U.S. Trust Company, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
U.S. Trust Company, Na 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | U.S. Trust Company, Na 4601 Touchton Rd E #3220 Jacksonville, FL 32246 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 843 |
| Total Mortgage Loan Application Amount | $658,841,000 |
| Average Mortgage Loan Application Amount | $665,095 |
| Highest Mortgage Loan Application Amount | $11,000,000 |
| Average Applicant Income | $400,739 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with U.S. Trust Company, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing U.S. Trust Company, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down U.S. Trust Company, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how U.S. Trust Company, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by U.S. Trust Company, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at U.S. Trust Company, Na's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH, CA | 94 | $ 103,823,000 | $ 1,104,000 | $ 1,222,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 48 | $ 29,636,000 | $ 617,000 | $ 938,000 |
| SAN FRANCISCO, CA | 38 | $ 42,896,000 | $ 1,128,000 | $ 469,000 |
| DALLAS, TX | 37 | $ 21,222,000 | $ 573,000 | $ 338,000 |
| PORTLAND-VANCOUVER, OR-WA | 35 | $ 23,961,000 | $ 684,000 | $ 207,000 |
| ORANGE COUNTY, CA | 33 | $ 29,359,000 | $ 889,000 | $ 253,000 |
| WEST PALM BEACH-BOCA RATON, FL | 33 | $ 40,626,000 | $ 1,231,000 | $ 647,000 |
| STAMFORD-NORWALK, CT | 28 | $ 35,835,000 | $ 1,279,000 | $ 1,293,000 |
| HOUSTON, TX | 27 | $ 12,722,000 | $ 471,000 | $ 505,000 |
| OAKLAND, CA | 22 | $ 16,174,000 | $ 735,000 | $ 405,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 20 | $ 12,389,000 | $ 619,000 | $ 327,000 |
| SAN DIEGO, CA | 19 | $ 15,680,000 | $ 825,000 | $ 511,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 18 | $ 9,724,000 | $ 540,000 | $ 664,000 |
| NEW YORK, NY | 17 | $ 12,400,000 | $ 729,000 | $ 261,000 |
| WASHINGTON, DC-MD-VA-WV | 16 | $ 8,274,000 | $ 517,000 | $ 177,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 13 | $ 4,102,000 | $ 315,000 | $ 119,000 |
| NAPLES, FL | 13 | $ 8,923,000 | $ 686,000 | $ 425,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 11 | $ 5,641,000 | $ 512,000 | $ 366,000 |
| PHILADELPHIA, PA-NJ | 9 | $ 9,516,000 | $ 1,057,000 | $ 779,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 9 | $ 7,740,000 | $ 860,000 | $ 444,000 |
| VENTURA, CA | 9 | $ 8,261,000 | $ 917,000 | $ 476,000 |
| FORT MYERS-CAPE CORAL, FL | 8 | $ 4,453,000 | $ 556,000 | $ 302,000 |
| PHOENIX-MESA, AZ | 8 | $ 8,505,000 | $ 1,063,000 | $ 2,118,000 |
| NASSAU-SUFFOLK, NY | 7 | $ 5,150,000 | $ 735,000 | $ 400,000 |
| AUSTIN-SAN MARCOS, TX | 6 | $ 2,643,000 | $ 440,000 | $ 177,000 |
| BALTIMORE, MD | 6 | $ 3,710,000 | $ 618,000 | $ 491,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 6 | $ 6,063,000 | $ 1,010,000 | $ 745,000 |
| HARTFORD, CT | 5 | $ 3,490,000 | $ 698,000 | $ 242,000 |
| SAN JOSE, CA | 5 | $ 5,775,000 | $ 1,155,000 | $ 220,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 5 | $ 3,588,000 | $ 717,000 | $ 769,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 5 | $ 5,792,000 | $ 1,158,000 | $ 187,000 |
| FORT WORTH-ARLINGTON, TX | 4 | $ 1,820,000 | $ 455,000 | $ 221,000 |
| JACKSONVILLE, FL | 4 | $ 3,066,000 | $ 766,000 | $ 585,000 |
| ORLANDO, FL | 4 | $ 4,591,000 | $ 1,147,000 | $ 4,554,000 |
| PROVIDENCE-FALL RIVER-WARWICK, RI-MA | 4 | $ 2,745,000 | $ 686,000 | $ 237,000 |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $ 3,276,000 | $ 819,000 | $ 507,000 |
| SANTA FE, NM | 4 | $ 4,662,000 | $ 1,165,000 | $ 442,000 |
| ATLANTIC-CAPE MAY, NJ | 3 | $ 2,677,000 | $ 892,000 | $ 294,000 |
| BRIDGEPORT, CT | 3 | $ 723,000 | $ 241,000 | $ 88,000 |
| FORT LAUDERDALE, FL | 3 | $ 1,326,000 | $ 442,000 | $ 246,000 |
| LAS VEGAS, NV-AZ | 3 | $ 1,797,000 | $ 599,000 | $ 1,341,000 |
| NEWARK, NJ | 3 | $ 2,576,000 | $ 858,000 | $ 362,000 |
| SACRAMENTO, CA | 3 | $ 963,000 | $ 321,000 | $ 57,000 |
| SALINAS, CA | 3 | $ 4,433,000 | $ 1,477,000 | $ 0 |
| SARASOTA-BRADENTON, FL | 3 | $ 1,390,000 | $ 463,000 | $ 276,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 3 | $ 2,678,000 | $ 892,000 | $ 28,000 |
| ASHEVILLE, NC | 2 | $ 1,750,000 | $ 875,000 | $ 175,000 |
| ATLANTA, GA | 2 | $ 616,000 | $ 308,000 | $ 23,000 |
| BAKERSFIELD, CA | 2 | $ 600,000 | $ 300,000 | $ 120,000 |
| BARNSTABLE-YARMOUTH, MA | 2 | $ 1,580,000 | $ 790,000 | $ 649,000 |
| CHARLOTTESVILLE, VA | 2 | $ 1,450,000 | $ 725,000 | $ 375,000 |
| CHICAGO, IL | 2 | $ 1,825,000 | $ 912,000 | $ 270,000 |
| DENVER, CO | 2 | $ 1,211,000 | $ 605,000 | $ 170,000 |
| FLAGSTAFF, AZ-UT | 2 | $ 393,000 | $ 196,000 | $ 105,000 |
| LAWRENCE, KS | 2 | $ 198,000 | $ 99,000 | $ 104,000 |
| MIAMI, FL | 2 | $ 1,438,000 | $ 719,000 | $ 258,000 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 2 | $ 885,000 | $ 442,000 | $ 431,000 |
| MYRTLE BEACH, SC | 2 | $ 362,000 | $ 181,000 | $ 64,000 |
| NEW HAVEN-MERIDEN, CT | 2 | $ 860,000 | $ 430,000 | $ 533,000 |
| PENSACOLA, FL | 2 | $ 762,000 | $ 381,000 | $ 228,000 |
| ST. LOUIS, MO-IL | 2 | $ 1,551,000 | $ 775,000 | $ 600,000 |
| TUCSON, AZ | 2 | $ 1,095,000 | $ 547,000 | $ 364,000 |
| AKRON, OH | 1 | $ 254,000 | $ 254,000 | $ 208,000 |
| BOSTON, MA-NH | 1 | $ 300,000 | $ 300,000 | $ 0 |
| BOULDER-LONGMONT, CO | 1 | $ 590,000 | $ 590,000 | $ 122,000 |
| COLUMBUS, OH | 1 | $ 280,000 | $ 280,000 | $ 162,000 |
| DANBURY, CT | 1 | $ 230,000 | $ 230,000 | $ 0 |
| DAYTONA BEACH, FL | 1 | $ 219,000 | $ 219,000 | $ 84,000 |
| DETROIT, MI | 1 | $ 200,000 | $ 200,000 | $ 132,000 |
| DUTCHESS COUNTY, NY | 1 | $ 200,000 | $ 200,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| GALVESTON-TEXAS CITY, TX | 1 | $ 118,000 | $ 118,000 | $ 48,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 1 | $ 575,000 | $ 575,000 | $ 0 |
| LOUISVILLE, KY-IN | 1 | $ 560,000 | $ 560,000 | $ 0 |
| MADISON, WI | 1 | $ 144,000 | $ 144,000 | $ 39,000 |
| MONMOUTH-OCEAN, NJ | 1 | $ 500,000 | $ 500,000 | $ 616,000 |
| NEW LONDON-NORWICH, CT-RI | 1 | $ 400,000 | $ 400,000 | $ 106,000 |
| PITTSFIELD, MA | 1 | $ 405,000 | $ 405,000 | $ 435,000 |
| REDDING, CA | 1 | $ 850,000 | $ 850,000 | $ 0 |
| SALT LAKE CITY-OGDEN, UT | 1 | $ 335,000 | $ 335,000 | $ 340,000 |
| SANTA ROSA, CA | 1 | $ 1,100,000 | $ 1,100,000 | $ 2,313,000 |
| SAVANNAH, GA | 1 | $ 1,000,000 | $ 1,000,000 | $ 573,000 |
| SHEBOYGAN, WI | 1 | $ 440,000 | $ 440,000 | $ 540,000 |
| SPRINGFIELD, MA | 1 | $ 335,000 | $ 335,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1 | $ 190,000 | $ 190,000 | $ 101,000 |
| WILMINGTON, NC | 1 | $ 217,000 | $ 217,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for U.S. Trust Company, Na in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 513 | $365,506,000 | $588,272 | $7,000,000 | $409,515 | $9,000,000 |
| Home Purchase (one-to-four family) | 307 | $280,103,000 | $765,032 | $11,000,000 | $329,258 | $9,999,000 |
| Home Improvement (one-to-four family) | 23 | $13,232,000 | $602,555 | $2,300,000 | $614,777 | $3,750,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 604 | $440,098,000 | $623,657 | $11,000,000 | $385,028 | $9,999,000 |
| Not applicable | 166 | $152,176,000 | $853,933 | $7,000,000 | $18,800 | $548,000 |
| Information not provided by applicant in mail or telephone application | 42 | $41,785,000 | $913,285 | $3,440,000 | $365,571 | $4,494,000 |
| Asian or Pacific Islander | 10 | $10,162,000 | $613,800 | $5,000,000 | $809,600 | $7,600,000 |
| Black | 10 | $8,005,000 | $685,600 | $2,025,000 | $2,005,600 | $9,000,000 |
| Hispanic | 6 | $3,949,000 | $720,250 | $1,270,000 | $802,500 | $2,198,000 |
| American Indian or Alaskan Native | 4 | $2,236,000 | $616,000 | $731,000 | $509,000 | $827,000 |
| Other | 1 | $430,000 | $430,000 | $430,000 | $198,000 | $198,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 843 | $658,841,000 | $638,621 | $11,000,000 | $347,108 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 758 | $583,198,000 | $628,638 | $11,000,000 | $340,222 | $9,999,000 |
| Application Approved But Not Accepted | 49 | $39,733,000 | $660,562 | $3,440,000 | $417,062 | $5,000,000 |
| Application Withdrawn By Applicant | 28 | $28,509,000 | $968,500 | $3,300,000 | $484,500 | $5,000,000 |
| Application Denied By Financial Institution | 8 | $7,401,000 | $970,250 | $4,000,000 | $279,250 | $742,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 5 | $6,248,000 | $1,184,666 | $4,000,000 | $429,000 | $742,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,038,000 | $519,000 | $750,000 | $65,500 | $131,000 |
| Other | 1 | $115,000 | $115,000 | $115,000 | $25,000 | $25,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into U.S. Trust Company, Na's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess U.S. Trust Company, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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