Walker, Alabama 3 $ 440,000 $ 146,666 $ 11,000
Winston, Alabama 3 $ 415,000 $ 138,333 $ 45,000
Holmes, Florida 3 $ 607,000 $ 202,333 $ 78,000
Marion, Florida 3 $ 246,000 $ 82,000 $ 0
Gwinnett, Georgia 3 $ 589,000 $ 196,333 $ 86,000
West Baton Rouge, Louisiana 3 $ 699,000 $ 233,000 $ 0
Claiborne, Mississippi 3 $ 279,000 $ 93,000 $ 56,000
Coahoma, Mississippi 3 $ 516,000 $ 172,000 $ 15,000
Tallahatchie, Mississippi 3 $ 554,000 $ 184,666 $ 22,000
Charleston, South Carolina 3 $ 581,000 $ 193,666 $ 59,000
Haywood, Tennessee 3 $ 77,000 $ 25,666 $ 50,000
Robertson, Tennessee 3 $ 651,000 $ 217,000 $ 0
Sevier, Tennessee 3 $ 420,000 $ 140,000 $ 48,000
Dallas, Texas 3 $ 1,606,000 $ 535,333 $ 207,000
Tarrant, Texas 3 $ 698,000 $ 232,666 $ 72,000
Calhoun, Alabama 2 $ 269,000 $ 134,500 $ 30,000
Coffee, Alabama 2 $ 152,000 $ 76,000 $ 30,000
Dale, Alabama 2 $ 448,000 $ 224,000 $ 108,000
Houston, Alabama 2 $ 280,000 $ 140,000 $ 76,000
Marion, Alabama 2 $ 183,000 $ 91,500 $ 40,000
Russell, Alabama 2 $ 7,000 $ 3,500 $ 42,000
Chicot, Arkansas 2 $ 418,000 $ 209,000 $ 33,000
Crittenden, Arkansas 2 $ 145,000 $ 72,500 $ 23,000
Clay, Florida 2 $ 371,000 $ 185,500 $ 41,000
Duval, Florida 2 $ 321,000 $ 160,500 $ 0
Leon, Florida 2 $ 262,000 $ 131,000 $ 66,000
Clarke, Georgia 2 $ 301,000 $ 150,500 $ 0
De Soto, Louisiana 2 $ 295,000 $ 147,500 $ 0
Lafayette, Louisiana 2 $ 954,000 $ 477,000 $ 265,000
Plaquemines, Louisiana 2 $ 254,000 $ 127,000 $ 0
St. Charles, Louisiana 2 $ 609,000 $ 304,500 $ 0
Washington, Louisiana 2 $ 271,000 $ 135,500 $ 68,000
Benton, Mississippi 2 $ 131,000 $ 65,500 $ 7,000
Chickasaw, Mississippi 2 $ 283,000 $ 141,500 $ 65,000
Choctaw, Mississippi 2 $ 125,000 $ 62,500 $ 0
Wilkinson, Mississippi 2 $ 69,000 $ 34,500 $ 41,000
Carroll, Tennessee 2 $ 130,000 $ 65,000 $ 44,000
Dickson, Tennessee 2 $ 586,000 $ 293,000 $ 0
Hamilton, Tennessee 2 $ 987,000 $ 493,500 $ 73,000
Knox, Tennessee 2 $ 397,000 $ 198,500 $ 0
Lawrence, Tennessee 2 $ 139,000 $ 69,500 $ 27,000
Lincoln, Tennessee 2 $ 152,000 $ 76,000 $ 0
Comal, Texas 2 $ 439,000 $ 219,500 $ 158,000
Travis, Texas 2 $ 1,790,000 $ 895,000 $ 330,000
Bullock, Alabama 1 $ 7,000 $ 7,000 $ 24,000
Crenshaw, Alabama 1 $ 13,000 $ 13,000 $ 46,000
Fayette, Alabama 1 $ 176,000 $ 176,000 $ 0
Henry, Alabama 1 $ 100,000 $ 100,000 $ 45,000
Jackson, Alabama 1 $ 233,000 $ 233,000 $ 95,000
Lamar, Alabama 1 $ 105,000 $ 105,000 $ 42,000
Pike, Alabama 1 $ 167,000 $ 167,000 $ 59,000
Benton, Arkansas 1 $ 236,000 $ 236,000 $ 88,000
Cleburne, Arkansas 1 $ 207,000 $ 207,000 $ 0
Lee, Arkansas 1 $ 61,000 $ 61,000 $ 0
Perry, Arkansas 1 $ 201,000 $ 201,000 $ 0
Saline, Arkansas 1 $ 162,000 $ 162,000 $ 82,000
Broward, Florida 1 $ 303,000 $ 303,000 $ 96,000
Calhoun, Florida 1 $ 143,000 $ 143,000 $ 38,000
Hernando, Florida 1 $ 189,000 $ 189,000 $ 111,000
Indian River, Florida 1 $ 417,000 $ 417,000 $ 0
Jackson, Florida 1 $ 212,000 $ 212,000 $ 66,000
Manatee, Florida 1 $ 241,000 $ 241,000 $ 80,000
Miami-Dade, Florida 1 $ 219,000 $ 219,000 $ 0
Nassau, Florida 1 $ 310,000 $ 310,000 $ 0
Orange, Florida 1 $ 78,000 $ 78,000 $ 59,000
Palm Beach, Florida 1 $ 280,000 $ 280,000 $ 0
Pasco, Florida 1 $ 366,000 $ 366,000 $ 97,000
Pinellas, Florida 1 $ 158,000 $ 158,000 $ 0
Union, Florida 1 $ 84,000 $ 84,000 $ 0
Clayton, Georgia 1 $ 147,000 $ 147,000 $ 54,000
Cobb, Georgia 1 $ 241,000 $ 241,000 $ 84,000
DeKalb, Georgia 1 $ 417,000 $ 417,000 $ 96,000
Hall, Georgia 1 $ 173,000 $ 173,000 $ 109,000
Walker, Georgia 1 $ 236,000 $ 236,000 $ 96,000
Fayette, Kentucky 1 $ 73,000 $ 73,000 $ 24,000
Hart, Kentucky 1 $ 50,000 $ 50,000 $ 32,000
Jefferson, Kentucky 1 $ 120,000 $ 120,000 $ 74,000
Calcasieu, Louisiana 1 $ 132,000 $ 132,000 $ 115,000
Iberia, Louisiana 1 $ 152,000 $ 152,000 $ 62,000
Iberville, Louisiana 1 $ 120,000 $ 120,000 $ 0
Ouachita, Louisiana 1 $ 269,000 $ 269,000 $ 107,000
Rapides, Louisiana 1 $ 221,000 $ 221,000 $ 0
Sabine, Louisiana 1 $ 154,000 $ 154,000 $ 0
St. John the Baptist, Louisiana 1 $ 280,000 $ 280,000 $ 101,000
Webster, Louisiana 1 $ 96,000 $ 96,000 $ 0
Calhoun, Mississippi 1 $ 154,000 $ 154,000 $ 119,000
Kemper, Mississippi 1 $ 128,000 $ 128,000 $ 73,000
Tippah, Mississippi 1 $ 156,000 $ 156,000 $ 0
Tunica, Mississippi 1 $ 255,000 $ 255,000 $ 0
Henderson, North Carolina 1 $ 113,000 $ 113,000 $ 291,000
Jackson, North Carolina 1 $ 600,000 $ 600,000 $ 588,000
Madison, North Carolina 1 $ 162,000 $ 162,000 $ 202,000
Aiken, South Carolina 1 $ 108,000 $ 108,000 $ 0
Calhoun, South Carolina 1 $ 109,000 $ 109,000 $ 0
Darlington, South Carolina 1 $ 108,000 $ 108,000 $ 0
Dorchester, South Carolina 1 $ 230,000 $ 230,000 $ 151,000
Georgetown, South Carolina 1 $ 232,000 $ 232,000 $ 192,000
Greenville, South Carolina 1 $ 222,000 $ 222,000 $ 60,000
Lee, South Carolina 1 $ 173,000 $ 173,000 $ 0
Newberry, South Carolina 1 $ 116,000 $ 116,000 $ 0
Madison, Tennessee 1 $ 85,000 $ 85,000 $ 26,000
Bexar, Texas 1 $ 77,000 $ 77,000 $ 44,000
Brazos, Texas 1 $ 493,000 $ 493,000 $ 143,000
Calhoun, Texas 1 $ 197,000 $ 197,000 $ 146,000
Chambers, Texas 1 $ 105,000 $ 105,000 $ 124,000
Collin, Texas 1 $ 876,000 $ 876,000 $ 360,000
El Paso, Texas 1 $ 173,000 $ 173,000 $ 115,000
Hays, Texas 1 $ 178,000 $ 178,000 $ 335,000
Jim Hogg, Texas 1 $ 147,000 $ 147,000 $ 120,000
Kerr, Texas 1 $ 385,000 $ 385,000 $ 153,000
Lubbock, Texas 1 $ 138,000 $ 138,000 $ 0
Orange, Texas 1 $ 73,000 $ 73,000 $ 77,000
Rockwall, Texas 1 $ 286,000 $ 286,000 $ 173,000
San Jacinto, Texas 1 $ 283,000 $ 283,000 $ 211,000
Val Verde, Texas 1 $ 197,000 $ 197,000 $ 92,000
Waller, Texas 1 $ 66,000 $ 66,000 $ 28,000
Williamson, Texas 1 $ 417,000 $ 417,000 $ 0

Mortgage Loan Application Detail Totals for Trustmark Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,297 $1,093,555,000 $173,000 $2,000,000 $46,000 $2,239,000
Refinancing 3,516 $571,006,000 $162,000 $3,971,000 $55,000 $2,053,000
Home Improvement 1,218 $34,847,000 $28,000 $792,000 $45,000 $717,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,123 $786,247,000 $153,000 $2,999,000 $87,000 $2,239,000
Not applicable 4,275 $762,374,000 $178,000 $3,971,000 $0 $0
Black or African American 1,376 $103,949,000 $75,000 $1,080,000 $46,000 $700,000
Asian 112 $29,875,000 $266,000 $2,000,000 $161,000 $1,688,000
Not Provided 83 $11,331,000 $136,000 $650,000 $77,000 $356,000
Hispanic 46 $3,600,000 $78,000 $389,000 $52,000 $506,000
American Indian or Alaskan Native 12 $1,248,000 $104,000 $409,000 $45,000 $167,000
Native Hawaiian or Other Pacific Islander 4 $784,000 $196,000 $371,000 $90,000 $211,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,385 $1,134,339,000 $153,000 $3,971,000 $60,000 $2,239,000
FHA-insured (Federal Housing Administration) 2,365 $345,532,000 $146,000 $399,000 $24,000 $439,000
VA-guaranteed (Veterans Administration) 841 $160,079,000 $190,000 $431,000 $33,000 $252,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 440 $59,458,000 $135,000 $398,000 $22,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,742 $865,207,000 $150,000 $3,971,000 $84,000 $2,053,000
Loan Purchased By The Institution 3,965 $710,248,000 $179,000 $1,000,000 $0 $0
Application Denied By Financial Institution 887 $61,020,000 $68,000 $1,412,000 $52,000 $1,460,000
Application Withdrawn By Applicant 362 $52,452,000 $144,000 $1,525,000 $0 $0
Application Approved But Not Accepted 75 $10,481,000 $139,000 $855,000 $116,000 $2,239,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 341 $22,855,000 $67,000 $650,000 $40,000 $256,000
Credit History 306 $21,746,000 $71,000 $800,000 $53,000 $600,000
Other 128 $5,279,000 $41,000 $398,000 $58,000 $717,000
Collateral 84 $7,821,000 $93,000 $376,000 $72,000 $240,000
Employment History 10 $470,000 $47,000 $208,000 $46,000 $180,000
Unverifiable Information 9 $2,141,000 $237,000 $1,412,000 $226,000 $1,460,000
Insufficient Cash (Downpayment, Closing Cost) 8 $697,000 $87,000 $152,000 $46,000 $93,000
Credit Application Incomplete 1 $11,000 $11,000 $11,000 $30,000 $30,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustmark Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Trustmark Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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