Tyndall Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Tyndall Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tyndall Federal Credit Union 3109 Minnesota Ave Panama City, FL 32405 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,164 |
| Total Mortgage Loan Application Amount | $377,050,000 |
| Average Mortgage Loan Application Amount | $141,200 |
| Highest Mortgage Loan Application Amount | $625,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $1,192,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Tyndall Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tyndall Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Tyndall Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tyndall Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Tyndall Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tyndall Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bay County Florida | 1,018 | $ 186,130,000 | $ 182,000 | $ 94,000 |
| Mobile County Alabama | 156 | $ 22,480,000 | $ 144,000 | $ 81,000 |
| Houston County Alabama | 148 | $ 21,560,000 | $ 145,000 | $ 92,000 |
| Baldwin County Alabama | 146 | $ 28,770,000 | $ 197,000 | $ 106,000 |
| Jackson County Florida | 117 | $ 16,135,000 | $ 137,000 | $ 84,000 |
| Gulf County Florida | 68 | $ 12,520,000 | $ 184,000 | $ 95,000 |
| Washington County Florida | 65 | $ 9,555,000 | $ 147,000 | $ 70,000 |
| Walton County Florida | 44 | $ 10,000,000 | $ 227,000 | $ 94,000 |
| Dale County Alabama | 29 | $ 4,375,000 | $ 150,000 | $ 101,000 |
| Leon County Florida | 25 | $ 4,055,000 | $ 162,000 | $ 111,000 |
| Calhoun County Florida | 22 | $ 2,820,000 | $ 128,000 | $ 94,000 |
| Franklin County Florida | 19 | $ 2,875,000 | $ 151,000 | $ 89,000 |
| Holmes County Florida | 19 | $ 2,155,000 | $ 113,000 | $ 76,000 |
| Okaloosa County Florida | 18 | $ 3,180,000 | $ 176,000 | $ 88,000 |
| Geneva County Alabama | 16 | $ 1,820,000 | $ 113,000 | $ 76,000 |
| Henry County Alabama | 12 | $ 1,860,000 | $ 155,000 | $ 143,000 |
| Coffee County Alabama | 8 | $ 1,110,000 | $ 138,000 | $ 84,000 |
| Escambia County Florida | 8 | $ 1,180,000 | $ 147,000 | $ 108,000 |
| Santa Rosa County Florida | 8 | $ 1,780,000 | $ 222,000 | $ 109,000 |
| Gadsden County Florida | 7 | $ 1,015,000 | $ 145,000 | $ 58,000 |
| Hillsborough County Florida | 7 | $ 915,000 | $ 130,000 | $ 103,000 |
| Orange County Florida | 7 | $ 1,785,000 | $ 255,000 | $ 101,000 |
| Henry County Georgia | 6 | $ 850,000 | $ 141,000 | $ 73,000 |
| Broward County Florida | 5 | $ 1,285,000 | $ 257,000 | $ 84,000 |
| Liberty County Florida | 5 | $ 785,000 | $ 157,000 | $ 76,000 |
| Pasco County Florida | 5 | $ 1,595,000 | $ 319,000 | $ 95,000 |
| Marion County Florida | 4 | $ 900,000 | $ 225,000 | $ 54,000 |
| Wakulla County Florida | 4 | $ 1,070,000 | $ 267,000 | $ 90,000 |
| Lee County Alabama | 3 | $ 465,000 | $ 155,000 | $ 98,000 |
| Shelby County Alabama | 3 | $ 1,035,000 | $ 345,000 | $ 180,000 |
| Duval County Florida | 3 | $ 985,000 | $ 328,000 | $ 0 |
| Lake County Florida | 3 | $ 755,000 | $ 251,000 | $ 127,000 |
| Pinellas County Florida | 3 | $ 335,000 | $ 111,000 | $ 124,000 |
| Lowndes County Georgia | 3 | $ 555,000 | $ 185,000 | $ 101,000 |
| Seminole County Georgia | 3 | $ 125,000 | $ 41,000 | $ 44,000 |
| Harrison County Mississippi | 3 | $ 435,000 | $ 145,000 | $ 129,000 |
| Jackson County Mississippi | 3 | $ 515,000 | $ 171,000 | $ 80,000 |
| Clark County Nevada | 3 | $ 1,025,000 | $ 341,000 | $ 75,000 |
| Washington County Tennessee | 3 | $ 625,000 | $ 208,000 | $ 85,000 |
| Covington County Alabama | 2 | $ 430,000 | $ 215,000 | $ 86,000 |
| Escambia County Alabama | 2 | $ 240,000 | $ 120,000 | $ 91,000 |
| Jefferson County Alabama | 2 | $ 510,000 | $ 255,000 | $ 66,000 |
| Pike County Alabama | 2 | $ 300,000 | $ 150,000 | $ 104,000 |
| New Castle County Delaware | 2 | $ 610,000 | $ 305,000 | $ 240,000 |
| Brevard County Florida | 2 | $ 360,000 | $ 180,000 | $ 151,000 |
| St. Lucie County Florida | 2 | $ 110,000 | $ 55,000 | $ 39,000 |
| Catoosa County Georgia | 2 | $ 550,000 | $ 275,000 | $ 177,000 |
| Cherokee County Georgia | 2 | $ 800,000 | $ 400,000 | $ 114,000 |
| Cobb County Georgia | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Crawford County Georgia | 2 | $ 430,000 | $ 215,000 | $ 143,000 |
| Decatur County Georgia | 2 | $ 510,000 | $ 255,000 | $ 199,000 |
| Forsyth County Georgia | 2 | $ 450,000 | $ 225,000 | $ 64,000 |
| Houston County Georgia | 2 | $ 430,000 | $ 215,000 | $ 140,000 |
| Walton County Georgia | 2 | $ 330,000 | $ 165,000 | $ 107,000 |
| St. Clair County Illinois | 2 | $ 70,000 | $ 35,000 | $ 49,000 |
| Delaware County Ohio | 2 | $ 730,000 | $ 365,000 | $ 105,000 |
| Spartanburg County South Carolina | 2 | $ 570,000 | $ 285,000 | $ 191,000 |
| Carroll County Virginia | 2 | $ 180,000 | $ 90,000 | $ 73,000 |
| Barbour County Alabama | 1 | $ 175,000 | $ 175,000 | $ 151,000 |
| Chambers County Alabama | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Coosa County Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Limestone County Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Madison County Alabama | 1 | $ 475,000 | $ 475,000 | $ 125,000 |
| Marshall County Alabama | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Monroe County Alabama | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Montgomery County Alabama | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Morgan County Alabama | 1 | $ 285,000 | $ 285,000 | $ 132,000 |
| St. Clair County Alabama | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Tallapoosa County Alabama | 1 | $ 205,000 | $ 205,000 | $ 190,000 |
| Washington County Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Mohave County Arizona | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Pima County Arizona | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Pulaski County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Washington County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 117,000 |
| El Paso County Colorado | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| New Haven County Connecticut | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Kent County Delaware | 1 | $ 105,000 | $ 105,000 | $ 186,000 |
| Alachua County Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Charlotte County Florida | 1 | $ 35,000 | $ 35,000 | $ 99,000 |
| Citrus County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Clay County Florida | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Hamilton County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Indian River County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jefferson County Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 545,000 | $ 545,000 | $ 183,000 |
| Monroe County Florida | 1 | $ 95,000 | $ 95,000 | $ 121,000 |
| Osceola County Florida | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Sarasota County Florida | 1 | $ 115,000 | $ 115,000 | $ 19,000 |
| St. Johns County Florida | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
| Suwannee County Florida | 1 | $ 185,000 | $ 185,000 | $ 121,000 |
| Volusia County Florida | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Clarke County Georgia | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Clayton County Georgia | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Coweta County Georgia | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Early County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 255,000 | $ 255,000 | $ 175,000 |
| Hall County Georgia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Jackson County Georgia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Newton County Georgia | 1 | $ 205,000 | $ 205,000 | $ 144,000 |
| Paulding County Georgia | 1 | $ 165,000 | $ 165,000 | $ 174,000 |
| Stephens County Georgia | 1 | $ 285,000 | $ 285,000 | $ 127,000 |
| Sumter County Georgia | 1 | $ 65,000 | $ 65,000 | $ 127,000 |
| Bureau County Illinois | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Cook County Illinois | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Steuben County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Hardin County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| East Baton Rouge County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Cumberland County Maine | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Howard County Maryland | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Prince George's County Maryland | 1 | $ 415,000 | $ 415,000 | $ 177,000 |
| George County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Clay County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Jackson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Johnson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Garden County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Washoe County Nevada | 1 | $ 65,000 | $ 65,000 | $ 170,000 |
| Mercer County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 160,000 |
| Dona Ana County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Kings County New York | 1 | $ 405,000 | $ 405,000 | $ 230,000 |
| Nassau County New York | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Ontario County New York | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Tompkins County New York | 1 | $ 205,000 | $ 205,000 | $ 330,000 |
| Washington County New York | 1 | $ 175,000 | $ 175,000 | $ 154,000 |
| Alamance County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Avery County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Catawba County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Forsyth County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Franklin County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| Granville County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 132,000 |
| Wake County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 134,000 |
| Morrow County Ohio | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
| Cumberland County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 147,000 |
| Providence County Rhode Island | 1 | $ 485,000 | $ 485,000 | $ 201,000 |
| Dorchester County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 200,000 |
| Lexington County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 146,000 |
| Blount County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Coffee County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 315,000 |
| Polk County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Robertson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Rutherford County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 101,000 |
| Davis County Utah | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Botetourt County Virginia | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Gloucester County Virginia | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Stafford County Virginia | 1 | $ 135,000 | $ 135,000 | $ 139,000 |
| York County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
Mortgage Loan Application Detail Totals for Tyndall Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 759 | $171,585,000 | $226,000 | $575,000 | $95,000 | $364,000 |
| Refinancing | 557 | $94,515,000 | $169,000 | $595,000 | $95,000 | $1,192,000 |
| Cash-out Refinancing | 505 | $86,425,000 | $171,000 | $625,000 | $94,000 | $373,000 |
| Other Purpose | 185 | $15,795,000 | $85,000 | $405,000 | $94,000 | $377,000 |
| Home Improvement | 158 | $8,730,000 | $55,000 | $325,000 | $87,000 | $225,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,485 | $262,015,000 | $176,000 | $625,000 | $97,000 | $1,192,000 |
| Not Provided | 400 | $67,510,000 | $168,000 | $595,000 | $90,000 | $364,000 |
| Black or African American | 127 | $19,245,000 | $151,000 | $595,000 | $75,000 | $199,000 |
| Hispanic | 60 | $10,550,000 | $175,000 | $465,000 | $92,000 | $256,000 |
| Asian | 56 | $11,180,000 | $199,000 | $545,000 | $81,000 | $215,000 |
| American Indian or Alaskan Native | 22 | $3,800,000 | $172,000 | $515,000 | $87,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $935,000 | $311,000 | $415,000 | $247,000 | $250,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,917 | $319,265,000 | $166,000 | $625,000 | $95,000 | $1,192,000 |
| VA-guaranteed (Veterans Administration) | 160 | $41,560,000 | $259,000 | $595,000 | $104,000 | $272,000 |
| FHA-insured (Federal Housing Administration) | 54 | $10,170,000 | $188,000 | $365,000 | $59,000 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 33 | $6,055,000 | $183,000 | $375,000 | $63,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,339 | $236,675,000 | $176,000 | $595,000 | $98,000 | $1,192,000 |
| Application Withdrawn By Applicant | 438 | $85,000,000 | $194,000 | $625,000 | $88,000 | $137,000 |
| Application Denied By Financial Institution | 303 | $42,175,000 | $139,000 | $545,000 | $54,000 | $240,000 |
| File Closed For Incompleteness | 75 | $11,625,000 | $155,000 | $395,000 | $0 | $0 |
| Application Approved But Not Accepted | 9 | $1,575,000 | $175,000 | $315,000 | $104,000 | $150,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,861 | $334,875,000 | $179,000 | $625,000 | $98,000 | $1,192,000 |
| Debt-To-Income Ratio | 134 | $21,700,000 | $161,000 | $545,000 | $53,000 | $188,000 |
| Credit History | 82 | $10,350,000 | $126,000 | $475,000 | $0 | $0 |
| Other | 42 | $5,340,000 | $127,000 | $275,000 | $24,000 | $24,000 |
| Collateral | 33 | $3,115,000 | $94,000 | $225,000 | $0 | $0 |
| Unverifiable Information | 8 | $970,000 | $121,000 | $285,000 | $84,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $700,000 | $175,000 | $245,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tyndall Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tyndall Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.