Tyndall Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Tyndall Federal Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tyndall Federal Credit Union 3109 Minnesota Ave Panama City, FL 32405 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,870 |
| Total Mortgage Loan Application Amount | $227,465,000 |
| Average Mortgage Loan Application Amount | $111,333 |
| Highest Mortgage Loan Application Amount | $895,000 |
| Average Applicant Income | $77,333 |
| Highest Applicant Income | $2,275,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Tyndall Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tyndall Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Tyndall Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tyndall Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Tyndall Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tyndall Federal Credit Union's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bay County Florida | 1,173 | $ 145,310,000 | $ 123,000 | $ 83,000 |
| Washington County Florida | 97 | $ 8,479,000 | $ 87,000 | $ 58,000 |
| Houston County Alabama | 93 | $ 9,530,000 | $ 102,000 | $ 74,000 |
| Jackson County Florida | 83 | $ 7,989,000 | $ 96,000 | $ 65,000 |
| Gulf County Florida | 62 | $ 6,206,000 | $ 100,000 | $ 59,000 |
| Calhoun County Florida | 29 | $ 2,352,000 | $ 81,000 | $ 62,000 |
| Franklin County Florida | 29 | $ 2,673,000 | $ 92,000 | $ 50,000 |
| Okaloosa County Florida | 24 | $ 3,141,000 | $ 130,000 | $ 78,000 |
| Walton County Florida | 17 | $ 2,668,000 | $ 156,000 | $ 94,000 |
| Leon County Florida | 15 | $ 2,209,000 | $ 147,000 | $ 87,000 |
| Holmes County Florida | 14 | $ 1,560,000 | $ 111,000 | $ 87,000 |
| Santa Rosa County Florida | 13 | $ 2,324,000 | $ 178,000 | $ 100,000 |
| Orange County Florida | 9 | $ 1,182,000 | $ 131,000 | $ 73,000 |
| Dale County Alabama | 8 | $ 850,000 | $ 106,000 | $ 44,000 |
| Henry County Alabama | 5 | $ 308,000 | $ 61,000 | $ 63,000 |
| Mobile County Alabama | 4 | $ 412,000 | $ 103,000 | $ 68,000 |
| Hillsborough County Florida | 4 | $ 573,000 | $ 143,000 | $ 89,000 |
| DeKalb County Georgia | 4 | $ 700,000 | $ 175,000 | $ 94,000 |
| Coffee County Alabama | 3 | $ 322,000 | $ 107,000 | $ 84,000 |
| Geneva County Alabama | 3 | $ 335,000 | $ 111,000 | $ 62,000 |
| Alachua County Florida | 3 | $ 567,000 | $ 189,000 | $ 65,000 |
| Liberty County Florida | 3 | $ 226,000 | $ 75,000 | $ 53,000 |
| Houston County Georgia | 3 | $ 456,000 | $ 152,000 | $ 115,000 |
| Collin County Texas | 3 | $ 801,000 | $ 267,000 | $ 107,000 |
| Baldwin County Alabama | 2 | $ 236,000 | $ 118,000 | $ 137,000 |
| Covington County Alabama | 2 | $ 313,000 | $ 156,000 | $ 49,000 |
| Elmore County Alabama | 2 | $ 185,000 | $ 92,000 | $ 46,000 |
| Escambia County Alabama | 2 | $ 220,000 | $ 110,000 | $ 58,000 |
| Jefferson County Alabama | 2 | $ 218,000 | $ 109,000 | $ 68,000 |
| Montgomery County Alabama | 2 | $ 556,000 | $ 278,000 | $ 145,000 |
| Pima County Arizona | 2 | $ 290,000 | $ 145,000 | $ 146,000 |
| Los Angeles County California | 2 | $ 570,000 | $ 285,000 | $ 137,000 |
| San Bernardino County California | 2 | $ 314,000 | $ 157,000 | $ 22,000 |
| El Paso County Colorado | 2 | $ 362,000 | $ 181,000 | $ 103,000 |
| Brevard County Florida | 2 | $ 438,000 | $ 219,000 | $ 98,000 |
| Charlotte County Florida | 2 | $ 223,000 | $ 111,000 | $ 101,000 |
| Duval County Florida | 2 | $ 216,000 | $ 108,000 | $ 67,000 |
| Hernando County Florida | 2 | $ 46,000 | $ 23,000 | $ 99,000 |
| Jefferson County Florida | 2 | $ 289,000 | $ 144,000 | $ 119,000 |
| Palm Beach County Florida | 2 | $ 370,000 | $ 185,000 | $ 185,000 |
| Pinellas County Florida | 2 | $ 160,000 | $ 80,000 | $ 78,000 |
| Seminole County Florida | 2 | $ 182,000 | $ 91,000 | $ 37,000 |
| St. Lucie County Florida | 2 | $ 264,000 | $ 132,000 | $ 54,000 |
| Taylor County Florida | 2 | $ 108,000 | $ 54,000 | $ 38,000 |
| Cherokee County Georgia | 2 | $ 336,000 | $ 168,000 | $ 87,000 |
| Coweta County Georgia | 2 | $ 359,000 | $ 179,000 | $ 84,000 |
| Gwinnett County Georgia | 2 | $ 174,000 | $ 87,000 | $ 46,000 |
| Jackson County Georgia | 2 | $ 565,000 | $ 282,000 | $ 68,000 |
| DeSoto County Mississippi | 2 | $ 158,000 | $ 79,000 | $ 39,000 |
| Douglas County Nebraska | 2 | $ 385,000 | $ 192,000 | $ 77,000 |
| Curry County New Mexico | 2 | $ 467,000 | $ 233,000 | $ 72,000 |
| Guilford County North Carolina | 2 | $ 312,000 | $ 156,000 | $ 62,000 |
| Bexar County Texas | 2 | $ 150,000 | $ 75,000 | $ 84,000 |
| Harris County Texas | 2 | $ 285,000 | $ 142,000 | $ 78,000 |
| Wichita County Texas | 2 | $ 138,000 | $ 69,000 | $ 73,000 |
| Prince William County Virginia | 2 | $ 731,000 | $ 365,000 | $ 213,000 |
| Dallas County Alabama | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Etowah County Alabama | 1 | $ 156,000 | $ 156,000 | $ 76,000 |
| Pike County Alabama | 1 | $ 74,000 | $ 74,000 | $ 52,000 |
| Shelby County Alabama | 1 | $ 119,000 | $ 119,000 | $ 72,000 |
| Tallapoosa County Alabama | 1 | $ 220,000 | $ 220,000 | $ 352,000 |
| Tuscaloosa County Alabama | 1 | $ 248,000 | $ 248,000 | $ 93,000 |
| Washington County Alabama | 1 | $ 82,000 | $ 82,000 | $ 32,000 |
| Winston County Alabama | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Anchorage County Alaska | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Maricopa County Arizona | 1 | $ 227,000 | $ 227,000 | $ 102,000 |
| Baxter County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Grant County Arkansas | 1 | $ 296,000 | $ 296,000 | $ 216,000 |
| Pulaski County Arkansas | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
| Van Buren County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| San Joaquin County California | 1 | $ 250,000 | $ 250,000 | $ 104,000 |
| Arapahoe County Colorado | 1 | $ 116,000 | $ 116,000 | $ 37,000 |
| Denver County Colorado | 1 | $ 170,000 | $ 170,000 | $ 87,000 |
| Citrus County Florida | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Dixie County Florida | 1 | $ 27,000 | $ 27,000 | $ 44,000 |
| Gadsden County Florida | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Highlands County Florida | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Lake County Florida | 1 | $ 250,000 | $ 250,000 | $ 199,000 |
| Lee County Florida | 1 | $ 72,000 | $ 72,000 | $ 86,000 |
| Levy County Florida | 1 | $ 75,000 | $ 75,000 | $ 114,000 |
| Madison County Florida | 1 | $ 60,000 | $ 60,000 | $ 45,000 |
| Marion County Florida | 1 | $ 156,000 | $ 156,000 | $ 106,000 |
| Miami-Dade County Florida | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Polk County Florida | 1 | $ 50,000 | $ 50,000 | $ 93,000 |
| St. Johns County Florida | 1 | $ 164,000 | $ 164,000 | $ 15,000 |
| Volusia County Florida | 1 | $ 48,000 | $ 48,000 | $ 151,000 |
| Wakulla County Florida | 1 | $ 216,000 | $ 216,000 | $ 121,000 |
| Barrow County Georgia | 1 | $ 404,000 | $ 404,000 | $ 10,000 |
| Bibb County Georgia | 1 | $ 33,000 | $ 33,000 | $ 97,000 |
| Calhoun County Georgia | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Chatham County Georgia | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| Cobb County Georgia | 1 | $ 353,000 | $ 353,000 | $ 155,000 |
| Colquitt County Georgia | 1 | $ 168,000 | $ 168,000 | $ 150,000 |
| Dougherty County Georgia | 1 | $ 41,000 | $ 41,000 | $ 52,000 |
| Early County Georgia | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Fayette County Georgia | 1 | $ 300,000 | $ 300,000 | $ 170,000 |
| Glynn County Georgia | 1 | $ 40,000 | $ 40,000 | $ 57,000 |
| Grady County Georgia | 1 | $ 144,000 | $ 144,000 | $ 88,000 |
| Henry County Georgia | 1 | $ 188,000 | $ 188,000 | $ 124,000 |
| Lowndes County Georgia | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Newton County Georgia | 1 | $ 172,000 | $ 172,000 | $ 68,000 |
| Paulding County Georgia | 1 | $ 101,000 | $ 101,000 | $ 44,000 |
| Spalding County Georgia | 1 | $ 100,000 | $ 100,000 | $ 96,000 |
| Ware County Georgia | 1 | $ 70,000 | $ 70,000 | $ 79,000 |
| Elmore County Idaho | 1 | $ 895,000 | $ 895,000 | $ 34,000 |
| Madison County Illinois | 1 | $ 12,000 | $ 12,000 | $ 96,000 |
| Ogle County Illinois | 1 | $ 102,000 | $ 102,000 | $ 98,000 |
| Christian County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Jefferson County Kentucky | 1 | $ 163,000 | $ 163,000 | $ 115,000 |
| St. Mary County Louisiana | 1 | $ 58,000 | $ 58,000 | $ 39,000 |
| Webster County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Knox County Maine | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Prince George's County Maryland | 1 | $ 300,000 | $ 300,000 | $ 117,000 |
| Worcester County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 207,000 |
| Belknap County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Bernalillo County New Mexico | 1 | $ 166,000 | $ 166,000 | $ 65,000 |
| Stokes County North Carolina | 1 | $ 274,000 | $ 274,000 | $ 142,000 |
| Wake County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 58,000 |
| Watauga County North Carolina | 1 | $ 261,000 | $ 261,000 | $ 46,000 |
| Ward County North Dakota | 1 | $ 100,000 | $ 100,000 | $ 97,000 |
| Greene County Ohio | 1 | $ 50,000 | $ 50,000 | $ 96,000 |
| Hamilton County Ohio | 1 | $ 121,000 | $ 121,000 | $ 204,000 |
| Cleveland County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| Comanche County Oklahoma | 1 | $ 169,000 | $ 169,000 | $ 93,000 |
| Oklahoma County Oklahoma | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 170,000 | $ 170,000 | $ 67,000 |
| Polk County Oregon | 1 | $ 180,000 | $ 180,000 | $ 107,000 |
| Blair County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Greenville County South Carolina | 1 | $ 249,000 | $ 249,000 | $ 119,000 |
| Sumter County South Carolina | 1 | $ 131,000 | $ 131,000 | $ 83,000 |
| Bradley County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 75,000 |
| Cumberland County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 54,000 |
| Montgomery County Tennessee | 1 | $ 229,000 | $ 229,000 | $ 69,000 |
| Polk County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 112,000 |
| Guadalupe County Texas | 1 | $ 148,000 | $ 148,000 | $ 177,000 |
| Kendall County Texas | 1 | $ 40,000 | $ 40,000 | $ 129,000 |
| Lampasas County Texas | 1 | $ 270,000 | $ 270,000 | $ 185,000 |
| Salt Lake County Utah | 1 | $ 10,000 | $ 10,000 | $ 58,000 |
| Albemarle County Virginia | 1 | $ 342,000 | $ 342,000 | $ 119,000 |
| Fairfax County Virginia | 1 | $ 160,000 | $ 160,000 | $ 116,000 |
| Hampton County Virginia | 1 | $ 90,000 | $ 90,000 | $ 75,000 |
| Newport News County Virginia | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| York County Virginia | 1 | $ 325,000 | $ 325,000 | $ 176,000 |
| Pierce County Washington | 1 | $ 152,000 | $ 152,000 | $ 56,000 |
| Putnam County West Virginia | 1 | $ 297,000 | $ 297,000 | $ 113,000 |
Mortgage Loan Application Detail Totals for Tyndall Federal Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,222 | $158,212,000 | $129,000 | $549,000 | $80,000 | $2,275,000 |
| Home Purchase | 359 | $49,119,000 | $136,000 | $895,000 | $78,000 | $368,000 |
| Home Improvement | 289 | $20,134,000 | $69,000 | $400,000 | $74,000 | $720,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,559 | $191,958,000 | $123,000 | $895,000 | $79,000 | $814,000 |
| Black or African American | 124 | $13,408,000 | $108,000 | $307,000 | $89,000 | $2,275,000 |
| Not Provided | 76 | $7,690,000 | $101,000 | $417,000 | $71,000 | $322,000 |
| Hispanic | 48 | $7,235,000 | $150,000 | $325,000 | $77,000 | $204,000 |
| Asian | 38 | $4,229,000 | $111,000 | $325,000 | $64,000 | $170,000 |
| American Indian or Alaskan Native | 23 | $2,358,000 | $102,000 | $292,000 | $73,000 | $323,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $587,000 | $293,000 | $417,000 | $177,000 | $319,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,559 | $174,141,000 | $111,000 | $895,000 | $77,000 | $814,000 |
| VA-guaranteed (Veterans Administration) | 170 | $31,831,000 | $187,000 | $372,000 | $90,000 | $337,000 |
| FHA-insured (Federal Housing Administration) | 118 | $17,945,000 | $152,000 | $380,000 | $91,000 | $2,275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $3,548,000 | $154,000 | $230,000 | $49,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 750 | $95,009,000 | $126,000 | $549,000 | $78,000 | $2,275,000 |
| Loan Originated | 724 | $84,772,000 | $117,000 | $520,000 | $77,000 | $354,000 |
| Application Withdrawn By Applicant | 280 | $37,314,000 | $133,000 | $895,000 | $87,000 | $720,000 |
| Application Approved But Not Accepted | 115 | $10,025,000 | $87,000 | $417,000 | $73,000 | $343,000 |
| File Closed For Incompleteness | 1 | $345,000 | $345,000 | $345,000 | $140,000 | $140,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tyndall Federal Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tyndall Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.