U.S. Financial Group, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
U.S. Financial Group, Inc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | U.S. Financial Group, Inc 2915 Ryan St Lake Charles, LA 70601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 |
| Total Number of Mortgage Applications | 1,665 |
| Total Mortgage Loan Application Amount | $270,102,000 |
| Average Mortgage Loan Application Amount | $177,500 |
| Highest Mortgage Loan Application Amount | $1,785,000 |
| Average Applicant Income | $83,500 |
| Highest Applicant Income | $1,080,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with U.S. Financial Group, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing U.S. Financial Group, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down U.S. Financial Group, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how U.S. Financial Group, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by U.S. Financial Group, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at U.S. Financial Group, Inc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Calcasieu County Louisiana | 661 | $ 126,813,000 | $ 191,000 | $ 87,000 |
| Jefferson County Texas | 63 | $ 8,309,000 | $ 131,000 | $ 72,000 |
| Jefferson Davis County Louisiana | 43 | $ 7,354,000 | $ 171,000 | $ 80,000 |
| Beauregard County Louisiana | 41 | $ 7,591,000 | $ 185,000 | $ 75,000 |
| Livingston County Louisiana | 34 | $ 6,617,000 | $ 194,000 | $ 74,000 |
| East Baton Rouge County Louisiana | 27 | $ 4,747,000 | $ 175,000 | $ 56,000 |
| Allen County Louisiana | 14 | $ 1,606,000 | $ 114,000 | $ 47,000 |
| Ascension County Louisiana | 11 | $ 2,668,000 | $ 242,000 | $ 84,000 |
| Orange County Texas | 10 | $ 1,529,000 | $ 152,000 | $ 77,000 |
| Lafayette County Louisiana | 9 | $ 1,756,000 | $ 195,000 | $ 69,000 |
| Hardin County Texas | 6 | $ 1,323,000 | $ 220,000 | $ 94,000 |
| Cameron County Louisiana | 5 | $ 1,412,000 | $ 282,000 | $ 109,000 |
| Tangipahoa County Louisiana | 4 | $ 679,000 | $ 169,000 | $ 74,000 |
| Vernon County Louisiana | 4 | $ 599,000 | $ 149,000 | $ 114,000 |
| Orleans County Louisiana | 2 | $ 575,000 | $ 287,000 | $ 90,000 |
| Hunt County Texas | 2 | $ 226,000 | $ 113,000 | $ 45,000 |
| Newton County Texas | 2 | $ 236,000 | $ 118,000 | $ 62,000 |
| Williamson County Texas | 2 | $ 741,000 | $ 370,000 | $ 475,000 |
| Acadia County Louisiana | 1 | $ 49,000 | $ 49,000 | $ 54,000 |
| East Feliciana County Louisiana | 1 | $ 74,000 | $ 74,000 | $ 47,000 |
| Natchitoches County Louisiana | 1 | $ 187,000 | $ 187,000 | $ 88,000 |
| St. Landry County Louisiana | 1 | $ 137,000 | $ 137,000 | $ 58,000 |
| West Baton Rouge County Louisiana | 1 | $ 169,000 | $ 169,000 | $ 93,000 |
| Fort Bend County Texas | 1 | $ 312,000 | $ 312,000 | $ 155,000 |
| Harris County Texas | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Jasper County Texas | 1 | $ 174,000 | $ 174,000 | $ 139,000 |
| Leon County Texas | 1 | $ 186,000 | $ 186,000 | $ 99,000 |
| Tyler County Texas | 1 | $ 192,000 | $ 192,000 | $ 75,000 |
| Van Zandt County Texas | 1 | $ 128,000 | $ 128,000 | $ 119,000 |
Mortgage Loan Application Detail Totals for U.S. Financial Group, Inc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,404 | $217,841,000 | $155,000 | $1,785,000 | $65,000 | $1,080,000 |
| Refinancing | 261 | $52,261,000 | $200,000 | $700,000 | $102,000 | $584,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,215 | $206,777,000 | $170,000 | $1,785,000 | $75,000 | $1,080,000 |
| Black or African American | 354 | $48,636,000 | $137,000 | $417,000 | $54,000 | $196,000 |
| Hispanic | 65 | $9,371,000 | $144,000 | $424,000 | $68,000 | $242,000 |
| Asian | 20 | $3,702,000 | $185,000 | $417,000 | $71,000 | $159,000 |
| American Indian or Alaskan Native | 8 | $1,115,000 | $139,000 | $190,000 | $68,000 | $120,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $442,000 | $221,000 | $252,000 | $74,000 | $100,000 |
| Not Provided | 1 | $59,000 | $59,000 | $59,000 | $24,000 | $24,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 751 | $107,590,000 | $143,000 | $334,000 | $60,000 | $427,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 567 | $106,993,000 | $188,000 | $1,785,000 | $91,000 | $1,080,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 217 | $29,021,000 | $133,000 | $324,000 | $46,000 | $117,000 |
| VA-guaranteed (Veterans Administration) | 130 | $26,498,000 | $203,000 | $643,000 | $79,000 | $419,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Preapproval Denied by Financial Institution | 714 | $93,553,000 | $131,000 | $417,000 | $52,000 | $200,000 |
| Loan Originated | 579 | $106,251,000 | $183,000 | $700,000 | $81,000 | $584,000 |
| Application Approved But Not Accepted | 226 | $47,141,000 | $208,000 | $1,785,000 | $104,000 | $1,080,000 |
| Application Denied By Financial Institution | 107 | $15,695,000 | $146,000 | $417,000 | $60,000 | $158,000 |
| Application Withdrawn By Applicant | 37 | $7,015,000 | $189,000 | $417,000 | $81,000 | $207,000 |
| File Closed For Incompleteness | 2 | $447,000 | $223,000 | $339,000 | $91,000 | $111,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 603 | $79,339,000 | $131,000 | $417,000 | $54,000 | $200,000 |
| Debt-To-Income Ratio | 142 | $18,449,000 | $129,000 | $311,000 | $43,000 | $186,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $4,888,000 | $162,000 | $417,000 | $63,000 | $120,000 |
| Employment History | 18 | $2,379,000 | $132,000 | $233,000 | $57,000 | $120,000 |
| Other | 11 | $1,766,000 | $160,000 | $275,000 | $78,000 | $139,000 |
| Collateral | 10 | $1,315,000 | $131,000 | $261,000 | $59,000 | $127,000 |
| Unverifiable Information | 3 | $557,000 | $185,000 | $206,000 | $63,000 | $85,000 |
| Mortgage Insurance Denied | 3 | $403,000 | $134,000 | $195,000 | $48,000 | $67,000 |
| Credit Application Incomplete | 1 | $152,000 | $152,000 | $152,000 | $48,000 | $48,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into U.S. Financial Group, Inc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess U.S. Financial Group, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.