U.S. Trust Company, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
U.S. Trust Company, Na 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | U.S. Trust Company, Na 4601 Touchton Rd E #3220 Jacksonville, FL 32246 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 843 |
| Total Mortgage Loan Application Amount | $658,841,000 |
| Average Mortgage Loan Application Amount | $665,095 |
| Highest Mortgage Loan Application Amount | $11,000,000 |
| Average Applicant Income | $400,739 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with U.S. Trust Company, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing U.S. Trust Company, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down U.S. Trust Company, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how U.S. Trust Company, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by U.S. Trust Company, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at U.S. Trust Company, Na's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 94 | $ 103,823,000 | $ 1,104,000 | $ 1,222,000 |
| Hennepin County Minnesota | 38 | $ 26,665,000 | $ 701,000 | $ 1,624,000 |
| Orange County California | 33 | $ 29,359,000 | $ 889,000 | $ 253,000 |
| Palm Beach County Florida | 33 | $ 40,626,000 | $ 1,231,000 | $ 647,000 |
| Fairfield County Connecticut | 32 | $ 36,788,000 | $ 1,149,000 | $ 923,000 |
| Dallas County Texas | 31 | $ 18,189,000 | $ 586,000 | $ 400,000 |
| Multnomah County Oregon | 27 | $ 20,792,000 | $ 770,000 | $ 248,000 |
| Harris County Texas | 25 | $ 12,012,000 | $ 480,000 | $ 498,000 |
| San Diego County California | 19 | $ 15,680,000 | $ 825,000 | $ 511,000 |
| Riverside County California | 17 | $ 8,724,000 | $ 513,000 | $ 336,000 |
| Mecklenburg County North Carolina | 17 | $ 11,357,000 | $ 668,000 | $ 434,000 |
| Contra Costa County California | 16 | $ 13,007,000 | $ 812,000 | $ 502,000 |
| District of Columbia County District Of Columbia | 16 | $ 8,274,000 | $ 517,000 | $ 177,000 |
| Marin County California | 14 | $ 12,736,000 | $ 909,000 | $ 77,000 |
| San Francisco County California | 14 | $ 15,159,000 | $ 1,082,000 | $ 219,000 |
| Indian River County Florida | 14 | $ 9,703,000 | $ 693,000 | $ 515,000 |
| Collier County Florida | 13 | $ 8,923,000 | $ 686,000 | $ 425,000 |
| Montgomery County Maryland | 11 | $ 8,280,000 | $ 752,000 | $ 345,000 |
| San Mateo County California | 10 | $ 15,001,000 | $ 1,500,000 | $ 1,188,000 |
| New York County New York | 10 | $ 8,221,000 | $ 822,000 | $ 101,000 |
| Guilford County North Carolina | 10 | $ 3,308,000 | $ 330,000 | $ 122,000 |
| Santa Barbara County California | 9 | $ 7,740,000 | $ 860,000 | $ 444,000 |
| Ventura County California | 9 | $ 8,261,000 | $ 917,000 | $ 476,000 |
| Eagle County Colorado | 9 | $ 12,721,000 | $ 1,413,000 | $ 298,000 |
| Wake County North Carolina | 9 | $ 4,969,000 | $ 552,000 | $ 533,000 |
| Maricopa County Arizona | 8 | $ 8,505,000 | $ 1,063,000 | $ 2,118,000 |
| Lee County Florida | 8 | $ 4,453,000 | $ 556,000 | $ 302,000 |
| Fairfax County Virginia | 7 | $ 3,939,000 | $ 562,000 | $ 179,000 |
| Alameda County California | 6 | $ 3,167,000 | $ 527,000 | $ 65,000 |
| Charleston County South Carolina | 6 | $ 6,063,000 | $ 1,010,000 | $ 745,000 |
| San Luis Obispo County California | 5 | $ 3,588,000 | $ 717,000 | $ 769,000 |
| Santa Clara County California | 5 | $ 5,775,000 | $ 1,155,000 | $ 220,000 |
| Summit County Colorado | 5 | $ 2,069,000 | $ 413,000 | $ 141,000 |
| Hartford County Connecticut | 5 | $ 3,490,000 | $ 698,000 | $ 242,000 |
| Westchester County New York | 5 | $ 2,857,000 | $ 571,000 | $ 494,000 |
| Clackamas County Oregon | 5 | $ 2,460,000 | $ 492,000 | $ 191,000 |
| Montgomery County Pennsylvania | 5 | $ 7,625,000 | $ 1,525,000 | $ 1,851,000 |
| Travis County Texas | 5 | $ 2,398,000 | $ 479,000 | $ 237,000 |
| Arlington County Virginia | 5 | $ 1,324,000 | $ 264,000 | $ 60,000 |
| King County Washington | 5 | $ 5,792,000 | $ 1,158,000 | $ 187,000 |
| Santa Cruz County California | 4 | $ 3,276,000 | $ 819,000 | $ 507,000 |
| Santa Fe County New Mexico | 4 | $ 4,662,000 | $ 1,165,000 | $ 442,000 |
| Nassau County New York | 4 | $ 2,150,000 | $ 537,000 | $ 318,000 |
| Tarrant County Texas | 4 | $ 1,820,000 | $ 455,000 | $ 221,000 |
| Alexandria County Virginia | 4 | $ 1,834,000 | $ 458,000 | $ 253,000 |
| Monterey County California | 3 | $ 4,433,000 | $ 1,477,000 | $ 0 |
| Nevada County California | 3 | $ 1,330,000 | $ 443,000 | $ 99,000 |
| Placer County California | 3 | $ 963,000 | $ 321,000 | $ 57,000 |
| New London County Connecticut | 3 | $ 2,180,000 | $ 726,000 | $ 313,000 |
| Sussex County Delaware | 3 | $ 1,312,000 | $ 437,000 | $ 82,000 |
| Broward County Florida | 3 | $ 1,326,000 | $ 442,000 | $ 246,000 |
| Monroe County Florida | 3 | $ 4,440,000 | $ 1,480,000 | $ 368,000 |
| Orange County Florida | 3 | $ 4,151,000 | $ 1,383,000 | $ 9,000,000 |
| St. Johns County Florida | 3 | $ 2,840,000 | $ 946,000 | $ 726,000 |
| Prince George's County Maryland | 3 | $ 806,000 | $ 268,000 | $ 92,000 |
| Nantucket County Massachusetts | 3 | $ 4,600,000 | $ 1,533,000 | $ 491,000 |
| Dakota County Minnesota | 3 | $ 1,100,000 | $ 366,000 | $ 372,000 |
| Ramsey County Minnesota | 3 | $ 918,000 | $ 306,000 | $ 232,000 |
| Clark County Nevada | 3 | $ 1,797,000 | $ 599,000 | $ 1,341,000 |
| Cape May County New Jersey | 3 | $ 2,677,000 | $ 892,000 | $ 294,000 |
| Suffolk County New York | 3 | $ 3,000,000 | $ 1,000,000 | $ 482,000 |
| Forsyth County North Carolina | 3 | $ 794,000 | $ 264,000 | $ 116,000 |
| Union County North Carolina | 3 | $ 1,032,000 | $ 344,000 | $ 167,000 |
| Deschutes County Oregon | 3 | $ 1,157,000 | $ 385,000 | $ 91,000 |
| Washington County Oregon | 3 | $ 709,000 | $ 236,000 | $ 32,000 |
| Providence County Rhode Island | 3 | $ 2,245,000 | $ 748,000 | $ 282,000 |
| Collin County Texas | 3 | $ 1,083,000 | $ 361,000 | $ 53,000 |
| Denton County Texas | 3 | $ 1,950,000 | $ 650,000 | $ 436,000 |
| Fauquier County Virginia | 3 | $ 4,930,000 | $ 1,643,000 | $ 241,000 |
| Coconino County Arizona | 2 | $ 393,000 | $ 196,000 | $ 105,000 |
| Pima County Arizona | 2 | $ 1,095,000 | $ 547,000 | $ 364,000 |
| Kern County California | 2 | $ 600,000 | $ 300,000 | $ 120,000 |
| Napa County California | 2 | $ 2,345,000 | $ 1,172,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 1,211,000 | $ 605,000 | $ 170,000 |
| Pitkin County Colorado | 2 | $ 4,663,000 | $ 2,331,000 | $ 924,000 |
| Miami-Dade County Florida | 2 | $ 1,438,000 | $ 719,000 | $ 258,000 |
| Sarasota County Florida | 2 | $ 1,105,000 | $ 552,000 | $ 66,000 |
| Cook County Illinois | 2 | $ 1,825,000 | $ 912,000 | $ 270,000 |
| Douglas County Kansas | 2 | $ 198,000 | $ 99,000 | $ 104,000 |
| Baltimore County Maryland | 2 | $ 2,200,000 | $ 1,100,000 | $ 850,000 |
| Baltimore City County Maryland | 2 | $ 360,000 | $ 180,000 | $ 62,000 |
| Calvert County Maryland | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Barnstable County Massachusetts | 2 | $ 1,580,000 | $ 790,000 | $ 649,000 |
| Carver County Minnesota | 2 | $ 560,000 | $ 280,000 | $ 339,000 |
| Cass County Minnesota | 2 | $ 600,000 | $ 300,000 | $ 150,000 |
| St. Louis County Missouri | 2 | $ 1,551,000 | $ 775,000 | $ 600,000 |
| Morris County New Jersey | 2 | $ 2,276,000 | $ 1,138,000 | $ 451,000 |
| Kings County New York | 2 | $ 1,322,000 | $ 661,000 | $ 191,000 |
| Watauga County North Carolina | 2 | $ 1,025,000 | $ 512,000 | $ 259,000 |
| Chester County Pennsylvania | 2 | $ 975,000 | $ 487,000 | $ 402,000 |
| Beaufort County South Carolina | 2 | $ 1,027,000 | $ 513,000 | $ 86,000 |
| Horry County South Carolina | 2 | $ 362,000 | $ 181,000 | $ 64,000 |
| Albemarle County Virginia | 2 | $ 1,450,000 | $ 725,000 | $ 375,000 |
| Prince William County Virginia | 2 | $ 1,050,000 | $ 525,000 | $ 280,000 |
| Pulaski County Arkansas | 1 | $ 575,000 | $ 575,000 | $ 0 |
| San Bernardino County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 2,632,000 |
| Shasta County California | 1 | $ 850,000 | $ 850,000 | $ 0 |
| Solano County California | 1 | $ 333,000 | $ 333,000 | $ 84,000 |
| Sonoma County California | 1 | $ 1,100,000 | $ 1,100,000 | $ 2,313,000 |
| Boulder County Colorado | 1 | $ 590,000 | $ 590,000 | $ 122,000 |
| San Miguel County Colorado | 1 | $ 2,415,000 | $ 2,415,000 | $ 200,000 |
| Middlesex County Connecticut | 1 | $ 650,000 | $ 650,000 | $ 822,000 |
| New Haven County Connecticut | 1 | $ 210,000 | $ 210,000 | $ 244,000 |
| Escambia County Florida | 1 | $ 500,000 | $ 500,000 | $ 456,000 |
| Flagler County Florida | 1 | $ 219,000 | $ 219,000 | $ 84,000 |
| Hillsborough County Florida | 1 | $ 190,000 | $ 190,000 | $ 101,000 |
| Manatee County Florida | 1 | $ 285,000 | $ 285,000 | $ 487,000 |
| Nassau County Florida | 1 | $ 226,000 | $ 226,000 | $ 162,000 |
| Santa Rosa County Florida | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Seminole County Florida | 1 | $ 440,000 | $ 440,000 | $ 109,000 |
| Walton County Florida | 1 | $ 600,000 | $ 600,000 | $ 941,000 |
| Bryan County Georgia | 1 | $ 1,000,000 | $ 1,000,000 | $ 573,000 |
| Fulton County Georgia | 1 | $ 216,000 | $ 216,000 | $ 47,000 |
| Greene County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Pickens County Georgia | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Blaine County Idaho | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Hancock County Maine | 1 | $ 300,000 | $ 300,000 | $ 345,000 |
| Washington County Maine | 1 | $ 350,000 | $ 350,000 | $ 182,000 |
| Anne Arundel County Maryland | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 500,000 | $ 500,000 | $ 1,126,000 |
| Wicomico County Maryland | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Worcester County Maryland | 1 | $ 450,000 | $ 450,000 | $ 615,000 |
| Berkshire County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 435,000 |
| Dukes County Massachusetts | 1 | $ 500,000 | $ 500,000 | $ 257,000 |
| Essex County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Oakland County Michigan | 1 | $ 200,000 | $ 200,000 | $ 132,000 |
| Scott County Minnesota | 1 | $ 260,000 | $ 260,000 | $ 104,000 |
| Sherburne County Minnesota | 1 | $ 133,000 | $ 133,000 | $ 110,000 |
| Wabasha County Minnesota | 1 | $ 475,000 | $ 475,000 | $ 450,000 |
| Gallatin County Montana | 1 | $ 630,000 | $ 630,000 | $ 94,000 |
| Belknap County New Hampshire | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 374,000 |
| Hunterdon County New Jersey | 1 | $ 229,000 | $ 229,000 | $ 312,000 |
| Ocean County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 616,000 |
| Somerset County New Jersey | 1 | $ 656,000 | $ 656,000 | $ 550,000 |
| Union County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 186,000 |
| Dutchess County New York | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Alleghany County North Carolina | 1 | $ 442,000 | $ 442,000 | $ 876,000 |
| Avery County North Carolina | 1 | $ 480,000 | $ 480,000 | $ 1,021,000 |
| Buncombe County North Carolina | 1 | $ 950,000 | $ 950,000 | $ 184,000 |
| Carteret County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 126,000 |
| Chatham County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 46,000 |
| Henderson County North Carolina | 1 | $ 750,000 | $ 750,000 | $ 131,000 |
| Jackson County North Carolina | 1 | $ 700,000 | $ 700,000 | $ 529,000 |
| Madison County North Carolina | 1 | $ 800,000 | $ 800,000 | $ 167,000 |
| New Hanover County North Carolina | 1 | $ 217,000 | $ 217,000 | $ 69,000 |
| Orange County North Carolina | 1 | $ 575,000 | $ 575,000 | $ 186,000 |
| Perquimans County North Carolina | 1 | $ 775,000 | $ 775,000 | $ 294,000 |
| Person County North Carolina | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Franklin County Ohio | 1 | $ 280,000 | $ 280,000 | $ 162,000 |
| Summit County Ohio | 1 | $ 254,000 | $ 254,000 | $ 208,000 |
| Lane County Oregon | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Lincoln County Oregon | 1 | $ 300,000 | $ 300,000 | $ 742,000 |
| Linn County Oregon | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
| Bucks County Pennsylvania | 1 | $ 306,000 | $ 306,000 | $ 173,000 |
| Delaware County Pennsylvania | 1 | $ 610,000 | $ 610,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 500,000 | $ 500,000 | $ 100,000 |
| Greenville County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Oconee County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 701,000 |
| Aransas County Texas | 1 | $ 561,000 | $ 561,000 | $ 900,000 |
| Fort Bend County Texas | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Franklin County Texas | 1 | $ 253,000 | $ 253,000 | $ 1,603,000 |
| Galveston County Texas | 1 | $ 118,000 | $ 118,000 | $ 48,000 |
| Montgomery County Texas | 1 | $ 385,000 | $ 385,000 | $ 920,000 |
| Somervell County Texas | 1 | $ 35,000 | $ 35,000 | $ 269,000 |
| Stephens County Texas | 1 | $ 200,000 | $ 200,000 | $ 116,000 |
| Williamson County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 335,000 | $ 335,000 | $ 340,000 |
| Windsor County Vermont | 1 | $ 200,000 | $ 200,000 | $ 26,000 |
| Loudoun County Virginia | 1 | $ 405,000 | $ 405,000 | $ 350,000 |
| Nelson County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Orange County Virginia | 1 | $ 1,000,000 | $ 1,000,000 | $ 277,000 |
| Rockingham County Virginia | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Clark County Washington | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 39,000 |
| Sheboygan County Wisconsin | 1 | $ 440,000 | $ 440,000 | $ 540,000 |
| Washburn County Wisconsin | 1 | $ 1,100,000 | $ 1,100,000 | $ 941,000 |
Mortgage Loan Application Detail Totals for U.S. Trust Company, Na in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 513 | $365,506,000 | $588,272 | $7,000,000 | $409,515 | $9,000,000 |
| Home Purchase (one-to-four family) | 307 | $280,103,000 | $765,032 | $11,000,000 | $329,258 | $9,999,000 |
| Home Improvement (one-to-four family) | 23 | $13,232,000 | $602,555 | $2,300,000 | $614,777 | $3,750,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 604 | $440,098,000 | $623,657 | $11,000,000 | $385,028 | $9,999,000 |
| Not applicable | 166 | $152,176,000 | $853,933 | $7,000,000 | $18,800 | $548,000 |
| Information not provided by applicant in mail or telephone application | 42 | $41,785,000 | $913,285 | $3,440,000 | $365,571 | $4,494,000 |
| Asian or Pacific Islander | 10 | $10,162,000 | $613,800 | $5,000,000 | $809,600 | $7,600,000 |
| Black | 10 | $8,005,000 | $685,600 | $2,025,000 | $2,005,600 | $9,000,000 |
| Hispanic | 6 | $3,949,000 | $720,250 | $1,270,000 | $802,500 | $2,198,000 |
| American Indian or Alaskan Native | 4 | $2,236,000 | $616,000 | $731,000 | $509,000 | $827,000 |
| Other | 1 | $430,000 | $430,000 | $430,000 | $198,000 | $198,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 843 | $658,841,000 | $638,621 | $11,000,000 | $347,108 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 758 | $583,198,000 | $628,638 | $11,000,000 | $340,222 | $9,999,000 |
| Application Approved But Not Accepted | 49 | $39,733,000 | $660,562 | $3,440,000 | $417,062 | $5,000,000 |
| Application Withdrawn By Applicant | 28 | $28,509,000 | $968,500 | $3,300,000 | $484,500 | $5,000,000 |
| Application Denied By Financial Institution | 8 | $7,401,000 | $970,250 | $4,000,000 | $279,250 | $742,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 5 | $6,248,000 | $1,184,666 | $4,000,000 | $429,000 | $742,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,038,000 | $519,000 | $750,000 | $65,500 | $131,000 |
| Other | 1 | $115,000 | $115,000 | $115,000 | $25,000 | $25,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into U.S. Trust Company, Na's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess U.S. Trust Company, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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