Tyndall Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Tyndall Federal Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tyndall Federal Credit Union 3109 Minnesota Ave Panama City, FL 32405 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,773 |
| Total Mortgage Loan Application Amount | $213,048,000 |
| Average Mortgage Loan Application Amount | $101,000 |
| Highest Mortgage Loan Application Amount | $600,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $1,548,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Tyndall Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tyndall Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Tyndall Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tyndall Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Tyndall Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tyndall Federal Credit Union's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bay County Florida | 915 | $ 111,731,000 | $ 122,000 | $ 79,000 |
| Baldwin County Alabama | 107 | $ 14,908,000 | $ 139,000 | $ 83,000 |
| Mobile County Alabama | 90 | $ 9,351,000 | $ 103,000 | $ 70,000 |
| Jackson County Florida | 90 | $ 7,692,000 | $ 85,000 | $ 78,000 |
| Houston County Alabama | 84 | $ 9,998,000 | $ 119,000 | $ 75,000 |
| Washington County Florida | 59 | $ 6,064,000 | $ 102,000 | $ 65,000 |
| Gulf County Florida | 52 | $ 6,594,000 | $ 126,000 | $ 74,000 |
| Franklin County Florida | 37 | $ 3,946,000 | $ 106,000 | $ 56,000 |
| Okaloosa County Florida | 21 | $ 2,621,000 | $ 124,000 | $ 76,000 |
| Calhoun County Florida | 20 | $ 1,701,000 | $ 85,000 | $ 69,000 |
| Walton County Florida | 20 | $ 3,552,000 | $ 177,000 | $ 96,000 |
| Holmes County Florida | 19 | $ 1,523,000 | $ 80,000 | $ 55,000 |
| Dale County Alabama | 17 | $ 1,610,000 | $ 94,000 | $ 69,000 |
| Leon County Florida | 13 | $ 1,370,000 | $ 105,000 | $ 69,000 |
| Escambia County Florida | 11 | $ 945,000 | $ 85,000 | $ 71,000 |
| Santa Rosa County Florida | 9 | $ 1,297,000 | $ 144,000 | $ 94,000 |
| Coffee County Alabama | 8 | $ 1,127,000 | $ 140,000 | $ 79,000 |
| Orange County Florida | 8 | $ 1,246,000 | $ 155,000 | $ 72,000 |
| Henry County Alabama | 7 | $ 1,190,000 | $ 170,000 | $ 109,000 |
| Geneva County Alabama | 6 | $ 488,000 | $ 81,000 | $ 69,000 |
| Pike County Alabama | 5 | $ 676,000 | $ 135,000 | $ 74,000 |
| Liberty County Florida | 5 | $ 612,000 | $ 122,000 | $ 65,000 |
| Hillsborough County Florida | 4 | $ 408,000 | $ 102,000 | $ 117,000 |
| Volusia County Florida | 4 | $ 400,000 | $ 100,000 | $ 89,000 |
| Houston County Georgia | 4 | $ 507,000 | $ 126,000 | $ 76,000 |
| Jefferson County Alabama | 3 | $ 684,000 | $ 228,000 | $ 130,000 |
| Brevard County Florida | 3 | $ 467,000 | $ 155,000 | $ 73,000 |
| Gadsden County Florida | 3 | $ 402,000 | $ 134,000 | $ 77,000 |
| Marion County Florida | 3 | $ 220,000 | $ 73,000 | $ 85,000 |
| Sarasota County Florida | 3 | $ 252,000 | $ 84,000 | $ 74,000 |
| Gwinnett County Georgia | 3 | $ 469,000 | $ 156,000 | $ 84,000 |
| Gloucester County Virginia | 3 | $ 556,000 | $ 185,000 | $ 106,000 |
| Butler County Alabama | 2 | $ 157,000 | $ 78,000 | $ 55,000 |
| Covington County Alabama | 2 | $ 125,000 | $ 62,000 | $ 71,000 |
| Lauderdale County Alabama | 2 | $ 508,000 | $ 254,000 | $ 258,000 |
| Lee County Alabama | 2 | $ 297,000 | $ 148,000 | $ 161,000 |
| Morgan County Alabama | 2 | $ 212,000 | $ 106,000 | $ 79,000 |
| Pima County Arizona | 2 | $ 216,000 | $ 108,000 | $ 137,000 |
| Broward County Florida | 2 | $ 254,000 | $ 127,000 | $ 143,000 |
| Duval County Florida | 2 | $ 174,000 | $ 87,000 | $ 82,000 |
| Palm Beach County Florida | 2 | $ 324,000 | $ 162,000 | $ 76,000 |
| St. Johns County Florida | 2 | $ 129,000 | $ 64,000 | $ 145,000 |
| Lowndes County Georgia | 2 | $ 222,000 | $ 111,000 | $ 80,000 |
| Kennebec County Maine | 2 | $ 320,000 | $ 160,000 | $ 91,000 |
| Polk County Minnesota | 2 | $ 392,000 | $ 196,000 | $ 93,000 |
| Lee County Mississippi | 2 | $ 346,000 | $ 173,000 | $ 128,000 |
| Burlington County New Jersey | 2 | $ 413,000 | $ 206,000 | $ 130,000 |
| Otero County New Mexico | 2 | $ 311,000 | $ 155,000 | $ 63,000 |
| Monroe County New York | 2 | $ 213,000 | $ 106,000 | $ 146,000 |
| Coffee County Tennessee | 2 | $ 332,000 | $ 166,000 | $ 106,000 |
| Elmore County Alabama | 1 | $ 158,000 | $ 158,000 | $ 63,000 |
| Escambia County Alabama | 1 | $ 243,000 | $ 243,000 | $ 242,000 |
| Monroe County Alabama | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Montgomery County Alabama | 1 | $ 140,000 | $ 140,000 | $ 98,000 |
| Shelby County Alabama | 1 | $ 186,000 | $ 186,000 | $ 111,000 |
| Washington County Alabama | 1 | $ 84,000 | $ 84,000 | $ 38,000 |
| Fairbanks North Star County Alaska | 1 | $ 350,000 | $ 350,000 | $ 188,000 |
| Maricopa County Arizona | 1 | $ 122,000 | $ 122,000 | $ 94,000 |
| Yavapai County Arizona | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Lonoke County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 119,000 |
| Pulaski County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Riverside County California | 1 | $ 337,000 | $ 337,000 | $ 177,000 |
| El Paso County Colorado | 1 | $ 111,000 | $ 111,000 | $ 66,000 |
| Weld County Colorado | 1 | $ 133,000 | $ 133,000 | $ 53,000 |
| Alachua County Florida | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Charlotte County Florida | 1 | $ 50,000 | $ 50,000 | $ 61,000 |
| Citrus County Florida | 1 | $ 51,000 | $ 51,000 | $ 73,000 |
| Columbia County Florida | 1 | $ 114,000 | $ 114,000 | $ 97,000 |
| Flagler County Florida | 1 | $ 212,000 | $ 212,000 | $ 40,000 |
| Indian River County Florida | 1 | $ 138,000 | $ 138,000 | $ 103,000 |
| Lake County Florida | 1 | $ 170,000 | $ 170,000 | $ 138,000 |
| Lee County Florida | 1 | $ 342,000 | $ 342,000 | $ 88,000 |
| Manatee County Florida | 1 | $ 350,000 | $ 350,000 | $ 218,000 |
| Martin County Florida | 1 | $ 200,000 | $ 200,000 | $ 159,000 |
| Monroe County Florida | 1 | $ 417,000 | $ 417,000 | $ 101,000 |
| Nassau County Florida | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Osceola County Florida | 1 | $ 123,000 | $ 123,000 | $ 78,000 |
| Pasco County Florida | 1 | $ 350,000 | $ 350,000 | $ 240,000 |
| Pinellas County Florida | 1 | $ 50,000 | $ 50,000 | $ 149,000 |
| Polk County Florida | 1 | $ 86,000 | $ 86,000 | $ 32,000 |
| Seminole County Florida | 1 | $ 170,000 | $ 170,000 | $ 83,000 |
| Wakulla County Florida | 1 | $ 307,000 | $ 307,000 | $ 102,000 |
| Berrien County Georgia | 1 | $ 129,000 | $ 129,000 | $ 56,000 |
| Bibb County Georgia | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Clay County Georgia | 1 | $ 192,000 | $ 192,000 | $ 129,000 |
| Columbia County Georgia | 1 | $ 175,000 | $ 175,000 | $ 118,000 |
| Coweta County Georgia | 1 | $ 78,000 | $ 78,000 | $ 102,000 |
| Dawson County Georgia | 1 | $ 207,000 | $ 207,000 | $ 172,000 |
| Greene County Georgia | 1 | $ 183,000 | $ 183,000 | $ 96,000 |
| Elmore County Idaho | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Cook County Illinois | 1 | $ 97,000 | $ 97,000 | $ 82,000 |
| Monroe County Illinois | 1 | $ 176,000 | $ 176,000 | $ 115,000 |
| Hamilton County Indiana | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| Marion County Indiana | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Geary County Kansas | 1 | $ 204,000 | $ 204,000 | $ 46,000 |
| Sedgwick County Kansas | 1 | $ 132,000 | $ 132,000 | $ 217,000 |
| East Baton Rouge County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Jefferson County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Livingston County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Terrebonne County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 111,000 |
| Howard County Maryland | 1 | $ 320,000 | $ 320,000 | $ 266,000 |
| Washington County Maryland | 1 | $ 302,000 | $ 302,000 | $ 75,000 |
| Bay County Michigan | 1 | $ 128,000 | $ 128,000 | $ 99,000 |
| Genesee County Michigan | 1 | $ 70,000 | $ 70,000 | $ 80,000 |
| Dakota County Minnesota | 1 | $ 157,000 | $ 157,000 | $ 88,000 |
| George County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Humphreys County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 164,000 |
| Jackson County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 175,000 |
| Lamar County Mississippi | 1 | $ 128,000 | $ 128,000 | $ 62,000 |
| Greene County Missouri | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Red Willow County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Brunswick County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Caldwell County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 92,000 |
| Cleveland County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 45,000 |
| Jackson County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
| Franklin County Ohio | 1 | $ 61,000 | $ 61,000 | $ 40,000 |
| Oklahoma County Oklahoma | 1 | $ 178,000 | $ 178,000 | $ 95,000 |
| Pittsburg County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 112,000 |
| Tulsa County Oklahoma | 1 | $ 173,000 | $ 173,000 | $ 53,000 |
| Multnomah County Oregon | 1 | $ 157,000 | $ 157,000 | $ 58,000 |
| Washington County Oregon | 1 | $ 417,000 | $ 417,000 | $ 162,000 |
| Adams County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 109,000 |
| Bedford County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 158,000 |
| Lebanon County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Dorchester County South Carolina | 1 | $ 56,000 | $ 56,000 | $ 104,000 |
| Bradley County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 96,000 |
| Grainger County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Lawrence County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Union County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Weakley County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 144,000 |
| Bexar County Texas | 1 | $ 59,000 | $ 59,000 | $ 70,000 |
| Lubbock County Texas | 1 | $ 231,000 | $ 231,000 | $ 102,000 |
| Suffolk County Virginia | 1 | $ 200,000 | $ 200,000 | $ 118,000 |
| King County Washington | 1 | $ 83,000 | $ 83,000 | $ 91,000 |
| Mason County Washington | 1 | $ 5,000 | $ 5,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Tyndall Federal Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,194 | $148,895,000 | $124,000 | $592,000 | $82,000 | $1,548,000 |
| Home Purchase | 444 | $57,232,000 | $128,000 | $600,000 | $72,000 | $560,000 |
| Home Improvement | 135 | $6,921,000 | $51,000 | $200,000 | $70,000 | $330,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,432 | $173,750,000 | $121,000 | $600,000 | $80,000 | $1,548,000 |
| Not Provided | 153 | $17,603,000 | $115,000 | $417,000 | $75,000 | $218,000 |
| Black or African American | 84 | $7,925,000 | $94,000 | $302,000 | $62,000 | $170,000 |
| Hispanic | 45 | $5,087,000 | $113,000 | $337,000 | $74,000 | $230,000 |
| Asian | 30 | $4,191,000 | $139,000 | $417,000 | $74,000 | $390,000 |
| American Indian or Alaskan Native | 26 | $4,031,000 | $155,000 | $417,000 | $80,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $461,000 | $153,000 | $282,000 | $80,000 | $114,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,537 | $174,807,000 | $113,000 | $600,000 | $79,000 | $1,548,000 |
| VA-guaranteed (Veterans Administration) | 140 | $25,829,000 | $184,000 | $417,000 | $89,000 | $242,000 |
| FHA-insured (Federal Housing Administration) | 75 | $9,945,000 | $132,000 | $336,000 | $65,000 | $182,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $2,467,000 | $117,000 | $255,000 | $49,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 734 | $93,406,000 | $127,000 | $592,000 | $83,000 | $390,000 |
| Application Denied By Financial Institution | 497 | $51,859,000 | $104,000 | $417,000 | $68,000 | $1,548,000 |
| Application Withdrawn By Applicant | 423 | $54,467,000 | $128,000 | $600,000 | $81,000 | $560,000 |
| Application Approved But Not Accepted | 74 | $5,751,000 | $77,000 | $240,000 | $70,000 | $276,000 |
| File Closed For Incompleteness | 45 | $7,565,000 | $168,000 | $417,000 | $103,000 | $446,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 7 | $897,000 | $128,000 | $172,000 | $80,000 | $172,000 |
| Employment History | 1 | $28,000 | $28,000 | $28,000 | $32,000 | $32,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tyndall Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tyndall Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.