Truwest Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Truwest Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truwest Credit Union 1667 N Priest Dr Tempe, AZ 85281 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,704 |
| Total Mortgage Loan Application Amount | $576,050,000 |
| Average Mortgage Loan Application Amount | $213,750 |
| Highest Mortgage Loan Application Amount | $8,505,000 |
| Average Applicant Income | $134,750 |
| Highest Applicant Income | $4,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Truwest Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truwest Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Truwest Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truwest Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Truwest Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truwest Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 2,135 | $ 446,105,000 | $ 208,000 | $ 175,000 |
| Travis County Texas | 167 | $ 38,455,000 | $ 230,000 | $ 201,000 |
| Pinal County Arizona | 89 | $ 15,125,000 | $ 169,000 | $ 94,000 |
| Pima County Arizona | 61 | $ 10,085,000 | $ 165,000 | $ 200,000 |
| Williamson County Texas | 30 | $ 13,150,000 | $ 438,000 | $ 161,000 |
| Yavapai County Arizona | 25 | $ 4,625,000 | $ 185,000 | $ 194,000 |
| Hays County Texas | 25 | $ 4,675,000 | $ 187,000 | $ 155,000 |
| Coconino County Arizona | 19 | $ 4,265,000 | $ 224,000 | $ 325,000 |
| Navajo County Arizona | 16 | $ 3,840,000 | $ 240,000 | $ 286,000 |
| Dallas County Texas | 15 | $ 4,095,000 | $ 273,000 | $ 328,000 |
| Harris County Texas | 11 | $ 3,265,000 | $ 296,000 | $ 293,000 |
| Collin County Texas | 9 | $ 2,255,000 | $ 250,000 | $ 276,000 |
| Gila County Arizona | 8 | $ 1,890,000 | $ 236,000 | $ 292,000 |
| Los Angeles County California | 7 | $ 3,655,000 | $ 522,000 | $ 207,000 |
| San Diego County California | 6 | $ 2,700,000 | $ 450,000 | $ 255,000 |
| Multnomah County Oregon | 4 | $ 1,280,000 | $ 320,000 | $ 180,000 |
| Burnet County Texas | 4 | $ 640,000 | $ 160,000 | $ 320,000 |
| Tarrant County Texas | 4 | $ 910,000 | $ 227,000 | $ 427,000 |
| Sandoval County New Mexico | 3 | $ 475,000 | $ 158,000 | $ 341,000 |
| Cochise County Arizona | 2 | $ 110,000 | $ 55,000 | $ 15,000 |
| Mohave County Arizona | 2 | $ 230,000 | $ 115,000 | $ 135,000 |
| Orange County California | 2 | $ 630,000 | $ 315,000 | $ 531,000 |
| La Plata County Colorado | 2 | $ 580,000 | $ 290,000 | $ 84,000 |
| Pinellas County Florida | 2 | $ 540,000 | $ 270,000 | $ 190,000 |
| Bernalillo County New Mexico | 2 | $ 580,000 | $ 290,000 | $ 105,000 |
| Bell County Texas | 2 | $ 160,000 | $ 80,000 | $ 46,000 |
| Galveston County Texas | 2 | $ 170,000 | $ 85,000 | $ 297,000 |
| Gillespie County Texas | 2 | $ 300,000 | $ 150,000 | $ 234,000 |
| Johnson County Texas | 2 | $ 350,000 | $ 175,000 | $ 94,000 |
| McLennan County Texas | 2 | $ 310,000 | $ 155,000 | $ 104,000 |
| Midland County Texas | 2 | $ 260,000 | $ 130,000 | $ 92,000 |
| Jefferson County Alabama | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Apache County Arizona | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Santa Cruz County Arizona | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Contra Costa County California | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Mono County California | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| San Bernardino County California | 1 | $ 75,000 | $ 75,000 | $ 144,000 |
| Santa Barbara County California | 1 | $ 245,000 | $ 245,000 | $ 756,000 |
| Broomfield County Colorado | 1 | $ 165,000 | $ 165,000 | $ 210,000 |
| Denver County Colorado | 1 | $ 505,000 | $ 505,000 | $ 400,000 |
| Douglas County Colorado | 1 | $ 305,000 | $ 305,000 | $ 215,000 |
| Rio Grande County Colorado | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Brevard County Florida | 1 | $ 1,305,000 | $ 1,305,000 | $ 409,000 |
| Orange County Florida | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Muscogee County Georgia | 1 | $ 215,000 | $ 215,000 | $ 149,000 |
| Rockdale County Georgia | 1 | $ 115,000 | $ 115,000 | $ 165,000 |
| Kane County Illinois | 1 | $ 55,000 | $ 55,000 | $ 129,000 |
| Lake County Illinois | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Peoria County Illinois | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Hamilton County Indiana | 1 | $ 65,000 | $ 65,000 | $ 186,000 |
| Talbot County Maryland | 1 | $ 45,000 | $ 45,000 | $ 370,000 |
| Kent County Michigan | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Oakland County Michigan | 1 | $ 105,000 | $ 105,000 | $ 171,000 |
| Wexford County Michigan | 1 | $ 235,000 | $ 235,000 | $ 136,000 |
| Sarpy County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| New York County New York | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Logan County Ohio | 1 | $ 275,000 | $ 275,000 | $ 747,000 |
| Oklahoma County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Clackamas County Oregon | 1 | $ 845,000 | $ 845,000 | $ 208,000 |
| Douglas County Oregon | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Washington County Oregon | 1 | $ 415,000 | $ 415,000 | $ 281,000 |
| Bexar County Texas | 1 | $ 145,000 | $ 145,000 | $ 192,000 |
| Brazos County Texas | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Denton County Texas | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| Guadalupe County Texas | 1 | $ 85,000 | $ 85,000 | $ 243,000 |
| Hidalgo County Texas | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Mills County Texas | 1 | $ 205,000 | $ 205,000 | $ 610,000 |
| Montgomery County Texas | 1 | $ 75,000 | $ 75,000 | $ 155,000 |
| King County Washington | 1 | $ 365,000 | $ 365,000 | $ 175,000 |
| Snohomish County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Wahkiakum County Washington | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Truwest Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,373 | $248,835,000 | $181,000 | $8,505,000 | $189,000 | $4,600,000 |
| Home Purchase | 701 | $180,525,000 | $257,000 | $1,945,000 | $179,000 | $1,948,000 |
| Refinancing | 629 | $146,505,000 | $232,000 | $1,885,000 | $157,000 | $1,472,000 |
| Other Purpose | 1 | $185,000 | $185,000 | $185,000 | $14,000 | $14,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,774 | $387,840,000 | $218,000 | $2,005,000 | $201,000 | $3,953,000 |
| Not Provided | 353 | $67,455,000 | $191,000 | $1,175,000 | $174,000 | $4,600,000 |
| Hispanic | 270 | $47,690,000 | $176,000 | $1,255,000 | $124,000 | $2,049,000 |
| Asian | 182 | $38,640,000 | $212,000 | $515,000 | $89,000 | $686,000 |
| Black or African American | 60 | $13,280,000 | $221,000 | $515,000 | $122,000 | $648,000 |
| American Indian or Alaskan Native | 12 | $2,190,000 | $182,000 | $445,000 | $114,000 | $401,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $120,000 | $60,000 | $85,000 | $147,000 | $165,000 |
| Not applicable | 1 | $8,505,000 | $8,505,000 | $8,505,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,703 | $575,645,000 | $212,000 | $8,505,000 | $179,000 | $4,600,000 |
| VA-guaranteed (Veterans Administration) | 1 | $405,000 | $405,000 | $405,000 | $80,000 | $80,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,911 | $421,625,000 | $220,000 | $8,505,000 | $190,000 | $3,953,000 |
| Application Withdrawn By Applicant | 478 | $105,180,000 | $220,000 | $1,005,000 | $155,000 | $1,500,000 |
| Application Denied By Financial Institution | 292 | $45,480,000 | $155,000 | $1,005,000 | $145,000 | $4,600,000 |
| Application Approved But Not Accepted | 23 | $3,765,000 | $163,000 | $485,000 | $155,000 | $555,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,412 | $530,570,000 | $219,000 | $8,505,000 | $183,000 | $3,953,000 |
| Other | 88 | $14,170,000 | $161,000 | $785,000 | $157,000 | $920,000 |
| Debt-To-Income Ratio | 71 | $10,745,000 | $151,000 | $585,000 | $80,000 | $244,000 |
| Collateral | 48 | $7,240,000 | $150,000 | $1,005,000 | $144,000 | $660,000 |
| Credit History | 43 | $6,575,000 | $152,000 | $1,005,000 | $251,000 | $4,600,000 |
| Employment History | 16 | $2,570,000 | $160,000 | $845,000 | $95,000 | $180,000 |
| Credit Application Incomplete | 13 | $2,195,000 | $168,000 | $305,000 | $145,000 | $439,000 |
| Unverifiable Information | 9 | $1,275,000 | $141,000 | $225,000 | $126,000 | $246,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $710,000 | $177,000 | $465,000 | $134,000 | $277,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truwest Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truwest Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.